I Feel Like My Friend Is Taking Advantage of Me!
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- เผยแพร่เมื่อ 28 มิ.ย. 2020
- I Feel Like My Friend Is Taking Advantage of Me!
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He shouldn’t be telling people how well off he is; otherwise people with no shame will be using him.
Maybe it’s my pride, but as an adult I can’t ask anyone for money. I would have to be in dire need!
No one ever takes advantage of you. You allow yourself to be taken advantage of.
I do not loan money anymore, and I certainly don’t pay people’s bills, unless I absolutely hand pick what I want to give to.
If your friend is pocket watching they’re not your friend.
I am SO confused why he is the one reimbursing his daughter. Especially when the friend claims he has $100K in the bank. This is so not his responsibility, and if he gets involved in their business and mess, he will be pulled into problems that were never his and regret it.
I know that people want to help but this is exactly how you can end up in a situation where you have money that was never paid back, a strained relationship with your friend/losing a friend, and feeling jaded/taken advantage of all because you took on a problem that isn’t yours. It’s just unnecessarily complicating your life
Don’t see how Ryan can REIMBURSE the daughter. He didn’t receive anything from her, his so-called friend did. Let HIM reimburse her. Being in Baby Step 7 must be great, but sadly, you have to beware of mooches who want to take advantage of you.
lovethemflowers yes the reimbursement doesn’t make any sense at all. Like at all. Especially for someone who claims to have $100k in the bank.
So many lies
Your sexy girl what's them digits
The “friend” asking you to reimburse HIS daughter is NOT a “friend”. You can offer after hearing the story, and that’s you’re choice. Someone asking you to do it is using you. It’s not your responsibility to pay his debts...
People “bragging” about how much money they have, probably don’t have any. They may have HAD it at one point, but have blown it by now.
He wants you to pay back his daughter for his medical visit ? What ?!
Loan as much as you are willing to lose
That amount is zero
@@assassincreed2087 lol
Exactly!
His "friend" has some stones asking for that with a 100k in the bank.
His friend was stupid to reveal he has some money, if he was going to ask for more.
The Cat Next Door Yes, I agree ☝️.
the friend was likely bragging about the 100k in the bank - he has nevere had that in savings or he blew it in the meantime. And he does not seem very smart either - or does not remember whom he told what. if I had claimed to have 100k in savings I would be embarrassed to ask for emergency help. Even if I would intend to take advantage of people - I would not try to extract money from the very person I told before that I have savings.
There is a saying: If you lie you have to be very exact and organized. If you tell the truth you can wing it.
The Dave Ramsey Show sounds like it's turning into The Dear Abby Show.
It's annoying.
If he wants to know if this person is his friend or not just say "no".
Good one
"Something feels off about it" go with your first thought.
If giving to a particular person or organization leaves you feeling sour or questioning if it was a worthy recipient, it wasn’t worth it.
I had a "friend" constantly borrow and never pay back. I eventually cut off communication with him.
6/29/20....I have given 💰 anonymously.
I have paid an electric bill for someone who doesn't have the 💰 & is about to get their power cut off.
I have bought groceries/left them on a neighbor's front step/rang the 🛎/run off to watch from the bushes as the ppl open their front door.
I have paid @ the drive-thru or parking lot for the person behind me.
I have bought various gift cards---to grocery stores/drug store/book store (for college kid)/gas station/movie theater/sports event & stuck them in the mail or put them in someone's coat jacket as a surprise.
BUT I WANT TO GIVE WHEN IT IS MY 💡....NOT WHEN SOMEBODY TRIES TO "GUILT" ME OR BEG!
Wanna pay a semester of my nursing school?
Funny to hear "just a couple hundred bucks" haha wow the ratios.
I was thinking the same thing!
Well he is rich. Not afraid to say it, and he got there for a reason. So he could tip really well!!! Lol
I hate the way he interrupted the other guy just to say “well that’s a couple hundred bucks” he was added to the video for a reason let him speak ugh dave is sometimes so obnoxious good advice but some videos just throw me off
@@kaylynne1583 agreed
He talking about in year long spending in tips
I watch too much DR, I saw this live 😂
Friends and money don’t mix
They can though
It’s so risky 😭
I will give money to friends in need, but I rarely loan it to them. Same with family. But, if you have 100k in the bank....you're on your own.
@@MrCander000 lol..... Cold blooded.
@@DeionSardines how if the person has 100k in the bank😂😂😂surely they can help themselves with that kind of money in the bank
I feel what Dave saying when you get a certain level you can't be too generous. You have to move different.
Or at any level. I don't think the principle changes just being you play with big numbers as opposed to small ones.
@@Somuchcooleronline1 right
His friends is a lying about 100k in the bank that why.
That's what I was thinking too!
Loan whatever amount you can afford.
I like giving, I love giving my server a nice tip, but America has a problem with everyone wanting a tip, Uber needs a tip, dry cleaner wants a tip, grocery delivery guy wants a tip. At what point do we say "is not my job to pay your employee"?
unfortunately, that is the pay structure in America. So your servers won't get much money if you don't tip them. Changing the whole system is difficult (I understand its different in Europe).
@@arthrodea I don't mind the servers, I just don't care for every other service piling on to tipping culture. Doordash and other delivery services should pay full wages to their employees and not treat it like is a restaurant. Those are new services so you can't tell me is about a paying structure
@@MR3DDev You're 100% correct. In fact when doordash and these other services solicit job offers, they always reiterate how you can make up to $18hr or more starting, with no ceiling. This is much more than what restaurant servers make!! Therefore tips are not necessary.
I never tip. I started at McDonald’s at $7 an hour. I tip gratuity and that’s 8-10 bucks. That’s essentially an 1 hour - 2 of my work for what?I’m not giving you an extra hour of my time.
Agree 100% then if you don't tip "well" they get angry with you even put in on social media to shame you and will not tackle the real issue which is their employer not offering a living wage. Everyone is trying their best out here but depending on tips is unacceptable. It is so very sad system put in place. Instead of taking it out on the consumer, they should take it up with their respresentatives.
I'm sure that people didn't understand what Dave was talking about here ... But that was deep Kingdom of God's stuff!!! What a blessing 🙏🏾
Great video Dave! I’m learning a lot from you. If it doesn’t agree with your value system, and it feels wrong then It is the wrong choice for you personally. I never want to give someone a gift or money, and then be eaten up with regret.
Very true!! I love your shows. So much good information
Ummm he is a grown man! Why is his daughter paying if he has $100,000?! Ryan dont do it! Ottawa has soo many communities that need actual help. Good luck.
That would be a solid NO.
How could someone even ask that! This guy should walk away from this person, as he is treating him like a door mat!
Love these dudes maannn 😎😎
"...random acts of money" - Dave Ramsey
I dated a girl for 2 years. And we had plans of marrying. However she cheated on me and it had a significant impact on my career because in that month I was supposed to be considered for a better position. During the relation girl used to take money from me for everything like buying clothes electronics , travel, living expenses etc which amounts to approx 10000 dollars even though it was a long distance relationship and we met for a month after every 4-5 months because of our Jobs.
I used to give her money on the pretext that we trust each other enough. But that cheating part made me feel bitter..
Is she suppose to pay me back the money she used to ask me?
Morally she should. However, if you willingly gave it to her as a gift then you just need to cut your losses and move on. A good woman won't take advantage of you.
Unless there was one specific large purchase where there was some kind of mutual agreement about it (like that call where the guy paid off his gf's $5K loan and they broke up 2 weeks later), I would say no. Those were gifts. I've never asked an ex to repay me for gifts or date costs or a trip after a breakup. I decided to buy those things, so I did. That money is now gone.
Baby 7! Congratulations! 🙌
If you're feeling some type of way about it, LEAVE. As much as I preach supporting and helping others, you're the only one who has the intuition and knows the situation better than anyone else.
Dave has a nice purple-wine shirt today.
My church has a food bank and many other programs that help the community. I know they’re invested in God’s work. 👍💕
A true friend wouldnt ask a friend to pay back a debt.
I live in Canada an X-ray when not covered her is about $50.
why wouldn't it be covered I thought you guys had socialized medicine??
@@bettysmith7045 They have it organized per provinces. It can be that it is a hassle when you are out of your province and could be easier to just pay out of pocket. Else you needed to return or you need to go somewhere to get the referal, etc. etc.
@@bettysmith7045 Or they are tourists. Universal single payer (socialized medicine is a misnomer) is only for Canadian citizens and residents. Not for visitors.
It's funny you don't give to orgs in debt. This is one of the reasons I left my former church. They are in debt. I did not fee as though my tithe was being well managed.
What is orgs?
Tithes shouldnt be for us believers of Jesus Christ. If churches understood this, they would be more blessed to keep blessing others.
Kerena Only Short for organizations
I’d like to hear Dave’s opinion of colleges calling alumni to beg for money.
I need your help with this
I need to make a sign and hang it in my house 'Don't participate in the disfunction' going to Michaels asap.
If you feel like someone is taking advantage of you they probably are.
Thank you both for the video. Off topic a little, but my wife and I both come from immigrant families. Her maternal grandparents were a non-union mechanic and a seamstress. So they survive on fairly minimal social security, as income was used to scrape by and raise our family. We also have cousins that help take care of family elders that we help financially. We give these relatives a better lifestyle than social security and/or disability could afford, as our giving portion of "give like no one else". We don't give thoughtlessly or frivolously, and bad habits are not a problem with the family members we help out (that we know of from visiting and such).
My questions would be, if you are from an immigrant family, at what point of wealth and family stability would be a reasonable time to give to charities? Do you have to give to charities, or is helping your family live above poverty just as good? Dave never really addresses immigrant families that are full of hard workers, but didn't have the skills, connections or knowledge of US society to be wealthy. He seems to focus mostly on generational wealth and callers/members who don't give at all to their families. So I would be interested his take on people who are the 1st in their families to be wealthy, while close family live around the poverty line. We have enough to help our family out, but I always feel awkward when my friends talk about giving to charities (consistently, disaster funding, etc.) and I just say that I give to family.
I’m not an immigrant one set of my grandparents where. My wife is a refugee. Came with nothing like my grandparents. Most of her family is here. Her and her mom donate to their church so do a lot of their community.
For me it’s your money do with it what will bring you the most joy. Lot of immigrant need to support their families. That is how they get a head.
Do want brings you joy giving to family or to someone you see needs it.
I have just one friend & he only visits me the day after I got paid from my job. We play video games for about an hour, then he takes money out my wallet & leaves.
With this kind of friend, who needs enemies? Maybe not a good friend to put you on the spot like that.
Just give an amount that you can let go without expecting a return.
Doing your due diligence on whether your friend really needs that money can be a way to open a conversation to help them manage their finances better in the long run, which in my opinion is much more valuable than just handing them money!
I feel like we are missing some information to really make a good judgement. Like was the medical bill due to his fault is in some way (eg. Injured at his cottage,etc )? To me requests don't just come out of no where ...
The show never talks about the Legacy Journey but what Dave is talking about is taught in his Legacy Journey courses. This is after baby step 6. That means you are in baby step 7. See the Legacy Journey courses to learn more
I don't understand why the giver has ANY obligation to pay for ANYTHING. What am I missing here..?
Dr. Delony, you're wrong. He's being taking advantage by his called "friend." No needs to help
It is a good rule in life never to apologize. The right sort of people do not want apologies, and the wrong sort take a mean advantage of them.” “Someone can decide it's in their best interests to agree to something, but a choice is only really a choice if there's a genuine alternative.
SHOW ME YOUR FRIENDS AND ILL SHOW YOU YOU’RE FUTURE 🔥🔥
What if I don’t have any, my future is blank?
Not necessarily. There is a difference between charity and enabling.
@@thecatnextdoor12 better none than bad ones
@@thecatnextdoor12 I WILL B UR FRIEND & WON'T ASK FOR A LOAN lol but might loan u !
@@thecatnextdoor12 He meant if you choose to be surrounded with smart, financial people or dumb stone headed people, which you learn from
I didn't know friends reimbursed friends
This makes me think of the pandemic and all the people/ big and small businesses that feel that the government and landlords are support to support their mismanagement of their income ie no fully funded 3-6 months emergency fund and in debt.
Just say no!!
They have socialized medicine in Canada, so why would there be a bill?
There is always a bill. I'm Canadian and there is no free medical here.
Good point
No free medical? I guess Justin Bieber was wrong. He claimed to be keeping his Canadian citizenship for that reason.
To clarify, there is a guise of free healthcare in Canada around the world, meanwhile it is not true. Need an ambulance? Pay up. Any procedure elective? Pay up. No valid health card for a hospital/doctor visit. Where is your credit card?
It is better than the states, but I’d give it an 8/10. Good enough.
Little Max You don’t pay for elective procedures if your physician has signed off on it, but their could be a waiting period because emergency surgery takes precedence. Procedures such as cataracts, hip replacements etc are 100% covered. Naturally if you don’t have a health card you are not covered otherwise you would have all kinds of people crossing the border for free medical care. Ambulance is covered by government health insurance except for $45, unless the patient has private coverage through work, in which case the fee is covered.
Sorry, you are not your "friend's" ATM.
If you feel you are being taken advantage of... you are.
If it seems sketchy, 9/10 it is. Now one would ask you to reimburse their daughter especially. It didn’t seem like he was saying he was going to pay the money back.
It really sounds off.
Who else wants to be Dave Ramsays server at the restaurant he frequents?? Raise your hand!! 🙋🏾♂️
Intention matters~^^
1:47 I've never seen this guy ever disagree with Dave. I swear he's his hype man.
Always good to back whoever signs your pay check look good
Something is more than off here. I am from Ottawa Canada. My husband had a triple bypass on his heart recently. Our bill was $0. We have universal coverage for every citizen here. Perhaps he had plastic surgery which was not necessary and therefore not covered. All the more reason this fellow should not pay the bill.!!!
Friends are like businesses, most aren't worth investing in, and if you already have, sometimes it's worth cutting your losses before they get worse
Where they do that at 😒😒😒😂😂😂😂
Just curious, Dave says he sets aside money in a separate account for giving, but at the end of the year, he has to spend it or it will be taxed. You get taxed on cash sitting in an account? Anybody know the stipulations on that?
Money given to charity doesn’t get taxed, so he gives it to charity before the year ends.
If he just kept that money, it would be considered a part of taxable income.
Give me that filet o fish give me that fish woooooooo
Give a man a filet of fish and your feed him for a day... But teach him how to filet.....
I thought Canada had universal health insurance
Yeah ummm....here's how not to be taken advantage of. Listen to what the favor or request is then ask yourself...deep down, would this person ever do the same for you if the tables were turned? Was the person around for you at your lowest and helped in getting you back on your feet? No?..I thought so
Isn’t healthcare free in Canada ?
Canadian here: Yeah -- what the caller is saying makes zero sense. There simply aren't 'hospital bills' to be paid. If there are, it is for unnecessary surgery (like a tummy tuck) -- if it is medically needed surgery, there simply aren't any bills to be paid, it's all covered under provincial medicare. Unless it is for renting a TV for the hospital room... This call makes no sense at all -- and any Canadian caller would know it.
People who ask for money can go kick rocks.
Lets ask the pizza delivery guy what Dave tipped him...
I agree with Dave. Also, it's probably good to have a plan and a budget for giving, to start with. In the case of his friend's daughter, it might be good to do matching. The friend puts in half, and he puts in half. I believe it is usually ok to ask for something, and then it is up to the other person to respond with a yes or a no.
It’s not your responsibility to take care of others problems .
It’s easy to say “I over tip” when you have 6 figures on your bank account. No need to boast kiddo.
You hardly need a 6 figure bank account to tip generously. I always tip extra.
I thought healthcare was free in Canada
I'm sorry. I feel like you have a responsibility to know where your gifted money is going. It has to align with your convictions. If the money will be used to buy drugs and that's not something you'd be happy about, you should avoid it. If you want to bless someone, set up a mini scholarship for well deserved kids who are blocked from their dreams by poverty or discrimination.
Oh
So god needs to a return on "his" investment
That is hilarious on many levels
Reminds me of that George Carlin bit. “He’s all powerful, all knowing, all wise. Somehow he just can’t handle money.”
And who is going to reimburse me??? Whoud be my next question.
hospital bill ? Canada? we dont have hospital bills in Canada, thats the great thing about being Canadian. Americans or United Statesians or what ever you are called, learn from us .
Maybe the friend should have had TRAVEL INSURANCE???
why doesnt he pay his daughter himself? Looks like he mooches wherever he can
Makes no sense???
What caught my ear was that the 100K was a couple years before this. Where did that money go? Was the man sick and had to spend it? More research needs to be done to find out where that money went. He could very well need the money he asked for depending on the situation. I think more questions need to be asked before assuming this man is using his friend.
I agree
The voice of that guest speaker is so annoying. I can't watch segments with him in it
I’d be asking the ahem friend why he had an expectation that I would pay that? I’d probably be really smarmy and glib and make them feel stupid. We had moochers and when I’d had enough I would respond to outrageous requests like that. Glib.... smarmy. It works!😃
So are we indirectly monitoring giving? If we're talking from a biblical prospective we follow Jesus's example. I don't recall Christ giving or telling his disciples to monitor what they gave based on our own monitoring. We give and go. So are we not supposed to give since we know their not going to do good with the money as an assumption. What they do with the money is between them and the Lord in my opinion especially if we are giving from the heart. Again my opinion. When we tithe are we monitoring the churchs finances? How far does it extend. Give and go from the heart and there's no debate, again in my opinion. Blessings
I hope DR donates to Animal shelters!! Give the animals, who enrich our lives so much, some much needed assistance! ❤️
DAVE IS THE BEST!!! He inspired me to create my own Christian TH-cam Channel to refute the lies of cultural Christianity! Check it out!
Don't give. Teach them how to.make money teach them the value of making your own money. God's money? Who earned that money, not God.
$100k for a hospital stay in Canada? What happened to “healthcare is free in Canada”
A lot of Canadians cross the boarder to the US and pay cash for healthcare - perhaps it was that?
The hospital bill wasn't $100k, but they didn't mention how much it was though. The $100k is the money the friend allegedly has in the bank.
There is no way that a Canadian would have paid for healthcare in Canada unless it was for cosmetic surgery. Or if they got sick in the USA.
@@arthrodea Fun Fact: almost no Canadians cross the border for health care (Why would they? It would be insane) -- more Americans cross into Canada for health care than vice-versa. Almost all Canadians using US health care do so because they have an emergency when they are already in the US.
*Fun fact:* Tithing is not commanded anywhere in the New Testament.
So, tithing (technically 10% of your stock or earning) is mandated to be given to the Levitical Priesthood according to the Old Testament. To a certain degree it was used in the New Testament to help with operations of the Temple in Jerusalem. Those operations include sacrifices made on the alter in the Temple. This was all mandated by the Lord (technically Jesus himself). You don't have to agree with me. There's a reason why the Old Testament was in place but it wasn't for it to be thrown out.
That's correct. Tithing is extortion. It's a measured amount. Supporting our pastors must be from the heart as to what we can afford to give.
@@blackonblack...9244 The new Testament replaced the old one.
TheBlack Metal
Correct. Old Testament. So if you don’t support animal sacrifices, you should not support tithing.
@@blackonblack...9244 There is nothing in the New Testament about operating the Temple in Jerusalem (that's not something Christians ever did); the Temple is really not mentioned in the NT -- except for Jesus throwing out the corrupt money-changers there. But you are correct, if you tithe according to scripture, you must give it to the Levites.
The culture of tipping is at the root of America's many problems. It is an excellent system for maintaining division, promoting discrimination, and ensuring that wealth and opportunity is never equal.
Generosity is not a God thing Dave. You can be an atheist and still choose to give. Generosity comes from, character, morality or just plan old innate. Btw I am not an atheist but this needed to be said to all the Bible thumpers who thinks good actions comes from religion and or God only
I don’t get how my money is “gods money”
Are you a Christian?
Ahh.. well. God gives us everything and doesn't have any obligation to do so.
So whose money is it actually?
@@Kitiwake which of the gods? Does it give money to the members of anti Christian religions as well? What about atheists, where does that money come from?
rustymozzy there is only one true God....who allows us to live on this planet that he created and partake of its resources...so everything comes from him.
@@rustymozzy they won't understand. They can't see anything outside their own religion.
whatever happened to that one call where this young person needed $5,000 to quote-unquote change their life and at the end of the call he said I wish I could wave a magic wand and make it go away he could so I don't know about some of these Ultra rich people he could have helped that person but also put stipulations on financial education for that person he should have put his money where his mouth was if he has so much or maybe he's just greedy I understand you can't just give money to people cuz then everybody will come asking but he could have made them sign a nondisclosure agreement behind the scenes maybe he does that and if he does that's awesome but if not where is the generosity if I had that kind of money I wouldn't give exorbitant amount away but I definitely would directly help people that I saw honestly needed it instead of giving it to these organizations that just pay their CEOs millions of dollars and call themselves a charity so there's another scam right there in a lot of cases there's a church in my area that I was at and they were saying how much money they took in how many millions millions more than they needed for the project that they were about to do then after that they were asking about a backpack drive for children in need Walmart was going to help them and they were asking the people of the church to bring backpack why couldn't they have announced this is what your tithing is doing we're teaming up with Walmart to provide backpacks for needy children I know there's no easy way to fix this but it would be better to find a direct way to get money to people that really need it instead of through the hands of these greedy Corporation that call themselves charities I am a man of faith I would give within reason and would budget for it directly to people that I know need it Come On Dave live like no one else so you can give like no one else follow your own advice don't just do it for tax deduction and I thank God everyday as I am black but there are many people around this country and in the world who are not unfortunately
So one can't be atheist and generous ? 🙄
As an atheist you not longer manage “God’s money.” Who’s money is it then? :>
@@thecatnextdoor12 technically the feds printed it, so I guess it would be theirs, as they will evenuqtlly take it back in taxes.
My least favorite co-host
There is no god. Is this a financial channel or church?
You are free to leave if that doesn't interest you. He is free to talk about the God of the universe as much as he want. On a side note, give your life to Jesus.