Unit Trusts 101: A Guide to Investing for Beginners 💡

When you are new to investing and don’t want to keep your cash at the bank because you know it's losing value, and you want to not only preserve the buying power of your cash but also grow your money, you could consider investing in unit trusts. But don’t jump in blindly, consider the following money/Ndalama insights as you make this critical investment decision.

[@justusalinaitwe8882]

watching from Uganda and i find this info very important and cuts across africa...thank you for sharing...

[@MukonkiMukonkela]

Thanks alot Uganda!

[@namjoon3749]

😂 true

[@dianaatuhaire6005]

Uap Oldmutual has done so good on Unit Trust Funds here in Uganda

[@gilbertmushota4050]

I have really enjoyed this in sight as a person who has just retired from the public service. Willing to learn more

[@kundakunda77]

thank you for the video, very eye opening

[@uncrownedking3611]

Nice, this woman is good at explaining

[@MukonkiMukonkela]

Thank you! 😃

[@Wamuwi382]

I have been looking for explanation about unit trust......finally
Watching from Namibia 🇳🇦

[@inspirationl2971]

Just started listening to you and it seems I had already subscribed to your channel sometime back. The information is gold and so helpful expecially that I am already on this journey and require more insights. I wish this information was embedded in our education curriculum as one way to address poverty and inequality from a young age. Keep speaking to us, you are amongst the best.

[@MukonkiMukonkela]

Thanks and welcome 🤗

[@asaphmvula6115]

Makes so much sense, thank you

[@copiousconsulting5075]

Thank you for this video it has been very informative

[@doreensitali3230]

Thank you very much for this enlightenment.

[@nahummumbi4922]

The funny thing is everyone wants to have money but don't watch videos like these

[@MukonkiMukonkela]

They want to be scammed 😭😭😭😭

[@franciskalapula8483]

great, I've been waiting for this, thanks, you're the greatest!

[@MukonkiMukonkela]

🙂🙂 finally right?

[@samsonsazambile613]

insightful .....

[@CosmasNamakando]

Great message

[@kwandindawa]

Thank you so much 🎉

[@Flyingjinsu]

I'm so grateful for this. This should be taught in schools

[@manasekhondowe3165]

So true, some of us have been blank on these investments

[@Katkayz]

Very insightful, thank you

[@deniskabamba9853]

In practice some unit trusts in Zambia have faced bankruptcy where investors monies have been lost or recovery of capital has been protacted. I rank unit trusts as medium to high risk.

[@MukonkiMukonkela]

True. That's why extensive research should be conducted before you invest your hard earned money.

[@fatimasow6887]

Best comment on this. Thanks

[@michealmorgan5430]

I extremely love your channel, I am really grateful for the information I am learning

[@MukonkiMukonkela]

Awesome, thank you!

[@bensonkazembe7137]

Keep empowering us madam.. Thank you for yourselflessness....

[@MukonkiMukonkela]

It's my pleasure

[@angelachiholyonga592]

Thanks this was very helpful, am new to investment. This video has equipped me with so much info. What factors influence the share price? Property prices and bond prices?

[@shaibuchambwa-wn7py]

Thank you for the insight you really doing good job.

[@MukonkiMukonkela]

I appreciate that!

[@evansmwape9312]

I'm new subscriber and very interest

[@justinmaluti5179]

And can you please make a video for me on how a small business can change from sole proprietorship to a limited company. How do you engage shareholders? Where do you find them? How much more do you need to have than other holders to remain in control?

[@user-dj6xf6oe9y]

Watching from kenya

[@MukonkiMukonkela]

Thanks for watching

[@davidmweelasilavwe8263]

I have been waiting for a video on Unit Trusts. I found this very helpful.
I invested in a Unit Trust earlier this year and there are some things that I didn't understand but this video has clarified things for me.

[@MukonkiMukonkela]

Hi David, thanks for this feedback. I'd like to know more about your investment. Perhaps it will be useful to others. Send me an email at [e-mail] much appreciated 👍

[@franciskalapula8483]

can I make monthly payments in the ABC balanced fund unit trust?

[@jacquelinemubiana953]

Which market, bank or cooperate did you use?

[@reubenjeromemulungu5051]

@@franciskalapula8483 yes u can... That's what I do

[@mwakachinguwo393]

A guide please?

[@samuelkelly2197]

@Mukonki Mukonkela Your explanations has always been great. I am a great admirer of the work you are doing and I listen to you very often. You are a fountain of knowledge on Investment and it’s related issue. Today, I also have a question which on your video on BONDS you didn’t address. The world is in Crisis and what has made it worse after COVID is the Russia Ukraine War. Economic giants like the U.K., France and almighty Germany are almost in recession. Now my question on BONDS. Can the Government say it wants to renegotiate on Government Bonds as we are in Crisis it is converting for the next 3/5 years all coupons to 0%? I will leave my question this simple. Thanks and hope to listen or hear to your answer pretty soon.

[@MukonkiMukonkela]

@Samuel Kelly really appreciate your comment. This Ukraine war has really changed global economics. I totally 👍👍 agree. Let's keep in touch. Thanks 🙏

[@mrnjobvu8861]

i did know that there are such powerful people in zambia.Madam you are my inspiration and that is what l want to pursue three years from one,you are excellent .l want to become like you.current pursuing bachelor of accounting and finance from there ACCA

[@MukonkiMukonkela]

I like your pursuits, keep working hard. You'll get there. 👏👏

[@GeorgeMukuka-ug7vp]

So sweat am hearing thismore information form the first time . please I would like to know more of this, where can I found unit trust?

[@hivisterchuulu-fh4gx]

How do claim the interest made from unit trusts.looking at expenses mentioned is not likely that all interest is going to be paid on expenses

[@user-el2es4qm2g]

Hi Mukonki, do you also guide as fund manager @ fee off course

[@thebigtrophy648]

I appreciate your wisdom, thank you! new subbie

[@MukonkiMukonkela]

Thanks for subbing!🙂

[@athelgon]

Also can you demonstrate investing on one trust fund account using a senario like you do on bonds

[@hivisterchuulu-fh4gx]

When is the property bought if payment is done in mout ly

[@deonkaseba2305]

Good knowledge being shared.
I'm looking to start making investment in Bonds & Treasury Bills especially. How can i communicate with you concerning this and guidance itself, perhaps?
I Will Appreciate. 🙂

[@chitandarhodwell6368]

Do UTs compound? If yes, is it monthly?

[@ianmupeta282]

I need help on hw to buy units onuse

[@user-rn1hm4px4k]

We would like the process on how to go about it

[@Makatalelo]

So educative.
What is the minimum amount one can invest.
Am ask so because am civil servant in Zambia.

[@kundakunda77]

do you help young couples with financial investment coaching?

[@wilsonmorebu2114]

Watching from Kenya 🇰🇪😎

[@MukonkiMukonkela]

Jambo! I love you, Kenya 🇰🇪

[@mumbachilembo9730]

I want to start investing in any good platform please help how can I start

[@dothiphiri8876]

Hi mukonki. I would like to find out if your are a financial advisor. I have a bit of money I wish to invest and if you can be contacted for such advice.

[@shadrecksinyangwe5573]

Thank u for the insight

[@priscillamanasezulu5550]

Thank you for explaining unit trusts

[@ianmupeta282]

On luse

[@cholachama9710]

Hello. Thank you for the info. Just wanted to find out, do you have information on how to set up a family trust in Zambia? For purposes of property management and inheritance. What are the pros and cons?

[@MukonkiMukonkela]

Hi Mr Chola, thanks for getting in touch. No I'm not up to date with family trusts. Best wishes

[@cholachama9710]

@@MukonkiMukonkela Noted thanks

[@priscatembo.phillips1252]

A huge thank you 🤩 I love you

[@iamnigelguy452]

hey hi thank you for the information insight .. so my question is how do they differ from mutual funds

[@MukonkiMukonkela]

Basically the same thing

[@iamnigelguy452]

@@MukonkiMukonkela Thanks again

[@athelgon]

Greetings... Could you also explain the balanced fund. And suggest a trust fund, Objective is short term regular payouts ie minimum one and maximum 3months to wait for the payment...

[@MukonkiMukonkela]

Thanks for the suggestion

[@kakwezhikalaluka]

✍

[@humphrey0000]

So how much is the minimum capital can one start with because these investment roadmaps sounds huge?

[@MukonkiMukonkela]

There different amounts it depends on the company offering the units

[@justinmaluti5179]

Thank you we are learning alot from you. I have a question though, is there a difference between a mutual fund and a unit trust. if yes what is it?

[@MukonkiMukonkela]

Hi Justin UTs and mutual funds are very similar with a few differences such as the legal structure, most UTs are closed ended whereas MFs are open ended.

[@hakramsekizivu8986]

Hi morning, hw can know abt dis z dere classes like zoom

[@MukonkiMukonkela]

write to [e-mail]

[@MwendakaNtanda]

Mukonki, thanks for the info. I didnt hear you talk about the compounding effect on Unit Trusts, especially when you roll over your investment at the end of the investment period.

[@MukonkiMukonkela]

Thanks for the reminder, i'll remember to do so next time.

[@ChilaKasonde]

Hello madam, i wanted to ask the fee or cost is gotten off the overall amount pooled so how does that affect an individual investor exactly? is it on profits or the individuals overall investment combined with earnings thanks in advance 😊

[@MukonkiMukonkela]

Email [e-mail]

[@mutalechimba8309]

How often can one receive income from UT?

[@MukonkiMukonkela]

Depends on the type of UT