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Hey Gigl , I keep hearing about this book The Magic of Attraction by Jay Nale, and everyone’s raving about how it’s a game-changer for manifestation and self-improvement! I haven’t had the chance to read it yet, but people are saying it’s one of the best they’ve come across. I would LOVE to see your take on it. It’s available on Amazon-I feel like this could totally resonate with your audience! And I need a summary 😭
First rule of swp - Invest your money in conservative hybrid fund. Second rule - your monthly withdrawal amount is not more than 0.50% of your invested amount Third rule - If you want to do swp then do it for long term (30 yrs) Aur baat kre inflation ki toh uske liye hum apne income ke source bdhane pr dhyan de na ki swp ka withdrawal badhane pr
Totally disagree with your information.. Koi b fund ka last 10-15 yrs ka data nikal kar dheakhlo minimum 12 -14% returns milta hi hai.. Mane khud daal kar rakha hai from last 8 yrs.. Abhi 20% returns hai compounding.. Trust me inka market jitna girta hai usse kahi jayada upar uthta hai.. History is proof..
You r partially correct, but u should have used nifty 20 years data and than made the video, it has never fallen 20% continuously for multiple years. So we need bucket strategy to manage such situations.
Yes your point is absolutely correct. If we see the paper published by NSE , for the year 1997- 2021, only there were 5 years where the returns were negative in absolute terms ranging from negative return of 1 to 50% (50% is extreme corrections like 2008 & 2020). But if we look in the same paper ,rolling returns for 5 years during the above mentioned years, the percentage of negative returns becomes 0.
And SWP can be wonderful product if you can transfer money (STP)to some debt funds during weak macros or negative sentiments of short time and than vice-versa transfer back during maket upside driven by good macros
Jese sip me ham apna portfolio dekh sakte hai swp me bhi dekh skate hai thik hai Aur swp ko bhi sip ki trh kabhi bhi bnd kiya ja sakta hai agr hame dikh raha hoga ki pesa kam ho raha hai to ham swp close kar denge Aur sabse bada point ye hai ki hame sirf 4 se 5 % ki swp karwani chahjiye jisse risk bahut kam ho jaega 12 ki jgh 8 % bhi return mila fr bhi pesa kabhi khtm nahi hoga
Bhai...aap koi bhi conservative hybrid fund me daal kar swp araam se kar sakte ho..equity funds se nahi karna chahiye but hybrid se kiya ja sakta hai. Aur hybrid fund aapko FD se zyada returns bhi de denge thoda bahut stability k saath aur aapka corpus bhi khatam nahi hoga. 3% yearly withdrawal rate rakhoge toh aapka fund 8-10% se badhge aur aap araam se jeevan vyateet kar paoge.
Dear video maker, The corpus amount can be put in a debt fund with stability record and should be watched regularly to minimise the risk... Thanks for showing the unseen parts. Hats off to your team.🙏
Happy to see such analysis. It made a different view point. But don't worry about the views bcoz when someone present harsh reality, society does not accept it. Kudos to entire team for this.
Plz take actual market returns..And market to fluctuate hota hi rahega.Aur hum amount divserfy bhi kar sakte hai.Aur FD without risk nahi hai...as per RBI up to 5 lkh rs tak hi FD secure hai
Markets are never predictable, so are bank fd rates, especially when inflation is taken into consideration, better safe in fd than markets 2-3 years before retirement
Bhai dekho seedhi baat hai patience hai to invest karo aur na ho to mat karo. Invest karke wait karoge to pakka result milega. Nahi to bas video dekhte rahoge
SWP me SIP ki tarah auto - deduct nahi hota fund se. Manually karna hota hai. As per the balance fund and your need you can decide withdrawal amount. No compulsion of withdrawing fix amount.
understand the first principle. problem tab hoti hai jab hai formula learn karte hai rather ye samajhte hai ki koi kaam karega hi kyu ya nhi karega... is video me calculators ke peeche ka maths explain kiya hai.. Two IITians ke saath podcast kar ke ye video banayi hai.. I hope you will love it.. Love from GIGL
The solution is definitely impressive sir I regularly follow your amazing videos. This solution is quite similar to that given in "The Intelligent Investor " book of 75% - 25% principle. But the problem here is STCG & LTCG while selling bond stock gold or any other aseets.
So SWP works for those who have invested in the market for the long term like 15 to 20 years. Now if he starts withdrawing the money from his corpus then he will end up having good corpus, if the market gives the negative returns.
I always advise to withdraw your return not your invested capital. Before SWP you must invest your money for 3 years Then start SWP as per return you find. Once you start withdraw your capital you won’t survive.
You are such a Fool. Show me this type negative return of the market. Koi bhi baat pe aaap sab biswas kar lete hain. Inko video mein kuch naya dalna hota aur aap jaise log isko sach maan lete hain.
5:42 aapke hisaab se 8 saal ke end tak overall negative return hi aayega ? Bhai ek mutual fund bata do aisa. Agar koi MF kisi year me -25% se jyada girti hai to agle 3 saal tak chhapar faad ke return deti hai.
Iska chakkar me mat pado koi isko bank wala paisa diya hua h ke fd karo bolke... kyunki Iss saal sbse jyda FD tod ke mutual fund me dala gya h... don't worry continue
Even I planned to do same thing instead of SWP. Park some money in FD and withdraw amount regularly from that one. Rest of the money I can allow it grow in share market to get better return.
today I was discussing the same matter with my brother . we are planning to deposit 2 cr each which we received from selling of land . the way our financial consultant advised us is that to deposit 1 cr in some bond or security mf which gives 7 percent and the other 1 one in multi asset ( 75/60 equity to 25/40 other ) then to wait for a period of 1 or 2 and then transfer the appreciated amount back to goi bond fund .
I think one should consider risk. Factor as well if you forcast that markets are going to give negative returns then withdrawal of corpus is a wise choice.But if you forcast that markets are going to give positive returns then swp will be a good choice its just depends upon choice and research and the goals you set before starting sip.
Nice to see that you came up with this specific topic to break this myth busters of Mutual funds where only the 1st face of coin is shown, no one cares to show the 2nd face the dark side of the coin.
20 yr sip karo diversified equity fund main and then swp karo . Example 20 k sip for 20 yrs and then do swp five times ie 1 lakh per month for life long. Do some less stress or no stress work for them for some earning
Sir you are Good person, I'm regular viewer. Kindly make video on fraud scam in market on name of block trading, institutional stock.make for awareness of new market members,aapke subscriber bhi jyada hain So scammer ki dukan band ho jaye 😂😂
Actual return ka base kya hai.? I mean konse year se bataya hai aapne? 15 yrs me CAGR only 10% in indian market.i doubt..10% se zyada hi diya hai.Facts and uska proof dikha kr baat kro bhai.
Wrong data agar market ney currection diya hai to recover triple speed sey hui hai ....check data 2008, 2020 ....now market life time high....seller ka bhav ayga no guarantee but buyer ka ayga guarantee because market ko ultimately upper hi jana hai ....every month 22 thousand cr invest in sip by retail investors its strength of market ...FII are not able to downgrade our market because if they want to left then need 15 thousand crore and opposite more then 1 lakh crore ....i hope that is understand how system worked ....IIT doesn't means right always must have to see other aspects as well for growth.....moral SWP is good but when we see market have some inknown risk like global war and panic problem like crona virus ..then we have option to withdraw money or shift in dead market .....
This vdo is Bakwaas only... If any one wants to adopt SWP, he/she must have to invest in Hybrid Funds and not in Index fund. Second, SWP amount should not be greater than 8% annual of initial portfolio corpus. Readjust you SWP every three year. I am very much sure, you will receive consistent return with capital appreciation... thanks...
Kuch khaas baaki sab bakwas! Actually a retired person should invest his maximum corpus in Govt backed fixed income schemes like SCSS(8.2% int) - ₹30 L , Post Office MIS (7.4% int)- ₹15 L & rest of his fund may be invested in Balance Advantage MF for his regular income through SWP
SWP is in existence since last 20 years and nothing new in it. SWP is similar to Monthly Income Scheme of Post office but only issue is returns are market dependent and returns are not guaranteed.
If you don't want to take any risk and want guaranteed return then 1. Do MIS in Post Office 2. Then do RD in the Post Office of the monthly return 3. Sit back and relax without any tension because at the end you will get the benefit of both MIS and RD 4. Enjoy as it's backed up by the Government of India
Agar market perform nahi karega toh matlab hai ke companies profit. Abi kar rahi agar companies profit nahi kar rahi toh employees will be fired. This is a Domino effect and everything will be zero except hard assets but what will you do with hard assets if there is no liquidity.
Dekho bhai.... Mai 13 saal se share market dekh raha hu...jitna nagetive bol Raha hai utna nahi hota hai...or jab market niche chala jaye to withdraw push kar denge simple hai...jada tension lene ki baat nahi hai....
Sequence of returns is right but if one year it’s negative then next year it can be bumper returns so balanced is maintained and compounding works in long term but you have to apply 2% formula that in 10 lakh you can only withdraw
Somebody finally told the truth. Mutual funds are over-hyped. And so called several financial experts are making ppl fool by showing the imaginary future returns of mutual funds.
Sabse best hai jaise manually sip karte waise manually withdrawal kare jab market gira ho wo time withdrawal rok le market hamesha upar ya hamesha niche nahi rahene wala ye to fact hai aur apna yearly 4% se jada na nikale amount
But the question is what amount do you invest ? If you invested only 10-20% of your savings then definitely you will not be worried but if you invested more than 60% of your savings and still hold it during negative returns then you are legend
@humblepawn873 apart from mutual funds I only have epf, so it was around 70% of my total savings. In 2021, I sold some shares and funds and bought a flat on loan.
Bhai hybrid fund me government security air bond hote hai risk factor ko puri tarah balance karte rahte hai.. hum log africa me thodi hai hum india me hai most developing country.... Jo index badega fir girega fir girega fir thoda badega.. india ki sabse badi takat yaha ki population hai jise puri duniya ek market ki tarah dekhti hai aur yaha apne apna fund investment k liye lati rahti hai.. moderate fund ka study karo.
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Hey Gigl , I keep hearing about this book The Magic of Attraction by Jay Nale, and everyone’s raving about how it’s a game-changer for manifestation and self-improvement! I haven’t had the chance to read it yet, but people are saying it’s one of the best they’ve come across. I would LOVE to see your take on it. It’s available on Amazon-I feel like this could totally resonate with your audience! And I need a summary 😭
First rule of swp - Invest your money in conservative hybrid fund.
Second rule - your monthly withdrawal amount is not more than 0.50% of your invested amount
Third rule - If you want to do swp then do it for long term (30 yrs)
Aur baat kre inflation ki toh uske liye hum apne income ke source bdhane pr dhyan de na ki swp ka withdrawal badhane pr
Jo monthly nikaal rhe hain, usi se kuch chota amount vapis se swp me nahi daal skte h kya???
Best comment
Yes you are right bro
Nhi bhai pehle sip kro or lambe samein ke liye invest krke.. apna porfolio bna lo fir radeem kro... jitna chahiye...
@@nikhiltabhane8648 Nahi jitni jarurat hai utna hi amount withdraw karna chahiye. Withdrawal pe tax save ho jayega
I stil believe SWP is way better than FD🎉
Totally disagree with your information.. Koi b fund ka last 10-15 yrs ka data nikal kar dheakhlo minimum 12 -14% returns milta hi hai.. Mane khud daal kar rakha hai from last 8 yrs.. Abhi 20% returns hai compounding.. Trust me inka market jitna girta hai usse kahi jayada upar uthta hai.. History is proof..
Yes brother now don’t trust any TH-camr ❤
Which fund u have invested
Bajaj allianz pure stock fund 2006 to 2024 gives 1571
Which is 1571÷18years = 87% annual return
Completely Agreee ... Ye video sirf views ke liye banana gaya hai for personal benefits with poor research.... Time waste
@@devjicreations 3 fund hai. Ek to Quant small cap, UTI transportation fund & Axis small cap.. All are in equity market
Video is good....FD ko Promot karane ka achha tarika tha... Well-done
Bhai fd mein 5 lakh ke upar pta kitna tax lgta hai... fd se acha khud ke pass hi rkhlo paise koi kam hi krlo usse acha un paiso se.. 😂
Rental income is best for retirement @@manojkumar-zk3ik
You r partially correct, but u should have used nifty 20 years data and than made the video, it has never fallen 20% continuously for multiple years. So we need bucket strategy to manage such situations.
Aap bilkul sahi kah rahe hai
Actual market return par video baneye to accha rhega
Jaisa sir ne assume Kiya vo wrong tha.
Yes your point is absolutely correct. If we see the paper published by NSE , for the year 1997- 2021, only there were 5 years where the returns were negative in absolute terms ranging from negative return of 1 to 50% (50% is extreme corrections like 2008 & 2020).
But if we look in the same paper ,rolling returns for 5 years during the above mentioned years, the percentage of negative returns becomes 0.
And SWP can be wonderful product if you can transfer money (STP)to some debt funds during weak macros or negative sentiments of short time and than vice-versa transfer back during maket upside driven by good macros
@rushikeshchavan1798 Need to be aware of tax implications on STP. So better to follow bucket strategy.
Hello Mam, what is bucket strategy ?
अधूरा ज्ञान ज्यादा खतरनाक होता है, आज ये क्लिप देख कर जाना... 😊
Jese sip me ham apna portfolio dekh sakte hai swp me bhi dekh skate hai thik hai
Aur swp ko bhi sip ki trh kabhi bhi bnd kiya ja sakta hai agr hame dikh raha hoga ki pesa kam ho raha hai to ham swp close kar denge
Aur sabse bada point ye hai ki hame sirf 4 se 5 % ki swp karwani chahjiye jisse risk bahut kam ho jaega 12 ki jgh 8 % bhi return mila fr bhi pesa kabhi khtm nahi hoga
Yes,,,, its a very good idea & fully save system.
Maybe interest margins little less than high risky investment.
But its 100% secured.
Thanks.
Jisko dekho alag kahani pel raha hai .
Right bro 😅
Aakhir ham bole toh bole kya kare toh kare kya😂
साला confuse कर देते हैं
😢😂😂
भाई साहब आप भी तो पेल ही रहे हो। कमेंट😂😂😂😂
Yes, exactly. That's why we have to take less volatile (fluctuate) mutual funds which can give cagr of 10-11%. It is only for retirees.
Bhai...aap koi bhi conservative hybrid fund me daal kar swp araam se kar sakte ho..equity funds se nahi karna chahiye but hybrid se kiya ja sakta hai. Aur hybrid fund aapko FD se zyada returns bhi de denge thoda bahut stability k saath aur aapka corpus bhi khatam nahi hoga. 3% yearly withdrawal rate rakhoge toh aapka fund 8-10% se badhge aur aap araam se jeevan vyateet kar paoge.
4% withdraw kro kbhi bhi paisa khtm nahi hoga. Market down ho ya up ho koi fark nahi pdega
3/4 percent yearly withdraw tho bohut kam he, kia kam me lagega fir ye
Put big amount on hybrid fund keep it invested for 5 or more year then start your swp.
@@religionofpeace782 equity fund se kue nahi krna chaiye bro, plz jara batao
Or Bhai index fund kaisa rhega?@@GrowWithMutualFundSip
Dear video maker,
The corpus amount can be put in a debt fund with stability record and should be watched regularly to minimise the risk...
Thanks for showing the unseen parts. Hats off to your team.🙏
Man is correct actually
Very useful and eye-opening video thank you very much
मार्किट ऐसा कब गिरा है भाई मै 10 साल से sip कर रहा हु घाटे मे कॅरोना को छोड़ कर कभी नहीं गिरा है
Happy to see such analysis. It made a different view point. But don't worry about the views bcoz when someone present harsh reality, society does not accept it. Kudos to entire team for this.
Thank you so much for this mathematical explanation. Now everything is clear.
Plz take actual market returns..And market to fluctuate hota hi rahega.Aur hum amount divserfy bhi kar sakte hai.Aur FD without risk nahi hai...as per RBI up to 5 lkh rs tak hi FD secure hai
Markets are never predictable, so are bank fd rates, especially when inflation is taken into consideration, better safe in fd than markets 2-3 years before retirement
Very informative video, thank you gigl❤
Thats why it is advised to do SWP in hybrid funds right and not index fund?
we can Invest 70% in equity and 30% in debt
Bhai dekho seedhi baat hai patience hai to invest karo aur na ho to mat karo. Invest karke wait karoge to pakka result milega. Nahi to bas video dekhte rahoge
Sahmat
Great Video I Waiting For This Type Of Video❤❤
SWP me SIP ki tarah auto - deduct nahi hota fund se. Manually karna hota hai. As per the balance fund and your need you can decide withdrawal amount. No compulsion of withdrawing fix amount.
Real knowledge sir ji great ❤
Kya bhai koi bolta hai karo koi bolta hai maat karo koi matlb nahi hai sabko apna apna video banana hai kuch maat dekho
understand the first principle. problem tab hoti hai jab hai formula learn karte hai rather ye samajhte hai ki koi kaam karega hi kyu ya nhi karega... is video me calculators ke peeche ka maths explain kiya hai.. Two IITians ke saath podcast kar ke ye video banayi hai.. I hope you will love it.. Love from GIGL
@@greatideasgreatlife market me , simple moving average indicator 50 sma and 100 sma ko follow karenge to bhi acha returns generate lar sakte hai
Sahi Mai yaar sab log dimaag kharap karke rakhe hai 🙏🏻
इसलिए मैं किसी कि भी विडिओ नही देखता
Yess bro mai toh pura confused hoh Chuka hoon😕
Billul sahi keh raha hai ye, Mene 1 cr invest kiya 3 saal pahle, 10% yearly SWP me withdraw kiye, aaj mera portfolio sirf 12 lakh bacha hai, mera ghar bhi bik gaya hai SWP ke chakkar me.
6% maximum withdraw Karna chahiye yearly😊
Very nice, u r absolutely right👌
Ye sahi kaha khud manage karo....❤❤❤
Yesterday I watched and thought that I need to study this
And you upload it today.
Manifestation at top
Thank you always to be here to taught us......
The solution is definitely impressive sir I regularly follow your amazing videos. This solution is quite similar to that given in "The Intelligent Investor " book of 75% - 25% principle. But the problem here is STCG & LTCG while selling bond stock gold or any other aseets.
So SWP works for those who have invested in the market for the long term like 15 to 20 years. Now if he starts withdrawing the money from his corpus then he will end up having good corpus, if the market gives the negative returns.
Yes
You are right , People dont understand the risk of market conditions, There is risk if we do swp when market is in down trend for 3-4 years
Great Explanation👌🔥
Thank bro love your video ❤️❤️❤️😊
I always advise to withdraw your return not your invested capital.
Before SWP you must invest your money for 3 years
Then start SWP as per return you find.
Once you start withdraw your capital you won’t survive.
Thanksgiving 🦃 information sir ji aap ka ye video dhek kar save feel lag raha hai
Thank you very much brother 🎉🎉🎉🎉🎉
Very well explained the concept of negative sequence of returns. You have included all the pros and cons of SWP in mutual fund. Thank you.
You are such a Fool. Show me this type negative return of the market. Koi bhi baat pe aaap sab biswas kar lete hain. Inko video mein kuch naya dalna hota aur aap jaise log isko sach maan lete hain.
super explanation sir i understand this concept love u sir 🥰😍
5:42 aapke hisaab se 8 saal ke end tak overall negative return hi aayega ? Bhai ek mutual fund bata do aisa.
Agar koi MF kisi year me -25% se jyada girti hai to agle 3 saal tak chhapar faad ke return deti hai.
These youtubers should be banned, they just making for money purpose and giving wrong information
Iska chakkar me mat pado koi isko bank wala paisa diya hua h ke fd karo bolke... kyunki Iss saal sbse jyda FD tod ke mutual fund me dala gya h... don't worry continue
Thank for valuable information 🎉
informative video❤
Bahut khoob
Super clarity.. thanks bro
in the video 4:45 the market returns which is shown, which years are you all talking about?
Even I planned to do same thing instead of SWP. Park some money in FD and withdraw amount regularly from that one. Rest of the money I can allow it grow in share market to get better return.
today I was discussing the same matter with my brother . we are planning to deposit 2 cr each which we received from selling of land . the way our financial consultant advised us is that to deposit 1 cr in some bond or security mf which gives 7 percent and the other 1 one in multi asset ( 75/60 equity to 25/40 other ) then to wait for a period of 1 or 2 and then transfer the appreciated amount back to goi bond fund .
In simple language, you want to say there will be market risk which is obvious.
Withdrawal (SWP) should be done monthly,not yearly 😊
Are bhai SWP me monthly hi withdrawal Hota Hai.
@@y.tstatus7720Quarterly ke vi provision hei
Best information video sir❤
I think one should consider risk. Factor as well if you forcast that markets are going to give negative returns then withdrawal of corpus is a wise choice.But if you forcast that markets are going to give positive returns then swp will be a good choice its just depends upon choice and research and the goals you set before starting sip.
Nice to see that you came up with this specific topic to break this myth busters of Mutual funds where only the 1st face of coin is shown, no one cares to show the 2nd face the dark side of the coin.
10 लाख इन्वेस्ट पे केवल 5 से 6 हजार ही मंथली निकलना चाहिए। पैसे डालने पे उन्हे 4 से 5 साल ग्रो होने देना चाहिए।🙏
Nice content...much needed and eye opener😊
20 yr sip karo diversified equity fund main and then swp karo . Example 20 k sip for 20 yrs and then do swp five times ie 1 lakh per month for life long.
Do some less stress or no stress work for them for some earning
Thank you for video
Its is better stay invested upto 10-15 years then do SWP for remaining years
Good very use full information thank you
Bhai sip me prblam nahi hota
Nipon India grhoth fund ka parfomans dekho 2014 me Nav 500 thi aj 4600 nav he
Compundig retan 20.7 parsant
SWP... BEST HAI
BINDASS KARO... 🤩👍👍
Sir you are Good person, I'm regular viewer.
Kindly make video on fraud scam in market on name of block trading, institutional stock.make for awareness of new market members,aapke subscriber bhi jyada hain
So scammer ki dukan band ho jaye 😂😂
Best explanation 😅😅😅
Actual return ka base kya hai.? I mean konse year se bataya hai aapne? 15 yrs me CAGR only 10% in indian market.i doubt..10% se zyada hi diya hai.Facts and uska proof dikha kr baat kro bhai.
Exactly 💯
Very good
Hmm last 10 years small cap mid cap ka cagr dekh 15 -18% diya hai.. and india is in growing phase.. so don't worry continue sip then swp
Great information ❤
Thank you 🙏❤️
Wrong data agar market ney currection diya hai to recover triple speed sey hui hai ....check data 2008, 2020 ....now market life time high....seller ka bhav ayga no guarantee but buyer ka ayga guarantee because market ko ultimately upper hi jana hai ....every month 22 thousand cr invest in sip by retail investors its strength of market ...FII are not able to downgrade our market because if they want to left then need 15 thousand crore and opposite more then 1 lakh crore ....i hope that is understand how system worked ....IIT doesn't means right always must have to see other aspects as well for growth.....moral SWP is good but when we see market have some inknown risk like global war and panic problem like crona virus ..then we have option to withdraw money or shift in dead market .....
For all the viewers , along with index fund just buy Dec month Put option for every year you will never loose money
Cushion bucket concept is what i am going to apply now… thanks
Right 👍
Were well explained 👍
This vdo is Bakwaas only...
If any one wants to adopt SWP, he/she must have to invest in Hybrid Funds and not in Index fund. Second, SWP amount should not be greater than 8% annual of initial portfolio corpus. Readjust you SWP every three year. I am very much sure, you will receive consistent return with capital appreciation... thanks...
Well said
Kuch khaas baaki sab bakwas! Actually a retired person should invest his maximum corpus in Govt backed fixed income schemes like SCSS(8.2% int) - ₹30 L , Post Office MIS (7.4% int)- ₹15 L & rest of his fund may be invested in Balance Advantage MF for his regular income through SWP
The ending lines were awesome❤
Have you ever studied monthly and yearly returns of Nifty? Kuchh dekhte nahin market directly aate Hain gyaan dene ke liye
Please study mutual fund data for last 20 years...
Kuch bhi
Confuse karte raho public ko
Sabko malum hai market up down hota hai
Thank You ❤❤❤❤❤❤❤
SWP is in existence since last 20 years and nothing new in it.
SWP is similar to Monthly Income Scheme of Post office but only issue is returns are market dependent and returns are not guaranteed.
If you don't want to take any risk and want guaranteed return then
1. Do MIS in Post Office
2. Then do RD in the Post Office of the monthly return
3. Sit back and relax without any tension because at the end you will get the benefit of both MIS and RD
4. Enjoy as it's backed up by the Government of India
Great idea dada
Thank you sir for talking about the truth.
After knowing swp , surprisingly i was also thinking d same way..... before watching d video
This is false information
Agar market perform nahi karega toh matlab hai ke companies profit. Abi kar rahi agar companies profit nahi kar rahi toh employees will be fired. This is a Domino effect and everything will be zero except hard assets but what will you do with hard assets if there is no liquidity.
Great 👍
Dekho bhai.... Mai 13 saal se share market dekh raha hu...jitna nagetive bol Raha hai utna nahi hota hai...or jab market niche chala jaye to withdraw push kar denge simple hai...jada tension lene ki baat nahi hai....
Sequence of returns is right but if one year it’s negative then next year it can be bumper returns so balanced is maintained and compounding works in long term but you have to apply 2% formula that in 10 lakh you can only withdraw
अभी तक ऐसा कभी नहीं होंगे कोई शिप माइंसमें रिटर्न दे
Somebody finally told the truth. Mutual funds are over-hyped. And so called several financial experts are making ppl fool by showing the imaginary future returns of mutual funds.
This video is a confirmation that SWP works
Sabse best hai jaise manually sip karte waise manually withdrawal kare jab market gira ho wo time withdrawal rok le market hamesha upar ya hamesha niche nahi rahene wala ye to fact hai aur apna yearly 4% se jada na nikale amount
Great
Swp can be done if your are a long time mutual fund investment I mean sip one time invester should wait for market to crash and then invest
Excellent sir
Yes you are correct its also mentioned in the tony Robbins book 7 steps to financial freedom
Bro in which year market -18 goes
❤ good 👍 👌
Mere mein wo guts hai jisne 4 saal sip karne ke baad bhi returns negative they. Lekin aaj 7 saal ho gaye aur ab mera cagr 16% hai
I have seen negative returns in my sip and lumpsum for 5 to 7 years continuously,after that it started going up
@@shabbircalcuttawala907🎉
But the question is what amount do you invest ? If you invested only 10-20% of your savings then definitely you will not be worried but if you invested more than 60% of your savings and still hold it during negative returns then you are legend
@humblepawn873 apart from mutual funds I only have epf, so it was around 70% of my total savings. In 2021, I sold some shares and funds and bought a flat on loan.
Great knowledge video thanks
Can you pls clarify for which Mutual Fund you have taken the returns for the purpose of illustration?
Bhai hybrid fund me government security air bond hote hai risk factor ko puri tarah balance karte rahte hai.. hum log africa me thodi hai hum india me hai most developing country.... Jo index badega fir girega fir girega fir thoda badega.. india ki sabse badi takat yaha ki population hai jise puri duniya ek market ki tarah dekhti hai aur yaha apne apna fund investment k liye lati rahti hai.. moderate fund ka study karo.
If anyone has a corpus of say 1crore & he or she wants to reduce the negative sequence of returns, than STP could be a game changer.