lol, I know but remember the first rule of Fight Club... on the real though, both of them did, but you right, Fight Club came out three years earlier. By the same token, though, Will Rogers was the first to say it on record, by a couple of decades even
Wow you said it all, everything you said is true.. south Africa need to start appreciating you. This is my favorite video of all times, whenever I'm about to make a final decision I'm going to go back and watch this video.. thanks for sharing this valuable information with us
This is the content I signed up for. Thank you for serving us the real deal! I was doing introspection throughout the video. Let's just say, I have a lot to correct!
All the truths in the world! 🙌🏾 this is soo heavy, especially when you’re knee deep in some of these mistakes. But its never too late to face your mistakes and make significant changes. As the saying goes - when you know better you do better. Thanks for this Nicolette
I felt this. I was buying groceries n returned things I felt I didn't need n the cashier looked at me in a funny way and when I was making a payment my card declined 😪 but wait, it was only because I had nothing on my savings so I still had to transfer my self cash(not that I didn't have) well my ego forced me to grab all the other items I had put aside just for the cashier who had a funny face on some "bitch you don't have money" no bitch see!I am paying for everything!😂😂🤣😂😂
This is the 5th time I'm watching this video today. We all need to learn this.....most of us get into bad financial decision because of lack of knowledge
Why will someone deslike such a wonderful video!!? When am here for free financial gold mine.thank you learning alot.one day I will relate to you financially coz av started implementing your knowledge.better late than never.
@@nkaiseng4698 last week I went to go and get one. Vodacom told me they cannot offer me the data contract I needed due to my low credit score. Cell C could only offer me R100 worth of contract🙁
I have that ego too, I'm leaving with 2019. I also don't recommend balloon payment and I also don't recommend a deposit for a car, rather save that money somewhere
I have all these voices of financial advice in my head and i now know most of them are from u cz i watch and rewatch your videos. You made me remember to put my bonus into good use,thanks nicollete.
Why do they judge us based on what cars we drive?? I am still driving my first car that I bought in 2010, paid it off within 3 years, and its still good to me.
It's so me God I am a payday millionaire and already used my bonus 😭😭...the thing is I fail to budget I try so hard to budget but as soon as I get paid... Lord I just become the payday Guru... I honestly want to change but am failing
Hi Nicolette, I'm interested to hear what "financial advice" ( I write this in quotation marks so that the FSCA doesn't come knocking at your door) you would give white-collar workers, especially those that report to first-line managers, with the 4th industrial revolution taking over? Unfortunately, most of them have not upskilled and this posses a great threat to their financial stability. LOVE THE CONTENT BY THE WAY!
I really like this video because you point out some very pertinent truths. Finance is more of a psychology subject than it is a quantitative one. They don't even teach that in university.
Hi, why did you upload 2 videos 4 hours apart from each other? Let me know if you want to get together then we can share what we have learned works best with youtube and the best strategy with uploads. Maybe we can make a collaboration video for the viewers and how they can make youtube videos themselves
I thought life insurance is separate from disability and medical cover. I also don't see the importance of leaving money for people when I die but I value having protection while I am still alive. Which institution offers comprehensive cover that wont cost me thousands for separate covers.
hahahahaa, yah, its clear that you want another one...you took out the volume nob ne? Eish yah, i know what you talking about, mine is 2016 and I already feel like i should let it go and buy anather one...thank you..let me think about it for three months. As for the bonus...yah ne!
It does not affect your credit score at all. It only saves you money on the interest you would have paid if you just kept on paying the normal installment. However there are numerous other questions you should ask if you have the money available to settle your car...
I heard you but sometimes some of us, what pull our finances down is the reason that we are called "Breadwinners" or some say "we pay black tax".. meaning if you are from a poor family, and you're the only one working, everybody looks up to you for money to survive or even lavish. so have you ever gone through that before you shout "YOU MUST SAVE MONEY"
its when you buy a car that you can't afford. The dealership reduces your instalments but at the end of your payment term you have to make a huge payment called a balloon payment that is worth between 20-30% of the value of the car. Issa trap.
![เจอประจำ ตอน เปิดเทอมวันแรก [EP.29]](http://i.ytimg.com/vi/eFK-B836i60/mqdefault.jpg)
“We buy things we don't need with money we don't have to impress people we don't like.”- Dave Ramsey
wasn't it Edward Norton
lol, I know but remember the first rule of Fight Club... on the real though, both of them did, but you right, Fight Club came out three years earlier. By the same token, though, Will Rogers was the first to say it on record, by a couple of decades even
@@kwakekamdivasi591 Hahahaha thanks man , I just wanted to confirm before using the quote in the future
Another Davey Boy
This here is the truth,sad truth
I couldn't look Nicolette straight in the eye during this video , younger foolish me felt like you're airing my dirty laundry 🤣🤣
Lucille Boxter oh man Lucille. It’s all of us
Wow you said it all, everything you said is true.. south Africa need to start appreciating you. This is my favorite video of all times, whenever I'm about to make a final decision I'm going to go back and watch this video.. thanks for sharing this valuable information with us
Thank you
"Stop trying to be payday millionaire" ohhhh yess
Ya, no we are a lot
Always learning something new with all your videos. 👏🏾👏🏾👏🏾👏🏾
I just love how natural and real you are😍continue keeping it real girl. You the best👏👏👏
This is the content I signed up for. Thank you for serving us the real deal! I was doing introspection throughout the video. Let's just say, I have a lot to correct!
All of us hey, the thing about money is that its more psychological than anything
Nicollette Mashile on Generation The Legacy💕. She looked @ Tau as she was going to say " Remember non of my videos constitutes as financial advice"
hahahahahaha Whattttt
🤣🤣🤣🤣
🤣🤣🤣
🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣
😂😂
Woolies meat is grass fed beef!! 😂😂😂 Yaaah neh, the things we tell ourselves in order to use more money. Ijooooo.
We don’t deserve you hey, thank you for telling it like it is, honestly I’m learning a lot from your videos. Thank you ❤️
All the truths in the world! 🙌🏾 this is soo heavy, especially when you’re knee deep in some of these mistakes. But its never too late to face your mistakes and make significant changes. As the saying goes - when you know better you do better. Thanks for this Nicolette
Doesn't she tell a story like someone you know. I love it.
Watched this twice, nothing but the truth and thank you for always being real😉
I felt this.
I was buying groceries n returned things I felt I didn't need n the cashier looked at me in a funny way and when I was making a payment my card declined 😪 but wait, it was only because I had nothing on my savings so I still had to transfer my self cash(not that I didn't have) well my ego forced me to grab all the other items I had put aside just for the cashier who had a funny face on some "bitch you don't have money" no bitch see!I am paying for everything!😂😂🤣😂😂
Nikita Zide 😂😂😂😂Askies Dali
This is the 5th time I'm watching this video today. We all need to learn this.....most of us get into bad financial decision because of lack of knowledge
Paballo Molefe all the time
Children become retirement plan🙆🙆🥺🥺
Oh bawo😭😭😭
Pearl N we are basically the sandwich generation
Very insightful. Thank you for always sharing the knowledge I learn from you everyday. Much love and blessings.
So true and very informative. I seriously need to have a conversation with myself and God.
Thanks Nicollete
Why will someone deslike such a wonderful video!!? When am here for free financial gold mine.thank you learning alot.one day I will relate to you financially coz av started implementing your knowledge.better late than never.
The devil saw us doing so well, and he introduced overdraft. That thing is the devil I tell you.😟
I cancelled mine. Issa trap
I never had over draft.
I never had clothing account.
I never had Town Talk account.
I buy cash.
I wish i could pay off the house & car.
@@nkaiseng4698 how did you get the credit record?
@@neosefudi8785 cellphone contract.
@@nkaiseng4698 last week I went to go and get one. Vodacom told me they cannot offer me the data contract I needed due to my low credit score. Cell C could only offer me R100 worth of contract🙁
Loved this video so much...love your personality more. Keep it up mntase
You are God sent.. This is the type of education I needed as a postgraduate who just started working & not really sure where my money is going..
Always on point, thank you with financial tips
Awesome video I love your content
I have that ego too, I'm leaving with 2019. I also don't recommend balloon payment and I also don't recommend a deposit for a car, rather save that money somewhere
i love you💜💛💚❤💙you are leadership✊✊✊. ....our generation need someone like you #financialLitracy
Thank you Sis
Thank you for this upload. It really helps.
I feel attacked yaz🤣🤣🤣🤣
Thanks you for financial education...
I have all these voices of financial advice in my head and i now know most of them are from u cz i watch and rewatch your videos. You made me remember to put my bonus into good use,thanks nicollete.
Why do they judge us based on what cars we drive?? I am still driving my first car that I bought in 2010, paid it off within 3 years, and its still good to me.
How?
Profound!!!! Thank you..
Quality of life for me is if I don't go to the doctor more than 4x a year cos I'm a private patient.
Umuhle sisi and your content is good 💯
Ngiyabonga
I love this wow
I love this PERSON
Hawema, I feel like crying now lol!!!!!!!!!!!!!!!!!!!! This is real stuff.
well said! Thank you
notification gang!! was waiting for an upload
Eish leah yokujola is dangerous ngempela.
I loved this video
This video is so accurate 😭😭😭😭😭
That’s how I feel when I go to Land Rover for my dad.
You such a blessing .
We like to became "We" before we become "We" 😹😹😹😹😹😹 my ex finance needs to see this
Lifestyle inflation 👏😂😂it's sad yaz 😔😔ku rough... thanks Financial Bunny wish everyone in SA was tuned in 🙁🙁
All I can say is, thank you sis.
I hear you very well: payday millionaire 🙆🙆🙆
Most people are emotional buyers
All of us. Like how dare they think I cannot afford, mxm. Let me buy to show them
It's so me God I am a payday millionaire and already used my bonus 😭😭...the thing is I fail to budget I try so hard to budget but as soon as I get paid... Lord I just become the payday Guru... I honestly want to change but am failing
Lungi Nxumalo decide to change
This video is everything
The truth I had to confront
I love this episode! Lol
VW and the volume thingie problem still not solved. Gosh🤦.
Toying around the idea of settling the car because wow the installments are painful.
VW ke masepa, how does that thing fall off
Hi Nicolette, I'm interested to hear what "financial advice" ( I write this in quotation marks so that the FSCA doesn't come knocking at your door) you would give white-collar workers, especially those that report to first-line managers, with the 4th industrial revolution taking over? Unfortunately, most of them have not upskilled and this posses a great threat to their financial stability. LOVE THE CONTENT BY THE WAY!
volume thing falls off
nobody:
Nicolette: "I need a new car"
Shots fired here!!!!. I felt this
All of us, I call 6 shots
Yoooh😄❤
I can soo relate...
Get Rich Quick schemers are like gamblers they always have it figured out this time.
This content is worth subscribed to
I really like this video because you point out some very pertinent truths. Finance is more of a psychology subject than it is a quantitative one. They don't even teach that in university.
Very true
@@FinancialBunny Ma'am I noticed that your book is out now. Would you know of any dealers that stock copies of it in Harare, Zimbabwe?
This video is talking about me!I relate so much to it!I am that type of person who transfers her money from 1 account to another ..I need help
So true... I need to stop being a pay day millionaire
and am planning to move into a new home soon...working on the agreements so long....i am scared thou
I just love you 😍😍😘😘
Nice one
so wish I'd pay my car off in 3 months 😥😣
Woolies has me by the throat but ja nhe thanks Nicollette
Grass fed beef🤣🤣
❤
I need your advise on something
Nice life problems
“The car hasn’t been washed in a while”
It really hasn't, Washing cars isn't a life I signed up for, I need the experts
Thanks sisi
The thumbnail though 😂
The "we" confession😭😭😭🤦🏾♂️
Lets confess together
👌🏾👌🏾👌🏾
Did I press like the video before listening it am I alone in this.
We are our parents retirement plans thats why they dont see black tax as a bad thing!!!
Your thumbnails though lmao!
Tiisetso Gama right 🤣
Lol yewethu, there's no need for you to drag me like this 😂😂😂😂😂
Gcobisa Dondolo Askies maaan Dali
Hey Nicollete,
Thanks for being my financial bunny
Because uyajola🤣🤣🤣🤝
am guilty i skip payments alot.
I started lately and I don't like it at all
❤️✍️
Hi everyone, my name is shoki and I am a payday millionaire🙈🙈
Black text🤣🤣🤝
Hi, why did you upload 2 videos 4 hours apart from each other? Let me know if you want to get together then we can share what we have learned works best with youtube and the best strategy with uploads. Maybe we can make a collaboration video for the viewers and how they can make youtube videos themselves
oh God I am a pay day millionaire😭 it's time for a change
I thought life insurance is separate from disability and medical cover. I also don't see the importance of leaving money for people when I die but I value having protection while I am still alive. Which institution offers comprehensive cover that wont cost me thousands for separate covers.
well said
i mean she said it well
Was the car you wanted a Ford Mustang?
Boet a whole Range Rover Supercharged
🔥🔥🔥🔥🔥 nicollletttttttte yohhhhhh u r goals
Dragged! Hai I'm trying to fix🤣
I realy had to stop the video and laugh hahahahahahaha!!! ke hore motho eo o shebile mahlong feela a re ha o na chelete hahahahahahaha!!!
Imagine, wang undermina demmet
@@FinancialBunny haholo feela hahahahahaha!!!
hahahahaa, yah, its clear that you want another one...you took out the volume nob ne? Eish yah, i know what you talking about, mine is 2016 and I already feel like i should let it go and buy anather one...thank you..let me think about it for three months. As for the bonus...yah ne!
Took it out? Aowa lol, Take your time and think. Its part of the process apparently
"Woolies meat is Grass fed beef"😂😂😂😂😂Eat the grass then.
🙊☺
You dragged me this whole video shuuu
Hey Nicolette, how does paying off my car earlier Affect my credit score?
It does not affect your credit score at all. It only saves you money on the interest you would have paid if you just kept on paying the normal installment. However there are numerous other questions you should ask if you have the money available to settle your car...
@@BizWithBruce thank you 😊... Which questions are those?🙈
I heard you but sometimes some of us, what pull our finances down is the reason that we are called "Breadwinners" or some say "we pay black tax".. meaning if you are from a poor family, and you're the only one working, everybody looks up to you for money to survive or even lavish. so have you ever gone through that before you shout "YOU MUST SAVE MONEY"
Nicollette, what is a balloon payment? 🙈 I'm lost.
Khanyisile Bentley Masemola I’m not Nicollete, but a balloon payment is a lump sum you pay at the end of the installment period.
Its a scam NJE
its when you buy a car that you can't afford. The dealership reduces your instalments but at the end of your payment term you have to make a huge payment called a balloon payment that is worth between 20-30% of the value of the car. Issa trap.
Thank you so much. 😁
😭😭😭 I was caught in that trap 🙆♂️🙆♂️ only if i knew
The “we" was my fav 😂😂😂😂😂... I love her yenino
Wow, these are reality punches to me 🙈🙈
You are not driving waw sitting at 88 000kms yet I got mine in 2016 and its now at 150 000kms
I don’t drive a lot at all