Stock Market for Beginners 2023 | How To Invest In Stocks

แชร์
ฝัง
  • เผยแพร่เมื่อ 23 ม.ค. 2025

ความคิดเห็น • 542

  • @judith3612
    @judith3612 2 ปีที่แล้ว +89

    I have spent hours scrolling through various tutorials trying to get a handle on what you have explained very well in 42 mins. Thank Sam Deymon..

    • @Bobby-xs5gw
      @Bobby-xs5gw 2 ปีที่แล้ว +3

      Yes It’s been 2 years and I’m still making great profits under Sam Deymon guidance.

    • @isabellamarie6213
      @isabellamarie6213 2 ปีที่แล้ว +3

      @@Bobby-xs5gw working under Sam Deymon programs setup has elevated my trading status to pro level.

    • @larisakobaladze707
      @larisakobaladze707 2 ปีที่แล้ว +3

      Trading seemed a bit too clouded to me with all those figures going around plus my busy schedule, an hour in a day was just all I needed, now my investment earns for me even more than the time I dedicate at work. Sam Deymon cuts it for me.

    • @gmailsamdeymongmailcom3864
      @gmailsamdeymongmailcom3864 2 ปีที่แล้ว +5

      @ samdeymon

    • @sergeyentin8827
      @sergeyentin8827 2 ปีที่แล้ว +2

      How do i contct your expert Sam? I'm from London.

  • @patriciacarlos
    @patriciacarlos 2 ปีที่แล้ว +624

    Biggest lesson of 2022 in the stock market: Nobody knows what is going to happen next, so practice some humility and follow a strategy with a long term edge.

    • @emmaalice
      @emmaalice 2 ปีที่แล้ว +1

      Nobody knows anything; You need to create your own process, manage risk, and stick to the plan, through thick or thin, While also continuous learning from mistakes and improving

    • @stellaadams593
      @stellaadams593 2 ปีที่แล้ว +1

      @@emmaalice Uncertainty... it took me 5 years to stop trying to predict what bout to happen in market based on charts studying, cause you never know. not having a mentor cost me 5 years of pain I learn to go we’re the market is wanting to go and keep it simple with discipline.

    • @gowonjake
      @gowonjake 2 ปีที่แล้ว +1

      @@stellaadams593 The one effective technique I'm confident nobody admits to using, is staying in touch with an Investment-Adviser. Based on firsthand encounter, I can say for certain their skillsets are topnotch, I've raised over $700k since 2017. Just bought my 3rd property for rental. Credit to CLAUDIA TRINIDAD RIVAS.. my Investment-Adviser.

    • @TheSilentWealth
      @TheSilentWealth ปีที่แล้ว

      well said. time in the market is better than timing the market ;)

  • @HelenToner
    @HelenToner 10 หลายเดือนก่อน +46

    Okay so I advise you to start with stocks, When picking stocks my only advice is you buy a good cross-section of an economy and you should do well over the long term. The market will be high in 10 to 20 years, and significantly higher in 30. It's almost impossible for a company with no debt to go bankrupt. Canada is about 3% of the global marketplace, the U.S. is about 50%, and the remainder of the globe is 47%. Pay yourself first. It's time in the market, not timing the market. I stay on top of the market with my FA Anna Rounds Fay. Bulls and bears make money, but pigs get slaughtered. - some wise words

    • @Maryesther1
      @Maryesther1 10 หลายเดือนก่อน

      Thank you, this was definitely worth the read, as an Investors may avoid making decisions out of fear of regret. This can lead to inertia, where individuals hold onto cash rather than invest, fearing they will make a wrong decision.

    • @JimGreenfield
      @JimGreenfield 10 หลายเดือนก่อน

      the aim is always to find stocks with market-beating yields and shares that at least keep pace with the market for a long term.

    • @AltmanP
      @AltmanP 10 หลายเดือนก่อน

      Did a quick web search, and she has a pretty decent bio, I wrote her and I'm waiting for her reply.

    • @KimberHart
      @KimberHart 10 หลายเดือนก่อน

      Thanks for sharing, I just looked her up on the web because this is equally important to me, and I would say she really has an impressive background in investing. I will write her an e-mail shortly.

  • @gunarssonbilly.
    @gunarssonbilly. 2 ปีที่แล้ว +637

    A financial consultant Amanda Rose kelting, I watched her interview online where she was featured and reached out to her afterwards, she has been of immense help to my portfolio since then.

    • @simeonpanda4521
      @simeonpanda4521 2 ปีที่แล้ว

      How profitable and progressive is your investment?

    • @jk.5803
      @jk.5803 2 ปีที่แล้ว +2

      I have found stock trading difficult, wish I can get to know more about the investment

    • @reshma107
      @reshma107 2 ปีที่แล้ว +1

      I would love to get some insights into stocks and develop my knowledge too. Does she have a handle or link one can connect to

    • @gunarssonbilly.
      @gunarssonbilly. 2 ปีที่แล้ว +6

      @@reshma107 Amanda Rose Kelting has helped me, quite a long time now, she's known and has got a website. So, you can check her online

    • @simeonpanda4521
      @simeonpanda4521 2 ปีที่แล้ว

      @@gunarssonbilly. thank you for this piece of information

  • @PhilipMurray251
    @PhilipMurray251 ปีที่แล้ว +748

    I appreciate your teaching my friend my advice to new investors: Buy good companies stocks and hold them as long as they are good companies. Just do this and ignore the forecasts and market views which are at best entertaining but completely useless. I’ve only ever saved($510,000), never invested but want to start.

    • @HelenaBonham-pz4ly
      @HelenaBonham-pz4ly ปีที่แล้ว +3

      My portfoli. has good companies, however it has been stalling since last year. I have approximately $200k stagnant in my reserve that needs growth.

    • @margaritasbunny
      @margaritasbunny ปีที่แล้ว +2

      @@HelenaBonham-pz4ly As with any big financial decision , it’s important to keep your guard’s up for economic risks. However, smart planning ,time management and seeking advise from a financial adviser can help keep you and your money safe.

    • @ladymariangray
      @ladymariangray ปีที่แล้ว +4

      @@margaritasbunny Absolutely, I agree, and the markets are currently in a frenzy. The greatest time to observe them, learn more about them, and take advantage of opportunities to strike is now. My F.A, "Elizabeth Pan Holt," who has witnessed hundreds of market cycles over the past three decades, taught me this. She has an intuitive understanding of how things move, why they move, and what will happen next

    • @HelenaBonham-pz4ly
      @HelenaBonham-pz4ly ปีที่แล้ว +2

      @@ladymariangray Mind if I ask you to recommend how to reach this particular coach you using their service? Seems you've figured it all out unlike the rest of us.

    • @ladymariangray
      @ladymariangray ปีที่แล้ว +2

      @@HelenaBonham-pz4ly Most likely, you can find her basic information online; you are welcome to do further study

  • @BryanInvest
    @BryanInvest 2 ปีที่แล้ว +14

    Awesome break down! This video probably has more relevant information than some Finance university/college degree.

  • @HienVu-nj9gx
    @HienVu-nj9gx ปีที่แล้ว +1

    Omg thank you. All of my university finance classes memory is back from one video ❤

  • @lilac7192
    @lilac7192 2 ปีที่แล้ว +4

    There is sooo much info on here for a beginner like me! I’ll have to watch a couple times at least!

  • @NateOBrien
    @NateOBrien 2 ปีที่แล้ว +7

    Taking out the notepad for this one

  • @boba5559
    @boba5559 2 ปีที่แล้ว +4

    This video should be shown to every single high school aged kid in the US!!! If I had this at 17 or 18 I would be set today. You should find a way to get this on the radar for the Board of Education! Keep it up

  • @tamarahudson3612
    @tamarahudson3612 2 ปีที่แล้ว +87

    Investments ensures present and future financial security, I appreciate this video. I traded stocks years ago and started out with the “turn x into millions” mindset and blew up my account. there's more to a stock than just its stock price, an entire company more. Focus on the company not just the stock price, true words from my F.A Jane Marie Kunak..I made over half a million from ALB and NVDA..I love passive income.

    • @joeywilliam6488
      @joeywilliam6488 2 ปีที่แล้ว +3

      I'm playing the long term game with a well diversified investment portfolio. By the way, I googled the lady you mentioned and after going through her credentials I can tell she's a pro.

    • @ritaparker2630
      @ritaparker2630 2 ปีที่แล้ว +4

      I'm playing the long term game with a well diversified investment portfolio. By the way, I googled the lady you mentioned and after going through her credentials I can tell she's a pro.

    • @anabellrodeo9142
      @anabellrodeo9142 2 ปีที่แล้ว +1

      Found her webpage by looking up her name online.... Her resume is quite outstanding, I'll be writing a mail to her shortly.

    • @Crimsontears95
      @Crimsontears95 2 ปีที่แล้ว +5

      BOTSSS

  • @dulcehahn12
    @dulcehahn12 5 หลายเดือนก่อน +54

    You work for 40yrs to have $1m in your retirement, Meanwhile some people are putting just $10k in a meme coin for just few months and now they are multi millionaires. I pray that anyone who reads this will be successful in life

    • @AliceAnderson-in1et
      @AliceAnderson-in1et 5 หลายเดือนก่อน

      I'm new to cryptocurrency and don't understand how it really works. how Can someone know the right approach to investing and making good profits from cryptocurrency investments?

    • @IsaacClark-j7h
      @IsaacClark-j7h 5 หลายเดือนก่อน +1

      As a beginner what do I need to do? How can I invest, on which platform? If you know any please share.

    • @dulcehahn12
      @dulcehahn12 5 หลายเดือนก่อน

      As a beginner investor, it’s essential for you to have a mentor to keep you accountable. Myself, I’m guided by Alex Gomez. A widely known crypto consultant

    • @AliceAnderson-in1et
      @AliceAnderson-in1et 5 หลายเดือนก่อน

      I'm surprised that this name is being mentioned here, I stumbled upon one of his clients testimonies on CNBC news last week...

    • @dulcehahn12
      @dulcehahn12 5 หลายเดือนก่อน

      I started working with Alex Gomez back in June, and my financial goals have never been clearer. It’s like having a strategic partner for my money with a solid track record.

  • @emilybrown2719
    @emilybrown2719 ปีที่แล้ว +246

    I'll suggest you find an investment coach or someone with market experience before the 08' crash to guide you amidst this inflation.

    • @jenniferkyle6036
      @jenniferkyle6036 ปีที่แล้ว +3

      I agree , that's the more reason I prefer my day to day investment decisions being guided by an inv-coach, seeing that their entire skillset is built around short & long term holdings for profit realization, coupled with the exclusive analysis they possess, it's near impossible to not out-perform. I've been investing with a coach literally for 4years, and have accrued approx. $1.4m in net-profits thus far.

    • @reginaldwhite5720
      @reginaldwhite5720 ปีที่แล้ว +3

      @@jenniferkyle6036 congrats. this is huge! mind sharing info on the coach that assists you? cos i’ve got a bunch of stocks that keeps tanking and don't know if its best to just dump amidst ongoing inflation

    • @jenniferkyle6036
      @jenniferkyle6036 ปีที่แล้ว +3

      @@reginaldwhite5720 The coach I use is actually quite known, Susan Agnes Hancock. She has a wide presence on the web, so you can just search her.

    • @ladymariangray
      @ladymariangray ปีที่แล้ว +3

      @@jenniferkyle6036 Susan Agnes Hancock She really seem to know her stuff. I found her online-page, read through her resume, educational background, qualifications and it was really impressive. She is a fiduciary who will act in my best interest. So, I booked a session with her

    • @PhilipMurray251
      @PhilipMurray251 ปีที่แล้ว +2

      @@jenniferkyle6036 Thanks, I actually did look her up curiously and went through her credentials on her webbsite…Top-notch! I wrote her an email, hopefully she’s accepting new intakes.

  • @WhiteBoardFinance
    @WhiteBoardFinance  2 ปีที่แล้ว +29

    *RESOURCES MENTIONED IN THIS VIDEO:*
    DOWNLOAD THIS PRESENTATION HERE:
    ► whiteboardfinance.com/go/stocksguide
    EXCLUSIVE: Get up to 12 FREE Stocks valued up to $30,600 On WeBull
    ► a.webull.com/i/MarkoWhiteBoardFinance
    WBF UNIVERSITY - JOIN MY SCHOOL HERE
    ► whiteboardfinance.com/wbf-university-waitlist/
    My FREE M1 Finance Training Video
    ► whiteboardfinance.com/go/m1-finance-training
    FOLLOW ME ON INSTAGRAM
    ► instagram.com/whiteboardfinance

    • @dudobrun1485
      @dudobrun1485 2 ปีที่แล้ว +2

      Hello Marko, thank you for such educational and useful tutorials. Full respect for everything. Top!!! Just keep going. Bravo!!!

    • @wormbros
      @wormbros 2 ปีที่แล้ว +1

      Hey man, I was the first one invited to a discord channel this morning… How do I know that was actually you? @Marko

    • @WhiteBoardFinance
      @WhiteBoardFinance  2 ปีที่แล้ว +2

      @@wormbros I don’t have an active discord yet

    • @wormbros
      @wormbros 2 ปีที่แล้ว

      @@WhiteBoardFinance i know brother, and thanks for the reply! This was a trick post for a scammer that has been impersonating you at least for 2 months! I had him come here to this post to “prove” that it was actually you, which he did! 😅 And then he deleted the post!

    • @WhiteBoardFinance
      @WhiteBoardFinance  2 ปีที่แล้ว +1

      Yes they are rampant. I was just featured in a Business Insider article about it.

  • @mariotabet3938
    @mariotabet3938 ปีที่แล้ว +4

    Very helpful and informative. Thank you for all your efforts Marko!

  • @christopherlennox2041
    @christopherlennox2041 2 ปีที่แล้ว +3

    Hi Marko I have 57 years old and finally I dicided I need to do something to my money. Thank you for your videos, they are really very useful tools for beginners like me.
    God bless you.

  • @natina1957
    @natina1957 2 ปีที่แล้ว +10

    Thank you😊 for this video, do you offer account management or have any recommendations?

    • @joykeating3635
      @joykeating3635 2 ปีที่แล้ว +1

      @Craig Brown Of course I withdrew my profit last two days
      before now. I'm glad I did invest with her still
      reinvested and the trade is ongoing

    • @bobbyjames5414
      @bobbyjames5414 2 ปีที่แล้ว

      @@joykeating3635 I invested with her after I got a loan from a friend and now after receiving profit, I paid my friend and reinvested over and over again. I must say she's a very transparent and honest personality

    • @bobbyjames5414
      @bobbyjames5414 2 ปีที่แล้ว

      Learn and trade under a guide I do same and I hardly make losses in the market

    • @amberlouise5874
      @amberlouise5874 2 ปีที่แล้ว

      @Mark Taylor who is this Victoria Wilson

    • @johnmcconnell216
      @johnmcconnell216 2 ปีที่แล้ว

      @Jessica Austin I really appreciate 🙏🙏

  • @NativC2ndChannel
    @NativC2ndChannel ปีที่แล้ว

    Thanks!

  • @Nickyyy1015
    @Nickyyy1015 2 ปีที่แล้ว +4

    Thank you for this video, im 15 and learning on how to do stocks because its really fun

  • @nanoamine5540
    @nanoamine5540 4 หลายเดือนก่อน

    I swear this guy very excellent no one explain over TH-cam with that much patient. I feel like I having a real lecture in the university.
    Slide well organized.
    Keep going bro. It's pleasure to watch your videos.
    Thank you.

  • @vivianbrown7264
    @vivianbrown7264 2 ปีที่แล้ว +52

    When it comes to investment, diversification is key. That is why I have my interests set on key sectors based on performance and projected growth. They range from the EV sector, renewable energy, Tech and Health.

    • @sophiamiller2682
      @sophiamiller2682 2 ปีที่แล้ว +2

      The market is so volatile now to be depending on bull run to make profit,I advice everyone to trade now with a working program with like that of Kathy Genelle Britton so far she is helping me find investment that has significant growth potential.

    • @emilydavis8321
      @emilydavis8321 2 ปีที่แล้ว +2

      I made the regret of my life tracking this volatile market without a risk management system and now it’s been red after red. I would love to get guidance considering how bad I have messed up my portfolio

    • @georgeharold3317
      @georgeharold3317 2 ปีที่แล้ว +2

      Great stuff. I watch several youtube videos on how to trade in the stock market but haven't made any headstart because they are either talking some gibberish or sharing their story of how they made it and I do not want to make mistakes by taking risks in my own hands.

    • @violetlopez5973
      @violetlopez5973 2 ปีที่แล้ว +2

      The stock market is still a fantastic tool for building wealth, so it's wise to consider investing even if you don't have much money to spare

    • @stephenwalters2605
      @stephenwalters2605 2 ปีที่แล้ว +1

      it's really nice to see someone else talk about Kathy Britton, she really has been my guardian angel in the market, helping me recover from the losses i made when i was still trading on my own,her strategies and experience has made my financial journey more fruitful.

  • @carolinekellysarin3282
    @carolinekellysarin3282 2 ปีที่แล้ว +59

    I am sitting on cash. I sold my stocks but the best part about this sell-off i have been mostly right, the worst part about it is that i don’t short anymore so I’m not making so much money, but at least i get to buy twice the stock with same USD amount

    • @hermandavid2171
      @hermandavid2171 2 ปีที่แล้ว

      The best time to diversify according to my CFA is now and with what is playing out in the markets, she is more defensive while shorting. I have racked up in profits $758,405 from $185k capital on Sept 16 last year to be exact on my portfolio

    • @hermandavid2171
      @hermandavid2171 2 ปีที่แล้ว

      @@geraldvolkovfoley3479 As a beginner, I took a more practical step to learn to invest, I began through the guidance of a financial consultant, Mary Freed Lorenz and within 2 years, I have owned 2homes in the United states and car dealership all with the an investment capital of $185,000 so it is best to invest with the help of a professional.

    • @hermandavid2171
      @hermandavid2171 2 ปีที่แล้ว

      @@johnsonlyndon6332 Do your due diligence, get on the phone and ask your questions. We do business via calls and emails. I would share her phone number with you but I think it inappropriate on this medium.

    • @hermandavid2171
      @hermandavid2171 2 ปีที่แล้ว

      @@blllywilder8299 I copy her trades on my own trading account and at the end of the month I give her a percentage as agreed upon while i get increased exposure on how she navigates the market. I get monopoly access to my account and funds

  • @the.homehunter
    @the.homehunter ปีที่แล้ว +2

    Great video!

  • @chely452
    @chely452 2 ปีที่แล้ว +8

    I just have to say thank you so much Marko!
    You really do such a great job of articulating every single sentence for anyone to understand. I could have used you as my math teacher in high school and college! 😅
    Keep up the phenomenal work. Your editing, presentation and dissection is spot on. 👏🏼👏🏼👏🏼

  • @havisrobert4492
    @havisrobert4492 2 ปีที่แล้ว +298

    Dividends are what got me into investing in the stock market. The thing to me is, if you invest and have other income outside of dividends then you will be able to live off dividends without selling. Which means you can pass that on to your kids which will give them a leg up in life. Have over $600K in my portfolio as I bought a lot of dividend stocks before, I'm buying more now, and I will buy more when it drops further.

    • @guesswilson290
      @guesswilson290 2 ปีที่แล้ว

      As a new investor it's always great to hear from a person who has gone through all the difficult times and come ahead of it. It's unnerving to see your portfolio go from green to red but as mentioned if you have invested in quality names just have to keep adding to them and stay the course

    • @cruzchristiana991
      @cruzchristiana991 2 ปีที่แล้ว

      @@guesswilson290 There are lots of financial coaches who are solid in their field but for now i make use of Patricia susan Wallaitis, i love her strategies

    • @lloydthomas1946
      @lloydthomas1946 2 ปีที่แล้ว

      @@cruzchristiana991 impressive, that sounds good but how do I reach out to Patricia ?

    • @cruzchristiana991
      @cruzchristiana991 2 ปีที่แล้ว

      @@lloydthomas1946 Google her name up

  • @shannonshuntel2958
    @shannonshuntel2958 2 ปีที่แล้ว +48

    Market crashes are golden opportunities to build some serious wealth. Great stuff. Investing has changed my perspective on how one can succeed in life. Working multiple jobs for money isn’t the optimal way to attain financial freedom. Unfortunately, we find this out later in life. I’ve been able get more than enough returns to make sure I and my family are Good in these unprecedented times utilizing the power of an advisor like Jane Marie Kunak. Great piece.

    • @clairehunter6389
      @clairehunter6389 2 ปีที่แล้ว +2

      The real money is made from holding stocks, not from trying to predict the tops and bottoms of market cycles.

    • @susanna1994
      @susanna1994 2 ปีที่แล้ว +4

      I came across a webpage just by looking up the name you mentioned on the web, pretty impressive. Also left a mail, hopefully I get a reply from her soon. I'm willing to make consultations to improve my portfolio,

    • @oliviagardener9587
      @oliviagardener9587 2 ปีที่แล้ว +2

      Facts I loaded up heavy for IRA account.

  • @user-bm6wu9zw9m
    @user-bm6wu9zw9m 2 ปีที่แล้ว +2

    My man Marko is on boss mode. Great video, thumbs up.

  • @langdonbarnes
    @langdonbarnes 2 ปีที่แล้ว +3

    Thank you so much for doing this! Literally our favorite video

  • @Wellingtonluzia3
    @Wellingtonluzia3 2 ปีที่แล้ว +70

    We are already in the big crash, Inflation is a catastrophe. This CPI report is a colossal failure. To bring the housing market to a halt, the FED will have to pull all the stops. The unfortunate issue is that other markets are being decimated. If you want to stay green, you have to rely on a lot of diversification. Currently up 14% and being careful. Still a better deal than leaving it in a savings or checking account yielding 0-1 percent interest.

    • @Brendavonrohr4
      @Brendavonrohr4 2 ปีที่แล้ว

      People believe their currency has the worth it does because they have no other option. Even in a hyper-inflationary environment, individuals must continue to use their hyperinflationary currency since they likely have minimal access to other currencies or gold/silver coins.

    • @aishatuabdullahmuhd1088
      @aishatuabdullahmuhd1088 2 ปีที่แล้ว

      Inflation is gradually going to become part of us and due to that fact any money you keep in cash or in a low-interest account declines in value each year. Investing is the only way to make your money grow and unless you have an exceptionally high income, investing is the only way most people will ever have enough money to retire.

    • @desmondeddy1750
      @desmondeddy1750 2 ปีที่แล้ว

      @@aishatuabdullahmuhd1088 You are right! I diversified my 450K portfolio across various market with the aid of an investment coach, I have been able to generate a little bit above 1.3m in net profit across high dividend yield stocks, ETF and bonds during this red season.

    • @Antoniovieira2792
      @Antoniovieira2792 2 ปีที่แล้ว

      @@desmondeddy1750 How can I reach out to this coach? because I'm seeking for a more effective investment approach How good is this person at portfolio diversification, particularly with regard to digital assets?

    • @mohammeddumadi8323
      @mohammeddumadi8323 2 ปีที่แล้ว

      @@desmondeddy1750 Please I'm very much interested. How can I get touch with this coach, i really want to give her a try.

  • @appleforever6664
    @appleforever6664 2 ปีที่แล้ว +4

    As always, your videos are full of information. Been a subscriber for the past five years.

    • @WhiteBoardFinance
      @WhiteBoardFinance  2 ปีที่แล้ว +1

      Thank you so much! This video took weeks to create. Please share it with anyone interested in investing in the market!

  • @oneiljerry9460
    @oneiljerry9460 ปีที่แล้ว +353

    Is it a good time to buy stocks right now? How long will it take for us to recover? I know everyone claims that equities are now inexpensive. Although there are tactics to be applied in this market, the common person cannot access these strategies. Would I be better off investing my money somewhere else?

    • @alexyoung3126
      @alexyoung3126 ปีที่แล้ว +2

      If the market has taught me anything, it's that it usually bounces back, but I can't seem to concentrate on the long term, especially because important variables like my retirement and my reserve are having a disastrous impact on inflation. I need a reliable data trajectory as well as a solution as soon as feasible.

    • @joesphcu8975
      @joesphcu8975 ปีที่แล้ว +1

      It's not that you're doing anything wrong; it's just that you don't have the knowledge to profit in a down market. The only individuals who may earn greatly during tumultuous times like these are experts with considerable knowledge who must have observed the 2008 catastrophe. Their whole skill set is based on trading long and short at the same time, using profit-driven strategies and reducing risk as a buffer against unavoidable downtrends, thus they are well-suited to do so.

    • @stephaniestella213
      @stephaniestella213 ปีที่แล้ว +1

      @@joesphcu8975 Due to the significant falls, I need advice on how to rebuild my portfolio and develop more successful tactics. Where can I find this teacher?

    • @stephaniestella213
      @stephaniestella213 ปีที่แล้ว +1

      I can see why She is so busy; her career and outstanding qualifications are Fascinating! So I immediately copied ingrid's complete name and pasted it into my browser.

  • @zoranzoki9945
    @zoranzoki9945 2 ปีที่แล้ว +29

    Personally I think it’s wise to keep the majority of your portfolio in ETFs that covers multiple sectors. Also have a couple stocks, as a small percentage, picked out that you feel personally attached to or interested in, which you can keep for a long period time. That way you can mitigate a lot of the risk but also have a personal touch to your portfolio. I feel this mitigates some of the emotional downsides or disinterest people have with investing. Also helps with the urge to constantly buy/sell with fluxes in the market. Grateful i have an adviser at this point. Major thanks to Amber Tamora Phoenix.

  • @RG-1045
    @RG-1045 2 ปีที่แล้ว +3

    Marko THE MEN!!😎
    Thanks for this video alot of information

  • @connectthebeads9451
    @connectthebeads9451 2 ปีที่แล้ว +2

    amazing content, thank you for sharing :)

  • @theforeignerinamerica1817
    @theforeignerinamerica1817 2 ปีที่แล้ว +6

    Wow man! Such a long video, it must have taken you a long time to record and edit. Great job, keep it up!

  • @malvinalemire9628
    @malvinalemire9628 2 ปีที่แล้ว +103

    Great content. Newbies must realize that though these stock trading can make you, it can equally mar you as it not without lots of risks. The market is a zero sum game and you could potentially lose all. Always make correct inquiries before putting your money somewhere or better still, get the services of a pro (that way, you give little room for error). Made my first million earlier this year this way. Good luck!

    • @hildredscali1754
      @hildredscali1754 2 ปีที่แล้ว +4

      Very sound and pragmatic. I have been into this for long and though I won't say I have lost a fortune, but I have squandered quite a lot. If it's not a problem, do you mind recommending the pro you worked with? I could definitely use the help of one right now... I look forward to your reply...

    • @savedhayden
      @savedhayden 2 ปีที่แล้ว +2

      facts

    • @malvinalemire9628
      @malvinalemire9628 2 ปีที่แล้ว +5

      @@hildredscali1754 Funny enough, I can honestly relate. I don't know if I am permitted to drop it here, but her name is "Leah Sandock Marie". Was in the news a lot in 2018. You can check her out online for more.

    • @yvonne5449
      @yvonne5449 2 ปีที่แล้ว +2

      @@malvinalemire9628 wow I know this little lady. Once attended a seminar she was also in attendance in Vienna,, Great speaker with a funny accent,, She's American though, I doubt she works with foreigners,,,

    • @hildredscali1754
      @hildredscali1754 2 ปีที่แล้ว +1

      @@malvinalemire9628 Thank you...

  • @sic-madeairbrushing76
    @sic-madeairbrushing76 ปีที่แล้ว +2

    Great video Mario. This answered a lot of questions I had. I've watched this video 3 times so far and planning on watching it a few more times. Thank you Sir.

    • @WhiteBoardFinance
      @WhiteBoardFinance  ปีที่แล้ว

      Glad it was helpful!

    • @sic-madeairbrushing76
      @sic-madeairbrushing76 ปีที่แล้ว

      Spell check sorry, I ment Marko. What is the ETA on the University? Im on the wait list along with getting my kids involved as well.

    • @WhiteBoardFinance
      @WhiteBoardFinance  ปีที่แล้ว +2

      We have 4 professors lined up. I want each professor to create a syllabus of videos so new members have something to consume as the weekly content is released. I'm shooting for April or May based on this.

  • @NateGs1
    @NateGs1 2 ปีที่แล้ว +6

    Thanks for another great video Marko. I just watched your 2021 video a couple months ago and, even in the material already covered, you find ways to provide even more insight. Your videos have been the most informative and helpful I've come across. Thanks again!

    • @markowhiteboardfinance3gma66
      @markowhiteboardfinance3gma66 2 ปีที่แล้ว

      ⤴️📊

    • @jakeyates1541
      @jakeyates1541 2 ปีที่แล้ว

      FINALLY a honest and real comment, so many of these comments are bots. Really shows you how many people are just trying to make a buck off you on here. I trust Marko though.

  • @sofiakaren6546
    @sofiakaren6546 2 ปีที่แล้ว +1

    Not only does working with an FA help increase your portfolio income, it gives you time to yourself, as I run multiple businesses. Investing done right is focused on risk management. It is a simple, mathematical truth baked into how money compounds to create wealth that is if you’re thinking long term.

  • @cuyoung1568
    @cuyoung1568 2 ปีที่แล้ว +1

    What your showing us is so kind of you.. this is amazing, and very informative, watching this video many times, you can comprehend how to understand and actually begin to some kind of financial freedom.. starting small and work your way up.. I’m sure it’s more to learn.. I appreciate and you have my gratitude.

  • @MiniMillionaire
    @MiniMillionaire 2 ปีที่แล้ว +4

    Thanks Marko - I am 11 and getting started with Investing & Biz - Love your channel and the chance to learn from it.

    • @nobraincells5133
      @nobraincells5133 ปีที่แล้ว

      @user-ug4tr8dh3r dude stop we all know you are not actually Marko

  • @tttttt6473
    @tttttt6473 2 ปีที่แล้ว +90

    Put an end to your blunders and regain control of your life. Start earning with BIND. Leave the marketing behind the scenes and join the 25k Whitelist.

  • @FinancialFreedomMadeSimple
    @FinancialFreedomMadeSimple 2 ปีที่แล้ว +2

    Thanks for covering this Marko.

  • @charliejose9395
    @charliejose9395 2 ปีที่แล้ว +1

    Thanks for sharing your knowledge. Learning US Stocks bit by bit.

  • @tatersquad2000
    @tatersquad2000 2 ปีที่แล้ว +3

    Monster video packed with value, thank you

  • @carlal.thompson5393
    @carlal.thompson5393 2 ปีที่แล้ว +2

    Great explanation, pace and detail!!!

  • @Investing_With_Andrew
    @Investing_With_Andrew 2 ปีที่แล้ว +8

    Very insightful and packed with useful information, as always! Glad to see you bringing attention to the risk-reward perspective of investing. I'd also like to point out the difference between risk and volatility, which are often mistakenly seen as the same. If your time frame is the long-term, short-term stock price volatility shouldn't be a bad thing for you unless the company is also changing, and it can often represent an opportunity. The stock and the company are two different things and can often move independently in the short-term, but in the long-term they tend to perform in a similar manner.

  • @xaviersfinance2664
    @xaviersfinance2664 2 ปีที่แล้ว +1

    I was watching the old video when I looked at the recommended videos on the side and realized you made a new one LOL

  • @caitlin22992
    @caitlin22992 2 ปีที่แล้ว +2

    Thanks very helpful 🙏

  • @the_stoned_investor
    @the_stoned_investor 2 ปีที่แล้ว +3

    I love your channel, I always learn a lot.

  • @claudialuken4820
    @claudialuken4820 ปีที่แล้ว

    Great no fuss information.. I love your videos!

  • @ryanrex1031
    @ryanrex1031 2 ปีที่แล้ว +3

    The value you provided in this video was beyond measure, thank you so much!

  • @kookiebush
    @kookiebush 2 ปีที่แล้ว +2

    You're a champ Marko!

    • @whatsapp6414
      @whatsapp6414 2 ปีที่แล้ว

      For mentorship and information message me directly..

  • @santoshkumarch4583
    @santoshkumarch4583 2 ปีที่แล้ว +3

    Great work sir

  • @Aziz__0
    @Aziz__0 ปีที่แล้ว +232

    I feel sad that even though I am investing, I don't have the brain power to dig through how each company is doing, is this a good time to buy stocks or not, my reserve of $450K is laying waste to inflation and I don't know what to do at this point tbh, I need solid data on market trajectory

    • @devereauxjnr
      @devereauxjnr ปีที่แล้ว +2

      I'll suggest you find a mentor or someone with experience to guide you especially in this recession.

    • @viewfromthehighchairr
      @viewfromthehighchairr ปีที่แล้ว +1

      @@devereauxjnr Having an investment adviser is the best way to go about the market right now, especially for near retirees, I've been in touch with a coach for awhile now mostly cause I lack the depth knowledge and mental fortitude to deal with these recurring market conditions I netted over $220K during this dip, that made it clear there's more to the market that we just don't know.

    • @billclinton-f8n
      @billclinton-f8n ปีที่แล้ว +2

      @@viewfromthehighchairr please who is the financial adviser that assist you with your investment and if you don't mind, how do i get in touch with them?

    • @viewfromthehighchairr
      @viewfromthehighchairr ปีที่แล้ว +4

      @@billclinton-f8n My advisor is NICOLE DESIREE SIMON , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market

    • @billclinton-f8n
      @billclinton-f8n ปีที่แล้ว

      @@viewfromthehighchairr she actually appears to be well-read and educated. I just did a Google search for her name and found her webpage, I appreciate you sharing

  • @unit0155
    @unit0155 2 ปีที่แล้ว +3

    This was awesome, Marko. Thanks so much.

    • @whatsapp6414
      @whatsapp6414 2 ปีที่แล้ว

      For mentorship and information message me directly..

  • @blaakcoffee
    @blaakcoffee 2 ปีที่แล้ว +3

    Thank you soo much

  • @michealklausroy
    @michealklausroy ปีที่แล้ว +2

    Buying a stock is easy, but buying the right stock without a time-tested strategy is incredibly hard. Hence what are the best stocks to buy now or put on a watchlist? I've been trying to grow my portfolio of $260K for sometime now, my major challenge is not knowing the best entry and exit strategies... I would greatly appreciate any suggestions.

    • @janetlarue8857
      @janetlarue8857 ปีที่แล้ว

      The market is volatile at this time, hence I will suggest you get yourself a financial advisor that can provide you with entry and exit points on the shares/ ETF you focus on

  • @dimitreiliev9487
    @dimitreiliev9487 8 หลายเดือนก่อน

    Well Done Marko. This video is very informative

  • @bennybucko965
    @bennybucko965 2 ปีที่แล้ว +3

    Hey mate, your videos are great, they have helped me understand so much and i just wanted to say thanks, your a champion!

  • @sqrfoot6548
    @sqrfoot6548 2 ปีที่แล้ว +2

    Superstar ! Thanks man ✌️

  • @gigachad5717
    @gigachad5717 2 ปีที่แล้ว +1

    If I'm living in another country, am I gonna get taxed for short-term capital gain/loss?

  • @buffhotchkiss7400
    @buffhotchkiss7400 2 ปีที่แล้ว +2

    Great video

  • @Ampraa
    @Ampraa 2 ปีที่แล้ว +3

    Thanks a ton Marko :)

  • @TurtwigFan
    @TurtwigFan 2 ปีที่แล้ว +3

    Marko, who you got going to the NBA Finals? And thank you for putting out some great content !!!

  • @DTChunky
    @DTChunky 2 ปีที่แล้ว +2

    Thank you!

  • @frankpapi9764
    @frankpapi9764 2 ปีที่แล้ว +3

    We all need more awesome content like this one. Great work Marko🔥💪🔥

  • @willowenterprise4804
    @willowenterprise4804 2 ปีที่แล้ว

    at 56:30 for quick ratio, isn't cash and equivalents + short term investments equal to the " cash and short term investments" row. So why would you add all 3 of them together if the first two are equal to the " cash and short term investments" row. Please explain why you would add all 3 if the the first two rows are already added together in the 3rd row.

  • @mosekells8566
    @mosekells8566 2 ปีที่แล้ว +2

    Thank you Marko!!!

  • @A6Legit
    @A6Legit 2 ปีที่แล้ว +2

    18:49 spoken like a true teacher

  • @Historyteacheraz
    @Historyteacheraz ปีที่แล้ว +1

    Helpful video on how to get started investing. A Teenager’s Guide on how to Invest Like Warren Buffett and Charlie Munger teaches the Investment principles key to their success.

  • @cchr8510
    @cchr8510 2 ปีที่แล้ว +2

    Loved this video. Very helpful and thorough. Thanks for taking the time to create this detailed content.

  • @Banicata.
    @Banicata. 2 ปีที่แล้ว

    Hello, i would like to save it with a compound interest in return but where to at 9:16 u explain that , but in a bank account or on a trading account, please clear that for me, thanks.

  • @SteveHaynes-x9t
    @SteveHaynes-x9t ปีที่แล้ว +463

  • @quekununa3880
    @quekununa3880 ปีที่แล้ว +1

    I'm now beginning my investment journey, I want to know all the start ups tips and how to operate with finviz

  • @isauraramirez7149
    @isauraramirez7149 2 ปีที่แล้ว +1

    Hello Marko what's a good firm to get index funds and etfs? Thanks

  • @danieljamal3709
    @danieljamal3709 2 ปีที่แล้ว +174

    Starting early is the best way of getting ahead to build wealth, investing remains a priority. Even in a downtrend, the stock market/crypto market has plenty of opportunities to earn a decent payout, with the right skills and proper understanding of how the market works.

    • @veramonique1724
      @veramonique1724 2 ปีที่แล้ว +4

      You are so right. I've been investing for the last 2 years, and I've lost and gained because my advisor can find so many good plays. My portfolio literally went from skyrocketing last year (not counting withdrawals I made) all really exciting. I guess it’s the experience and better judgment.

    • @dannyvera8475
      @dannyvera8475 2 ปีที่แล้ว

      Hey! Please who is this advisor of yours? I guess success really means total knowledge and I hope he/she can help me get back what I lost. Can I have easy access to reach out?

    • @veramonique1724
      @veramonique1724 2 ปีที่แล้ว +4

      @@dannyvera8475 My consultant is *PRISCILLA DIANE AIVAZIAN* I found her on a CNBC interview where she was featured and reached out to her afterward. She has since provided entry and exit points on the securities I focus on. You can look her up online if you care about supervision. I follow her trade pattern and haven’t regretted doing so

    • @dannyvera8475
      @dannyvera8475 2 ปีที่แล้ว +1

      @@veramonique1724 Access to good information is what we investors need to progress financially and generally in life. here's a good one and I am grateful. Found her website and it was really impressive

    • @georgecooper8750
      @georgecooper8750 2 ปีที่แล้ว +2

      I know *PRISCILLA DIANE AIVAZIAN* . She brings a lot of experience in trading to the table but more importantly, I think she is a tough person in an industry that demands clairvoyance

  • @orangegoat9443
    @orangegoat9443 2 ปีที่แล้ว +2

    Could we get a video explaining calls and puts? thanks

    • @mattmoore6180
      @mattmoore6180 2 ปีที่แล้ว

      I 2nd this! Idk anything it lol

  • @rain0344
    @rain0344 2 ปีที่แล้ว +3

    Awesome presentation Marko.
    I want clarification on the “healthy ratio” and when to really take it into account, since as per your live exmple, Apple had many of the ratios in red, but we know it is a good company to invest in. That being said, the healthy ratios you mentioned should mostly be applied to smaller/younger companies that don’t have the reputation Apple does for example?

  • @anuelmerced2145
    @anuelmerced2145 ปีที่แล้ว

    loved this im new to this and now downloading moo moo

  • @gregorydennis3409
    @gregorydennis3409 2 ปีที่แล้ว +68

    Great video, more insightful you actually put out your strategy out here unlike many others who would just quote what Warren Buffett said, but currently with the market fluctuations and having lost enough in the market, what do you suggest for noobs?

    • @danielmiller304
      @danielmiller304 2 ปีที่แล้ว +1

      We are still in a BEAR market, in any case and for noobs in general, I'd advise you learn diversity as part of your trading skills. What isn't possible a few years can be possible today. No one has control of the market as other factors tends to influence what happens in the market. There are bonds, shares, ETFs to trade but you would have to be patience to have the skillset to be able to succeed in this field, to avoid getting confused, study a few and stick to them or better get an advisorr and mirror their trades or let them handle it for you, their years of experience doesn't count for nothing.

    • @aaronheather78
      @aaronheather78 2 ปีที่แล้ว

      @@danielmiller304 Few months ago I liquidated my crypto assets worth $307k initially was sitting at over triple that amount, was hoping to become a millionaire for the first time in my life. But right now I just don't know what the future hold.

    • @danielmiller304
      @danielmiller304 2 ปีที่แล้ว

      @@aaronheather78 We tend to learn differently, lot of people think they can do it on their own and some get it right while the others lose out, then living in more debts. I made 40k profits from #Apt few days ago. Recommended by my advisor one of the advantages of working with one, it's really a game changer.

    • @aaronheather78
      @aaronheather78 2 ปีที่แล้ว

      @@danielmiller304 I thought it isn't advisable to invest during bear markets, how did your advisor get it right?

    • @laurenarmstrong2832
      @laurenarmstrong2832 2 ปีที่แล้ว

      @@danielmiller304 I was really scared to invest in #Apt when it launched cos we're still in bear market, is your advisor licensed?

  • @cryptoethics
    @cryptoethics 2 ปีที่แล้ว +9

    Trading with an expert is the best strategy for newbies and busy investors who have little or no time to monitor trade

    • @stellastella3770
      @stellastella3770 2 ปีที่แล้ว

      Accurately spoken

    • @jaygrey5926
      @jaygrey5926 2 ปีที่แล้ว

      I lost a huge amount of money to scammers so I'm kinda confused about starting again because I don't want loss my money again

    • @Christopher-tm8vd
      @Christopher-tm8vd 2 ปีที่แล้ว

      All thanks to my cousin who introduced me to her

    • @Christopher-tm8vd
      @Christopher-tm8vd 2 ปีที่แล้ว

      Crypto trading is very profitable when you trade well or seek a professional help

  • @Brown969
    @Brown969 2 ปีที่แล้ว +1

    Thanks Marko for the video. What do you think - Limit orders in the morning and limit sells at lunch?!? Is there a good trading platform in the UK?

  • @user-bm2gb6by7s
    @user-bm2gb6by7s 11 หลายเดือนก่อน

    Do you have any videos providing help to individuals in their 30's looking to boost their retirement and gain more liquidity? Thanks!

  • @jdnrotterdam2150
    @jdnrotterdam2150 2 ปีที่แล้ว

    So i have a 4 year plan to save money for a car. That i will buy 4 years from now. I just put a number every month on a account automatically. If i have the number that i want i will buy the car model i want.. but in this video you say. If you’re not invest you’re losing. Because your money worth less and less. So am i doing it wrong? Is my plan not working?

  • @erickzts
    @erickzts 2 ปีที่แล้ว

    Any place that you would recommend for further information on REITs, Futures an ETFs?

  • @Elso310
    @Elso310 2 ปีที่แล้ว +2

    Golden nuggets 👍

  • @KcZyro
    @KcZyro 7 หลายเดือนก่อน +3

    Recently bought some recommended stocks and now they are just penny stocks. There seems to be more negative portfolios in the last 3rd half of 2023 with markets tumbling, soaring inflation, and banks going out of business. My concern is how can the rapid interest-rate hike be of favor to a value investor, or is it better avoiding stocks for a while?

    • @IsabellaLisa-vz3jz
      @IsabellaLisa-vz3jz 7 หลายเดือนก่อน

      Just ''buy the dip'' man. In the long term it will payoff. High interest rates usually mean lower stock prices, however investors should be cautious of the bull run, its best you connect with a well-qualified adviser to meet your growth goals and avoid blunder

    • @KbcFoundation-un3re
      @KbcFoundation-un3re 7 หลายเดือนก่อน

      The truth is that this is really not as difficult as many people presume it to be. It requires a certain level of diligence, no doubt, which is something ordinary investors lack, and so a financial advisor often comes in very handy. My friend just pulled in more than $84k last month alone from his investment with his advisor. That is how people are able to make such huge profits in the market

    • @OkehAgathaOluchi
      @OkehAgathaOluchi 7 หลายเดือนก่อน

      nice! once you hit a big milestone, the next comes easier.. who is your advisor please, if you don't mind me asking?

    • @OkehAgathaOluchi
      @OkehAgathaOluchi 7 หลายเดือนก่อน

      Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her resume.

    • @ChungLee-wi7bi
      @ChungLee-wi7bi 7 หลายเดือนก่อน

      SHE IS RELIABLE

  • @ndahjoseph9600
    @ndahjoseph9600 2 ปีที่แล้ว

    hello Marko, and other way to download this presentation? i couldnt sign in to FUFU since am not an inhabitant of any of th mentiond countries

  • @Arnold-ic9jg
    @Arnold-ic9jg หลายเดือนก่อน +832

    My advice to new investors: Buy good companies stocks and hold them as long as they are good companies. Just do this and ignore the forecasts and market views which are at best entertaining but completely useless.

    • @AaronTilt
      @AaronTilt หลายเดือนก่อน

      The key to achieving substantial returns isn’t chasing big-moving stocks; it’s about managing risk relative to reward. Position sizing is crucial, and consistently applying your edge as often as needed to reach your goals. This principle applies to everything from long-term investing to day trading.

    • @hughsx3
      @hughsx3 หลายเดือนก่อน +3

      Even if you’re not skilled, it is still possible to hire one. I was a project manager and my personal portfolio of approximately $850k of my retirement pension took a big hit in April due to the crash. I quickly got in touch with a financial-planner that devised a defensive strategy to protect my funds and make profit from my portfolio this red season. I’ve made over $250k since then.

    • @walkjar-q7s
      @walkjar-q7s หลายเดือนก่อน

      My partner’s been considering going the same route, could you share more info please on the advisor that guides you?

    • @hughsx3
      @hughsx3 หลายเดือนก่อน +1

      I've shuffled through investment coaches and yes, they can be positively impactful to an individual's portfolio, but do your due diligence to find a coach with grit, one that withstood the 08' crash. For me, “Teresa L. Athas” turned out to be better and smarter than all the advisors I ever worked with till date, I’ve never met anyone with as much conviction.

    • @walkjar-q7s
      @walkjar-q7s หลายเดือนก่อน

      Thank you for saving me hours of back and forth investigation into the markets. found her web instantly. After reviewing her credentials and conducting due diligence, i reached out to her.

  • @anitavelieves
    @anitavelieves ปีที่แล้ว

    Hi marco - Please provide link to the cources you are offering for your channel. I recollect one of your videos you posted last week with that information. I am waiting for that course. Thanks

    • @anitavelieves
      @anitavelieves 9 หลายเดือนก่อน

      @whatap-ih2eh does this link belong to Marco or it’s someone else ?

  • @EllenJohn4
    @EllenJohn4 ปีที่แล้ว

    Hey, Marko: is there a new link for the M1 Finance video - from the description area? I tried using it but it’s expired. Thanks.

  • @ElieserEPerez
    @ElieserEPerez 2 ปีที่แล้ว

    Marko, what do you think about NLY. Good Investment? Thoughts...

  • @egozttb72
    @egozttb72 2 ปีที่แล้ว +1

    Appreciate you man

  • @lukakostovic9945
    @lukakostovic9945 2 ปีที่แล้ว

    Very good video!!and if i may ask you where are you from because you have a really common name from where im from

  • @Hi-kt8jg
    @Hi-kt8jg ปีที่แล้ว

    Hi Marko, Thanks for long video and well explanation. I'm in Canada and how can build my fortpolio ?? how can I buy stocks in US??

  • @FinanceMind
    @FinanceMind 2 ปีที่แล้ว +2

    Thanks for the great content, Marko! Really useful for all those getting started!

  • @passivedincomebd1062
    @passivedincomebd1062 ปีที่แล้ว

    Good luck for your projects

  • @ShadowTrvlr
    @ShadowTrvlr 2 ปีที่แล้ว +1

    will you do the same for European Residents ? Can not open an account on this one..

    • @redazaki9598
      @redazaki9598 2 ปีที่แล้ว

      Same here Antoine! Doesn't allow me to trade given that I'm from France. Any help Marko please!!

  • @bobbygunz9254
    @bobbygunz9254 2 ปีที่แล้ว +33

    I wonder what the best opportunities to invest now are, there are opinions but a little later I find out these opinions don't matter as a totally different turn of events play out with the stocks they discussed therein...

    • @viviangall1786
      @viviangall1786 2 ปีที่แล้ว +2

      Proper research, Good analysis is what you need to make profit in this constant market

    • @bobbygunz9254
      @bobbygunz9254 2 ปีที่แล้ว

      @@viviangall1786 How do you mean? Always wanted to get into buying cryptocurrencies but can’t seem to wrap my head around it...can you refer any F.A ?

    • @viviangall1786
      @viviangall1786 2 ปีที่แล้ว +3

      @@bobbygunz9254 Well, look up Nicole Ann Sabin, she's been the one handling mine and she's efficient, she's well know and certified, finding her won't be hard

    • @bobbygunz9254
      @bobbygunz9254 2 ปีที่แล้ว

      @@viviangall1786 Thanks hun, i'll most definitely ensure to do that.