There are many excellent resources on NPS on ETMONEY. Here are some you should use: 1. Our NPS calculator at www.etmoney.com/tools-and-calculators/nps-calculator 2. Invest in NPS and save taxes at www.etmoney.com/nps 3. We have 9 articles on different aspects of National Pension Scheme at www.etmoney.com/blog/category/nps/
I am a govt. Employee and my contribution under section 80 c in nps is 37k and over all is 1.5 lakh I want to know that I can contribute extra 50k under section 80ccd 1(b) to save overall 2 lakh under this section
I am speechless after watching this vedio.. I am 35 years old and I don't have any lic policy I was worried today I got the offer letter were company is providing nsp as extra benifit facilities.. So I just thought let's understand what is nsp.. And now I am happy to know about nsp. God gives you so much success in your life So many people still not aware about this
@Sagar Ughade Thank you for the kind words. Glad that you found the content informative and useful. Do share this video with your friends & colleagues and spread the awareness.
Kitne aaram se aur kitne spasht tarike se inhone samjhaya. Bahut achha laga. Aur inhi ki wajah se mai channel subscribe kar raha hu. Generally indian channels na hadbad hadbad sab bolte hain. Par inka kitna achha tarika tha.
The anchor has such a calmness to him, that I feel like hugging him and sleep :D. But thanks for such a good explanation. I understand that the 40% of the maturity amount will depend on the kind of product we choose and hence we can receive this amount till our death as well - slowly in a periodic manner.
Although this video is best it's not clearing 100% doubts I think one more video is required to clear some doubts 1) If you select Active choice initially can you revert it back 2)How much minimum yearly investment value is decided 3)if I don't invest in one year and then want to continue will I? 4)Fair idea should be given on annuity and monthly pension with example does annuity rates vary every year? 5) if someone dies after 4-5 years of nps subscription then what happens 6)Is it applicable for defence personnel?
Kindly upload your videos in English language or at least with English subtitles, as this channel is becoming very popular & increasing to have a pan Indian following. A humble request from your loyal follower.
In case of death of the person, what happens with the money invested in NPS account? Also please also explain about nomination facility. What is payment term? Are we supposed to invest without break or we can stop at any time, but funds would have lock-in till 60th birthday?
Great video! Does ELSS come under which of these in 80C section 1. Subscription to approved mutual fund 2. Subscription to notified mutual fund 3. Subscription to equity shares.
1st one. In case you are asking while declaring to your employer for form 16/tds you can choose either of 1st 2 options. Employer can take any as ELSS is tax free and covers in 80c. Lock in period is 3 years. Best ELSS is quant ELSS
Thanks for the video, I have one query. Is the investment amount flexible? Say for example, if I invest ₹50K in one year, can I increase or decrease the amount in the coming years?
Sir, your video was really very helpful. I will be really grateful, if you reply to this question. So, after maturity at the age of 60, maximum 60% of the total NPS corpus can be withdrawn. Please let me know is it possible by any means, to withdraw the balance 40% of the matured amount without going for a monthly pension scheme? And if it is possible, then what is the penalty or exit load?
Thank you so much 😀 .. and Mr. Patil, please allow us sometime to respond to your questions that you posted today. Those were very pertinent questions .. thanks for taking the time out for that.
I can say it's the best explanation on NPS.. clear & informative.. But I've one doubt here, hoping you'd clarify - Is employer contribution beneficial for NPS, considering the long term investment??
First of all thanks a lot for explaining such neatly with points. :) Am thinking of investing in NPS(Tier 1). For me 80C is already exhausted(1.5 lac) with other tax saving options except NPS. So, if I take NPS scheme will I get additional benefit of 50k (under 80CCD)? Or NPS itself has to be of 2lacs to get 80C+80CCD tax exemptions?
Hello Saumyadip: Thanks for your warm words. You can choose an NPS scheme for the additional benefit of 50k. We have an excellent blog on this too .. pls have a read at www.etmoney.com/blog/category/nps/
Recently I started watching your channel and loved how you untangle seemingly complex topics about investment for beginners like me. I have few doubts about investment in NPS Tier 2. 1. Is the equity portion is only invested in index funds by fund managers of NPS? 2. Can I use NPS tier 2 as an alternate of mutual funds for short term investment. let's say around 3 years. keeping the equity portion max out to 75%. 3. Can I use NPS tier 2 as alternate to savings account keeping the proportion to 0% equity and 100% govt. bonds. 4. Is the govt. bond folio in NPS similar to debt funds in mutual funds? I feel most of my questions are connected. Please answer it here or make a short video on 'Can tier 2 NPS be used as alternate to MF or savings account for medium to short term investments. Thanks
Thanks for sharing useful info in concise manner Is there any tax benefits on returns for NPS Tier 2 ?? Can you share any data on how much I can expect returns for moderate / aggresive ??
You are welcome 1. No tax benefits on Tier 2 accounts npscra.nsdl.co.in/tax-benefits-under-nps.php 2. Pls watch video on Best NPS manager th-cam.com/video/B2Im6jO8tGk/w-d-xo.html
There are many excellent resources on NPS on ETMONEY. Here are some you should use:
1. Our NPS calculator at www.etmoney.com/tools-and-calculators/nps-calculator
2. Invest in NPS and save taxes at www.etmoney.com/nps
3. We have 9 articles on different aspects of National Pension Scheme at www.etmoney.com/blog/category/nps/
Ll
Sir i hold a pmapy ac and a pran
Can i open a nps ac
Will i be able to take benifit of both
NPS or MF which is better?
I am a govt. Employee and my contribution under section 80 c in nps is 37k and over all is 1.5 lakh I want to know that I can contribute extra 50k under section 80ccd 1(b) to save overall 2 lakh under this section
The way of presentation and explanation deserves claps
Very True!
Gentleman,you seem to be in a teaching profession.Very neat presentation
Thanks. I would be happy ifit was inEnglish
@@rajamvenkataramanan3065 s⅖2s#aa₹#####22ss№S at a⅖
8
Echo with you..
Every Media person or any professional should learn from this guy how to present a presentation. Such a brilliant guy.
I am speechless after watching this vedio..
I am 35 years old and I don't have any lic policy I was worried today I got the offer letter were company is providing nsp as extra benifit facilities..
So I just thought let's understand what is nsp..
And now I am happy to know about nsp.
God gives you so much success in your life
So many people still not aware about this
@Sagar Ughade Thank you for the kind words. Glad that you found the content informative and useful. Do share this video with your friends & colleagues and spread the awareness.
@@ETMONEY sure
If you want lic policy then contact me @ 9654744038
This channel is a gem.
Highly Underrated.
Thank you
Kitne aaram se aur kitne spasht tarike se inhone samjhaya. Bahut achha laga. Aur inhi ki wajah se mai channel subscribe kar raha hu.
Generally indian channels na hadbad hadbad sab bolte hain. Par inka kitna achha tarika tha.
What a beautiful way to make someone understand. Clean and elegant.🙏
Thanks a lot 😊
The anchor has such a calmness to him, that I feel like hugging him and sleep :D. But thanks for such a good explanation. I understand that the 40% of the maturity amount will depend on the kind of product we choose and hence we can receive this amount till our death as well - slowly in a periodic manner.
Thank you for your warm words
Although this video is best it's not clearing 100% doubts I think one more video is required to clear some doubts
1) If you select Active choice initially can you revert it back
2)How much minimum yearly investment value is decided
3)if I don't invest in one year and then want to continue will I?
4)Fair idea should be given on annuity and monthly pension with example does annuity rates vary every year?
5) if someone dies after 4-5 years of nps subscription then what happens
6)Is it applicable for defence personnel?
i must say it's a brilliant presentation!!!!
Thanks!
Gently explained by a gentleman
Thanks!
Very well explained in a simple and nice language. Keep up the great work team. 🙏 - Thanks, EduPathshala by Amit
Thank you very much Amit. Glad you liked it.
Sir
Everything apart. Aapka presentation skill kabile taarif hai .
Maine li nps
Thank you
Clear Explanation Kudos to Anchor for simplifying it
Thanks!
Excellent video. Brilliantly presented.
Many thanks!
Great explaination...Such an amazing one that even me as a beginner can understand it!!!!
Glad it was helpful! Thanks.
Great way to explain. Calm and soothing.
Excellent Presentation!
Glad you liked it!
Well explained. You deserve appreciation for this video.
Beautiful presentation. Thanks for the video.
So nice of you. Thanks
Very informative video. Good work guys.👏 Keep it up👍
Thank you
Awesome Video and great explanation!...loved it!
Video has covered complete idea on NPS . Thanks
Very easy to understand and really well explained.. Thank you so much ETMoney for this.
You are very welcome
Very nice and informative. Like all your videos. Simple and easy to understand for even beginners. Well done. Keep it up🙏👏👏
Thank you Vishal Chauhan
Superbly presented..
Sir the way you explain is outstanding, it's clear All my doubts 🙂👍
Short and crisp -very well explained
Thanks
Precisely explained. Thanks for your efforts in helping me understanding about NPS.
Most welcome, Sreekanth.
The explanation was so easy to understand ! Thank you for this !
Very wonderful explaination sir. Thank you 👍
You are most welcome
Kindly upload your videos in English language or at least with English subtitles, as this channel is becoming very popular & increasing to have a pan Indian following.
A humble request from your loyal follower.
U explain so well and calmly...😍
Thank you
Woo great presentation sir ....channel must deserve million subscribers 😍🤗 keep going
Thank you so much 😀
The way you present and your voice is superb...
So nice of you. Thank you very much!
Cleared all my doubts! Great video. And the host's presentation skills are fantastic. Keep it up 👍
Very good explanation 👌👌
Way of explanation is superb
Thank you!
I am watching more video financial education but your explanation is too good...
Nice video. But just an additional info - PF also falls in the EEE benefit category apart from NPS, PPF and Sukanya Samridhi Scheme
Very lucid and crisp
Thanks
Excellent presentation sir. Your voice is like Ram of The Ramayana.
Thanks a lot
Very well described.
Thank you so much sir you are so great in explanation of topics .
You are most welcome
Hello, When you say about NPS returns, is it the amount in Tier 1 account? Or, the sum of amounts in both Tier 1 and Tier 2 accounts?
In case of death of the person, what happens with the money invested in NPS account? Also please also explain about nomination facility. What is payment term? Are we supposed to invest without break or we can stop at any time, but funds would have lock-in till 60th birthday?
Excellent explanation
What if pensioner die at 62 and his nominee at 63..all money will be lapsed to insurance company? .
Best explanation,I read multiple sites and even NPS site.This is best one.
Thank you Amit Deshpande
Brilliant presentation so lucidly explained
Thank you very much
very well presented and articulated!
Great and easy to understand
Glad to hear that
Is the national Pension Scheme and national Pension system one and the same thing ?
I really liked the host attitude and simplicity ..
Thank you Juned Rehman
Fantastic Sharing About NPS :)
Our pleasure!
Sir you have explained very well thank you thank you so much
Most welcome
Damm Helpful.. It's so better than other chaos videos ;) #ThankYou
Thank you Subhav Sharma. Yes, we try to get to the point quickly and I am glad you liked our video formats
Well Explained 👏👍
Thank you 🙂
Hello sir
Can we add lumpsum amount too along with monthly amount we are giving in NPS scheme ?
Great video!
Does ELSS come under which of these in 80C section
1. Subscription to approved mutual fund
2. Subscription to notified mutual fund
3. Subscription to equity shares.
1st one. In case you are asking while declaring to your employer for form 16/tds you can choose either of 1st 2 options. Employer can take any as ELSS is tax free and covers in 80c. Lock in period is 3 years. Best ELSS is quant ELSS
Very detailed explanation. Fantastic video.
Very informative video. Keep it up.
Thanks a lot!
Excellent and informative..
Glad it was helpful! Thanks Atul Sharma
Very nicely represented..Superb content
hi... Great job guys... very easily explained... I have a query. I am an Indian citizen currently working in Saudi Arabia. Can i Invest?
For long term plan , I think mid cap and small cap sip is best. When my active income will b stopped, I will take swp on that corpus.
Can I change the option to aggressive life cycle from moderate in auto choice investment
Thanks for the video, I have one query. Is the investment amount flexible? Say for example, if I invest ₹50K in one year, can I increase or decrease the amount in the coming years?
Yes, you can add more or less
Good information for me
Awesome explanation
Glad you liked it Thanks!
Excellent video. Thanks
You are welcome!
Very much informative video. Just a correction sir. LIC premiums paid and maturity received also comes under EEE category. Please Correct it.
Excellent knowledge
Many many thanks
Sir, your video was really very helpful. I will be really grateful, if you reply to this question.
So, after maturity at the age of 60, maximum 60% of the total NPS corpus can be withdrawn.
Please let me know is it possible by any means, to withdraw the balance 40% of the matured amount without going for a monthly pension scheme? And if it is possible, then what is the penalty or exit load?
Best video explanation ❤️
Glad it was helpful!
Is the initial amount paid while opening NPS Account via online will be considered as Contribution or not ? Thanks !
Outstanding video information
Glad to know that. Thanks
Superb vidoe...Master class of NPS...THANK YOU SO MUCH..SIR ..
Very good presentation.
Yes I really appreciate your efforts of nicely explanation 🙏🙏🙏 like your every video
Thank you so much 😀 .. and Mr. Patil, please allow us sometime to respond to your questions that you posted today. Those were very pertinent questions .. thanks for taking the time out for that.
Clear in Detail. Amazing presentation
We are glad it was helpful!
I can say it's the best explanation on NPS.. clear & informative..
But I've one doubt here, hoping you'd clarify - Is employer contribution beneficial for NPS, considering the long term investment??
First of all thanks a lot for explaining such neatly with points. :)
Am thinking of investing in NPS(Tier 1). For me 80C is already exhausted(1.5 lac) with other tax saving options except NPS.
So, if I take NPS scheme will I get additional benefit of 50k (under 80CCD)?
Or NPS itself has to be of 2lacs to get 80C+80CCD tax exemptions?
Hello Saumyadip: Thanks for your warm words. You can choose an NPS scheme for the additional benefit of 50k. We have an excellent blog on this too .. pls have a read at www.etmoney.com/blog/category/nps/
Recently I started watching your channel and loved how you untangle seemingly complex topics about investment for beginners like me.
I have few doubts about investment in NPS Tier 2.
1. Is the equity portion is only invested in index funds by fund managers of NPS?
2. Can I use NPS tier 2 as an alternate of mutual funds for short term investment. let's say around 3 years. keeping the equity portion max out to 75%.
3. Can I use NPS tier 2 as alternate to savings account keeping the proportion to 0% equity and 100% govt. bonds.
4. Is the govt. bond folio in NPS similar to debt funds in mutual funds?
I feel most of my questions are connected. Please answer it here or make a short video on 'Can tier 2 NPS be used as alternate to MF or savings account for medium to short term investments.
Thanks
@@ETMONEY Thank you so much for this detailed reply.
Thanks for your valuable information Sir
Most welcome Sir. Thank you for liking and subscribing to the ETMONEY channel
Thank You sir gor the detailed explanation..got to know many things..👍
I request you to please make the information video about tier 1 and tier 2 video of NPS
Hi Malatesh KS - we have an excellent followup video on NPS at th-cam.com/video/w0ih8scnEz4/w-d-xo.html .. do watch the same.
What an awesome channel..I don't know presenters name, very precise videos from ETMoney, not to mention the gems from Shankar Nath
Thanks! That's Mayur
Thanks for sharing useful info in concise manner
Is there any tax benefits on returns for NPS Tier 2 ??
Can you share any data on how much I can expect returns for moderate / aggresive ??
You are welcome
1. No tax benefits on Tier 2 accounts npscra.nsdl.co.in/tax-benefits-under-nps.php
2. Pls watch video on Best NPS manager th-cam.com/video/B2Im6jO8tGk/w-d-xo.html
Very good explain
Thanks and welcome
Very cool presenter.
Superb presentation
So easy, things are via this channel. But I want to ask that whether we can select our own investments rather than auto choice from the nps website.
Yes, pls use active choice instead of auto choice. Refer to 3:24 in this video for more information on this
Wow.. thanks 🙏
Welcome 😊
Very informative and useful video. Thank you so much
Glad it was helpful!
Can you explain on risk factor, I mean what could have happen if the market went down. Totally I want to know is our money safe ?
Well explained 👌👌
Good explanation
Thanks and welcome
Crystal n clear
Clean presentation...
Thanks a lot