I created this video with targeting the viewer who doesn't have a portfolio for 2023 yet. I'm a bit bearish for H1 2023 with rates rising, but long-term positive outlook. Personally if I was starting a portfolio today I wouldn't want to go all in right away hence the cash position. However, once invested I'm staying invested for a long time. Apologies for any confusion
Hey Humphrey, here's a hypothetical for you, unrelated to your video. Fixed income looks appealing as rates rise, and we see money moving from equities over to treasuries. You know what follows. What if the government took all the monies and put it back in VTI? Would'nt that restore equilibrium? Stock market stability with boomers' money. Did I just figure out how to prevent all future recessions? 😮 You're welcome! 😊
Seen lots of videos with everyone showing missing 10 or 30 best days, I can't ever seem to find one showing missing the worst 10 or 30. It would be nice to see the other side of the coin. Not saying timing the market is a good strategy, it would just be nice to see the other side of effects of timed perfectly for comparison.
Would love to see him address future occurring risks and how he handles these situations. As for me, Even with my healthy cash reserve I can't figure buying into moat heavy, cash flow grantors, buy on dips, and enjoy the bull markets when they happen.
I need the market to go down some anyway. The small pullback at the beginning of the month wasn't enough. Many are overpriced now and buffet sold his. I was looking for a rough setback as I am eager to capitalize on the market.
Absolutely! Wealth is made in bear markets. We aren’t in a bear market, but nibbling heavy red days has proven to be fruitful for me over 9 years of investing. I am at 2.25 mil. Biggest positions PLTR, TSLA, SCHD, NVDA, and now looking to build up DRGO alongside finding quality value/growth stocks to buy. I got $48k divs last year in taxable divs. Q2 taxable divs this year was $17,388 this year. Don't sell when the market is down. Having a skilled CFA that puts the time in to do in-depth research can be invaluable in strategizing your portfolio.
I've stuck with ‘’Melissa Elise Robinson for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
I was told to spread my money across different things like stocks and bonds to protect my $750k retirement savings. Now, with the markets being shaky, should I keep adding money to my portfolio or consider other options?
True, I mostly just buy and hold stocks, but my portfolio has been mostly in the red for quite awhile now. Unfortunately to be able to make good gains, you’ll need to be consistent and restructure your portfolio frequently.
In my opinion, it was much easier investing back in the 60s but it’s a lot trickier now, those making consistent profit in these times are professionals reason I’ve been using an advisor for the past 5 years to consistently build my portfolio in preparations for retirement.
My portfolio for the past 30 years has always been self managed and I own 3 shares of Berkshire Hathaway Class A stock (BRK:A) which I bought in at about $17,000 during the mid 90s, I'm currently liquidating some of these positions to incoporate new Gen. Stocks, but am I better off re-investing into Gold as it seems stocks are a little too unstable right now.
Remember that investing in the market carries risks, and it’s important to do your own research and consult with a financial advisor before making any investment decisions.
that's the more reason I prefer my day to day investment decisions being guided by an advisor seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using my advisor for over 2years+
Sonya lee Mitchell is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Thanks for sharing. I searched for her full name, found her website immediately, reviewed her credentials, and did my due diligence before reaching out to her.
*Hi! I’m excited to be here in your channel and I’m interested in learning more about investing and saving up for my retirement but am a little confused about the whole process. Any advice or tips to get me started up would be greatly appreciated.*
@@ArturoM.Dykstra-55I won't recommend gold and coop although it's a good investment. I'II suggest digital assets as it's the best future investment. It's advisable to seek financial assistance based on your available capital and area of interest or preference.
@@DavisFreeman-nu1cu Finding financial advisors like Patricia strain who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
Honestly, this situation makes me uneasy, especially with the potential depression, not just a recession. I'm not sure about my $130K investment strategy given the economic uncertainty.
It’s not as difficult as many people think. It requires diligence, which many ordinary investors lack. That’s why a financial advisor is useful. My friend made over $84k last month with help from his advisor. That’s how people make such huge profits in the market.
It’s not as difficult as many people think. It requires diligence, which many ordinary investors lack. That’s why a financial advisor is useful. My friend made over $84k last month with help from his advisor. That’s how people make such huge profits in the market.
Absolutely, having a solid plan is crucial. My portfolio has doubled since early last year. My financial advisor and I are working towards a seven-figure goal, though it might take until Q3 2024.
Fantastic video Everybody wants to be financially independent and live a better life.With savvy investing, an inexpensive lifestyle, and diligent budgeting, this is not difficult to do. I'm glad I realized early on that achieving financial freedom requires hard work.
Investment is a fabulous way to save money for the future as well as a way to generate passive income. Those who make poor mistakes early in life regret them later in life. But, if done alone, investing may be challenging and risky. For this reason, I suggest consulting experts for advice (financial advisors). The difficulty lies in effectively employing it, not just watching videos and reading investing books.
Yeah why not,my advisor is Olivia Maria Lucas. In terms of portfolio diversity, she's a genius. You can look her name up on the internet and verify her yourself. she has years of financial market experience plus she is also FINRA & SEC verifiable.
Thank you for this tip. it was easy to find your coach. and I conducted thorough research on her credentials before scheduling a call with her.Based on her résumé, Olivia Maria Lucas appears to possess a high level of proficiency, and I am grateful for the opportunity to speak with her
Olivia Maria Lucas really seem to know her stuff. I found her website, read through her resume, educational background, qualifications and it was really impressive. She is a fiduciary who will act in my best interest. So, I booked a session with her
Hi , I enjoy your videos as I’m trying to learn about stocks. My husband and I had mutual funds years ago, but he didn’t like the returns and got out. Since then, we’ve made some profits through land sales. Even though I’m 66 and have never invested in stocks, I’d like to try with a small amount of money and see what happens. Any thoughts for me?
Personally, I would say have a mentor. Not sure where you will get an experience one, but if your knowledge of the market is limited, it seems like a good bet.
Well I recommend you make a diversification plan because it's been harder to build a good financial portfolio since COVID. My colleague suggested I hire an advisor, and I've actually made over $120K with their help during this market crash. They used defensive strategies to protect my portfolio and make profits despite the ups and downs.
I encountered Margaret Johnson Arndt through my wife, and I emailed her. She is guiding me. Since then, she has given me chances to buy and sell the stocks in which I'm interested in. You can hunt her up online if you require care supervision.
I greatly appreciate it. I'm fortunate to have come upon your message because investing greatly fascinates me. I'll look Margaret up and send her a message. You've truly motivated me. God's blessings on you.
@Fortune If all your holdings are in AMC, it's a very bad decision. You should Sell the majority of your amc stock and put that money in ETF or make your own portfolio with better companies
After watching this video, a lot of things now make sense to me. However, I have questions regarding sizing into a trade and also ETF/Digital assets portfolio management. Often times I see myself sizing in when my pre-determined zone is met but I’m unsure what has the best potential: going with a full size order or sizing more as my the price extends further into my zone. And how are people making $450K already in this first half of the year? Sometimes the psychological part of this is the most difficult!
I agree, and for that reason I prefer to have a financial consultant make my day-to-day investment decisions. Given that their entire skill set is based on going long and short at the same time as well as employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's nearly impossible to not out-perform. I've been using a financial consultant for over two years and I've already seen positive.
The name of my financial consultant is ROCH DUNGCA-SCHREIBER . She was featured on a Kiyosaki Radio interview, where I discovered her and contacted her later. Since then, she has given me entry and exit points for the Equities/ETFs I'm interested in. If you want to make a fast online search using her name, feel free. I essentially follow her market decisions and haven't felt bad about it
Great video, one that folks really need to watch. I’m 50, retired a while at 45. I have 35% of my capital invstments in an IRA, 25% in index funds, and the balance spread across other investment accts, in cumulative of over $ 5M. I receive income from my rental properties too. Zero debt and all is going accordingly.
Living below ones means & investing is difficult but it's necessary. I've made lots of money mistakes in the past but I don’t regret it as I've learnt from them. Now I’m just focusing on the s&p 500 and waiting for a few years.
In my case Klaus Cassius has helped me to do that proficiently and I'm enjoying the benefits now. I'm not a guru so I don't really have fascinating strategies. I work and my consultant does the rest.
Honestly, you don't need to change anything. The strategy is the same. Keep being responsible as we face difficult times in the economy. Keep dollar-cost averaging in low-cost ETFs, but make sure to have your emergency fund first. GREAT VIDEO, btw. Thank you!!!
I wish i learnt most of these principles about seven years ago. A lot of people have been trapped strongly in the matrix-- Go to school, get a job, and then slave your whole life. Many miss out on life-changing information that could have great effect on their finances. I played with the stock market sometime in 2020, and I was surprised at how well it turned out. I want to put in $90k more into the market. I heard people are making really great returns despite the downturn. Any recommendations?
@Brilliantrans How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.
@Brilliantrans I just looked up Christine Jane Mclean’’ online and researched his accreditation. sHe seem very proficient, I wrote him detailing my Fin-market goals and scheduled a call.
Well you can also use that job to fueling other ways to earn money depending on how much you make depends how much money to set aside for investments that make you money (DISCLAIMER THIS IS NOT FINANCIAL ADVICE this is just what i do when i get my check on every Friday since my previous job was weekly pay)
With markets tumbling, inflation soaring, the Fed imposing large interest-rate hike, while treasury yields are rising rapidly-which means more red ink for portfolios this quarter. How can I profit from the current volatile market, I'm still at a crossroads deciding if to liquidate my $125k bond/stocck portfolio
Focus on two key objectives. First, stay protected by learning when to sell stocks to cut losses and capture profits. Second, prepare to profit when the market turns around.I recommend you seek the guidance a broker or financial advisor.
@@jetkastrokdova Right, I've been in constant touch with a fiinancial-analyst since covid . You know these days it's really easy to buy into trending stock`s, but the task is determining when to buy or sell . My advisorr decides entry and exit commands on my portfoliio, I've accrued over $550k from an initially stagnant reserve of $150K
@@Gracej34 Thats true, I've been getting assisted by a FA for almost a year now, I started out with less than $200K and I'm just $19,000 short of half a million in profit.
@@TiffanyLaos My Financial Advisor is Pamela kay regel. I found her on a CNBC interview where she was featured and reached out to her afterwards. She has since provide entry and exit points on the securities I focus on. You can run a quick online research with her name if you care for supervision. I basically follow her market moves and haven’t regretted doing so.
*I began my investment journey at the age of 27, primarily through hard work and dedication. I am to share that my passive income exceeded $100k in a single month for the first time. This success reinforces the importance of the advice mentioned earlier. It is not about achieving quick wealth, but rather ensuring long-term financial prosperity.*
Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.
This is superb! Information, as a noob it gets quite to handle all of this and staying informed is a major cause, how do you go about this are you a pro investor?
Through closely monitoring the performance of my portfolio, I have witnessed a remarkable growth of *$500k* in just the past two quarters. This experience has shed light on why experienced traders are able to generate substantial returns even in lesser-known markets. It is safe to say that this bold decision has been one of the most impactful choices I have made recently.
The adviser I'm in touch with is *'Donald Nathan Scott'* He works with Merrill, Pierce, Smith incorporated and interviewed on CNBC Television. You can use something else, for me his strategy works hence my result. He provides entry and exit point for the securities I focus on.
@@humphrey don't blame you, in my opinion tough you could have done a sligky more on point video if you would have said what to avoid... My opinion for example is that emerging markets are still to risky, sp500 may be a mixed bag (meta) so point to value avoid speculation.. But my opinion... Not a critic
Stocks are falling and bond yields are rising, but markets still don’t seem convinced the Federal Reserve will pursue plans to keep increasing interest rates until inflation is under control. I'm still at a crossroads deciding if to liquidate my $117k stocck portfolio, what’s the best way to take advantage of this bear market?
The strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.
I enjoy my day to day market decisions being guided by a portfolio-coach, seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not outperform, been using a portfolio-coach for over 2years+ and I've netted over $300k .
Thanks, I merely looked her up on Google and was highly impressed by her credentials; I got in touch with her because I need all the help I can get. I just set up phone call.
Buying heavily while in a recession, while also maintaining your monthly DCA will pay off over time. My best wealth generation is from becoming skinny in poor market conditions and buying everything I could afford, find a way to increase your monthly DCA.. Work extra jobs, ie door dash etc
Is this really a good time to buy stocks? I know everyone says the mrkt is ripe enough for buying but will stocks tank further this year? How long until a full stock recovery? How are other people in this mrkt raking in over $250k gains within months, I'm really just confused at this point.
Chaos has been sparked by the Feds! Due to the collapse of these banks, investors have abandoned their predictions of additional interest rate increases and have dumped bank stocks all across the world. What's the greatest approach to profit from this bear market now that my portfolio of 300k stocks is in danger of going down?
Hi! Thanks for this video! I have a couple questions. 1. Where are you putting the cash allocation? HYSA, cash management, money market? 2. For the blue chips, how do you determine how much contribution each stock gets within that 20%? Do you have a personal guideline for choosing how much gets invested into each individual stock? I have basically picked out 10-12 representing 1/2 for each sector. I've been trying to figure this out! Thank you so much for your help and this video truly helped!
First of all, this whole economic chaos was powered by optimism that the FED is done with hiking interest rates. Now that interest rate crash is the situation, where do we go from here? How would you advise I safely allocate $250k funds at this point?
The market is volatile at this time, But doesn't the Federal Reserve's monetary policy and low interest rates contribute to the current valuations? hence I will advice you get yourself a financial advisor that can provide you with entry and exit points on the share/ETF you focus on.
Agreed, my portfolio is well-matched for every market season yielding 85% from early last year to date. I and my CFP are working on a 7 figure ballpark goal, tho this could take another year. IMO, financial advisors are the most sought-after professionals after doctors.
Sonya Lee Mitchell is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
That was funny Humphrey! 'Time in the market beats timing the market', and then you go on to say you're keeping 30% cash to time the market. 🤣 I know what you mean though. You are waiting to find value purchases. You rock bro 👍
Gotta leave some money for when the fed truly pivots. Usually a crash follows a true pivot because if they pivot that would mean something is seriously wrong in the economy
Considering I have a long time horizon for my investing, my strategy remains fairly unchanged. Dollar-cost-averaging into a few low-cost index funds through automatic investments so I don't even have to worry about anything. Taking the emotion out of investing has been huge for me over this past year. Great video Humphrey! I love when Excel gets pulled out haha. Super cool to see all the analyses you can run with it.
That's exactly what I do, BUT, I keep an eye on the movement of the two mutual funds(we have no etfs in my country) to unload a bigger chunk if needed.
I’m retired and have only 2 mutual funds. Vanguard Wellesley and Vanguard Wellington. I had these for over 10 years and sleep well even on a down market. Of course I have 2-3 years of cash in hand.
My strategy stays the same! Keep and emergency fund and DCA into low cost etf's and index funds always! I also do have a bit of cash too haha. Great video as alway humphrey!
At the beginning of the year, I have continued to purchase a few equities, but nothing significant. Why am I being so unkind to this? The fact that others in my field make six figures each piece, nevertheless, motivates me to want to be the first member of my polygamous family to earn a million dollars. I am fully aware of the expense of working more to get more money.
The top experts, however, have access to confidential information and data that is not made available to the broader public. Being knowledgeable enough to use them successfully is quite another. Big returns, not changing stochastics, are the key. Rewards and risks must be balanced. To reach your aim, pick the right size and turn your edge as often as necessary.
You're not doing anything incorrectly; you simply lack the expertise to capitalize in a down market. Professionals with extensive expertise who must have witnessed the 2008 crisis are the only ones who may profit significantly during turbulent times like this.
@@oscarjiron6974 I require suggestions on how to restore my portfolio and create more effective strategies in light of the huge declines. Where can I locate this instructor?
@@AnthonyHart34 I wholeheartedly back financial counsellor Sharon Lee Casey, who holds a US SEC licence. She has been helping me for a long with my portfolio. You may look her up online because she has many reviews.
@@oscarjiron6974 Fascinated to know, Her credentials are undoubtedly excellent, Sharon appears to be very knowledgeable. I discovered her online profile and read through her resume, educational background, and qualifications, which were all very impressive. She is a fiduciary, so I scheduled a session with her.
I actually do a mixture so I will dollar cost average on the Nasdaq and S&P, but also I will trade the major support levels and take nice profits in intra day swings
Your example was based on 10 years of growth of the S&P. If you are between 40 and 50 10 years is still sufficient time to ride out some fluctuations. I am curious to know why you don’t include the higher age bracket in your discussions.
Nice content! Few years back i was assistant to a wealthy pen artist and within the short period i worked with him i observed that he had quite a chunk of investment everywhere, stocks, crypto, dividend investing to name a few, so he had revenues coming in from all angles. And in a year his worth doubled. With this i learned that the rich stay rich by investing.
i agree with this but the problem now is getting to make the right investments, Lots of people tend to lose their money while investing thereby making them lose interest and also end up discouraging other individuals around them.
Thanks for this video! Just finished your other Beginner Investment video - can you explain the difference between this portfolio vs your 3 Part Portfolio? Aggressively split, the 3 Part Portfolio is 64% US stocks, 16% INTL stocks, 20% bond; however this 2023 Portfolio only mentions cash, ETFs, blue chips, and growth stocks. Is this an either/or portfolio situation, or is there overlap that should be happening (i.e. the 64% of the 3 Part Portfolio should be split into ETFs, Blue Chips, and growth)? Would also be great to have a separate breakdown of your portfolio spreadsheet - it's great !!
Since interest rates continue to rise, wouldn’t we yield a better return by shifting that cash from our portfolios into a high yield savings account or into more bonds?
What are the best strategies to protect my portfolio from a crash? I've heard that the market crash will devastate the financial market, so I'm concerned about my $200k portfolio.
Amidst recession, investors need to understand where and how to allocate funds to hedge against downturns and still make profits. if you can't navigate the market you should consult with an expert advisor
The US-Stock Market had been on it’s longest bull-run in history, so the mass hysteria and panic is relatable considering we’re not accustomed to such troubled markets, but there are avenues lurking around if you know where to look I’ve netted over $450k in the past 10months.
true, A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence, helped a lot to grow my reserve notwithstanding inflation, from $275k to approx. $850k so far.
I’m new to all this, heard it's a good time to buy and basically I've just got cash sitting duck in the bank and I’d really love to put it to good use seeing how inflation is at an all time-high, who is this coach that guides you, mind I look them up
I've shuffled through investment coaches and yes, they can be positively impactful to an individual's portfolio, but do your due diligence to find a coach with grit, one that withstood the 08' crash. For me, Carol Vivian Constable turned out to be better and smarter than all the advisors I ever worked with till date, I’ve never met anyone with as much conviction.
Major indexes booked their worst yearly performance since 2008 thanks to drivers like the recession, war, hiked interest rate and inflation which so far doesn’t seem to be easing off, so I’m left wondering what 2023 has in store for us investors, I’ve been sitting on over $745K equity from a home sale and I’m not sure where to go from here, is it a good time to buy or do I wait?
Great video. I ha e 20+ yrs to retirement. You mentioned in a comment below that if doing this in a Roth IRA it would be more aggressive to take advantage of the tax free capt gaines. Can you post a Roth IRA version of this for max growth?
Find stocks with market-beating yields and shares that at least keep pace with the market long term. For a successful long-term strategy you have to seek guidance from a broker or financial advisor.
@@albacus2400BC With the help of an investing advisor, I diversified my $400K portfolio across markets, and I was able to earn over $900k in net profit from high dividend yielding equities, ETFs, and bonds.
What do you mean by missing best days in the market. If you made an initial investment, how are you missing days. Do you mean selling and rebuying the initial investment and trying to sell high and buy back low?
Would love your opinion on a variety of investments such as property tax liens/ tax deed investments, do you have any? Could you maybe explain it, its all a bit confusing but sounds enticing. What is your opinion on crypto? Do you think they could make a comeback? I'm personally looking at silver stocks and generally in energy stocks as well, would like to hear if those are good investment heading into 2023. Thanks!
Hi Humphrey. For this year, when is the best time to start with ETF investment? Which month? Base on current situation and your personal opinion. Thanks.
Whats the difference in investing in like say VOO and buying blue chips stocks? Doesn't' VOO already hold blue chips stocks, so therefore you you overlapping?
I am confused about your percentages. When you say 30% cash, do you mean 30% of one's total worth, 30% of the total money allocated for the brokerage account, or 30% of 2023 income?
Awesome content!!! Regardless of the markets ups and down its still a win win working with my broker James Fletcher Brennan, people buy stocks with no regard for Macro concerns like inflation and interest rates. That's a rookie mistake,I started my portfolio with precisely 84k grand in stocks and currently over 1.3 million in my portfolio , never had major loses all of that covered by her insurance policies .I still believe that the secret to financial stability is having the right strategy to enable you earn more money,
I found his webpage after doing an internet search for his name. Because of his remarkable background and my desire to try this out this year, I'll be writing him a note shortly. my new year resolution is actually to become one of those stock millionaires fingers crossed haha
No crypto or NFTs? Also you said staying in the market is important and yet you are 30% in cash…doesn’t this contradict itself. Are these cash equivalents like bonds/cds or at least high interest savings?
always gotta have some cash on the sidelines imo but yes ideally once you invest you stay invested. No crypto for 2023, bearish on it. Lots of fallout coming with FTX i believe.
@@humphrey Sorry I meant to ask, If I already have a roth ira establish (3 fund portfolio), and I wanted to start investing in a taxable account. Would the percentage I have for bond, stocks, etc carrry over into my "split" in my taxable account calculation? Or is my taxable accoint portfolio an entirely separate thing and I would start the whole cash, bond, stock, split separately from my roth ira investment splits?
Question! So I’ve decided %’s for my allocations. I have a retirement account plus a brokerage account. Should I treat the two accounts as one in my allocation? Or should each account follow the same allocation pattern…. Does that make sense?
@@humphrey I’m young and about to head into college. It’s all paid for because of scholarships but I don’t have stable income to set up reoccurring investments.
Find stocks with market-beating yields and shares that at least keep pace with the market long term. For a successful long-term strategy you have to seek guidance from a broker or financial advisor.
@@mesutserim1595 I diversified my $400K portfolio across various market with the aid of an investment advisor, I have been able to generate over $900k in net profit across high dividend yield stocks, ETF and bonds.
@Jake Farmers My adviser is “Wendy Helene Bennett”. You can easily look her up. She has years of financial market experience and she is also FINRA & SEC verifiable.
Hey Humphrey, I just opened a checking/brokerage with charles schwab, what are you thoughts on them? also do you plan making a new what’s in my wallet video 👀
Roth IRA = prob more aggressive, individual stocks you think will be around when you retire, max capital appreciation for tax free earnings. 401k -- probably just stick with index funds and target date funds for simplicity.
You obviously can do the same thing in both of those accounts but I like to think of retirement accounts as less actively managed where you're just putting away money for later.
Ryan Donald is probably the best I’ve ever come across . I got into the market with 2k and I’m up with 68k in a short period of time . I was able to build a business from my returns .
I engage in various prolific Investments by compound interest & leveraging and as well operating with an Investment Professional Mr Ryan Donald, So far I've attained returns over $207K .
Ideally you're a bit more aggressive in a Roth IRA, for your 401k, you should be able to choose funds similar to this portfolio but honestly in those tax-advantaged accounts you can stick to something like the three fund portfolio instead (will have an updated video on this next week)
I created this video with targeting the viewer who doesn't have a portfolio for 2023 yet. I'm a bit bearish for H1 2023 with rates rising, but long-term positive outlook. Personally if I was starting a portfolio today I wouldn't want to go all in right away hence the cash position. However, once invested I'm staying invested for a long time. Apologies for any confusion
Hey Humphrey, here's a hypothetical for you, unrelated to your video.
Fixed income looks appealing as rates rise, and we see money moving from equities over to treasuries.
You know what follows. What if the government took all the monies and put it back in VTI? Would'nt that restore equilibrium?
Stock market stability with boomers' money.
Did I just figure out how to prevent all future recessions? 😮
You're welcome! 😊
Seen lots of videos with everyone showing missing 10 or 30 best days, I can't ever seem to find one showing missing the worst 10 or 30. It would be nice to see the other side of the coin. Not saying timing the market is a good strategy, it would just be nice to see the other side of effects of timed perfectly for comparison.
Hey @Humphrey this came across my YT algo, can you make another for 2024?
Would love to see him address future occurring risks and how he handles these situations. As for me, Even with my healthy cash reserve I can't figure buying into moat heavy, cash flow grantors, buy on dips, and enjoy the bull markets when they happen.
I need the market to go down some anyway. The small pullback at the beginning of the month wasn't enough. Many are overpriced now and buffet sold his. I was looking for a rough setback as I am eager to capitalize on the market.
Since risk is at an all-time high right now, perhaps you should be a little more patient and return when it has decreased.
Absolutely! Wealth is made in bear markets. We aren’t in a bear market, but nibbling heavy red days has proven to be fruitful for me over 9 years of investing. I am at 2.25 mil. Biggest positions PLTR, TSLA, SCHD, NVDA, and now looking to build up DRGO alongside finding quality value/growth stocks to buy. I got $48k divs last year in taxable divs. Q2 taxable divs this year was $17,388 this year. Don't sell when the market is down. Having a skilled CFA that puts the time in to do in-depth research can be invaluable in strategizing your portfolio.
Well it seems like a lot of your interest is riding on your source, I could really get well accustomed to your viewpoint, get me involved.
I've stuck with ‘’Melissa Elise Robinson for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
I was told to spread my money across different things like stocks and bonds to protect my $750k retirement savings. Now, with the markets being shaky, should I keep adding money to my portfolio or consider other options?
True, I mostly just buy and hold stocks, but my portfolio has been mostly in the red for quite awhile now. Unfortunately to be able to make good gains, you’ll need to be consistent and restructure your portfolio frequently.
In my opinion, it was much easier investing back in the 60s but it’s a lot trickier now, those making consistent profit in these times are professionals reason I’ve been using an advisor for the past 5 years to consistently build my portfolio in preparations for retirement.
Could you possibly recommend a CFA you've consulted with?
Rebecca Nassar Dunne maintains an online presence that can be easily found through a simple search of her name on the internet.
I just checked her out on google and I have sent her an email. I hope she gets back to me soon.
My portfolio for the past 30 years has always been self managed and I own 3 shares of Berkshire Hathaway Class A stock (BRK:A) which I bought in at about $17,000 during the mid 90s, I'm currently liquidating some of these positions to incoporate new Gen. Stocks, but am I better off re-investing into Gold as it seems stocks are a little too unstable right now.
Remember that investing in the market carries risks, and it’s important to do your own research and consult with a financial advisor before making any investment decisions.
that's the more reason I prefer my day to day investment decisions being guided by an advisor seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using my advisor for over 2years+
How do I reach out to a financial advisor, my portfolio has been struggling since 2022 and I’ve been holding on by the skin of my teeth.
Sonya lee Mitchell is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Thanks for sharing. I searched for her full name, found her website immediately, reviewed her credentials, and did my due diligence before reaching out to her.
*Hi! I’m excited to be here in your channel and I’m interested in learning more about investing and saving up for my retirement but am a little confused about the whole process. Any advice or tips to get me started up would be greatly appreciated.*
*Gold and copper remains the best investment to venture in, especially as a beginner, it’s not always affected by the downturn of the market*
@@ArturoM.Dykstra-55I won't recommend gold and coop although it's a good investment. I'II suggest digital assets as it's the best future investment. It's advisable to seek financial assistance based on your available capital and area of interest or preference.
_I don’t rust them. They all gamble about the same thing which they _are_ not even sure of. It's a waste of time_
*True. Am not ready to gamble my money with anyone. That's sick, am looking at spending my savings and I can't afford to lose it.
*
@@DavisFreeman-nu1cu Finding financial advisors like
Patricia strain who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
Honestly, this situation makes me uneasy, especially with the potential depression, not just a recession. I'm not sure about my $130K investment strategy given the economic uncertainty.
If you're not familiar with market investing tactics, you should get advice from a financial counselor.
It’s not as difficult as many people think. It requires diligence, which many ordinary investors lack. That’s why a financial advisor is useful. My friend made over $84k last month with help from his advisor. That’s how people make such huge profits in the market.
It’s not as difficult as many people think. It requires diligence, which many ordinary investors lack. That’s why a financial advisor is useful. My friend made over $84k last month with help from his advisor. That’s how people make such huge profits in the market.
Absolutely, having a solid plan is crucial. My portfolio has doubled since early last year. My financial advisor and I are working towards a seven-figure goal, though it might take until Q3 2024.
I could really use the expertise of an advisor like that.
Fantastic video Everybody wants to be financially independent and live a better life.With savvy investing, an inexpensive lifestyle, and diligent budgeting, this is not difficult to do. I'm glad I realized early on that achieving financial freedom requires hard work.
Investment is a fabulous way to save money for the future as well as a way to generate passive income. Those who make poor mistakes early in life regret them later in life. But, if done alone, investing may be challenging and risky.
For this reason, I suggest consulting experts for advice (financial advisors).
The difficulty lies in effectively employing it, not just watching videos and reading investing books.
Please let me know how to contact your financial planner.
Yeah why not,my advisor is Olivia Maria Lucas. In terms of portfolio diversity, she's a genius. You can look her name up on the internet and verify her yourself. she has years of financial market experience plus she is also FINRA & SEC verifiable.
Thank you for this tip. it was easy to find your coach. and I conducted thorough research on her credentials before scheduling a call with her.Based on her résumé, Olivia Maria Lucas appears to possess a high level of proficiency, and I am grateful for the opportunity to speak with her
Olivia Maria Lucas really seem to know her stuff. I found her website, read through her resume, educational background, qualifications and it was really impressive. She is a fiduciary who will act in my best interest. So, I booked a session with her
Hi , I enjoy your videos as I’m trying to learn about stocks. My husband and I had mutual funds years ago, but he didn’t like the returns and got out. Since then, we’ve made some profits through land sales. Even though I’m 66 and have never invested in stocks, I’d like to try with a small amount of money and see what happens. Any thoughts for me?
Personally, I would say have a mentor. Not sure where you will get an experience one, but if your knowledge of the market is limited, it seems like a good bet.
Well I recommend you make a diversification plan because it's been harder to build a good financial portfolio since COVID. My colleague suggested I hire an advisor, and I've actually made over $120K with their help during this market crash. They used defensive strategies to protect my portfolio and make profits despite the ups and downs.
That's fascinating. How can I contact your Asset-coach as my portfolio is dwindling?
I encountered Margaret Johnson Arndt through my wife, and I emailed her. She is guiding me. Since then, she has given me chances to buy and sell the stocks in which I'm interested in. You can hunt her up online if you require care supervision.
I greatly appreciate it. I'm fortunate to have come upon your message because investing greatly fascinates me. I'll look Margaret up and send her a message. You've truly motivated me. God's blessings on you.
who else is on the anxiety train and obsessively investing in their 20's?
ha ha . I am 71 and began investing at 34. Make your investing fun. Consider it a hobby. An experiment.
24 and I’m feeling it
MEEE!! except I'm 15 LOL
I've just begun investing at 19. Want to start good habits early!
@Fortune If all your holdings are in AMC, it's a very bad decision. You should Sell the majority of your amc stock and put that money in ETF or make your own portfolio with better companies
After watching this video, a lot of things now make sense to me. However, I have questions regarding sizing into a trade and also ETF/Digital assets portfolio management. Often times I see myself sizing in when my pre-determined zone is met but I’m unsure what has the best potential: going with a full size order or sizing more as my the price extends further into my zone. And how are people making $450K already in this first half of the year? Sometimes the psychological part of this is the most difficult!
I agree, and for that reason I prefer to have a financial consultant make my day-to-day investment decisions. Given that their entire skill set is based on going long and short at the same time as well as employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's nearly impossible to not out-perform. I've been using a financial consultant for over two years and I've already seen positive.
The name of my financial consultant is ROCH DUNGCA-SCHREIBER . She was featured on a Kiyosaki Radio interview, where I discovered her and contacted her later. Since then, she has given me entry and exit points for the Equities/ETFs I'm interested in. If you want to make a fast online search using her name, feel free. I essentially follow her market decisions and haven't felt bad about it
Great video, one that folks really need to watch. I’m 50, retired a while at 45. I have 35% of my capital invstments in an IRA, 25% in index funds, and the balance spread across other investment accts, in cumulative of over $ 5M. I receive income from my rental properties too. Zero debt and all is going accordingly.
Living below ones means & investing is difficult but it's necessary. I've made lots of money mistakes in the past but I don’t regret it as I've learnt from them. Now I’m just focusing on the s&p 500 and waiting for a few years.
@@callumfrank Yeah that's a good path. You should focus on a good ETF of the s&p 500, relax back and watch it compound within the years.
In my case Klaus Cassius has helped me to do that proficiently and I'm enjoying the benefits now. I'm not a guru so I don't really have fascinating strategies. I work and my consultant does the rest.
Honestly, you don't need to change anything. The strategy is the same. Keep being responsible as we face difficult times in the economy. Keep dollar-cost averaging in low-cost ETFs, but make sure to have your emergency fund first. GREAT VIDEO, btw. Thank you!!!
yep! exactly. thx frank
I wish i learnt most of these principles about seven years ago. A lot of people have been trapped strongly in the matrix-- Go to school, get a job, and then slave your whole life. Many miss out on life-changing information that could have great effect on their finances. I played with the stock market sometime in 2020, and I was surprised at how well it turned out. I want to put in $90k more into the market. I heard people are making really great returns despite the downturn. Any recommendations?
@Brilliantrans How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.
@Brilliantrans I just looked up Christine Jane Mclean’’ online and researched his accreditation. sHe seem very proficient, I wrote him detailing my Fin-market goals and scheduled a call.
Use index funds. Don't try to time the market. Then relax and watch your portfolio grow.
Well you can also use that job to fueling other ways to earn money depending on how much you make depends how much money to set aside for investments that make you money (DISCLAIMER THIS IS NOT FINANCIAL ADVICE this is just what i do when i get my check on every Friday since my previous job was weekly pay)
With markets tumbling, inflation soaring, the Fed imposing large interest-rate hike, while treasury yields are rising rapidly-which means more red ink for portfolios this quarter. How can I profit from the current volatile market, I'm still at a crossroads deciding if to liquidate my $125k bond/stocck portfolio
Focus on two key objectives. First, stay protected by learning when to sell stocks to cut losses and capture profits. Second, prepare to profit when the market turns around.I recommend you seek the guidance a broker or financial advisor.
@@jetkastrokdova Right, I've been in constant touch with a fiinancial-analyst since covid . You know these days it's really easy to buy into trending stock`s, but the task is determining when to buy or sell . My advisorr decides entry and exit commands on my portfoliio, I've accrued over $550k from an initially stagnant reserve of $150K
@@Gracej34 Thats true, I've been getting assisted by a FA for almost a year now, I started out with less than $200K and I'm just $19,000 short of half a million in profit.
@@leonarodwell Can you leave the info of your investment advisor here? I’m in dire need for one.
@@TiffanyLaos My Financial Advisor is Pamela kay regel. I found her on a CNBC interview where she was featured and reached out to her afterwards. She has since provide entry and exit points on the securities I focus on. You can run a quick online research with her name if you care for supervision. I basically follow her market moves and haven’t regretted doing so.
*I began my investment journey at the age of 27, primarily through hard work and dedication. I am to share that my passive income exceeded $100k in a single month for the first time. This success reinforces the importance of the advice mentioned earlier. It is not about achieving quick wealth, but rather ensuring long-term financial prosperity.*
Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.
This is superb! Information, as a noob it gets quite to handle all of this and staying informed is a major cause, how do you go about this are you a pro investor?
Through closely monitoring the performance of my portfolio, I have witnessed a remarkable growth of *$500k* in just the past two quarters. This experience has shed light on why experienced traders are able to generate substantial returns even in lesser-known markets. It is safe to say that this bold decision has been one of the most impactful choices I have made recently.
wow that’s stirring! Do you mind connecting me to your advisor please. I desperately need one to diversified my portfolio.
The adviser I'm in touch with is *'Donald Nathan Scott'* He works with Merrill, Pierce, Smith incorporated and interviewed on CNBC Television. You can use something else, for me his strategy works hence my result. He provides entry and exit point for the securities I focus on.
Intro: Time in the market beats timing the market. Step 1: Keep a huge amount of cash to try and time the market.
To be fair... He realised the inconsistency just a sec later... But you are spot on
I was creating this video with the newer investor in mind. Trying to have 2 separate points in a video sending a mixed message is no bueno - my fault.
@@humphrey don't blame you, in my opinion tough you could have done a sligky more on point video if you would have said what to avoid... My opinion for example is that emerging markets are still to risky, sp500 may be a mixed bag (meta) so point to value avoid speculation.. But my opinion... Not a critic
Stocks are falling and bond yields are rising, but markets still don’t seem convinced the Federal Reserve will pursue plans to keep increasing interest rates until inflation is under control. I'm still at a crossroads deciding if to liquidate my $117k stocck portfolio, what’s the best way to take advantage of this bear market?
The strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.
I enjoy my day to day market decisions being guided by a portfolio-coach, seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not outperform, been using a portfolio-coach for over 2years+ and I've netted over $300k .
Please can you leave the info of your investment advisor here? I’m in dire need for one.
LINDA PEREZ LEWIS
That’s my licesed Financial advisor you can easily look her up, Thank me later!
Thanks, I merely looked her up on Google and was highly impressed by her credentials; I got in touch with her because I need all the help I can get. I just set up phone call.
Buying heavily while in a recession, while also maintaining your monthly DCA will pay off over time. My best wealth generation is from becoming skinny in poor market conditions and buying everything I could afford, find a way to increase your monthly DCA.. Work extra jobs, ie door dash etc
Is this really a good time to buy stocks? I know everyone says the mrkt is ripe enough for buying but will stocks tank further this year? How long until a full stock recovery? How are other people in this mrkt raking in over $250k gains within months, I'm really just confused at this point.
@Kathy Olson How did your call go? And are you still investing?
@Kathy Olson you mind telling me If you've made any profits?
SCAMMER BOT COMMENTS! DONT FALL FOR THE NIGERIAN SCAM MAFIA ON TH-cam!
Chaos has been sparked by the Feds! Due to the collapse of these banks, investors have abandoned their predictions of additional interest rate increases and have dumped bank stocks all across the world. What's the greatest approach to profit from this bear market now that my portfolio of 300k stocks is in danger of going down?
I’m 42, Humphrey kicking me out of the club.
haha you're still good
Hi! Thanks for this video! I have a couple questions.
1. Where are you putting the cash allocation? HYSA, cash management, money market?
2. For the blue chips, how do you determine how much contribution each stock gets within that 20%? Do you have a personal guideline for choosing how much gets invested into each individual stock? I have basically picked out 10-12 representing 1/2 for each sector. I've been trying to figure this out!
Thank you so much for your help and this video truly helped!
The statistics in the beginning was crazy. Thank you for the information
Slow and steady! DCA for the win. VOO, plus blue hip stocks are what I do since don’t like too much volatility lol. Love your videos!!!
First of all, this whole economic chaos was powered by optimism that the FED is done with hiking interest rates. Now that interest rate crash is the situation, where do we go from here? How would you advise I safely allocate $250k funds at this point?
The market is volatile at this time, But doesn't the Federal Reserve's monetary policy and low interest rates contribute to the current valuations? hence I will advice you get yourself a financial advisor that can provide you with entry and exit points on the share/ETF you focus on.
Agreed, my portfolio is well-matched for every market season yielding 85% from early last year to date. I and my CFP are working on a 7 figure ballpark goal, tho this could take another year. IMO, financial advisors are the most sought-after professionals after doctors.
This sounds interesting. My portfolio is in the red. Can you recommend your analyst, please?
Sonya Lee Mitchell is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
Thank you for the lead. I searched her up, and I have sent her an emaiil. I hope she gets back to me soon.
SCHD, VTI/VOO, DGRO are my base etfs
That was funny Humphrey! 'Time in the market beats timing the market', and then you go on to say you're keeping 30% cash to time the market. 🤣 I know what you mean though. You are waiting to find value purchases. You rock bro 👍
Hahah yeah exactly i mean the cash is still being invested, but cautiously. The 30% in cash has been rotated away from growth.
Gotta leave some money for when the fed truly pivots. Usually a crash follows a true pivot because if they pivot that would mean something is seriously wrong in the economy
Considering I have a long time horizon for my investing, my strategy remains fairly unchanged. Dollar-cost-averaging into a few low-cost index funds through automatic investments so I don't even have to worry about anything. Taking the emotion out of investing has been huge for me over this past year. Great video Humphrey! I love when Excel gets pulled out haha. Super cool to see all the analyses you can run with it.
That's exactly what I do, BUT, I keep an eye on the movement of the two mutual funds(we have no etfs in my country) to unload a bigger chunk if needed.
@@guanafd Good point! It's always good to rebalance here and there.
I’m retired and have only 2 mutual funds. Vanguard Wellesley and Vanguard Wellington. I had these for over 10 years and sleep well even on a down market. Of course I have 2-3 years of cash in hand.
Watching these videos IS the due dilligence.
Very good stocks to have in portfolio:
1. ITC (Indian tobacco company)
2. Tata Motors
Tata all the way. He is the king of lots of sectors.
Did you create a video that follows up last year's video? I want to know the results.
My strategy for 2023 is to DCA every month into 70% VTI, 30% VXUS :)
My strategy stays the same! Keep and emergency fund and DCA into low cost etf's and index funds always! I also do have a bit of cash too haha. Great video as alway humphrey!
Which etfs and index funds do you recommend?
At the beginning of the year, I have continued to purchase a few equities, but nothing significant. Why am I being so unkind to this? The fact that others in my field make six figures each piece, nevertheless, motivates me to want to be the first member of my polygamous family to earn a million dollars. I am fully aware of the expense of working more to get more money.
The top experts, however, have access to confidential information and data that is not made available to the broader public. Being knowledgeable enough to use them successfully is quite another. Big returns, not changing stochastics, are the key. Rewards and risks must be balanced. To reach your aim, pick the right size and turn your edge as often as necessary.
You're not doing anything incorrectly; you simply lack the expertise to capitalize in a down market. Professionals with extensive expertise who must have witnessed the 2008 crisis are the only ones who may profit significantly during turbulent times like this.
@@oscarjiron6974 I require suggestions on how to restore my portfolio and create more effective strategies in light of the huge declines. Where can I locate this instructor?
@@AnthonyHart34 I wholeheartedly back financial counsellor Sharon Lee Casey, who holds a US SEC licence. She has been helping me for a long with my portfolio. You may look her up online because she has many reviews.
@@oscarjiron6974 Fascinated to know, Her credentials are undoubtedly excellent,
Sharon appears to be very knowledgeable. I discovered her online profile and read through her resume, educational background, and qualifications, which were all very impressive. She is a fiduciary, so I scheduled a session with her.
I actually do a mixture so I will dollar cost average on the Nasdaq and S&P, but also I will trade the major support levels and take nice profits in intra day swings
Can you make vlogs for 50 y.o. What is the best allocation
Your example was based on 10 years of growth of the S&P. If you are between 40 and 50 10 years is still sufficient time to ride out some fluctuations. I am curious to know why you don’t include the higher age bracket in your discussions.
ill be more inclusive next time
nice portfolio ... i am attempting to make one now at the end of 2023.
Nice content! Few years back i was assistant to a wealthy pen artist and within the short period i worked with him i observed that he had quite a chunk of investment everywhere, stocks, crypto, dividend investing to name a few, so he had revenues coming in from all angles. And in a year his worth doubled. With this i learned that the rich stay rich by investing.
i agree with this but the problem now is getting to make the right investments, Lots of people tend to lose their money while investing thereby making them lose interest and also end up discouraging other individuals around them.
Thanks for this video! Just finished your other Beginner Investment video - can you explain the difference between this portfolio vs your 3 Part Portfolio? Aggressively split, the 3 Part Portfolio is 64% US stocks, 16% INTL stocks, 20% bond; however this 2023 Portfolio only mentions cash, ETFs, blue chips, and growth stocks. Is this an either/or portfolio situation, or is there overlap that should be happening (i.e. the 64% of the 3 Part Portfolio should be split into ETFs, Blue Chips, and growth)?
Would also be great to have a separate breakdown of your portfolio spreadsheet - it's great !!
Buy and hold baby
Since interest rates continue to rise, wouldn’t we yield a better return by shifting that cash from our portfolios into a high yield savings account or into more bonds?
What are the best strategies to protect my portfolio from a crash? I've heard that the market crash will devastate the financial market, so I'm concerned about my $200k portfolio.
Amidst recession, investors need to understand where and how to allocate funds to hedge against downturns and still make profits. if you can't navigate the market you should consult with an expert advisor
The US-Stock Market had been on it’s longest bull-run in history, so the mass hysteria and panic is relatable considering we’re not accustomed to such troubled markets, but there are avenues lurking around if you know where to look I’ve netted over $450k in the past 10months.
true, A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence, helped a lot to grow my reserve notwithstanding inflation, from $275k to approx. $850k so far.
I’m new to all this, heard it's a good time to buy and basically I've just got cash sitting duck in the bank and I’d really love to put it to good use seeing how inflation is at an all time-high, who is this coach that guides you, mind I look them up
I've shuffled through investment coaches and yes, they can be positively impactful to an individual's portfolio, but do your due diligence to find a coach with grit, one that withstood the 08' crash. For me, Carol Vivian Constable turned out to be better and smarter than all the advisors I ever worked with till date, I’ve never met anyone with as much conviction.
Major indexes booked their worst yearly performance since 2008 thanks to drivers like the recession, war, hiked interest rate and inflation which so far doesn’t seem to be easing off, so I’m left wondering what 2023 has in store for us investors, I’ve been sitting on over $745K equity from a home sale and I’m not sure where to go from here, is it a good time to buy or do I wait?
While there’s more pain to come, Investors should know It's a good time to buy in on the market, so seize the opportunity to purchase stocks on sales.
Im waiting for your bullet proof portfolio 2024 !
Sorry guys, I'm new at this, when he says cash he means he's gonna save that percentage of his budget?
Thanks for the spreadsheet!
You bet!
Great video. I ha e 20+ yrs to retirement. You mentioned in a comment below that if doing this in a Roth IRA it would be more aggressive to take advantage of the tax free capt gaines. Can you post a Roth IRA version of this for max growth?
Awesome video man, I love designing these types of portfolios.
I love your videos. I am a noob, and. you seem to explain it very well
Am I crazy for wanting 40 etf / 30 stocks / 30 cash
My portfolio has good companies, however it has been stalling since last year. I have approximately $600k stagnant in my reserve that needs growth.
Find stocks with market-beating yields and shares that at least keep pace with the market long term. For a successful long-term strategy you have to seek guidance from a broker or financial advisor.
@@albacus2400BC With the help of an investing advisor, I diversified my $400K portfolio across markets, and I was able to earn over $900k in net profit from high dividend yielding equities, ETFs, and bonds.
Please can you leave the info of your investment advisor here? I will need his/her management on my much larger portfolio
The coach I use is actually quite known, “Sharon Louise Count”. She has a wide presence on the web, so you can just search her
Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.
Question. What is the purpose of long term investing other than for retirement?
Making the guys at the top of the pyramid richer.
Awesome video, thank you!
Hi Humphrey, why don't you consider oil stocks for that matter? any opinion on that?
How can I utilize this spread sheet for my own portfolio? When I download it the formulas go haywire. Thanks. Love the channel.
Hi
You educate us well! Is there any consideration or interest in a brief vid on options and day trading etc and what to watch for
What do you mean by missing best days in the market. If you made an initial investment, how are you missing days. Do you mean selling and rebuying the initial investment and trying to sell high and buy back low?
Does the "30%" cash mean keep 30% of your savings in your (HYS) savings account or something more technical?
Yes. Exactly HYSA.
Dumb question, but where do you keep the cash portion of your portfolio? In a money market fund or a high yield account?
Would love your opinion on a variety of investments such as property tax liens/ tax deed investments, do you have any? Could you maybe explain it, its all a bit confusing but sounds enticing. What is your opinion on crypto? Do you think they could make a comeback? I'm personally looking at silver stocks and generally in energy stocks as well, would like to hear if those are good investment heading into 2023. Thanks!
I think silver and gold could make a run in 2023 depending on the US dollar strength
When he means with cash, does that mean just uninvested money? If so, wouldn't it just be better to put it in a high yield savings account.
Hi Humphrey. For this year, when is the best time to start with ETF investment? Which month? Base on current situation and your personal opinion. Thanks.
Time beats timing, so start ASAP : )
How do you allocate more to cash? do you sell the stock? or do you just keep 30% of your income in cash and hold it in bank?
Hold it in your bank. It is for risk management. What if market turns down and catastrophic event happens you should have enough cash right.
I don’t really see the point in making it bullet proof but if ur that worried about someone shooting my portfolio I guess I’ll watch
LOL
Nice video, no international stocks??
Should I buy ETFs in my individual or Roth IRA portfolio?
Individual
Whats the difference in investing in like say VOO and buying blue chips stocks? Doesn't' VOO already hold blue chips stocks, so therefore you you overlapping?
Exactly
really thought the 10% would be crypto but i'm glad you left it out! big thanks for all your videos, I've learned a lot in the last days.
Usually it would, but im bearish in 2023 for crypto. The fallout from FTX is gonna be too big IMO
Hey Hump, why do you personally prefer VOO over VTI?
Im okay with slightly more volatility (its usually a bit more volatile), and Id rather not include super small cap stocks that VTI includes
@@humphrey Why do you prefer to avoid small cap stocks?
Hey Humphrey - fan of the channel, any best way to get in contact?
It definitely doesn’t involve Tesla or Shopify.
I am confused about your percentages. When you say 30% cash, do you mean 30% of one's total worth, 30% of the total money allocated for the brokerage account, or 30% of 2023 income?
Awesome content!!! Regardless of the markets ups and down its still a win win working with my broker James Fletcher Brennan, people buy stocks with no regard for Macro concerns like inflation and interest rates. That's a rookie mistake,I started my portfolio with precisely 84k grand in stocks and currently over 1.3 million in my portfolio , never had major loses all of that covered by her insurance policies .I still believe that the secret to financial stability is having the right strategy to enable you earn more money,
I’m motivated now more than ever to dive deeper I read about James Fletcher Brennan on the web! Interesting man!!.
Growing affluence such a lovely thing to see
I found his webpage after doing an internet search for his name. Because of his remarkable background and my desire to try this out this year, I'll be writing him a note shortly. my new year resolution is actually to become one of those stock millionaires fingers crossed haha
New to investing. When you say "Cash" does this mean available funds in your brokerage account, or physical paper money?
Available cash in your brokerage
No crypto or NFTs?
Also you said staying in the market is important and yet you are 30% in cash…doesn’t this contradict itself.
Are these cash equivalents like bonds/cds or at least high interest savings?
always gotta have some cash on the sidelines imo but yes ideally once you invest you stay invested. No crypto for 2023, bearish on it. Lots of fallout coming with FTX i believe.
I am relatively new to investing. When we speak of a portfolio, does this also include our ROTH IRA? Or is this money aside from the Roth IRA?
This is usually for a taxable account but you could build this in a Roth IRA too and I see no problem with that
@@humphrey
Sorry I meant to ask,
If I already have a roth ira establish (3 fund portfolio), and I wanted to start investing in a taxable account.
Would the percentage I have for bond, stocks, etc carrry over into my "split" in my taxable account calculation? Or is my taxable accoint portfolio an entirely separate thing and I would start the whole cash, bond, stock, split separately from my roth ira investment splits?
Question! So I’ve decided %’s for my allocations. I have a retirement account plus a brokerage account. Should I treat the two accounts as one in my allocation? Or should each account follow the same allocation pattern…. Does that make sense?
Curious if anyone else has invested in GOGY? I'm considering jumping on board.
What do you mean cash in portfolio? In Portfolio, not invested just sitting in the buying power? I've heard this said before but am confused.
yeah sitting in buying power. read to be deployed.
Investment portfolio
I just started investing in VOO, SCHG, and SCHD. What’s a good way to DCA into my roth?
Can you set up an automatic recurring investment?
@@humphrey I’m young and about to head into college. It’s all paid for because of scholarships but I don’t have stable income to set up reoccurring investments.
JEPI, DIVO at least for 2023. Then you need to see. Never drop SCHD
For my roth I did abbv/owl/Amazon
So don’t just short real estate? 😞😞
No Michael Burry 😭
@@deesplash7087 🤣🤣 right right, I am in on one real estate short that should be way higher than it is which bums me out
Hi you think is good time to put 5000.00 in a IRA?
My portfolio has good companies, however it has been stalling this year. I have approximately $600k stagnant in my reserve that needs growth.
Find stocks with market-beating yields and shares that at least keep pace with the market long term. For a successful long-term strategy you have to seek guidance from a broker or financial advisor.
@@mesutserim1595 I diversified my $400K portfolio across various market with the aid of an investment advisor, I have been able to generate over $900k in net profit across high dividend yield stocks, ETF and bonds.
@Jake Farmers My adviser is “Wendy Helene Bennett”. You can easily look her up. She has years of financial market experience and she is also FINRA & SEC verifiable.
@@chrisbluebird5037 Thank you for this amazing tip. Verified her, wrote her and scheduled a Phone call. She seems Proficient.
SCAMMERS! DONT FALL FOR THAT FAKE COMMENTS AND PSEUDO EXPERTS. YOU LOSE EVERY CENT!
Hey Humphrey, I just opened a checking/brokerage with charles schwab, what are you thoughts on them? also do you plan making a new what’s in my wallet video 👀
they're great! Haha that video didnt do very good so probably not :D But i have the same stuff in my wallet, my actual wallet is getting gross.
Would you have the same allocation of stocks in a Roth IRA? What about a 401k?
Roth IRA = prob more aggressive, individual stocks you think will be around when you retire, max capital appreciation for tax free earnings. 401k -- probably just stick with index funds and target date funds for simplicity.
You obviously can do the same thing in both of those accounts but I like to think of retirement accounts as less actively managed where you're just putting away money for later.
Step 1: don’t time the market. Step 2: hold lots of cash in an attempt to time the market 😂
Great video.
And what if you avoid 10 worse days ?????????????
I’m not touching that with a 10 foot pole 😂😂😂
Hey guys. Im kinda new in Stock Market. If any of you can help me understanding what he reffers when he said 30% cash,. I aint got it. Thanks.
Can you share some fix income 8-10% return ETF ?
nothing fixed income is 8-10% right now besides maybe corporate bonds but they are riskier.
100% VOO
Ryan Donald is probably the best I’ve ever come across . I got into the market with 2k and I’m up with 68k in a short period of time . I was able to build a business from my returns .
I engage in various prolific Investments by compound interest & leveraging and as well operating with an Investment Professional Mr Ryan Donald, So far I've attained returns over $207K .
How can I reach out to Mr Ryan Donald? Retiring soon and i see this as a financial opportunity for my kids.
He is on tele gram with the username below
@Ryandonald1✍✍✍
@@walkerjasper Thanks I'll write him immediately. Thank God i found a known trader willing to educate his students.
@Moriano Sani >
Hey this is great. How do you incorporate 401K/IRA into this?
Ideally you're a bit more aggressive in a Roth IRA, for your 401k, you should be able to choose funds similar to this portfolio but honestly in those tax-advantaged accounts you can stick to something like the three fund portfolio instead (will have an updated video on this next week)
I'm confused when he says he invests 30% of his portfolio in Cash? What does this mean?
just cash ready to be invested. it just sits in there until you dollar cost average it
@@humphrey Thanks!
This market needs to correct. This makes no sense, rates keep going up and market is rallying.