Glad TH-cam is compensating you for your time, talent, creativity, openness, integrity, work, and humor. ❤ Your channel benefits many. I wish you great success! ❤
@@genadijusdovidovas183 go into Brens past videos. He has at least 1 where he shares all he has learned about staying warm and "cozy" through our New England winters. You will not be disappointed!
Hey everyone! I appreciate all the feedback on this video even the criticism. I forgot to mention health insurance. I am covered with Medicaid currently so I have no premium. It’s the only government assistance i take advantage of. I appreciate you all!
I made a long reply, but forgot to add that I have always used a local insurance agent and have had Progressive since 2000. Six months ago, I took the dive into an online broker/policy. I still have the same coverage and still with Progressive. I pay every 6 months and my payment is $100 less for each payment, so $200 less per year. For the same damned thing!!
@@jaju123456 Geez. He's homeless and has no medical insurance. He needs and is entitled to medical care. Medicaid is not the do-all tell-all people think it is. I have Medicare and Medicaid. The Medicaid does not pay unless I have spent $1371 in one day. That would be like a couple expensive tests, like MRI or CT scans. If Medicaid happens to kick in, it picks up the rest of your coinsurance and copays for the rest of the month. Then the cycle begins again the next month. These #'s are according to income. It's a complicated deal to say the least. Probably easier for illegals than for citizens, though.
Bren, I think you’re doing a WONDERFUL job. You are living a stable life, paying off your debt AND not forgetting to enjoy yourself and have fun. I also really admire your commitment to your son. Don’t worry, the savings will soon come. May God continue to keep and bless you and yours on your journey.🙏🏾❤️
I applaud you and respect you my man and this is coming from a 63 yo who recently retired. First off, you are aware of your expenses and budget. CHECK. Secondly, you are taking responsibility and are aware of your situation. CHECK. Don’t concern yourself with the naysayers if you can. Those people are likely jealous of your situation and certainly don’t help you. Keep positive and lean on those of us who have been where you are and know with the discipline you are demonstrating you will be on top before long. You are a great example and reminder to me of how a real man just gets it done by executing “your” plan. Keep it up my friend and God Bless 🙏
I believe we should NEVER apologize for being good to oneself. If coffee or, an overpriced pastry hits the spot, go for it. Life is short, be kind to yourself.
That was very honest of you to give us all that info, respect to you Bren. I hope the TH-cam continues to increase so you can start getting ahead. You're a good man Bren, God Bless you.💕🙏
Your mode of living requires so much discipline in all aspects of life and there's only a tiny margin for slippage, be it financial emotional or physical and the whole thing unravels. Give yourself a pat on the back man. A good many people would simply give up or wallow and yet here you are a living example of resilience to your son. I respect you for it. This experience is making you mentally indestructible in small increments. Take care.🌞
Nothing can open your eyes wider than sitting down and WRITING out everything you spend a month. It doesn’t sound like much when we’re adding on 12.00 dollars here or 8 there but that ish adds up fast! I always tell my children to add it up in a yearly amount and the vision is bigger! I need to trim some of those “smaller” areas in my budget too…. Thanks for the reminder! 💪🏽
Bren keep the good work up. You’re a good guy life will line up for you. Good things are coming my friend. I believe 2025 is your year. So don’t give up……😊
3:20 Bren do not stop with the Gig apps. TH-cam isn't forever. Keep trucking along, I know you've seen stories of TH-camrs calling it quits because their content isn't hitting as strong.
$600 car payment? Well, still cheaper than rent for most parts of this country. And you're right ... making extra payments on the car is a great idea. We paid extra on our mortgage every month and saved over 10 years on it. It wasn't always easy, but we just never thought about it ... that "extra" was just a scheduled payment, just like the mortgage. Geez ... the pay/earn and risk/reward cycle in this country is crazy .... if you're already rich, no problem ...the issue comes when you try to build wealth with honest labor.
What an eye opener about what it costs to live in our world right now. I hope the economy improves soon to give us ALL a little wiggle room. You are doing a great job. Much respect.
I admire your authenticity and your commitment to remaining sober and being a stable component for your son. I enjoy watching your content because I love stories of resourcefulness and overcoming. I want to share that I have an extensive background in business development in multiple industries and I think that you could have a very lucrative career in BD. You’re likable, articulate and most importantly authentic. I think you are selling yourself short working the dining gig app stuff. You are worth more than that. I just wanted to share that with you. The world is starving for authenticity and you have it. Monetize that outside of you tube and I think your income could easily double each month. Good luck and thank you for sharing your journey.
Thank you for sharing so many details about your life. Keyboard warriors are quick to judge but it takes an incredible amount of bravery being this vulnerable and open to complete strangers
$600 is about what I pay to rent one room from my cousin and my share of the utilities. Seems like a lot for a car but not when it's your home. Loving the videos, Bren. You've helped inspire a road trip I plan on taking next month, sleeping in my car as I drive ~2000 miles round trip. Keep pushing my man.
Thanks for sharing. I hate doing the exercise you just did because it sucks to see how f-ing expensive life is…My car insurance just went up 20% over the last year. No accidents or driving infractions.
Thanks Bren. I've been curious how it all balances out. Its important info for us getting ready to get on road. You are doing great so keep it up. I really enjoy your videos, always. Love to you. 🌷
Bren this was very informative, I was just saying to myself that I want to be a better Stewart over my finances starting now until . You're on the right track staying sober is a great pay off as well to your body.... I'm speaking from experience ❤
Bren, have you considered joining a Credit Union and Re-financing your car loan with them for a lower interest rate? Also, if you have an Aldi's in your area they have Kombucha for $2.89ea, with Kombucha the fermentation process turns to alcohol because of the sugar, so from what I understand it's still better for your health, with that said, you should probably still avoid it because of the 0.5% alcohol. I switch from Geico after 25yrs to Progressive and save $80 a month.
What an inspiring video! You are on such a trying but worthwhile path Bren! While your money management skills and goals are stellar, i am always so taken with all the day to day things you do to maintain your best self. It's so clearly your intention. It's so healthy -mind , body, and spirit to live the way that you do. You are so true to yourself and that's fantastic to watch!!!!
Recommend putting additional lump sum payments on the loan you pay the highest interest on. Whether that's your taxes or, car loan you'll need to determine.
Great video. At least you know exactly how your financial situation is. Most of the people have no clue as financial education is neglected in shhools. I have also made many financial mistakes in my life. Maybe for your next car , buy an hybrid. Take care
Really appreciate your honesty and how real you always are. I believe most would be lying if they said they were in the same boat as you with expenses. You are an example of the average person in this day and time. Thank you for sharing makes me feel not so alon. 😂
Hi Bren. You're doing great. You are at the financial stability level, it's when your total expenses lower than your total income. You can invest the difference or part of it and save the rest to emergency fund.
I started looking at my expenses/earnings every month a couple years ago and it has been a game changer for me to keep me on track. Periodically I will also track every dollar i spend for a month or two because its so easy to slip back into old habits
Gig work has a ceiling and you’ve reached it.. Fuel costs plus wear and tear on a rapidly depreciating asset gets to be too much for most people. You got a great mindset and attitude about getting shit straight though. Respect for sharing all the numbers, and props on the orange band.
That's why electing better politicians is important. This crap doesn't get any cheaper the way the US is heading. Regardless of anyone's political views. It's just ridiculous
Good job man, making it in America ain't easy at all. You got this. I don't know if I could ever live in car so I have a lot of respect for you. I'm sure you will be in a much better spot soon!
Great vlog Bren, thank you for sharing your private monthly expenses. It is truly mind blowing to know how much one can earn with the gig apps, and TH-cam. I know you will hit 100k subscribers and earn a Hella lot more . Many blessings Bren 🙌🏽, you're simply amazing. Jose P.
Congratulations on being financially responsible. Many folks these days have no idea what financial condition they are in. Like I tell my kids, you’ve got to tell your money where to go or it will simply disappear. Keep up the great work. 💵💵💸💸
Hi Bren. Have you thought about doing more frequent videos of yourself doing gig work? For example if you are doing 20 days of gig work a month and 2 videos a month, you could do maybe 6 videos a months but just 10 days of gig work.
It's good that even if you are down on youtube you have a fallback for grinding the Apps. Glad to see you doing a decent living brother and hope to see you growing and moving on up.
Hi Bren, spend some time with a tax consultant as I'm confident you can write off a percentage of your car payment, insurance, your cell phone as you're a in theory self-employed. Therefore things needed to keep your business afloat (such as the car, insurance, gas, maintenance & cell phone-internet-hot spot) are what is known as "non reimbursed" business expense.♥
Hey Bren! Great video, very brave to throw that all out there! Was thinking of doing something similar but, you know, fear of the critical trolls. Haha. I track just about every dollar I spend on a spradsheet that I've got broken down by month, then have YTD worksheet that totals up my business information. Very smart setting aside for future maintenance! Every gig worker should do it! And, Cumbys coffee is the BEST!
Hi Bren, thank you that was insightful! You are doing ok. None of those expenses shocked me. I thought you were going to say $800 car payment. One caution, kombucha can and does have alcohol in it and you can feel it for the ones that do so be careful. But I get why you like them. And they are probiotics. Have a good week, Russ
Wow Bren, you are doing a great job managing your finances. I think everyone should take a hard look at their spending every so often just like you did. For some it could be a real wake up call. I applaud you for sharing, it took a lot of transparency. Stay safe!
Oof! That is way more money than I thought you would spend living in your car. I guess I never realized how expensive car payments were and obviously you have full coverage insurance as well as paying to support your son, so that certainly adds up fast.
Happy Saturday, thank-you for sharing, but with this inflation going on nothing adds up to make any sense right now, hopeful for a better future. I'm on a fixs income and still thankfull as I'm a senior, because, I budget everything each month, but I still treat myself too something nice once a month like going too a cafe, movies etc. Life is for living not just for surviving🎉🎉🎉
Geico did me dirty the same way, I'm 61 years old, no wreck in my life, some dimwit short brakes me and I bump them, minor stuff as you would say, they upped my monthly $100 immediately, I left them immediately for a lower rate that Geico had me at before the bump.
Hey Bren since you love Panera have you ever considered their unlimited sip program. I keep hearing it's like $10 a month for unlimited drinks including coffee. Just a thought since you to there anyway 😊
Yeah your car payment is 500+ but it's also your home. If you were paying rent & car THAT would hurt. Lol😅 All the experience you've mentioned is not bad really. It's like what the rest of us pay, so not bad at all. Give yourself credit cuz you're doing a great job 👍
Echoing the positivity here, brother - don't be hard on yourself or self-depreciating. We ALL go through some $hit, honestly, and have to deal with things. We've all been there when it comes to car notes or the IRS (bunch of thieves, quite literally). We're all glad to see you getting by and working towards a goal. We're all here to support you. Ever think of doing a Patreon? I'm sure you'd get more income that way. Keep up the positivity and keep taking care of yourself! Love your videos.
Thank you for sharing! Keep on working hard and the light will continue to shine on you. I love this channel and how real you are. Side note: I'm currently in the process of paying off 24k in CC debt while living in NYC. It feels impossible but I'm slowly getting there. You're not alone brother. Keep inspiring!
$587 carpayment is not that bad, especially since you dwell in it and make you a living with it. Hang in there Brotherman, you are gaining ground, good job.
Hi Bren, my son is under my cell plan and I pay $50 monthly. I’m pretty sure adding an iPad will not cost &140. Thank you for this video. It’s a great perspective to car life 👍👍😊
Great job Bren! A few other people have mentioned Mint Mobile. It’s a total game changer. Get your son on it too (iPad doesn’t add anything). Keep up the great videos!
Even with the price of everything so high nowadays, you have a very decent income to keep your bills paid up and to take care of yourself and your kid with some extra. That's a blessing in itself and you're doing fine! I'm also a sober person but before I quit drinking, I realized that booze was tearing my budget up. A growing savings account and money to travel is now what I consider another benefit of sobriety 😊
Glad TH-cam is compensating you for your time, talent, creativity, openness, integrity, work, and humor. ❤ Your channel benefits many. I wish you great success! ❤
@@normamccafferty3053 thank you!
@@brenpgracehi,how do you stay warm in winter please.cos į live in the car and winter is coming
@@genadijusdovidovas183 go into Brens past videos. He has at least 1 where he shares all he has learned about staying warm and "cozy" through our New England winters. You will not be disappointed!
Hey everyone! I appreciate all the feedback on this video even the criticism. I forgot to mention health insurance. I am covered with Medicaid currently so I have no premium. It’s the only government assistance i take advantage of. I appreciate you all!
TMNT bro FOREVER
I made a long reply, but forgot to add that I have always used a local insurance agent and have had Progressive since 2000. Six months ago, I took the dive into an online broker/policy. I still have the same coverage and still with Progressive. I pay every 6 months and my payment is $100 less for each payment, so $200 less per year. For the same damned thing!!
How do you qualify for medicaid with such a relatively high income?
@@jaju123456 Geez. He's homeless and has no medical insurance. He needs and is entitled to medical care. Medicaid is not the do-all tell-all people think it is. I have Medicare and Medicaid. The Medicaid does not pay unless I have spent $1371 in one day. That would be like a couple expensive tests, like MRI or CT scans. If Medicaid happens to kick in, it picks up the rest of your coinsurance and copays for the rest of the month. Then the cycle begins again the next month. These #'s are according to income. It's a complicated deal to say the least. Probably easier for illegals than for citizens, though.
@jaju123456 He wouldn’t qualify, I make less and don’t qualify and I am 60 years old. He should explain more about what he actually reports to them.
Hey community, go easy on Bren. He is sharing stuff I would never share. He is meeting his obligations and has a plan!
The people being rude, probably live with their parents 😂
@@YankeeRebel1348True
EXACTLY 💯
I only see good comments here! What are you talking about?
@@RaveSharrma Some of “those” comments went away quickly.
Bren, I think you’re doing a WONDERFUL job. You are living a stable life, paying off your debt AND not forgetting to enjoy yourself and have fun. I also really admire your commitment to your son. Don’t worry, the savings will soon come. May God continue to keep and bless you and yours on your journey.🙏🏾❤️
I applaud you and respect you my man and this is coming from a 63 yo who recently retired. First off, you are aware of your expenses and budget. CHECK. Secondly, you are taking responsibility and are aware of your situation. CHECK. Don’t concern yourself with the naysayers if you can. Those people are likely jealous of your situation and certainly don’t help you. Keep positive and lean on those of us who have been where you are and know with the discipline you are demonstrating you will be on top before long. You are a great example and reminder to me of how a real man just gets it done by executing “your” plan. Keep it up my friend and God Bless 🙏
Wow !!! You are doing great !!!! It will all help you later on..
I believe we should NEVER apologize for being good to oneself. If coffee or, an overpriced pastry hits the spot, go for it. Life is short, be kind to yourself.
I totally agree. 😊
You should be very proud....can't believe you can live that cheap..and do it using gig work and youtube.....inspirational
Your sharing such personal figures will help others.
Thank you Carol!
That was very honest of you to give us all that info, respect to you Bren. I hope the TH-cam continues to increase so you can start getting ahead. You're a good man Bren, God Bless you.💕🙏
I appreciate that!
Your mode of living requires so much discipline in all aspects of life and there's only a tiny margin for slippage, be it financial emotional or physical and the whole thing unravels. Give yourself a pat on the back man. A good many people would simply give up or wallow and yet here you are a living example of resilience to your son. I respect you for it. This experience is making you mentally indestructible in small increments. Take care.🌞
Appreciate your candor, Bren. Survival in America ain't cheap so living your life your own way makes good sense spiritually and emotionally.
Nothing can open your eyes wider than sitting down and WRITING out everything you spend a month. It doesn’t sound like much when we’re adding on 12.00 dollars here or 8 there but that ish adds up fast! I always tell my children to add it up in a yearly amount and the vision is bigger! I need to trim some of those “smaller” areas in my budget too…. Thanks for the reminder! 💪🏽
Love the honest and straightforward talk. Keep up the great videos
also: love you man. i've made so many financial mistakes in my life and you inspire me to work hard to better my life.
Bren keep the good work up. You’re a good guy life will line up for you. Good things are coming my friend. I believe 2025 is your year. So don’t give up……😊
Bravo! You are in good spot Bren. Everything else will come from your dedication and hard work, in time! . Keep up the good job. We are with you!
Thank you for this detailed information. You are a very sympathetic guy and i wish you the best. You earn a lot, but pay a lot too.
You can never rely on TH-cam for stable income. One change in the algorithm can change everything!
Nowadays, no income is stable. Any factor can change it
Everything is unreliable. One change in your boss mind and you are unemployed.
Very important point. I hope Bren takes it to heart.
@@dec1slhstrawman.
Big respect for sharing. I like watching your videos. I hope you grow bigger and your youtube pays all your expenses fast :)
I think you are managing your expenses pretty well. Bravo!!
Thank you brother for being so transparent! You are one of my new fav TH-camrs for car. Camping
Very interesting. Bren you are doing a great job paying off your debts...congratulations!
3:20 Bren do not stop with the Gig apps. TH-cam isn't forever. Keep trucking along, I know you've seen stories of TH-camrs calling it quits because their content isn't hitting as strong.
He wouldn't be able to pay all his expenses if he quit the gig apls, no wonder the man keeps on delivering
Thanks, Bren. That was enlightening and required strength.
You’re hardworking and you have a plan. Good for you!
Excellent....Excellent video...thanks so much for sharing this info. Really helps out a lot of people. Awesome content creator.
$600 car payment? Well, still cheaper than rent for most parts of this country.
And you're right ... making extra payments on the car is a great idea. We paid extra on our mortgage every month and saved over 10 years on it. It wasn't always easy, but we just never thought about it ... that "extra" was just a scheduled payment, just like the mortgage.
Geez ... the pay/earn and risk/reward cycle in this country is crazy .... if you're already rich, no problem ...the issue comes when you try to build wealth with honest labor.
must be a brand new 2024 car.
What an eye opener about what it costs to live in our world right now. I hope the economy improves soon to give us ALL a little wiggle room. You are doing a great job. Much respect.
I admire your authenticity and your commitment to remaining sober and being a stable component for your son. I enjoy watching your content because I love stories of resourcefulness and overcoming.
I want to share that I have an extensive background in business development in multiple industries and I think that you could have a very lucrative career in BD. You’re likable, articulate and most importantly authentic. I think you are selling yourself short working the dining gig app stuff. You are worth more than that. I just wanted to share that with you. The world is starving for authenticity and you have it. Monetize that outside of you tube and I think your income could easily double each month. Good luck and thank you for sharing your journey.
@@SusanHeaton-k2w I hear ya Susan. I agree I am capable of much more. Stay tuned 😉
Thank you for sharing so many details about your life. Keyboard warriors are quick to judge but it takes an incredible amount of bravery being this vulnerable and open to complete strangers
So true!
Super awesome you're making some legit money on youtube. Keep posting. I'll keep watching.
$600 is about what I pay to rent one room from my cousin and my share of the utilities. Seems like a lot for a car but not when it's your home. Loving the videos, Bren. You've helped inspire a road trip I plan on taking next month, sleeping in my car as I drive ~2000 miles round trip. Keep pushing my man.
Thanks for sharing. I hate doing the exercise you just did because it sucks to see how f-ing expensive life is…My car insurance just went up 20% over the last year. No accidents or driving infractions.
My insurance went up too, like 200. No tix or accidents. They are trying to maintain their profit 😢
Thanks Bren. I've been curious how it all balances out. Its important info for us getting ready to get on road. You are doing great so keep it up. I really enjoy your videos, always. Love to you. 🌷
Bren this was very informative, I was just saying to myself that I want to be a better Stewart over my finances starting now until . You're on the right track staying sober is a great pay off as well to your body.... I'm speaking from experience ❤
Thanks for sharing this.
Thank you!
Excellent video. Very thorough! Thanks .
Glad you enjoyed it!
Bren, have you considered joining a Credit Union and Re-financing your car loan with them for a lower interest rate? Also, if you have an Aldi's in your area they have Kombucha for $2.89ea, with Kombucha the fermentation process turns to alcohol because of the sugar, so from what I understand it's still better for your health, with that said, you should probably still avoid it because of the 0.5% alcohol. I switch from Geico after 25yrs to Progressive and save $80 a month.
What an inspiring video! You are on such a trying but worthwhile path Bren! While your money management skills and goals are stellar, i am always so taken with all the day to day things you do to maintain your best self. It's so clearly your intention. It's so healthy -mind , body, and spirit to live the way that you do. You are so true to yourself and that's fantastic to watch!!!!
Recommend putting additional lump sum payments on the loan you pay the highest interest on. Whether that's your taxes or, car loan you'll need to determine.
Great video. At least you know exactly how your financial situation is. Most of the people have no clue as financial education is neglected in shhools. I have also made many financial mistakes in my life. Maybe for your next car , buy an hybrid. Take care
Thanks for sharing. Puts a perspective on things that's for sure.
Really appreciate your honesty and how real you always are. I believe most would be lying if they said they were in the same boat as you with expenses. You are an example of the average person in this day and time. Thank you for sharing makes me feel not so alon. 😂
Hi Bren. You're doing great. You are at the financial stability level, it's when your total expenses lower than your total income. You can invest the difference or part of it and save the rest to emergency fund.
thank you for this, huge help, especially the IRS stuff
I started looking at my expenses/earnings every month a couple years ago and it has been a game changer for me to keep me on track. Periodically I will also track every dollar i spend for a month or two because its so easy to slip back into old habits
BREM ITS great your doing a break down on your expenses.
You are your own boss, factor that in. Thanks for sharing and keep moving on and up.
Bren, your honesty and openness is a breath of fresh air. Thanks for being a great example of a good human!
Some people pay more for a car payment don't feel bad a reliable car is more important. You get what you pay for. You are doing well Bren.
your comment on starbucks, hiliarous ! thanks for the great video! you work hard and enjoy life!
Gig work has a ceiling and you’ve reached it.. Fuel costs plus wear and tear on a rapidly depreciating asset gets to be too much for most people.
You got a great mindset and attitude about getting shit straight though. Respect for sharing all the numbers, and props on the orange band.
That's why electing better politicians is important. This crap doesn't get any cheaper the way the US is heading. Regardless of anyone's political views. It's just ridiculous
Good job man, making it in America ain't easy at all. You got this. I don't know if I could ever live in car so I have a lot of respect for you. I'm sure you will be in a much better spot soon!
Thanks for sharing your personal information to help others try to figure all this out. Very generous of you. Thanks again
Yea it's crazy how quick those "life expenses" add up..
Very cool! Respect 🤜🤛
Amc stubs for movies is good too. Great video Bren!❤
Thank you Bren for being you. Currently, I'm eating at one of your favorite spots, Jersey Mike's. So far. It's very good.
Great vlog Bren, thank you for sharing your private monthly expenses. It is truly mind blowing to know how much one can earn with the gig apps, and TH-cam. I know you will hit 100k subscribers and earn a Hella lot more . Many blessings Bren 🙌🏽, you're simply amazing.
Jose P.
Thank you for the transparency ❤
That was refreshingly honest and non-sugar coated. Thank you for that
Thank you for sharing Bren. You are a hero to be living this honest life. Best!
TY Bren for sharing your information, it’s very interesting to know this. 🙏
Congratulations on being financially responsible. Many folks these days have no idea what financial condition they are in. Like I tell my kids, you’ve got to tell your money where to go or it will simply disappear. Keep up the great work. 💵💵💸💸
Hi Bren. Have you thought about doing more frequent videos of yourself doing gig work? For example if you are doing 20 days of gig work a month and 2 videos a month, you could do maybe 6 videos a months but just 10 days of gig work.
It's good that even if you are down on youtube you have a fallback for grinding the Apps. Glad to see you doing a decent living brother and hope to see you growing and moving on up.
You should feel proud of yourself, Bren. Great video and good living. Cheers
Just a great video. Think where you were a year ago or two years ago. You’re taking care of the issues!! Keep going man!!
Your breakdown and transparency here is really amazing. I don’t know your situation but whatever it is, you are rocking it.
Hi Bren, spend some time with a tax consultant as I'm confident you can write off a percentage of your car payment, insurance, your cell phone as you're a in theory self-employed. Therefore things needed to keep your business afloat (such as the car, insurance, gas, maintenance & cell phone-internet-hot spot) are what is known as "non reimbursed" business expense.♥
I really liked this. It has made me want to work out my expenses too. Bit scared to actually! Thanks Bren for your personal and informative video.
It’s scary but also it provides much clarity.
Hey Bren! Great video, very brave to throw that all out there! Was thinking of doing something similar but, you know, fear of the critical trolls. Haha. I track just about every dollar I spend on a spradsheet that I've got broken down by month, then have YTD worksheet that totals up my business information. Very smart setting aside for future maintenance! Every gig worker should do it! And, Cumbys coffee is the BEST!
Great video. I appreciate your honesty in revealing how you make and spend money. Proud of you, keep going!
Hi Bren, thank you that was insightful! You are doing ok. None of those expenses shocked me. I thought you were going to say $800 car payment. One caution, kombucha can and does have alcohol in it and you can feel it for the ones that do so be careful. But I get why you like them. And they are probiotics. Have a good week, Russ
Thanks, dude! Honestly, people enjoy seeing this content. Best wishes for you and don’t forget to pray ✝️ You are a good person
Wow Bren, you are doing a great job managing your finances. I think everyone should take a hard look at their spending every so often just like you did. For some it could be a real wake up call. I applaud you for sharing, it took a lot of transparency. Stay safe!
Oof! That is way more money than I thought you would spend living in your car. I guess I never realized how expensive car payments were and obviously you have full coverage insurance as well as paying to support your son, so that certainly adds up fast.
Your doing a great job man keep it up
Thank you for the insight
Great sharing session. a lot of effort went into this. Informative. Thanks
I love honest videos like these.
Happy Saturday, thank-you for sharing, but with this inflation going on nothing adds up to make any sense right now, hopeful for a better future. I'm on a fixs income and still thankfull as I'm a senior, because, I budget everything each month, but I still treat myself too something nice once a month like going too a cafe, movies etc. Life is for living not just for surviving🎉🎉🎉
Geico did me dirty the same way, I'm 61 years old, no wreck in my life, some dimwit short brakes me and I bump them, minor stuff as you would say, they upped my monthly $100 immediately, I left them immediately for a lower rate that Geico had me at before the bump.
I really enjoyed this video breakdown! Thanks Bren 🎉 Keep up the awesomeness 😃
I think having more than 900 usd to set aside every month is not bad. You can invest it into ETFs or even open your own IRA. You are doing great
Don't think you watched the video. He needs to save up 31k to pay off the car.
Hey Bren since you love Panera have you ever considered their unlimited sip program. I keep hearing it's like $10 a month for unlimited drinks including coffee. Just a thought since you to there anyway 😊
Thank you for being so transparent with us Bren! Praying that God continues to bless you, and in ways you never even imagined!
You can refinance the car right now. The feds lowered interest rates. Please check out community banks they are less likely to ask for cash down.
Yeah your car payment is 500+ but it's also your home. If you were paying rent & car THAT would hurt. Lol😅
All the experience you've mentioned is not bad really. It's like what the rest of us pay, so not bad at all. Give yourself credit cuz you're doing a great job 👍
Glad TH-cam is helping you balance out the gig work! 📱 🎥 📺
Echoing the positivity here, brother - don't be hard on yourself or self-depreciating. We ALL go through some $hit, honestly, and have to deal with things. We've all been there when it comes to car notes or the IRS (bunch of thieves, quite literally). We're all glad to see you getting by and working towards a goal. We're all here to support you.
Ever think of doing a Patreon? I'm sure you'd get more income that way. Keep up the positivity and keep taking care of yourself! Love your videos.
Thank you for sharing! Keep on working hard and the light will continue to shine on you. I love this channel and how real you are.
Side note: I'm currently in the process of paying off 24k in CC debt while living in NYC. It feels impossible but I'm slowly getting there. You're not alone brother. Keep inspiring!
You see the whole picture, you understand interest and income taxes. Good luck to you!
$587 carpayment is not that bad, especially since you dwell in it and make you a living with it. Hang in there Brotherman, you are gaining ground, good job.
Thank you for sharing those numbers! I think you are doing absolutely fine. The debt is your biggest issue. Other than that, your expenses are normal.
Hi Bren, my son is under my cell plan and I pay $50 monthly. I’m pretty sure adding an iPad will not cost &140. Thank you for this video. It’s a great perspective to car life 👍👍😊
Must not be Verizon. I wish my bill was under $200, let alone under $100!
Great job Bren! A few other people have mentioned Mint Mobile. It’s a total game changer. Get your son on it too (iPad doesn’t add anything). Keep up the great videos!
@@cynthiatracy9549 I have Mint Mobile and I have no issues with them.
Thanks!
Thank you, much appreciated!
Even with the price of everything so high nowadays, you have a very decent income to keep your bills paid up and to take care of yourself and your kid with some extra. That's a blessing in itself and you're doing fine! I'm also a sober person but before I quit drinking, I realized that booze was tearing my budget up. A growing savings account and money to travel is now what I consider another benefit of sobriety 😊
@@marissamovingon thanks for sharing your good news. Rooting for you.
You make more than I do with 2 jobs! Good job dude!!
Today’s life is about survival. Thanks for sharing. Take care and stay safe.