Librarian with over $56,000 in DEBT | Millennial Real Life Budget Review Ep. 39

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  • เผยแพร่เมื่อ 10 ม.ค. 2025

ความคิดเห็น • 42

  • @EddieMaria-i5i
    @EddieMaria-i5i 6 วันที่ผ่านมา +12

    I'm glad you made this video it reminds me of my transformation from a nobody to good home, $89k biweekly and a good daughter full of love..

    • @CgfduCfyt
      @CgfduCfyt 6 วันที่ผ่านมา +1

      My advice to everyone is that saving is great but investment is the key to be successful imagine investing $15,000 and received $472,700.

    • @Brannydavis
      @Brannydavis 6 วันที่ผ่านมา

      Hello, I'm a Doctor from Scotland, how do you make such amount? I'm a born Christian but sometimes I feel so down of myself because of low finance but I still believe in God.

    • @EddieMaria-i5i
      @EddieMaria-i5i 6 วันที่ผ่านมา

      Making touch with financial advisors like Rosie Nolan Owen who can assist you restructure your portfolio, would be a very creative option. Personal financial management will be crucial to navigating the next difficult times.

    • @StephSmith-j8t
      @StephSmith-j8t 6 วันที่ผ่านมา +1

      Unfortunately, not all of us were financially literate early. I was 35 when I finally educated myself and started taking steps. I went from $176,000 in debt with zero savings or retirement to now, 2 years later, fully debt-free and over $1000,000 net worth. I know that doesn't SOUND like a lot, but I'm incredibly proud of it. Now I'm fast-tracking my wealth building (investing $400,000 annually) and don't owe a dime to anyone. It's a good feeling!

    • @RichQuan-x7e
      @RichQuan-x7e 6 วันที่ผ่านมา

      You are absolutely right, we also have lot's of expert, real ones with certificate and firms IDS out there waiting for investors to invest and experience the best of trade.

  • @TB-cr8wb
    @TB-cr8wb 7 วันที่ผ่านมา +15

    I wouldn’t go 50/50 on a partners mortgage in which only they are gaining equity on unless we were married. $1k a month would be a more fair number for him to contribute.

    • @lee-13
      @lee-13 7 วันที่ผ่านมา

      Agreed

    • @KlaudsG
      @KlaudsG 5 วันที่ผ่านมา

      I think it’s important to consider how much he’d be paying in rent literally anywhere else. Where I live, $700 is renting one room in a house full of roommates with shared everything. Why should he pay less just because he’s dating the landlord..

    • @KlaudsG
      @KlaudsG 5 วันที่ผ่านมา +1

      I think it’s more reasonable to charge $1400/month but then when maintenance and other things come up, the owner would cover those costs.

  • @tnjones522
    @tnjones522 7 วันที่ผ่านมา +6

    I clicked so fast. I live on Long Island and while our house wasn’t too expensive, those property taxes/insurances are high. We actually voted recently on the increase for our local librarian so I’m unsure if there’s much wiggle room. Good luck to her.

  • @ElisabetTX
    @ElisabetTX 7 วันที่ผ่านมา +3

    Librarian = my dream career

  • @annarchydeclutteranddesign413
    @annarchydeclutteranddesign413 7 วันที่ผ่านมา

    Love these! We discovered that we had to make more than their nominated minimum payments on credit cards to stop going backwards. So we worked out what the minimum had to be to stop going backwards, and paid that on the other cards, while bashing the smallest one first.

  • @jessicamendezsiqueiros6232
    @jessicamendezsiqueiros6232 7 วันที่ผ่านมา

    Living for these!!!

  • @Tashas_Travels
    @Tashas_Travels 6 วันที่ผ่านมา

    The partner must pay half the rent . Also the person who earns the most must spend more when it comes to all their bills like electricity, water, food etc. Also they must put extra towards their debt so they can get rid of it even quicker and then they can stop working their part time job.

    • @amadeus6312
      @amadeus6312 6 วันที่ผ่านมา

      isnt the partner paying half the rent?

    • @Tashas_Travels
      @Tashas_Travels 6 วันที่ผ่านมา

      @amadeus6312 no he's not. He's paying a fraction of it.

  • @freefree1664
    @freefree1664 7 วันที่ผ่านมา +1

    when you say 'they' it's confusing - are you talking about plural people?

    • @annaisapalindrome
      @annaisapalindrome 7 วันที่ผ่านมา

      To keep it anonymous, we’re not in the know about their gender

    • @freefree1664
      @freefree1664 7 วันที่ผ่านมา

      @@annaisapalindrome why would we care about their gender though... it makes it very hard to listen to, is she talking about one person or two people. It puts me off watching these videos. Keep it simple & straightforward so viewers can learn

    • @Lola-r5n4g
      @Lola-r5n4g 7 วันที่ผ่านมา

      @@freefree1664 It's just a pronoun, and used correctly. Sounds like you have a problem that could be fixed with some middle school English classes

    • @annaisapalindrome
      @annaisapalindrome 7 วันที่ผ่านมา +5

      @@freefree1664 if you found a lost item on the street, how would you tell a friend about who you think the owner was? Saying “he or she” repeatedly isn’t any more clear. I hope you find content out there that’s more understandable for you. Best of luck.

    • @freefree1664
      @freefree1664 7 วันที่ผ่านมา +1

      @@annaisapalindrome oh please, your comment has nothing to do with the example in the video. It is depersonalising to use they. Making up a fake name for the person featured would be simpler to keep anonymity & to keep the flow of the video so it makes sense.