About the only CC fund I would recommend. Key differences are the JEPI fund managers freedom to sell OUT of the money covered calls. Others are confined by their prospectus to sell AT the money. That about guarantees the fund will miss practically all index upside. After the index just had a -10% month, that's not a good strategy and it shows in total returns.
True that...there is definitely a clear difference between JEPI's total returns compared to the other CC ETFs out there, which seems to be a result of their overall strategy.
Thank you man! That's exactly how I do it too...I'm thinking about throwing some more into JEPI to build that up. It'd be nice to have more to redistribute elsewhere every month
JEPI is my first Core position in a Core and Satellite portfolio. I bought during the October 2023 lows and will add when it trades below my cost basis (since it's new, and a recent addition).
I hold JEPI in both retirement accounts and have done so for the past year and a half. The monthly dividends for the last year have fulfilled my RMDs. What I have noticed is that when the stock price goes down they increase the yield %. I have a high degree of confidence in these fund managers. I don’t think I am alone in my assessment as they currently have 17bn dollars under management.
I have found that those of us who have lots of money in JEPI are thrilled with the monthly income we receive. Those who have very little or no money in JEPI are overly critical. Last year my 216k generated 25 k in cash @@rynewilliams
Just learned about JEPI this week and was starting to do research! Such an insightful video! Will be looking to pick some shares up in the new year. AND IT PAYS MONTHLY??? Take my money!
Thanks man! Appreciate you dropping by and giving this one a watch. I'm thinking I'll add some more to it as well in the new year, gotta love that extra income every month
I have a regular stock portfolio through JPM and have been trading individual stocks like Kroger, Eni, and Ford. And I’m slowly growing my etf sector with VYM and maybe VYMI but they all pay quarterly which isn’t bad but is slow with a DRIP unless you have tons invested in each one. Why I’m loving JEPI is it pays monthly which is great with a DRIP and it’s not insanely costly like VYM so I see myself buying a couple shares of it weekly till I hit maybe 40 shares and let it run for awhile on its own
Some of those historic graphs on performance have JEPI starting at a higher point than their peers. The 3 year chart gives JEPI an advantage b/c the others started down (recovering from) from the March 2020 crash. YTD is a fair comparison b/c they all start at 0 at the same time. The 5 year starts the race QYLD > JEPI > XYLD at common inception; with JEPI significantly outperforming in 2021 and 2022.
Jepi and Divo are 2 I've been on the fence about jumping into, mainly because I see them being great options with the next years forecast looking s little rough.
I can you tell you from experience that JEPI has performed great this year. I used to own NUSI, RYLD, and QYLD. Those 3 stocks worst month was JEPIs best month, as far as income goes. JEPI has continued to surprise me with their consistent dividend.
Very enlightening video… had purchased a share of JEPI a few months ago but am now going to look into this a little more and expand on this position… a little off focus but I am curious to hear what your take on HBI…? Thanks for all your hard work Ryne
I really like the company HBI, and the yield is very high with a nice valuation, but they may have some issues in the financials. The amount of debt they have compared to their FCF may be problematic, which is why we haven't seen the dividend grow for some time
I am just beginning to realize that I need to learn how to analyze and find the valuation of a company’s shares (hopefully stated that correctly) and wanted to ask if you could please recommend any of your videos that could teach me this. Like you said we are all on this journey together. Thx :)
Haven't heard much about Jepi in a while, but it looks good for an older investor who needs cash money for bills -- somebody like me. Definitely going to put Jepi on my list.
I've been debating on giving my mom a couple grand every year to throw into jepi. Her retirement planning is to just keep working. I think it'd be a relatively easy way to ease her burdens more and more each year
@@Duke_of_Prunes well we'll see if she lets me give it to her 😅😅 she's been an incredibly hard worker all her life, but never for anyone who'd pay her well for her labor. She's approaching 60 with nothing, so getting into hail mary territory. Getting a few 100 a month would be huge for her though
I really enjoy your videos!! Thank you for sharing all this info.. im 30 years old, what you think about to invest only in VTI, SCHD , O, and JEPI? Do you think is enough for dividends by long term? I know “paytience” is the king in this hard times.. i want to know just your opinion, god bless you and have a good weekend…
Would it be better to invest basically "all in' in one or few dividend stocks or to buy a little bit of many different dividend stocks? Assuming the stocks prices grew uniformly would it be better to go all in since you would own more shares and thus your dividends would give you more shares quicker?
It partially depends on preference to be honest. Some investors prefer more diversification and owning more stocks, while others feel more comfortable keeping track of less stocks
Hey Thomas, the expense ratio is a factor, and the rule of thumb is “the lower the better.” For JEPI, for every $10,000 you have invested, you’d pay $35/year - which isn’t too bad
I am NEW to this. Can an ETF be dissolved at any point? If so, what happens to any money you put in/invested. I am dividend investing for the next 15 yrs to build a retirement and hope to earn income from it after 65.
I'm sure an ETF can be put out of commission. I haven't done any research to know what happens if that occurs though...I'd imagine your position would just be converted back to cash
You’re totally right. It took me a minute to figure out where I went wrong, but I was using NDAQ, which is NASDAQ Inc, instead of the actual index. Good looking out
I am from Europe, specifically Greece and if the ETF is UCITS it’s free taxed. That’s why I asked you. In a different situation we must pay 30% tax! Greetings from Greece!🇬🇷
@@rynewilliams I just remember chasing high yield individual dividend stocks only to watch the share price drop and then the dividend drops too. It becomes a war of attrition over time.
Covered calls are a highly popular options strategy. If you’re new to investing, I wouldn’t worry too much about covered calls. It’s pretty advanced stuff
Me and my wife are both 50 and just opened ROTH IRA’s. We have the funds to max them yearly. Our goal for these are strictly passive income. We will be drawing from it at 59.5. Thinking of rolling strictly JEPI. Anybody have a better idea such as SCHD, JEPQ? JEPI and the monthly dividend is alluring.
That is my new JPM, and TROW. CCI, Can't live without cell phone towers LOL. And a $6.26 pay. looking how beatin down they are. I have to pick up shares
Doesn’t make sense to my why people are saying this is a retirement type of ETF when your money is 5x after 10 years on minimal contributions and 15x after 20
@Ryne Williams What factor would hold you back from making Jepi your number one choice? Would you put your 10K in another monthly paying etf if income was your objective?
Actually, I guess it depends on a number of factors. If $10,000 is a relatively small portion of your overall portfolio, then it wouldn’t be so bad to put it in JEPI. If $10,000 is a lot for you, then I wouldn’t first turn to JEPI. I would much sooner choose something like SCHD. Then again, your goal is immediate monthly income, so maybe JEPI wouldn’t be a bad option. I don’t know haha, I really can’t definitively say what the best move is here
At age 56 with a retirement goal in approximately 9 years from now I still would not invest in CC ETF's. I still like "growth" for capital appreciation and dividend growth. I would prefer to trade my own options on my own holdings than an ETF. I want to see a longer track record with CC ETF's as well. My opinion alone but someone in your age bracket with time I would DEFINITELY NOT recommend these at all.
Income from this fund is taxed at the NON- qualified rate. Its regular income, not capital gains. This hurts actual returns which never gets addressed with his fund.
![มองหน้ากันไม่ติด (Awkward) - โอ๊ต ปราโมทย์ FEAT. MAIYARAP [Official MV]](http://i.ytimg.com/vi/4b02SY_r6Gw/mqdefault.jpg)
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What do you think of JEPI, and covered call ETFs in general? Let me know in the comments below! 👇
About the only CC fund I would recommend. Key differences are the JEPI fund managers freedom to sell OUT of the money covered calls. Others are confined by their prospectus to sell AT the money. That about guarantees the fund will miss practically all index upside. After the index just had a -10% month, that's not a good strategy and it shows in total returns.
True that...there is definitely a clear difference between JEPI's total returns compared to the other CC ETFs out there, which seems to be a result of their overall strategy.
JEPI seems like a good buy. Probably because it's not as rigid as the other funds.
Yea definitely!
@@rrad3926 That is EXACTY why it's better. The fund managers are not handcuffed.
Thanks for the info adding to my portfolio! Glad it popped up on my radar.
Nice! Appreciate you watching and commenting my friend
Great summary of the pros and cons of JEPI!
Thank you my friend!
My combo JEPI + SCHD
Honestly that's a rock solid combo
Great info as always my guy! JEPI is definitely one on my watchlist this year
Thanks man! Definitely a good way to give your cash flow a nice boost
Awesome video as always Ryne! I have a sizable position in Jepi and use the dividends from it to invest into things like PG, ABBV, SCHD etc
Thank you man! That's exactly how I do it too...I'm thinking about throwing some more into JEPI to build that up. It'd be nice to have more to redistribute elsewhere every month
JEPI is my first Core position in a Core and Satellite portfolio. I bought during the October 2023 lows and will add when it trades below my cost basis (since it's new, and a recent addition).
JEPI utilized correctly can be a great tool. Great vid, Ryne!
Thanks man, I agree! I don’t have a big position in it by any means, but it serves its purpose in my portfolio. Appreciate you watching 🙌
Love the video, 100% agree on everything you said💯🙌🏽
Thank you my friend! You have some JEPI in your portfolio?
You and Ari are getting some really nice content out there. Thanks so much for not only good content but your editing is really, really good.
Thank you my friend, I really appreciate the kind words. Really trying to put out good videos. Ari is crushing it, you're right. He's the man
Awesome video!!! Jepi is something I may get into. I'm still holding qyld. I'm a little over 1 share away to be at 100 shares.
Nice man you're like almost there! 100 is a cool milestone
Just bought 111 shares of SCHD and building up my JEPI..I'm at 63 shares right now..Good video as always..
Dang, that's a rock solid SCHD purchase, and very impressive JEPI position. Nicely done my friend!
Having never looked into JEPI, this was really informative and looks to be a pretty conservative covered call investment strategy. Nicely done!!
Thanks man! I agree...with a yield as high as it is, the ETF as a whole looks pretty stable
The out of the money strategy gives less yield than an XYLD, but a better price preservation.
@@clifford629 nice point Clifford, and I think it’s great that investors can decide which one they’d be most comfortable with.
I hold JEPI in both retirement accounts and have done so for the past year and a half. The
monthly dividends for the last year have fulfilled my RMDs. What I have noticed is that when the stock price goes down they increase the yield %. I have a high degree of confidence in these fund managers. I don’t think I am alone in my assessment as they currently have 17bn dollars under management.
Yea it's wild to see how many people are throwing more money into JEPI. It's held up pretty well for me so far. Thanks for sharing!
I have found that those of us who have lots of money in JEPI are thrilled with the monthly income we receive. Those who have very little or no money in JEPI are overly critical.
Last year my 216k generated 25 k in cash
@@rynewilliams
@@nikkinemerouf3224 Nice…I’m getting there.
Great video, Ryne, I was never interested in JEPI, but the more I continue to read up on it.. slowly, slowly..
Haha you'll have to let me know if you ever come around to liking it more man
Just learned about JEPI this week and was starting to do research! Such an insightful video! Will be looking to pick some shares up in the new year. AND IT PAYS MONTHLY??? Take my money!
Thanks man! Appreciate you dropping by and giving this one a watch. I'm thinking I'll add some more to it as well in the new year, gotta love that extra income every month
Great video Ryne, thought the Nasdaq was down like 30 something percent YTD, I’m getting crushed in QQQ right now
You're right, there was an error on my end there
This thing is a beast! SPX call premiums are enormous.
Are they really? I'm not experienced with options at all. The JEPI managers seem to work their magic pretty well with them
I have VTI and SCHD will most likely add JEPI for the cash flow & just reinvest the money into other positions.
There you go, that's a good strategy
I have a regular stock portfolio through JPM and have been trading individual stocks like Kroger, Eni, and Ford. And I’m slowly growing my etf sector with VYM and maybe VYMI but they all pay quarterly which isn’t bad but is slow with a DRIP unless you have tons invested in each one. Why I’m loving JEPI is it pays monthly which is great with a DRIP and it’s not insanely costly like VYM so I see myself buying a couple shares of it weekly till I hit maybe 40 shares and let it run for awhile on its own
Some of those historic graphs on performance have JEPI starting at a higher point than their peers.
The 3 year chart gives JEPI an advantage b/c the others started down (recovering from) from the March 2020 crash. YTD is a fair comparison b/c they all start at 0 at the same time. The 5 year starts the race QYLD > JEPI > XYLD at common inception; with JEPI significantly outperforming in 2021 and 2022.
Great video I’ve got a bit of JEPI in my portfolio for some higher returns, have you done a video on SPHD by chance?
Thanks! And yes I have. Here’s the link to my SCHD video: th-cam.com/video/1duLxTJjhcE/w-d-xo.html
Jepi and Divo are 2 I've been on the fence about jumping into, mainly because I see them being great options with the next years forecast looking s little rough.
True...I don't know as much about DIVO. JEPI has been good to me so far though
I can you tell you from experience that JEPI has performed great this year.
I used to own NUSI, RYLD, and QYLD.
Those 3 stocks worst month was JEPIs best month, as far as income goes. JEPI has continued to surprise me with their consistent dividend.
Very enlightening video… had purchased a share of JEPI a few months ago but am now going to look into this a little more and expand on this position… a little off focus but I am curious to hear what your take on HBI…? Thanks for all your hard work Ryne
I really like the company HBI, and the yield is very high with a nice valuation, but they may have some issues in the financials. The amount of debt they have compared to their FCF may be problematic, which is why we haven't seen the dividend grow for some time
I am just beginning to realize that I need to learn how to analyze and find the valuation of a company’s shares (hopefully stated that correctly) and wanted to ask if you could please recommend any of your videos that could teach me this. Like you said we are all on this journey together. Thx :)
JEPI is my core holding!
Oh nice, I bet you're bringing in some good cash flow from these guys
Hi great video love jepi. Would u ever do a video on a BDC like ARCC or MAIN
I absolutely would. I’m likely going to make a BDC video next month or the month after
JEPI is my favorite covered call ETF after that I like DIVO.
I like JEPI a lot too!
You should look into a DIVO+JEPI Combo both monthly payers for cash flow and is also low volatility, it’s only down 6.3% YTD
Nice, that's solid! JEPI did seem to hold up pretty well this year
Haven't heard much about Jepi in a while, but it looks good for an older investor who needs cash money for bills -- somebody like me. Definitely going to put Jepi on my list.
Definitely Duke...I'm actually surprised you don't already have some in your portfolio
I've been debating on giving my mom a couple grand every year to throw into jepi. Her retirement planning is to just keep working. I think it'd be a relatively easy way to ease her burdens more and more each year
@@delbomb3131 That's a wonderful gift! And practical.
Absolutely, that would be an awesome gift. Great thinking!
@@Duke_of_Prunes well we'll see if she lets me give it to her 😅😅 she's been an incredibly hard worker all her life, but never for anyone who'd pay her well for her labor. She's approaching 60 with nothing, so getting into hail mary territory. Getting a few 100 a month would be huge for her though
I really enjoy your videos!! Thank you for sharing all this info.. im 30 years old, what you think about to invest only in VTI, SCHD , O, and JEPI? Do you think is enough for dividends by long term? I know “paytience” is the king in this hard times.. i want to know just your opinion, god bless you and have a good weekend…
I think that'd be a solid spread for sure. VTI and SCHD will keep you very well diversified, and JEPI + O will bring in some nice monthly income
Would it be better to invest basically "all in' in one or few dividend stocks or to buy a little bit of many different dividend stocks? Assuming the stocks prices grew uniformly would it be better to go all in since you would own more shares and thus your dividends would give you more shares quicker?
It partially depends on preference to be honest. Some investors prefer more diversification and owning more stocks, while others feel more comfortable keeping track of less stocks
hi
Can i ask about expense ratio
It is factor in when we buy the stock
or do we have cash pay for it
noob here
Hey Thomas, the expense ratio is a factor, and the rule of thumb is “the lower the better.” For JEPI, for every $10,000 you have invested, you’d pay $35/year - which isn’t too bad
To sum it up, will it perform in a bull, bear, or flat market the best?
Because of the covered call strategy, it should perform the best, at least from a cash flow perspective, during times of increased volatility
I am NEW to this. Can an ETF be dissolved at any point? If so, what happens to any money you put in/invested. I am dividend investing for the next 15 yrs to build a retirement and hope to earn income from it after 65.
I'm sure an ETF can be put out of commission. I haven't done any research to know what happens if that occurs though...I'd imagine your position would just be converted back to cash
Luv me some JEPI
Nice Todd, how many shares of JEPI are you up to now?
@@rynewilliams 35 shares and nibbling each week
Nice Todd. You’ve got about 10 or 12 shares more than me haha
where did you compare these etfs and index funds?
Seeking Alpha
I just cross over 200 dollars a year in dividends thanks to me change some stock out for jepi
That’s awesome! What a cool milestone, keep up the great work 📈
The nasdaq is not down 8.74 YTD it’s down 30% YTD. your graph is way off, not sure what went wrong
You’re totally right. It took me a minute to figure out where I went wrong, but I was using NDAQ, which is NASDAQ Inc, instead of the actual index. Good looking out
Keep up the great job Ryne!
Is JEPI UCITS, or is there any similar ETF to JEPI that is UCITS?
Thank you! What is UCITS?
Undertakings for Collective Investment in Transferable Securities Directive 2009
I am from Europe, specifically Greece and if the ETF is UCITS it’s free taxed. That’s why I asked you. In a different situation we must pay 30% tax!
Greetings from Greece!🇬🇷
@@signorenickolas oh gotcha. I honestly have never heard of that
I got 102 shares in my Roth, I dare ya to argue with me…😂😂😂 now working on jepq and schd..🙅🏾🙅🏾🙅🏾
Haha nice! That's quite the position
@@rynewilliams it is…I’m sad I can’t do any deposits until may or June but I have to get rid of 20k debt I have to then fully enjoy investing..
It’ll feel so good to get that debt off your shoulders though. Good thing that income will still keep rolling in in the meantime
@@rynewilliams indeed my friend…
I like Ryld
Bet you’re getting some nice dividends from RYLD
@@rynewilliams yeah actually am I also have qyld and xylg along with some other dividend stocks
Would it still be a good idea to put in my tax accountable account? Or should I wait to put in my IRA?
It would be more tax efficient to have it in a Roth IRA
I just recently bought about $750 of Jepi for my roth just to let it compound LOL
.
Haha nice! I think I might add some more JEPI
@@rynewilliams get to 100 shares and leave it alone until all other positions are where they wanna be IMO
How likely are these able to maintain their share price over the next 5 years or any long time period. Sounds too good to be true what am I missing?
That I don't know. There are too many variables involved to accurately predict that
@@rynewilliams I just remember chasing high yield individual dividend stocks only to watch the share price drop and then the dividend drops too. It becomes a war of attrition over time.
What’s a cover call ? I’m all new to dividends
Covered calls are a highly popular options strategy. If you’re new to investing, I wouldn’t worry too much about covered calls. It’s pretty advanced stuff
@@rynewilliams thank you for your quick reply.
Anytime my friend!
Me and my wife are both 50 and just opened ROTH IRA’s. We have the funds to max them yearly. Our goal for these are strictly passive income. We will be drawing from it at 59.5. Thinking of rolling strictly JEPI. Anybody have a better idea such as SCHD, JEPQ? JEPI and the monthly dividend is alluring.
FYI…we already have company funded 401K’s for the past 30 years as well.
That’s incredible Mike, good for you guys! Honestly, between those 3 ETFs, I think SCHD + JEPI would be a solid mix
@@rynewilliams thanks!! What mix? If I’m going to split I may go 75/25 JEPI, what are your thoughts?
Has nothing to do with JEPI, I do have 108 shares of them and they DRIP a share a month. I was wondering what you think of CCI
I mean, isn't this like a TROW and JPM type buy for price and it's dividend pay out?
That is my new JPM, and TROW. CCI, Can't live without cell phone towers LOL. And a $6.26 pay. looking how beatin down they are. I have to pick up shares
CCI looks like a nice stock!
Doesn’t make sense to my why people are saying this is a retirement type of ETF when your money is 5x after 10 years on minimal contributions and 15x after 20
JEPI hasn't been around long enough to know what's going to happen to your money after 10 years. JEPI has only been around since 2020
If I had $10,000 to put into immediate monthly income would Jepi be a good choice?
It wouldn’t be my first choice to be honest
@Ryne Williams What factor would hold you back from making Jepi your number one choice? Would you put your 10K in another monthly paying etf if income was your objective?
Actually, I guess it depends on a number of factors. If $10,000 is a relatively small portion of your overall portfolio, then it wouldn’t be so bad to put it in JEPI. If $10,000 is a lot for you, then I wouldn’t first turn to JEPI. I would much sooner choose something like SCHD.
Then again, your goal is immediate monthly income, so maybe JEPI wouldn’t be a bad option. I don’t know haha, I really can’t definitively say what the best move is here
@@rynewilliams Thanks for the opinion
IN J.P. MORGAN I TRUST
Haha true that!
That’s risky lol
@@anthonyjames4319
Your absolutely right but risk offers buying opportunities and rewards as well
At age 56 with a retirement goal in approximately 9 years from now I still would not invest in CC ETF's. I still like "growth" for capital appreciation and dividend growth. I would prefer to trade my own options on my own holdings than an ETF. I want to see a longer track record with CC ETF's as well. My opinion alone but someone in your age bracket with time I would DEFINITELY NOT recommend these at all.
Thanks for sharing all of that!
Do both
Rob Berger doesn't believe in CC ETFs either.
th-cam.com/video/uVbyAxTwTIw/w-d-xo.html
Income from this fund is taxed at the NON- qualified rate. Its regular income, not capital gains. This hurts actual returns which never gets addressed with his fund.
So then hold it in a Roth IRA, problem solved