Most Americans find it hard to retire comfortably amid economy downtrend. Some have close to nothing going into retirement, my question is, will you pay off mortgage as a near-retiree, or spread money for cashflow, to afford lifestyle after retirement?
Agreed, the role of advisors can only be overlooked, but not denied. I remember in early 2020, during covid-outbreak, my portfolio worth around 300k took a slight fall, apparently due to the pandemic crash, at once I consulted an advisor in order to avoid panic-selling. As of today, my account has yielded big fat yields, and leverages on 7-figure, only cos I delegate my excesses right.
this is huge! mind if I look up the adviser that guides you please? only invest in my 401k through my employer for now, but enthused about diversifying my investments for a prosperous financial future
I've shuffled through a few advisors in the past, but settled with Annette Christine Conte her service is exemplary. I'd suggest you research her further on your browser, sure you'll find her basic info.
I will be forever grateful to you, you changed my whole life and I will continue to preach on your behalf for the whole world to hear that you saved me from huge financial debt with just a small Investment, thank you Jihan Wu you're such a life saver
As a beginner in this, it’s essential for you to have a mentor to keep you accountable. Jihan Wu is also my trade analyst, he has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.
Jihan Wu Services has really set the standard for others to follow, we love him here in Canada 🇨🇦 as he has been really helpful and changed lots of life's
Most rich people stay rich by spending like the poor and investing without stopping then most poor people stay poor by spending like the rich yet not investing like the rich but impressing them. People prefer to spend money on liabilities, Rather than investing in assets and be very profitable
Sir! Man, that's just an impossibly beautiful setting. I found your channel in the last few months of 2024 and, sincerely, they have been such a source of wisdom and comfort for my 58 year-old worries. Hope you know how much you are appreciated.
Well, we're at 96% confidence that our retirement earnings will last from now (age 61) to age 96. Well, one thing that isn't discussed too much is how paranoid a significant other is about money; I'm ready to step away this minute. However, my wife, not so much. She wants me to keep working. Both my wife and I were hand-to-mouth kids. Both grew up with little extra. The psychology of fear of retirement is a real thing.
I can relate. We went to a planner like Azul when I was 62. It was a great meeting to get a sense for how prepared we were. The planner put together a plan and showed we were ready to retire. We both became comfortable with it.
I’m living in Mexico so my mom can afford high quality personalized care, but it’s also been a huge blessing for me- my Spanish is improving every day (thanks Duolingo!) and I’m learning about how easy it is to live on a lower monthly allowance (one that includes lots of good food, yoga, massages, etc). Sooo much less stress!!!
Exactly! My father-in-law was forced into retirement at 58, and they spent the following 15 years traveling the world. So when I was laid off at 55, I retired. My my husband will join me soon. And we are going to follow their lead and go live our lives.
Thank you, Azul. It’s always good to hear your perspective on retirement. You’ve brought a lot of good points up in your videos. One I haven’t seen is on the five-year rules for IRAs, even if you’re retired. This might be a good topic to consider for this channel.
Great topic. Another thing to prepare for is the impact of your spouse or partner having issues. I am healthy, fit and have longevity in my gene pool. My wife OTOH is a stroke survivor that avoids activity. She is my one friend in life and I am happy to keep her company and tend to her. Between COVID shut down and some unexpected home repair our go go years have been no go years. I doubt I am alone in this. Many people will look forward to retirement as the period to be free and discover they are now in the business of being the care giver for someone. It can be a full time job. So my advice is to enjoy every year like it is your last before retirement, and to find ways to enjoy yourself in retirement even with restrictions and take comfort in the activity of bringing comfort and joy to a loved one. Even in this situation, it is great to be financially secure as it is one less thing to worry about.
Some negative comments about content but this video is spot on. I'm 70, retired at 66, and can tell you I'm not the man I was four short years ago. Still healthy an traveling extensively but can see my traveling days are numbered. This video should be fair warning about the real effects of age.
Bills go up and currencies loose value. Making it hard to tell what you need to retire. I see too many old people living on tight incomes. Not because they didn't prepare. But because inflation and falling currency values. We bought motorcycles last year. Glad we did before too old to enjoy them. Almost bought ocean front property on a Lagoon in Belize. Decided I would go for the best apple at the top of the tree. And bought property in central U.P. So I can hunt, fish, garden, and build stuff. Like a Scottish Broch for my Richardsonian Romanesque cottage, or a spring house like found in Valley Forge. To show off some of my classically trained masonry skills. Still in good enough shape to lay block and do timber framing for work. Hoping to be 67 and still dragging deer by myself. I want too be a grumpy old man. I like ice fishing.
I am 70 and go backpacking on Appalachian Trail every spring. Those mountains are a roller coaster with 3000-4000 feet of elevation rise/fall daily. There is one exercise that will keep a person able to do this, "Double Stair Steps". I use the bottom two steps, step up to second step then step back, do left leg 100 times.then right leg 100 times, then left 100, then right 100. I do 1000 double steps everyday, with each step I am lifting my body weight (175 pounds), my thighs are muscle. Do double stair step exercises to avoid walking like Biden
Biden has Parkinson's. The funny steps are a symptom of Parkinson's. Exercise such as your stepping can help delay the onset of Parkinson's, But so can biden's bike riding and running. But let's not kid ourselves that the guy in TH-cam chat has found the cure for Parkinson's.
Great perspective, and something to work into the “plan” . I feel like neither of my parents got the retirement they wanted due to health reasons. I have the work hard now, enjoy later ethic beat into me but am trying hard to unwire this programming!
Healthspan vs Lifespan. If you take this view, one-more-year mindset is one less healthy year to enjoy. Arguably rotting in a cubicle versus being low stress and active may cost you more than a year of healthspan for each one-more-year delay you make. Once your life is taken over by your doctor's appointment schedule it is that much harder to schedule in big trips.
When we retired, I was 60, we took our bikes to Europe every year and toured a different country each time, ended up living in Switzerland where, twenty years later, we still have adventures cycling, hiking and skiing. It has been an incredible retirement, we have done things I would never have imagined. Active travel is great, interacting with the locals, sorting out problems, learning from mistakes.
I love this advice! Thanks Azul. I’m 72 and got cancer at 65 and my hip replaced last year. I highly recommended this video on my channel $MillionMadeEasy in a video I called The One Retirement Truth Few People Consider Thanks again Azul
I was there a few years ago. It is an amazing location with great food and a lot of art in the streets. Each of those villages has their own character. Enjoy...
Great advice in the Uk retiring early is frowned upon people think your mad I’m not sure when I will call it a day I’m hoping for 60 but it depends on lots of factors only thing is you never know how your health is going to hold up.People from outside Uk think we are lucky to have the NHS but it’s on its knees now so it’s only a matter of time before it becomes partially privatised and also it isn’t free we pay a lot of “National Insurance “ I’ve subscribed I think you worth watching 👍
Enjoying your posts. We are the same age and I also happily retired two years ago. A video on planning with costs and how to find travel deals (flights & housing) would be an interesting change from your routine messages. I’ve made several long trips since retiring and would appreciate your thoughts on more travel.
I'm about the same age as you. Maybe a year younger. Glad you are getting away. My wife and I are still raising our youngest who has about a year and a half from high school graduation. We both stopped working, but our travel plans will have to wait another 2 years until our youngest is establshed in college. Meanwhile we are taking language classes together and having a blast. Thanks for all of your content. I expect now that you are retired you will eventually stop creating more. I've enjoyed the journey with you and will continue to do so as long as you want to keep making videos.
I think that if you been sitting on your butt behind a desk for 30 years yeah you proubly do need to worry about your health and how much time you got left.
I'm 75 and have done extensive travel having visited 60 countries. We will start to reduce our travel at the end of this year, visiting only our favorite places.
Question when you talk about net worth is that per person or a household… when i watch retirement vidoes they talk big numbers on report from the fed… is that and individual person or for 2 people im always confuse on that it seem such a big number and its weird how they calculate net worth when half can be your spouse
@@rrf6747 i am a PERMA-BULL who likes to watch how the other 'side' thinks---AZUL is using the old wall street trick of keeping things negative for clicks (yet, i like him)--wall street does the same thing to keep investors coming back for more (advice)...it's a TIRED narrative but it's the world we live it....
I am curious, what do you use for health insurance outside the U.S.? I crossed into Canada on the way to Alaska, and was quite aware my health insurance stopped at the border. You travel a lot, so I thought it might be a good subject to speak too. Last, I sure want to travel with you. Thanks for sharing you location.
So far I'm doing good, approaching retirement with about 800k in savings. Transitioning from building wealth to spending can be scary, especially with soaring inflation. My question is, after maxing out my tax-advantaged retirement accounts, what next?
in my opinion, some financial situations can be handled on your own if you research enough, while others are best navigated in consultation with a financial advisor
Agreed, the role of advisors can only be overlooked but not denied. I was shocked that I made more money with investing than hard work, not even my CEO income. Earning ''return on investment'' fetched me millions within a space of 5 yrs.(But I still enjoy working)
sounds great! i've never utilized a financial advisor but enthused about making money from the stock market, could you be kind enough with info of the advisor guiding you please? I could really use some guidance
Personally, I've stuck with Melissa Terri Swayne and her performance has been consistently impressive. You can confirm her basic info on the internet, she's quite known in her field with over 15yrs of experience.
I appreciate it. After searching her name online and reviewing her credentials, I'm quite impressed. I've contacted her as I could use all the help I can get. A call has been scheduled.
The other fact to consider is that even the things you can do after a health issue, you may not have an interest in doing. I tried to encourage my mother to work on the crafts she enjoyed by sitting with her and bringing her what she needed. She had no interest. I suspect she was depressed and was focusing on breathing.
I think it’s important to talk about travel on an environment impact when considering retirement travel. How are we leaving this world for generations to come. Travel has a cost!
Why require a 95-97% probability of success? You will die without enjoying all your money. IMO using guardrails works much better in maximizing our hard earned nest egg.
Gimme a break. This lake is pretty upbeat. His atitude is pretty upbeat. His hike is pretty upbeat. His wallet is even pretty upbeat. Its your criticism that is NOT upbeat
It's a positive that Azul is out walking the walk he talks about. Retired early and living life while he still has his health. All depends on how you look at things.
I am at the beginning of my "investment journey", planning to put 385K into dividend stocks so that I will be making up to 30% annually in dividend returns. any good recommendation on great performing stocks or Crypto will be appreciated!!!
As a newbie investor, it’s essential for you to have a mentor to keep you accountable. Ruth Ann Tsaoknas is my trade analyst, she has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.
I managed to grow a nest egg of around 120k to over a Million. I'm especially grateful to Adviser Ruth Ann Tsakonas, for her expertise and exposure to different areas of the market..
Without a doubt! Ruth Ann Tsakonas is a trader who goes above and beyond. she has an exceptional skill for analysing market movements and spotting profitable opportunities. Her strategies are meticulously crafted on thorough research and years of practical experience.
how would you recommend i enter the crypto market? I am also looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally. What's your take on this approach? and How can i reach her, if you don't mind me asking?
Azul is another one of those "expert" financial advisors that doesn't understand our new/old federal financial paradigm best known as quantitative easing (QE) and/or deficit spending or what I call the reality of the Equity Spending (ES) process well enough to understand that we do not have a national debt, just an irrelevant federal deficit, as far as the amount whereas exactly what we the peoples' electronically generated $s are being spent on is the real issue.
@@RyanBerich-u1w Two points to made, with the first being that he has made the "pseudo" national debt statement in past podcasts without ever correcting himself, and point two, he never makes a point of making it clear as to how and why it is that we do not have a national debt when giving his "expert" financial advice which is essential in explaining how the electronic generation of we the peoples' $s in order to meet federal expenditures effects the private sector financial system.
@ I encourage you to start your own channel where you can explain your unique beliefs and stop trolling those that followed a traditional path of financial planning and analysis.
@@RyanBerich-u1w I encourage you to mind your own business. I also respectfully ask that you recognize the whole point of TH-cam having these comment sections which is to be able to correct the misinformation being disseminated to viewers. Then too, there is the fact that this "traditional path of financial planning" is one of the problems that I'm trying to correct with one example being that when I am finally successful in having the majority of Americans understand how and why it is that we do not have a national debt it will then be just a question of time before all federal taxation is eliminated, just for starters, and I might start my own channel as well.
Thanks for this Azul I really appreciate this important information, meanwhile 2024 was one of my best years, last year brought my household a miracle of $33,000 every month, God has been more faithful to us Now I can afford anything and also support my businesses and not worry much about the future even after retiring
From $10,000 to $76,000 that's the minimum range of profit return every week I thinks it's not a bad one for me, now I have enough to pay bills and take care of my family.
Venturing into crypto as a newbie was very difficult due to lack of experience which resulted in loosing funds......... But Virond Thomas, restored hope shes a good woman
Charlotte bate has really set the standard for others to follow, we love her here in Canada 🇨🇦 as she has been really helpful and changed lots of life's
More and more people might face a tough time in retirement. Low-paying jobs, inflation, and high rents make it hard to save. Now, middle-class Americans find it tough to own a home too, leaving them without a place to retire.
Most Americans find it hard to retire comfortably amid economy downtrend. Some have close to nothing going into retirement, my question is, will you pay off mortgage as a near-retiree, or spread money for cashflow, to afford lifestyle after retirement?
as most investing-related questions, the answer is, it depends my best suggestion is to consider advisory management.
Agreed, the role of advisors can only be overlooked, but not denied. I remember in early 2020, during covid-outbreak, my portfolio worth around 300k took a slight fall, apparently due to the pandemic crash, at once I consulted an advisor in order to avoid panic-selling. As of today, my account has yielded big fat yields, and leverages on 7-figure, only cos I delegate my excesses right.
this is huge! mind if I look up the adviser that guides you please? only invest in my 401k through my employer for now, but enthused about diversifying my investments for a prosperous financial future
I've shuffled through a few advisors in the past, but settled with Annette Christine Conte her service is exemplary. I'd suggest you research her further on your browser, sure you'll find her basic info.
Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.
Hit 220k today. Appreciate you for all the knowledge and nuggets you had thrown my way over the last months. Started with 34k in November 2024..
I will be forever grateful to you, you changed my whole life and I will continue to preach on your behalf for the whole world to hear that you saved me from huge financial debt with just a small Investment, thank you Jihan Wu you're such a life saver
As a beginner in this, it’s essential for you to have a mentor to keep you accountable.
Jihan Wu is also my trade analyst, he has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.
Jihan Wu Services has really set the standard for others to follow, we love him here in Canada 🇨🇦 as he has been really helpful and changed lots of life's
Waking up every tenth of each month to £210,000 it’s a blessing to I and my family… Big gratitude to this same Jihan Wu🙌
Most rich people stay rich by spending like the poor and investing without stopping then most poor people stay poor by spending like the rich yet not investing like the rich but impressing them. People prefer to spend money on liabilities, Rather than investing in assets and be very profitable
This is so true - we focus on running out of money when we need to think about running out of life.
Well said
Sir! Man, that's just an impossibly beautiful setting. I found your channel in the last few months of 2024 and, sincerely, they have been such a source of wisdom and comfort for my 58 year-old worries. Hope you know how much you are appreciated.
Well, we're at 96% confidence that our retirement earnings will last from now (age 61) to age 96. Well, one thing that isn't discussed too much is how paranoid a significant other is about money; I'm ready to step away this minute. However, my wife, not so much. She wants me to keep working. Both my wife and I were hand-to-mouth kids. Both grew up with little extra. The psychology of fear of retirement is a real thing.
Sometimes paranoia is 100% perfect awareness
If you are at 96% confidence for through age 96 then you are being woefully conservative.
I can relate. We went to a planner like Azul when I was 62. It was a great meeting to get a sense for how prepared we were. The planner put together a plan and showed we were ready to retire. We both became comfortable with it.
I’m in the same boat! It’s so frustrating and my wife wants to pinch every penny to death! Definitely not the way to spend retirement!
I’m living in Mexico so my mom can afford high quality personalized care, but it’s also been a huge blessing for me- my Spanish is improving every day (thanks Duolingo!) and I’m learning about how easy it is to live on a lower monthly allowance (one that includes lots of good food, yoga, massages, etc). Sooo much less stress!!!
I'm looking. What area? Thanks😊
You've got the point: limited time vs money! I have seen many cases of people preparing for retirement and dying shortly after retirement
Great advice. God bless your purpose sir!
Thanks for keeping things real
Exactly! My father-in-law was forced into retirement at 58, and they spent the following 15 years traveling the world. So when I was laid off at 55, I retired. My my husband will join me soon. And we are going to follow their lead and go live our lives.
Thank you, Azul. It’s always good to hear your perspective on retirement. You’ve brought a lot of good points up in your videos.
One I haven’t seen is on the five-year rules for IRAs, even if you’re retired. This might be a good topic to consider for this channel.
I hope your vacation was exceptional. You made some good points in this one. Thanks for sharing your perspectives. Happy 2025!!!
Azul you look so good in Guatemala!!!!!
Great topic.
Another thing to prepare for is the impact of your spouse or partner having issues. I am healthy, fit and have longevity in my gene pool. My wife OTOH is a stroke survivor that avoids activity. She is my one friend in life and I am happy to keep her company and tend to her. Between COVID shut down and some unexpected home repair our go go years have been no go years. I doubt I am alone in this. Many people will look forward to retirement as the period to be free and discover they are now in the business of being the care giver for someone. It can be a full time job. So my advice is to enjoy every year like it is your last before retirement, and to find ways to enjoy yourself in retirement even with restrictions and take comfort in the activity of bringing comfort and joy to a loved one.
Even in this situation, it is great to be financially secure as it is one less thing to worry about.
Some negative comments about content but this video is spot on. I'm 70, retired at 66, and can tell you I'm not the man I was four short years ago. Still healthy an traveling extensively but can see my traveling days are numbered. This video should be fair warning about the real effects of age.
Bills go up and currencies loose value. Making it hard to tell what you need to retire. I see too many old people living on tight incomes. Not because they didn't prepare. But because inflation and falling currency values. We bought motorcycles last year. Glad we did before too old to enjoy them. Almost bought ocean front property on a Lagoon in Belize. Decided I would go for the best apple at the top of the tree. And bought property in central U.P. So I can hunt, fish, garden, and build stuff. Like a Scottish Broch for my Richardsonian Romanesque cottage, or a spring house like found in Valley Forge. To show off some of my classically trained masonry skills. Still in good enough shape to lay block and do timber framing for work. Hoping to be 67 and still dragging deer by myself. I want too be a grumpy old man. I like ice fishing.
❤️
I am 70 and go backpacking on Appalachian Trail every spring. Those mountains are a roller coaster with 3000-4000 feet of elevation rise/fall daily. There is one exercise that will keep a person able to do this, "Double Stair Steps". I use the bottom two steps, step up to second step then step back, do left leg 100 times.then right leg 100 times, then left 100, then right 100. I do 1000 double steps everyday, with each step I am lifting my body weight (175 pounds), my thighs are muscle. Do double stair step exercises to avoid walking like Biden
Biden has Parkinson's. The funny steps are a symptom of Parkinson's. Exercise such as your stepping can help delay the onset of Parkinson's, But so can biden's bike riding and running. But let's not kid ourselves that the guy in TH-cam chat has found the cure for Parkinson's.
Great perspective, and something to work into the “plan” .
I feel like neither of my parents got the retirement they wanted due to health reasons. I have the work hard now, enjoy later ethic beat into me but am trying hard to unwire this programming!
Healthspan vs Lifespan. If you take this view, one-more-year mindset is one less healthy year to enjoy. Arguably rotting in a cubicle versus being low stress and active may cost you more than a year of healthspan for each one-more-year delay you make. Once your life is taken over by your doctor's appointment schedule it is that much harder to schedule in big trips.
When we retired, I was 60, we took our bikes to Europe every year and toured a different country each time, ended up living in Switzerland where, twenty years later, we still have adventures cycling, hiking and skiing. It has been an incredible retirement, we have done things I would never have imagined. Active travel is great, interacting with the locals, sorting out problems, learning from mistakes.
I always enjoy watching and listening to you
I love this advice! Thanks Azul. I’m 72 and got cancer at 65 and my hip replaced last year. I highly recommended this video on my channel $MillionMadeEasy in a video I called
The One Retirement Truth Few People Consider
Thanks again Azul
Thank you.
I was there a few years ago. It is an amazing location with great food and a lot of art in the streets. Each of those villages has their own character. Enjoy...
Great advice in the Uk retiring early is frowned upon people think your mad I’m not sure when I will call it a day I’m hoping for 60 but it depends on lots of factors only thing is you never know how your health is going to hold up.People from outside Uk think we are lucky to have the NHS but it’s on its knees now so it’s only a matter of time before it becomes partially privatised and also it isn’t free we pay a lot of “National Insurance “ I’ve subscribed I think you worth watching 👍
I have my health, but sadly I don’t have the money to do trips like this.
Good things to consider. Don’t put off living life.
Great information !!thanks!
Enjoying your posts. We are the same age and I also happily retired two years ago. A video on planning with costs and how to find travel deals (flights & housing) would be an interesting change from your routine messages. I’ve made several long trips since retiring and would appreciate your thoughts on more travel.
I'm about the same age as you. Maybe a year younger. Glad you are getting away. My wife and I are still raising our youngest who has about a year and a half from high school graduation. We both stopped working, but our travel plans will have to wait another 2 years until our youngest is establshed in college. Meanwhile we are taking language classes together and having a blast. Thanks for all of your content. I expect now that you are retired you will eventually stop creating more. I've enjoyed the journey with you and will continue to do so as long as you want to keep making videos.
I think that if you been sitting on your butt behind a desk for 30 years yeah you proubly do need to worry about your health and how much time you got left.
You can still do in your 70 and 80's. Don't scare people!!!
wings behind AZUL look like those from CAST AWAY on tom hanks' raft.
I'm 75 and have done extensive travel having visited 60 countries. We will start to reduce our travel at the end of this year, visiting only our favorite places.
What are your favorite places?
Would you really choose 80% financial security with a strong purpose over 95% security without one?
Question when you talk about net worth is that per person or a household… when i watch retirement vidoes they talk big numbers on report from the fed… is that and individual person or for 2 people im always confuse on that it seem such a big number and its weird how they calculate net worth when half can be your spouse
I want to see the volcano with that awesome camera you have!
While I agree that it isn’t a huge gain working past 67 due to the tax rules, I still think the sweet spot is 65 because of the Medicare benefit
Very cool! You should checkout Coatepeque Lake in Santa Ana, El Salvador.
There are alot of people , maybe a majority , that never took a backpacker type trip in their life. They arent going to start at 60
Try positivity…….too much negative doom and gloom
how about it bro??? unreal all the negative BS
That's all he ever talks about I came to this channel hoping for retirement advice
@@rrf6747 i am a PERMA-BULL who likes to watch how the other 'side' thinks---AZUL is using the old wall street trick of keeping things negative for clicks (yet, i like him)--wall street does the same thing to keep investors coming back for more (advice)...it's a TIRED narrative but it's the world we live it....
Definitely a doom and gloom theme for the last couple months. I’m trying to find someone else to watch going forward.
Jim Collins talks about this in Die With Zero, bucketing activities across various health conditions during the remainder of one’s life. 🏋🏽♀️🏝️📚
Great book ! I’m working my through it
I am curious, what do you use for health insurance outside the U.S.? I crossed into Canada on the way to Alaska, and was quite aware my health insurance stopped at the border. You travel a lot, so I thought it might be a good subject to speak too.
Last, I sure want to travel with you. Thanks for sharing you location.
Background is blurred Sir...... 😵💫
Mortality is a bitch.
So far I'm doing good, approaching retirement with about 800k in savings. Transitioning from building wealth to spending can be scary, especially with soaring inflation. My question is, after maxing out my tax-advantaged retirement accounts, what next?
in my opinion, some financial situations can be handled on your own if you research enough, while others are best navigated in consultation with a financial advisor
Agreed, the role of advisors can only be overlooked but not denied. I was shocked that I made more money with investing than hard work, not even my CEO income. Earning ''return on investment'' fetched me millions within a space of 5 yrs.(But I still enjoy working)
sounds great! i've never utilized a financial advisor but enthused about making money from the stock market, could you be kind enough with info of the advisor guiding you please? I could really use some guidance
Personally, I've stuck with Melissa Terri Swayne and her performance has been consistently impressive. You can confirm her basic info on the internet, she's quite known in her field with over 15yrs of experience.
I appreciate it. After searching her name online and reviewing her credentials, I'm quite impressed. I've contacted her as I could use all the help I can get. A call has been scheduled.
At age 78, I am still healthy and strong. Most likely because I have lived in France for 20 years.
Or maybe they get sick because they retire and stop being active. Stay working and not worry about health care or running out of money
The other fact to consider is that even the things you can do after a health issue, you may not have an interest in doing.
I tried to encourage my mother to work on the crafts she enjoyed by sitting with her and bringing her what she needed. She had no interest. I suspect she was depressed and was focusing on breathing.
Azul, are you able to write-off all your trips as a ‘business expense’ on your taxes? If so, it May be a retirement strategy I adopt.
Of course…he is doing youtube and he would be a fool not to write it off as tax deduction
@@vincentnnyc which would imply that he's not actually retired. Still working and bringing in money.
@@davegenet well according to him…he is retired. So you can argue with him
Azul is still working, not retired!!
I think it’s important to talk about travel on an environment impact when considering retirement travel. How are we leaving this world for generations to come. Travel has a cost!
TWO WORDS THAT ARE ALWAYS WRONG:
....Nobody/no-one. &. Everybody/Everyone
CORRECT THE HEADLINE AND
SUB-HEADLINE
Why require a 95-97% probability of success? You will die without enjoying all your money. IMO using guardrails works much better in maximizing our hard earned nest egg.
POST SOME UP BEAT VIDEOS! ITS ALL GLOOM AND DOOM VIDEOS AZUL
Soon the grim keeper will take you and your money too lol😂
@rrf6747 LOL
Gimme a break. This lake is pretty upbeat. His atitude is pretty upbeat. His hike is pretty upbeat. His wallet is even pretty upbeat. Its your criticism that is NOT upbeat
@clarkpalace LOL
Try to have SOME positive videos man…
It's a positive that Azul is out walking the walk he talks about. Retired early and living life while he still has his health. All depends on how you look at things.
He is in a very pleasant setting , not spending a fortune , and going on a hike. What more do you want?
I am at the beginning of my "investment journey", planning to put 385K into dividend stocks so that I will be making up to 30% annually in dividend returns. any good recommendation on great performing stocks or Crypto will be appreciated!!!
As a newbie investor, it’s essential for you to have a mentor to keep you accountable.
Ruth Ann Tsaoknas is my trade analyst, she has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.
I managed to grow a nest egg of around 120k to over a Million. I'm especially grateful to Adviser Ruth Ann Tsakonas, for her expertise and exposure to different areas of the market..
Without a doubt! Ruth Ann Tsakonas is a trader who goes above and beyond. she has an exceptional skill for analysing market movements and spotting profitable opportunities. Her strategies are meticulously crafted on thorough research and years of practical experience.
how would you recommend i enter the crypto market? I am also looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally. What's your take on this approach? and How can i reach her, if you don't mind me asking?
look up her name on the web for her website.
Azul is another one of those "expert" financial advisors that doesn't understand our new/old federal financial paradigm best known as quantitative easing (QE) and/or deficit spending or what I call the reality of the Equity Spending (ES) process well enough to understand that we do not have a national debt, just an irrelevant federal deficit, as far as the amount whereas exactly what we the peoples' electronically generated $s are being spent on is the real issue.
Where in this video did he express the lack of knowledge you are referring to?
@@RyanBerich-u1w Two points to made, with the first being that he has made the "pseudo" national debt statement in past podcasts without ever correcting himself, and point two, he never makes a point of making it clear as to how and why it is that we do not have a national debt when giving his "expert" financial advice which is essential in explaining how the electronic generation of we the peoples' $s in order to meet federal expenditures effects the private sector financial system.
@ I encourage you to start your own channel where you can explain your unique beliefs and stop trolling those that followed a traditional path of financial planning and analysis.
@@RyanBerich-u1w I encourage you to mind your own business. I also respectfully ask that you recognize the whole point of TH-cam having these comment sections which is to be able to correct the misinformation being disseminated to viewers. Then too, there is the fact that this "traditional path of financial planning" is one of the problems that I'm trying to correct with one example being that when I am finally successful in having the majority of Americans understand how and why it is that we do not have a national debt it will then be just a question of time before all federal taxation is eliminated, just for starters, and I might start my own channel as well.
Worst TH-cam comment take I’ve ever seen
Thanks for this Azul I really appreciate this important information, meanwhile 2024 was one of my best years, last year brought my household a miracle of $33,000 every month, God has been more faithful to us Now I can afford anything and also support my businesses and not worry much about the future even after retiring
Really ? Please tell me more about this and how possible it is
This is what Melissa Jonas Richard does, she has changed my life.
After raising up to 33k trading with her, I bought a new house and car here in the US and also paid for my son’s (Oscar) surgery. Glory to God.shalom.
From $10,000 to $76,000 that's the minimum range of profit return every week I thinks it's not a bad one for me, now I have enough to pay bills and take care of my family.
Venturing into crypto as a newbie was very difficult due to lack of experience which resulted in loosing funds......... But Virond Thomas, restored hope shes a good woman
Charlotte bate has really set the standard for others to follow, we love her here in Canada 🇨🇦 as she has been really helpful and changed lots of life's
She is active on the
TE LE GRAM
@Charlottebate3
NOBODY GIVES A SHIT ABOUT ANYONE ELSE. NO BIG SECRET
More and more people might face a tough time in retirement. Low-paying jobs, inflation, and high rents make it hard to save. Now, middle-class Americans find it tough to own a home too, leaving them without a place to retire.