@@ritikchaurasia that is a drawback i agree but i meant they have kept their rewards and reward valuation consistent. it was never like they give you 5% regardless you are a prime user or not and then suddenly devalue it for non-prime users intimidating them to spend for a prime membership. they are still serving what they promised on day one. they never trapped us like axis bank by giving 5% on myntra using flipkart cc and then devaluing it intimidating us to apply for kotak myntra
I just got my Axis Select Credit Card. I did not activate the card yet. The annual & joining fees are ₹ 3000/- in-spite of having my Salary Account with Axis Bank. After going through the Axis devaluation post and your video, now I am really doubtful if at all I need to activate the card or not? This would have been my first Axis Bank Credit Card. I would request you to please make a video on Axis Select CC just similar to this one which would give people like us more clarity to decide.
Axis Neo ka bhi ek video banaye kyunki wo bhi ab Paytm ke sath partnership main hai and ab uspar bill payment ke liye platform fee bhi charge karni padti hai and cash back bhi nahin mil raha
Despite knowing about the devaluation of Axis Ace, I applied it today as it was pre-approved. I still went with it as there is still no other competition in this category apart from Axis Airtel but it also has its limitations. I have 3 phones and they are all Android so the iOS thing didn't bother me much 😄
@@PeacefulSeedlings01 thanks as I have neo card and I’m getting card upgrade option and there customer care person are saying I would be getting cashback so I’m confused whether to take it or not!
Flipkart axis Bank credit card muje kaal delivered hua ...mene devaluation k pehle apply Kia tha....abhi activate Nehi korne se ye card to permanently closed ho jayega na? I don't want to use this card
I am a Citi Bank customer also. They may have changed their card devaluation due to the Citi Bank acquisition (no money in Axis Bank's pocket). I will close my Citi Bank (Axis Bank now) account too. Cheaters. The PNO of Axis Bank are worst. RBI does not take any action against Axis Bank, they (RBI) only show cause them. I will urge all Citi Bank customers do not transfer their accounts to Axis Bank. Must transfer these alternatives like HSBC,StanC,Deutsche Bank etc. #boycott Axis Bank.
Unless you have 10k utility expenses per month, this card is not required. 1.5% on offline spends just. 5% above other cards not worth. Life time free cards giving 1%. So its not a good card.
I applied 3 time Flipkart axis and 1 time axis atlas travel - every time they were rejected without any reason. I saw it impact the cbil score. Could you please confirm in any of you upcoming videos if it really impacts and if anything we can do about it ..
Mam, i am in corporate and i generally do my lunch from canteen restaurants on daily basis. So would I be getting cashback suppose my daily food item cost around 200 per day. ( I will pay them via Gpay App). Please Reply!
Axis is not issuing any card to me as I had UTI Bank card and later Axis card around 15 years back. Holding savings account and going to close tomorrow. #boycott Axis Bank.
You missed one Bigger Things, You Said Ace devalued 2% to 1.5% its ok But you miss to Says Now "Utility Spend" not to be eligible For 1.5 % cash back Others platform, That is Biggest Negetive Point to all user. #CloseAxisace
Hi Mam, ek query tha regarding TATA NEU INFINITY CREDIT Since Income Tax notice above 10 lakh+ yearly credit card bill payment pe ata h Ye card apply karne time ,annual income fill karne ka option hi nahi rhta,jab me iski eligibility details me gaya to dekha ki jiska income 11 lakhs+ hai annually wohi eligible hai, Abhi ye Bina koi income proof apply ho raha,suppose agr main apply Kiya aur approve ho gaya , to kya govt ye assume karke ki mera income 11lakhs+ hai ,mujhe income tax notice bhej skta hai kya? Mera income below 2.5lacs hai in actual
1. Income Tax Notice nahi aata 10 lakh se upar spends karne par. 10 lakh rupees se upar send karne par we are reported to the authorities. Notice tab send hoti hai jab unhe dal mein kuch kaala lage (jaise saalon tak lagataar tum 20-30 lakh se zyada spend kar rahe ho har saal credit cards se aur income har saal keval 5 lakh bata rahe ho har saal ki, etc.) 2. Aap credit card spend of 10 lakh ko confuse kar rahe ho INCOME se... Agar aapki income 0 rs bhi hai fir bhi aapko mil raha hai 11 lakh rs income eligibility waala credit card, toh koi issue nahi hai, bindaas lo... it does not prove that you are earning 11 lakh ya whatever... spend karoge 10 lakh ke upar tab saalon baad chance hai ki notice aaye woh bhi tab agar aap income chupa rahe ho toh...
So le lo bindaas credit card jaisa chahiye jaunsa chahiye jitne chahiye... Haan agar income nahi bataoge kuch aur kharche har saal 10-20 lakh karoge, tab ho sakti hai problem, warna no worries...
@@TheAdarshMehta yes bro , mere income to below 2.5 lakhs hai,magar ye 11 lakhs eligibility mein doubt hai, qki everytime we apply through PAN card ,the info goes to govt, that he/she applying for a card with 11 lakhs eligibility but not filling income tax ,....
If you compare ACE with Tata Neu Infinity, then same benefits are there.. Tata neu give 5% neucoins on bill payments through Tata Neu app and 1.5% otherwise. Plus it has UPI benefits and also LTF for me. No point in holding Ace now but Ace will be remembered
@@atul_anand Just do some basic transactions through Tata Neu and eventually after 3-4 months offer will come.. Initially you get Joining fee waiver but later on LTF offer comes.
I have HDFC REGALIA, AXIS ACE ICICI AMAZON PAY, HSBC PLATINUM, AMEX MRCC, AU VETTA Which card should I have keep and which card should have not keep . Please suggest me. I want to close two card and keep only four
the only consistent cashback card is icici amazon i guess. no hassle of lounges, no upper limit on cashback, no devaluations and ltf
True
Yes very correct Indeed
There is no lounge benefit on that card
You forgot their stipulation of 5% and 3% cashback for Prime and Non-Prime members respectively.
@@ritikchaurasia that is a drawback i agree but i meant they have kept their rewards and reward valuation consistent. it was never like they give you 5% regardless you are a prime user or not and then suddenly devalue it for non-prime users intimidating them to spend for a prime membership. they are still serving what they promised on day one.
they never trapped us like axis bank by giving 5% on myntra using flipkart cc and then devaluing it intimidating us to apply for kotak myntra
Very well explained. Thanks 👍🏻
Madam, which are the few better credit cards for Insurance payment?? Can you tell 3 4 cards. Or make a detailed review on this topic...
I just got my Axis Select Credit Card. I did not activate the card yet. The annual & joining fees are ₹ 3000/- in-spite of having my Salary Account with Axis Bank.
After going through the Axis devaluation post and your video, now I am really doubtful if at all I need to activate the card or not?
This would have been my first Axis Bank Credit Card.
I would request you to please make a video on Axis Select CC just similar to this one which would give people like us more clarity to decide.
Axis Bank select credit card is a waste now..Go for HDFC regalia Gold....
But for utility payments 5%cb is still favourable, not many giving cash back on utility bills
You have Airtel axis Bank credit card
Now it’s worst it takes 1% charge apart from convenience fee
@@jestineabraham3032 woh ab sab lerey hai
Axis Neo ka bhi ek video banaye kyunki wo bhi ab Paytm ke sath partnership main hai and ab uspar bill payment ke liye platform fee bhi charge karni padti hai and cash back bhi nahin mil raha
I just watch your videos to see youu ❤❤
Why
Other Offline/Online spends: Cashback reduced from 2% to 1.5% 😓
Thank you so much for such a nice details
For electricity bill payment which card is best pls suggest
Airtel axis is best for utility.
Despite knowing about the devaluation of Axis Ace, I applied it today as it was pre-approved. I still went with it as there is still no other competition in this category apart from Axis Airtel but it also has its limitations. I have 3 phones and they are all Android so the iOS thing didn't bother me much 😄
I have ace and iphone 🤡
I also got per approval of axis Ace card
Mera favourite tha ye wala...
I think the. Ashback is also reduced to 1.5% rather than 2%
Does 5% utility payments done from ios (apple) from google pay will cashback would applicable?
No
@@PeacefulSeedlings01 thanks as I have neo card and I’m getting card upgrade option and there customer care person are saying I would be getting cashback so I’m confused whether to take it or not!
How's your experience with Neo cc?
I was planning to close this card, now I will be closing for sure
Mam please reply mera Ace card aaj hi approved hua hei gpay mein kaise add kare iphone hein mere paas for utility bill payment
Kardo sab card close ab shayad mujhe sabka limit eksath mil jaaye 2 saal se 17k me ghis raha hoon😂😂
Flipkart axis Bank credit card muje kaal delivered hua ...mene devaluation k pehle apply Kia tha....abhi activate Nehi korne se ye card to permanently closed ho jayega na? I don't want to use this card
Yes. It will get permanently closed.
I think you missed to inform unlimited offline cash back is changed from 2% to 1.5% as well
03:02
How many times one can avail utility cashback in one month through google pay
Hi sir agar aap एक बार क्रेडिट कार्ड से रिचार्ज करते है तो आपको 5% डिस्काउंट हर बार दिया जाएगा
In this card flipkart & Amazon sales for 10% instant discounts applicable or not
Yes
nice video, to the point
Bank atm se cardless widhtrawal ko kyo promote nahi kar rhi hai bajaye debit card ke
At 2.21 minute, you are saying 2% on offline, but its now 1.5% on offline spend, please check
Bad me samjhaya he changes bhi. Till apr 20, 2% hi he
I am a Citi Bank customer also. They may have changed their card devaluation due to the Citi Bank acquisition (no money in Axis Bank's pocket). I will close my Citi Bank (Axis Bank now) account too. Cheaters. The PNO of Axis Bank are worst. RBI does not take any action against Axis Bank, they (RBI) only show cause them. I will urge all Citi Bank customers do not transfer their accounts to Axis Bank. Must transfer these alternatives like HSBC,StanC,Deutsche Bank etc. #boycott Axis Bank.
Nicely explained... Thanks
Unless you have 10k utility expenses per month, this card is not required. 1.5% on offline spends just. 5% above other cards not worth. Life time free cards giving 1%. So its not a good card.
How much limit they will provide?
Kindly do review on kotak white reserve credit card 🎉
I applied 3 time Flipkart axis and 1 time axis atlas travel - every time they were rejected without any reason. I saw it impact the cbil score. Could you please confirm in any of you upcoming videos if it really impacts and if anything we can do about it ..
no it doesnt
Gpay se payment karun to 5% ke alawa 1.5% bhi milega kya utility paar!?
no only 5%
Mam, i am in corporate and i generally do my lunch from canteen restaurants on daily basis. So would I be getting cashback suppose my daily food item cost around 200 per day. ( I will pay them via Gpay App). Please Reply!
I am using axis Ace card. Shud I upgrade to my Zone card ?
How do I make payment using credit card in gpay application for getting 5% Cashback?
Axis is not issuing any card to me as I had UTI Bank card and later Axis card around 15 years back. Holding savings account and going to close tomorrow. #boycott Axis Bank.
Are you in collection?
@ no.
I was about to buy axis ace card. Cancelled my plan now
Please mention 5% cash back only from Android phone.
Exactly. This is not applicable in case of axis airtel in which case you can make payment through airtel thanks app using ANY phone
Iphone users dont need cashback 😅 they are super rich already 😅
Card to HDFC ka hai bt app cute ho 😂 islie pura dekh lia
I have applied for Axis ace credit card but I haven't completed my kyc after watching this video ,will it affect my creditscore? Please help.
Did you get the card? Bud
@@arjunreddy1366 yes
How mucj time it takes to confirm that application will select or rejected
You missed one Bigger Things, You Said Ace devalued 2% to 1.5% its ok But you miss to Says Now "Utility Spend" not to be eligible For 1.5 % cash back Others platform, That is Biggest Negetive Point to all user. #CloseAxisace
kya esa koi card hai jo ab itne benifits de raha hai, jitne ace card pr 2 year pehle the
Standard Charted Ultimate Credit Card par acche benefits hai, par fees zyada hai.
Card useful for only Google pay utility bills only,, that also 500rs maximum,,
Aritel axis vs axis ace credit card comparison video
I hv all the 3 cards hdbc cb tata new Infinity and ace. 😅
Ma'am please review SBI VISTARA CARD after devaluation
Except one free economy flight ticket in one sector, this card doesn't have any value now.
She did mention that later, you seems missed it 😊
Hi Mam, ek query tha regarding TATA NEU INFINITY CREDIT
Since Income Tax notice above 10 lakh+ yearly credit card bill payment pe ata h
Ye card apply karne time ,annual income fill karne ka option hi nahi rhta,jab me iski eligibility details me gaya to dekha ki jiska income 11 lakhs+ hai annually wohi eligible hai, Abhi ye Bina koi income proof apply ho raha,suppose agr main apply Kiya aur approve ho gaya , to kya govt ye assume karke ki mera income 11lakhs+ hai ,mujhe income tax notice bhej skta hai kya?
Mera income below 2.5lacs hai in actual
1. Income Tax Notice nahi aata 10 lakh se upar spends karne par. 10 lakh rupees se upar send karne par we are reported to the authorities. Notice tab send hoti hai jab unhe dal mein kuch kaala lage (jaise saalon tak lagataar tum 20-30 lakh se zyada spend kar rahe ho har saal credit cards se aur income har saal keval 5 lakh bata rahe ho har saal ki, etc.)
2. Aap credit card spend of 10 lakh ko confuse kar rahe ho INCOME se... Agar aapki income 0 rs bhi hai fir bhi aapko mil raha hai 11 lakh rs income eligibility waala credit card, toh koi issue nahi hai, bindaas lo... it does not prove that you are earning 11 lakh ya whatever... spend karoge 10 lakh ke upar tab saalon baad chance hai ki notice aaye woh bhi tab agar aap income chupa rahe ho toh...
So le lo bindaas credit card jaisa chahiye jaunsa chahiye jitne chahiye... Haan agar income nahi bataoge kuch aur kharche har saal 10-20 lakh karoge, tab ho sakti hai problem, warna no worries...
@@TheAdarshMehta yes bro , mere income to below 2.5 lakhs hai,magar ye 11 lakhs eligibility mein doubt hai, qki everytime we apply through PAN card ,the info goes to govt, that he/she applying for a card with 11 lakhs eligibility but not filling income tax ,....
@@zahidaanjum652 doubt hai nahi, doubt tha... I cleared your doubt... Apply bindaas... Eligibility does not matter. Real spends matter.
Mere pas ace card the lekin me bandh kar diya aur shifted to sbi cashback ..
If you compare ACE with Tata Neu Infinity, then same benefits are there.. Tata neu give 5% neucoins on bill payments through Tata Neu app and 1.5% otherwise. Plus it has UPI benefits and also LTF for me. No point in holding Ace now but Ace will be remembered
How to get Tata Neu Infinity as LTF?
@@atul_anand Just do some basic transactions through Tata Neu and eventually after 3-4 months offer will come.. Initially you get Joining fee waiver but later on LTF offer comes.
I have 3 cards bro mine and friend
I got 1500₹ पर month
I like this card
Loan ho skta hei kiya
Now its not two% , it's 1.5%
I Closed My Axis Privilege & SBI Simply Save Credit Card
Now I'm Gonna Close My Axis Select Credit Card
I have HDFC REGALIA, AXIS ACE ICICI AMAZON PAY, HSBC PLATINUM, AMEX MRCC, AU VETTA
Which card should I have keep and which card should have not keep . Please suggest me. I want to close two card and keep only four
@@ravishrathee. Regalia, Amazon, hsbc , vetta
I got this card on the day of devaluation 😂😅
I have already closed ACE
Y but , offline still is 1.5% unlimited cb is there , still the highest than any other card
@@mehtarm 1% is already available with many cards including flipkart card. Why spend rs 590 per year for just .5%?
@@kaushlendratiwari6648
Any other card giving 5% cashback on utility bill payments for 590?
@@kaushlendratiwari6648 any other card is giving 5% cashback on utility bill payments for 590?
@@mehtarm
IDFC first select or wealth are ltf cards and can give upto1.5%
Thanks
Started ace 2 weeks
Mam kya a card ko close kardena chahiye ??
Unlimited 5% cashback for utility spends is hard to get if you don't have other higher variant cards like HDFC Infinia.
@@megaspacebar4664it’s not unlimited it has combined capping of INR 500 per month along with the 4% discounted categories
@@megaspacebar4664no unlimited 500 only 😂
@@megaspacebar4664
Not unlimited. Rs 500 ka capping hai.
U r so cute...pyar ho gya tmse
I closed all axis bank credit card
Mene jis din card activate Kiya uske dusre din card devaluation hua pehle hota to card activate nhi karta 😂
Bro , ab kahi kar shak tha ho ak kam kar na , jab annual charges lag ne se pahale closed karwana dena
#boycott Axis Bank.
Boycott u
Axis credit card close krna hai aise faltu k amount le rhe aa without any using
Who else waiting for magnus?
Tbh i am waiting more for alternatives of Magnus, rather than Magnus’s video! Axis has taken Magnus off life support, its dead now xD
@@mahipdeva3543 I just got my INFINIA few weeks back :)
Closed this faltu card last month. Airtel axis of far better than this.
😊
For those who use iphone this card is useless
ACEBACK HAS BECOME ASSSBACK
Cheating cheating.... Mai thumbnail dekh ke aya tha😢
🎉not useful right now
I want to close ace bye bye
Faltu ho gaya ab
kitni gori hai yar🤩
Useless card