Why Banks write-off loans? | Indepth | Drishti IAS

In today's InDepth we are discussing how Banks wrote off more than Rs 10 lakh crore in loans over the last five years, according to RBI data obtained by The Indian Express under the Right to Information (RTI) Act. They have been able to recover only 13% (Rs 1,32,036 crore) of the Rs 10,09,510 crore ($123.86 billion) they wrote off, according to the reply.While public sector banks reported the lion’s share of write-offs at Rs 734,738 crore, private sector banks were not far behind in bringing down their non-performing assets (NPAs). Private banks accounted for 27.28 per cent of the total banking sector write-offs over the last five years, the RBI’s reply shows.
=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵
𝐒𝐮𝐛𝐬𝐜𝐫𝐢𝐛𝐞 𝐃𝐫𝐢𝐬𝐡𝐭𝐢 𝐈𝐀𝐒 𝐒𝐡𝐨𝐫𝐭𝐬 𝐂𝐡𝐚𝐧𝐧𝐞𝐥 :
डिजिटल संसार में अधिक रचनात्मक भागीदारी के उद्देश्य से हमने Drishti IAS Shorts के रूप में एक और यूट्यूब चैनल लॉन्च किया है। शॉर्ट्स के लिये निर्धारित समय-सीमा में, इसमें हम रोचक कंटेंट प्रस्तुत करेंगे।
इस लिंक पर जाकर सब्सक्राइब करें: drishti.link/D...
=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵
𝐆𝐒 𝐅𝐨𝐮𝐧𝐝𝐚𝐭𝐢𝐨𝐧 𝐂𝐨𝐮𝐫𝐬𝐞 (𝐏𝐫𝐞𝐥𝐢𝐦𝐬 + 𝐌𝐚𝐢𝐧𝐬) 𝐎𝐧𝐥𝐢𝐧𝐞/𝐏𝐞𝐧𝐝𝐫𝐢𝐯𝐞 𝐌𝐨𝐝𝐞:
👉 For 𝐟𝐞𝐞, 𝐀𝐝𝐦𝐢𝐬𝐬𝐢𝐨𝐧 and 𝐨𝐭𝐡𝐞𝐫 𝐝𝐞𝐭𝐚𝐢𝐥𝐬 of this course visit this link: drishti.link/O... or download the 𝐃𝐫𝐢𝐬𝐡𝐭𝐢 𝐋𝐞𝐚𝐫𝐧𝐢𝐧𝐠 𝐀𝐩𝐩.
👉 To know the 𝐝𝐞𝐭𝐚𝐢𝐥𝐬 𝐨𝐫 𝐭𝐨 𝐫𝐞𝐠𝐢𝐬𝐭𝐞𝐫 through our website click on this link: drishti.link/f...
👉 𝐓𝐨 𝐠𝐞𝐭 𝐭𝐡𝐞 𝐝𝐞𝐭𝐚𝐢𝐥𝐬 about this 𝐖𝐡𝐚𝐭𝐬𝐀𝐩𝐩 𝐨𝐫 𝐒𝐌𝐒 "𝐆𝐒" on this number: 𝟗𝟑𝟏𝟏𝟒𝟎𝟔𝟒𝟒𝟐
=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵
𝐏𝐞𝐧𝐝𝐫𝐢𝐯𝐞 𝐂𝐨𝐮𝐫𝐬𝐞𝐬 (𝐇𝐢𝐧𝐝𝐢 𝐋𝐢𝐭𝐞𝐫𝐚𝐭𝐮𝐫𝐞 𝐚𝐧𝐝 𝐨𝐭𝐡𝐞𝐫𝐬):
👉 For 𝐟𝐞𝐞, 𝐀𝐝𝐦𝐢𝐬𝐬𝐢𝐨𝐧 and 𝐨𝐭𝐡𝐞𝐫 𝐝𝐞𝐭𝐚𝐢𝐥𝐬 of 𝐏𝐞𝐧𝐝𝐫𝐢𝐯𝐞 𝐂𝐨𝐮𝐫𝐬𝐞 (Hindi Literature and other courses): bit.ly/2vGNj72
👉 𝐃𝐞𝐦𝐨 𝐜𝐥𝐚𝐬𝐬 playlist- bit.ly/2qyY1cW
=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵
👉 𝐏𝐫𝐞𝐥𝐢𝐦𝐬 𝐏𝐫𝐚𝐜𝐭𝐢𝐜𝐞 𝐒𝐞𝐫𝐢𝐞𝐬 की पुस्तकें (संपूर्ण सेट एक साथ) खरीदने के लिये निम्नलिखित लिंक्स का प्रयोग करें:
𝐃𝐫𝐢𝐬𝐡𝐭𝐢 𝐖𝐞𝐛𝐬𝐢𝐭𝐞: bit.ly/30LLMbt
𝐀𝐦𝐚𝐳𝐨𝐧: amzn.to/2VqvH8S
𝐅𝐥𝐢𝐩𝐤𝐚𝐫𝐭: bit.ly/3odDQtv
=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵
👉 𝐐𝐮𝐢𝐜𝐤 𝐁𝐨𝐨𝐤 𝐒𝐞𝐫𝐢𝐞𝐬 की पुस्तकें (संपूर्ण सेट एक साथ) खरीदने के लिये निम्नलिखित लिंक्स का प्रयोग करें:
𝐃𝐫𝐢𝐬𝐡𝐭𝐢 𝐖𝐞𝐛𝐬𝐢𝐭𝐞: bit.ly/36u5qwD
𝐀𝐦𝐚𝐳𝐨𝐧: amzn.to/3lvMjGX
𝐅𝐥𝐢𝐩𝐤𝐚𝐫𝐭: bit.ly/37lO3NS
=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵
👉 𝐌𝐚𝐢𝐧𝐬 𝐂𝐚𝐩𝐬𝐮𝐥𝐞 𝐒𝐞𝐫𝐢𝐞𝐬 की पुस्तकें खरीदने के लिये निम्नलिखित लिंक्स का प्रयोग करें:
𝐃𝐫𝐢𝐬𝐡𝐭𝐢 𝐖𝐞𝐛𝐬𝐢𝐭𝐞: bit.ly/2L0efWP
𝐀𝐦𝐚𝐳𝐨𝐧: amzn.to/2HYgpF9
=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵
👉 𝐑𝐀𝐒 𝐒𝐞𝐫𝐢𝐞𝐬 की पुस्तकें खरीदने के लिये निम्नलिखित लिंक्स का प्रयोग करें:
𝐃𝐫𝐢𝐬𝐡𝐭𝐢 𝐖𝐞𝐛𝐬𝐢𝐭𝐞: bit.ly/35hpX6T
𝐅𝐥𝐢𝐩𝐤𝐚𝐫𝐭: bit.ly/380zfWu
𝐀𝐦𝐚𝐳𝐨𝐧: amzn.to/3bbxw2L
=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵
𝐅𝐨𝐫 𝐕𝐢𝐝𝐞𝐨 𝐮𝐩𝐝𝐚𝐭𝐞𝐬 𝐟𝐨𝐥𝐥𝐨𝐰 𝐮𝐬 𝐨𝐧 :
👉 Facebook : / drishtithevisionfounda...
👉 Twitter : / drishtiias
👉 Instagram : / drishtiias_hindi
👉 Telegram : t.me/drishtiia...
👉 LinkedIn : / admin
=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵
👉 𝐎𝐮𝐫 𝐑𝐞𝐠𝐮𝐥𝐚𝐫 𝐘𝐨𝐮𝐓𝐮𝐛𝐞 𝐏𝐫𝐨𝐠𝐫𝐚𝐦𝐬' 𝐏𝐥𝐚𝐲𝐥𝐢𝐬𝐭𝐬:
1. Videos by Dr. Vikas Divyakriti: bit.ly/2TF34TZ
2. Concept Talk- By Dr. Vikas Divyakirti: goo.gl/xNVMrm
3. Current News Bulletin: goo.gl/TRiKpS
=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵=̵
👉 डेली न्यूज़ और एडिटोरियल: drishti.link/d...
👉 डेली करेंट अफेयर्स टेस्ट: goo.gl/PFwJ21
👉 प्रैक्टिस टेस्ट: goo.gl/nKY3fu
👉 लोकसभा और राज्यसभा टीवी डिबेट: goo.gl/hmtXgv
👉 मैप के माध्यम से अध्ययन: goo.gl/4TsnpC
👉 डेली मेंस आंसर राइटिंग प्रैक्टिस: goo.gl/3i5NXD

[@nishaprajapati235]

Thank you very much
Respected sir
And all of you
Team Dristi IAS
🙏🙏🙏🙏🙏🙏

[@pradeeprathor5753]

Bhut achi class hai sir 🎯🎯

[@jyotimishra5967]

Thank you for drishti IAS teem good evening sir 🙏🙏🙏🙏🙏🙏🙏🙏🙏 🙏🙏

[@abhishtsrivastava624]

Khan sir ne ache se bataya 😶

[@sonipandey1807]

Thank u Drishti IAS team 🙏🇮🇳📚🎯🤗

[@savitayadav9262]

Thanks drishti team

[@rashigupta8722]

Thanks team drishti😊🙏 🌺💐🇮🇳

[@528o3-beoneself]

Thank you for the information 🙏

[@anjaligautam1144]

Good evening sir 😊😊 Thanks drishti IAS team 🙏🇮🇳📚🤗

[@ashwaniparjapati759]

Bhut bura lag rha hai aaj kal drishti ias hindi par bhi English me technical words ka paryog ho rha hai mainly in sir ke dwara sir ki burai ni kar rha unki aadat hogi sayad but ham hindi bhasi students to is channel par isliye aate hai ki yha par muskil se muskil technical word ko aasan or suvidhajanak hindi language me samjaya jata tha jese Nil sir,Amrit upadhyay sir,kewal sir,or bhi sir hai or mam hai jina mai aabhar manta hu but in sir ki videos ne aahat kia hai 😢😢 ummid hai drishti team is baat ko samjegi dhanyawaad sir🙏🙏🙏

[@rahulchaudhary7173]

Simple Language mein bhi tum logo ko smjh nhi aati. Itna toh rozana ki bol chal mein sb use krte hain..hadd hi ho gai

[@suvasheebaghel8954]

Thankyou team dristi ❣️

[@gaganmathuriya9876]

Thank you sir 🙏

[@ishaqzaade1941]

Thank you so much sir
And
Drishti IAS 🙏💯

[@RafikulAli-y8y]

Good information

[@kaushlgujjar426]

🔸 Tqq team drishti 🙏🇮🇳🔹

[@prakashsingh2811]

Useful information

[@DrishtiIASvideos]

Thanks, glad you found it helpful!

[@KHUSHIMEHRA-c8v]

Sir sabse jyada npa m loss SBI ko hua hai on compare to other banks but agr hum ye dekhe ki sab se jyada bda bank bhi to sbi hi hain to jitna bdaa bank utna loss on comparing to other banks
Ky mera ye vichar kisi had tak shi hain?

[@Jai.Bajarang.Bali-5un]

🙋‍♂️सर आपको खान सर से सीखने की आवश्यकता है कि students को आसान भाषा में कैसे समझाया जाता है।🙏

[@Vijaykumar-po9ei]

🍀🌷🍀Thank 🌿 💕🌿you so much 💕🥀

[@trisagora]

Thanks sir 🙏🙏🙏📚🖊️🖋️✏️📙📕📔📓📗

[@Cutoff_tak]

One of the best

[@sankitpal6769]

Thanks❤🌹🙏

[@saptakchattopadhyay7552]

Nbfc kredit bee, defaulter of 7000 rs, please explain.

[@9iopk]

Sir written off lga ho to loan kaise milega

[@pareshgadhavi8319]

Wah

[@rajaramkhandre4924]

Without writing notice ,Bank can write off,to borrower?

[@bobysingh1926]

Sir editorial analysis program ku nhi a rha? Please continue

[@DrishtiIASvideos]

प्रिय व्यूअर, अब पुन: एडिटोरियल एनालिसिस सप्ताह में सोमवार से शुक्रवार शाम 7 बजे प्रकाशित होता है। शुक्रिया।

[@bc-vx4mq]

Write off kaise hatega

[@RahulKashyap-ku9fc]

Sir covid me loan nahi bhara tha mene or bank ne write of kar diya mera loan account kya me ab bhar sakta hun isse mera CIBIL score jyada ho jayega

[@smalllight4110]

🙏🙏✍✍

[@dineshkushwah1398]

Thank you sir jii

[@ManjeetKumar-cm3uj]

Thanks 🙏🙏🙏🙏🙏🙏🙏

[@ayushyadav7304]

Thank you sir