Insurance Terms and Policies (Preview) - Elements of A Legal Contract

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  • เผยแพร่เมื่อ 25 ธ.ค. 2024

ความคิดเห็น • 31

  • @natashaapao9603
    @natashaapao9603 ปีที่แล้ว +4

    I love it & I want to hear you in my head when I take my exam!

  • @TripleB23
    @TripleB23 ปีที่แล้ว +8

    Enjoying the high energy in your videos and high volume voice as well- so many insurance related videos are monotone or lower volume. Keep the volume up for those that are on the go a lot. Also, use that dry erase board- way too many use a screen or big chalkboard type. The dry erase boards separate your videos from the norm- that's a good thing. Volume up, no screens. Use the pitch in your voice to keep our attention. Enjoy the videos, I just got to listen more than watch due to my active schedule. I know there's delivery drivers and others as well that need that volume. The dry erase board keeps it simpler too. Just my opinion though as a simple truck driver aspiring to become an agent with life and health. Can you do a video on policy sections and also discuss the longer questions we encounter with words like 'except' and 'not'?

    • @insuranceexamqueen
      @insuranceexamqueen  ปีที่แล้ว

      I do have much longer videos available for purchase! You're SC life, right?

    • @TripleB23
      @TripleB23 ปีที่แล้ว

      Yes, but I'm watching the TH-cam content and then going to take the State proctored exam locally here (remotely) in a study room at the college library. Tomorrow PM. Your videos have helped me immensely

  • @angiecruz3002
    @angiecruz3002 2 หลายเดือนก่อน +1

    You are so helpful!! I passed! P&C Iowa FIRST TIME! I bought the gold package ❤

    • @insuranceexamqueen
      @insuranceexamqueen  2 หลายเดือนก่อน

      Great job! We’re thrilled to hear about your success! If you’d be willing, we’d love for you to share your story. Your experience can inspire others who are preparing for their exams. Please consider leaving a testimonial or success story mentioning your state and the exam you passed using our materials: Testimonial Link.
      Thats fantastic! We appreciate your business and so glad you passed! If you haven't already we would love a 5 Star Review on our Google that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review
      Or leave a video testimonial Here - testimonial.to/insurance-exam-queen/all
      For next steps in building your insurance career, please visit our Sister group: Insurance Sales Queen New Agent Support.
      Her Courses and Resources can be found here: learn.theinsurancesalesqueen.com/courses
      #motivation #inspiration #support

  • @irfantariqarbi
    @irfantariqarbi 2 ปีที่แล้ว +2

    Thank you very much. Your way of teaching is very nice and influences.

  • @bosslady6198
    @bosslady6198 ปีที่แล้ว +1

    This way of studying should help I been studying for a while and looking to pass, 😊

  • @amylopez7927
    @amylopez7927 ปีที่แล้ว +1

    Thank you, from Texas!

  • @Just_my_opinion_23
    @Just_my_opinion_23 7 หลายเดือนก่อน

    So helpful 🎉

  • @Robert_English
    @Robert_English 2 ปีที่แล้ว +1

    Thank you from Oklahoma

  • @wendygallegos6656
    @wendygallegos6656 ปีที่แล้ว +2

    Hey i am taking the Ga property and casualty insurance test what tips can you give me to help me pass the exam?

    • @insuranceexamqueen
      @insuranceexamqueen  ปีที่แล้ว

      Hello! I am Melissa, the Insurance Exam Queen.
      Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have outlined what is most important for your state exam, and where you should spend your time during your studies.
      Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed these are most likely the chapters you need help on.
      For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on Dwelling, Homeowners, and Flood. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on Policy names, Policy coverages and amounts, which are named or open peril.
      There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.
      For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on.
      Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access.
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  • @leannatresidder
    @leannatresidder ปีที่แล้ว +1

    hi what is the difference between common provisions and features vs optional uniform policy provisions vs required uniform policy provisions ?? Took the KY health exam and got a 64

    • @insuranceexamqueen
      @insuranceexamqueen  ปีที่แล้ว +1

      Common provisions are kind of standard and automatic, and then you have optional ones. But they rarely if ever ask what standard and what's optional. It's mostly about knowing the definition to each one

  • @adraineheard943
    @adraineheard943 8 หลายเดือนก่อน

    I am learning so much I did not know

    • @insuranceexamqueen
      @insuranceexamqueen  8 หลายเดือนก่อน

      Good to hear? Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @fayyisrael7699
    @fayyisrael7699 2 ปีที่แล้ว +2

    Does this pertain to both P&C / Life & Health?

    • @insuranceexamqueen
      @insuranceexamqueen  2 ปีที่แล้ว +1

      Most of this applies to PC but the General Terms works for most all lines of authority

  • @angelinakern1752
    @angelinakern1752 2 ปีที่แล้ว +1

    Thank you.😁

  • @GLORYBOYZREXX-_-
    @GLORYBOYZREXX-_- ปีที่แล้ว +1

    I almost pass the exam with 70 end up getting a 65 I really need help with policy and contract law only 😢

    • @insuranceexamqueen
      @insuranceexamqueen  ปีที่แล้ว

      Which exam? - post a comment that says illinois and your exam

  • @andrewscottnews7767
    @andrewscottnews7767 2 ปีที่แล้ว +1

    I'm looking for a legal insurance that will allow me to sue somebody say for instance I'm a independent journalist recording the police and they decide to violate my first amendment protected activity does this insurance cover me and allow me to put a lawsuit on the perpetrators in this case it would be the police officers I know it covers me if somebody sues me but does it cover me if I need to sue somebody

    • @insuranceexamqueen
      @insuranceexamqueen  2 ปีที่แล้ว +1

      You don't need insurance to sue someone. You need to prove that they are liable for hurting you.

  • @xdiaz755
    @xdiaz755 ปีที่แล้ว

    Taking Life&Health in IL! Feeling very overwhelmed 🫠🫠🫠

    • @insuranceexamqueen
      @insuranceexamqueen  ปีที่แล้ว

      Go here to view my recommendations for your state exam www.insuranceexamqueen.com/lh-state-recommendations

    • @insuranceexamqueen
      @insuranceexamqueen  ปีที่แล้ว

      If you are not in the facebook study group yet, I highly suggest joining: facebook.com/groups/1082073882582049/