My Total Dividend Income After 4 Years Investing
ฝัง
- เผยแพร่เมื่อ 6 ก.ย. 2024
- Every single dividend I have ever received in the last 4 years.
Trading 212
www.trading212...
Sign up using this link, deposit some cash and you will get a FREE SHARE!
If you want a copy of my spreadsheets join below and I will send a week after the video goes live.
Join the Neil Invests newsletter
neil-invests.c...
Try Seeking Alpha for 1 weeks for free. Then get $50 off a years subscription. This is the analytics platform i use for all my US Stocks. Offer may change over time, but the link will always work.
Link here - www.sahg6dtr.c...
Fund investors:
Invest Engine
investengine.p...
This is an affiliate link and if you sign up with this link and deposit a minimum of £100 you will get bonus up to the value of £50
This video should not be construed as investment advice. Investments can fall and rise. Capital at risk.
Twitter - / neilinvests
Instagram - / neilinvests
DISCLAIMER: Some of these links may be affiliate links. If you purchase a product or service using one of these links, I will receive a small commission from the seller. There will be no additional charge for you.
DISCLAIMER: I am not a financial advisor and this is not a financial advice channel. All information is provided strictly for educational purposes. It does not take into account anybody's specific circumstances or situation. If you are making investment or other financial management decisions and require advice, please consult a suitably qualified licensed professional
![[TH] 2024 PMSL SEA Finals D1 | Fall | ยิงต้องโหด ให้เหมือนโกรธกันมาก่อน](http://i.ytimg.com/vi/OnTdfGySmds/mqdefault.jpg)
I am regretting not investing in stocks ever since but still grateful i kept money in the money market. With about $200k maturing soon, i plan investing in the stock market. What stocks should I look into as a newbie to safely grow my money
Thats when you hire someone to manage your money. You need a (CFP) straight up! personally, I would invest in ETF's and also love investing in individual stocks.
I took charge of my portfolio but faced losses in 2022. Realizing the need for a change, I sought advice from a fiduciary advisor. Through restructuring and diversification with dividend stocks, ETFs, Mutual funds, and REITs, my $1.2M portfolio surged, yielding an annualized gain of 28%.
Your advisor must be really good, how can I get in touch with them as my portfolio isn’t doing well.
Her name is "Dianne Sarah Olson" just research the name. you'd find necessary details to work with a correspondence to set up an appointment.
She appears to be well educated and well-read. I ran an online search on her name and came across her website; thank you for sharing
I leant that Dividend paying companies are typically not going to grow in stock price as much and the overall market. But they do tend to be stable mature companies. I want to invest around 600K for retirement, is this good strategy?
There's nothing wrong with dividend investing in stable companies, but I recommend consulting an expert if you're looking to invest that amount for retirement.
I'm nearing retirement as well and have greatly benefited from working with a financial advisor. Since I didn't start investing early, I knew I couldn't rely on the compound interest from index funds. Interestingly, I've managed to earn more profit than some of my peers who have been investing for years.
This caught my interest. I worry that I have a couple more months before retirement, and I want to switch to using a financial advisor, but I don’t really know how to find one.
*Nicole Anastasia Plumlee* is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.
I searched for her name on the internet, found her page, and reached out via email to schedule a conversation. Thank you.
Can you make your face screen 75% smaller and the spread sheet 40% larger for future vids?
Started my ISA investing journey in March 2020 just as covid arrived in uk. In a little under 4 years I’ve totalled £10.5K in dividends.
To give some perspective What was your initial investment figure?
If they investing max amount of ISA then he’s looking at around 5% per year or there about.
From £145k I am £9.4k a year. I keep pushing for £12k so I can make £1000 a month
Hello Neil, if its payed out cash dividends you are after you are wasting your time with Apple it spends 85% of the distributed income on share buy backs. This is why the dividend yeild is 0.5%.
You may want to consider if it is more advantageous for you to receive cash or for the company to retain your money and reinvest it in the business.
There is quite a bit more to consider than simply having dividends paid out in cash and effectively having a "bird in the hand" as often, over time, you can be substancially better off having "Two birds in the bush"
The very obvious example is Buffetts Bershire it has never paid a dividend but has compounded its share holders money at an average of 20% per year for 59 years straight.
Hope this helps,
All the best Andy
Love the videos mate, just subscribed. Paid off my mortgage last year so at the crusty age of 46 I’m starting my investment journey. Why didn’t I start sooner? To me your videos are more relatable than most and I’m glad I’ve found someone who shares my views on kids Christmas presents. Keep em coming.
to be able to say you have paid off your mortgage at 46 is one hell of an achievement in itself! big congratulations on breaking your mortgage chains!
Great vid, exactly what I'm doing. I'm up to £1600 in dividends a year. However I've shares in companies that don't pay dividends but I'm now moving out of them into more dividends stocks. I'm same 4 years as yourself. Compounding. You won't however double like you say each year. Fine when your putting 2k in a year to get 100 quid but once it hits 50k and 100k you won't be able to increase the dividends by much at all unless you can really put heavy money in more than an isa limit. My goal is 10k a year at which point I will retire as I'm 53. So looking at 60 to get there. And at which point I might take the dividends but the take also 5k out the account each year as well. So over time the portfolio drops and tge dividends drops to achieve a income tax free of 15k a year plus add in pension and sitting sweet till my dotage. Good luck on your journey.
Personally I’d sell them all except for the All World Index, and reinvest everything into the All World Index. Takes the guess work out of what will perform great over the next decade or two.
Thanks for your view Paul.
Thanks for sharing. I have considered dividend stocks before, i think i prefer the approach of selling a % of my holdings when needed. Apparently the mathematically "safe" withdrawal rate for snp500 is 4% [i assume higher for higher sharp ratio assets like btc], and in the meantime it will probably outperform dividend stocks.
Although i do see the alure. And the big question is, are you outperforming inflation, if not then you may be worse of overall.
Best of luck to you
Nice to see more regular vids. Thank you 🎉
What's the mechanism for reinvesting? If you make a couple of quid in a month from, say, Apple does that go straight back to Apple? How would this compare to an accumulation stock thing?
Thank god you have actual money in your portfolio I'm tired of people with 20k acting like their experts
I often buy shares and receive dividend. If the shares go down i sit on them and collect the dividend. But if the shares rise by more than %10 i sell for a profit and put the money back into other shares or even buy the shares back when the price drops.
As always, feel free to do what you like, but that strategy tends to lose out over the long run vs. simply buying and holding, which loses out to holding index funds.
If you think about it
A) stock is a lemon- you hold it forever and the money is gone
B) stock is a apple and keeps going up - you sell and make 10%, but you either buy it again at a higher price or you buy a less good stock while your original keeps going up.
C) you get something in between, it might go down a bit or up a bit, eventually you make 10% and repeat.
D) you buy and sell at (almost) exactly the correct time.
If you can consistently do D, you would be a multimillionaire. Most likely, the stocks will be in the B/C range where you would actually be better off holding onto B stocks - high-quality companies with good fundamentals.
Not to mention, there is a cost to every trade either directly from your platform or from the spread.
Great vid Neil, what are your thoughts on buying a uk dividend etf in into an isa rather than trying to pick individual shares into an isa ?
Yeah sounds good, so long as that’s part of investment approach, there are a few good ones out there.
Great stuff… this is your back story to your investing journey and it’s great. It’s fun how a lot of investors follow the same path… oh i’ll invest, I have a bit of this and a bit of that.. I got some money, oh a dividend.. OH a dividend, I like the look of that.. dividend growth investing it is for me then lol.
Great stuff as always and your Excel skill are on point, it does what you want it to do… mines a monstrosity!!
Great video, solid portfolio you have there as well.. Keep it up!
Thanks Ari. 😊
I completely ignore dividends. For me it's all about growth and then once I get closer to retirement I'll shift to income. I started in investing in 2019 and my CAGR is around 36%. I know that's not going to possible over the long term but I think at least sub £300k I can maintain a CAGR in the 20%+ range.
I am finger licking close now to six figures and up over 50% on all time returns.
I dumped ~£20k into $PYPL when it was in the low $50s, if this year it beats earnings each quarter I can easily see it crossing over $100 again and that would be a major boost.
I'm with you on this one. Most of my gains have come in Crypto. Put £20k into Solana in the $30s. Plan on taking profits later in the year to dump until ISA. Need big capital before I move to dividends, whilst still holding things like TSLA, NVDIA, MSTR
Dividends confuse me. What about your portfolio growth without your own money added? Did you average 10% a year or lower?
hello my friend,
would be good to see in this sheets how much you hold in each position
and another quaestion - what do you think about cash interest on uninvested money? Euro or Gbp is 4,2 and 5% what is actually more then some dividend stoks are
Hi bud, if you look over my portfolio review videos I show how much I hold in every position.
Yeah it’s great to get 5% on non invested cash in trading 212, will hold some cash in there but still prioritise stocks personally
Great video, how do you track the dividends coming in? Just manually check your acc?
I use get quin
Your right, it is addictive collecting the dividends 😅
Im totally obsessed too, just averaging @£200 per month now looking for the magical £10@day this year ..
Ps,enjoy the channel
Can you share how much have you been investing of your own salary to achieve this marks? Loved the video! Subscribed and liked.
Great video Neil i started dividend investing 1 year ago its slow going i received about 12 quid in divs for the year and im excited portfolio sitting at about 1200 can i ask how much roughly you invest a week thanks for the video👏
Hi Stuart, thanks so much for watching and commenting. That’s a great start bud. At the moment I am very aggressively adding to my portfolio and putting a significant % of my take home, around £1600.
@neilinvests Thats impressive thats my aim going forward to really start putting in aggressively like you said when those dividend payments come in it starts getting exciting haha
@stuartbennett7040 it really does. Good luck man.
I am new to all this and am clearly missing something but if you have invested 70k and are getting 1k back a year... would it not take 70 years to get this back?
Obviously you reinvest the dividends to get more dividends next time but how much of your real world wage have you invested vs the total value of your investments now?
Yes, his return on investment isn't great considering he is chasing dividends, around 1.42% when you should be looking closer to 4% if dividends is your main goal. However, he should be getting growth in his stock value, I'm not sure at what rate though, you'd have to do your own research. Just taking into consideration the dividend, he'll double his money in 49 years. With the S&P 500 you should double your money in 7.
Yea it's a slow process
Will you just buy funds from now on?
Nice video Neil, keep going!
Thanks Steve
Thank you for sharing your investing journey with us; really motivating 👍
Great to hear, thanks for watching.
Very impressive Neil well done 👏
Thank you Sandra, and thanks for watching.
Well done 😊
Well done best wishes .
Question, if I missed something. Are your USA stocks in a sipp because you’ll be pay with holding tax in an ISA or in a stocks and shares account
When you buy US stocks or if you bought Santander ( a spanish bank ) the withholding tax is taken before the dividend is paid regardless if you hold them in an ISA sipp or just in an ordinary share account.
Good video. Thanks
Thanks for watching Stevie
Doing well
those are terrible stocks for "dividend" investing. Not terrible stocks just terrible for dividends.
Watch them closely
Who?
Trading212
th-cam.com/video/MgqDcY7Vr4w/w-d-xo.htmlsi=Mpmd8Nb4P5349b2O
It’s not free when dividends are payed out the company drops by what it has payed out. If you want to grow your channel speak the truth it is not free cash.