3 Ways My Budget is Changing in 2025 on $150,000 Debt Free Journey

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  • เผยแพร่เมื่อ 20 ม.ค. 2025

ความคิดเห็น • 20

  • @WellBehavedWallet
    @WellBehavedWallet 15 วันที่ผ่านมา

    Awww, cheering you on for sure. I'm a pray-er and definitely praying that God "will perfect that which concerns you". May He remove any blocks to the blessings that are coming your way. Here's to 2025! 🌟

  • @MissPersonalFinance
    @MissPersonalFinance 16 วันที่ผ่านมา

    Wishing you the best of luck on your journey to expand your family. Keeping you in our prayers 🙏🏽

  • @susanhoover1820
    @susanhoover1820 15 วันที่ผ่านมา

    Sending strength and wisdom to you as you continue the journey to grow your family. You’ll be a great Mom when it happens. Hugs

  • @wunderwriter1
    @wunderwriter1 16 วันที่ผ่านมา +1

    Happy to hear about the potential adoption! Sending lots of love and hugs. Our 2025 budget is much different than last year; we have a new car payment ($1K), a laundry room renovation ($25K), and a classic car still in the shop with delay after delay we want to get to mechanically sound this year instead of in pieces so we can move shops. Not going to be saving or investing much at all this year, it’s a high spend year and sometimes you just have to roll with it and get some stuff done.

  • @YazWhyNY
    @YazWhyNY 16 วันที่ผ่านมา

    Aw yay I'm cheering you guys on 💓

  • @beckatt710
    @beckatt710 16 วันที่ผ่านมา +1

    I know it's not how you wanted it but I'm so thankful adoption is something you're considering. However your family expands I know your child will be so loved ❤

  • @KatieoftheHouse
    @KatieoftheHouse 14 วันที่ผ่านมา

    We started a flexible spending account for the first time this year as well. I’m excited to try it out!
    19 years with his last truck is amazing! He got his month worth from it. I hope his new one lasts a good long time as well.
    Best of luck on your adoption journey! Sending you guys lots of love and prayers ❤

    • @budgetandbalance
      @budgetandbalance  7 วันที่ผ่านมา

      I'm hoping we can save money with FSA this year! I noticed that even though it's $50, my check was only different by about $33. It's already a win! Thank you!💜

  • @FIRE_DrNinjaTurtle
    @FIRE_DrNinjaTurtle 16 วันที่ผ่านมา

    Your fans will support you through the process of growing your family.

  • @simplifinance5154
    @simplifinance5154 16 วันที่ผ่านมา +2

    be careful with the FSA, it's different than an HSA in that the money left in the account goes away at the end of the year

    • @libbysworld7649
      @libbysworld7649 16 วันที่ผ่านมา

      It's a 15 month not a 12.

    • @simplifinance5154
      @simplifinance5154 16 วันที่ผ่านมา

      @@libbysworld7649 either way, if you don't spend it all by whatever deadline, you lose it

    • @budgetandbalance
      @budgetandbalance  16 วันที่ผ่านมา +1

      @simplifinance5154 any money contributed in 2025 has to be spent by march 2026. That is why we picked a small amount. Or everyone is getting a box of Tylenol and bandaid for Christmas

  • @terryhenderson424
    @terryhenderson424 16 วันที่ผ่านมา

    In 2023 when we lost 2nd gear in the (19) '89, we decided to upgrade to a '94. We did put some money into the "94, swapped the tires and rims out from the '89, etc... but even when considering the cost of a '94 on the open used vehicle market, we came put pretty well. Compared to a new equivalent, we came out very well inntermscofvdirect dollars. General repairs will be much cheaper.

  • @michelleh9312
    @michelleh9312 16 วันที่ผ่านมา

    So happy to hear you are starting the adoption process. We adopted our son after 10 years of trying everything short of IVF. Sending love and prayers your way!

    • @budgetandbalance
      @budgetandbalance  7 วันที่ผ่านมา

      That's aweome, thank you for sharing. Same here. We were told given my numbers chances would be less than 4% with IVF. Since we would have to pay out of pocket, it was a big decision.

  • @lucindamc
    @lucindamc 14 วันที่ผ่านมา

    Thanks for sharing! I pray God gives you and your husband your heart's desire!

  • @FIRE_DrNinjaTurtle
    @FIRE_DrNinjaTurtle 16 วันที่ผ่านมา

    Let’s do this together in 2025.