How to Get Health Insurance When Self-Employed

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  • เผยแพร่เมื่อ 20 มิ.ย. 2024
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ความคิดเห็น • 96

  • @noahcollin9532
    @noahcollin9532 2 ปีที่แล้ว +53

    The American health "system" is a disgrace. The existing system needs to be completely overhauled.

    • @StephenJacksonInsurance
      @StephenJacksonInsurance ปีที่แล้ว

      Hey Noah, I'm Stephen. Hopefully you don't mind me reaching out. I saw your comment - There are new plans released in the state that save upwards of 30% from Marketplace policies that aren't tailored to your income. Were you in need of assistance?

    • @noahcollin9532
      @noahcollin9532 ปีที่แล้ว +5

      @@StephenJacksonInsurance no thank you

  • @user-pp8ly2wn6t
    @user-pp8ly2wn6t 8 หลายเดือนก่อน +5

    Would like to see more of these types of videos where small business owners can get educated on how to understand financials and use them to improve their business.

  • @juliekeeney1538
    @juliekeeney1538 2 ปีที่แล้ว +17

    1700 a month? Thought I was doing all right being self employed until you dropped that number. I’d have to make at least twice what I do to afford that and still be able to have a life that consisted of doing more than working to pay my insurance.

    • @StephenJacksonInsurance
      @StephenJacksonInsurance ปีที่แล้ว

      Hey Julie, I'm Stephen. Hopefully you don't mind me reaching out. I saw your comment - There are new plans released in the state that save upwards of 30% from Marketplace policies that aren't tailored to your income. Were you in need of assistance?

  • @JakeManson-fv3nu
    @JakeManson-fv3nu 2 หลายเดือนก่อน +3

    I am an independent agent who is licensed in 40 states. I can go over all these options that Rachel goes over depending on what’s available in your state! Let me know if you need coverage!!

  • @properdoe3414
    @properdoe3414 2 ปีที่แล้ว +34

    Noone can afford Cobra!!!! It’s astronomically expensive. Rachel I suggest you look deeper into this before you suggest this as an option for the average middle class person/family. It is not an option for anyone it’s an absolute joke.

    • @jonathanarras1281
      @jonathanarras1281 2 ปีที่แล้ว

      They are republicans so you need to be responsible for yourself and if you go to the government for healthcare you are a scourge on our society

    • @StephenJacksonInsurance
      @StephenJacksonInsurance ปีที่แล้ว

      Hey Proper, I'm Stephen. Hopefully you don't mind me reaching out. I saw your comment - There are new plans released in the state that save upwards of 30% from Marketplace policies that aren't tailored to your income. Were you in need of assistance?

    • @jhonatanmogollon2453
      @jhonatanmogollon2453 4 หลายเดือนก่อน +1

      You can always get insurance through the marketplace many people do it

    • @phillipvaughn3669
      @phillipvaughn3669 2 หลายเดือนก่อน

      Did you even listen to what she said about Cobra in her video?

  • @mahendragoyal8313
    @mahendragoyal8313 2 ปีที่แล้ว +13

    438$ 🤔 I pay 821₹ (11$) a month for a 10 million ₹ ( $1,33,000)comprehensive health insurance policy. With this money I can have a brain surgery, a heart transplant and can be Treated for cancer in the best hospital in my country i.e. India. And before someone say, it's India, top indian hospitals are as good as any European/american hospitals. I guess American healthcare system as they say is truly broken.

    • @kathryntubridypakenham2743
      @kathryntubridypakenham2743 2 ปีที่แล้ว

      Yeah that’s nuts, I don’t even both with health insurance in Canada because everything I need is covered through our universal system

  • @stephaniek5433
    @stephaniek5433 2 ปีที่แล้ว +20

    what are your thoughts when the average family is $1700.00 a month plus a $12,000 deductible. That's $32,000 before coverage- how is this affordable for a self-employed family?

    • @StephenJacksonInsurance
      @StephenJacksonInsurance ปีที่แล้ว +1

      Hey Stephanie, I'm Stephen. Hopefully you don't mind me reaching out. I saw your comment - There are new plans released in the state that save upwards of 30% from Marketplace policies that aren't tailored to your income. Were you in need of assistance?

    • @ryanprejean6919
      @ryanprejean6919 ปีที่แล้ว

      I’m reaching out to you Stephen… in hopes of finding something affordable for me and my husband.. if not then just my husband. I’m fairly young and healthy but my husband needs major surgery on his neck and we’re self employed

    • @user-he7sh3nd5t
      @user-he7sh3nd5t 9 หลายเดือนก่อน +1

      How is that affordable for ANYONE?!!’

  • @nancydickson7699
    @nancydickson7699 2 ปีที่แล้ว +24

    *WITH THE CURRENT DIP,I SERIOUSLY NEED SUGGESTION ON HOW TO DIVERSITY MY PORTFOLIO* 😪

    • @jeffmatt7086
      @jeffmatt7086 2 ปีที่แล้ว

      Starting early is the best way of getting ahead to build wealth,investing remains the priority. Forex trading has plenty of opportunities to earn a decent payout,with the right skills and proper understanding of how the market works

    • @jeffmatt7086
      @jeffmatt7086 2 ปีที่แล้ว

      Talking about being successful! I know am blessed because if not I wouldn't have met someone who is as spectacular as expert Mrs Blossom Jefferson

    • @maxfade7106
      @maxfade7106 2 ปีที่แล้ว

      This is really helpful for my situation,please how can I get intouch with her?

    • @dennissamantha1097
      @dennissamantha1097 2 ปีที่แล้ว

      Demanding for her contact details? 👇

    • @dennissamantha1097
      @dennissamantha1097 2 ปีที่แล้ว

      米国+𝟭92941𝟵𝟭𝟯𝟭𝟲米国

  • @user-wm4yn9vl4r
    @user-wm4yn9vl4r 11 หลายเดือนก่อน

    Found your post interesting to watch. I can't wait to see your new videos soon. Good Luck with the upcoming update. This TH-cam channel is really very informative and effective.

  • @user-ni5yx7ki9d
    @user-ni5yx7ki9d ปีที่แล้ว

    Great information! Thank you for breaking all this down.

  • @jennifermiller1508
    @jennifermiller1508 2 ปีที่แล้ว +4

    I'm self-employed and use Christian Healthcare Ministries.

    • @StephenJacksonInsurance
      @StephenJacksonInsurance ปีที่แล้ว

      Hey Jennifer, I'm Stephen. Hopefully you don't mind me reaching out. I saw your comment - There are new plans released in the state that save upwards of 30% from Marketplace policies that aren't tailored to your income. Were you in need of assistance?

  • @khaledamin729
    @khaledamin729 ปีที่แล้ว +1

    I like your video presentation. It is informative too, at the same time. Thanks a lot for your guidance!

    • @StephenJacksonInsurance
      @StephenJacksonInsurance ปีที่แล้ว

      Hey Khaled, I'm Stephen. Hopefully you don't mind me reaching out. I saw your comment - There are new plans released in the state that save upwards of 30% from Marketplace policies that aren't tailored to your income. Were you in need of assistance?

  • @tearosita8869
    @tearosita8869 2 ปีที่แล้ว +5

    Been thinking about this a lot recently, and google wasn’t helping. Thank you!

    • @stevenporter863
      @stevenporter863 2 ปีที่แล้ว +1

      Not having insurance (or it being materially more expensive) is just one of the drawbacks of not working for a boss and a company. Nothing wrong either way but saying the knife cuts both ways - good with the bad.

    • @StephenJacksonInsurance
      @StephenJacksonInsurance ปีที่แล้ว

      Hey Tea, I'm Stephen. Hopefully you don't mind me reaching out. I saw your comment - There are new plans released in the state that save upwards of 30% from Marketplace policies that aren't tailored to your income. Were you in need of assistance?

  • @user-io3vs7fz5j
    @user-io3vs7fz5j 2 หลายเดือนก่อน

    Thank you a lot for this video. This is very interesting and informative. Keep posting like those amazing videos, this is awesome.

  • @jonhannula2022
    @jonhannula2022 ปีที่แล้ว +2

    I'm so glad that I found this video, been praying for a wise decision as a single guy on long-term missions with YWAM . Thankful for honest information and realistic pricing, did not feel embarrassed but was able to start moving forward. Thank you Rachel for sharing. I have been listing to your dad, for over 8 years now!

    • @StephenJacksonInsurance
      @StephenJacksonInsurance ปีที่แล้ว

      Hey Jon, I'm Stephen. Hopefully you don't mind me reaching out. I saw your comment - There are new plans released in the state that save upwards of 30% from Marketplace policies that aren't tailored to your income. Were you in need of assistance?

  • @rachelmelendez9255
    @rachelmelendez9255 2 ปีที่แล้ว +1

    Yes!!!! Thank you!!!!

    • @StephenJacksonInsurance
      @StephenJacksonInsurance ปีที่แล้ว

      Hey Rachel, I'm Stephen. Hopefully you don't mind me reaching out. I saw your comment - There are new plans released in the state that save upwards of 30% from Marketplace policies that aren't tailored to your income. Were you in need of assistance?

  • @MR3DDev
    @MR3DDev 2 ปีที่แล้ว +2

    This is why I am waiting to become a citizen to go full freelance, you can't access the marketplace as a permanent resident.

    • @StephenJacksonInsurance
      @StephenJacksonInsurance ปีที่แล้ว

      Hey Dev, I'm Stephen. Hopefully you don't mind me reaching out. I saw your comment - There are new plans released in the state that save upwards of 30% from Marketplace policies that aren't tailored to your income. Were you in need of assistance?

  • @ryanderrick2870
    @ryanderrick2870 2 ปีที่แล้ว +1

    good info!

    • @StephenJacksonInsurance
      @StephenJacksonInsurance ปีที่แล้ว

      Hey Ryan, I'm Stephen. Hopefully you don't mind me reaching out. I saw your comment - There are new plans released in the state that save upwards of 30% from Marketplace policies that aren't tailored to your income. Were you in need of assistance?

  • @AC-tz3pk
    @AC-tz3pk 7 หลายเดือนก่อน

    Started my LLC a few weeks ago and just signed up for private insurance for 2024. It’s not HSA-eligible because it’s a PPO, but the deductible is $7,500. This whole HSA concept was started to help with high deductibles, so I don’t see why it matters whether it’s a PPO/HDHP/HMO/whatever. My deductible is HIGH, I should be allowed to contribute to an HSA.

  • @andylee9973
    @andylee9973 8 วันที่ผ่านมา

    Hi,
    Can I deduct my health insurance premiums with Cover California from my S Corporation payroll taxes?

  • @lauravan661
    @lauravan661 2 ปีที่แล้ว +2

    Hi Rachel can you give me your thoughts on drop shipping as a side hustle? I was trying to find more info on it, but there is not a ton.

  • @tylerbarnes209
    @tylerbarnes209 2 ปีที่แล้ว +11

    Move to a country that actually valves it’s citizens?

  • @7Tcfisher
    @7Tcfisher ปีที่แล้ว +1

    You can also go with someone like myself a Health insurance agent that specializes in individuals/families/self employed/ small business owners. If you're relatively healthy and can be approved for these plans they offer low to no deductibles, nationwide PPO coverage that are tax deductible. Cheaper better and less of a headache in general.

  • @ThaoTrangPhotography
    @ThaoTrangPhotography ปีที่แล้ว +2

    Rachel, can you please do more videos explaining about how health insurance work? Some terminology to be simplified please. Thankssss

    • @StephenJacksonInsurance
      @StephenJacksonInsurance ปีที่แล้ว

      Hey Trang, I'm Stephen. Hopefully you don't mind me reaching out. I saw your comment - There are new plans released in the state that save upwards of 30% from Marketplace policies that aren't tailored to your income. Were you in need of assistance?

  • @sweetie12-wf1ec
    @sweetie12-wf1ec 4 วันที่ผ่านมา

    tqq

  • @GrahamBradley-mn8nt
    @GrahamBradley-mn8nt หลายเดือนก่อน

    wow!

  • @krishnashorts34-yh1no
    @krishnashorts34-yh1no 4 วันที่ผ่านมา

    nice and greate

  • @tegamicheal3222
    @tegamicheal3222 2 ปีที่แล้ว +18

    ⚠️ *Stop* *wasting* *time* *and* *money* *on things that doesn't matter, invest it so you can have multiple streams of income*

    • @BIG_DREAM-pd6gb
      @BIG_DREAM-pd6gb 2 ปีที่แล้ว

      This season has been really great I’ve been making massive returns on my binary investment all thanks to my expert Mike Rodney

    • @winnerkent9491
      @winnerkent9491 2 ปีที่แล้ว

      I also trade with Mike Rodney, his trade strategies helped me earn $18,500 after a successful investment of $2,500.

    • @mikerodney5581
      @mikerodney5581 2 ปีที่แล้ว

      Having a strategy that ensures profit is the best you can do and that's not for novice, lost over $12k trading on my own

    • @ronaldchapman7379
      @ronaldchapman7379 2 ปีที่แล้ว

      Having a strategy that ensures profit is the best you can do and that's not for novice, lost over $12k trading on my own

    • @bobbrown4998
      @bobbrown4998 2 ปีที่แล้ว

      My weekly earnings from his trade strategies are mind blowing🤑🤑

  • @davidevans3175
    @davidevans3175 ปีที่แล้ว +2

    A deeper dive into this video, it appears to be a commercial for Christian Healthcare Ministries and Ramsey Trusted Providers. Don't have confidence this is legitimate impartial info from an experienced pro.

    • @StephenJacksonInsurance
      @StephenJacksonInsurance ปีที่แล้ว

      Hey David, I'm Stephen. Hopefully you don't mind me reaching out. I saw your comment - There are new plans released in the state that save upwards of 30% from Marketplace policies that aren't tailored to your income. Were you in need of assistance?

  • @listerinr
    @listerinr 2 ปีที่แล้ว +12

    If you don't like having the government involved in your life, imagine having a religious group like christian ministries determining what healthcare costs they will cover.

    • @stevenporter863
      @stevenporter863 2 ปีที่แล้ว +3

      Agreed, but that is what the options are someone chooses the independent contractor, etc route. Nothing wrong but it is part of the deal.

    • @kathryntubridypakenham2743
      @kathryntubridypakenham2743 2 ปีที่แล้ว +3

      To me their slogan of “Christians sharing healthcare costs” just makes me think well why not share it with everyone by having universal healthcare? Universal is such a blessing

    • @listerinr
      @listerinr 2 ปีที่แล้ว +1

      @@stevenporter863 I agree, but this "Christian" group is going to base what they cover on their personal religious beliefs regardless of the medical need.

    • @stevenporter863
      @stevenporter863 2 ปีที่แล้ว +1

      @@listerinr True. The Christian Ministry plan just feels and sounds like a cult (although it isn't)😏

    • @terryhollinsworth6634
      @terryhollinsworth6634 2 ปีที่แล้ว +1

      I like Obamacare it sets the standard

  • @jacobchandter3434
    @jacobchandter3434 2 ปีที่แล้ว +1

    wow

    • @StephenJacksonInsurance
      @StephenJacksonInsurance ปีที่แล้ว

      Hey Jacob, I'm Stephen. Hopefully you don't mind me reaching out. I saw your comment - There are new plans released in the state that save upwards of 30% from Marketplace policies that aren't tailored to your income. Were you in need of assistance?

  • @jonathanarras1281
    @jonathanarras1281 2 ปีที่แล้ว +6

    Hey thank god for Obamacare

    • @lukeav6097
      @lukeav6097 2 ปีที่แล้ว

      she couldn'r say Obamacare

    • @sarahshanahan2222
      @sarahshanahan2222 2 ปีที่แล้ว

      Interesting.. dave was furious when this program was created

    • @StephenJacksonInsurance
      @StephenJacksonInsurance ปีที่แล้ว

      Hey Jonathan, I'm Stephen. Hopefully you don't mind me reaching out. I saw your comment - There are new plans released in the state that save upwards of 30% from Marketplace policies that aren't tailored to your income. Were you in need of assistance?

  • @unnamedchannel1237
    @unnamedchannel1237 2 ปีที่แล้ว

    She is attractive but kinda feel sorry for her husband cause it would be kind of like kissing half of dave Ramsey

    • @juliekeeney1538
      @juliekeeney1538 2 ปีที่แล้ว +2

      Aw, come on now, you know you would