Annuities on the Insurance Exam

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  • เผยแพร่เมื่อ 15 ธ.ค. 2024

ความคิดเห็น • 105

  • @sugeilyindira4124
    @sugeilyindira4124 ปีที่แล้ว +43

    You should be the person writing these books bc the way they have worded these chapters... Lordt!!! You have no idea how easy you make it sound and I understand 1000%! Wish I knew about you before my 1st try! 😢

    • @irieadams8832
      @irieadams8832 6 หลายเดือนก่อน

      Where did you find a book? My library has nothing

  • @johndezarn4303
    @johndezarn4303 6 หลายเดือนก่อน +26

    It's 8:40 pm here in Texas, I take my state exam at 10 am tomorrow. I'm stoked. If any of you pray, toss one my way!

    • @insuranceexamqueen
      @insuranceexamqueen  6 หลายเดือนก่อน +2

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

    • @thecrazypoet
      @thecrazypoet 5 หลายเดือนก่อน

      How did you do on your exam?

    • @browneyedlovergirl
      @browneyedlovergirl 2 หลายเดือนก่อน

      Did you pass?

    • @alraidernation5128
      @alraidernation5128 2 หลายเดือนก่อน +1

      You pass?

    • @johndezarn4303
      @johndezarn4303 2 หลายเดือนก่อน

      @@alraidernation5128 sure did!

  • @thierrypierrelouis722
    @thierrypierrelouis722 ปีที่แล้ว +15

    Awesome video! I'm so grateful for the way you explained the difference between life insurance and annuity!

  • @PuddlesLovesBooks
    @PuddlesLovesBooks ปีที่แล้ว +29

    Finally I understand the “I want my money now” ads 😂😂

  • @michelleschultz2299
    @michelleschultz2299 2 ปีที่แล้ว +17

    Thank you so much for your videos. I passed my state exam today with your help. Wishing you all the best! Thank you

  • @katieflowers1347
    @katieflowers1347 ปีที่แล้ว +7

    Thank you for all your videos! I passed today and a lot of it is because of you! You're truly the queen! positive vibes and great energy before the test and I did wonderful!

    • @insuranceexamqueen
      @insuranceexamqueen  ปีที่แล้ว +1

      Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

  • @joshuaramirezcarrero3175
    @joshuaramirezcarrero3175 5 หลายเดือนก่อน +7

    I spent couple hours per chapter in my course (mandatory) and then I come here to really understand everything! Thank you so much! I’m presenting IL life & health this week 😥

    • @insuranceexamqueen
      @insuranceexamqueen  5 หลายเดือนก่อน +1

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

    • @shaydenise89
      @shaydenise89 3 หลายเดือนก่อน

      She’s really that girl

  • @breannebasom895
    @breannebasom895 ปีที่แล้ว +8

    I’m taking the Life and Health exam in Louisiana, P&C took me 5 times so praying this one is easier

    • @insuranceexamqueen
      @insuranceexamqueen  ปีที่แล้ว +1

      It is easier!! Hello! I am Melissa, the Insurance Exam Queen.
      Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have written up what is most important for your state exam, and where you should spend your time during your studies.
      The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of them in my Royal Treatment Class Series.
      General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law.
      With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know.
      So first, we focus on the things that overlap.
      Life Basics and Health Basics overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.
      Life Basics is also known as completing the app and health Basics also known as field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance.
      While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.
      Annuities which are actually the opposite of life insurance requires mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.
      Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions.
      For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      Right now, I have three options for the Royal Treatment Life and Health and both come with 100 Day Access.
      The Sliver Life and Health Series will cover a simple review of the most tested topics across all states.
      The Gold Life and Health Series will cover an in depth review of the most tested topics across all states.
      Personal Platinum is Gold + Silver + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! Additionally, as part of Platinum you get to attend all classes I host for Life and Health for free during your 100 days access. Plus you’ll have access to previous Boot Camp recordings that are not available anywhere else.
      You can find everything here: www.insuranceexamqueen.com/
      Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule
      If you want One-On-One Tutoring you can book with Peter Here:
      wkf.ms/3LSJC2B
      Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @lesshustlebetterpay
    @lesshustlebetterpay 9 หลายเดือนก่อน +3

    I haven’t been able to understand this until now. Thank you for this so much!

    • @insuranceexamqueen
      @insuranceexamqueen  9 หลายเดือนก่อน

      You are so welcome! Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

    • @tinkertoot6361
      @tinkertoot6361 21 วันที่ผ่านมา

      @@insuranceexamqueen

  • @2633Kristinm
    @2633Kristinm 4 หลายเดือนก่อน +2

    I'm in TX and watching before my Exam. Well explained. Love the JG Wentworth explanation :) Thank you!

    • @insuranceexamqueen
      @insuranceexamqueen  4 หลายเดือนก่อน

      Glad it was helpful!
      Best of luck to you!

  • @torresejohnson2146
    @torresejohnson2146 7 หลายเดือนก่อน

    Passed my life & health in Michigan finally after numerous attempts! I also purchased your quizzes, which are helpful. Your ability to breakdown terms is truly remarkable.

    • @insuranceexamqueen
      @insuranceexamqueen  7 หลายเดือนก่อน

      Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

  • @jacquescherizol5397
    @jacquescherizol5397 ปีที่แล้ว +2

    Past GA Life & Health today 🎉
    Thanks to you and Peter

    • @insuranceexamqueen
      @insuranceexamqueen  ปีที่แล้ว

      Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

  • @tianalove7688
    @tianalove7688 5 หลายเดือนก่อน +2

    Passed on my first try your videos plus Xcel helped thanks so much!

    • @insuranceexamqueen
      @insuranceexamqueen  5 หลายเดือนก่อน

      Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

  • @AboutBritney
    @AboutBritney 2 ปีที่แล้ว +9

    You are so good at explaining things!

  • @kylepopell3585
    @kylepopell3585 ปีที่แล้ว +1

    You do a good job explaining very helpful. Thank you for what you’re doing.

  • @theshiftisreal
    @theshiftisreal ปีที่แล้ว

    THANK YOU SOOOOO MUCH. I was freaking out about my test and you have made this soooo easily digestible. Thank You

  • @kaylaallen4677
    @kaylaallen4677 4 หลายเดือนก่อน

    You are absolutely amazing, you make insurance so easy to understand!

    • @insuranceexamqueen
      @insuranceexamqueen  4 หลายเดือนก่อน

      If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

  • @borianaivanova4512
    @borianaivanova4512 9 วันที่ผ่านมา

    this is such an amazing class, thank you for explaining all of this so we can understand!

    • @insuranceexamqueen
      @insuranceexamqueen  4 วันที่ผ่านมา

      go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/
      Also join our Facebook group for more support: facebook.com/groups/1082073882582049/

  • @mandee785
    @mandee785 ปีที่แล้ว +2

    Your videos are SOOO helpful! Do you have any videos breaking down The payor benefit rider vs Children's Term & Family Term rider? Thank you for being SO helpful!

    • @insuranceexamqueen
      @insuranceexamqueen  ปีที่แล้ว

      I do in my gold class series!Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @Wendy-choosejoy
    @Wendy-choosejoy 5 หลายเดือนก่อน +1

    You rock in your teaching! Good vibes!

  • @alishalietzen1363
    @alishalietzen1363 10 วันที่ผ่านมา

    kansas Life and Health exam, I did not pass my first time . I just found you before
    I retest in 4 days..yay!! Thank you so much..FX exam is too dry and missed a lot on the exam

    • @insuranceexamqueen
      @insuranceexamqueen  4 วันที่ผ่านมา

      go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/

  • @TheJARLATH1000
    @TheJARLATH1000 9 หลายเดือนก่อน +1

    There are exceptions to Annuitization before 59 1/2 and not getting the 10% penalty. First, sec 72(t) allows for SEPP substantially equal periodic payments. This avoids the 10% penalty. Also, a SPIA purchased directly with non-qualified money escapes the penalty as well.

    • @insuranceexamqueen
      @insuranceexamqueen  9 หลายเดือนก่อน +1

      My videos aim to provide information for testing purposes. "Things you could potentially see on your exam" nothing extra.

    • @eugeniaseeling5920
      @eugeniaseeling5920 9 หลายเดือนก่อน

      I was about to say, if I heard this I would just get super confused haha. I love your videos they're very digestible and I love the examples!

  • @rachelhawkins-luckett5647
    @rachelhawkins-luckett5647 ปีที่แล้ว +5

    someone i n Arkansas told me about your training,, I missed the test about 12 points .

  • @tarachandler7851
    @tarachandler7851 ปีที่แล้ว +2

    About to take AR L&H. Annuities are tripping me up! Any specific guidance?

    • @insuranceexamqueen
      @insuranceexamqueen  ปีที่แล้ว +1

      Hello! I am Melissa, the Insurance Exam Queen.
      Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have written up what is most important for your state exam, and where you should spend your time during your studies.
      The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of them in my Royal Treatment Class Series.
      General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law.
      With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know.
      So first, we focus on the things that overlap.
      Life Basics and Health Basics overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.
      Life Basics is also known as completing the app and health Basics also known as field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance.
      While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.
      Annuities which are actually the opposite of life insurance requires mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.
      Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions.
      For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      Right now, I have three options for the Royal Treatment Life and Health and both come with 100 Day Access.
      The Sliver Life and Health Series will cover a simple review of the most tested topics across all states.
      The Gold Life and Health Series will cover an in depth review of the most tested topics across all states.
      Personal Platinum is Gold + Silver + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! Additionally, as part of Platinum you get to attend all classes I host for Life and Health for free during your 100 days access. Plus you’ll have access to previous Boot Camp recordings that are not available anywhere else.
      You can find everything here: www.insuranceexamqueen.com/
      Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule
      If you want One-On-One Tutoring you can book with Peter Here:
      wkf.ms/3LSJC2B
      Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @ashleighditoro3862
    @ashleighditoro3862 11 วันที่ผ่านมา +1

    I passed Thankyou so much

    • @insuranceexamqueen
      @insuranceexamqueen  11 วันที่ผ่านมา

      Thats fantastic! We appreciate your business and so glad you passed! If you haven't already we would love a 5 Star Review on our Google that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

  • @haileeshields3471
    @haileeshields3471 28 วันที่ผ่านมา

    In your opinion do you think exam fx asks more confusing or difficult questions than the exam? I failed the exam almost a year ago and I’m studying life and health all over again on exam fx again. I live in Arizona. I can’t remember what the questions were like but I feel like exam fx asks questions that aren’t even in this video and it’s confusing.

    • @insuranceexamqueen
      @insuranceexamqueen  27 วันที่ผ่านมา

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass website.
      Click this link: www.insuranceexamqueen.com/login
      It’s a great idea to look at your exam content outline and know the exact percentage of the most tested topics. You can find every state outline under the Files Section of the facebook study group.
      facebook.com/share/XbF6toywYh315Hca/or
      State Exam Requirements: prepare2pass.com/requirements
      Watch the videos on repeat and write down all notes that melissa has provided
      We are so excited for you to pass the exam, make sure to trust yourself and listen to this audio to get pumped to.
      pass! th-cam.com/video/b8cl8AIM7j0/w-d-xo.html
      I am sending you all the loves and vibes to pass the exam

  • @irieadams8832
    @irieadams8832 6 หลายเดือนก่อน +1

    Thank you so much for your help ❤

    • @insuranceexamqueen
      @insuranceexamqueen  6 หลายเดือนก่อน

      You're welcome 😊 Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @LozaFoto
    @LozaFoto 5 หลายเดือนก่อน +1

    thank you so much for your help videos :)

  • @hkramer26
    @hkramer26 5 หลายเดือนก่อน

    Taking L/H/FIA tomorrow and P&C next week! Wish me luck

  • @Beautifuluproductions
    @Beautifuluproductions 10 หลายเดือนก่อน +1

    My father had a insurance but it has GRA beside it I don’t know what that stands for

    • @insuranceexamqueen
      @insuranceexamqueen  10 หลายเดือนก่อน +1

      GRA stands for Group Retirement Annuity. It is a type of retirement plan that is typically offered by employers to their employees

  • @thecrazypoet
    @thecrazypoet 5 หลายเดือนก่อน

    My wife is taking her exam in a few days and she raves about you. I am sharpening up on things to be familiar myself and help keep her sharp in our conversations.
    Keep her in your prayers.

    • @insuranceexamqueen
      @insuranceexamqueen  5 หลายเดือนก่อน +1

      Wishing her all the love and all the vibes to pass the exam ❤️

    • @thecrazypoet
      @thecrazypoet 5 หลายเดือนก่อน

      @@insuranceexamqueen she passed with an 86. Thanks a lot for your course. It really helped a lot

  • @alraidernation5128
    @alraidernation5128 2 หลายเดือนก่อน

    My is in 2 weeks 😅 just feel I don’t know what to really study

    • @insuranceexamqueen
      @insuranceexamqueen  2 หลายเดือนก่อน

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/
      It’s a great idea to look at your exam content outline and know the exact percentage of the most tested topics. You can find every state outline under the Files Section of the facebook study group.
      facebook.com/share/XbF6toywYh315Hca/or
      State Exam Requirements: prepare2pass.com/requirements
      Watch the videos on repeat and write down all notes that melissa has provided
      We are so excited for you to pass the exam, make sure to trust yourself and listen to this audio to get pumped to.
      pass! th-cam.com/video/b8cl8AIM7j0/w-d-xo.html
      I am sending you all the loves and vibes to pass the exam

  • @MoriiSaysWhat
    @MoriiSaysWhat ปีที่แล้ว

    I'm taking Health Exam tomorrow in WA...Pretty excited

    • @insuranceexamqueen
      @insuranceexamqueen  ปีที่แล้ว

      Hello! I am Melissa, the Insurance Exam Queen.
      Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 900 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have written up what is most important for your state exam, and where you should spend your time during your studies.
      The easiest and most tested chapters are General Insurance, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of these in my Royal treatment Class Series.
      General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All my Royal Treatment Class Series include a General Insurance Terms Class.
      Health Basics is also known as field underwriting and it’s all about the application process an agent goes through when selling a policy as well as the basics of health insurance.
      Next up are provisions. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions.
      For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      Right now, I have three options for the Royal Treatment Life and Health and both come with 100 Day Access.
      The Sliver Life and Health Series(skip the life videos) will cover a simple review of the most tested topics across all states.
      The Gold Life and Health Series(skip the life videos) will cover an in depth review of the most tested topics across all states. Plus you’ll get Silver as well.
      Personal Platinum is Gold+ Silver + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! Additionally, as part of Platinum you get to attend all classes I host for Life and Health for free during your 100 days access. Plus you’ll have access to previous Boot Camp recordings that are not available anywhere else.
      You can find everything here: www.insuranceexamqueen.com/
      Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule
      If you want One-On-One Tutoring you can book with Peter Here:
      wkf.ms/3LSJC2B
      Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @Krishna.091
    @Krishna.091 5 หลายเดือนก่อน

    Your videos are very informative, could you please explain decreasing term policy, I’m really confused with the questions on this topic ❤❤❤

    • @insuranceexamqueen
      @insuranceexamqueen  5 หลายเดือนก่อน

      This question would be better asked in the FB group. Find Study Support in my Facebook Group: facebook.com/groups/1082073882582049
      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @georgemarsilio5122
    @georgemarsilio5122 3 หลายเดือนก่อน

    great job

    • @insuranceexamqueen
      @insuranceexamqueen  3 หลายเดือนก่อน

      thats fantastic! We appreciate your business and so glad you passed! If you haven't already we would love a 5 Star Review on our Google that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review
      Or leave a video testimonial Here - testimonial.to/insurance-exam-queen/all
      For next steps in building your insurance career, please visit our Sister group: Insurance Sales Queen New Agent Support
      Her Courses and Resources can be found here:
      learn.theinsurancesalesqueen.com/courses
      #motivation #inspiration #support

  • @alycecarr3380
    @alycecarr3380 ปีที่แล้ว +1

    Hello Insurance exam Queen I'm in Atlanta GA USA taking the life and health exam which course should I study with you?

    • @insuranceexamqueen
      @insuranceexamqueen  ปีที่แล้ว

      Hello! I am Melissa, the Insurance Exam Queen.
      Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 900 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have written up what is most important for your state exam, and where you should spend your time during your studies.
      With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know.
      So first, we focus on the things that overlap.
      Completing the Application and Field Underwriting overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.
      Completing the app and field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance.
      Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions.
      While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.
      Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.
      For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      Right now, I have three options for the Royal Treatment Life and Health and both come with 100 Day Access.
      The Sliver Life and Health Series will cover a simple review of the most tested topics across all states.
      The Gold Life and Health Series will cover an in depth review of the most tested topics across all states. Plus you’ll get Silver as well.
      Personal Platinum is Gold + Silver + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! Additionally, as part of Platinum you get to attend all classes I host for Life and Health for free during your 100 days access. Plus you’ll have access to previous Boot Camp recordings that are not available anywhere else. .
      You can find everything here: www.insuranceexamqueen.com/
      Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule
      If you want One-On-One Tutoring you can book with Peter Here:
      forms.gle/THoi8TVEPyoRpzxh9
      Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @Beautifuluproductions
    @Beautifuluproductions 10 หลายเดือนก่อน

    Is a GRA a Type of Annuity

  • @derekholliday8032
    @derekholliday8032 7 หลายเดือนก่อน

    Thank you thank you!

  • @frankkalloniatis6570
    @frankkalloniatis6570 2 ปีที่แล้ว +1

    Nice

  • @JosephReed-e2x
    @JosephReed-e2x ปีที่แล้ว +1

    i think your the best

  • @alexaloya8747
    @alexaloya8747 ปีที่แล้ว +1

    thank you for this!!!!

  • @marinaetimani7961
    @marinaetimani7961 11 หลายเดือนก่อน

    Do you live in Vegas now

  • @ptHomeHealth
    @ptHomeHealth 11 หลายเดือนก่อน

    Correction:
    if you surrender a 401K retirement fund, the penalty is 10% (not 20 as you mentioned).

  • @dannyguerra777
    @dannyguerra777 6 หลายเดือนก่อน

    smashed the like button

    • @insuranceexamqueen
      @insuranceexamqueen  6 หลายเดือนก่อน

      Yesss. Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @jeannielynn4682
    @jeannielynn4682 ปีที่แล้ว +1

    Testing on 3/20 NC Life Exam

    • @insuranceexamqueen
      @insuranceexamqueen  ปีที่แล้ว

      Hello! I am Melissa, the Insurance Exam Queen.
      Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have written up what is most important for your state exam, and where you should spend your time during your studies.
      Completing the application, Types of Life Insurance, Life Provision and State Law/Insurance Regulations are the most important focus for your exam breakdown.
      Completing the application is all about the application process an agent goes through when selling a policy as well as the basics of life insurance.
      Types of Life will teach you about all the available life insurance policies and the ones you want to really focus on are Term vs Whole and Annuities.
      Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      Right now, I have three options for the Royal Treatment Life and both come with 100 Day Access.
      My Sliver Life and Health Series (just skip the health videos) will cover a simple review of the most tested topics across all states.
      My Gold Life and Health Series (just skip the health videos) will cover an in depth review of the most tested topics across all states. Plus you’ll get Silver as well.
      Personal Platinum is Gold+ Silver + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! Additionally, as part of Platinum you get to attend all classes I host for Life and Health for free during your 100 days access. Plus you’ll have access to previous Boot Camp recordings that are not available anywhere else.
      You can find everything here: www.insuranceexamqueen.com/
      Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @LondieHouston-n9p
    @LondieHouston-n9p 8 หลายเดือนก่อน

    I thought it was 10 % if you took the money out

    • @insuranceexamqueen
      @insuranceexamqueen  8 หลายเดือนก่อน

      If you are not in the facebook study group yet, I highly suggest joining you. You can post questions here where others that are studying will also be able to chime in. facebook.com/groups/1082073882582049/
      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @cookinwithbae6
    @cookinwithbae6 6 หลายเดือนก่อน +1

    Can you get a lump sum

    • @insuranceexamqueen
      @insuranceexamqueen  6 หลายเดือนก่อน

      Not on an annuity, that's the point to slowly pay out

  • @MaricelaJauregui-n9b
    @MaricelaJauregui-n9b 5 หลายเดือนก่อน

    California Life Health and sickness, help I failed my first attempt.

    • @insuranceexamqueen
      @insuranceexamqueen  5 หลายเดือนก่อน

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @janetduran7756
    @janetduran7756 9 หลายเดือนก่อน

    L&H exam TX

    • @insuranceexamqueen
      @insuranceexamqueen  9 หลายเดือนก่อน

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/