I'm a saleswoman, and I also like to buy high-end imitations. I'm happier than getting paid when I buy something that can't be seen with the naked eyethan getting paid.. *gtdupe*
@azucenavillarroel9526 well that's the wealthy bit - yes, know that you can afford what even you like but still budget. However, generally knowing the price of fish and bunging a few things in a basket is different to agonising as to whether you have gone to the shops 2-3 times that week
No debt means no obligations to work for someone else … freedom and liberty and choice are the ultimate luxury goods. TH-cam is not a free speech platform. I bet this reply will be deleted within minutes of it being posted.
Life is short. Don’t be a forever frugal. Enjoy your life & money.I don’t believe in someones advice to live cheap & economical. Well thats your opinion not ours.
Right I could care less how a richer person thinks of me they didn’t buy it nor pay my bills .every body has a opinion but those same people wouldn’t pay a light bill ,mortgage payment or nothing 2 save your life
Historically, there existed Charge Accounts and Credit Cards. Until the 1990s many vendors/merchants offered house charge accounts. Account statements were mailed at the end of the month and checks were issued for payment in full. These Charge Accounts no longer exist. We all just use our credit cards now. But, many of us do pay our balance in full, thus rendering our credit card like a classic charge account.
This is 100% accurate. While I am not rich, I know several people that are very affluent and they’re not flashy. They do not spend their money on luxury items rather put it in investments that have a high return and most of them don’t even have a social media account because they value their privacy. This is probably the most real TH-cam video I’ve ever seen on TH-cam.❤
Some don’t others do. There is no monolithic group. I don’t see rich people caring about what someone wears as much as what they do. Feels like so much of the belief comes from rich people made up shows.
I'll second this - I grew up in New England with some "real serious old trust fund money" types. You would NEVER know it until you really get to know them. Then you find out their "weekend" place is a private island that has been in their family for 150+ years.
My grandmother was a quiet luxury lady and that meant all style and no visible names. She let the fabrics, the cuts and the outfit as a whole do the talking and she looked timelessly stylish and elegant
OMG……..you NEVER see the truly rich. I live adjacent to a truly rich town, hundreds of 11 digit homes, McLaren dealership, Rolls and Bentley dealerships with dozens of cars on the lot, etc., private jets going over my house all day long………you NEVER see any of them, they don’t WANT you to see them, they want nothing to do with you!
Do you happen to live in Massachusetts? Literally sounds like my area with those dealerships (along Rt 1), especially when you mentioned the private jets going over my house all day long (I’m nearby Norwood Airport). Anyway, you are so correct & spot on!
Of course not, most rich avoid even taxes, the most luxury items one has, the most taxes one has to pay. Besides they avoid hunters, those from below who want to be them so hard they literally try to go to places old money people's go
@@gljtiamo yes, money allows more freedom. but it doesn't take away life's other stressors at all. EDIT: yes, it removes financial stress, but I was including that in freedom (to have great healthcare, schools, etc). It does nothing to reduce all of the other emotional and psychological challenges we face - trust me, I know.
I'd say poverty shouts, money talks, and wealth whispers. Because some rich people are indeed flashy and they do talk about money, especially the new money types.
One night I had to do some work on an outdoor location film shoot. A man showed up on set who I thought was a homeless person looking for some food from the caterers. He had a well lived in overcoat, a woolen hat and scruffy sneakers that seemed like they were about to fall apart. It was a cold night and as I was contemplating maybe giving him a few quid so he could get a bed for the night, someone called out to him and he came over to the monitor. He was the director, someone well known in the film world with a number of successful movies under his belt.
Years ago, one of my student’s father would come to pick up his daughter every day. He always looked pretty scruffy, but was really friendly and kind. He turned out to be an Academy Award winning director.
The truly rich rarely pay any taxes and become billionaires by the constant exploitation of working people. Bezos’ staff can’t live on the wage he pays. Washington bails corporates out all the time. It’s just rubbish what you are spouting.
It is not a matter of how much money you have. It is a matter of good breeding and having been taught manners and etiquette. Usually people with class tend to be very discreet and understated in their actions. They tend to be secure in themselves and have no need to prove anything to others. During my career I had the privilege of knowing an elderly gentleman who was as I described above. I always thought he was a classy guy. After he retired years ago, I learned that he was an exiled Hungarian Count who helped many Jews escape the Holocaust during World War II. The guy was a hero and nobody knew it. May he rest in peace.
@Ravensonng Hello, the gentlemen you knew with a title of Count from Hungary who helped Jewish people escape the Holocaust during World War II ,highly likely has been one of my relative. My family members risked their own lives while actively engaged in the activities you described in Hungary, Romania, Austria and Germany, Our family history going back to over 1 thousand years at which time they held significant power and wealth which ended in some countries following the war and remain today in other countries. Our family has been highly respected and known for their responsible, kind pursuits, for example they were know for purchasing several villages, providing work for the people, building them new homes, hospitals, schools and ahead of their time have been very active in educating Christian and Jewish girls. I agree with you they were heroes. You may be happy to know, that we are still kind, educated and humble today and despite the fact that we forced to live around the world, most of us have very successful lives, During our wealth building journey in our knew countries we chose to remain honourable and decent.
@@annam4313 Acredito que existam pessoas com influência e poder e com abastança financeira , mas que sejam uma classe à parte , quase hermética ( e em vias de extinção ) , no sentido preciso de , deliberadamente , se protegerem , e protegerem os seus Princípios , não se misturando com quem está sob os "holofotes" mediáticos para alcançar prestígio ou fama , ou nos palcos da Política Internacional , no momento presente ou no passado ... Acredito que existem pessoas capazes de gestos de Filantropia , sob o mais rigoroso sigilo , e que essa sua acção chegue realmente a quem mais precisa , prescindindo de intermediários ( Fundações que canalizam e utilizam os fundos , legados em Testamento pelos Doadores , não respeitando os Acordos Pré-Estabelecidos com os mesmos , e beneficiando-se a si próprias restaurando o seu Património Imobiliário , financiando Políticos e Campanhas Eleitorais e construindo sedes em Nova Iorque . Desta forma desleal , as doações , destinadas para um fim específico , não chegam a quem mais precisa ) e estando para além de toda a Burocracia e de todos os Protocolos ! Acredito que existe gente discreta e com enormes fortunas , gente que não frequenta as Redes Sociais , não dá entrevistas , não aparece em Capas de Revista , e não chama as atenções ! Gente que não é medíocre , ou apenas mundana , ou apenas indigente intelectual . Gente com uma Percepção diferente do Sucesso ! Uma compreensão e uma Cosmovisão mais avançadas , menos mesquinha e infantil ! Gente com uma capacidade de olhar para as coisas de forma madura , adulta , experiente , e capaz de separá-las das Ideologias Políticas , das Religiões , e verificar que certas acções , as mais nobres , têm apenas que ver com Elementar Bom-Senso e Sã Consciência ! Porque , hoje em dia , raros são aqueles que optaram pela Dignidade Humana , por permanecer seres Humanos Íntegros , Honrados e Decentes !
While your entire statement here is correct, you are making a big error by trusting those who escaped the "camps". There is a reason they were put there, and you will one day learn a strong history lesson on why what was done to them was done. You should never trust those people. That "Count" you speak of was no hero, but in fact, a criminal.
I am dirt poor and on a fixed income. I wouldn’t be caught dead in those “luxury” items smothered in logos, not even if I were homeless and starving! (I might sell them to some dummy though!) Living in poverty is hell, but having some taste is free. A simple wardrobe, (all black for me) with inexpensive items that are clean and fit properly can keep you from looking poor. That, along with an understated hairstyle, clean nails, and behaving politely…it really goes a long way.
This is why I prefer quiet luxury! I have beautiful, affordable and durable leather handbags that were made right in my hometown in Pennsylvania. I always get lots of compliments
Agreed! It’s usually tacky and takes away from the overall aesthetic of the product itself! Now, I don’t mind certain items so much if the brand is comfortable and it’s specifically for casual wear like a “polo” shirt, take Chaps for example, but having a big arse logo on a dress shirt looks stupid and cliche to say the very least! I always liked how Perry Ellis Portfolio shirts had the hallmark crease as it’s far from gaudy, but adds just enough character to be interesting. Many times that shirt may even be under a jacket though, so quality is usually my first thought when selecting a dress shirt. You could spot the quality of a Charles Tyrwhitt shirt a mile away and don’t need any “clues” to give it away! It’s a sound wardrobe investment, IMHO. Fit and quality are 99% of the item!
Being dressed head to toe with huge branding logos or letters makes you look super douchey. Totally agree with the bottle service remark. Don't do it in order to look like a baller to attract women. Those women are there to drain your resources. To do this without concern as to the tradeoffs, you would need to be earning so much that it makes no difference in your lifetime AND for your future family.
You summed it up perfectly. We, including myself do not wish to be targets. We do wear high quality clothing and accessories recognised by other wealthy people, however we avoid showing logos.
Absolutely! I know people from both backgrounds, the working class love to brag about the designer items they've bought, those with the money just get on with life. I've had to leave a comment here as the comment box is missing!
Both my financial advisor and CPA independently confirmed I am well within the 1% financial club in the USA living in the San Francisco Bay Area based on net worth . I wear old hiking shoes, drive a 2011 Prius (bought new), and buy my clothes at the Army Air Force Exchange Service (AAFES) stores because I don’t have to pay California sales tax. My wife and I still use coupons when we shop at the Base Commissary (military grocery store). I still wear my Army issued field watch!!
100% ACCURATE. The wealthiest people that I know, dress down rather than up. Are more interested in the S&P 500 than a luxury handbag and spend their money when they do on family experiences such as trips which they pay for and not on credit.
You need to define “rich” first. Is one, ten, or one hundred million net worth rich? We are just multi millionaires and we do use credit card to buy everything. Like many other millionaires, we pay full bill every month so we don’t pay interest. I do agree with you about logo overkill. Many true high end quality products do not have a logo outside.
Most people consider multiple millions to be rich. I think the point is a lot of people that buy these flashy items aren't even worth 6 figures, forget 7.
@@brianwillson9567 I am old and I can remember when credit cards started to be utilised here in the UK and that is precisely how they were referred to ‘charge cards’ and back then they were an indication that one had access to funds due to our financial laws. The proliferation of ‘credit cards’ came about with the financial deregulation of Maggie’s government. At the age of eighteen I hadn’t passed my test so I purchased a moped on HP I had to have a guarantor (my mum) and could buy nothing further on HP until I had cleared the debt or a percentage of the debt I can’t remember which. The main way the working class that I belonged to bought expensive items IE white goods was mainly through the catalogue system such as Kay’s catalogue. We did not have ‘stuff’ but what we could obtain we valued and maintained. 😊
I agree: "Define rich." We are worth several million dollars in the US. But, we've outgrown flashy cars, and I've outgrown wearing diamonds to the grocery. It's dangerous. A year ago I bought a sterling wedding ring and put all my gold and gemstones in the safe deposit box. I bought a $10 watch from Walmart. We don't carry cash, just credit cards, which are paid off monthly. Be smart, be safe.
I got to that point about 15 years ago. Now, they pay me to use their card. Cash back points have helped me buy a $2500 camera plus my newest $1,000 lens which I paid nothing for.
Ok - found the contents list. I'm safe. Never was a brand follower. Same with cars. I look for qualiity, value and longevity. Also, look after what you have. Choose timeless over fashion fads. Choose wisely to give long-term satisfaction and don't be changing stuff all the time.
What an excellent video. I think it’s important for many people to know that “luxury” brands are specifically marketing to lower and middle income people. It’s all marketing to dupe you into believing that if you sport a “designer” label, you’re somehow better or above others. Sadly, whenever I see someone obviously wearing a label, I smh. It’s just a personal thing for me, but I prefer to shop around for the best quality pieces that will last me for ages, rather than drop a bundle on an overpriced t-shirt so I can pretend to be something other than exactly who I am. Luxury isn’t label. It’s a combination of quality and comfort.
A lot of that stuff they flex is not even really theirs to begin with. Many of them are leasing luxury cars, leasing expensive homes, fanning out fake currency, and even renting jewelry. This is all in an effort to give the appearance of fabulous wealth in order to present an image. Most of them are broke and/or in deep debt the minute they can’t produce the next hit single. Social media has given these idiots a forum to shove perceived wealth in the face of other people. Wealth is built through YEARS of hard work, discipline, wise choices, and living below your means.
I totally agree with you. People who plaster their activities and their wealth on the social media are wanting strangers to give them praise and self validation. Whether you are rich, middle class or poor, if you are secure in yourself, you don't feel the need to brag. You are happy with who you are and what you have. It is called self confidence. You can financially be poor, but be rich because you treasure what you have. You can be rich, but be poor because you are living a phoney life and constantly seeking self validation from others. Money doesn't give you happiness.
If you want to be rich it is very simple. Live well be,on your means. Save up the money to be something so you can pay for it without paying interest. Never carry a balance on your credit card. Interest is the killer of wealth. Eat at home and buy groceries rather than ordering prepackaged meals on the internet. Finally, invest in stocks.
Being well-manicured & having good quality is rich. Trimmed & neat hair, exfoliated & hydrated skin, clean & polished nails, excellent oral hygiene, good cologne or perfume. Natural fiber clothing, real leather shoes, belts & bags. And manners, be respectful.
This reminds me of Billionaire Warren Buffett. He has lived in the same Middle Class house since the 1950’s. He spends the majority of his money on Philanthropy and investing in the Stock Market. He also drives a mid-range car. Totally about “The Protestant Ethic.”
True story, I’m not from money but am now pretty wealthy having worked, saved, invested everything and been lucky how it turned out. mark my words, to the average person in the street, I look BROKE 😂. 17 year old car, plain clothes, no labels , etc I know loads of people that have no money because everything is expensive and then even more when you have a flash new car and loads of luxurious habits
I couldn't agree more. To be honest, people who post their expensive purchases on FB, make my laugh. Because of my job, I had an opportunity to meet very rich people. Most of them were modest and frugal.
That's very true. Being wealthy means you have a lot of money reserved. The only way you can do that is being frugal while earning a lot. Using your saved money to accumulate more money. They won't spend it in luxury items most of the time. A wealthy person can spot a person who is trying to look wealthy a mile away by the choices they make. The type of person they can impress where actually like them. Rich in debts.
Growing up I used to try my best to look as flashy as possible and that got me into a huge debt cycle. Now married and more mature I've begun to put things in order. With a good investment plan that ensures steady income without any doubts, I and my husband are prepared for a well organized retirement. I started investing in stocks 2 years ago and so far, I am making a good yield on my dividend. I've learned that getting a good return is very much attainable only if you know your way around it.
Luck is way off the picture. Jonas Herman, a licensed fiduciary is the brain behind my success. I've gotten into a plethora of assets with $21k spread across stocks (options and futures) for the short term and Roth IRA, index funds, cryptocurrency and ETFs, for the long term. Now with over 91k in roi, I sit back and just reinvest at intervals while I handle my other businesses.
Do not forget that when it comes to the stock market, prices can be erratic, rising and declining quickly, often in relation to companies' policies, which individual investors do not influence.
I recently got my fourth payout investing with Jonas. I bless the day I stumbled on his recommendation as he has helped my net worth grow exponentially. It’s great to know that there are still trustworthy people out there.
I've been there. I joined the Air Force in the early 90s. When I for orders to the UK, I received an interest-free loan from the gov. Imagine if I had bought shares of Apple back then instead of a leather jacket to impress a girl back home. Not a surprise that I didn't get the girl. I probably looked desperate to her mainly because I was. I bought an expensive TV. and later with the money I earned on TDY, rims for my car. Man, was I an idiot. Now, I have shares of big tech instead of a luxury sports car. Those have so far doubled.
Why care what other people think especially if you are on track to retire comfortably by making proper investments. Buy what you like as long you can afford it. Someone will always judge you.
I don't have a social media account at all. I don't have a credit card and I pay cash for all I need. I don't wear jewellery although I have a decent watch. A Tissot. Class at a sensible price. My Car is a 1962 Morris Minor 1000., Super cheap to run but gets me through the London Traffic just as quickly as your £100,000 Electric Tesla. Each month I can afford to invest £1000 in gold bullion. Whose the happy bunny. Not You.
You're commenting on YT, so clearly you have a social media account. And keeping a 60 year old car on the road is a luxury, you'd be better off with a cheap Model 3. The rest of your story is probably equally false.
Sadly, this is what MLM’s encourage their sales people to do… the luxury items, playing up their lives on social media, etc. Yet, the truth about them is that the vast majority of people in that business construct are in debt or hardly making anything.
I’m the richest person in the world, I have God, a beautiful family, more than adequate home with everything I need and a passive income which means I can enjoy it all. Am I a millionaire? No, im happy and money can’t buy that! 😊
You can tell who is actually well off by the cut and tailoring of their clothes. That's why I shop in charity shops - frequent visits mean the occasional discovery of something really well made - the label doesn't matter.
kay, I’ve always scratched my head about the obsession around the *suluxy* book totes and their practicality, but this one is adorable!! Congratulations
Very good advice. This is not only for people wanting to look wealthy but for everyone who would like to be financially independent. Thank you for sharing.
During Covid, when the free money flourished in the States, the lines at Gucci, LV, and Dior at the Mall at Millenia here in Orlando, were unreal. We laughed as we walked by trying to make sense of the mindset of people. It is crazy what some people value.
Your comment about credit is completely incorrect. Wealthy people tend to buy EVERYTHING via credit cards. They simply payoff their cards on-time, so they aren't charges interest fees. Yet, they still earn miles/points for their purchases. Plus, they usually inherit extended warranties on the items they purchase, and additional insurance coverage/protection on those items. You are only half-correct about jewelery. Often, jewelery is a convenient wealth "safety blanket" when travelling. Most counties limit how much cash and precious metals you can travel with. But, jewelery is often exempted & overlooked. e.g. $20k cash will raise they eyebrow of customs agents. But, they may completely overlook a $20k watch, necklace or ring. P.S. These international travel limitations on cash is ANOTHER reason that the wealth INDEED use credit cards (especially abroad.) It's easier to just use credit cards, than withdraw local currency from ATMs. Plus, the exchange rates using credit cards is usually more favorable, too. Clothing: Is simply personal taste. Some people have good style/taste, others do not. This doesn't really change much based on your wealth. The hyper-weathy usually employ a team of stylists & such to shop for them, cook for them, manage their fitness, make their reservations, etc. These stylists usually try to create/maintain a "brand" or "image" for their wealthy clients. Thus, everything is well planned, well purchased, properly tailored & customized, etc. It's not like the uber-wealthy are shopping at the local mall, either. Bottom line, you're fairly incorrect about pretty much everything.
Real good taste is all that matters in lifestyle and grooming…..be discreet and knowledgeable in choosing what you get for the money you pay for anything
People who have go "1 up" or Brag on who they know scream tacky and poor. Real wealth is quiet or whispers. Anyone who wears large logos too appear desperate a d scream "look at me". If your truly wealthy nobody will know except the ones in your inner circle.
Remember coming across an older guy coming out of a supermarket looking rather rough , ratty clothes , more like a homeless man. Hpwever on a second look realised it was bob geldof. Hi bob
Summary: 1. Social media show off - beauty skin deep and smile screen deep 2. Logo excess 3. Luxury item on credit 4. Jewellery overdo 5. Service blowout
Know what, LIFE IS SHORT! Just buy and wear what u want! Doesn’t matter what other ppl think! Do and buy things that make u happy! Fck what they think!
The fact is if you’re not rich - rich people will always know, so there’s zero point trying to fake it. The best think to focus on is not being a tacky, narcissistic show off. Have class because that’s genuinely something that money cannot buy.
I read a report some time back that said something like 90% of the LV, Chanel, Hermes bags you see on any given day on the high street are fake. When I started taking notice, yeah, you can pick them a mile off once you know what to look for. These brand names are no longer luxury.
This is so true. I don’t buy labels. I look for handcrafted items without labels that are better made and last longer than fashion house products. These flashy labeled products are more than not very cheaply made in a sweat shop in Indonesia/China. Honestly, do you want to actually have money or look like you have money? It’s 2 different things. I prefer to have money. Cheers 😎
People should have enough confidence to NOT CARE what others think of them. Just be yourself, in the realm of what you can comfortably afford. My father used to always stay…”If you can’t pay cash for an item, you can’t afford it”. Very, VERY Sad times we live in.
Oh shoot, I got served this video... I love sharing my stuff on social media... but I really just genuinely enjoy documenting my life, whether people watch it or not. It's like a diary to look back on highlights and happiness in life.
@@cyreneq my comments were aimed more towards people who do this for a need of self validation. If you love documenting your life, sharing it and like you say almost using it as a memory book, and it bringing you happiness, then that is a wonderful thing and you shouldn’t stop! 😊💕
But that is how the idea of ‘vlogging’ started. It was a means of collating memories via the media of video for oneself and to share with friends and family. Once people realise that it could be used to push products by companies the age of the influencer manifested. Prior to this companies used adverts, product placement and celebrity recommendations. All the modern era has done is make it easier to sell stuff to people who don’t need stuff what they need is more self worth, to realise the value in simply being a decent, kind and pleasant individual. That is what draws people to you, being interested in others rather than oneself. A skill that we should all endeavour to master. At the age of 65 I’m still trying to be that person. It sounds like you are too.😊
I generally agree with this lady. I have enough money for ten generations. We live in an affluent neighborhood in coastal Southern California. When I see a rolls Royce, Ferrari, Bentley, etc. I just think that person hasn’t been affluent for long and they still want to show it off. Look at all the athletes!!
Status symbols lose their meaning for really, really rich people. Look at any Billionaire from the Western World. They pretty much all run around in 20 Dollar shirts and other cheap clothes from Walmart.
@@LuKiSCraft I’m multi-generational wealthy, I became the sole heir 2 years ago. I’ve worked all my life, my husband owns his own company. We’re wealthy on our own. I’ve not touched the money I’ve inherited. The Trust pays for the homes around the world and for the plane expenses. Whenever we’ve used the family plane, we’ve paid our way. I’ve a few family members trying to get money from me but they all inherited a lump sum when I became the heir. They are not allowed to use the plane unless they pay nor stay at any of the homes unless they cover the costs of their stay. That is the way my father had it set up, my grandfather, my great Nana, etc. I’m more than content to keep to the tradition. So, no all second generational wealth goes out the window if it’s put in the right hands.
The term "quiet luxury" ought to be remembered when making purchases. Nobody wants to be a walking advertisement or look "cluttered". Only use store/credit cards that have incentives connected to them, ie : Air Miles or perhaps Cashback, and, most importantly, pay the balance at the end of each month. If you can't afford to clear the debt every month, don't use a card - instead, save up until you can.
I use credit cards to buy everything. Just pay it off every month. Don't buy more than you would with your debit card. Credit cards protect you this way. If your credit card is hacked, it's not on you.
All I thought when you started in on labels (and I know I am dating myself here,) was, “LaCroix, sweetie. Christian Lacroix” after Patsy asked Eddie with disgust, “What ARE you wearing?” and after Eddie answered, Patsy said, “Oh, fabulous.”😂
I have a decent wine collection, a rare luxury. But I buy it mostly online. International free trade agreements, global economic turndown, and the overproduction of wine means it's great value right now. Relatively prices haven't gone up much in decades. So we've found it to be an affordable luxury.
I have never been impressed or seen the need to buy a product with initials stamped all over it. I have no idea why a product with a C, or YSL, or MK written over it would make someone want to run out and buy it.
If your circle of friends judges you by the label on your clothes, the emblem on your car, or the brand of watch on your wrist, you need to build a better circle. You’ll spend your life trying to keep up with them only to find out most of them are broke and often in deep debt.
What I do to save money. I buy dress shirts by the half dozen at a discount from a tailor. This way all the clothes fit perfect and I can select the style color and pattern. And if I want more I can ring up the establishment and order more without getting additional measurements. I buy functional watches both automatic and quartz based on reliability. I pay off all credit within 30 days. I make sure I have the basic repair, medical, and replacement items so, that my finances will not be hit by sudden problems due to minor problems when accidents, injury, and when things fail or break, which I don't have to pay expenses for emergencies. I do not use just in time supply methods, but rather use the old fashion store extra non-durable goods and other long lasting items that will appreciate over time.
I met a gal who focuses a lot of her social media space on "buying luxury items". I say that because I really don't think she buys these things, she just gives the appearance of buying these things. She once posted a video of her getting into my friend's rental Porsche like she had just bought it.
I have found that any establishment that promotes itself as luxury, be it a hotel, retailer, restaurant, bar, car dealer, has the sole purpose of extracting as much money from you as they can. They assume because you have money, you are prepared to thow it around. I am always uncomfortable in those places and feel exploited and used. My financial position has been the result of very hard work and effective use of my resources. I recognize value and there is none in the luxury segment. I am much happier with the tier below which provides quality without the hype.
Keeping our cars 10 to 16 years and going treasure hunting at Goodwill or consignment have kept us financially secure. Organic food eaten at home with friends is classy.
Your comment on using credit cards wisely and that means NOT to purchase extravagant items is absolutely solid. I basically use my credit cards when I don't want to carry cash or am angling for some rewards benefit. Outside of that, it's all about cash, cash, cash. If I can't purchase whatever outright, then I don't need it.
I say FU to ppl who think this way. Back in the 80s and 90s, luxury items weren't for just the poor. I wore many styles, and shopped what were then seen as high end stores. Even Dillard's was considered high end. Now, it looks like a ghetto. The ppl who work there don't know their products or where anything is. They're often times rude. We all come from earth and back to earth we shall go. So it doesn't matter if you drive a Rolls-Royce or a Chevy. You're still going back to the earth.
I once said to a friend that I had never saved money to buy stuff. She asked: then how do you buy them? I said: I don't buy things that are out of my budget.
With the whole credit thing. Firstly I agree, you shouldn't be spending money you don't have. But someone paying with a credit card doesn't automatically mean bad financial management. If I'm buying big ticket items, I'll do it on my credit card to get the points and then transfer the money over from one of my accounts. I'm middle-class man, I just want something for free!! So I do it for the points.
Wealthy people don't focus on the price as much, they care more about the value or benefit. Something expensive but of high quality and which meets their need well is a likely purchase.
In my humble opinion I like brands, I am neither rich nor poor and I see nothing wrong with enjoying them. It would be very sad if I die and for fear of what they will say, oppress my desire to look great with the things who make me feel happy. If the rich are discreet and the poor can't afford it. I’am in between them to enjoy being able to wear my brands without fear.
People who wear clothing emblazoned with logos just look like easy marks. I have seen absurdly expensive designer clothing made of polyester. Who is dumb enough to buy that? 😂😂😂
When I was young my mom told me something important. She said, you are educated here, you're smart and I know you're going to get a good job and eventually make good money but you have to be careful who you mary and how you spend. If you make $1m a year that's alot of money but if you spend $1m and $1 per year, how much do you have?
The cheapest ppl on earth are the rich ppl. After all, there’s a reason why they are rich and being cheap is pretty much the only way unless your parents or grandparents chose to be cheap so you could thrive.
Your point is a great point for people to understand. However, you may wish to check your calculations. (18% of $1000 is $180, not $89 in interest.) This even assumes a simple interest calculation method, excluding any other fees and charges. Credit interest structures can be much more expensive than your example.
Who wants to look rich anyway. People should dress which ever way because it makes them feel good. So if you love logos and designer brand then go for it. I detest rich people. They are boring, no personality.
I agreed !!! Not everybody bought designer’s or with logos want to look rich, they bought because they like it and save money for it! Who cares what rich people thinks.
They're also not rich if they have to brag that they are. My ex bought a Jag in 1989. It's wasn't new. It was a 1981. He bought it to show off to his family. It wasn't the kind of vehicle to haul children around with. I had 2 furs and a lambskin long coat with a mink collar and mink head band. It was so beautiful. I also had dimand rings, a diamond bracelet, ruby earrings, and matching necklace set. I'm not bragging. I never wore the stuff except for trips. I felt awkward wearing those things. I like nice things , but that's just what they are, THINGS. They don't make the person. The person makes the person. Not all of your high end-of-life things. If you think they do, then you're probably self-absorbed. 🤷
I'm old school and when I was growing up flashing your wealth was not only bad manners but considered Vulgar.
Yes I agree! It's just tacky
Still is
Love others that still know vulgarity also bad manners. I will toss in decorum, respectfully. Care less what others have or don’t have.
And it's still is👍
It absolutely remains vulgar.
Being able to do grocery shopping without looking at prices and a refrigerator full of healthy food is a good start
Agree with healthy food but is it possible not to look at prices?
I'm a saleswoman, and I also like to buy high-end imitations. I'm happier than getting paid when I buy something that can't be seen with the naked eyethan getting paid.. *gtdupe*
Since adulting, this is my goal. Like for real!
Wealthy people are smart shoppers.
@azucenavillarroel9526 well that's the wealthy bit - yes, know that you can afford what even you like but still budget. However, generally knowing the price of fish and bunging a few things in a basket is different to agonising as to whether you have gone to the shops 2-3 times that week
A man with no debt. Is a rich man.
No debt means no obligations to work for someone else … freedom and liberty and choice are the ultimate luxury goods.
TH-cam is not a free speech platform. I bet this reply will be deleted within minutes of it being posted.
The best way to live.
Rich Dad may not agree.
@@brunozachary Robert kiyosaki is so deep in debt that it’s silly
It’s the best thing ever, no mortgage, loan or credit card debt. This means huge amounts of disposable income.
I buy " luxury" items to please myself. I don't care if anyone thinks I am poor or rich.
Life is short. Don’t be a forever frugal. Enjoy your life & money.I don’t believe in someones advice to live cheap & economical. Well thats your opinion not ours.
That's how you do it imo
Please yourself with good stuffs and experience that bring you a truly good life and wellbeing
Exactly.
Right I could care less how a richer person thinks of me they didn’t buy it nor pay my bills .every body has a opinion but those same people wouldn’t pay a light bill ,mortgage payment or nothing 2 save your life
Wealthy people who use credit cards don't carry a balance from month to month. They pay their balance in full each month.
Darn right
Historically, there existed Charge Accounts and Credit Cards. Until the 1990s many vendors/merchants offered house charge accounts. Account statements were mailed at the end of the month and checks were issued for payment in full. These Charge Accounts no longer exist. We all just use our credit cards now. But, many of us do pay our balance in full, thus rendering our credit card like a classic charge account.
I'm not wealthy and I never carry a balance. It's a mindset.
The only way to pay off your cc every month is to be single.
And we reap some nice points benefits if utilized correctly
Don't buy things you don't need from money you don't have to impress people you don't like!
Well said
Gary Veinerchuk.
And do not try to impress people that do not like you…
I can hear Dave Ramsey's voice saying that
Vary well said
If companies wnat me to show off their logo, they should pay me.
That's what I've always thought.
That's what my dad said to me when I was young!
Exactly. Being a walking billboard for some brand doesn't benefit me at all, but it sure does benefit that company.
My vehicle has no badges just for that reason.
I get my brand named clothes at an outlet near me.
This is 100% accurate. While I am not rich, I know several people that are very affluent and they’re not flashy. They do not spend their money on luxury items rather put it in investments that have a high return and most of them don’t even have a social media account because they value their privacy. This is probably the most real TH-cam video I’ve ever seen on TH-cam.❤
@@EnergyreaderempathMary thank you so much for your kind comment and I’m glad you enjoyed the video! 😊
Some don’t others do. There is no monolithic group. I don’t see rich people caring about what someone wears as much as what they do. Feels like so much of the belief comes from rich people made up shows.
Due to certain circumstances, I also know some eight or nine figure people. Even if you saw them out and about and briefly chatted, you'd never know.
I'll second this - I grew up in New England with some "real serious old trust fund money" types. You would NEVER know it until you really get to know them. Then you find out their "weekend" place is a private island that has been in their family for 150+ years.
This is a great video ,and spot on 😊
My grandmother was a quiet luxury lady and that meant all style and no visible names. She let the fabrics, the cuts and the outfit as a whole do the talking and she looked timelessly stylish and elegant
That was my grandmother and mother as well. I hope I learned from them.
I don't do anything to impress anyone. Don't like it? I don't care.
Thank you!…first person with sense on this entire thread…obsessing over impressing rich people is poor people behavior
OMG……..you NEVER see the truly rich. I live adjacent to a truly rich town, hundreds of 11 digit homes, McLaren dealership, Rolls and Bentley dealerships with dozens of cars on the lot, etc., private jets going over my house all day long………you NEVER see any of them, they don’t WANT you to see them, they want nothing to do with you!
This is so true 😂😂
Do you happen to live in Massachusetts? Literally sounds like my area with those dealerships (along Rt 1), especially when you mentioned the private jets going over my house all day long (I’m nearby Norwood Airport).
Anyway, you are so correct & spot on!
@ lol….Greenwich Connecticut.
Of course not, most rich avoid even taxes, the most luxury items one has, the most taxes one has to pay. Besides they avoid hunters, those from below who want to be them so hard they literally try to go to places old money people's go
Truth lol
Money only provides one thing. More choice. Nothing else.
❤
And more choice usually results in greater confusion.
And greater freedom
@@gljtiamo yes, money allows more freedom. but it doesn't take away life's other stressors at all. EDIT: yes, it removes financial stress, but I was including that in freedom (to have great healthcare, schools, etc). It does nothing to reduce all of the other emotional and psychological challenges we face - trust me, I know.
Just ask Diddy how money is working out for him….
Money shouts, wealth whispers.
Anyone shouting about their money haven't got any. Instead they live a life of crippling credit card debt.
Absolutely.
I buy luxury items and have NO debt. Bums shout and are FAKE poor. wealth looks good and gets dates
well i have a rule do not charge anything , i pay cash for everything ...
@mrskath8284 Not a bad rule 👍
I'd say poverty shouts, money talks, and wealth whispers. Because some rich people are indeed flashy and they do talk about money, especially the new money types.
One night I had to do some work on an outdoor location film shoot. A man showed up on set who I thought was a homeless person looking for some food from the caterers. He had a well lived in overcoat, a woolen hat and scruffy sneakers that seemed like they were about to fall apart.
It was a cold night and as I was contemplating maybe giving him a few quid so he could get a bed for the night, someone called out to him and he came over to the monitor.
He was the director, someone well known in the film world with a number of successful movies under his belt.
@@thewildgoose7467 thanks so much for sharing your experience! 😊
😂 that's so funny! Thank you for the fun story 🙏
I thought you were going to say it turned out to be Keanu Reeves.
I thought it was going to be Woody Allen.
Years ago, one of my student’s father would come to pick up his daughter every day. He always looked pretty scruffy, but was really friendly and kind. He turned out to be an Academy Award winning director.
I don't think they're trying to impress rich people, rather impress their peers.
You can’t impress wealthy that way. Truly wealthy people will know. The only people they will impress are those who maybe make 30 000 a year.
The well-to-do clients where I work wear clothes that are completely unremarkable.
I was once told, a flashy car, designer clothes or expensive jewellery is a sign of expenditure rather than wealth. ☺️
To a point. They still have nice things.
"Poor people spend like they're rich, while the truly rich spend like they're poor."
I disagree
Exactly most people don’t get rich by blowing money and making poor financial decisions
The truly rich rarely pay any taxes and become billionaires by the constant exploitation of working people. Bezos’ staff can’t live on the wage he pays. Washington bails corporates out all the time. It’s just rubbish what you are spouting.
@@fluffykitten992 Most rich people inherit. And the bail outs and tax breaks are immense. It’s an absolute lie that wealth is earned.
@fluffykitten992 that's because if rich people lose money from those things it doesn't affect them. They still do those things
Spending £400 on a bottle of vodka that retails at £55 doesn’t scream that someone is poor, just stupid.
It is not a matter of how much money you have. It is a matter of good breeding and having been taught manners and etiquette. Usually people with class tend to be very discreet and understated in their actions. They tend to be secure in themselves and have no need to prove anything to others. During my career I had the privilege of knowing an elderly gentleman who was as I described above. I always thought he was a classy guy. After he retired years ago, I learned that he was an exiled Hungarian Count who helped many Jews escape the Holocaust during World War II. The guy was a hero and nobody knew it. May he rest in peace.
@Ravensonng Hello, the gentlemen you knew with a title of Count from Hungary who helped Jewish people escape the Holocaust during World War II ,highly likely has been one of my relative. My family members risked their own lives while actively engaged in the activities you described in Hungary, Romania, Austria and Germany, Our family history going back to over 1 thousand years at which time they held significant power and wealth which ended in some countries following the war and remain today in other countries. Our family has been highly respected and known for their responsible, kind pursuits, for example they were know for purchasing several villages, providing work for the people, building them new homes, hospitals, schools and ahead of their time have been very active in educating Christian and Jewish girls. I agree with you they were heroes. You may be happy to know, that we are still kind, educated and humble today and despite the fact that we forced to live around the world, most of us have very successful lives, During our wealth building journey in our knew countries we chose to remain honourable and decent.
I love that. ❤
@@annam4313 Acredito que existam pessoas com influência e poder e com abastança financeira , mas que sejam uma classe à parte , quase hermética ( e em vias de extinção ) , no sentido preciso de , deliberadamente , se protegerem , e protegerem os seus Princípios , não se misturando com quem está sob os "holofotes" mediáticos para alcançar prestígio ou fama , ou nos palcos da Política Internacional , no momento presente ou no passado ...
Acredito que existem pessoas capazes de gestos de Filantropia , sob o mais rigoroso sigilo , e que essa sua acção chegue realmente a quem mais precisa , prescindindo de intermediários ( Fundações que canalizam e utilizam os fundos , legados em Testamento pelos Doadores , não respeitando os Acordos Pré-Estabelecidos com os mesmos , e beneficiando-se a si próprias restaurando o seu Património Imobiliário , financiando Políticos e Campanhas Eleitorais e construindo sedes em Nova Iorque . Desta forma desleal , as doações , destinadas para um fim específico , não chegam a quem mais precisa ) e estando para além de toda a Burocracia e de todos os Protocolos !
Acredito que existe gente discreta e com enormes fortunas , gente que não frequenta as Redes Sociais , não dá entrevistas , não aparece em Capas de Revista , e não chama as atenções ! Gente que não é medíocre , ou apenas mundana , ou apenas indigente intelectual . Gente com uma Percepção diferente do Sucesso ! Uma compreensão e uma Cosmovisão mais avançadas , menos mesquinha e infantil ! Gente com uma capacidade de olhar para as coisas de forma madura , adulta , experiente , e capaz de separá-las das Ideologias Políticas , das Religiões , e verificar que certas acções , as mais nobres , têm apenas que ver com Elementar Bom-Senso e Sã Consciência !
Porque , hoje em dia , raros são aqueles que optaram pela Dignidade Humana , por permanecer seres Humanos Íntegros , Honrados e Decentes !
While your entire statement here is correct, you are making a big error by trusting those who escaped the "camps". There is a reason they were put there, and you will one day learn a strong history lesson on why what was done to them was done. You should never trust those people. That "Count" you speak of was no hero, but in fact, a criminal.
Breeding? WTAF, we are talking of humans, not racehorses. Can you hear what you’re saying. 🤦♀️🤦♀️🤦♀️
We put “luxury items” on credit cards because we want the points. Then we pay off the card the next billing cycle.
Exactly
That’s what I was going to say lol
Thank you 👏
I am dirt poor and on a fixed income. I wouldn’t be caught dead in those “luxury” items smothered in logos, not even if I were homeless and starving! (I might sell them to some dummy though!) Living in poverty is hell, but having some taste is free. A simple wardrobe, (all black for me) with inexpensive items that are clean and fit properly can keep you from looking poor. That, along with an understated hairstyle, clean nails, and behaving politely…it really goes a long way.
This is why I prefer quiet luxury! I have beautiful, affordable and durable leather handbags that were made right in my hometown in Pennsylvania. I always get lots of compliments
Re Logos: I have always thought that the seller should be paying me to advertise for them! Have never been drawn to such items.
Agreed! It’s usually tacky and takes away from the overall aesthetic of the product itself! Now, I don’t mind certain items so much if the brand is comfortable and it’s specifically for casual wear like a “polo” shirt, take Chaps for example, but having a big arse logo on a dress shirt looks stupid and cliche to say the very least! I always liked how Perry Ellis Portfolio shirts had the hallmark crease as it’s far from gaudy, but adds just enough character to be interesting. Many times that shirt may even be under a jacket though, so quality is usually my first thought when selecting a dress shirt. You could spot the quality of a Charles Tyrwhitt shirt a mile away and don’t need any “clues” to give it away! It’s a sound wardrobe investment, IMHO. Fit and quality are 99% of the item!
My mother always said the same thing!! She wasn’t going to pay them to advertise!
Being dressed head to toe with huge branding logos or letters makes you look super douchey.
Totally agree with the bottle service remark. Don't do it in order to look like a baller to attract women. Those women are there to drain your resources. To do this without concern as to the tradeoffs, you would need to be earning so much that it makes no difference in your lifetime AND for your future family.
You summed it up perfectly. We, including myself do not wish to be targets. We do wear high quality clothing and accessories recognised by other wealthy people, however we avoid showing logos.
Absolutely! I know people from both backgrounds, the working class love to brag about the designer items they've bought, those with the money just get on with life. I've had to leave a comment here as the comment box is missing!
Both my financial advisor and CPA independently confirmed I am well within the 1% financial club in the USA living in the San Francisco Bay Area based on net worth . I wear old hiking shoes, drive a 2011 Prius (bought new), and buy my clothes at the Army Air Force Exchange Service (AAFES) stores because I don’t have to pay California sales tax. My wife and I still use coupons when we shop at the Base Commissary (military grocery store). I still wear my Army issued field watch!!
Cool story, bro.
Thank you for your service. Air Force vet here. I used a large check from the VA to get out of debt and have stayed out.
Dad, is that you? ❤
I'm a Navy Vet and I still use coupons at the commissary. Lol
Warren Buffett worth $65b have vids talking of the importance of looking cheap. Looking rich make people wanting to make you overpay.
100% ACCURATE. The wealthiest people that I know, dress down rather than up. Are more interested in the S&P 500 than a luxury handbag and spend their money when they do on family experiences such as trips which they pay for and not on credit.
@@MLovesacoffee thanks so much for sharing your view and experience 😊
If you want to wear named brand clothes, go to an outlet.
You need to define “rich” first. Is one, ten, or one hundred million net worth rich? We are just multi millionaires and we do use credit card to buy everything. Like many other millionaires, we pay full bill every month so we don’t pay interest. I do agree with you about logo overkill. Many true high end quality products do not have a logo outside.
Most people consider multiple millions to be rich. I think the point is a lot of people that buy these flashy items aren't even worth 6 figures, forget 7.
Yes. Use credit card as a charge card, not a 'money tree'. There is no such thing.
@@brianwillson9567 I am old and I can remember when credit cards started to be utilised here in the UK and that is precisely how they were referred to ‘charge cards’ and back then they were an indication that one had access to funds due to our financial laws. The proliferation of ‘credit cards’ came about with the financial deregulation of Maggie’s government. At the age of eighteen I hadn’t passed my test so I purchased a moped on HP I had to have a guarantor (my mum) and could buy nothing further on HP until I had cleared the debt or a percentage of the debt I can’t remember which. The main way the working class that I belonged to bought expensive items IE white goods was mainly through the catalogue system such as Kay’s catalogue. We did not have ‘stuff’ but what we could obtain we valued and maintained. 😊
I agree: "Define rich." We are worth several million dollars in the US. But, we've outgrown flashy cars, and I've outgrown wearing diamonds to the grocery. It's dangerous. A year ago I bought a sterling wedding ring and put all my gold and gemstones in the safe deposit box. I bought a $10 watch from Walmart. We don't carry cash, just credit cards, which are paid off monthly. Be smart, be safe.
When you are broke, big logos help you to feel a bit better. This is something rich people don't and won't understand.
I utilise the credit card system, but I have never paid interest...not wealthy just smart
I got to that point about 15 years ago. Now, they pay me to use their card. Cash back points have helped me buy a $2500 camera plus my newest $1,000 lens which I paid nothing for.
Ok - found the contents list. I'm safe. Never was a brand follower. Same with cars. I look for qualiity, value and longevity. Also, look after what you have. Choose timeless over fashion fads. Choose wisely to give long-term satisfaction and don't be changing stuff all the time.
What an excellent video. I think it’s important for many people to know that “luxury” brands are specifically marketing to lower and middle income people. It’s all marketing to dupe you into believing that if you sport a “designer” label, you’re somehow better or above others. Sadly, whenever I see someone obviously wearing a label, I smh. It’s just a personal thing for me, but I prefer to shop around for the best quality pieces that will last me for ages, rather than drop a bundle on an overpriced t-shirt so I can pretend to be something other than exactly who I am. Luxury isn’t label. It’s a combination of quality and comfort.
I stopped wanting to buy a luxury bag when I reached the level that I can buy one easily even each month.
Basically, don’t live like a rapper or “reality” show starlet.
A lot of that stuff they flex is not even really theirs to begin with. Many of them are leasing luxury cars, leasing expensive homes, fanning out fake currency, and even renting jewelry. This is all in an effort to give the appearance of fabulous wealth in order to present an image. Most of them are broke and/or in deep debt the minute they can’t produce the next hit single. Social media has given these idiots a forum to shove perceived wealth in the face of other people. Wealth is built through YEARS of hard work, discipline, wise choices, and living below your means.
"With money in your pocket, you are handsome, wise, and can sing well too."
- Yiddish Proverb
@@tomhorst7614 thank you for sharing this 😊
With money in your pocket, ONLY gold -diggers think that you are the best.
I totally agree with you. People who plaster their activities and their wealth on the social media are wanting strangers to give them praise and self validation. Whether you are rich, middle class or poor, if you are secure in yourself, you don't feel the need to brag. You are happy with who you are and what you have. It is called self confidence. You can financially be poor, but be rich because you treasure what you have. You can be rich, but be poor because you are living a phoney life and constantly seeking self validation from others. Money doesn't give you happiness.
@@apt221bbakerst thank you so much for sharing your point of view, I really enjoyed reading it 😊
If you want to be rich it is very simple. Live well be,on your means. Save up the money to be something so you can pay for it without paying interest. Never carry a balance on your credit card. Interest is the killer of wealth. Eat at home and buy groceries rather than ordering prepackaged meals on the internet. Finally, invest in stocks.
Being well-manicured & having good quality is rich. Trimmed & neat hair, exfoliated & hydrated skin, clean & polished nails, excellent oral hygiene, good cologne or perfume. Natural fiber clothing, real leather shoes, belts & bags. And manners, be respectful.
Yes! The big finger nails and obvious false lashes. Ugh.
Personally if I can't pay off something in cash at least 10 times over, it means I can't afford it.
This reminds me of Billionaire Warren Buffett. He has lived in the same Middle Class house since the 1950’s. He spends the majority of his money on Philanthropy and investing in the Stock Market. He also drives a mid-range car. Totally about “The Protestant Ethic.”
Poor people stay poor by pretending to be rich.
Rich people stay rich by pretending to be poor.
True story, I’m not from money but am now pretty wealthy having worked, saved, invested everything and been lucky how it turned out.
mark my words, to the average person in the street, I look BROKE 😂. 17 year old car, plain clothes, no labels , etc
I know loads of people that have no money because everything is expensive and then even more when you have a flash new car and loads of luxurious habits
@@alistairrobinson3865 thank you for taking the time to comment and share your experience! 😊
I couldn't agree more. To be honest, people who post their expensive purchases on FB, make my laugh. Because of my job, I had an opportunity to meet very rich people. Most of them were modest and frugal.
@@marekkozub8957 thank you very much for your kind comment and sharing your experience too 😊
That's very true. Being wealthy means you have a lot of money reserved. The only way you can do that is being frugal while earning a lot. Using your saved money to accumulate more money. They won't spend it in luxury items most of the time. A wealthy person can spot a person who is trying to look wealthy a mile away by the choices they make. The type of person they can impress where actually like them. Rich in debts.
Because the truly wealthy understand the value of everything
Growing up I used to try my best to look as flashy as possible and that got me into a huge debt cycle. Now married and more mature I've begun to put things in order. With a good investment plan that ensures steady income without any doubts, I and my husband are prepared for a well organized retirement. I started investing in stocks 2 years ago and so far, I am making a good yield on my dividend. I've learned that getting a good return is very much attainable only if you know your way around it.
Luck is way off the picture. Jonas Herman, a licensed fiduciary is the brain behind my success. I've gotten into a plethora of assets with $21k spread across stocks (options and futures) for the short term and Roth IRA, index funds, cryptocurrency and ETFs, for the long term. Now with over 91k in roi, I sit back and just reinvest at intervals while I handle my other businesses.
Do not forget that when it comes to the stock market, prices can be erratic, rising and declining quickly, often in relation to companies' policies, which individual investors do not influence.
Hermanw jonas that’s his gmail okay
I recently got my fourth payout investing with Jonas. I bless the day I stumbled on his recommendation as he has helped my net worth grow exponentially. It’s great to know that there are still trustworthy people out there.
I've been there. I joined the Air Force in the early 90s. When I for orders to the UK, I received an interest-free loan from the gov. Imagine if I had bought shares of Apple back then instead of a leather jacket to impress a girl back home. Not a surprise that I didn't get the girl. I probably looked desperate to her mainly because I was. I bought an expensive TV. and later with the money I earned on TDY, rims for my car. Man, was I an idiot. Now, I have shares of big tech instead of a luxury sports car. Those have so far doubled.
Why care what other people think especially if you are on track to retire comfortably by making proper investments. Buy what you like as long you can afford it. Someone will always judge you.
@@gordonmccracken1209 thank you for your comment and sharing your opinion 😊
I don't have a social media account at all. I don't have a credit card and I pay cash for all I need. I don't wear jewellery although I have a decent watch. A Tissot. Class at a sensible price. My Car is a 1962 Morris Minor 1000., Super cheap to run but gets me through the London Traffic just as quickly as your £100,000 Electric Tesla. Each month I can afford to invest £1000 in gold bullion. Whose the happy bunny. Not You.
You're commenting on YT, so clearly you have a social media account. And keeping a 60 year old car on the road is a luxury, you'd be better off with a cheap Model 3. The rest of your story is probably equally false.
Sadly, this is what MLM’s encourage their sales people to do… the luxury items, playing up their lives on social media, etc. Yet, the truth about them is that the vast majority of people in that business construct are in debt or hardly making anything.
I will definately be changing my habits. I love a classic look, but some of my purchases are nonsensical. Thanks for this.
I’m the richest person in the world, I have God, a beautiful family, more than adequate home with everything I need and a passive income which means I can enjoy it all. Am I a millionaire? No, im happy and money can’t buy that! 😊
Fear of God is the beginning of all wisdom
You can tell who is actually well off by the cut and tailoring
of their clothes. That's why I shop in charity shops - frequent visits mean the occasional discovery of something really well made - the label doesn't matter.
kay, I’ve always scratched my head about the obsession around the *suluxy* book totes and their practicality, but this one is adorable!! Congratulations
Very good advice. This is not only for people wanting to look wealthy but for everyone who would like to be financially independent. Thank you for sharing.
@@minotibanerjee thank you for your kind words! I’m so glad you enjoyed watching 😊
During Covid, when the free money flourished in the States, the lines at Gucci, LV, and Dior at the Mall at Millenia here in Orlando, were unreal. We laughed as we walked by trying to make sense of the mindset of people. It is crazy what some people value.
Your comment about credit is completely incorrect. Wealthy people tend to buy EVERYTHING via credit cards. They simply payoff their cards on-time, so they aren't charges interest fees. Yet, they still earn miles/points for their purchases. Plus, they usually inherit extended warranties on the items they purchase, and additional insurance coverage/protection on those items.
You are only half-correct about jewelery. Often, jewelery is a convenient wealth "safety blanket" when travelling. Most counties limit how much cash and precious metals you can travel with. But, jewelery is often exempted & overlooked. e.g. $20k cash will raise they eyebrow of customs agents. But, they may completely overlook a $20k watch, necklace or ring.
P.S. These international travel limitations on cash is ANOTHER reason that the wealth INDEED use credit cards (especially abroad.) It's easier to just use credit cards, than withdraw local currency from ATMs. Plus, the exchange rates using credit cards is usually more favorable, too.
Clothing: Is simply personal taste. Some people have good style/taste, others do not. This doesn't really change much based on your wealth. The hyper-weathy usually employ a team of stylists & such to shop for them, cook for them, manage their fitness, make their reservations, etc. These stylists usually try to create/maintain a "brand" or "image" for their wealthy clients. Thus, everything is well planned, well purchased, properly tailored & customized, etc. It's not like the uber-wealthy are shopping at the local mall, either.
Bottom line, you're fairly incorrect about pretty much everything.
Totally agree. Exactly right.
Real good taste is all that matters in lifestyle and grooming…..be discreet and knowledgeable in choosing what you get for the money you pay for anything
Well said. Also being snotty and looking down on other people - like in this video - is terribly déclassé.
People who have go "1 up" or Brag on who they know scream tacky and poor. Real wealth is quiet or whispers. Anyone who wears large logos too appear desperate a d scream "look at me". If your truly wealthy nobody will know except the ones in your inner circle.
Remember coming across an older guy coming out of a supermarket looking rather rough , ratty clothes , more like a homeless man. Hpwever on a second look realised it was bob geldof. Hi bob
Haha yes, he's always been a bit of a scruff, but looks more dishevelled now than when he was younger and just starting out.
Summary:
1. Social media show off - beauty skin deep and smile screen deep
2. Logo excess
3. Luxury item on credit
4. Jewellery overdo
5. Service blowout
We watched the video. We don't need your summary. 👎
Many quietly wealthy people drive a simple reliable Toyota or similar and they love a bargain when shopping
Know what, LIFE IS SHORT! Just buy and wear what u want! Doesn’t matter what other ppl think! Do and buy things that make u happy! Fck what they think!
❤this comment
All on point. Just don't be garish and crass, regardless of your actual socio-economic status.
The fact is if you’re not rich - rich people will always know, so there’s zero point trying to fake it. The best think to focus on is not being a tacky, narcissistic show off. Have class because that’s genuinely something that money cannot buy.
I read a report some time back that said something like 90% of the LV, Chanel, Hermes bags you see on any given day on the high street are fake. When I started taking notice, yeah, you can pick them a mile off once you know what to look for. These brand names are no longer luxury.
This is so true. I don’t buy labels. I look for handcrafted items without labels that are better made and last longer than fashion house products. These flashy labeled products are more than not very cheaply made in a sweat shop in Indonesia/China. Honestly, do you want to actually have money or look like you have money? It’s 2 different things. I prefer to have money. Cheers 😎
Rich people are loud, wealthy people are quiet!
People should have enough confidence to NOT CARE what others think of them. Just be yourself, in the realm of what you can comfortably afford. My father used to always stay…”If you can’t pay cash for an item, you can’t afford it”. Very, VERY Sad times we live in.
Oh shoot, I got served this video... I love sharing my stuff on social media... but I really just genuinely enjoy documenting my life, whether people watch it or not. It's like a diary to look back on highlights and happiness in life.
@@cyreneq my comments were aimed more towards people who do this for a need of self validation. If you love documenting your life, sharing it and like you say almost using it as a memory book, and it bringing you happiness, then that is a wonderful thing and you shouldn’t stop! 😊💕
But that is how the idea of ‘vlogging’ started. It was a means of collating memories via the media of video for oneself and to share with friends and family. Once people realise that it could be used to push products by companies the age of the influencer manifested. Prior to this companies used adverts, product placement and celebrity recommendations. All the modern era has done is make it easier to sell stuff to people who don’t need stuff what they need is more self worth, to realise the value in simply being a decent, kind and pleasant individual. That is what draws people to you, being interested in others rather than oneself. A skill that we should all endeavour to master. At the age of 65 I’m still trying to be that person. It sounds like you are too.😊
I generally agree with this lady. I have enough money for ten generations. We live in an affluent neighborhood in coastal Southern California. When I see a rolls Royce, Ferrari, Bentley, etc. I just think that person hasn’t been affluent for long and they still want to show it off. Look at all the athletes!!
@@bobbender5858 thank you so much for your comment and sharing your perspective, I really enjoyed reading it
Not to worry, even the greatest accumulations of wealth usually last only 3 generations. ;-) See The Vanderbilts.
Status symbols lose their meaning for really, really rich people. Look at any Billionaire from the Western World. They pretty much all run around in 20 Dollar shirts and other cheap clothes from Walmart.
😅😅😅😅😅😅😅😅😅😅😅
You really believe Musk tee shirts are the same ones YOU WEAR???????
OK!
SMDH
FBA/B1
Loved everything you’ve showed here! I was really surprised about the MOMCOCO crossbody. Love it!
Tell all of this to hip hop artists. They literally do everything you said not to do, and they’re rich asf
I’m not guilty of any of these, I love keeping my personal life personal. A lot of these things change with age.
Wealthy people spend money wisely, they don't fretter it away. The question is how did get that money? True some inherited it, some were lucky..
Thank you very much for your comment, I really appreciate you sharing your point of view
They say the 2nd generation to inherit the generational wealth is the one that squanders it.
@@LuKiSCraft I’m multi-generational wealthy, I became the sole heir 2 years ago. I’ve worked all my life, my husband owns his own company. We’re wealthy on our own. I’ve not touched the money I’ve inherited. The Trust pays for the homes around the world and for the plane expenses. Whenever we’ve used the family plane, we’ve paid our way. I’ve a few family members trying to get money from me but they all inherited a lump sum when I became the heir. They are not allowed to use the plane unless they pay nor stay at any of the homes unless they cover the costs of their stay. That is the way my father had it set up, my grandfather, my great Nana, etc. I’m more than content to keep to the tradition. So, no all second generational wealth goes out the window if it’s put in the right hands.
@@Sorchia56 glad to hear it. I suppose the rule is not universal but still
The term "quiet luxury" ought to be remembered when making purchases. Nobody wants to be a walking advertisement or look "cluttered".
Only use store/credit cards that have incentives connected to them, ie : Air Miles or perhaps Cashback, and, most importantly, pay the balance at the end of each month. If you can't afford to clear the debt every month, don't use a card - instead, save up until you can.
I use credit cards to buy everything. Just pay it off every month. Don't buy more than you would with your debit card. Credit cards protect you this way. If your credit card is hacked, it's not on you.
All I thought when you started in on labels (and I know I am dating myself here,) was, “LaCroix, sweetie. Christian Lacroix” after Patsy asked Eddie with disgust, “What ARE you wearing?” and after Eddie answered, Patsy said, “Oh, fabulous.”😂
I hear that voice, too!
@@cubemissy ❤️
Imagine caring whether wealthy people are impressed with you
I think people who buy things, do things and go places just to impress others are fools. Live for yourself, not the approval of others.
I have a decent wine collection, a rare luxury. But I buy it mostly online. International free trade agreements, global economic turndown, and the overproduction of wine means it's great value right now. Relatively prices haven't gone up much in decades. So we've found it to be an affordable luxury.
@@PolyDave thank you so much for commenting and sharing your experience
I have never been impressed or seen the need to buy a product with initials stamped all over it. I have no idea why a product with a C, or YSL, or MK written over it would make someone want to run out and buy it.
If your circle of friends judges you by the label on your clothes, the emblem on your car, or the brand of watch on your wrist, you need to build a better circle. You’ll spend your life trying to keep up with them only to find out most of them are broke and often in deep debt.
What I do to save money. I buy dress shirts by the half dozen at a discount from a tailor. This way all the clothes fit perfect and I can select the style color and pattern. And if I want more I can ring up the establishment and order more without getting additional measurements. I buy functional watches both automatic and quartz based on reliability. I pay off all credit within 30 days. I make sure I have the basic repair, medical, and replacement items so, that my finances will not be hit by sudden problems due to minor problems when accidents, injury, and when things fail or break, which I don't have to pay expenses for emergencies. I do not use just in time supply methods, but rather use the old fashion store extra non-durable goods and other long lasting items that will appreciate over time.
@@fturla___156 thank you so much for sharing your view and experience, I really enjoyed reading it 😊
I met a gal who focuses a lot of her social media space on "buying luxury items". I say that because I really don't think she buys these things, she just gives the appearance of buying these things. She once posted a video of her getting into my friend's rental Porsche like she had just bought it.
I have found that any establishment that promotes itself as luxury, be it a hotel, retailer, restaurant, bar, car dealer, has the sole purpose of extracting as much money from you as they can. They assume because you have money, you are prepared to thow it around. I am always uncomfortable in those places and feel exploited and used. My financial position has been the result of very hard work and effective use of my resources. I recognize value and there is none in the luxury segment. I am much happier with the tier below which provides quality without the hype.
@@robertlevasseur6843 thank you very much for sharing your view and experience, I really enjoyed reading it 😊
Keeping our cars 10 to 16 years and going treasure hunting at Goodwill or consignment have kept us financially secure. Organic food eaten at home with friends is classy.
Money screams and wealth whispers🤫
So true.
Your comment on using credit cards wisely and that means NOT to purchase extravagant items is absolutely solid. I basically use my credit cards when I don't want to carry cash or am angling for some rewards benefit. Outside of that, it's all about cash, cash, cash. If I can't purchase whatever outright, then I don't need it.
@@miguelgonzalez6213 thank you very much for commenting and sharing your experience 😊
Remember: credits cards are created for convenience to the holder but for debts to the banks
I say FU to ppl who think this way. Back in the 80s and 90s, luxury items weren't for just the poor. I wore many styles, and shopped what were then seen as high end stores. Even Dillard's was considered high end. Now, it looks like a ghetto. The ppl who work there don't know their products or where anything is. They're often times rude. We all come from earth and back to earth we shall go. So it doesn't matter if you drive a Rolls-Royce or a Chevy. You're still going back to the earth.
My Nan used to tell me we are all heading in the same direction only difference is the amount of tax we pay on the way.
You nailed it,. You are in fact talking about normal people versus narsissists.
Yes I want things I don’t need, but I don’t used credit I buy and I paid
I once said to a friend that I had never saved money to buy stuff. She asked: then how do you buy them? I said: I don't buy things that are out of my budget.
With the whole credit thing. Firstly I agree, you shouldn't be spending money you don't have. But someone paying with a credit card doesn't automatically mean bad financial management. If I'm buying big ticket items, I'll do it on my credit card to get the points and then transfer the money over from one of my accounts. I'm middle-class man, I just want something for free!! So I do it for the points.
Wealthy people don't focus on the price as much, they care more about the value or benefit. Something expensive but of high quality and which meets their need well is a likely purchase.
I can’t imagine dressing for someone’s perception of me unless it’s an interview. 😂
In my humble opinion I like brands, I am neither rich nor poor and I see nothing wrong with enjoying them.
It would be very sad if I die and for fear of what they will say, oppress my desire to look great with the things who make me feel happy.
If the rich are discreet and the poor can't afford it. I’am in between them to enjoy being able to wear my brands without fear.
People who wear clothing emblazoned with logos just look like easy marks. I have seen absurdly expensive designer clothing made of polyester. Who is dumb enough to buy that? 😂😂😂
I just bought Under Armor and North Face sweaters, They keep me warm but I also got them at an outlet. I paid 1/4 for my Ralph Lauren shirts.
When I was young my mom told me something important. She said, you are educated here, you're smart and I know you're going to get a good job and eventually make good money but you have to be careful who you mary and how you spend. If you make $1m a year that's alot of money but if you spend $1m and $1 per year, how much do you have?
The cheapest ppl on earth are the rich ppl. After all, there’s a reason why they are rich and being cheap is pretty much the only way unless your parents or grandparents chose to be cheap so you could thrive.
Your point is a great point for people to understand.
However, you may wish to check your calculations. (18% of $1000 is $180, not $89 in interest.)
This even assumes a simple interest calculation method, excluding any other fees and charges. Credit interest structures can be much more expensive than your example.
Who wants to look rich anyway. People should dress which ever way because it makes them feel good. So if you love logos and designer brand then go for it. I detest rich people. They are boring, no personality.
Thank you very much for your comment, I really appreciate you sharing your point of view
How many do you know?
I agreed !!! Not everybody bought designer’s or with logos want to look rich, they bought because they like it and save money for it! Who cares what rich people thinks.
They're also not rich if they have to brag that they are. My ex bought a Jag in 1989. It's wasn't new. It was a 1981. He bought it to show off to his family. It wasn't the kind of vehicle to haul children around with. I had 2 furs and a lambskin long coat with a mink collar and mink head band. It was so beautiful. I also had dimand rings, a diamond bracelet, ruby earrings, and matching necklace set. I'm not bragging. I never wore the stuff except for trips. I felt awkward wearing those things. I like nice things , but that's just what they are, THINGS. They don't make the person. The person makes the person. Not all of your high end-of-life things. If you think they do, then you're probably self-absorbed. 🤷
No kidding. Dry as a dog turd.
This is a fantastic video with a great message! Thanks for posting!