Hey Jen!! I have fallen off my budget in the last 3 months. But this video has encouraged me to get back on track. I am so excited to hear more stories from the 2 Sisters Bee 🐝 community. I am here for it!! ❤❤ 🐝
To be honest I wasn’t sure I would like a video like this but I enjoyed it. There is always something we can learn from other people in the budgeting world I’m always looking for better ways to work my budget and get our debt paid off asap. Thanks for all you do for the budgeting community.
Jenn...you did an amazing job leading Abby to a better financial picture...let's hope she sticks to it...she has so much to live for with her little girl! Wish I'd had info like this about 40 years ago!
Sometimes having a neutral party go over your finances and telling you where you stand is a big eye opener! I recently did this with my friend. She doesn’t budget and I think she was really shocked at how much money they have going out! I don’t know if they’re in the red because I did not want to know their monthly income. If she ever wants my help setting up a monthly budget, then I will get the income information. If Abby follows your advice, she’s going to be in great shape in no time! To be that young and have no mortgage or car payment is awesome! Good luck to Abby!
Love the video and the realistic emotion and disgust from her about debt because so many people just believe that's how it is and live with no real plan in place. I am so glad you could give her one and I hope she makes these steps. Great work Jenn & Abby 🐝♥️🐝
Love this content. Thank you "Abby" for sending in your story. And thank you Jen for breaking down the debt payments etc. Its so motivating to see. Before you broke down the debt payments, I was already doing the exercise on how to tackle it as if it were my own. 😅 Its such a wonderful exercise, that I'm sure will help me in my own expenses.
Yes, it is absolutely like building up a muscle. If we keep doing it, we will get better at it. Finances is a learned process. No giving up- we can’t afford to ! Pun intended. 😂
Me too. I flubbed through life. I made it but went through some unnecessary and very hard times. If I can help one person not make one mistake that can literally cost them YEARS of financial strife- I’m here for it! 🙌
She really is! I liked showing this one because I think a lot of people are in same position- Overspending elsewhere and not realizing it. It’s easy to do! I was doing it for quite some time. I’ve just recently gotten really good at holding onto my money. 💛
I absolutely loved this video!! You did an awesome job breaking down and setting up her budgets! Thank you for sharing this with us… it is super inspiring and helpful❣️ I am so happy that Abby is starting her debt free journey 🩷
Jenn this new series is great!!! Super helpful!! I binged watched the series Till Debt Do Us Part and always found I learned something from it. Using your talents in this area is absolutely wonderful. I’m excited to see more! Thank you for all you do!!!
Oh yes!! I’ve seen that! I know I’ve watched an episode or two. I love these kinds of videos. I think it helps people know - they really are not alone! 💛💛💛
Could you do one for two (or more) people with each having an income. Would be interested in Abby's partners income, expenses and goals. Keeping finances separate could be for several reasons. Abby's spending habits is one (debt). Inheritance, business, and children from a previous relationship are others. I live with a parent and that has different needs.
I loved this video so much I will be submitting my information I take your advice very seriously and recently got a promotion and now it’s time to attack the debt once and for all ❤❤
Congratulations on your promotion! That’s so awesome! 🍾🤩 I love hearing you say you want to tackle that debt with the extra $! That’s setting you and your babies up for success! 💛🙌
@@2SisterBees Jenn!!! You did absolutely amazing! This video is so good! You offer so much in this video! You offer more than a plan but you offer HOPE and not just hope for Abby but for everyone watching! You should be very proud! I’m proud of you! This was an amazing video! I was blown away at how you took all her information and basically did magic. I watched the first half while on my walk. Then FarmBoy and I walked together and listened to the second half. He really liked it too! He might comment after he watches the first part tomorrow. I love that you not only made a plan Abby can execute but you have given her a vision. At the beginning it just looked like a huge mountain that was too hard to climb or like a pit that would take forever to get out of. As you went through her income, all her expenses, her debt, and explained the plan for her it started to feel so simple and not so hard at all! The best part is it really won’t take her very long at all if she sticks to the plan!! I hope everyone who has debt sees this video and realizes there is hope for their finances and they CAN get out of debt too! You are such a valuable help because you have been there yourself and you have the answers and can open their eyes with a plan. It’s so hard to see when your under the burden of debt but you help them see it’s possible! They just need to stick to the plan. Plus you understand how they feel because of your experiences. I love that you’re doing this. I can see it will help so many people and bless you at the same time. Excellent work! Hugs! 💖🤗
I completed the forms. Figured out I need to work on a buffer because of the way my bills are due , I fall short after each pay period. Thank you so much. This was super helpful ❤
This was amazing!! I learned so much and I'm ready to use these freebees to reevaluate my own financial goals! "There is no sense in wasting time!" -Jen Update: I did my own assessment using the freebies and found 40 more dollars to put away on top of my regular savings contribution!! Those worksheets are a game changer!
I hope this type of video becomes a thing!! I love this!! I would love to send in my info and get your thoughts because I respect you so much and LOVE your channel!
This is great, but I have a quick question, she is reimbursing her partner $250 for electric, insurance etc. Is Abby being reimbursed for 1/2 of the groceries? That would cut the $600 to $300 giving her a lot more money. I'm confused because in her letter, she stated that he is covering those things so why is she reimbursing anything? It could be used for debt or for retirement. Just curious - no judgement, I've made every single mistake in the book.
Actually she says in her email- she is responsible for groceries. That’s the 600. The 250 is a contribution towards other bills. I assume they are taking their incomes and splitting bills fairly between themselves. And yes, couples have so many different situations and it is solely their choice on how they do their finances. Sometimes we do something for so long that we don’t look at the other possibilities. My chat at the end was for her to consider alternatives. 💛
Hi Jenn, actually my husband and I don't put our finances together either. We married later in life, so he has his system and I have mine, and netiher of us wanted to make any changes. So much like Abbey and her spouse, I take care of certain bills and so does he, then for vacations, house renovations, etc., we put our finances together and pay for things such as that. It seems to work well for us. I don't budget his finacnes though, only mine. I really enjoyed this real like situation and your feedback on it. 🖤
When you buy something at the store for your dog and you take it from his envelope do you add it back into your checking account or where the money came from debit card ect ????
I'm curious, would you look over my budget even if I live in another country? I really like your videos and I also like the Steve Ramsey approach. Together with our husband we have a budget but I'd like to get an opinion of someone else who is more knowledgeable than I am. I'm responsible for our finances and I'm a little bit overwhelmed with this responsibility - I'm not sure whether I'm doing everything right or not. I'm young and had not so good example growing up with my parents in terms of money and budgeting. On top of that we bought two houses - one to rent and the other one we are currently renovating for us to live in. And I'm not sure whether we can do it, I just get anxiety thinking about the debts we have.
It’s not that I don’t want to help my international viewers but the conversion might prove to be a bit difficult. I’ll have to ask the coaches group and see what they do on this situation. I really don’t know.
I lived there - for years. I paid $60. I’d check around ! 💛 And I’m sorry that’s all you got from that video. I feel like there was so much more going on besides my suggestion to cut cable and using an approximate average bill. 🤷♀️
I’m so sorry, Abby… but I would plan closer to $9000 for those braces unless there’s some sort of insurance that will help 😢. Unfortunately we learned the hard way.
Yes- same here Insurance only covered a one time allowance of 2k for us. Which I was grateful for ….but left me with a hefty amount to pay on for years.
Dear 2 sister BI need help. Help please. I get a disability check for twelve something. I have to pay 480 for rent. 105 cell phone and internet. 150 foot utility and a 100 for water. I have credit cards that I maxed out. And I'm trying to pay on . I used to work 3 jobs. I have a car note of 366 car insurance, one tinian. I do not know what to do. I am drowning. Please help me. I'm trying to do all the budgeting that I see. But I have 3 grown kids and they get paid every week, but they need something. Then I try to tell them they need to stop ordering doordash and buying toys 4, my grandbaby. My 2 daughters still live with me. And they get paid every week. My son comes over to bar. Money and he get paid every week. What am I doing wrong? Please forgive my writing. I'm just stressed out. I don't know what to do. My sister told me I could move to florida with her, but what are my? I don't want to do that. And I don't know why
Hello there- I’m sorry to hear all of this is happening to you. It sounds extremely stressful. If you would, please email me @ 2sbhive@gmail.com. Maybe one of your daughters can help you fill out the Financial Snapshot. I need that emailed with your story. I can’t help unless I know your income, bills and expenses. I will say - just from reading your comment that everyone around you needs to learn the word “NO”. You have to make sure that YOU are taken care of first. You can’t help anyone else if you aren’t ok. I hope you can get your info sent over to me. 💛 Instructions are in the description of this video that you just watched.
I am sorry you are dealing with this stress. Are you able to send Jenn an email? She has her contact on the community post here on TH-cam. I think she has a form you need to fill out to be included. I wish you the best.
Hey Jen!! I have fallen off my budget in the last 3 months. But this video has encouraged me to get back on track. I am so excited to hear more stories from the 2 Sisters Bee 🐝 community. I am here for it!! ❤❤ 🐝
To be honest I wasn’t sure I would like a video like this but I enjoyed it. There is always something we can learn from other people in the budgeting world I’m always looking for better ways to work my budget and get our debt paid off asap. Thanks for all you do for the budgeting community.
I’m so glad you liked the video! I find these kind very interesting and fun to do! 💛
Jenn...you did an amazing job leading Abby to a better financial picture...let's hope she sticks to it...she has so much to live for with her little girl! Wish I'd had info like this about 40 years ago!
I’m glad you enjoyed the video! 💛
I think Abby will stick to it. She in a great situation just needed a little guidance, I think. 🤩
Sometimes having a neutral party go over your finances and telling you where you stand is a big eye opener!
I recently did this with my friend. She doesn’t budget and I think she was really shocked at how much money they have going out! I don’t know if they’re in the red because I did not want to know their monthly income. If she ever wants my help setting up a monthly budget, then I will get the income information.
If Abby follows your advice, she’s going to be in great shape in no time! To be that young and have no mortgage or car payment is awesome! Good luck to Abby!
I need something like this single mom on a very low income!
Send me your story! I have instructions in the description. 💛
JEN!!! You are so good at this! Keep these coming. LOVE it "Abby" has all of the tools she needs to get stated on her new journey.
Thank you, Libby! 💛
I think having a plan and seeing that if she can stick to no extra spending- she can pay that debt off in time! 🤩
Love the video and the realistic emotion and disgust from her about debt because so many people just believe that's how it is and live with no real plan in place. I am so glad you could give her one and I hope she makes these steps.
Great work Jenn & Abby
🐝♥️🐝
Thank you, Angel! I hope it helps her, too! 💛
Love this content. Thank you "Abby" for sending in your story. And thank you Jen for breaking down the debt payments etc. Its so motivating to see.
Before you broke down the debt payments, I was already doing the exercise on how to tackle it as if it were my own. 😅 Its such a wonderful exercise, that I'm sure will help me in my own expenses.
Yes, it is absolutely like building up a muscle. If we keep doing it, we will get better at it. Finances is a learned process. No giving up- we can’t afford to ! Pun intended. 😂
Hi my friend Jenn👋🏾
Here listening on my way from work
So excited already 💁🏾♀️
🩷🐝💛💕💛🐝🩷🐝💛🩷
I can't wait for more stories. This was so great.
I’m so glad to hear that you guys like the video! That means so much! 💛
I just loved this! Great first True Story Budgets video! 🤩🤩🤩
Oh thank you! I was so nervous and hoped it came across as understandable! 💛
@@2SisterBees I just subscribed
Welcome! 💛
Hello Jenn, I have become a cash spender.Thank you this is a great help.
You are so welcome! 💛
Great video Jenn! Newly subscribed. Your videos are amazing and your passion for sharing and helping others is a gift.
Hello and welcome! 💛
I truly do enjoy helping others - thank you for your kind comment. 🤩
Awesome video! Great job of breaking down her budget and showing how to make it work! 🎉👏🎉👏
I wish I had someone like you to help me with budgeting. I flubbed through and we made it, but it was very hard.
Me too. I flubbed through life. I made it but went through some unnecessary and very hard times. If I can help one person not make one mistake that can literally cost them YEARS of financial strife- I’m here for it! 🙌
Great video!! I found some things I was doing right and some that need a little tweaking. Thank you.
Awesome! That’s the goal- to help the person who sent it in and someone else ! 💛
❤❤❤❤Excellent video@@2SisterBees
So excited for your new venture Jen!! You are using your God given skill set for good and his glory!! Excited for more!!
I am loving this and can't wait to see more!
Awesome!! There’s more coming - so many emails! 🙌
This is an amazing story to start with!!!
Thanks so much! Hope everyone likes it! 🫣
Love this video and looking forward to more!
Thank you so much! I’m glad you liked the video! 💛
Great video! You got this Abby!!!!!!
This was awesome. Thank you!
Glad you enjoyed it! 💛
Thank you so much for your insight and showing us how to do this! I love your channel and am now obsessed with 🐝!
Wonderful video!!! Wish I had all these ideas many years ago.
Me, too! Live and learn. I have been through so much in my life and I truly feel like I have been led to help others 💛
Thank you for sharing! This was a great video.😊
Great video. She is in a good position to pay down debt quickly.
She really is! I liked showing this one because I think a lot of people are in same position- Overspending elsewhere and not realizing it.
It’s easy to do! I was doing it for quite some time. I’ve just recently gotten really good at holding onto my money. 💛
Great video! Thank you for sharing new possibilities 💙☕️hopefully you all are doing well and safe after the hurricane!💜🙏
I absolutely loved this video!! You did an awesome job breaking down and setting up her budgets! Thank you for sharing this with us… it is super inspiring and helpful❣️ I am so happy that Abby is starting her debt free journey 🩷
Jenn this new series is great!!! Super helpful!! I binged watched the series Till Debt Do Us Part and always found I learned something from it. Using your talents in this area is absolutely wonderful. I’m excited to see more!
Thank you for all you do!!!
Oh yes!! I’ve seen that! I know I’ve watched an episode or two. I love these kinds of videos.
I think it helps people know - they really are not alone! 💛💛💛
Could you do one for two (or more) people with each having an income. Would be interested in Abby's partners income, expenses and goals. Keeping finances separate could be for several reasons. Abby's spending habits is one (debt). Inheritance, business, and children from a previous relationship are others. I live with a parent and that has different needs.
More situations are coming! My inbox is dinging with different Financial Snapshots from all kinds of people! 🤩
Stay tuned!
Great advise
I’m so happy that everyone likes the video! Whew! What a relief! 😂
I loved this video so much I will be submitting my information I take your advice very seriously and recently got a promotion and now it’s time to attack the debt once and for all ❤❤
Congratulations on your promotion! That’s so awesome! 🍾🤩
I love hearing you say you want to tackle that debt with the extra $! That’s setting you and your babies up for success! 💛🙌
I enjoyed watching this video ♥️💖
I'm so glad! 💛
Hey beautiful! 🤗 Watching now!
Sweet! Thanks, Lady Di 💛
Been a little nervous today with this one. 🫣
New stuff !
@@2SisterBees Jenn!!! You did absolutely amazing! This video is so good! You offer so much in this video! You offer more than a plan but you offer HOPE and not just hope for Abby but for everyone watching!
You should be very proud! I’m proud of you! This was an amazing video! I was blown away at how you took all her information and basically did magic. I watched the first half while on my walk. Then FarmBoy and I walked together and listened to the second half. He really liked it too! He might comment after he watches the first part tomorrow.
I love that you not only made a plan Abby can execute but you have given her a vision. At the beginning it just looked like a huge mountain that was too hard to climb or like a pit that would take forever to get out of. As you went through her income, all her expenses, her debt, and explained the plan for her it started to feel so simple and not so hard at all! The best part is it really won’t take her very long at all if she sticks to the plan!! I hope everyone who has debt sees this video and realizes there is hope for their finances and they CAN get out of debt too! You are such a valuable help because you have been there yourself and you have the answers and can open their eyes with a plan. It’s so hard to see when your under the burden of debt but you help them see it’s possible! They just need to stick to the plan. Plus you understand how they feel because of your experiences. I love that you’re doing this. I can see it will help so many people and bless you at the same time. Excellent work! Hugs! 💖🤗
These new videos are great! With those 3 cc paid off now she has those payments to snowball to the next! So encouraging!
Yes! I have an update on Abby already- I’ll be sharing in an upcoming video! 🙌
Absolutely amazing video. I have a budget but I think I need to be a bit more specific. I’m all over the place😂😂❤❤
Yes- try using that packet I used in today’s video. It’s very eye opening to see your income and where you’ve been putting it- step by step. 💛
I completed the forms. Figured out I need to work on a buffer because of the way my bills are due , I fall short after each pay period. Thank you so much. This was super helpful ❤
Oh very good! You did it!
I filled that packet out after I made it and I noticed some things about our budget, too! 💛
Good Morning, this is just awesome to be helping others!
Oh thank you! I really enjoyed doing this. Makes me happy! 💛
What a fantastic video! I loved the breakdown and recommendations for Abby!
Glad you enjoyed the video! 🤩
This was amazing!! I learned so much and I'm ready to use these freebees to reevaluate my own financial goals!
"There is no sense in wasting time!" -Jen
Update: I did my own assessment using the freebies and found 40 more dollars to put away on top of my regular savings contribution!! Those worksheets are a game changer!
Hahaha! I love my new quote!! Yesssss!!!!! 👏
That’s a win!! Love it!!
Great video 🎉
Thank you ! 💛
I hope this type of video becomes a thing!! I love this!! I would love to send in my info and get your thoughts because I respect you so much and LOVE your channel!
I loved doing it! The goal is to post a new “True Story” every Friday.
Send me your info! The instructions are in the description. 💛💛💛
Love this! The “oh crap fund” great! Gonna start calling my emergency fund that! 🤣
Hahaha! Yes! That’s what it is! 😂
Hope you do more videos like this!
Absolutely! Working on next one - starting tomorrow ! 💛🐝
🎉awesome video.
Thank you 🤗
Great video
Great video. I’m a single mother and very low income. Start saving
This is great, but I have a quick question, she is reimbursing her partner $250 for electric, insurance etc. Is Abby being reimbursed for 1/2 of the groceries? That would cut the $600 to $300 giving her a lot more money. I'm confused because in her letter, she stated that he is covering those things so why is she reimbursing anything? It could be used for debt or for retirement. Just curious - no judgement, I've made every single mistake in the book.
Actually she says in her email- she is responsible for groceries. That’s the 600.
The 250 is a contribution towards other bills. I assume they are taking their incomes and splitting bills fairly between themselves.
And yes, couples have so many different situations and it is solely their choice on how they do their finances.
Sometimes we do something for so long that we don’t look at the other possibilities.
My chat at the end was for her to consider alternatives.
💛
@@2SisterBees Ah, thank you for the clarification! I re-read that part, now I get what she was saying.
Hi Jenn, actually my husband and I don't put our finances together either. We married later in life, so he has his system and I have mine, and netiher of us wanted to make any changes. So much like Abbey and her spouse, I take care of certain bills and so does he, then for vacations, house renovations, etc., we put our finances together and pay for things such as that. It seems to work well for us. I don't budget his finacnes though, only mine. I really enjoyed this real like situation and your feedback on it. 🖤
I love this, ❤😊
I’m so glad you loved it! 💛
Great video
Great video!!
Thanks! 🤩
When you buy something at the store for your dog and you take it from his envelope do you add it back into your checking account or where the money came from debit card ect ????
Where can I get a cute monthly calendar with a ToDo List on it like the one in this video?
Linked here for ya:
drive.google.com/drive/mobile/folders/1VRf2dzNHV84v-oLIbufEnM3LlNcDpXcr
@@2SisterBees I didn't find that Calendar.
I feel the $150 a month 🥲 I'm 26 and decided to take care of my teeth with braces before 30 😂
Hey girl
Hello there, Denise! 💛
I want to know if you have any tips on how to go about purchasing a car. Love the video.❤❤❤❤❤
That is so crazy that you asked me this because I’m working on a video that would answer this question. Know that it’s on my radar!! 💛👏🐝🤩
I'm curious, would you look over my budget even if I live in another country? I really like your videos and I also like the Steve Ramsey approach. Together with our husband we have a budget but I'd like to get an opinion of someone else who is more knowledgeable than I am. I'm responsible for our finances and I'm a little bit overwhelmed with this responsibility - I'm not sure whether I'm doing everything right or not. I'm young and had not so good example growing up with my parents in terms of money and budgeting. On top of that we bought two houses - one to rent and the other one we are currently renovating for us to live in. And I'm not sure whether we can do it, I just get anxiety thinking about the debts we have.
It’s not that I don’t want to help my international viewers but the conversion might prove to be a bit difficult.
I’ll have to ask the coaches group and see what they do on this situation.
I really don’t know.
❤ good evening how are you doing today ❤
Awesome, as always! 💛
I know her home is paid for, but who,is paying property taxes and home owners insurance? These two amts could add a lot to her budget.
Did Abby say the 0% cards were deferred? Most balance transfers i have used were not
Yes she did -
That’s why she had them. She transferred cards with balances and high interest to the 0% deferred cards.
@2SisterBees wow, I don't do deferred so if I miss the deadline just the amount left has interest. Good luck to her, I think you gave a good plan
WiFi only in Southern California is $90.00/month. 😮
I lived there - for years. I paid $60. I’d check around ! 💛
And I’m sorry that’s all you got from that video. I feel like there was so much more going on besides my suggestion to cut cable and using an approximate average bill. 🤷♀️
I’m so sorry, Abby… but I would plan closer to $9000 for those braces unless there’s some sort of insurance that will help 😢. Unfortunately we learned the hard way.
Yes- same here
Insurance only covered a one time allowance of 2k for us.
Which I was grateful for ….but left me with a hefty amount to pay on for years.
Dear 2 sister BI need help. Help please. I get a disability check for twelve something. I have to pay 480 for rent.
105 cell phone and internet.
150 foot utility and a 100 for water. I have credit cards that I maxed out.
And I'm trying to pay on . I used to work 3 jobs.
I have a car note of 366 car insurance, one tinian. I do not know what to do. I am drowning. Please help me.
I'm trying to do all the budgeting that I see. But I have 3 grown kids and they get paid every week, but they need something. Then I try to tell them they need to stop ordering doordash and buying toys 4, my grandbaby.
My 2 daughters still live with me.
And they get paid every week. My son comes over to bar. Money and he get paid every week. What am I doing wrong? Please forgive my writing. I'm just stressed out. I don't know what to do. My sister told me I could move to florida with her, but what are my? I don't want to do that.
And I don't know why
Hello there- I’m sorry to hear all of this is happening to you. It sounds extremely stressful.
If you would, please email me @ 2sbhive@gmail.com.
Maybe one of your daughters can help you fill out the Financial Snapshot. I need that emailed with your story.
I can’t help unless I know your income, bills and expenses.
I will say - just from reading your comment that everyone around you needs to learn the word “NO”.
You have to make sure that YOU are taken care of first. You can’t help anyone else if you aren’t ok.
I hope you can get your info sent over to me. 💛
Instructions are in the description of this video that you just watched.
I am sorry you are dealing with this stress.
Are you able to send Jenn an email? She has her contact on the community post here on TH-cam. I think she has a form you need to fill out to be included.
I wish you the best.