CFA Pass Rates - Trend or Event

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  • เผยแพร่เมื่อ 28 ส.ค. 2024

ความคิดเห็น • 134

  • @gardry
    @gardry 3 ปีที่แล้ว +16

    Mark Meldrum is such a legend. He reminds me of a main character in an Ayn Rand novel - masterful in his teaching, a true genius. He also has a great voice I can listen to happily for hundreds of hours. He doesn't charge nearly what he could for his products. It's not everyday I use a product I feel should be far more expensive. I recommend him to everyone I talk to about CFA study. Mark is truly a "prime mover," a "man of the mind." Earning the charter is likely to change my life and its all thanks to Mark. Thank you.

    • @MarkMeldrum
      @MarkMeldrum  3 ปีที่แล้ว +10

      Wow - super kind words here. Thanks for that.

    • @burnoutparidise1
      @burnoutparidise1 3 ปีที่แล้ว +5

      @@MarkMeldrum this comment was the ego boost of the century. Statues similar to ones of Plato in Athens should be made to you at this point. In all seriousness, I've looked at some of the prices as I start level one in February and you seem like the bargain of the century. Keep up the good work.

    • @jirensama1622
      @jirensama1622 3 ปีที่แล้ว +1

      Agreed

  • @cjcamarda5393
    @cjcamarda5393 3 ปีที่แล้ว +25

    You Sir are the Jordan/Woods/Brady of higher learning....as the rigors of daily grind fade in my rearview..the joy of proverbial climbing the peak stays with me ....Godspeed

  • @etenat8772
    @etenat8772 3 ปีที่แล้ว +9

    Mark, just passed level 3 and while I'm ecstatic, i'm going to miss your lectures. Hope you keep making great youtube videos so i can get my MM fix

    • @MarkMeldrum
      @MarkMeldrum  3 ปีที่แล้ว +6

      Congrats on getting this part of the journey behind you.

  • @MrGolfrulz
    @MrGolfrulz 3 ปีที่แล้ว +9

    Passed LIII today but still here to listen to Mark!!

    • @MarkMeldrum
      @MarkMeldrum  3 ปีที่แล้ว +4

      Congrats on getting that last one behind you - just those three new letters to wait for now.

  • @julianheron9249
    @julianheron9249 3 ปีที่แล้ว +20

    I get that no question is harder, but reducing the total number given the detail level needed esp for L3 while not reducing the number of LOSs does make it harder imo and raises the variance of outcome. Thus to pass the level you need to know the material increases dramatically imo

  • @joelmartin82
    @joelmartin82 3 ปีที่แล้ว +17

    I click play so fast as soon as I see a new video come out!

  • @sea0pal
    @sea0pal 3 ปีที่แล้ว +16

    I'm done with the exams (passed L3!) but just tune in cos he's voice is soothing lolz

    • @ebitariitonyo6926
      @ebitariitonyo6926 3 ปีที่แล้ว +1

      I know the feeling. Used to listen to his ethics videos while commuting. Thankfully, don’t need to anymore

    • @Stephen-ny9yy
      @Stephen-ny9yy 3 ปีที่แล้ว

      @@ebitariitonyo6926 I think he may just have a long day when making videos recently

  • @gardry
    @gardry 3 ปีที่แล้ว +10

    Passed L3 today thanks to you and am now a charterholder. Feels great to get those tests behind me.

    • @MarkMeldrum
      @MarkMeldrum  3 ปีที่แล้ว +4

      Congrats Ryan and getting that behind you. Wear those letters well.

    • @macwarr8121
      @macwarr8121 3 ปีที่แล้ว

      Prepare ur cheque book

    • @gardry
      @gardry 3 ปีที่แล้ว +2

      I paid my $380 dues about 90 seconds after getting my pass email.

  • @Theo-po4fy
    @Theo-po4fy 3 ปีที่แล้ว +5

    I got my level 3 passed yesterday. Thanks Dr. Mark! I’d like to come over to Canada and work for you! ;-)

  • @ralphho1789
    @ralphho1789 3 ปีที่แล้ว +32

    It looks like the L1 pass rate broke through the long-established support line and is in free fall.

    • @KC-ft1cf
      @KC-ft1cf 3 ปีที่แล้ว +10

      Looking so bearish to me too. Should we short it?

    • @Charlie-zm2qp
      @Charlie-zm2qp 3 ปีที่แล้ว

      @@KC-ft1cf Sell low buy high

  • @vastcapital
    @vastcapital 3 ปีที่แล้ว +3

    The sacrifice analogy really got me...especially given the fact that it's advocated by my newest hero...Jordan Peterson who is also Canadian! Great stuff Mark.

  • @mtaguilatravels
    @mtaguilatravels 3 ปีที่แล้ว +1

    Hi Mark, I would like to say thank you since you’re mock exams really helped me pass the L3 exam! It was really difficult but it did open my eyes to topics/subjects that I would’ve easily forgot. Thank you also for the lecture videos which I used in L2 and L3, they were extremely helpful esp for someone who has a very short attention span like me. That being said, you are one of the best CFA 3rd party service providers out there!!! Thank you!!!

    • @MarkMeldrum
      @MarkMeldrum  3 ปีที่แล้ว

      Congrats Michael on completing this leg of the journey!

  • @brhgvishal
    @brhgvishal 3 ปีที่แล้ว +3

    I just passed L3. Thanks to you!!
    I think I might have scored > 95% (not percentile) on the actual test. Every single concept that was tested was in your review questions.
    And your subscription was so great even without the review questions. Thank you!

  • @mikhailshishlenin4368
    @mikhailshishlenin4368 3 ปีที่แล้ว +2

    In the middle of L3 preparation journey I was looking for best practices in writing part, so was my first experience of MM videos. Actually, neither bloombergpreps, nor CFAI provide good training for efficient exam writing skills. For a person like me, who is not a native speaker, the AM session seamed too challenging. I liked the technique of concise writing that MM proposed, although untill yesterday I doubt if it works well for grading. Anyway, I took MM mocks as I believed the proposed technique is the best choice for me. At least, it enabled me to write an answers to ALL the AM questions. The PM was a way easier and I left it 30 mins before the end. Finally, I pass L3 (my first try), and I attribute huge part of AM success to MM training, thanks a lot!

    • @MarkMeldrum
      @MarkMeldrum  3 ปีที่แล้ว +1

      Congrats on completing this leg of the journey. Next stop- the charter!

  • @jackmoretti7943
    @jackmoretti7943 3 ปีที่แล้ว +1

    I passed level 3 yesterday, using your materials for the first time. Not sure I would have passed otherwise. Thank you for providing such great content. The videos are brilliant.

    • @muradteymurov9031
      @muradteymurov9031 3 ปีที่แล้ว

      which materials?

    • @jackmoretti7943
      @jackmoretti7943 3 ปีที่แล้ว

      @@muradteymurov9031 notes, videos, seminars, question bank, mocks.

    • @muradteymurov9031
      @muradteymurov9031 3 ปีที่แล้ว

      @@jackmoretti7943 are they available for free ? could you please provide me with the link

    • @MarkMeldrum
      @MarkMeldrum  3 ปีที่แล้ว

      Www.markmeldrum.com

  • @hbahou
    @hbahou 3 ปีที่แล้ว +1

    Thanx for the content Mark !! I have just passed the L3 and it's thanks to you. Keep up the good work !

    • @MarkMeldrum
      @MarkMeldrum  3 ปีที่แล้ว

      Congrats Heidi on completing this leg of the journey. Next stop- the charter!

  • @cristinaniculae01
    @cristinaniculae01 3 ปีที่แล้ว +1

    Hi Mark,
    I also found out I passed level 3. I can't stop staring at that email, it's hard to believe it's finally over! I've been following your lectures since the beginning of this journey and feel you've made it much easier. Thank you!

  • @MrJjbrink
    @MrJjbrink 3 ปีที่แล้ว +11

    Having passed level 3 recently, there were a few questions in Marks practice exams (that I didn't have exposure to at all through other prep providers) that pushed me over the line. Glad 5 days before my exam I used some of Marks content! Pity I didn't use it from the start

    • @javierloa9197
      @javierloa9197 3 ปีที่แล้ว +2

      Congrats man! 👏

    • @nathanhussong9644
      @nathanhussong9644 3 ปีที่แล้ว

      I just passed level 2 and have been using Wiley for both but I heard Wiley's level 3 content is bad. What prep would you suggest?

    • @MrJjbrink
      @MrJjbrink 3 ปีที่แล้ว

      @@nathanhussong9644 hmm, hard to say because I never used Wiley nor Mark's study content. I used Schweser and Mark's exams as supplemental. But I have heard Wiley is not great for L3 so if you were weighing it up between the two I would say Mark. He is very good at zero'ing in on those things that people don't understand or are too lazy to understand, which can make all the difference! Goodluck

    • @javierloa9197
      @javierloa9197 3 ปีที่แล้ว

      I passed L2 doing problem sets from schweser, CFAi, and whatever other providers prep stuff I could get my hands on. L3 shouldn't be any different. This was a while ago tho. I doubt things have changed.

  • @mauricio123456789ish
    @mauricio123456789ish 3 ปีที่แล้ว +3

    I love you phd mark!!! Thanks to you I passed leve 2 and 3. Incredible.

    • @fairylu9866
      @fairylu9866 3 ปีที่แล้ว

      Would you like to share your learning experience

    • @MarkMeldrum
      @MarkMeldrum  3 ปีที่แล้ว +1

      Congrats on getting that behind you- all that is left is the charter now!

  • @mrBadge207
    @mrBadge207 3 ปีที่แล้ว

    Listen to this guy and subscribe to his packages. Passed all 3 levels at the first attempt using MM. Wrote a tribute on reddit as a thanks to him if you're interested to learn what I did and why you should use MM's content. Will keep watching his videos as part of ongoing learning, the best teacher I never had!

  • @johnsonfernandes8517
    @johnsonfernandes8517 3 ปีที่แล้ว +3

    I'm a simple man... I see Mark Meldrum's videos, I click..

  • @CaptinPain1
    @CaptinPain1 3 ปีที่แล้ว

    Thanks for the vids Mark, always a fan.
    Some of these "emotional" impacts I would say in many cases are inflicted by circumstance and CFAI themselves. Having cancellations being at the whim of gov. policy that is non-transparent, having to lock in a location 6 weeks before the exam and then hoping it doesn't get shut down, and then seeing places like Atlanta cancelling candidates a few weeks out when they had lax covid protocols made this entire process additionally stressful right up until the end.
    Being in Ontario, the day to lock in an exam location was the same day Doug Ford had a press conference to increase provincial covid restrictions. Needless to say, no studying got done that day. Just a lot of stressful phone calls between family, Prometric, and some friends writing trying to strategize whether it was worth risking writing in Ontario or booking a location in the states. Tip for the future: places that up restrictions a couple months out from the exam may actually be safer to lock in, as cases dropped significantly by exam day.
    I can speak for myself that this was one of the hardest things I've ever done; trying to concentrate through the uncertainty. By the end I wasn't even worried about my performance, just that the exam would actually take place. It definitely took it's toll, as I've never really had any mental issues before, but was just in a huge mental / physical rut for over a month afterwards. Fortunately ended up passing lvl 3 so don't have to worry about doing this over again. But seeing that pass rate and knowing there are candidates out there that originally signed up for June 2020 that haven't written yet because they don't happen to live in certain locations, it's kind of ruthless. Good luck to those picking up the books for the same material again, you guys / girls are stronger than me and we'll all be celebrating with the charter soon enough, you got this!

  • @matthoeft8385
    @matthoeft8385 3 ปีที่แล้ว +4

    ..."What are you willing to sacrifice to God?"...I copied that to a Post-It note and stuck it to my desktop...brilliant as always, MM & Team.

  • @s.m.hassan3887
    @s.m.hassan3887 3 ปีที่แล้ว

    one word dr mark..... "Brilliant" Analysis

  • @preetjain720
    @preetjain720 3 ปีที่แล้ว +9

    One more shocker by CFAI and we’re gonna find technical analysts using charts and patterns to forecast the next passing rate

  • @IcyDeath91
    @IcyDeath91 3 ปีที่แล้ว +1

    Passed all 3 levels first time using MM for all levels. Even level 1 years ago when it was just a playlist on TH-cam. Thanks a bunch Mark.

    • @MarkMeldrum
      @MarkMeldrum  3 ปีที่แล้ว +2

      Congrats on completing this leg of the journey.

  • @tomk163
    @tomk163 3 ปีที่แล้ว +1

    I passed Level 3 after a covid interrupted 2nd attempt (Failed 1st attempt in 2019 due to writing with a 40 degree fever and couldn't write the AM to the best of my abilities). Thanks Mark for creating slightly more difficult mock exams than the real one (1 -20% harder, 2 - 10% harder, 1 -5%harder). The content & the mocks have also greatly improved over the last 2 years.

  • @looomze
    @looomze 3 ปีที่แล้ว +2

    My prometrics center had a construction work the floor above the center!! Hard to focus and I was so stressed out that when they finally stopped I was so agitated I couldn’t focus for the rest of the morning session. I mean 2 deferrals they couldn’t find a proper center for the test! My test was on Feb.

  • @william_8844
    @william_8844 3 ปีที่แล้ว +4

    Thanks for everything Mark.
    Waiting for the 3 letters.

    • @MarkMeldrum
      @MarkMeldrum  3 ปีที่แล้ว +1

      Wear them well when you get them.

  • @mikler
    @mikler 3 ปีที่แล้ว +1

    Thank you for your videos and material. I am still in shock, I prepared level 3 for three times during pandemic to fail extremely close to the mps. I was sure I was going to pass, all the PM mocks were within 67-75 and now I feel I can´t start again.

  • @mishagorbunov3223
    @mishagorbunov3223 3 ปีที่แล้ว +7

    Failed level 3 just right below the MPS. Literally had no problem with recognizing every question. I had problems with exam starting at 8am and formula typing during AM session, for some reason asterisk for multiplication was dissapearing when I was entering the formula and for example 567*567* (I didn't use formula input cfa created, used excel style of formula entering). This thing completely distracted me. You could test this thing out on prometric site still. I even have a video.

  • @danantoniu5234
    @danantoniu5234 3 ปีที่แล้ว

    I think another explanation is the following - since L2 and L3 are now being administered twice a year (as oposed to only one time per year before) - maybe CFA Institute has a numeric goal of X new candidates that pass L2 each year, and Y new candidates that pass L3 each year (in order to keep the qualification scarce), etc - in such a scenario it is normal for them to lower the pass rate per exam in order to reach the same totals as before per year..

  • @SgtPayneX
    @SgtPayneX 3 ปีที่แล้ว +2

    I actually had a great experience at Prometric. I passed the 65 at the same center as well with absolutely no complaints.

  • @bayanm.3564
    @bayanm.3564 3 ปีที่แล้ว +7

    It is unfair. The exam didn't measure the knowledge of true financial manager. I studied hard for 2years that is my time and life they play with! I have the previous exams since 2007 nothing like that! It is not technical problem the cbt is much better than paper exam. But the questions didn't measure anything except your luck

  • @asadfazla9225
    @asadfazla9225 3 ปีที่แล้ว +2

    Hi Mark,
    Thanks for the great videos as usual. I would really apprieciate if you can provide some feedback on how to deal with the fact that in the AM exam, the individual questions in a vignette did not have any time allocation provided and there was no space provided to show calculations for the numerical questions. These two factors really threw me off and led me to perform quite bad in terms of my answer management. Obviously, I ran out of time before I could answer a big chunk of AM exam because of this.
    Would be great if I can know what to do to not repeat that mistake when I retake in November.

  • @Elitar_tehsil
    @Elitar_tehsil 3 ปีที่แล้ว

    Mark, dropping easiest questions strategy can be applied for the most difficult questions too. Then exam has not become just less easy it also has become less difficult.

  • @kazuyo1953
    @kazuyo1953 2 ปีที่แล้ว

    Isn't it because the candidates could not circle key words/numbers and do calculations, right next to the vignette and the questions? With paper-based exams, we used to be able to do that. With the CBT, our eyes have to go back and forth between the computer monitor and a sheet of paper, where we do calculations.

  • @tpcam78
    @tpcam78 3 ปีที่แล้ว +6

    Well, you say stick at it, but I’m going to bow out at level 3. At least until they fix the exam format and/or the CFAI embraces a more reasonable level of transparency. I feel as though May L3 takers were used in an experiment. A very unstable experiment. CFAI saying candidates weren’t as well prepared as previous years is frankly insulting, especially for L3 takers where the opposite is more likely to be true. In my opinion unaddressed tech issues and the reduction in length of the exam made it a roll of the dice and a sub optimal representation of the curriculum.

    • @brkrgal85
      @brkrgal85 3 ปีที่แล้ว

      I am taking two years to finish my masters in stats. I think that Iove remote work and quant analysis. CFA lends to the traditional at this point. I will be coding and learning stats. Getting better at my new career. Bye for now.

    • @jamesj.mccombie5031
      @jamesj.mccombie5031 3 ปีที่แล้ว +4

      I am done with it as well. CFA are right though, we were not prepared as well as in previous years. That is because it was a completely new format. Bookwise we all did our jobs. I got 15 minutes less time than I should have and had to deal with a clunky user interface. Others will have faced similar issues. And as you say I think they got the AM length and time all wrong. I have seen a few other failures reports and they were like mine, all over the place. I scored very well on a chunk of topics and completely bombed others, that does not seem right to me. Ethics, something I have never gotten below the 90th percentile in, I managed to get near zero this time. Then you hear, like in this forum, about people that did go in unprepared and managed to pass. Something went very wrong with this exam cycle, and my guess is that the students were the same, it's not us that changed.

    • @tpcam78
      @tpcam78 3 ปีที่แล้ว

      @@jamesj.mccombie5031 yeah, my subject scores were all over the place too and don’t reconcile with how I performed in over 2000+ practice questions or how I felt on exam day. If I bombed I would have felt it, but I left thinking it was easier than I expected. A lot of people are saying this.

  • @alexmoore6121
    @alexmoore6121 3 ปีที่แล้ว +4

    How come the CPA exams are administered in such a better manner and more timely results of scores? This just feels like increasing the barrier to entry/money grab. Especially when candidates who did not pass level 3 are not eligible for early bird discount on the next exam. I say this as some who has a CPA license and is sitting for L3.

    • @Residentevil659
      @Residentevil659 3 ปีที่แล้ว

      I like your comment Alex…I tried to register 2 exams…one sooner and later…so that I can get discount for the later one but u are not allowed…money grabbing

  • @divyanshsagar3626
    @divyanshsagar3626 3 ปีที่แล้ว +11

    Even on youtube I need the playback to be at 1.5x otherwise it just seems off XD

  • @coolcatool
    @coolcatool 3 ปีที่แล้ว

    Agreed L3 is the toughest because of the nebulous nature.

  • @jamesdevine4178
    @jamesdevine4178 3 ปีที่แล้ว +3

    Hi Mark,
    Do you think if the poor experiences continue with prometric, then would the CFA consider providing option for paper based testing?

    • @MarkMeldrum
      @MarkMeldrum  3 ปีที่แล้ว

      No, they will just work with them on issues or switch.

  • @conniexie5409
    @conniexie5409 3 ปีที่แล้ว +1

    There are rumors that the reason Level III AM/PM result breakdown were not provided by CFAI is that AM is being marked very differently now, and that there might be lack of consistency on how it's marked. Will this rumor be look into and will adjustments be made to your approach to AM now? Maybe too early to know...?

  • @AgricEcon
    @AgricEcon 3 ปีที่แล้ว

    I would be very interested if there was a Level 3 in person worship as planned for 2020. Or even online workshop if possible for November

  • @Residentevil659
    @Residentevil659 3 ปีที่แล้ว

    Very good analysis but I’m not sure if managing director or staffs salary correlate with CFAI profits…grabbing more money is always good regardless of any share capital or individual beneficiaries…seems all macro factors will still be valid this year…it is more like a trend…those factors may be less impactful and push up the pass rate by few %…still low pass rate and a disaster for candidates…
    Would like to talk about fewer questions…if it is one of the reasons of lower pass rates, then it’s CFAI decision, not candidates fault…we have no choice but have to accept..,I would like to do 100 more questions to prove my ability and maintain the usual pass rates

  • @munafalihashmi4893
    @munafalihashmi4893 3 ปีที่แล้ว

    Thank you Mark

  • @neelpatel2598
    @neelpatel2598 3 ปีที่แล้ว +3

    This Pandemic is seriously affecting my preparations. My L2 got cancelled 3 times (Jun,Dec 2020 ; May2021). Now going for Nov2021 but I am mentally tired of studying the same thing again and again. It's like starting all over again everytime and I don't even know if exam will take place this time. I don't feel like studying nowadays along with work.
    Mark, any tips on how to stay on track? I feel more like a burden now and I can't even take a break from this. I haven't progressed since Jun2019

  • @vtdr
    @vtdr 3 ปีที่แล้ว +1

    I've started using a stopwatch and it is crazy how a full 5h hour section can give you less than 3h of actual studying.

  • @theJukeboxHero40
    @theJukeboxHero40 3 ปีที่แล้ว +2

    29:00 There is nothing wrong with being average in most things. A person cannot be above average in all things. You just need to be above average in a few things.

  • @almasaitdubai
    @almasaitdubai 3 ปีที่แล้ว

    Hi Mike thank you for the video, I am wondering if all candidates got the same vergin of the exam, specifically there were different days and times??

  • @mikecogan5428
    @mikecogan5428 3 ปีที่แล้ว

    wonder if the Mortgage Meltdown had anything to do with the 2008-2010 volatility in pass rates

  • @aaronchen4170
    @aaronchen4170 3 ปีที่แล้ว +1

    Dr Mark, I failed my level 3 and I really want to try again this November but I want to get some suggestions from you. Do you have email that I could communicate with you? Much appreciated

    • @MarkMeldrum
      @MarkMeldrum  3 ปีที่แล้ว +1

      Just use Contact Us on the site

    • @jennygao2888
      @jennygao2888 3 ปีที่แล้ว

      I'm taking it in Nov too! Hope to connect!

  • @baosha6275
    @baosha6275 2 ปีที่แล้ว +1

    it seems like it IS the trend

  • @Tessbmb
    @Tessbmb 3 ปีที่แล้ว

    I would buy his merch! so people who took his courses would know that I took his courses :-)

  • @raxitkaria
    @raxitkaria 3 ปีที่แล้ว +2

    Maybe the pass rates are transistory😝

  • @patientz3r084
    @patientz3r084 3 ปีที่แล้ว +4

    Ya know Mark if this whole teaching gig starts to get boring, please shift to motivational speaking. I would love to see Mark Meldrum X Tony Robbins at a sold out convention center

    • @tamarastankovic7081
      @tamarastankovic7081 3 ปีที่แล้ว

      ew tony robbins is a fake. Mark should make a podcast

  • @pangen57
    @pangen57 3 ปีที่แล้ว

    What a hard time! Lost L3 again, enven have bought MM Mocks, So tired! Would I try the third time? How could I do better?

  • @Narduath
    @Narduath 3 ปีที่แล้ว

    Dr Meldrum, I barely failed Level 3. I have a 50 hr work week, do you recommend re-sitting in November?

    • @MarkMeldrum
      @MarkMeldrum  3 ปีที่แล้ว +1

      Do you want to? That matters more.

    • @Narduath
      @Narduath 3 ปีที่แล้ว

      I want to. I'm just not sure if 2 months is enough time to revisit and review everything

    • @MarkMeldrum
      @MarkMeldrum  3 ปีที่แล้ว +1

      3 months.

  • @ThePioutube1
    @ThePioutube1 3 ปีที่แล้ว

    Hi Dr. Mark
    If we failed May 2021 lvl 2, do we need to repurchase the MM content?
    Thank you

    • @MarkMeldrum
      @MarkMeldrum  3 ปีที่แล้ว +1

      Not if you had a 2021 subscription.

  • @kunalpawar5546
    @kunalpawar5546 3 ปีที่แล้ว

    @mark meldrum could you please tell us that whatever the questions in institute candidate resource and scheweser there is any chances to come in a exam same as it ??
    Please tell use ..

  • @lashikaloca
    @lashikaloca 3 ปีที่แล้ว

    Hi Mark, I had purchased the full access package on your website for May 2021. I will need to retake in November, when can I buy a package for the November exam?

    • @MarkMeldrum
      @MarkMeldrum  3 ปีที่แล้ว +1

      No need to - all subscriptions beginning in 2021 are one fee to pass. Just use Contact Us to extend.

  • @cathygc7
    @cathygc7 3 ปีที่แล้ว

    Professor, just registered for the Nov. retry. any suggestions for place to find a study partner? is reddit a good place?

  • @lifeng6321
    @lifeng6321 3 ปีที่แล้ว +1

    I really don’t understand how should I register CFA level 3 for 4th time. When I do practice, I believe that over forty percent of the official answers are wrong, such that too many questions are not really testing on real knowledge, with false logic question and mostly partial information reveal. For example, 20% alternative investments of national reserve fund is classified into most conservative even though, conservative level is of none alternative investments which include private equity investments. addition, this year report didn’t disclose two parts score separately. In conclusion, level 3 are fully cheating results. Of previous year passed, most likely all are questionable. How Should my exam results under manipulation for 4 years? I feel that Those withe people never deem they should be human when they deal with minorities, killing without reasonable mind.

  • @tuyakulamusheko169
    @tuyakulamusheko169 3 ปีที่แล้ว +1

    Can we start a CFA discussion club house?

    • @raunanehale3701
      @raunanehale3701 3 ปีที่แล้ว +1

      I like this

    • @tuyakulamusheko169
      @tuyakulamusheko169 3 ปีที่แล้ว +1

      @@raunanehale3701 Hi Rauna. Are you Namibian? Are you willing to link up?

    • @raunanehale3701
      @raunanehale3701 3 ปีที่แล้ว

      @@tuyakulamusheko169 Hi Tuyakula, I'm from Namibia yes, Yes please lets link up kindly share your contacts so I can reach you.

  • @seangarrity301
    @seangarrity301 3 ปีที่แล้ว

    8 classes a semester in Lakehead University civil engineering year 2👎🏻

  • @michaelmueller3228
    @michaelmueller3228 3 ปีที่แล้ว +2

    Can I sacrifice my cat?

    • @wendyqxw
      @wendyqxw 3 ปีที่แล้ว

      😂

  • @tazmohanna
    @tazmohanna 3 ปีที่แล้ว

    And clean your room