Some of my knowledge gaps were bridged by watching this video. Even though I have working knowledge of valuation, i always found it difficult to explain why kotak was better than HDFC. Kudos sir! It was a pleasure watching your video.
Your comment @42:40🙏🏼👏🏼 ..my respect towards you increased exponentially, it’s not only about your best content and analysis but those little words matters alot, thank you so much bro 🙏🏼
Thank you for watching our video! @Arun Bhatt 😁 We appreciate your feedback and support.😁👍 We hope you continue to learn along with us! We're glad that our video was helpful for you. ➡️ Do subscribe to our channel ⬅️ 🆕 Check out our latest blogs on Neuland Labs: What are Peptides?: soic.in/blog-description/neulandlabs and ICICI Securities: soic.in/blog-description/icicisecurtities
As much I know Bandhan bank ka NIM sabse jyada 8% k aas paas hai. ICICI, Axis, Kotak NIM are just around or below 4%. I am not bothered about other smaller banks or PSU banks. Thanks for your nice teachings.
Presentation was awesome sir you have my utmost respect , I just want to ask a question that Npa of hdfc is less than Kotak which means the management of HDFC BANK is able and lending Most of their money to the people which has the ability to return money comparatively than kotak so wouldnt that make a difference to them because 10 yr cagr of kotak is 5% less than HDFC bank?
We're glad to know you're taking time out to study with us to become an intelligent investor. 🤝😃 Thank you for watching our analysis videos & your support.
Very interesting and knowledgable video shared. PSBs are doom. (Rule 1 does not adhere) Will surely try and find Interest Coverage ratios of the banks. Thank you so much Ishmohit for the efforts and teaching us.
Hi Jay! 😁 Thanks for watching our video! We’re glad our content was educative and engaging for you. 💯 We will consider your suggestion for an analysis on FMCG sector. 👍📝 📌Join our Live TH-cam Session on Sunday at 11 a.m!📌 ✅ Keep yourself updated by checking our TH-cam community page! ✅ 💡Our published presentations on the videos here: www.soic.in/visualization 💡 🆕 Check out our latest blog on ‘J B Chemicals: A Quasi FMCG?’ soic.in/blog-description/jbchemicals and ‘Syngene’s Business Updates Q4FY20:’ soic.in/blog-description/syngeneupdate 🆕
Thanks for your kind words :) Hope to add more value in your investing journey. For more insights on business, industries & newsletter, kindly visit- www.soic.in/blogs
Could you please also do a video on NBFC companies like Muthoot, Manappuram and Transport finance companies with its Pro's nd con's ? Thankyou for your Awesome work educating novice retail Investors lke me.
I've watched whole video and I went to visualisation page of soic but couldn't find this presentation used in above video. I'll be indebted if you could please provide me the link for this presentation once ?
We're glad to know you're enjoying learning from our content. Thank you for watching our videos. 😃 We hope to continue adding value to your investing journey. 🤝
Hi @SOIC, @20:41 , Can you help explain what is the difference between 1. Yield on total interest -Earnings asset Vs. Yield on Advances 2. Cost of Funds Vs. Cost of Deposits
Hey i couldn't understand the calculation ( time : 24:07) part where u tell about financial leverage of lehman bros. I had 1 re of equity. 44 re of assets against that equity. And from that 44 re, My NPA was of Re 2.25. I couldn't understand how multiplying these two would result in destroying my equity.
Link to join the Speciality Chemicals Webinar: rzp.io/l/GNK2hQKTMV Check out our Courses: www.soic.in/course Link to watch the Banking webinar recording: rzp.io/l/HXLUHDa6b0
Thank you for watching our video! @Sidharth Soren 😁 We hope you continue to learn along with us! We will be covering this topic soon, we appreciate your patience. Do subscribe to our channel for more educational content! Next up: Neuland Labs: A detailed business analysis on Sunday at 11 a.m. Check out our latest blog here: soic.in/blog-description/icicisecurtities
Hi Sir, very nice content and thanks for your hard work and effort to share the knowledge. You are really doing very good job. Thanks for that. Somewhere you have mentioned that site name to get the good knowledge of banking domin. Can you please post here.
We're glad to know you're taking time out to study with us to become an intelligent investor. 🤝😃 Thank you for watching our analysis videos & your support.
Siddharth, we have covered entire sector of the banking including NBFCs and small finance banks in our detailed Banking webinar. Have a look- soic.in/pay-banking
Hi Shivansh!😁 Thanks for watching our video. We’re glad our content was informative for you. 💯 We hope you continue to learn along with us! 😁👍 We look forward to your feedback on our analysis of Happiest Minds, coming on Friday at 11 a.m. 📌📣
Good information. But nowadays banks are earning good income from non-core banking activities. Can you please explain how to consider this income while studying bank stocks. Also what is the right method of finding intrinsic / fair value of a bank stock.
no one is expert in market you just have to keep tracking and invest when the things change, for example PSU Bank index has given 500% return since this video 🤣
Doubt : Provision Coverage Ration what is the benefit of keeping aside profit against bad loans? I mean, if 100 crs of loans are given, 20crs have not returns HDFC says 15Crs wont come back, provision=15Crs IndusInd says 5Crs wont come back, provision=5Crs but IndusInd will try to get other 15Crs by either giving the lender some time to return it back or will not keep the profit aside against the bad loans and use the profits to grow their business I would want to know more about it..!! Thanks In Advance.!! Hare Krishna..!!🙏
![BOWKYLION - วิงวอน (ex-change) [Official MV]](http://i.ytimg.com/vi/cLdnZWDaO-w/mqdefault.jpg)
Everything is cleared about Banking stock ..Thank you from south korea
Humbled 🙏 Thank you for watching
Thanks from Germany 🇩🇪
Some of my knowledge gaps were bridged by watching this video. Even though I have working knowledge of valuation, i always found it difficult to explain why kotak was better than HDFC. Kudos sir! It was a pleasure watching your video.
I do have a question. Do you prefer to value banks using multiples mentioned in this slide or you use fcfe or ddm to arrive at the value?
Thanks Shruti :)
@@SOICfinance bajaj finance has provisioning of around 59% .....is this a red flag?
Your comment @42:40🙏🏼👏🏼 ..my respect towards you increased exponentially, it’s not only about your best content and analysis but those little words matters alot, thank you so much bro 🙏🏼
Thanks Shanki for your kind words :) For more insights on business & industries, kindly visit- www.soic.in/blogs
Masterpiece, You are a great teacher. God bless you
Thanks
I always felt Kotak is better due to long runway for growth and excellent management but finally understood why. Thanks for explanation.
Thank you for watching our video! @Arun Bhatt 😁
We appreciate your feedback and support.😁👍
We hope you continue to learn along with us!
We're glad that our video was helpful for you.
➡️ Do subscribe to our channel ⬅️
🆕 Check out our latest blogs on Neuland Labs: What are Peptides?: soic.in/blog-description/neulandlabs
and ICICI Securities: soic.in/blog-description/icicisecurtities
As much I know Bandhan bank ka NIM sabse jyada 8% k aas paas hai. ICICI, Axis, Kotak NIM are just around or below 4%. I am not bothered about other smaller banks or PSU banks.
Thanks for your nice teachings.
It's due to the nature of the lending. Bandhan does microfinance, which is riskier in nature. Don't just fall for high Nims :)
@@SOICfinance Thanks for your valuable suggestions!
@@SOICfinance Why microfinance is riskier? Basically it is less riskier than corporate loan
@@ashokbalani2010 I think mostly they are unsecured
I made notes of this video, truly amazing and fundamental insight into key terms of banking industry.
Presentation was awesome sir you have my utmost respect , I just want to ask a question that Npa of hdfc is less than Kotak which means the management of HDFC BANK is able and lending Most of their money to the people which has the ability to return money comparatively than kotak so wouldnt that make a difference to them because 10 yr cagr of kotak is 5% less than HDFC bank?
Lovely way you teach ROE n ROA. UNDERSTOOD SIR❤❤
We're glad to know you're taking time out to study with us to become an intelligent investor. 🤝😃
Thank you for watching our analysis videos & your support.
Good in-depth analysis of Banks
Very interesting and knowledgable video shared. PSBs are doom. (Rule 1 does not adhere)
Will surely try and find Interest Coverage ratios of the banks.
Thank you so much Ishmohit for the efforts and teaching us.
I would rather prefer you find out the financial leverage of all the banks, Car ratio, Gnpas, Provision coverage and the cost to income ratios 👍👍
Very nice explaination for banking sector. SIR, Please make video on how to understand FMCG sector using various numbers.
Hi Jay! 😁 Thanks for watching our video!
We’re glad our content was educative and engaging for you. 💯
We will consider your suggestion for an analysis on FMCG sector. 👍📝
📌Join our Live TH-cam Session on Sunday at 11 a.m!📌
✅ Keep yourself updated by checking our TH-cam community page! ✅
💡Our published presentations on the videos here: www.soic.in/visualization 💡
🆕 Check out our latest blog on ‘J B Chemicals: A Quasi FMCG?’ soic.in/blog-description/jbchemicals
and ‘Syngene’s Business Updates Q4FY20:’ soic.in/blog-description/syngeneupdate 🆕
Excellent explanation about banking!
Thankyou bhai....this was very very informative.... God bless you yaar
Very well done.Real value addition.All the best to you
Thanks for your kind words :) Hope to add more value in your investing journey. For more insights on business, industries & newsletter, kindly visit- www.soic.in/blogs
I have read this ... But now understand it too 😁😁👍👍👍
Great :) , Also do check our website- www.soic.in
Really wonderful.. Mind blowing sir. Thanks
Could you please also do a video on NBFC companies like Muthoot, Manappuram and Transport finance companies with its Pro's nd con's ? Thankyou for your Awesome work educating novice retail Investors lke me.
We have covered NBFC sector in our banking webinar. Providing you the link- pages.razorpay.com/pl_FrsEkILQ3BYQWO/view
Valueable content …thanks sir
Thanks for watching our videos. 😃 We hope they add value to you.
I've watched whole video and I went to visualisation page of soic but couldn't find this presentation used in above video. I'll be indebted if you could please provide me the link for this presentation once ?
Very helpful ... thanks for all your efforts
We're glad to know you're enjoying learning from our content. Thank you for watching our videos. 😃 We hope to continue adding value to your investing journey. 🤝
Really informative video...thanks for posting.
Thanks for your kind words :)
For more information & blogs, kindly visit- www.soic.in/blogs
Thank you so much for this knowledgeable video ❤
We're happy that you're taking learnings from our content.😃 We hope to continue adding value to your investing journey. 🤝
Very nice and detailed information..
Thanks :)
I was searching this answer and sold hdfc at 1900 due to this as hdfc was having consistent negative free cash flow
very knowldgable video bhai
Hi @SOIC,
@20:41 , Can you help explain what is the difference between
1. Yield on total interest -Earnings asset Vs. Yield on Advances
2. Cost of Funds Vs. Cost of Deposits
Ty very much sir for this wonderful video.
Will love to hear on API player like neuland lab.
Thanks for you kind words :)
Sure, stay tuned.
For more information & blogs, kindly visit- www.soic.in/blogs
Hey i couldn't understand the calculation ( time : 24:07) part where u tell about financial leverage of lehman bros. I had 1 re of equity. 44 re of assets against that equity. And from that 44 re, My NPA was of Re 2.25. I couldn't understand how multiplying these two would result in destroying my equity.
I also have the same doubt
I think he mistakenly told 2.25 rs it should be 2.25 %
Thank you so much 🥰🥳
Very good. Can you pls make a video for small finance banks?
Sure, you can also attend our webinar on Banking where we have covered small finance banks in detail- rzp.io/l/HXLUHDa6b0
Sir, Can I get the link of the recorded webinar. I missed the webinar
Link to join the Speciality Chemicals Webinar: rzp.io/l/GNK2hQKTMV
Check out our Courses: www.soic.in/course
Link to watch the Banking webinar recording: rzp.io/l/HXLUHDa6b0
please make a simliar video for nbfcs
😃👍
But Kotak Also have High PB of more than 6.
Hi Ishmohit, well detailed presentation just wanted to ask. Is insurance sector covered in SOIC?
Thank you for watching our video! @Sidharth Soren 😁
We hope you continue to learn along with us!
We will be covering this topic soon, we appreciate your patience.
Do subscribe to our channel for more educational content!
Next up: Neuland Labs: A detailed business analysis on Sunday at 11 a.m.
Check out our latest blog here: soic.in/blog-description/icicisecurtities
Can you please explain share capital and reserves in some detail?
I like your teaching..I could understand little bit..
Could u plz explain in English 🙃
Sure, we would be add subtitles soon :)
For more information & blogs, kindly visit- www.soic.in/blogs
Hi Sir, very nice content and thanks for your hard work and effort to share the knowledge. You are really doing very good job. Thanks for that. Somewhere you have mentioned that site name to get the good knowledge of banking domin. Can you please post here.
Sir can you please explain how the market's discounting machanism works
Soon in a framework video
So a detailed study of cash flows of bank is not necessary?
If we study the ratios mentioned in the video?
Yes :)
Good informative video. But then what model should be used to find intrinsic value if DCF method can not be used for financials?
We have covered valuations in our Banking sector webinar. Kindly check- pages.razorpay.com/pl_FrsEkILQ3BYQWO/view
How to Calculate Interest Earning Assets for a Bank from Balance Sheet?
Thank you sir🙏
Wah maza aaya... 🙏👍👏
Can you please provide link to your banking webinar recording?
Sure, kindly mail us on info@soic.in
Can i get slides of this presentation? Link
what do you think about bank of india ?
watching in 2023, still a goldmine. Thank you for producing such wonderful content
Excellent video
We're glad to know you're taking time out to study with us to become an intelligent investor. 🤝😃
Thank you for watching our analysis videos & your support.
V.Good and detailed information
Thanks Suraj :)
For more information & blogs, kindly visit- www.soic.in/blogs
Rain industries ki report banao .. and send karo please its a humble request
@Ashish Kumar its not an order its a humble request.. Please
Sir please tell about balaxi pharma
Is this also applicable to NBFCs?
I believe yes.
Siddharth, we have covered entire sector of the banking including NBFCs and small finance banks in our detailed Banking webinar. Have a look- soic.in/pay-banking
Sir,
If kotak is better than hdfc bank..thane why u have invested only in hdfc bank..is there any reason behind that..plz reply..🙏
Bandhan bank NIM is most higher than others banks.
great👍👍
Hi Shivansh!😁 Thanks for watching our video.
We’re glad our content was informative for you. 💯
We hope you continue to learn along with us! 😁👍
We look forward to your feedback on our analysis of Happiest Minds, coming on Friday at 11 a.m. 📌📣
Watching it in 2024. Interesting view on PSU banks 😂😂
Facts change :)
@@SOICfinance Yes boss
Good information. But nowadays banks are earning good income from non-core banking activities. Can you please explain how to consider this income while studying bank stocks. Also what is the right method of finding intrinsic / fair value of a bank stock.
Sure, soon we will be shifting to analyzing financials
@@SOICfinance Thank You 👍
no one is expert in market you just have to keep tracking and invest when the things change, for example PSU Bank index has given 500% return since this video 🤣
Doubt : Provision Coverage Ration
what is the benefit of keeping aside profit against bad loans?
I mean, if 100 crs of loans are given, 20crs have not returns
HDFC says 15Crs wont come back, provision=15Crs
IndusInd says 5Crs wont come back, provision=5Crs
but IndusInd will try to get other 15Crs by either giving the lender some time to return it back or will not keep the profit aside against the bad loans and use the profits to grow their business
I would want to know more about it..!!
Thanks In Advance.!!
Hare Krishna..!!🙏