I think one of the simplest, best ways to earn a ton of Chase points is to refer Ink cards back and forth with a P2. If you could get 4 cards in a year and 20-40k points each time you refer, you could theoretically get at least 400,000 points with just these 4 cards, and no annual fee!
This is great advice. Only factor to consider is not everyone might have high spending to meet 4 Chase Ink subs per year, especially if they're used as personal cards.
@@vikashsamaga true! You need to be able to hit at least $2k/month in spend on average. For most ppl in a P2 setup that could work, but it’s definitely not going to work for everyone.
I got the CSP 80k points after 4k spent in 3 months. I wasn’t in the market for any large purchases so I found multiple friends and family who planned to make cash purchases. They gave me the cash and I paid with the credit card. I easily got to the 4k mark and got the 80k points. And balance on the CSP is sitting at zero.
If you have a car, a lot of insurance companies will allow you to pay your premium with a credit card. USAA just allowed me to do it. If you are going to spend money anyway, might as well farm points while you’re doing it
The fact that you can get multiple welcome bonuses on each of Chase's cards is a really big pro of Chase's ecosystem compared to others like Amex which only let you get one SUB per card. I'd love to see Chase raise the World of Hyatt card bonus so I can add that later this year and feel good about the offer lol. Great video Ben!
@@SpencerJohnsonOfficial there are ways to get multiple bonuses with amex as well. You just have to read the language in the terms to see if it's lifetime or not. Also there's been a good number of reports that the lifetime term can just be 5-7 years. This was the case for me with the personal amex platinum. Another way around this is to get the business versions of the cards. If you afford the increased spend required. Example: gold personal only needs 4K for Sub and business gold requires 15K. 🤓
@@MichaelMidnight I'm signing up for a lot of cards to earn as many points as possible so I can transfer the points to travel partners since I'm traveling quite a bit right now. As far as prioritizing them, I want to sign up for Chase cards first because I'm under 5/24
I have to register my disappointment with the Sapphire Preferred. You do not get 5% on travel booked through Chase. The first time I did this I got only 2%. I asked what was up. They told me the other 3% gets credited to your account "two or three billing cycles" after you receive the first 2%. Say what? Bait and switch if you ask me. And I haven't seen a single mention of this here at TH-cam. I got the $95 waived for the first year because I opened in branch. But renew? Nope. Not worth my time.
Bro, I’m glad I read your comment. I been doubting this for the longest. I want to Seattle a month ago, but I booked a month before that! Still haven’t got the additional points!
Got lucky this go around, best the 5/24 at 6/24 and at the right time. Just got my hilton business sign up bonus. Now i have 2 of 3 the tri-fecta. Missing the freedom unlimited. Now i wait a year because i dont think i will get lucky again. Back to business cards.
I blew it and signed up for the Ink Business Premiere with my Business EIN. For some reason Chase doesn't allow you to transfer these points for travel👎 Do you think I can sign up for another Ink Business card using my SSN and still get a welcome bonus?
About the last method ( My Bonus ) - spend $5k or $15k to earn 5000 points or 15k points. How this is a bonus, if you already earn on Ink Business cards at least 1% cash back or 1x on other purchases? Some Ink cards offer 1,5 % (1,5x) or 2% (2x) on other purchases Unless I am missing something here.
Absolutely. In branch u can negotiate & if the rep can't, they can get someone on the phone whi can & being in person u have ability to provide more if needed & business hrs means they can act in real-time. (: dress neat & make a good impression
I think one of the simplest, best ways to earn a ton of Chase points is to refer Ink cards back and forth with a P2. If you could get 4 cards in a year and 20-40k points each time you refer, you could theoretically get at least 400,000 points with just these 4 cards, and no annual fee!
This is great advice. Only factor to consider is not everyone might have high spending to meet 4 Chase Ink subs per year, especially if they're used as personal cards.
@@vikashsamaga true! You need to be able to hit at least $2k/month in spend on average. For most ppl in a P2 setup that could work, but it’s definitely not going to work for everyone.
Can confirm. Worked like a charm and my wife and I are getting reimbursed groceries through PYB while we can. 🤷🏻♂️
@@EthanPatrick_CreditCards When it comes to referring Chase Ink cards, what do you mean when you say “P2”?
@@oldgreg315do you know what “P2” is? And what is PYB?
I got the CSP 80k points after 4k spent in 3 months. I wasn’t in the market for any large purchases so I found multiple friends and family who planned to make cash purchases. They gave me the cash and I paid with the credit card. I easily got to the 4k mark and got the 80k points. And balance on the CSP is sitting at zero.
same! buddies are going on a large trip ... guess who is in charge of hotels and flights! 😂
Smart
The Chase in branch offer for the CSP is 90K. Someone on Reddit claimed they got it today.
If you have a car, a lot of insurance companies will allow you to pay your premium with a credit card. USAA just allowed me to do it. If you are going to spend money anyway, might as well farm points while you’re doing it
The fact that you can get multiple welcome bonuses on each of Chase's cards is a really big pro of Chase's ecosystem compared to others like Amex which only let you get one SUB per card. I'd love to see Chase raise the World of Hyatt card bonus so I can add that later this year and feel good about the offer lol. Great video Ben!
I feel like it's been the same bonus for a couple years now 😐
@@jacobfain6504 Right?!
@@SpencerJohnsonOfficial I wonder if it's ever changed at all. It's next on my list to get. Just about done with my Boundless SUB
@@SpencerJohnsonOfficial there are ways to get multiple bonuses with amex as well. You just have to read the language in the terms to see if it's lifetime or not. Also there's been a good number of reports that the lifetime term can just be 5-7 years. This was the case for me with the personal amex platinum.
Another way around this is to get the business versions of the cards. If you afford the increased spend required. Example: gold personal only needs 4K for Sub and business gold requires 15K. 🤓
It used to be 60k for only 3k spend I believe
Hey Ben, heads up at 8:36 the last four **** digits of your card number is shown during your presentation.
Thanks, but its ok. Last four alone can’t do anything
@@TheCreditShifu Darn, I was hoping to sell that on the black market 😅 jk. Thanks for the video btw always good info.
I got the CSP 80k offer 2 summers ago. I usually like to transfer my Chase points to Hyatt or Southwest!
Moderate vet of the amex world but just came into the chase eco system. Seeing huge value in it and feeling silly for not coming around years ago.
I've become a big fan of earning Ultimate Rewards points lately. I'm prioritizing them over everything else at the moment
May I ask why? I'm currently 1-carding it with the US Bank Altitude Reserve but I keep wanting to go back to Chase.
@@MichaelMidnight I'm signing up for a lot of cards to earn as many points as possible so I can transfer the points to travel partners since I'm traveling quite a bit right now. As far as prioritizing them, I want to sign up for Chase cards first because I'm under 5/24
If you get more than 1 of the freedom cards do you get all the sign up bonuses?
Nice and comprehensive coverage of the Chase Many-fectas and how to accumulate Chase points.
pre csp 80k offer i snagged that CSR 70k offer.
If I have a cfu and og Freedom, can I add a flex to make it a quadfecta?
Yes. I have that. Even had 2 flexs once.
Yes
I have to register my disappointment with the Sapphire Preferred. You do not get 5% on travel booked through Chase. The first time I did this I got only 2%. I asked what was up. They told me the other 3% gets credited to your account "two or three billing cycles" after you receive the first 2%. Say what? Bait and switch if you ask me. And I haven't seen a single mention of this here at TH-cam. I got the $95 waived for the first year because I opened in branch. But renew? Nope. Not worth my time.
Bro, I’m glad I read your comment. I been doubting this for the longest. I want to Seattle a month ago, but I booked a month before that! Still haven’t got the additional points!
You do get them. It just shows up in a different rewards page… had the same problem too till I learned later on
@@LifelsGreat don’t worry you did get them
The sapphire preferred lets you transfer your points from all your chase cards to airlines/hotels. Well worth $95, it won’t be always free ofc.
@@stevenmatute6182 how do I check man?
Can someone with CSR refer a Business Ink card that he (referror) does not have?
Got lucky this go around, best the 5/24 at 6/24 and at the right time. Just got my hilton business sign up bonus. Now i have 2 of 3 the tri-fecta. Missing the freedom unlimited. Now i wait a year because i dont think i will get lucky again. Back to business cards.
I like how your hair magically changed length for a few seconds there at one point~
The transition makes it sound like a Blue’s Clues episode
I blew it and signed up for the Ink Business Premiere with my Business EIN. For some reason Chase doesn't allow you to transfer these points for travel👎 Do you think I can sign up for another Ink Business card using my SSN and still get a welcome bonus?
Probably. I have the ink cash, unlimited, and premier. I got all of them 6 months to a year apart though
Right, Premiere is just cash back. You can use ssn or the same EIN to sign up for other inks
You can open several inks under the same EIN or SSN
Does anyone know if the CSP travel credit works for EZ Pass? I know people say tolls trigger it but not sure about this extra program.
For the CSR the travel credit is triggered by the EZ Pass tolls.
Yes. I used it for ez pass.
Good way to try to get enough points for Emirates airlines first class
Great content keep it coming thanks for sharing
At one point I had 70,000 chase points now I have 112 lol. I do however have 370,000 AMEX
About the last method ( My Bonus ) - spend $5k or $15k to earn 5000 points or 15k points.
How this is a bonus, if you already earn on Ink Business cards at least 1% cash back or 1x on other purchases?
Some Ink cards offer 1,5 % (1,5x) or 2% (2x) on other purchases
Unless I am missing something here.
It’s on top of it. Good luck!
Absolutely. In branch u can negotiate & if the rep can't, they can get someone on the phone whi can & being in person u have ability to provide more if needed & business hrs means they can act in real-time. (: dress neat & make a good impression
3x on grocery is king!
What about 6% on Amex BCP?! Or 5% on Citi custom cash?
NOT FIRST
I'm sorry but you WERE first
@@TheCreditShifu Tragic. One would think being first would earn 10,000 UR points at least 🤣
🎉