I used to work for Chrysler Financial and we used to validate information on Lexis Nexis to locate people who defaulted on their loans. Yes they do exist !
I just received my lexis lexis report after jumping through hoops. It is 122 pages long!! I am horrified. This IS WHY Insurance rates are going up. Intrusive and unconstitutional. Time for a class action lawsuit. although only the law firm wins in that scenario. Folks, it is them against us. Time for a revolution. Enough is enough....
A few years ago my wife and i tried to get pre-approved for a mortgage. We had the incone and we each had a credit score of 680+. The creditor (dont remember which one) said the minimum score they wanted was 650. They completely denied us saying our payment history was too bad. At the time the only thing we had was my wifes student loans (deferred at the time). Suddenly, I think I know what happened.
I learned over the last year about them. Thru shouldn’t not have all this info. Half that information is inaccurate. It is redundant false info making an extensive report. It’s ridiculous. 😡😡
I understand your frustration. It's essential for credit reports to be accurate. If you've encountered inaccuracies in your Lexis Nexis credit report, we recommend reaching out to them directly to address the issue. They have procedures in place to help correct any misinformation. Thank you for sharing your experience.
If you're applying for financing it's best not to freeze it otherwise lenders/creditor issuers won't be available to approve you because they won't be able to pull financial data needed for lending decision.
That’s crazy that this one company have that much information about individuals.
Crazy but true ☹
I used to work for Chrysler Financial and we used to validate information on Lexis Nexis to locate people who defaulted on their loans. Yes they do exist !
We can only imagine how tedious that can be 😅
Used to be a bill collector years ago and LexisNexis was my best friend! I can only imagine how it has advanced over the years. 😳
Indeed! Thanks for sharing your thoughts Jamie.
I just received my lexis lexis report after jumping through hoops.
It is 122 pages long!!
I am horrified.
This IS WHY Insurance rates are going up.
Intrusive and unconstitutional.
Time for a class action lawsuit. although only the law firm wins in that scenario.
Folks, it is them against us.
Time for a revolution.
Enough is enough....
You can order your FREE LexisNexis report through this link 👉consumer.risk.lexisnexis.com/request
Very valuable info! Thank you!
Glad you think so. Thanks for watching. Make sure to subscribe for more great content.
AI plus leaked Lexis Nexus data leaks.... are going to be absolute hell. No company should be able to hold such data indefinitely...
Where is link to the free LexisNexis Report you said would be in the description.
You may go to this link- consumer.risk.lexisnexis.com/request
It's called Look It Up. Took less than 30 seconds.
awesome information. Really appreciate this. I will check out your services
Awesome, we are looking forward in connecting with you!
What about Innovis?
A few years ago my wife and i tried to get pre-approved for a mortgage. We had the incone and we each had a credit score of 680+. The creditor (dont remember which one) said the minimum score they wanted was 650. They completely denied us saying our payment history was too bad. At the time the only thing we had was my wifes student loans (deferred at the time). Suddenly, I think I know what happened.
Thanks for sharing your experience hope is all well now.
I learned over the last year about them. Thru shouldn’t not have all this info. Half that information is inaccurate. It is redundant false info making an extensive report. It’s ridiculous. 😡😡
I understand your frustration. It's essential for credit reports to be accurate. If you've encountered inaccuracies in your Lexis Nexis credit report, we recommend reaching out to them directly to address the issue. They have procedures in place to help correct any misinformation. Thank you for sharing your experience.
Thanks
Thank you for watching!
If it weren't for HIPAA, your medical data would also be on the report. Americans need a constitutional right to privacy.
Is that a good idea to freeze my Lexis Nexis?
If you're applying for financing it's best not to freeze it otherwise lenders/creditor issuers won't be available to approve you because they won't be able to pull financial data needed for lending decision.
Hi. Is it a bad idea to opt out if seeking currently applying for credit?
Yes. Because Lenders will look into your financial data and personal info from this Credit Bureau.
My report was 56 pages - WTH!
That's a lot!
@@CreditSuite Sheesh. . .
I never consented to these data harvesters, isn't this grounds for privacy violations? 4th and 5th amendment
You may visit their website to opt-out from their system
@CreditSuite thank you for the information. I did order my "report".
Yes, they even have fraudulent information that has been used in your name. Disputing information now.
Thanks for watching Shwana and goodluck on that. 🙂
*LexisNexis
Thanks for watching Dominique!
ALL DEBT IS DISCHARGED UCC ARTICLE 3 PART 6
John, how does that work? Can you just send a letter stating that and collection agencies have to take it off your credit report?