10 Principles About Money You Need To Know | Financial Success Series Ep. 1 | Cash Giveaway!

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  • เผยแพร่เมื่อ 7 พ.ย. 2020
  • In this video, I share 10 principles about money and personal finance that are essential for your wealth-building journey. This financial literacy series is going to cover money principles, making money, spending/using money, saving, and investment.
    STAY TUNED FOR THE CASH GIVEAWAY!
    Please like, share and subscribe.
    Thank you for your support♥️
    **apologies for the weird audio at some point
    10 Principles About Money You Need To Know | Financial Success Series Ep. 1 | Cash Giveaway!
    Timestamps for points in this video:
    01:00 - 1. Being cheap is expensive
    02:37 - 2. Patience is the money way (30-day rule)
    04:12 - 3. Save before you spend, not after
    05:18 - 4. Parkinson's law
    06:50 - 5. Nobody got rich just by saving money (investment)
    09:02 - 6. Money mindset
    10:05 - 7. Read wealth consciousness books
    11:37 - 8. Want to just look rich or be rich?
    12:22 - 9. Establish a positive relationship with money
    13:53 - 10. Money is your servant, not your master
    14:16 - 11. Start now
    Download personal finance books here: b-ok.org/
    Personal finance TH-camrs:
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    • 10 Things That Helped ...
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    Equipment and editing software: Shot on Pixel 2XL. Edited in Adobe Premiere Pro. Designs made in Canva.

ความคิดเห็น • 147

  • @AudreyOB
    @AudreyOB  3 ปีที่แล้ว +6

    _Apologies for the imperfect audio at some point. The cash giveaway is open to Ghanaians only. Don't forget to follow me on Instagram @audreyobuobisadarko to keep up with the giveaway updates. Thank you!_

  • @edwardawuku9476
    @edwardawuku9476 3 ปีที่แล้ว +1

    💯facts

  • @Gloyoung
    @Gloyoung 3 ปีที่แล้ว

    Interesting video, good to invest money and save for raining day

  • @gyamfid.k5070
    @gyamfid.k5070 3 ปีที่แล้ว +92

    Smh 200 cedis. Umm, I didn’t work for it. Soooo... I go spend um. Food transport normal things that come up day to day. It could die in less than a week if I’m really active 😂😂

    • @charlesbaiden3236
      @charlesbaiden3236 3 ปีที่แล้ว

      Don't give him the money

    • @gyamfid.k5070
      @gyamfid.k5070 3 ปีที่แล้ว +2

      @@charlesbaiden3236 I go curse you erhn 😂

    • @gordonpobi828
      @gordonpobi828 3 ปีที่แล้ว

      He go stake bet with 197 cedis and use the 3 cedis for special bundle offer

    • @bluebradtv7183
      @bluebradtv7183 3 ปีที่แล้ว

      Ahhn okay

    • @akosuamoda544
      @akosuamoda544 3 ปีที่แล้ว +1

      Lol

  • @jaydendavid8664
    @jaydendavid8664 3 ปีที่แล้ว +1

    That’s what’s up 😏🤞🏽🤞🏽🤞🏽

  • @allenao7566
    @allenao7566 ปีที่แล้ว

    Insightful and mind-changing stuff about money and investments! Great!

  • @joppong23
    @joppong23 3 ปีที่แล้ว +13

    Will use part of that money to invest and the other grow a capital for my business. This way I’ll never run out 😊

  • @kenniemaccarthy4109
    @kenniemaccarthy4109 3 ปีที่แล้ว +18

    There are two options:
    1. Use all of it as capital for a business idea I have.
    2. Start an Ecobank Fixed Income Fund with 100 cedis. And use the other 100 for other needs which may or may not include the business idea mentioned in 1.

    • @AudreyOB
      @AudreyOB  3 ปีที่แล้ว

      The second part made me smile 😍♥️

  • @Hijikatas_Mayonnaise
    @Hijikatas_Mayonnaise 3 ปีที่แล้ว +25

    My birthday is this Friday so I might just get myself a gift. But after listening to you talk.. Imma save some... thennnn get myself a gift😂

    • @abalansa
      @abalansa 3 ปีที่แล้ว

      Hmmm😏

    • @zayiddawood390
      @zayiddawood390 3 ปีที่แล้ว +1

      Not a bad idea mmom 😂

    • @kennethazor
      @kennethazor 3 ปีที่แล้ว +1

      I love it! 😂👌🏾

    • @nathanielcarlsonappiah9037
      @nathanielcarlsonappiah9037 3 ปีที่แล้ว +1

      Just hmu on Friday
      Imma get you something a'ight?

    • @Hijikatas_Mayonnaise
      @Hijikatas_Mayonnaise 3 ปีที่แล้ว +1

      @@nathanielcarlsonappiah9037 baebyyy.. you’re a juice😭❤️

  • @addaicharity2831
    @addaicharity2831 2 ปีที่แล้ว

    Money is not the root of evils everything begin with the mindset.

  • @bluebradtv7183
    @bluebradtv7183 3 ปีที่แล้ว

    Cool 💕

  • @kennethazor
    @kennethazor 3 ปีที่แล้ว +8

    Parkinson's law!!! That's a very insightful one- I can apply it to many aspects of my life!

  • @magdalenesarahofori3814
    @magdalenesarahofori3814 3 ปีที่แล้ว +6

    Thank you for the insight
    Love the Parkinson’s law bit
    10% tithe
    20% personal savings
    40% apportion it into databank investment accounts
    And keep the rest for personal use

    • @AudreyOB
      @AudreyOB  3 ปีที่แล้ว +1

      Thank you, and, this is great!

    • @vanessagyesey
      @vanessagyesey 2 ปีที่แล้ว

      ❤️

  • @springat0wA
    @springat0wA 3 ปีที่แล้ว +5

    we love money so we are here

  • @charlesbaiden3236
    @charlesbaiden3236 3 ปีที่แล้ว +6

    Ago take kot 10 odds. Best and fastest investment for profit

  • @edwinampadu8335
    @edwinampadu8335 3 ปีที่แล้ว +1

    inspirational

  • @ricardocraigg2369
    @ricardocraigg2369 ปีที่แล้ว

    This was very informative. Excellent.

  • @tracyannang7445
    @tracyannang7445 3 ปีที่แล้ว +1

    Parkinson's law has really been an eye-opener! I saw somewhere that it's best to save 20% of your money (money for rent, bills, gas isn't included), allot a percentage for those, then use whatever is left for personal reasons. It's really helped a lot.

    • @AudreyOB
      @AudreyOB  3 ปีที่แล้ว

      I'm happy you learned something!

  • @stacika
    @stacika 3 ปีที่แล้ว +3

    Finally watching this🤍 so so insightful! And you called me out a couple of times😅 but that’s good, I’m sure many others feel this way. And it’s not negative, we’re just more sensitized because of YOU❤️ God bless

    • @AudreyOB
      @AudreyOB  3 ปีที่แล้ว +1

      Thank you Stacey! Tbh, I was seriously calling myself out too😂😂. But, we learn, and we get better! Glad you found this useful

  • @sedegahselorm6038
    @sedegahselorm6038 2 ปีที่แล้ว

    This was a great and helpful video.

    • @AudreyOB
      @AudreyOB  2 ปีที่แล้ว +1

      Glad it was helpful!

  • @mandelinebrown8767
    @mandelinebrown8767 3 ปีที่แล้ว +1

    That's a good one Audrey!
    I'm working some assignments on Finance atm and this video came at the right time lol! I'm glad I've learnt a thing or two from here and oh... winning ¢200 will definitely be going into an investment account. "Won't let air pass on it before I spend it" 😂
    Keep up the good work ❤️

    • @AudreyOB
      @AudreyOB  3 ปีที่แล้ว +1

      Don't allow the air to pass😂. I'm glad this video helped!

    • @mandelinebrown8767
      @mandelinebrown8767 3 ปีที่แล้ว

      @@AudreyOB Lol😂. It sure did🤗

  • @ericfosu-kwabi3225
    @ericfosu-kwabi3225 3 ปีที่แล้ว +5

    Lol after listening to this ill probably use the 200 cedis to buy as many of the financial consciousness books as i can afford . Think and grow rich would have to be the first one though . I think that's a reasonable place to start

  • @optimajosh7147
    @optimajosh7147 2 ปีที่แล้ว

    I think there's a book I read ,it's called The richest man in babylon.And it really changed my mindset about money.

  • @genevievesepenu871
    @genevievesepenu871 3 ปีที่แล้ว +4

    Am happy I watched this....I have learnt a lot...definitely subscribing

    • @AudreyOB
      @AudreyOB  3 ปีที่แล้ว +1

      Thank you, Genevieve!

  • @mfkquansah
    @mfkquansah 3 ปีที่แล้ว

    Great anecdote on money and relationships. Nice job!

    • @AudreyOB
      @AudreyOB  3 ปีที่แล้ว

      Thank you!

  • @samuelobeng8969
    @samuelobeng8969 3 ปีที่แล้ว

    Thank you so so much, sharing this to my siblings, friends and Roommates. Love your content

    • @AudreyOB
      @AudreyOB  3 ปีที่แล้ว

      Amazing, thank you

  • @springat0wA
    @springat0wA 3 ปีที่แล้ว +1

    i waited so long for this video and it was honestly worth the wait.

    • @AudreyOB
      @AudreyOB  3 ปีที่แล้ว +1

      Thank you, Spring!

    • @springat0wA
      @springat0wA 3 ปีที่แล้ว

      @@AudreyOB 😘😘😘

  • @princessasante
    @princessasante 3 ปีที่แล้ว

    You have shaken a heavy table today b😂
    I reallly enjoyed this video, and learnt so much❤️
    Thanks for sharing

    • @AudreyOB
      @AudreyOB  3 ปีที่แล้ว +1

      😂😂😂thank you too, Princess! I'm happy you found it useful.

  • @TheHansVanDyck
    @TheHansVanDyck 3 ปีที่แล้ว

    Thats nice

  • @kennethazor
    @kennethazor 3 ปีที่แล้ว +1

    That's the best explanation of investment I've received.. wow.

    • @AudreyOB
      @AudreyOB  3 ปีที่แล้ว

      Awesome, thank you!

    • @AudreyOB
      @AudreyOB  3 ปีที่แล้ว

      I'm glad it made sense!

  • @elinamagbeko8000
    @elinamagbeko8000 3 ปีที่แล้ว

    I'm looking forward to the video on investment

  • @dicklaryea8216
    @dicklaryea8216 3 ปีที่แล้ว +3

    GHc200?
    After watching this video, opening an investment account with half and buying me some shirts with the rest.

  • @manuelquainoo2898
    @manuelquainoo2898 3 ปีที่แล้ว

    Wow

  • @handd7046
    @handd7046 3 ปีที่แล้ว

    Thank you

  • @dianadunyo1506
    @dianadunyo1506 3 ปีที่แล้ว

    I like this👌👌👌

    • @AudreyOB
      @AudreyOB  3 ปีที่แล้ว

      Thank you, I'm glad you do!

  • @israelwompiah8678
    @israelwompiah8678 3 ปีที่แล้ว +2

    I will save 10% into my personal savings(20cedis)
    Put about 40% into investments...bank and forex.(80cedis)
    Use the remaining 100cedis to start a business who’s income I will apportion accordingly.

    • @israelwompiah8678
      @israelwompiah8678 3 ปีที่แล้ว

      Apportion accordingly to myself, the business and my savings.

    • @Hijikatas_Mayonnaise
      @Hijikatas_Mayonnaise 3 ปีที่แล้ว

      Mandem you’re serious o😂

    • @israelwompiah8678
      @israelwompiah8678 3 ปีที่แล้ว

      @@Hijikatas_MayonnaiseThats one life quality you have to have😌

  • @seth5563
    @seth5563 3 ปีที่แล้ว

    🔥🔥

  • @mrbobo6288
    @mrbobo6288 3 ปีที่แล้ว

    Thanks alot you re saving some of us from poverty already

    • @AudreyOB
      @AudreyOB  3 ปีที่แล้ว

      That's great!😂 I promise to release more content like this to help everyone 💪

  • @nanatakyi2001
    @nanatakyi2001 3 ปีที่แล้ว

    I learnt a lot from this video. ❤️

    • @AudreyOB
      @AudreyOB  3 ปีที่แล้ว

      I'm very glad you did

  • @kyerematengbetty1128
    @kyerematengbetty1128 3 ปีที่แล้ว +1

    I would invest half of it and use the other half to satisfy my priorities at the moment 😅

  • @giftybamfo6194
    @giftybamfo6194 3 ปีที่แล้ว +1

    I will use the money for my beads business

  • @allenao7566
    @allenao7566 3 ปีที่แล้ว +2

    First :D

  • @springat0wA
    @springat0wA 3 ปีที่แล้ว +1

    we are here liveeeeeeeeeeeeeee

    • @AudreyOB
      @AudreyOB  3 ปีที่แล้ว +1

      I love ittttt😂

  • @alexanderosei-bonsu9335
    @alexanderosei-bonsu9335 3 ปีที่แล้ว

    Well I'd add it to the savings I already have and buy a treasury bill

  • @genevievesepenu871
    @genevievesepenu871 3 ปีที่แล้ว +2

    If I win 200gh, I'll add up to some money I have already to push my business or start another lucrative business

  • @christianapaloo7361
    @christianapaloo7361 3 ปีที่แล้ว

    I’ve really learnt a lot from this video . Probably deposite that money into my forex account

    • @AudreyOB
      @AudreyOB  3 ปีที่แล้ว +1

      I'm glad it was useful!

  • @anthonyoseimensah9914
    @anthonyoseimensah9914 3 ปีที่แล้ว

    200 cedis is big money nonetheless I prefer to keep glued to your channel to learn more about money in order to make more than the giveaway you are offering. I plan on taking a decision my future self will be proud of.
    Nonetheless, this is great contents. Thank you 🙏🏾

    • @AudreyOB
      @AudreyOB  3 ปีที่แล้ว

      Thank you too!

  • @adwoaselasi
    @adwoaselasi 3 ปีที่แล้ว

    I would invest it into my business

  • @excitednaa9338
    @excitednaa9338 3 ปีที่แล้ว

    I’d definitely invest the 200 cedis.

  • @maameamaaboagyewaa4082
    @maameamaaboagyewaa4082 3 ปีที่แล้ว

    I'd use the 200 cedis to pay of debts

  • @paultanner87
    @paultanner87 3 ปีที่แล้ว +1

    superb... I have a tendency to spend money when I am feeling down... this goes from giving money to people to buying food... unfortunately there is little chance of saving when this happens and it happens a lot... have you came across this while doing your research

    • @AudreyOB
      @AudreyOB  3 ปีที่แล้ว +1

      Wow... I have the exact same issue! When I'm down I crave fast food or sweets, and I have the tendency to place impulse orders from my phone. Sometimes too I easily give out money, maybe because it might make me feel better? I should do some research on why this happens, and I hope I can find a way to solve it!

    • @paultanner87
      @paultanner87 3 ปีที่แล้ว

      @@AudreyOB let me know if you find anything

  • @rebeccanaa-narkieofori1588
    @rebeccanaa-narkieofori1588 3 ปีที่แล้ว

    deposit 50 cedis in my savings account
    Buy treasury Bill's with 100
    Give 20 cedis offering
    Keep the remaining 30 for expenses
    Thanks Audrey..I've learnt a lot

    • @AudreyOB
      @AudreyOB  3 ปีที่แล้ว

      That's a great budget, and I'm glad you've learnt a lot

  • @VinoliaAfrifa
    @VinoliaAfrifa 3 ปีที่แล้ว

    Please what do you use to create your thumbnails. It is really nice

    • @AudreyOB
      @AudreyOB  3 ปีที่แล้ว

      Thank you! I use Canva for my graphic designs

  • @amswil3232
    @amswil3232 3 ปีที่แล้ว

    if all ladies were like you

  • @esisikabentsi-enchill6476
    @esisikabentsi-enchill6476 3 ปีที่แล้ว

    Very helpful
    I would invest 100 cedis in the bank and start a sobolo business with the other 100. I already do this on campus and it's a booming business.

    • @AudreyOB
      @AudreyOB  3 ปีที่แล้ว

      I love that, wow! I'm happy to hear your business is booming too

  • @nii116
    @nii116 3 ปีที่แล้ว

    Please I'll use the money for data:)

    • @AudreyOB
      @AudreyOB  3 ปีที่แล้ว +1

      This made me laugh 😂😂♥️♥️ man, data bundle is so expensiveee

  • @amswil3232
    @amswil3232 3 ปีที่แล้ว

    717 subscribed

  • @dennislaryea5281
    @dennislaryea5281 3 ปีที่แล้ว

    Yh

  • @nanatakyi2001
    @nanatakyi2001 3 ปีที่แล้ว

    Where did you get the You are a badass book?

    • @AudreyOB
      @AudreyOB  3 ปีที่แล้ว

      check out b-ok.org/

  • @Dede_n
    @Dede_n 3 ปีที่แล้ว

    If I had 200 Ghana cedis, I wouldn't keep it by me because I know I am going to spend it. So I will rather invest that money in a bank account. And keep on investing till I make enough money , to start my dream business.

  • @ricaasam7469
    @ricaasam7469 2 ปีที่แล้ว +1

    Ermm....if I got a Gh200.00,I'm going to introduce the money to my TH-cam by buying a camera to create content so TH-cam pays me😊

  • @benedictaokrah6366
    @benedictaokrah6366 3 ปีที่แล้ว +1

    Thank you for the video.
    200 cedis
    I'll invest 150 in my mum's momo transaction shop so I get enough profit to join an upcoming Webeiner that's going to offer me much insight into the stock market and get a financial coach from it as well. The 200 cedis is really going to reap good returns if I get it. 20 cedis will be used to buy special bundle for the 2 weeks weibener class . That remains 30 cedis now. 20 cedis for my thite and finally I get to give myself a treat with 10 cedis for allowing myself watch good content that has also helped me gain

    • @AudreyOB
      @AudreyOB  3 ปีที่แล้ว +1

      The webinar is such a great thing to do! I'm totally in love with that. Learn and grow always 💪

    • @benedictaokrah6366
      @benedictaokrah6366 3 ปีที่แล้ว

      @@AudreyOB awwn thanks

  • @springat0wA
    @springat0wA 3 ปีที่แล้ว +5

    with the 200ghc i will buy myself a wig and catfish these men 😊😁

  • @ernestamporful2929
    @ernestamporful2929 3 ปีที่แล้ว

    any banks and particular investment plans you’d recommend?

    • @ernestamporful2929
      @ernestamporful2929 3 ปีที่แล้ว

      insightful video by the way👊🏿✨..big ups Audrey🔥

    • @AudreyOB
      @AudreyOB  3 ปีที่แล้ว

      @@ernestamporful2929 thank you!

    • @AudreyOB
      @AudreyOB  3 ปีที่แล้ว +2

      Ecobank, Databank, GCB, they're pretty great especially for beginners. I'll do another video going into detail on investments and plans, etc ♥️

    • @kukuaacquaba5259
      @kukuaacquaba5259 3 ปีที่แล้ว

      Stanlib

    • @ernestamporful2929
      @ernestamporful2929 3 ปีที่แล้ว

      @@kukuaacquaba5259 will look that up.. thanks

  • @samuelobeng8969
    @samuelobeng8969 3 ปีที่แล้ว

    It’s not like I don’t save or I’m not in a good relationship with money ooo, but if I had 200 cedis I’d probably use it to buy food😅

    • @AudreyOB
      @AudreyOB  3 ปีที่แล้ว

      This your preamble😂😂😂

  • @ebenezerokrohakuttehjnr5880
    @ebenezerokrohakuttehjnr5880 3 ปีที่แล้ว

    If I won 200 cedis I will invest 100 cedis into a fixed income fund with Databank and the other 100 cedis into an insurance policy.

  • @amswil3232
    @amswil3232 3 ปีที่แล้ว

    i think am late for the cash grab

    • @AudreyOB
      @AudreyOB  3 ปีที่แล้ว +1

      Haha, probably not 😂

  • @sethocansey6008
    @sethocansey6008 2 ปีที่แล้ว

    Can we interact with u on a personal level

  • @mrbobo6288
    @mrbobo6288 3 ปีที่แล้ว

    Get a herbalife package

  • @amswil3232
    @amswil3232 3 ปีที่แล้ว

    hahahhaha