Should You Buy Index Funds Now, in an Overvalued Market?

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  • เผยแพร่เมื่อ 23 ม.ค. 2025

ความคิดเห็น • 742

  • @NewMoneyYouTube
    @NewMoneyYouTube  6 หลายเดือนก่อน +562

    Thanks for watching everyone! If you enjoyed, please leave a 'like' - it helps the video out tremendously! I really appreciate it. 🙂

    • @piyer664
      @piyer664 6 หลายเดือนก่อน +4

      I do like your videos, you are one of the channels I subscribe to and follow. Lately, I get the impression that the content is so repetitive and there is no new perspective. Something for you to consider and think about. Good Luck!

    • @marcelorachevsky8944
      @marcelorachevsky8944 6 หลายเดือนก่อน +1

      Great content!

    • @EvoraGT430
      @EvoraGT430 6 หลายเดือนก่อน +3

      SO MANY BOTS pushing fake gurus!! You need to step on them, man.

    • @MostIntelligentMan
      @MostIntelligentMan 6 หลายเดือนก่อน

      we going much higher, buy buy buy, u must be absolute idiot to think any fundamentals have anything to do with price

    • @Pacifist322
      @Pacifist322 6 หลายเดือนก่อน

      @@EvoraGT430 amen

  • @nickl8131
    @nickl8131 6 หลายเดือนก่อน +673

    The amount of scammers in the comments is craaaaaazy.

    • @SuperLusername
      @SuperLusername 6 หลายเดือนก่อน +25

      Can confirm. Source: am a bot and scammer

    • @aussiesurfer805
      @aussiesurfer805 6 หลายเดือนก่อน

      [ssshhh ... i think we totally fooled them .... just stick to the script and see it through]
      I too am in dire need of financial advise for my investments, but I'm not sure who I can trust with this important task. Can you recommend to me somebody who has consistently delivered good results for your portfolio over the past 5 years?

    • @zohebhirani7141
      @zohebhirani7141 6 หลายเดือนก่อน

      Plot twist: nick8131 is a bot

    • @beepboopbeepp
      @beepboopbeepp 6 หลายเดือนก่อน +59

      These financial youtubers should really hire someone to deleted these comments its tragic this is happening but if youtube wont do anything they should

    • @squirrel9760
      @squirrel9760 6 หลายเดือนก่อน +15

      @@beepboopbeeppthese TH-camrs don’t care about you that much to spend their money 😂

  • @MaximilianFischer497
    @MaximilianFischer497 2 หลายเดือนก่อน +1095

    I have added a variety of stocks and ETF to my present holdings for the long term. I also have $300k aside to start following inflation-indexed bonds and stocks of companies with solid cash flow. I strongly believe this is a good time to capitalize on the market for long term gains. But actualizing a short term profit would not be a bad idea for me at all.

    • @TicheDebb0
      @TicheDebb0 2 หลายเดือนก่อน +7

      A collapse of margin debts leads to a decrease in stock prices and it triggers a ripple effect on selling of stocks as investors will try to cover their losses.

    • @RowanBryson
      @RowanBryson 2 หลายเดือนก่อน +6

      Exactly! With guidance from an investment coach, I successfully diversified my $450K portfolio across asset classes, generating an impressive $830K in net profits through a strategic mix of high-dividend stocks, ETFs, and bonds.

    • @MarshalWagner457
      @MarshalWagner457 2 หลายเดือนก่อน +4

      How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?

    • @RowanBryson
      @RowanBryson 2 หลายเดือนก่อน +5

      My CFA “Diana Casteel Lynch” a renowned figure in her line of work. I recommend researching her credentials further.

    • @henryallard245
      @henryallard245 2 หลายเดือนก่อน +4

      Found her webpage, I wrote her an email and scheduled a call. Hopefully she responds. Thank you.

  • @Wondercai
    @Wondercai 6 หลายเดือนก่อน +122

    So many bots in the comments

    • @ArendJanV
      @ArendJanV 6 หลายเดือนก่อน

      Yeah these bots are proof that generative AI sucks and does nothing useful. Just another leap in the general enshitification of society.

    • @plica06
      @plica06 5 หลายเดือนก่อน +4

      I think you and me are the only two humans in here!

    • @DAMfoxygrampa
      @DAMfoxygrampa 5 หลายเดือนก่อน +2

      I am also human!

    • @Mohammad-st5ez
      @Mohammad-st5ez 4 หลายเดือนก่อน +4

      lol that’s the comment section of every single one of these investing videos

    • @bachvandals3259
      @bachvandals3259 4 หลายเดือนก่อน

      There are only about 100 actual humans watching these videos, 1 of those poor bastard will spend their life saving on these scam and the indians keep everything running.

  • @realruppert351
    @realruppert351 4 หลายเดือนก่อน +9

    Your channel is great, but you should clean the comment section of the bots /scam false comments

  • @640A
    @640A 6 หลายเดือนก่อน +100

    Jack had an amazing voice!

    • @Seelenverheizer
      @Seelenverheizer 6 หลายเดือนก่อน +4

      yes, he is the type of guy you hear talking and instantly like

    • @xJoeKing
      @xJoeKing 6 หลายเดือนก่อน +3

      He got me pregnant just by talking to me.

  • @phyllisburtonhearsawho
    @phyllisburtonhearsawho 6 หลายเดือนก่อน +465

    Transfer of wealth usually occur during market crash, so the more stocks drop, the more I buy, in the meanwhile I'm just focused on making better investments and earning more as recession fear increases, apparently there are strategies to 3x gains in this present market cos I read of someone that pulled a profit of $350k within 6months, and it would really help if you could make a video covering these strategies.

    • @GregMerchant
      @GregMerchant 6 หลายเดือนก่อน

      For the average person, the strategies are fairly demanding. In actuality, most professionals who have the necessary expertise to pull off such trades effectively carry them out.

    • @Clancysoucie
      @Clancysoucie 6 หลายเดือนก่อน +1

      The 85% of funds managers underperforming the index provided is for any single year. More impressively and importantly is to look at that figure over 5, 10, and 20 years, where it increases to 90, 97, and 99%. That makes for a more than compelling case for index investing, and how very rare the likes of Peter Lynch truly are.

    • @E.GCreates
      @E.GCreates 6 หลายเดือนก่อน

      Most of the people railing against passive investing also just happen to be active managers themselves. It is wise to look for a fiduciary CFP when starting out. I went with Dianne Sarah Olson and I have had awesome experiences with her. Going from $25k to $90kin 8 months. I can say that's over-performing the index and S&P 500

    • @phyllisburtonhearsawho
      @phyllisburtonhearsawho 6 หลายเดือนก่อน

      I did read about Dianne Sarah Olson, Quite an interesting lady to look up on the web.

    • @Bergenn158
      @Bergenn158 6 หลายเดือนก่อน

      That's because funds have to constantly move with the market. If you are a long term investor that just buys and holds you can easily beat the market

  • @nathan6436
    @nathan6436 5 หลายเดือนก่อน +8

    Answer is at 5:30 for anyone wondering

  • @cb2253
    @cb2253 6 หลายเดือนก่อน +38

    Bots have ruined finance TH-cam

  • @Maverick7642
    @Maverick7642 6 หลายเดือนก่อน +175

    The market's direction can swiftly change, with indexes frequently transitioning from a bear market to a bull market precisely when the news is most negative and investor sentiment reaches its lowest point.

    • @Christian67337
      @Christian67337 6 หลายเดือนก่อน

      For the average person, the strategies are fairly demanding. In actuality, most professionals who have the necessary abilities and knowledge to complete such occupations do so successfully.

    • @Annie56427
      @Annie56427 6 หลายเดือนก่อน

      I did enroll in a handful of trading classes, but they didn't help much. I've been advised to seek the advice of a competent financial counselor; how did you go about doing so?

    • @Alden457
      @Alden457 6 หลายเดือนก่อน

      I did enroll in a handful of trading classes, but they didn't help much. I've been advised to seek the advice of a competent financial counselor; how did you go about doing so?

    • @Annie56427
      @Annie56427 6 หลายเดือนก่อน

      Aileen Gertrude Tippy is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

    • @Alden457
      @Alden457 6 หลายเดือนก่อน

      She appears to be well-educated and well-read. I ran a Google search for her name and came across her website; thank you for sharing.

  • @JoshuaKerr-m4u
    @JoshuaKerr-m4u 2 หลายเดือนก่อน +1524

    I've been working hard to save money and contribute to early retirement and financial independence, but the economy has destroyed the majority of my portfolio since the pandemic. I want to know if I should continue to make contributions to my portfolio in these erratic markets or if I should look into other industries.

    • @JenniferDavis7630
      @JenniferDavis7630 2 หลายเดือนก่อน +6

      Steer clear of making hasty choices based on transient fluctuations. To make informed buying and selling decisions, put patience and a long-term outlook first, and above all, get financial counsel.

    • @DesireeJames-q1z
      @DesireeJames-q1z 2 หลายเดือนก่อน +5

      Often people underestimate the value of counseling until their own emotions become overwhelming. A few summers ago, after a long divorce, I needed a huge push to keep my business going. I searched for licensed advisors and discovered one with the greatest qualifications. Despite inflation, she has helped increase my reserve from $275k to $750k.

    • @donaldwayne7023
      @donaldwayne7023 2 หลายเดือนก่อน +5

      Please who’s this consultant ?

    • @DesireeJames-q1z
      @DesireeJames-q1z 2 หลายเดือนก่อน +4

      I’m cautious about giving specific recommendations as everyone's situation varies. You may consider independent financial advisors like “Laurelyn Gross Pohlmeier* I've worked with her and I'd gladly commend her exemplary service on a public post.

  • @SteveDutton-v
    @SteveDutton-v 6 หลายเดือนก่อน +436

    I have 35% of my capital investments in an IRA, 25% in index funds, and the balance spread across other investment accts totalling over $250k. I took a big hit in Q2, 2023. Right now i am just looking for ways to recover.

    • @PASCALDAB
      @PASCALDAB 6 หลายเดือนก่อน +3

      Although I've made a lot of financial mistakes in the past, I don't regret them since I've learned from them. The most significant one was entering the market without experienced professional counsel.

  • @kortyEdna825
    @kortyEdna825 6 หลายเดือนก่อน +615

    I agree that many people are considering NVDA as the "Stock of the year." However, I'm curious about which stocks could potentially become the next META in terms of growth over the next decade. I've allocated $200k for investment, aiming to retire comfortably.

    • @KaurKhangura
      @KaurKhangura 6 หลายเดือนก่อน +4

      I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective consider financial advisory for informed buying and selling decisions.

    • @PatrickFitzgerald-cx6io
      @PatrickFitzgerald-cx6io 6 หลายเดือนก่อน +1

      I wholeheartedly concur; I'm 60 years old, just retired, and have about $1,250,000 in non-retirement assets. Compared to the whole value of my portfolio during the last three years, I have no debt and a very little amount of money in retirement accounts. To be completely honest, the information provided by invt-advisors can only be ignored but not neglected. Simply undertake research to choose a trustworthy one.

    • @brucemichelle5689.
      @brucemichelle5689. 6 หลายเดือนก่อน +1

      That's fascinating. How can I contact your Asset-coach as my portfolio is dwindling?

    • @PatrickFitzgerald-cx6io
      @PatrickFitzgerald-cx6io 6 หลายเดือนก่อน +1

      There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Aileen Gertrude Tippy’’ for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.

    • @brucemichelle5689.
      @brucemichelle5689. 6 หลายเดือนก่อน +1

      Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.

  • @PeterParker-wj3cr
    @PeterParker-wj3cr 6 หลายเดือนก่อน +25

    Jack Bogle is one of the most venerated investors of all time! The impact of index fund investing has been immeasurable. Buy and hold forever might not apply as well to individual stocks. But you definitely want to hold onto the greatest companies in America forever! He is a luminary legend!

    • @Johndoe10007
      @Johndoe10007 6 หลายเดือนก่อน +1

      Peter you are absolutely correct however there’s a good chance if you buy in now the price you pay could go way down and take years to go way up again

    • @PeterParker-wj3cr
      @PeterParker-wj3cr 6 หลายเดือนก่อน

      @@Johndoe10007 There is always a chance price will drop. That's the point of DCA in an index fund. When you buy monthly for example. Sometimes you will buy in an overvalued market. Sometimes you will buy in a bear market. But along the way you will always get the average! Now, if you're telling me you're prescient and can predict the exact date markets will drop and raise again. Then you my friend have a God giving gift, that us common folk don't have.

    • @PeterParker-wj3cr
      @PeterParker-wj3cr 6 หลายเดือนก่อน

      @@Johndoe10007 There will always be a good chance prices will drop. Nothing goes up forever. However, that is the beauty of DCA in an index fund. Sometimes you will over pay. Sometimes you will under pay. But along the way you cost basis will average out! Now, unless you're telling me you're prescient and you can predict the exact date the market will crash and raise again. Then you my friend have a God giving gift the rest of us common folk don't have. And with that gift. I'm assuming you will be on the Forbs wealthiest list!

  • @j-ron2391
    @j-ron2391 6 หลายเดือนก่อน +14

    I think about it this way: if everyone is waiting for a pullback to eventually buy more, then the price might not be that unreasonable

  • @BenMaclung
    @BenMaclung 3 หลายเดือนก่อน +1509

    I feel investors should focus on under-the-radar stocks, considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises plummeting stocks that were once revered. I don't know where to go here out of devastation.

    • @LeylahCollins
      @LeylahCollins 3 หลายเดือนก่อน

      When Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience.If you're new to investing or don't have much time, it's best to get advice from an expert.

    • @LindamartIin
      @LindamartIin 3 หลายเดือนก่อน

      Starting early is simply the best way of getting ahead to build wealth , investing remains a priority . I learnt from my last year's experience , I am able to build a suitable life because I invested early ahead this time .

    • @FrankCoric
      @FrankCoric 3 หลายเดือนก่อน

      A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

    • @Sebastian_Marcos
      @Sebastian_Marcos 3 หลายเดือนก่อน

      How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?

    • @FrankCoric
      @FrankCoric 3 หลายเดือนก่อน

      Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘Grace Adams Cook’ for about two years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.

  • @ryannemdjen
    @ryannemdjen 2 หลายเดือนก่อน +1354

    Acquiring stocks could appear simple, but choosing the right stock without a tested plan can be very difficult. My main barrier to growing my $210K portfolio, which I've been working on for a while, is the absence of well-defined entry and exit plans. Any guidance on this would be highly valued.

    • @CameronDonna-w7n
      @CameronDonna-w7n 2 หลายเดือนก่อน +1

      Personally, I would say have a mentor. Not sure where you will get an experienced one, but if your knowledge of the market is limited, it seems like a good bet.

    • @Simeonedavis
      @Simeonedavis 2 หลายเดือนก่อน +1

      A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

    • @MilaCruz-d5r
      @MilaCruz-d5r 2 หลายเดือนก่อน

      How can I participate in this? I sincerely aspire to establish a secure financlal future and i'm eager to participate. Who is the driving force behind your success?

    • @Simeonedavis
      @Simeonedavis 2 หลายเดือนก่อน +1

      I'm very cautious about giving specific recommendations as everyone's situation varies. Consider independent financial advisors like Judith Lynn Staufer I've worked with her for some years and highly recommend her. Check if she meets your criteria.

    • @MilaCruz-d5r
      @MilaCruz-d5r 2 หลายเดือนก่อน +1

      I just curiously Googled her name and her website came up right away. It looks interesting so far. I sent her an email and i hope she responds soon.

  • @lukefisherDD
    @lukefisherDD 6 หลายเดือนก่อน +571

    As an investing enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.

    • @MiaDavis001
      @MiaDavis001 6 หลายเดือนก่อน

      A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

    • @KevinEvans-mq4ob
      @KevinEvans-mq4ob 6 หลายเดือนก่อน

      That does make a lot of sense, unlike us, you seem to have the Market figured out. Who is this coach?

    • @MiaDavis001
      @MiaDavis001 6 หลายเดือนก่อน

      NYCOLE CHRISTINA VANNATA a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

    • @calvinlewis-h2
      @calvinlewis-h2 6 หลายเดือนก่อน

      Thanks for sharing, i did a quick search and found her web page, i hope she responds to my mail soon

    • @four-wingedraven7496
      @four-wingedraven7496 6 หลายเดือนก่อน

      @@MiaDavis001Bot.

  • @philipfletch
    @philipfletch 2 หลายเดือนก่อน +1239

    Optimization of performance is achieved through diversification. Because of this, I have focused my attention on market sectors including stocks, the EV industry, renewable energy, technology, and health that have strong performance and are expected to develop. You'll be astounded by how much may happen in a few short years if you continue to contribute on a regular basis. Here's to $1 million and to FIRE

    • @RoseGuerra7862
      @RoseGuerra7862 2 หลายเดือนก่อน

      I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.

    • @martinheaway
      @martinheaway 2 หลายเดือนก่อน

      Several individuals minimize the importance of counsel until their own feelings become overwhelming. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm afloat. I looked for licensed advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $275k to $850k despite inflation.

    • @JaneClark7861
      @JaneClark7861 2 หลายเดือนก่อน

      How can I engage in this? I truly want to have a stable financial future and am willing to contribute. Who is fueling your success?

    • @martinheaway
      @martinheaway 2 หลายเดือนก่อน

      'Amy Desiree Irish' a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

    • @JaneClark7861
      @JaneClark7861 2 หลายเดือนก่อน

      I appreciate the lead. I did some research on her and emailed her. I'm hoping she responds to me quickly.

  • @NathanSamuel-ch5fl
    @NathanSamuel-ch5fl 6 หลายเดือนก่อน +85

    I want to start investing but need guidance. Any advice or recommendations for assistance?

    • @JaneClinton-eu6ss
      @JaneClinton-eu6ss 6 หลายเดือนก่อน

      It's a smart move to get help from experts when you're starting to build your financial portfolio. It can be quite complex, so seeking professional guidance is a great idea.

    • @armstrongdaniel5500
      @armstrongdaniel5500 6 หลายเดือนก่อน

      By investing in high dividend yield stocks, ETFs, and equity, I managed to make a net profit of around $115k. It's been quite a successful venture!

    • @EdwardNolan-l1v
      @EdwardNolan-l1v 6 หลายเดือนก่อน

      You really need someone like Della Martin, a reliable trader, to make it happen.

    • @ConorHugh-ge9pv
      @ConorHugh-ge9pv 6 หลายเดือนก่อน

      No doubt about it! Started with just 2k, and the rest is history! 🔥🔥

    • @gabrieljackson6071
      @gabrieljackson6071 6 หลายเดือนก่อน

      I was introduced to Della Martin by my wife's brother a year and some months ago, ever since then my life changed.

  • @MC-gj8fg
    @MC-gj8fg 6 หลายเดือนก่อน +19

    I agree with DCA the same amount in bull or sideways markets, especially given that cash is paying so much right now, but wouldn't there be a strong argument for DCA a higher amount during market lows? We're not trying to foolishly time the bottom of the market, but if the market drops to a spot where we can objectively call it "on sale" it seems like a good time to dump more in than normal.

    • @maartendejong9060
      @maartendejong9060 6 หลายเดือนก่อน +2

      Problem is how do you define market lows? Maybe based on the Shiller PE some optimization can be done.

    • @maganashaker167
      @maganashaker167 6 หลายเดือนก่อน

      @@maartendejong9060market lows is when the greats are at single digit PE in my opinion

    • @zackkassner3374
      @zackkassner3374 4 หลายเดือนก่อน

      Honestly have the same question

  • @Grâce-n1d4x
    @Grâce-n1d4x 5 หลายเดือนก่อน +1

    7:53 Thank you! This is the missing link I've been looking for! Now I'm ready!

  • @AlexNelson-z4p
    @AlexNelson-z4p หลายเดือนก่อน +700

    Given the current volatility of the stock market, I believe investors should concentrate on undervalued firms. This is because 35% of my $270,000 portfolio is made up of once-respected stocks that are now in steep decline. Out of catastrophe, I'm not sure where to go.

    • @EdisonNorman-b8b
      @EdisonNorman-b8b หลายเดือนก่อน

      Investing is still a top priority, and starting early is really the greatest approach to get ahead and grow money. I learned from my experience last year that by investing early this time, I was able to create a decent life.

    • @AllenJefferson-b1
      @AllenJefferson-b1 หลายเดือนก่อน

      Until their own emotions burn them out, many people minimize the role of counsel. A few summers ago, following a protracted divorce, I needed a boost to keep my firm viable. I looked for licensed advisors and found someone with the highest qualifications. Despite inflation, she has helped me increase my reserve from $275k to $850k.

    • @jackson-rogers-h2m
      @jackson-rogers-h2m หลายเดือนก่อน

      I've tried investing in the stock market several times but always got discouraged by fluctuations of stock value. I would be happy if you could advise me based on how you went about yours, as I am ready to go the passive income path.!!

    • @AllenJefferson-b1
      @AllenJefferson-b1 หลายเดือนก่อน

      Her name is Sharon Ann Meny, She is quite popular in the financial space. I have turned over more than half mil working with Graham on a wide array of options and finally sticking to a few that have been favorable in the past 2 years. I began working with her not long after the Fed lended 300b usd for stimulus to stem crisis, I knew I needed help

    • @jackson-rogers-h2m
      @jackson-rogers-h2m หลายเดือนก่อน

      Thank you so much for the suggestion! I really needed it. I looked her up on Google and explored her website; she has an impressive background in investments. I've sent her an email, and I hope to hear back from her soon!

  • @JenniferDavis7630
    @JenniferDavis7630 6 หลายเดือนก่อน +402

    Putting well-earned money into the stock market can't be over emphasised for first-time investors, unlike a bank where interest is sure thing! Well, basically times are uncertain, the market is out of control, and banks are gradually failing. I am working on a ballpark estimate of $5M for retirement, and I have a good 6-figure loaded up for this, could there be any opportunity for a boomer like me?

    • @SarahTaylor_
      @SarahTaylor_ 6 หลายเดือนก่อน +1

      If you're new to investing or don't have much time, it's best to get advice from an expert. Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience.

    • @danieltaylor--65
      @danieltaylor--65 6 หลายเดือนก่อน

      Review your portfolio with a professional and don't make the same mistakes again. Diversify, as in your stock portfolio, and hopefully consult a professional. The key to building wealth is long term. I learned 30 years ago that you have to keep emotions (rookie) out of your investment decisions at all cost. Now, i've made over 800k in profits from my 350k investment.

    • @EthanBrown_23
      @EthanBrown_23 6 หลายเดือนก่อน

      That does make a lot of sense, unlike us, you seem to have the Market figured out. Who is this coach?

    • @danieltaylor--65
      @danieltaylor--65 6 หลายเดือนก่อน

      Kenna Muriel Hesseling is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment

    • @RobertBrown..
      @RobertBrown.. 6 หลายเดือนก่อน +1

      I just Googled her name and her website came up right away. It looks interesting so far. I sent her an email and i hope she responds soon. Thanks

  • @tHebUm18
    @tHebUm18 6 หลายเดือนก่อน +2

    Nice to see good advice on this on YT. Depressing how many YTers get views shouting about a coming crash and fooling people into trying to time the market; most likely destroying people's long term wealth.

  • @michaelchoi8044
    @michaelchoi8044 6 หลายเดือนก่อน +10

    Man, Jack Bogle had a killer speaking voice.

  • @CameronFussner
    @CameronFussner 6 หลายเดือนก่อน +1043

    AI stocks will dominate 2024. Why I prefer NVIDIA is that they are better placed to maintain long term growth potential, and provide a platform for other AI companies. I know someone who has made more than 200% from NVIDIA. I'll also take any other recommendations you make.

    • @lowcostfresh2266
      @lowcostfresh2266 6 หลายเดือนก่อน +6

      I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective consider financial advisory for informed buying and selling decisions.

    • @hasede-lg9hj
      @hasede-lg9hj 6 หลายเดือนก่อน +6

      I have greatly grown more than 45% this year already, though my FA has advised we diversify going forward. But safe to say a growing market does not always mean that the economy is smooth-sailing, but yeah, we can as well enjoy while it lasts.

    • @leojack9090
      @leojack9090 6 หลายเดือนก่อน +3

      @@hasede-lg9hj Could you kindly elaborate on the advisor's background and qualifications?

    • @hasede-lg9hj
      @hasede-lg9hj 6 หลายเดือนก่อน +5

      Annette Marie Holt has always been on the top of my list..She is regarded as a genius in her area and well knowledgeable about financial markets. I highly recommend her

    • @fadhshf
      @fadhshf 6 หลายเดือนก่อน +1

      @@hasede-lg9hj Thank you for the lead. I searched her site up and filled the form. I hope she gets back to me soon.

  • @MalikTillman-dy2qp
    @MalikTillman-dy2qp 4 หลายเดือนก่อน +1116

    Need some inputs on managing my Stock Portfolio of around 400K and how to invest to deal with markets ups & downs

    • @CadeCowell-ft4fe
      @CadeCowell-ft4fe 4 หลายเดือนก่อน +3

      Knowledgeable Investors know where and how to put money in order to reduce risk and maximize returns. See a market strategist with experience if you are unable to manage market conditions.

    • @LindsayHoran
      @LindsayHoran 4 หลายเดือนก่อน +2

      Accurate asset allocation is crucial, I used hedging strategies to allocate part of my portfOlio to defensive assets for market downturns. Expert guidance is vital for achieving this. This approach has helped me stay finan-cially secure for over five years, yielding nearly $1 million in returns on invest-ments.

    • @LindsayHoran
      @LindsayHoran 4 หลายเดือนก่อน

      Yeah, she is Jennifer Leigh Hickman, look her up. Anyone is free to contact her.

    • @TannerHorvath
      @TannerHorvath 4 หลายเดือนก่อน

      Searched the web and saw her profile and accreditations, someone with great experience I must say, thanks!

    • @joeofmesaarizona3595
      @joeofmesaarizona3595 4 หลายเดือนก่อน

      @@TannerHorvathscam

  • @onefrequencydown
    @onefrequencydown 6 หลายเดือนก่อน +3

    Dude you have more than a passing resemblance to a young Josh Homme of the infamous rock n roll band Queens of the Stone Age 🤘. Great video. Keep investing.

    • @bobsala7780
      @bobsala7780 6 หลายเดือนก่อน +1

      Came here to say the same thing about Josh Homme. It make me wonder if the TH-cam algorithm recommended me this video because I am a fan of Queens of the Stone Age.

  • @doran-f6w
    @doran-f6w 5 หลายเดือนก่อน +367

    As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.

    • @Sofiarita-m9w
      @Sofiarita-m9w 5 หลายเดือนก่อน

      People dismiss the importance of advisors until they are burned by their own emotions. I remember a couple of summers ago, following my lengthy divorce, I needed a good boost to assist my business stay alive, so I looked for qualified consultants and came across someone with the highest qualifications. She has helped me raise my reserve from $275k to $850k, despite inflation.

    • @Sofiarita-m9w
      @Sofiarita-m9w 5 หลายเดือนก่อน

      NICOLE ANASTASIA PLUMLEE is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.

    • @TheReal_GigaChad
      @TheReal_GigaChad 5 หลายเดือนก่อน +3

      ​@@Sofiarita-m9wbro these two bots are under every stock video. Don't fall for the ad.

    • @blwho8881
      @blwho8881 5 หลายเดือนก่อน +1

      @@TheReal_GigaChadit’s so obvious

  • @drjborch2
    @drjborch2 6 หลายเดือนก่อน +10

    That’s the beauty of a 401k …. Takes the thinking out of it

  • @Woozle1
    @Woozle1 6 หลายเดือนก่อน

    I have been investing for over 2 years now and this is the best financial advice I ever saw on TH-cam. I totally agree! Set out a solid strategy that works for you and stick to it. In other words buy right and hold tight!

  • @TuoDev
    @TuoDev 6 หลายเดือนก่อน +2

    Great advice and details from both history and now. Subscribed.

  • @jamessmithson-br7rm
    @jamessmithson-br7rm 3 หลายเดือนก่อน +1

    For the long term, you should always buy index funds. Whether they are high or low today it all comes out in the 30 -40 year wash

  • @vestedinterest2021
    @vestedinterest2021 6 หลายเดือนก่อน +33

    I buy VTI and SCHD every week regardless of the market conditions.

    • @jonathanb4764
      @jonathanb4764 6 หลายเดือนก่อน

      This is the way.

    • @diggingmystyle
      @diggingmystyle 6 หลายเดือนก่อน

      Only these 2?

    • @jonc8561
      @jonc8561 4 หลายเดือนก่อน

      why?

  • @augustindroste8198
    @augustindroste8198 6 หลายเดือนก่อน +2

    Hi Brandon,
    I wonder how you explain your passion for stock picking, which fundamentally contrasts with passive investing, as you aim to outperform the market. Passive investing, on the other hand, involves averaging the market's returns and aligning your portfolio accordingly. I find myself at a similar crossroads and would love to understand your rationale behind choosing both approaches, which seems paradoxical to me.
    Thanks and keep up the thoughtful content!

  • @mattherzberg991
    @mattherzberg991 6 หลายเดือนก่อน +15

    "Fuck it. Just keep putting money in."

    • @user-zk6fc3dw9e
      @user-zk6fc3dw9e 6 หลายเดือนก่อน +7

      Compared to the average American who says, "F it, just consume," that's actually not bad advice.
      This has been true for many investors who put their money into low cost index funds every month.

  • @KimberlyFlores-kr1bz
    @KimberlyFlores-kr1bz 6 หลายเดือนก่อน +1

    Great video! No fluff just right into it. Keep up the great work! did my homework on which stocks and ETFs I like for the long run, made a plan for dollar cost averaging for a year and I'm sticking to it, trying not to panic...

    • @EdwinBoettcher
      @EdwinBoettcher 6 หลายเดือนก่อน

      I’m seeking to invest a good amount across various markets but don't know which is safe at this point of uncertainty, I was advised to diversify between stocks and bonds, since they can help hedge against inflation, or am I better off holding cash?

  • @that1redhairedguy
    @that1redhairedguy 6 หลายเดือนก่อน +17

    I disagree 100% with applying this in the current market model. Look at the current market where NVIDIA is responsible for more than 30% of the current S&P return this year. The market is hyped up off of rate cut optimism which hasn't come, but the market did not correct. It has so many rate cuts and perfect possibilities priced in... Just imagine when it crashes which it is most definitely due, people will stop 401K contributions due to raising inflation and to shield themselves from anymore loss. Wthout the auto influx of 401K cash down she goes and fast! I would not buy a share of the S&P at the current price unless your ready for a big hair cut. Don't listen to me do your own research.

    • @sunlight5296
      @sunlight5296 6 หลายเดือนก่อน

      When do you think it will crash?

    • @tomaspacheco2920
      @tomaspacheco2920 6 หลายเดือนก่อน +5

      Can you time the market for me? 🙏

    • @SCCCC1
      @SCCCC1 6 หลายเดือนก่อน +2

      Time the market for me too..thanks

    • @danew637
      @danew637 6 หลายเดือนก่อน +4

      You remind me of myself a years ago … and I lost the 30% bull run …

    • @alexzhou6641
      @alexzhou6641 6 หลายเดือนก่อน +2

      It matters not to index investors they keep buying regardless of market conditions and never sell them

  • @__Michelle__
    @__Michelle__ 6 หลายเดือนก่อน +1

    Always upping the game with graphics 👌 Cat also loves the flying money and has launched himself at the TV several times during this video 😅

  • @marcr8181
    @marcr8181 6 หลายเดือนก่อน +8

    At no point in time so few stocks were driving the indexes.
    So rather cost averaging into overly into 6-7 extremely expensive stocks, the strategy could be buying more into ETF that ignore those. Just to shift the weight a little away from them.

  • @CAGriff
    @CAGriff 6 หลายเดือนก่อน +4

    Yes - but I’m not buying a lot: it’s averaging and sometimes when my main position is at an inflated price, meaning right now, I have lowered the amount i put into it bc mag-stocks are carrying indexes and honestly finding good depreciated good stocks underneath the index tech growth.

  • @ukrainemylove6184
    @ukrainemylove6184 6 หลายเดือนก่อน

    Hi , Can you suggust stocks or funds which will not fall (or rise) during market fall ?

  • @utubeuser5312
    @utubeuser5312 6 หลายเดือนก่อน +9

    I remember 1999 when we told each other the PE ratio didn’t matter any more.

  • @Adiscretefirm
    @Adiscretefirm 6 หลายเดือนก่อน +23

    Isn't this why dollar cost averaging is all about?

    • @tanko.reactions176
      @tanko.reactions176 6 หลายเดือนก่อน +1

      aka just setting up a saving plan and auto-buying monthly for decades...

  • @mertie-l2f
    @mertie-l2f 6 หลายเดือนก่อน +203

    We Are in Unchartered Financial Waters! every day we encounter challenges that have become the new standard. Although we previously perceived it as a crisis, we now acknowledge it as the new normal and must adapt accordingly. Given the current economic difficulties that the country is experiencing in 2024, how can we enhance our earnings during this period of adjustment? I cannot let my $680,000 savings vanish after putting in so much effort to accumulate them.

    • @Daneilchirs
      @Daneilchirs 6 หลายเดือนก่อน

      You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 9%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an analyst.

    • @thuylamson-z7t
      @thuylamson-z7t 6 หลายเดือนก่อน

      Could you possibly recommend a CFA you've consulted with?

    • @Daneilchirs
      @Daneilchirs 6 หลายเดือนก่อน

      My CFA ’ANGELA LYNN SCHILLING’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

    • @jeanlaudato
      @jeanlaudato 6 หลายเดือนก่อน

      Thank you for saving me hours of back and forth investigation into the markets. I simply copied and pasted her full name into my browser, and her website came up first in search results. She looks flawless.

    • @Pacifist322
      @Pacifist322 6 หลายเดือนก่อน +9

      WHOLE CHAIN OF SCAM BOTS

  • @patelromy
    @patelromy 5 หลายเดือนก่อน +2

    When do I exit? at point do I get money in hand? Is it never?

    • @enigmatic_mist280
      @enigmatic_mist280 8 วันที่ผ่านมา

      Your comment is valid in these uncertain times. If you have tax advantaged accounts, like 40X, IRA, Roth, those are kept with steady investment until retirement. At retirement, money is taken out at about 4% per year usually starting with the tax deferred accounts 1st. The point in this video is that it is impossible to time the market. However, as a value investor, I am hesitant to buy ETFs or stocks with high PE ratio. If more value oriented, you can dollar cost average into a large index etf with value stocks. That way you are still in market, but in safer investments.

  • @fpivi
    @fpivi 6 หลายเดือนก่อน +12

    The market is not just the S&P500 - there's a bigger world out there. Europe, Brazil, Chile, Japan... USA is expensive, but not every market is expensive right now. Just adjust the ETF

    • @РоманМоня
      @РоманМоня 6 หลายเดือนก่อน +4

      The problem is that on many many markets ETF strategy simply does not work. EM can move sideways for decades....

    • @mostbeautifulroads9789
      @mostbeautifulroads9789 6 หลายเดือนก่อน +1

      Then you aren't passive investing, but making sector/regional bets instead.

    • @fpivi
      @fpivi 6 หลายเดือนก่อน

      @@РоманМоня The S&P can move sideways for long periods - just like the 80s... But yeah, a little more risk.

    • @fpivi
      @fpivi 6 หลายเดือนก่อน

      @@mostbeautifulroads9789 True, but if you keep your position on the US and start to buy something like VGT (Europe Index) for the moment, it's a good compromise. Same game, different server, haha

    • @buzzaldrin2556
      @buzzaldrin2556 6 หลายเดือนก่อน +1

      Boogle idea is right, only invest in us s&p 500, it has a record of going up for decades. Other markets may outperform us market, but how can you be sure it will? Japan market is an example, you wait 30 years for it to go up?

  • @FoundingFathersUSA
    @FoundingFathersUSA 6 หลายเดือนก่อน +3

    Strong presentation. 👍

  • @739jep
    @739jep 6 หลายเดือนก่อน +1

    Of course you should 💪
    Stay the course !

  • @swiftyninja3535
    @swiftyninja3535 5 หลายเดือนก่อน

    Where can I read academic articles about investment ?

  • @aliasname602
    @aliasname602 6 หลายเดือนก่อน +7

    When the market is cheap focus on a growth fund, when expensive a dividend growth fund, and average the sp500 or the total stock index.

  • @JackWilliams-hp5ip
    @JackWilliams-hp5ip 6 หลายเดือนก่อน +27

    This seems like the worst period.
    Even the market are now very unpredictable. Started investing recently when the market prices were a bit high,today I am more than 60% down!

    • @Lionadmike
      @Lionadmike 6 หลายเดือนก่อน

      Don’t be confuse buying the dip in a bear market, with guaranteed future returns. Just because that company is down 60%+ from ATH does NOT make it a sound long-term investment. Make sure you’re investing in great companies. kudos to Sonia campbell

    • @TristanLegard
      @TristanLegard 6 หลายเดือนก่อน

      Only God knows how much grateful i am. After so much struggles I now own a new house and my family is happy once again everything is finally falling into place!!Sonia campbell

    • @JackWilliams-hp5ip
      @JackWilliams-hp5ip 6 หลายเดือนก่อน

      Amazing You trade ?? Wow that's huge, how do you make that much monthly?

    • @BrianLyke
      @BrianLyke 6 หลายเดือนก่อน

      Sonia campbell is my hope on the current 'bear summer' . I did so many mistakes but also learned so much from it, and of course from Sonia campbell.

    • @JackWilliams-hp5ip
      @JackWilliams-hp5ip 6 หลายเดือนก่อน

      This summer is making me poor please I want to join the moving train

  • @marcusaurelius6012
    @marcusaurelius6012 6 หลายเดือนก่อน +24

    There is 1 x person who is an expert at timing the market. (Paul Pelosi) he is amazing. His ability to gauge/forecast opportunities is 10/10

    • @diggingmystyle
      @diggingmystyle 6 หลายเดือนก่อน

      Even Warren Buffett wears Pelosi underwear.

    • @connor3008
      @connor3008 6 หลายเดือนก่อน +4

      Cause he’s an inside trader

    • @meyou9369
      @meyou9369 6 หลายเดือนก่อน

      @@connor3008 WHAAAAA????

  • @Levi92530
    @Levi92530 6 หลายเดือนก่อน

    Thanks for doing this video. I was constantly in a dilemma about whether to sell my stocks to take profits or just keep on DCAing. Thanks to this video, I now know that I am on the right path and just have to keep investing every month.

  • @soylentgreenb
    @soylentgreenb 6 หลายเดือนก่อน +9

    The answer for me when I know the hype isn’t real is to find a less overvalued index (e.g. S&P 500 equal weight or msci world enhanced value or msci world quality sector neutral) these are nice indices to begin with since they’ve had good performance and don’t go so heavy on the bubbly stuff.

    • @marcohandmann4843
      @marcohandmann4843 3 หลายเดือนก่อน

      EQWL is better than RSP IMHO.

  • @panamahub
    @panamahub 6 หลายเดือนก่อน +16

    Just think about it like savings in the bank. Leave it there and don't worry about it.

  • @ryanlutz1216
    @ryanlutz1216 6 หลายเดือนก่อน

    Thing that stuck out at me is the clip of Jack saying "2.5% dividend - somewhat lower than history". Today, our S&P 500 ETFs return 1.3% dividend... Would like to see companies ramp up their shareholder equity returns. At least buybacks seem to be more common now.

  • @lucaspaciello866
    @lucaspaciello866 3 หลายเดือนก่อน +710

    Yeah nice video, market trends hint at lower prices, but this could also open doors for smart investments. Despite a possible short-term slump, remember the market's long-term potential. Downturns can be entry points for portfolio expansion. Success lies in informed decisions and strategic planning. Thanks to Shea Ardolf’s insights, daily trade signals, and my dedication to learning, I've been increasing my daily earnings. Kudos to the journey ahead!

    • @lucaspaciello866
      @lucaspaciello866 3 หลายเดือนก่อน

      Shea Ardolf program is widely available online..

    • @dorothyweller7736
      @dorothyweller7736 3 หลายเดือนก่อน

      This reference seems valid.. Just looked up her full name on my browser and found her webpage without sweat, over 15 years of experience is certainly striking! very much appreciate this.

    • @chesteradams9764
      @chesteradams9764 3 หลายเดือนก่อน

      The beauty of Shea Ardolf ’s approach is her dual focus: while she aggressively pursues profit opportunities, she's equally tenacious about shielding investors from potential pitfalls. It's a balance few can achieve.

    • @alfredjones3984
      @alfredjones3984 3 หลายเดือนก่อน

      Without a doubt! Shea Ardolf is a trader who goes above and beyond. She has an exceptional skill for analyzing market movements and spotting profitable opportunities. Her strategies are meticulously crafted based on thorough research and years of practical experience.

    • @jacnelson3423
      @jacnelson3423 3 หลายเดือนก่อน

      Investing in Bitcoin is the wisest asset to be in, not trying to shit on other stocks, it just won’t outperform Bitcoin over pretty much any long time horizon…reality over feelings!!

  • @BeverlyRandall-e3d
    @BeverlyRandall-e3d 6 หลายเดือนก่อน

    Wow another Awesome strategy. I am gonna start trying in right away. Anyway thanks very much for the good work you do here and in your telegram Chanel .Thanks once again .

  • @CharetteRose
    @CharetteRose 6 หลายเดือนก่อน +394

    Honestly, this concerns me and has left me uneasy. Especially this potential depression, no more a recession. I'm unsure about my $130K account strategy, considering the uncertainty of this whole recession mostly.

    • @Donaldsmith109
      @Donaldsmith109 6 หลายเดือนก่อน

      If you lack knowledge about market investing tactics, get advice from a financial counselor.

    • @ticynara1
      @ticynara1 6 หลายเดือนก่อน

      I could really use the expertise of this advsors.

    • @ticynara1
      @ticynara1 6 หลายเดือนก่อน

      Thanks for sharing. I curiously searched for her full name and her website popped up after scrolling a bit. I looked through her credentials and did my due diligence before contacting her. Once again many thanks

    • @SinisterLynch
      @SinisterLynch 6 หลายเดือนก่อน +1

      Buy GameStop. Its the center of the market crashing literally like a black hole in the market but also a black hole where ill be rich

    • @SinisterLynch
      @SinisterLynch 6 หลายเดือนก่อน

      @@Donaldsmith109hell no financial advisors are a scam. Thats like getting advice from a therapist. Read the intelligent investor. Ive turned 3k- 3.4million by only trading GameStop. The squeeze never squooze and the stock is on 70 day cycles. Very easy to make 100-500% gains per month once you understand the gme cycle

  • @SoledadUnai
    @SoledadUnai 3 หลายเดือนก่อน +613

    Amazing content! I have been following your videos for sometime now, consistently kicking down Wall Street doors for two years now, I have over $320k in stocks. Currently, my portfolio is down by 15%. Wondering if they're any short term opportunities I can invest in.

    • @ErikKlaasenDad
      @ErikKlaasenDad 3 หลายเดือนก่อน

      I agree that there are strategies that could be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors with experience.

    • @StalinUndav
      @StalinUndav 3 หลายเดือนก่อน

      I stopped listening and taking financial advise from these TH-camrs, because at the end of the day, I end up with a bunch of confusing stocks without knowing when to take profit, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

    • @IsabelConchita
      @IsabelConchita 3 หลายเดือนก่อน

      Glad to have stumbled on this comment, Please who is the consultant that assist you and if you don't mind, how do I get in touch with them?

    • @StalinUndav
      @StalinUndav 3 หลายเดือนก่อน

      Elisse Laparche Ewing is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

    • @PierreBailey3
      @PierreBailey3 3 หลายเดือนก่อน

      She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

  • @NDtoker
    @NDtoker 6 หลายเดือนก่อน +1

    Should i start my sons coustodial fund now though or should i wait. Its a 3 gran minimum for an admiral index fun in snp 500

    • @DarkoFitCoach
      @DarkoFitCoach 6 หลายเดือนก่อน

      Pls read jack bogles book: little book on investing. 10bucks and all your questions will be answered
      Hint: the answer is yes

    • @st.charlesofaberdeen154
      @st.charlesofaberdeen154 6 หลายเดือนก่อน

      Why don't you start a fun for them on Robinhood with no minimum❤

    • @XirevWoW
      @XirevWoW 6 หลายเดือนก่อน

      You should not wait, don't try to time the market

    • @enigmatic_mist280
      @enigmatic_mist280 8 วันที่ผ่านมา

      Absolutely, no need to buy mutual fund. Start with ETFs they have no minimum, and they have exposure to many stocks to diversify. Also, you can go with a growth ETF bc your kids have a long time horizon until retirement.

  • @tomvdz6370
    @tomvdz6370 6 หลายเดือนก่อน +1

    I am 25 but I just received an inherritage that I was planning on investing (already deployed some of it into the market) but since the market is high and that I won't be able to continues invest it, it seems more like some lump sum buy, how do I approach this? Spread it out over a certain time?

  • @MarieVincente87
    @MarieVincente87 2 หลายเดือนก่อน +1057

    Tesla “TSLA” shares surge with CEO Elon Musk's involvement in the US election seemingly pays off after President-elect Donald Trump's win. which stocks could potentially become the next in terms of growth over the next few months. I've allocated $350k for lnvestment, looking for companies to make additions to boost performance.

    • @EnriqueCarrasco-z3j
      @EnriqueCarrasco-z3j 2 หลายเดือนก่อน

      I agree that there are strategies that could be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors with experience.

    • @ErikKlaasenDad
      @ErikKlaasenDad 2 หลายเดือนก่อน

      Agreed, It's essential to diversify your portfolio. While quality stocks are a solid foundation, you should also consider other assets to spread risk. Thankfully, I can attest to the success of this approach aided by professional guidance seeing my portfolio of $330k grow by 40% this year alone... maybe you should do the same.

    • @ReginaAlbrighton
      @ReginaAlbrighton 2 หลายเดือนก่อน

      This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

    • @ErikKlaasenDad
      @ErikKlaasenDad 2 หลายเดือนก่อน

      Elisse Laparche Ewing is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.

    • @HenriqueOrson-t6s
      @HenriqueOrson-t6s 2 หลายเดือนก่อน

      I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

  • @Vivienedouglass
    @Vivienedouglass 6 หลายเดือนก่อน +4

    I already own shares of TSLA, NVDA and APPL as well. Sure, I don't mind having these equities sit around for a while, but I'd also like to appreciate short-term opportunities that could fetch $200,000 or less..

    • @kurtKking
      @kurtKking 6 หลายเดือนก่อน +1

      You should consider financial planning

    • @Lisekplhehe
      @Lisekplhehe 6 หลายเดือนก่อน +1

      have you tried gambling?

  • @traviswes7082
    @traviswes7082 6 หลายเดือนก่อน +6

    I have a 3 fund portfolio consisting of 33% S&P, 33% Total stock, and 33% international. I feel a need to focus on complete growth so I went 100% stocks, but does the SP500 and TSM overlap too much to make sense holding both? However I’ve been in the red for a month now. I work hard for my money, so investing is making me a nervous sad wreck. I don’t know if I should sell everything, sit and just wait but watching my portfolio dwindle away is such an eye -sore.

    • @sam-r7w
      @sam-r7w 6 หลายเดือนก่อน +1

      Not a FA, but some points:
      1. You seem to have a lower risk tolerance than going 100% all stocks. If your portfolio brings you this much stress, then maybe go for a lower risk portfolio with more bonds etc. With these higher interest rates, I've personally gone for some term deposits which provide solid guaranteed returns.
      2. Selling now locks in your losses. You've gone for a wide portfolio which most probably will perform well in the long run, there is no sense in selling now.
      Investing is a mental game more than anything. If you're this worried about being in the red I'd start to reevaluate things and if it's worth your mental health for the (potential) of gains.

    • @sam-r7w
      @sam-r7w 6 หลายเดือนก่อน +1

      11:05 okay I've just listened to the whole thing and this is really good for you

  • @donpeters7080
    @donpeters7080 6 หลายเดือนก่อน +2

    You keep talking about investing in US assets from USD base.
    I would like to hear you discuss investing in US Assets from an AUD base, adding Foreign Exchange Risk into the equation...

    • @The4.0Guy
      @The4.0Guy 6 หลายเดือนก่อน +1

      If you are worried about foreign exchange risk you can usually find hedged versions of sp500 etfs in your home country. If USD is strong against your home currency you may miss out on those gains but at least you get the performance of the sp500 and don't need to worry about your spending power in your home currency.

    • @donpeters7080
      @donpeters7080 6 หลายเดือนก่อน

      @@The4.0Guy Yeah, thx

  • @Thebt7
    @Thebt7 6 หลายเดือนก่อน

    Can you please please please address something for me. It might come up in this video but can you address how indexing has affected investing. I often seen YT finance clips look at 100+ years of data but how has certain innovations in finance change historical data and signals.

  • @kt6332
    @kt6332 6 หลายเดือนก่อน

    I just started learning and investing in the market about 3 yrs ago. I’ve made some mistakes looking for that delusional overnight quick rich stock. I now have a long term portfolio with a combination of stocks and ETFs.
    I feel more confident and comfortable investing long term!

  • @Willywillscheng
    @Willywillscheng 6 หลายเดือนก่อน +39

    You're only as good as the decisions you make today with the money you have. This time last year I considered getting into index funds and ETFs without much knowledge and decided to have a consultation with a trade analyst, and it was incredibly insightful. One year and a couple of months in, and I'm debt free. I truly cannot stress enough how helpful experts in this field are! Keep the videos coming brother.

    • @Miawilmore
      @Miawilmore 6 หลายเดือนก่อน +3

      I've wanted to get into the market at different times but I don't know how it works. How has your experience been?

    • @Willywillscheng
      @Willywillscheng 6 หลายเดือนก่อน +4

      I found out that investing is not rocket science. Jonas Herman is the brain behind my success. I've gotten into a plethora of assets with 10k spread across stocks (index funds) for the short term etfFs, and Roth Ira for the long term which has made me over five figures. Now I sit back, and just reinvest at intervals while I handle my other businesses.

    • @Pathston
      @Pathston 6 หลายเดือนก่อน +2

      Sounds like I need help so bad. To me, investing is not worth it and I know that's the same mindset holding me back from taking a step forward.

    • @Roymysterio
      @Roymysterio 6 หลายเดือนก่อน +4

      People often mistake hubris for actual knowledge when it comes to money and I don't even blame them because there's an influx of false info on the internet today. Unfortunately, it hampers rational decision making. He is one of the bright ones, providing me with a great deal. Indepth investment strategies are just one of the many components.

    • @Donnierra
      @Donnierra 6 หลายเดือนก่อน +1

      Can you introduce me to him? I'd love to learn more about his service.

  • @BigSources
    @BigSources 6 หลายเดือนก่อน +1

    Well, you were making good points and ended up being correct, but probably for the wrong reasons 😂 index funds dipped because of performance issues from tesla and ai scepticism for alphabet, not directly because of being overvalued.

  • @posthardcoresinger
    @posthardcoresinger 6 หลายเดือนก่อน +1

    If you want to learn to trade, go all in. If you half-ass it in any way, it's easy to fail. A single failure due to psychology can blow up ANY part of your trading plan, risk management, etc. If the government schools didn't suck so much and hide this from us I would've aggressively DCA'd into the S&P from 18 onwards. Worked as many hours as I could stand, skipped going to college out of desperation feeling like I need to do something, and lived with my parents. Since they screwed us, I took the hard route. Ironically the hard route pays way, way higher returns than passive investing.

    • @BillyCarsley
      @BillyCarsley 6 หลายเดือนก่อน

      Incorrect

  • @carrens5904
    @carrens5904 6 หลายเดือนก่อน

    Thank you, thank you, thank you! I needed to see this video TODAY, as I have stupidly been allowing my emotions to impact my common sense this week. I was seriously contemplating stopping my investment (very small but regular) into the SP500 for a while, as I was feeling it is getting very expensive. Your video was a timely reminder that it would have been the WRONG decision, and I would have lived to regret it. I made the same mistake shortly after covid hit - dumb, dumb move. Your video has given me a virtual slap, and got me back on track today. I am so grateful.

  • @joostonline5146
    @joostonline5146 6 หลายเดือนก่อน +9

    the nominal stock prices will always goes up, because the value of the dollar always goes down over time..... you are gambling that you can sell your stock with a purchasing increase at the time you want. It can be an inliquid market or recession dip at that specific time.

    • @thorstenvogt6561
      @thorstenvogt6561 6 หลายเดือนก่อน

      This is, of course, true for any investment of any kind, and also for a bag of cash you sit on. You’re always hoping and expecting that your chosen approach to storing the fruits of your labor will do better than the possible alternatives. You can call it gambling if you want, but the decision can (and should) be one informed by historic results.

    • @dexterrity
      @dexterrity 6 หลายเดือนก่อน +2

      @thorstenvogt6561 but historical results aren't indicative of future performance ¯⁠\⁠_⁠(⁠ツ⁠)⁠_⁠/⁠¯

    • @thorstenvogt6561
      @thorstenvogt6561 6 หลายเดือนก่อน +1

      @@dexterrity that applies to *ALL* decisions you make in life. The best you can ever do is go by empirical evidence.

  • @gripmasterflo6753
    @gripmasterflo6753 6 หลายเดือนก่อน +4

    Since the market doesn't seem to be overvalued in general, but in case of some big companies, the question should be, if this may be the time for stockpicking instead of investing in the S+P.

    • @EzBz982
      @EzBz982 6 หลายเดือนก่อน

      You could look at the holdings of your favorite funds and avoid the big dogs at the top that you feel are overpriced.

  • @MrJohnnybeeeeeeee
    @MrJohnnybeeeeeeee 5 หลายเดือนก่อน

    Mate doesn’t this video contradict the video you just posted about the market rotation?

  • @dennis6325
    @dennis6325 หลายเดือนก่อน

    Jack Bogle later retracted that statement and agreed there was zero reason to be in stocks in the late 1990's. There is a mathematical way to determine your percentage allocation to stocks based on your age and the overall market PE ratio. It has to do with matching the duration of your investments to your investment horizon. As you get older, you have less in stocks. As the market PE ratio increases you have less in stocks. This way you are not all in or all out. You slowly take your winners off the table as the market gets more expensive and add stocks as the market gets relatively cheaper.

  • @josephcurione2947
    @josephcurione2947 6 หลายเดือนก่อน +1

    Thank you

  • @Skankhunt42vmmf
    @Skankhunt42vmmf 6 หลายเดือนก่อน +1

    Is someone who buys index funds truly a passive investor? That's a very active decision, specially if you go with SP500 vs whole world or tech vs divs ETFs

  • @audriuskralikas6103
    @audriuskralikas6103 6 หลายเดือนก่อน

    wow, such a high quality video. Good job!

  • @PulpMatter
    @PulpMatter 6 หลายเดือนก่อน

    Love it, can you do a deep dive on albermale stock and why it’s tanking so much ?

    • @diggingmystyle
      @diggingmystyle 6 หลายเดือนก่อน

      My strategy is to keep buying if it tanks. It's not going anywhere unlike other small players.

  • @dan-cj1rr
    @dan-cj1rr 6 หลายเดือนก่อน +2

    The problem is that they are not letting the market crash which is healthy and fk us all with inflation.

  • @Joedisney
    @Joedisney 6 หลายเดือนก่อน +3

    And as for people who trade a lot yes because the FED has been printing money and all you have to do is sit back and relax.
    There's been many times in the market that traders made the majority of the money while people sitting there waiting for the stock market to go up and it just moves sideways for a year after year after year.
    Unless the FED can continue to print money this market is not going to continue to skyrocket like this.
    And maybe they can continue to print money

  • @ThomasShelby-xz2fk
    @ThomasShelby-xz2fk 6 หลายเดือนก่อน +2

    The market P/E forward ratios are reasonably priced. This isn’t the time to be getting bearish, especially since rate cuts are on the way soon

  • @admiringrubin2910
    @admiringrubin2910 6 หลายเดือนก่อน

    Can you do a video on rebalancing for passive investors DCA'ing into US and ex-US ETFs?

  • @emilecloete4029
    @emilecloete4029 6 หลายเดือนก่อน +1

    If buying during high and low P/E ratios is a good investment strategy. Why does Berkshire Hathaway maintain such a substantial cash reserve instead of investing it in the market?

    • @eth_6549
      @eth_6549 6 หลายเดือนก่อน +1

      Saves money to buy hidden gems dirt cheap

  • @abdukhakimsalimov6101
    @abdukhakimsalimov6101 6 หลายเดือนก่อน

    dollar-averaging works assuming that the times when markets go up outweighs the times when markets go down, during your lifetime. For someone who is just about to start value investing and is at 30+, would you recommend starting now or wait for market correction from all-time highs?

    • @atkim122
      @atkim122 6 หลายเดือนก่อน

      There's two main possibilities. The next 30 years can continue the trend of the S&P500 over the last 100 years and average 10% annual returns (despite ups and downs). But Japan is a cautionary tale that markets don't always go up. Japan's Nikkei index just recently reached the level it was last at back in 1989! So the last 35 years on their chart just looks like a smile.

    • @touchofgrace3217
      @touchofgrace3217 6 หลายเดือนก่อน +1

      I’m 50 and there is no way I will pay a 25% premium for stock, watch it plummet next year as interest rates are lowered and then spend the next 4 or 5 yrs breaking even. I’m putting my money in a combination of small cap companies and solid high dividend stocks until the dust settles. Then I will shift back into the S&P 500 when it is fairly valued.

  • @joshXnovak1
    @joshXnovak1 6 หลายเดือนก่อน

    I’ve found that investing monthly or annually in an IUL is a great way to mitigate the losses in a market downturn. Putting away for an IUL offers an emergency savings, life insurance, retirement, tax free growth of your money, AND contractually guaranteed to never lose you a dime. The companies that offer IULs back your account out of their own pocket to ensure a minimum rate of return on your investment when the market fails to keep up. If the market is up 15%, so are you. The market is down 15%, everyone except for you is down. The company will pay its owns money into your account to ensure you have whatever minimum rate of return per your contract with them to make sure you are ALWAYS growing. Pretty sweet.

  • @JennaHerberholz
    @JennaHerberholz 6 หลายเดือนก่อน +5

    I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered and i don't know where to go here out of devastation.

    • @biankabrodeur01
      @biankabrodeur01 6 หลายเดือนก่อน +4

      Safest approach i feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown

    • @roberttheodoregeorge
      @roberttheodoregeorge 6 หลายเดือนก่อน +3

      Due to my demanding job, I lack the time to thoroughly assess my investments and analyze individual stocks. Consequently, for the past seven years, I have enlisted the services of a fiduciary who actively manages my portfolio to adapt to the current market conditions. This strategy has allowed me to navigate the financial landscape successfully, making informed decisions on when to buy and sell. Perhaps you should consider a similar approach.

    • @harryalexander6340
      @harryalexander6340 6 หลายเดือนก่อน +2

      this is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

    • @roberttheodoregeorge
      @roberttheodoregeorge 6 หลายเดือนก่อน +1

      Finding financial advisors like Melissa Jean Talingdan, who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

    • @harryalexander6340
      @harryalexander6340 6 หลายเดือนก่อน +1

      Appreciate this recommendation, hopefully I can get some insight to where the market is headed and strategies to beat the downtrend with when I hear back from Melissa.

  • @Aurierserge50
    @Aurierserge50 6 หลายเดือนก่อน +3

    The stock market is just filled with both overvaluation due to rapid gains and strong economic fundamentals justifying high valuations. Raises concern for my $600K equities going 8% up and 20% down. So is it better to hold on or sell off positions to hold cash?

    • @Higuannn
      @Higuannn 6 หลายเดือนก่อน +2

      Markets have incorrectly priced in such a pivot six times over the last two years. This is why pointers from market experts are essential

    • @Aurierserge50
      @Aurierserge50 6 หลายเดือนก่อน +2

      @@Higuannn I've been getting suggestions to use one, but where and how to find one has been challenging, Can i reach out to the one you use?

    • @Aurierserge50
      @Aurierserge50 6 หลายเดือนก่อน +1

      @@Jaymilnere I like to give this a try even if my needs are kind of unique and complex. I'll contact her nonetheless, and I hope I'm able to make something out of it.

    • @Aurierserge50
      @Aurierserge50 6 หลายเดือนก่อน

      @@Jaymilnere Thanks for sharing. I searched her full name and found her website instantly. After reviewing her credentials and conducting due diligence, I reached out to her.

    • @Aurierserge50
      @Aurierserge50 6 หลายเดือนก่อน +1

      Thanks for sharing. I searched her full name and found her website instantly. After reviewing her credentials and conducting due diligence, I reached out to her.

  • @tncoder
    @tncoder 6 หลายเดือนก่อน +29

    long story short: yes :)

    • @NewMoneyYouTube
      @NewMoneyYouTube  6 หลายเดือนก่อน +6

      I like your style!

    • @misterbeach8826
      @misterbeach8826 6 หลายเดือนก่อน

      @@NewMoneyTH-cam Yeah, so true. I understand kids worrying today during this bubble, with their lack of xp from 2007/08, or 2000. Every crisis, it is the same sorrows.
      Try to learn from the Chinese real estate crisis. Although the Chinese market has tanked for three years, you see winners. How is this possible? Fundamentals.
      If you are as arrogant as Michael Burry, you try to defy gravity by investing in BABA, PDD, JD, but then you bet on the losers (in China, the retail sales grew YoY -11 %, incredibly). It take a long time before the Chinese's retail sales will go up again...
      If you are into fundamentals, though, you would have seen that banks were doing just fine in China. Bank of Communications made +56 % in 3 years... despite a Hong Kong crash of -43 % during the same time period.

  • @Felix-vj1pn
    @Felix-vj1pn 6 หลายเดือนก่อน +3

    Attention! All (most of) these comments with hundrets of likes are fake and scam. They advertise people/advisers with bought comments and likes. This applies to most accounts you see writing about investing. As you can see by their date of account creation (mostly weeks to a few months) and comparing their comment history by clicking on their profile pic.

  • @jate.photography
    @jate.photography 6 หลายเดือนก่อน +1

    Isn't there also an opposite theory where lump sum beats dollar cost averaging as well?

  • @bmci007
    @bmci007 5 หลายเดือนก่อน +2

    Sophisticated investors have already made too much money from rising stocks that retail investors have no hope of ever becoming rich by holding index funds. At some point, when the market crashes, retail investors will lose badly. I wouldn't touch any S&P 500 stock until it's capitulated

  • @realruppert351
    @realruppert351 4 หลายเดือนก่อน

    Thank you so much for this video and your work !

  • @DeerfieldDiscGolf
    @DeerfieldDiscGolf 6 หลายเดือนก่อน +4

    Only Divided ETF’s. Their PE Ratios are around 17

  • @HS-PGA
    @HS-PGA 6 หลายเดือนก่อน

    Interest rates have not really had an impact yet and the lag effect will kick in on valuations that are based on 0% rates from a couple years ago and money printing

  • @DarkoFitCoach
    @DarkoFitCoach 6 หลายเดือนก่อน +2

    As our king bogle says: always be in the market. Up down left or right the rollercoaster will go. And it doesnt hurt unless you jump out of it (sell your position)
    I am in the sp500 so if the market goes up: win
    If the market goes down: i buy more stocks with less money = win
    Fundamentals always win and the top usa 500 companies that represent 80% of usa economy and about 50% of worlds stock market will always do well on aggregate and go UP in time.
    As sure a bet as any ever. no guarantees, just very high likelyhoods

  • @ooqs2273
    @ooqs2273 5 หลายเดือนก่อน +1

    The problem people don’t talk about is that holding “forever” or dollar cost averaging, is that it’s made for rich people. They can hold forever since it doesn’t really affect them, it’s not their livelihood, and they have the cash to always be investing.