He said he's100% VA disabled. What is he spening his VA disability payments on. If his wife works, I don't understand why they are behind 3 years. --They were irresponsible adults and just didn't pay🙃
@@steelcastle5616 I live in DC and most vets that are homeless is due to untreated mental illness. Not because of lack of housing or being kicked out of their home. I know first hand.
@@steelcastle5616homeless veterans that never purchased a home versus the service members relief act that protects veterans from high interest rates that have a mortgage and student loans are two different concepts.
I used to work for the VA as a psychologist. There are a ton of people who served a short time and then lived off disability payments. There are also a ton of people who really served and don't get enough in benefits because of the scammers.
Yes, our veterans do not get treated well at all. I would have thought veterans get all expenses paid living and food once they returned. If the U.S. cannot afford that, then how are we even allowed to be a top country?
@@wewhoareabouttodiesaluteyo9303 no one does that that is what a lazy child thinks. Are bets get treated great they just aren’t losers to start. You take the worst of society and wonder why they aren’t amazing when they finish serving lol
I LOVE our servicemen and women but serving softens the hearts of all blindly some take advantage of that some deserve that respect and a break...No one knows what side hes on from this short conversation but Im not sure why he hesitated when Dave asked what the nature of his disability was thats sort of a red flag to me...
@@cutlerylover I can almost GUARANTEE that the reason he is on disability is because of sleep apnea or tinnitus. He most likely served for a few years stateside, doing nothing, never deployed, yet somehow managed to get 100% disability. He couldn't say the actual reason to Dave because he was atleast cognizant enough to realize how ridiculous it would've sounded to the hosts. If he was 100% disabled because of, lets say a wartime injury or something that happened while deployed in a warzone, he would've said so immediately without hesitation.
Bro I’m a vet at 100% too…you are telling me you are 100 % getting a VA paycheck. Yet you are telling me you and your wife stopped working for 3 years with no other income? I call bullshit
I’m 100% to. I just got My first job after the military after 4 months but I’ll tell you all My bills were paid during that time. Now they’re really going to get paid and investments accounts will be funded
Seems like he just started working again. He did say he would be able to make the new catch up payment plan the mortgage co. had set out to him but wanted Dave's opinion on selling. Anyone with that high income is paying a ton in taxes, they don't bring home nearly as much as 200k. Still they have a great income. Don't be so quick to judge.
I can’t believe Dave doesn’t tell these people off. If he was unemployed during Covid time, he was getting a hell of a lot of money for those unemployment checks. No excuses. He should not be three years behind. 🤬🤬🤬
Hey, I lost my job at first lockdown. Spouse got a small temporary raise. Still we paid all our bills.. including mortgage on time anyway. Then second lockdown I found a much better paying job! AND we finished getting completely out of all debt except the mortgage. It CAN be done..they chose not to! And our 30 yr mortgage will be paid off before the 10 yr mark, not even10 years. It can be done, they chose not to! Best to all
Even if his disability isn't a scam, he's still a lousy deadbeat with a $200,000 income. His service and disability doesn't give him a pass ref integrity.
A married vet with a %100 disability rating is getting a little over 4.2k/mo (tax free) along with free VA medical support. Why this guy couldn't pay his mortgage for 3-years kinda makes ya wonder. Maybe he was paying on his student loans...
As a veteran myself, I have 2 deployments by the age 23, hate when vets pull this card of “disability”. Bet u the guy experienced no combat and taking advantage of the system. Bum
Nope 100% is 100%. Not all injuries can are visible. My uncle and father inlaw are 100% based on psychological. You are new to the game so don't judge kid
@@teebone2157 cool story KID, and they are getting paid a BIG monthly check KID, specifically so they can pay for housing, nothing like pretending like u have 1st hand experience bc daddy n law n some random uncle in another state.
My grandfather - God rest his soul - was career military and fought in Korea and Vietnam. He more than qualified for VA disability but refused on the principle that he could function alright and the "other vets deserve/need it more than he does." So it really grinds my gears when I suspect a vet is taking advantage of the system. He was slow to answer the questions, and when he did they were simple and evasive which tells me he is lying, and between the VA payments and his wife working, they were more than capable of paying their mortgage. JACK IN BALTIMORE, IF HOPE YOU SEE THIS -- SHAME ON YOU!
I never made 200k a year. My income wasn't overly great. However in all my years of being a mortage holder. I never missed one payment or been late. The guys a scammer.
Working at a bank, the longest person I see go without making a north payment was slightly over 10 years. BK filings and other strategies can be used. Sadly so many people can’t go from not paying for years to having to pony up a $2000 a mob payment.
This just blew my mind knowing 100% disability is tax free and can be as much as the equivalent of a high 80K-low 90K salary’s take home pay. We all have flaws and mismanage occasionally, but no way staying in a home for 3 years mortgage free
My neighbor claims the vet card when he sits all day in his car drinking since 7,8 am in the morning he never even fought! He was a cook and never in an active war zone, but somehow the war that other vets fought has him with "ptsd" being a prick that he is and his house is always surrounded of some trash because he refuses to pay trash service and he let's all his pantry donations that church bring him outside in the rain, snow and sun just to waste. I know he's capable of more as he has sole custody his teenage kid
Honestly there is little joy in life with no purpose. Its not healthy for a man to be idle. Thats where the saying "Idle hands do the devils work" comes from!
Prayers that you continue to heal from your physical & mental disabilities. It looks like the Debbie Downers in the comments section don’t understand that it takes time for 100% disability to be approved. 🙏🏿🙌🏾
3 years. The guy even forgot what his monthly payment was. Guy should have been thrown out 3 years ago. There is no excuse to be that far behind. Who gives this guy a 200k a year job now?
@@thinkforyourself9334 the people I work with. Retired military, 100% disability, don’t have to pay property taxes and brag about collecting retirement, VA disability AND their current paycheck. There’s people out there who will help retired military get a 100% disability rating. They advertise it all over LinkedIn.
I got 6 weeks behind (injured leg 0 work), lender sold my mortgage. Working on the jumping through the hoops. 6 yrs ago it was sold (I wasn't notified) & automatic payments went to 1st servicer, but not paid to new servicer. Easter wknd, I came home to locked house & lots of items stolen from it!
I’m in the service and I don’t like how people like this can abuse the system for $70K while still talking happily about selling and making $100K profit, disability or not. He would have been fine if he sold off three years ago, or even one year ago, but made the active decision not to, depriving others of much needed resources.
He was on furlough for three freaking years. The point of the program is to help vets get back on their feet so that they can eventually find employment and make payments again, not live rent free and speculate on their house value. The taxpayer is writing off the banks loss this whole time mind you so it is a burden on society.
After market crash in 2008 we went three years without payment. Then let house get foreclosure. We came out ahead. Dinged out credit but we got ahead again.
Okay, im gonna be the villain here. I know too many people, way too many people, that claim “disability” from the military who never saw combat and their “disability” is simply a way to use the system. Granted, the men and women who fought and have PTSD and injuries from war should be taken care of…period end of story. I smell a rat with this guy.
You all don't know this man or his military history. Get real. You all sound ridiculous, especially if you have never served in the military. And what rat could you smell, besides the one in your kitchen, concerning this Veteran that you know nothing about?
From veterans I've talked to, your percent of disability can have a lot more to do with how you play the system than how much you actually need it. Of course some people need it, but functionally it's no better than other government programs.
@@FTYC2022 “I smell a rat” refers to what i believe is going on based on what ive seen. My brother gets $2300 of “disability” yet is a full time cop….and is always broke lol 😂 i know plenty other veterans with the same scenario. This dude is behind and hasnt worked for 3 years and saw no combat….nope, he is on bs.
@@Silented1234 Again, you don't know this man and you can't put everyone in a box. How do you know he didn't see combat? PTSD is no joke and neither is the pain Veterans have to indure after the military beats their bodies up for years. You also don't know his financial situation or family dynamics. Yes, there are people that scam EVERY system in this country, but at least Veterans did or sacrificed something for the country they are receiving benefits from. Judge based off what you KNOW not what you assume. And while you are talking trash about your brother, at least he had the b-a-l-l-s to serve his country and now he is risking his life to protect civilians in his city. What are you doing besides watching his pockets? Im sure he'll get his finances in order one day. Hopefully you've tried to help him instead of hating on the money he earned and talking ish 🤷🏽♀️.
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Guarantee he could have paid his mortgage if he and his wife chose to for the last three years, but they didn't have to, so they chose to piss their money away on fun things instead. Now he calls to cry about it!!!
Ya'll make 200k, lived in the house for 5 yrs and skipped paying the last 2 1/2yrs. That is shameful for a vet. You didn't work for 3 years because you were getting a VA check, so you still had an income.
why weren't they putting some thing away to make at least make an occasional payment? It is my opinion that they decided to just take advantage of Covid mortgage payment furlough. I have experiences with Vets affected by PTSD, that did not cause them to be irresponsible.
$200,000/year and hes behind on his mortgage? He should be ashamed of himself. What a joke. They should take his house and make him feel what its like to REALLY struggle!!
Do you know how hard it is to not to have a job in 3 years. Thats a supreme level of laziness. Legendary level of laziness. Last time I checked VA gives you a disability check and you get a G.I. Bill. You could of gotten a degree in 3 years and several higher paying jobs.
His disability is definitely not 100k. That means wifey probably makes over 100k. Why are they behind? They could've paid the bill. Dave did not handle this well. He should not sell. The unpaid bills will be on his credit report. No landlord wants a tenant like that. If he buys another house, he'll probably have 2.5 to 3 times the interest he has now. He should just pay off his arrears.
Respect for serving the country. Respect for Dave for giving a way forward and having the debt paid. Something wrong being 3 years behind that is more than a disability excuse.
I am giving a thump down. Not because of Ramsey but this guy thinks he is owed everything. I served and have never claimed a dime from the VA or the government and I am now 76
He thinks he can stay in ‘his’ home until next summer???😅What fresh start? Isn’t his credit wrecked after not paying his mortgage for three years? Makes no sense.
Real ? How it that even possible in the first place, I thought that the bank should've foreclosed a long time ago on its house and evicted his freeloading, delinquent ass a long time ago!
I thank the caller for his service. But if he's a 100% Disabled Vet who's married, he's clearing darn near $4K/month in V.A. Disability Compensation which is 100% Tax Free.
"Great American Hero"?... I served too and have long been out. Yes, honorable discharge. No disability for me. How can they assume this is a great man? He didnt pay for 3 years with 100% disability checks coming monthly? They needed to dig in more. Something is missing!!
Mister Ramsey I know this is not the normal place to ask. But would you please hear me out. Would you please talk to the house? And the senate on how to balance a budget.❤
What is the problem for this dude. Lived in the house 5years. Made 2 years of payments. Lived for free 3 years. Profits a 100k. Gets disability and works. 200k income. Only in America. And he is not a hero. He is the luckiest bum to ever call in.
Those wondering why real estate prices are not coming down and supply is low, this video shows why. Because of Covid, mortgage payments are now optional.
I don’t care if he has a $200,000 income and he has $100,000 in his bank account I as a landlord would never even rent to this man. So where the flock would he ever be able to go?
I disagree with Ken and Dave. I think that they should keep the house because in a very sharp time. It'll be paid down to 0 debt and I don't. Think? The. Right questions were asked for instance do they like the house because maybe the $100000 and their income is not gonna buy them the same quality of neighborhood? Or house?
After I got upto 300K trading with Mrs Anne Jones. I bought a new House and I'm now able to send my kids to a better school in the states thanks to mrs Anne. When someone is straight forward with what he or she is doing people will always speak up for them.
Not making payments for 3 years?? Then ALL of a sudden able to make 200k combined income? Is your wife disabled too?? Neither one of yall we’re working for 3 years?….
This guy is working the system. $200,000 annual income - yeah, rigggghhhht. Disabled vet - riggghhht. Lived in a house for five years, haven't paid anything in three years, and has $100k equity - yeah, riggghht. Next fake call please....
![ILLSLICK - KILLSHOT REMIX [FULL VERSION]](http://i.ytimg.com/vi/RIK8RrqIAzE/mqdefault.jpg)
Guy hasn’t paid in so long he forgot how much his mortgage was 😂
Came to say this. lol!!
I'm also a veteran and unfortunately I sense this guy is scamming the system
@@jonheredia8789
I don’t sense...I know this guy is scamming the system.
😂😂
Damn shame lol
He said he's100% VA disabled. What is he spening his VA disability payments on. If his wife works, I don't understand why they are behind 3 years. --They were irresponsible adults and just didn't pay🙃
Because they know they could get away without paying. No way are they going to kick a disabled veteran out of his house, especially during Covid. 🙄
I knew it!! I knew he was lying about something.
@@2jcward There are lots of disabled vets who have been kicked out.
Check the rate of homelessness among vets over the years.
@@steelcastle5616 I live in DC and most vets that are homeless is due to untreated mental illness. Not because of lack of housing or being kicked out of their home. I know first hand.
@@steelcastle5616homeless veterans that never purchased a home versus the service members relief act that protects veterans from high interest rates that have a mortgage and student loans are two different concepts.
I used to work for the VA as a psychologist. There are a ton of people who served a short time and then lived off disability payments. There are also a ton of people who really served and don't get enough in benefits because of the scammers.
Yes, our veterans do not get treated well at all.
I would have thought veterans get all expenses paid living and food once they returned. If the U.S. cannot afford that, then how are we even allowed to be a top country?
💯
I blame YOU for not doing better
We need to have mandatory draft. The quality of person is so low compared to 90s. People on VA disability for diabetes and sleep apnea
@@wewhoareabouttodiesaluteyo9303 no one does that that is what a lazy child thinks. Are bets get treated great they just aren’t losers to start. You take the worst of society and wonder why they aren’t amazing when they finish serving lol
This dudes a deadbeat. Lived in his house for 3 years not paying his mortgage. The fact they haven't forclosed on him yet is insane.
I LOVE our servicemen and women but serving softens the hearts of all blindly some take advantage of that some deserve that respect and a break...No one knows what side hes on from this short conversation but Im not sure why he hesitated when Dave asked what the nature of his disability was thats sort of a red flag to me...
Covid guidelines.
He's not special or alone in this with major payments being re-invoked.
@@cutlerylover I can almost GUARANTEE that the reason he is on disability is because of sleep apnea or tinnitus. He most likely served for a few years stateside, doing nothing, never deployed, yet somehow managed to get 100% disability. He couldn't say the actual reason to Dave because he was atleast cognizant enough to realize how ridiculous it would've sounded to the hosts. If he was 100% disabled because of, lets say a wartime injury or something that happened while deployed in a warzone, he would've said so immediately without hesitation.
you’re a traitor and a loser
What a deadbeat.
$200k income per year. They can pay they just choose not to.
You missed some info
@@teebone2157what info? Being a disabled veteran doesn’t mean you just choose not to pay your mortgage. $200,000 annually!!
Ken’s face when he says 200k income 😂
Bro I’m a vet at 100% too…you are telling me you are 100 % getting a VA paycheck. Yet you are telling me you and your wife stopped working for 3 years with no other income? I call bullshit
Something's definitely not right with his story.
I’m 100% to. I just got My first job after the military after 4 months but I’ll tell you all My bills were paid during that time. Now they’re really going to get paid and investments accounts will be funded
200k and not paying the mortgage?
The second he said $200k income I just rolled my eyes. That's a personal problem, not a disability problem.
Wow. Makes $200,000 and refuses to pay his bills. Not all vets are heroes. This is a prime example of one who isn't a hero.
Seems like he just started working again. He did say he would be able to make the new catch up payment plan the mortgage co. had set out to him but wanted Dave's opinion on selling. Anyone with that high income is paying a ton in taxes, they don't bring home nearly as much as 200k. Still they have a great income. Don't be so quick to judge.
@@rnt45t1 That was a revolting thing to say.
wake up and face facts. @@loriej9297
and not all heroes wear capes!
@@rnt45t1don’t be racist on the internet go say it to the guys face
Wait.. so did he just say he had a $200k income?? Yet can't afford his house??
If I’m a betting man, this guy and his wife both have new Cadillacs in the driveway.
Forget the dang Caddy, Hellcat I say.😊
I’m guessing it’s fully loaded King Ranch.
Wife probably has a Tesla. Smh.
or range rover.
Support Cadillacs.
Three years rent free. You must be rich now!
Hah. Doubtful.
Unlikely most likely spent it elsewhere...
I can’t believe Dave doesn’t tell these people off. If he was unemployed during Covid time, he was getting a hell of a lot of money for those unemployment checks. No excuses. He should not be three years behind. 🤬🤬🤬
Hey, I lost my job at first lockdown. Spouse got a small temporary raise. Still we paid all our bills.. including mortgage on time anyway. Then second lockdown I found a much better paying job!
AND we finished getting completely out of all debt except the mortgage.
It CAN be done..they chose not to!
And our 30 yr mortgage will be paid off before the 10 yr mark, not even10 years.
It can be done, they chose not to!
Best to all
😂
He’s not being honest - they just didn’t pay their bills.
Way too much delay in his answers to simple questions. Takes time not to tell the truth.
I thought the same thing! This guy's full of crap and probably lost his job due to covid and didn't want to admit he's been unemployed for 3 years
Exactly because he could get away with it. SMH.
There is absolutely no remorse from this guy.
I agree!!
I'm 10% VA rated, this guy being 100% rated he's getting a tax-free check each month.
...I have questions why the house payments weren't being made?
Not to mention covid payments
Agreed!
And his wife was working so idk very odd
Maybe it was the VA taking their time. You know how slow the government is.
@@jimmymcgill6778nope the process may take time but the payments are on time each month.
Hes probably faking his disability if they are bringing home $200,000 and not paying their mortgage. Hot damn this caller pissed me off!!
Even if his disability isn't a scam, he's still a lousy deadbeat with a $200,000 income. His service and disability doesn't give him a pass ref integrity.
A married vet with a %100 disability rating is getting a little over 4.2k/mo (tax free) along with free VA medical support.
Why this guy couldn't pay his mortgage for 3-years kinda makes ya wonder.
Maybe he was paying on his student loans...
And at 200K combined, his wife must be earning well over 100k.
100% VA disability rating gives him over $4K each month. No reason he couldn't have made at least some payments in three years.
not true I know people 100 percent disability he gets 1500 a month that's it.
@@evegestl8764 do your research dude
He didn’t feel like it
@@evegestl8764no. You don’t. The least you can make as a 100% disabled single vet with no dependents is over $3,600 a month.
No you don't. Look at the rates for 100% or stay dumb. @@evegestl8764
Really wanted Dave to dig into this guy alittle bit more I have so many questions lol
As a veteran myself, I have 2 deployments by the age 23, hate when vets pull this card of “disability”. Bet u the guy experienced no combat and taking advantage of the system. Bum
Nope 100% is 100%. Not all injuries can are visible. My uncle and father inlaw are 100% based on psychological. You are new to the game so don't judge kid
But you've never met this veteran. You cannot generalize. Thanks for your service
@@teebone2157 cool story KID, and they are getting paid a BIG monthly check KID, specifically so they can pay for housing, nothing like pretending like u have 1st hand experience bc daddy n law n some random uncle in another state.
Veterans who didn't go to war are not taking advantage of the system. They were hurt and deserves their benefits.
He's a scammer and should have been put on the curb along with all his belongings 2.5 years ago.
My grandfather - God rest his soul - was career military and fought in Korea and Vietnam. He more than qualified for VA disability but refused on the principle that he could function alright and the "other vets deserve/need it more than he does." So it really grinds my gears when I suspect a vet is taking advantage of the system. He was slow to answer the questions, and when he did they were simple and evasive which tells me he is lying, and between the VA payments and his wife working, they were more than capable of paying their mortgage. JACK IN BALTIMORE, IF HOPE YOU SEE THIS -- SHAME ON YOU!
he took advantage of covid and saved him 70k in house payments. he is a squatter
u suspect???? Wow! U don't even know that man. He served this country. Show some respect
@@simplysheisme123 do you get scammed often? I'll bet you do dummy
Probably slow to answer because of his disability
Maybe his disability is of a personal nature.
Something doesnt add up. 200k income. 3 years and 70k behind payment. Not evicted. How is that even possible?
Covid blah blah
@@Dan16673COVID is everyone’s excuse for everything now. Meal takes 45 mins? Oh because COVID
@@Dan16673 so literalyl sounds like they can easily afford the payment, but chose not to pay cuz theyre taking advantage of the covid eviction ban.
He's working the system... many do, that can.
100% disability would cover his mortgage. Almost twice over. Free medical. Wife working as well.
No, he is lying or was taking advantage.
I never made 200k a year. My income wasn't overly great. However in all my years of being a mortage holder. I never missed one payment or been late. The guys a scammer.
This guy is full of excuses. He just didn't want to pay his mortgage. There's no excuse for this now making over 200k
Well then he will have to sell the house and start fresh again.
Working at a bank, the longest person I see go without making a north payment was slightly over 10 years. BK filings and other strategies can be used. Sadly so many people can’t go from not paying for years to having to pony up a $2000 a mob payment.
This just blew my mind knowing 100% disability is tax free and can be as much as the equivalent of a high 80K-low 90K salary’s take home pay. We all have flaws and mismanage occasionally, but no way staying in a home for 3 years mortgage free
My neighbor claims the vet card when he sits all day in his car drinking since 7,8 am in the morning he never even fought! He was a cook and never in an active war zone, but somehow the war that other vets fought has him with "ptsd" being a prick that he is and his house is always surrounded of some trash because he refuses to pay trash service and he let's all his pantry donations that church bring him outside in the rain, snow and sun just to waste. I know he's capable of more as he has sole custody his teenage kid
Wonder what the inside looks like. CPS might need to be called.
I despise vets like that, I served and see so many that abuse the system and then scream how they are a vet and not being taken care of.
Honestly there is little joy in life with no purpose. Its not healthy for a man to be idle. Thats where the saying "Idle hands do the devils work" comes from!
Hope he doesn't keep guns...but would assume he does
Veteran here and a therapist. PTSD isn't just experienced in war zones. There are other experiences that result in a PTSD diagnosis.
Prayers that you continue to heal from your physical & mental disabilities. It looks like the Debbie Downers in the comments section don’t understand that it takes time for 100% disability to be approved. 🙏🏿🙌🏾
3 years. The guy even forgot what his monthly payment was. Guy should have been thrown out 3 years ago. There is no excuse to be that far behind. Who gives this guy a 200k a year job now?
His household income is $200k, him and his wife combined
How can you be 3 YEARS behind on a house payment?? No accountability whatsoever. Sickening.
Covid paid everything
Right! It must be nice to live for free
This guy is lying about his disability. I’ve seen so many people lie, from hearing problems to PTSD, which really can’t be proven.
Where have you seen this people?
@@thinkforyourself9334 the people I work with. Retired military, 100% disability, don’t have to pay property taxes and brag about collecting retirement, VA disability AND their current paycheck.
There’s people out there who will help retired military get a 100% disability rating. They advertise it all over LinkedIn.
As a disabled vet myself this is deplorable. He almost sounds smug.
I got 6 weeks behind (injured leg 0 work), lender sold my mortgage. Working on the jumping through the hoops. 6 yrs ago it was sold (I wasn't notified) & automatic payments went to 1st servicer, but not paid to new servicer. Easter wknd, I came home to locked house & lots of items stolen from it!
He got a damn addiction. 200k a year and cant pay 2300 per month mortgage. PEUULIZZZZZZ!!!
3 years behind on mortgage payments and you have not been evicted yet!! How is that possible???
Baltimore, the bank doesn’t want the house
Democrats running the state helps.
So many people took advantage of COVID and it’s sickening.
@@Love-like-Lucy at least it was mostly the banks that got screwed.
@@darex0827Not really all the inflation and people having to choose between food or gas says differently.
I’m in the service and I don’t like how people like this can abuse the system for $70K while still talking happily about selling and making $100K profit, disability or not. He would have been fine if he sold off three years ago, or even one year ago, but made the active decision not to, depriving others of much needed resources.
Well that’s his house. If he continues to not pay them bank will take it from him. What’s wrong with selling something he owns at a profit?
He was on furlough for three freaking years. The point of the program is to help vets get back on their feet so that they can eventually find employment and make payments again, not live rent free and speculate on their house value. The taxpayer is writing off the banks loss this whole time mind you so it is a burden on society.
4:28
Ya, sell it and clean start. One of the few callers that has a reset button.
I like Dave's attitude about this one. "Clean the white board" as he said.
He totally blew this one. He didn't even tell this scammer not to continue on his scamming ways.
So they lived in the home for 3 years rent free ($72k saved) and if he sells he gets an extra $100k?
It sure does pay to be irresponsible.
After market crash in 2008 we went three years without payment. Then let house get foreclosure. We came out ahead. Dinged out credit but we got ahead again.
I wonder how u would feel if everyone who owed u money did the same.
Okay, im gonna be the villain here.
I know too many people, way too many people, that claim “disability” from the military who never saw combat and their “disability” is simply a way to use the system. Granted, the men and women who fought and have PTSD and injuries from war should be taken care of…period end of story. I smell a rat with this guy.
This guy didn’t see any war, that’s for darn sure.
You all don't know this man or his military history. Get real. You all sound ridiculous, especially if you have never served in the military.
And what rat could you smell, besides the one in your kitchen, concerning this Veteran that you know nothing about?
From veterans I've talked to, your percent of disability can have a lot more to do with how you play the system than how much you actually need it. Of course some people need it, but functionally it's no better than other government programs.
@@FTYC2022 “I smell a rat” refers to what i believe is going on based on what ive seen. My brother gets $2300 of “disability” yet is a full time cop….and is always broke lol 😂 i know plenty other veterans with the same scenario. This dude is behind and hasnt worked for 3 years and saw no combat….nope, he is on bs.
@@Silented1234 Again, you don't know this man and you can't put everyone in a box. How do you know he didn't see combat?
PTSD is no joke and neither is the pain Veterans have to indure after the military beats their bodies up for years.
You also don't know his financial situation or family dynamics. Yes, there are people that scam EVERY system in this country, but at least Veterans did or sacrificed something for the country they are receiving benefits from. Judge based off what you KNOW not what you assume.
And while you are talking trash about your brother, at least he had the b-a-l-l-s to serve his country and now he is risking his life to protect civilians in his city. What are you doing besides watching his pockets? Im sure he'll get his finances in order one day. Hopefully you've tried to help him instead of hating on the money he earned and talking ish 🤷🏽♀️.
I’d hate to have jack as one of my tenants
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Whoa. I'm amazed that one could get behind this long. How stressful
He's a vet with a VA loan. Don't try it if that's not your circumstance
Guarantee he could have paid his mortgage if he and his wife chose to for the last three years, but they didn't have to, so they chose to piss their money away on fun things instead. Now he calls to cry about it!!!
Ya'll make 200k, lived in the house for 5 yrs and skipped paying the last 2 1/2yrs. That is shameful for a vet. You didn't work for 3 years because you were getting a VA check, so you still had an income.
Banks don’t even want property in Baltimore.
Now I can say this because I'm actually from Baltimore, what house in Baltimore city has a mortgage payment of $2,300 a month.......................
I assume there are $1m home in Baltimore no?
I think with a VA loan you don't need a down payment or a low one. Not really sure.
$200,000 and not paying rent! That’s a choice! What are they spending their money on! Definitely not rent!!! 😡😡😡
100% disabled veteran!? He has NO excuse to have not paid that mortgage. That's a lot of money.
No excuse to be behind making 200k. He might have an addiction
Everybody has some form of addiction.
@@amireallythatgrumpy6508most people pay their bills
Squatter in his own house
Yep, Then so be it. Everyone has choices and sometimes face consequences.
No shame either
I would be so embarrassed even saying it out aloud.
why weren't they putting some thing away to make at least make an occasional payment? It is my opinion that they decided to just take advantage of Covid mortgage payment furlough. I have experiences with Vets affected by PTSD, that did not cause them to be irresponsible.
What bank is that? I need my mortgage through them.
$200,000/year and hes behind on his mortgage? He should be ashamed of himself. What a joke. They should take his house and make him feel what its like to REALLY struggle!!
I know when someone is working the system... He's working it well, too.
Very well indeed.
Do you know how hard it is to not to have a job in 3 years. Thats a supreme level of laziness. Legendary level of laziness. Last time I checked VA gives you a disability check and you get a G.I. Bill. You could of gotten a degree in 3 years and several higher paying jobs.
Seem like vets and single moms are Dave’s soft spots.
😂😂😂
His disability is definitely not 100k. That means wifey probably makes over 100k. Why are they behind? They could've paid the bill. Dave did not handle this well.
He should not sell. The unpaid bills will be on his credit report. No landlord wants a tenant like that. If he buys another house, he'll probably have 2.5 to 3 times the interest he has now. He should just pay off his arrears.
All the veterans love the disability game. Dad is getting 3k a month tax free
Yeah I’m sure being 💯 disabled from military service is great 🙄
what a broad statement, and a stupid one at that
I know several people getting disability checks from military...absolutely nothing wrong with them.
100% they love and play disability game.
@@drtij_dzienznot what you think. ingrown toenails, sleep issues or acne can count towards disability. it’s not always being crippled or PTSD
Respect for serving the country. Respect for Dave for giving a way forward and having the debt paid. Something wrong being 3 years behind that is more than a disability excuse.
Thanks ❤
3 YEARS behind not 3 months. That is just mind numbing for me to think about.
I am giving a thump down. Not because of Ramsey but this guy thinks he is owed everything. I served and have never claimed a dime from the VA or the government and I am now 76
So his wife wasn’t working in those 3 years. Doesn’t make sense
He thinks he can stay in ‘his’ home until next summer???😅What fresh start? Isn’t his credit wrecked after not paying his mortgage for three years? Makes no sense.
Exactly what about all the unemployment COVID was giving out.
Real ? How it that even possible in the first place, I thought that the bank should've foreclosed a long time ago on its house and evicted his freeloading, delinquent ass a long time ago!
I thank the caller for his service.
But if he's a 100% Disabled Vet who's married, he's clearing darn near $4K/month in V.A. Disability Compensation which is 100% Tax Free.
He should have $70K in the bank.
"Great American Hero"?... I served too and have long been out. Yes, honorable discharge. No disability for me. How can they assume this is a great man? He didnt pay for 3 years with 100% disability checks coming monthly? They needed to dig in more. Something is missing!!
Something tells me there is a late model luxury vehicle in the driveway.
Mister Ramsey I know this is not the normal place to ask. But would you please hear me out. Would you please talk to the house? And the senate on how to balance a budget.❤
I'm confused or missed something that this guy has a 200 hundred thousand income and didn't pay his mortgage.
Way more questions to be asked here…. But the guy didn’t seem very fourth coming as it was.
What is the problem for this dude. Lived in the house 5years. Made 2 years of payments. Lived for free 3 years. Profits a 100k. Gets disability and works. 200k income. Only in America. And he is not a hero. He is the luckiest bum to ever call in.
Those wondering why real estate prices are not coming down and supply is low, this video shows why. Because of Covid, mortgage payments are now optional.
How do u get 3 years behind. I was 2 months behind and the bank was ready to put out a for sale sign
I don’t care if he has a $200,000 income and he has $100,000 in his bank account I as a landlord would never even rent to this man. So where the flock would he ever be able to go?
This guy took advantage of the Covid deal. 200k?!? No excuses
If you're behind on ANYTHING for 3 years then... my gawd 3 YEARS?
I disagree with Ken and Dave. I think that they should keep the house because in a very sharp time. It'll be paid down to 0 debt and I don't. Think? The. Right questions were asked for instance do they like the house because maybe the $100000 and their income is not gonna buy them the same quality of neighborhood? Or house?
Houses are paid for at closing the promissory note is deposit as a cash receipt and therefore the amount is discharged in full .
How hard will it be to get another mortgage when it will show he was 3 years behind on his current mortgage?
I disagree with Dave.
He bought the house in 2018ish.
Selling for thr emotions of it and buying in 2023 crazy inflation prices with
Agreed
How has the bank not taking the house back 3 years is a long time
Great advice! Move on and be honest about what you can you do a feel good about it.
Hes squatting now, has more rights than when he was paying.
His voice reminds me of an automated voice when you call a company “press one to speak to a representative “
There is something else they are paying for and he’s not saying
I'm favoured, $230K every 4weeks!!! I can now afford anything and also support God's work and the church.
Wow that's huge, how do you make that much monthly?
I'm 37 and have been looking for ways to be successful, please how??
I earn from investing in the digital market with the guidance of Anne Mayfield Jones Brokerage services...
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Wow wow please is there a way to reach there services, I work 3 jobs and trying to pay off my debts for a while now!! Please help me
3 Years behind! Black privilege!
Not making payments for 3 years?? Then ALL of a sudden able to make 200k combined income? Is your wife disabled too?? Neither one of yall we’re working for 3 years?….
200k household income and is behind 70k in house payments something ain't right here he ain't telling the full story
This guy is working the system. $200,000 annual income - yeah, rigggghhhht. Disabled vet - riggghhht. Lived in a house for five years, haven't paid anything in three years, and has $100k equity - yeah, riggghht. Next fake call please....
Sounds shady to me....
Dave went too easy on him… 200K???
sell the house and get a 0 down again
What did he say when Dave asked him about the nature of his disability? Physically and mentally.... something said in medical terminalogy?
From physical ailments (or illness) to mental ailments (or illness). I’m 100% a disabled veteran.
@user-hp4eq2sw5d oh. I thought there was a medical terminology that explains his disability
@@LadyCaroline123 oh, I see. thank you
Dude is lying, he just didn’t want to pay. You can hear his mind thinking up a lie during the call.
Sounds fishy 🐟 to me.......
When you know, you know