Thanks to everyone for watching the video. On the next video I'm gonna go in depth and reveal how we earned and spent nearly 1.3 million dollars over the course of 8 years. Follow along with us if you wanna see us through our journey to early retirement in 10 years or less!
Hi Jason Did you made some miscalculations in both or your net income in NY? if you earn $109,800 your net is $102,496 (tax of $7304 for the entire year?)and if monica gross is $96,131 her net is $89,737 (tax of $6,394 for entire year?) In 2021 I made total gross of US$182,289.67 net pay $104,757.03 in 2jobs (1full time & 1 per diem) in Manhattan NY with maximum 403B contribution which means I paid $55,000 worth of tax (Federal,state,city, social security,medicare,) is it maybe because I am single and no dependent? I reached the max in social security contribution thats why thre was no deduction in my last 2paycheck of 2021 and I do have to pay additional tax in the filing because i was under taxed in my per diem job i feel very bad about it i was told by the tax preparer the two jobs are not communicating about what my really tax bracket are.
I'm an LPN graduating from RN school at the end of this year. I'm in NJ but close to NYC. I need to convince my wife to move to CA after I graduate!!! Wow 😲
It definitely did. The one thing I failed to mention is that we were also able to write off products and services we used for our business. We're working on something this year and onward with the hopes of being able to write things off as well.
Please take into consideration also the cost of living and the internal work culture. Base on the number by how much money you earn, California is really enticing to work as a nurse. But money is not everything.
You're right, money definitely is not everything. I have used disclaimers in my videos mentioning that just because I talk about money in my videos does not mean I do not care about my patients. Money is such a taboo subject in America and I'm sure employers would love it if we never talked about money because then they could get away with paying us non livable wages. And, if you watch my other videos I talk about the cost of living differences between Sacramento, NYC, and other cities like Houston, Texas. I also mention benefits that California has for nurses over other states, exclusive of the higher wages.
@@NursesToRiches thank you. Happy to hear your response. I am Registered Nurse in Boston working for 7 years already. Please make a comparison between Boston RN vs California RN. Thank you.
Thanks for watching! The areas in the Greater Sacramento area are some of the best in the country for raising a family. You will find schools with ratings above 8/10 in Rocklin, Roseville, Folsom, El Dorado Hills, Loomis, Elk Grove, and Granite Bay. And you can find 3 bedroom, 2 bathroom homes in most of those cities in the 350k to 600k range.
California has the 3rd highest nursing shortage of any state in the country. If anything I think if any of my 1.5k subscribers want to move out here, I'd be doing California a favor.
@@NursesToRiches i really admire your videos. I dreamt of moving to California and work there as an Endoscopy RN. But right now i will stay here in Boston. I will move there once i am sure i got a position.
I am curious about the cost of living in California. Your take home pay is a lot to be desired, but does cost of living decrease your saving money at all? I can imagine cost of living and commuting in New York is high too, but is California better in that aspect too?
Thank you for your question. These were the same questions we had before we moved to Sacramento. The overall cost of living in Sacramento is comparable to NYC. The areas where you will save the most in Sacramento are housing (property tax is a little over 1% and you don't have to worry about paying exorbitant HOA fees like you would I you purchased an apartment in NYC--and that's if anyone in our income can even afford an apartment in NYC!) and electricity. I remember getting our first electric bill in Sacramento for $68 on our nearly 3,000 sq ft home. When we lived in NYC we would pay an average of $200/mo to provide electricity to our 800 sq foot box of an apartment! There are other areas where you will spend more in Sacramento though, like hair styling, gas, and eating out at restaurants. But the overall cost is pretty similar, which is why we are able to do a lot more with our income here in Sacramento. We will make a video in the future to compare our cost of living in NYC vs Sacramento because you are not the first to ask us about this topic.
@@NursesToRiches the higher costs u mentioned can be reduced. Live closer to ur job, cut ur own hair at home, and eat out less. It's healthier anyways and bank more money.
How did you NET 102k in NY over a 109k gross? I must be doing something wrong. say I earn a 100k, easily can take 30-40% from fed and state taxes. even if I max out my 401k/roth IRA
Yeah man, that's why nurses voted to go on strike in Northern California when Kaiser wanted to do a cost-of-living-based adjustment to everyone's salary in Northern California. Currently, all Northern California hospitals share the same contract, but they wanted to make it so that the hospitals closer to San Francisco would have the highest rate, the ones in the Sacramento area would have the 2nd highest rates, and the ones near Fresno would have the 3rd highest. These nurses weren't having any of that, lol.
Hi Juliet, thanks for the comment! Once I hit 1000 subscribers I will have access to the community tab where I can begin asking my subscribers to send me their paystubs so I can do more comparisons.
Hi thank you for your videos! I really enjoy watching them. I currently work for NYP as a nursing assistant and will be graduating nursing school in a few months. Do you know if nurses get paid weekly or biweekly at NYP?
Hi, Thanks for watching and for your question. Congrats on being on your way to making the big bucks as a nurse and being of service to your patients in a whole different way. NYP pays biweekly, but Mount Sinai pays weekly (in case you're ever interested in a position there).
I was always doing overtime, so it's hard to work out my base take home pay but it was somewhere between 2500 and 2800 biweekly. And I totally get where you're coming from about wanting weekly paychecks. Monica used to get paid weekly while working at Mount Sinai and I used to be so jealous.
Hello, I stumbled upon your video and really loved it! You didn't mention how many years of experience you and your significant other have. I am a new RN grad and I doubt that I will be making that much even in my second year. Please advise how many years you both have been working as an RN. Thank you!
Hi Shirley, thanks for watching! I have 8 years of experience. My wife has 7 years. As a new grad in our hospital you would start off at $70/hr and could get an additional $7.70 per hour for an evening shift position, or $12.25 per hour for a night shift position. If you have any other questions feel free to ask away.
@@NursesToRiches That's awesome! Which hospital and does it apply to any department? I am interested in ED in particular but open to others such as OR and ICU. If all else fails, there is always Medsurg. How is the culture by the way? Thank you!
This will apply to any major hospital in Northern California. Unfortunately I can't say which one I work for but it's a major hospital system in California that is known for paying nurses more than any other hospital system.
Also, it's the same salary no matter which unit it specialty you work in. Although, we don't take new grads in the ED or ICU. So I would recommend you apply to a hospital that does and then transfer over to the hospital system I work for.
How many years were you a nurse when you worked in NY? You get more base pay for years experience. Maybe compare the rates comparing nurses in the same specialty with the same years experience. I went back to my old job with only 1 year more experience and my base pay increased by $5.53/hr
I was a nurse for 3 years in NYC before I left. Either way, the rates are not even close. As a new grad you start at $70/hr here without the differential. If you work night shift as a new grade you get an extra 12.25/hr. That's $82.25/hr as a new grad, and if you get hired to work every weekend it's an additional 10% on top of the base. So that's $70+$7$+$12.25=$89.25/hr as a new grad and the cost of living here is 59% lower than NYC. I also work with nurses that earn $122/hr and some that earn $140/hr (and that's not even the overtime rate).
@@NursesToRiches thanks for the breakdown. I notice a lot of nurses do comparisons but leave out the difference between years of experience and specialties. Makes it confusing for those that don't really understand and come to TH-cam for starter information. I've considered working per diem in NY because I'm told Per diem rates are as high as $90/hr.. Made me wonder why so many fly out to Cali to work per diem there.
@@astoldbymuriel103 I actually have videos on my channel revealing the pay (directly from the contracts) of the top-paying hospitals in the Sacramento area. They all pay way above what NYC pays, and it's not even close.
Hi Jason Did you made some miscalculations in both or your net income in NY? if you earn $109,800 your net is $102,496 (tax of $7304 for the entire year?)and if monica gross is $96,131 her net is $89,737 (tax of $6,394 for entire year?) In 2021 I made total gross of US$182,289.67 net pay $104,757.03 in 2jobs (1full time & 1 per diem) in Manhattan NY with maximum 403B contribution which means I paid $55,000 worth of tax (Federal,state,city, social security,medicare,) is it maybe because I am single and no dependent? I reached the max in social security contribution thats why thre was no deduction in my last 2paycheck of 2021 and I do have to pay additional tax in the filing because i was under taxed in my per diem job i feel very bad about it i was told by the tax preparer the two jobs are not communicating about what my really tax bracket are.
We increased our withholdings because we always write off business expenses, we're married, and we have children. I would recommend you start a business so you can earn more income and reduce your tax liability.
@@NursesToRiches thank u for explanation, now it is more clear, i hope my comment also reach other single people so they will know if it is worth it working a lot but earning less😩
Hey I stumbled upon this video bcz my husband and I are nurses in Los Angeles/OC and we’re considering moving to Sacramento due to the affordability. No offense but hearing your income and the number of hours you work is a bit shocking to us. We definitely don’t make that much in LA. Are you guys per diem or travelers? My husband and I both work full time (I’m in ED, he’s CVICU) and my hourly rate is nowhere near 90/hr. We’ve been thinking about applying to UC Davis and it does pay a lot better than where we work currently. A bunch of nurses I know moved to UC Davis and bought homes in Sac. Overall, they seem to really like it. Can I dm you sometime? My husband and I wanna know if you think it’s worth it to move there.
Hi! I'm a staff nurse in the ED, my wife is per diem in a Tele floor. I made a video breaking down the rates of the top hospitals in the Sacramento area. You can watch it here: th-cam.com/video/w_zeCiRCZnQ/w-d-xo.html
We both work 8 hour shifts. In my ER we have the option to apply for 12 hour shift, 4 hour shift, or 8 hour shift positions. I currently work 24 hours a week. Monica works per diem. The reason I want to stick with 8 hours is because there is always so much overtime available that i usually pick up an extra 4 hours after my shift is over. Those extra 4 hours are paid at 1.5x my regular rate because in California any hour worked over 8 hours in a single day is paid at 1.5x the regular rate. And every now and then I will even pick up and extra 8 hours after my shift (for a total of 16 hours in one day) because from the 8th hour worked to the 12th hour it's 1.5x and from the 12th hour worked to the 16th hour it's 2.0x my regular rate. Monica, on the other hand rarely needs to stay for overtime because she is per diem and her rate is $114/hr.
@@NursesToRiches Jason, do you get health insurance for working 24 hrs a week??? And, do you think that the hospitals will ever cut back on OT or possibly change the OT hourly rates??? In the highest paying hospital in Northern New Jersey, the hospital administration monitors your overtime hours. They only allow you to work a specific amount of OT hours. Once you reach that amount of OT hours, they don't let you work OT hours any further. Is there a chance that this might happen in California???? Please advise, thx.
Haha, California is SO MUCH BETTER! And our state had the foresight to implement mandatory ratios, while NY demands their RNs have their BSN in 10 years... SMMFH.
No kidding! That's what every nurse I work with says. Many of my coworkers are transplants from other states and they tell me they're never going to leave California.
Me and my wife are both Dialysis RN from Canada and got a job offer in roseville ca for $48/hr. She has 6 yrs of exp and 3 yrs for me. Is that rate fair for us for that area of california? Thanks.
I totally understand where you're coming from. Luckily I have my wife, daughter, an a baby boy on the way. We still miss home every single day but we have the luxury of making enough money now to be able to visit as often as we'd like.
I always tell myself I could have studied computer science, engineering, or Gina to medical school. But, at the end of the day, I am so happy to have chosen nursing because my wife and I are able to spend so much time with one another, travel, explore hobbies we both enjoy, and raise a family because nursing allows us to work in an area that best suites our needs. I currently get 7 days off every other week while working as a nurse! Imagine that. How many people in other professions can say they, too, get that many days off every other week and still make over 150k/yr? Also, you don't even have to work at the bedside if you don't want to. I have worked with some extremely talented nurses who went into administration and became presidents or chief nursing officers making well over 400k/yr in areas most don't even realize requires a nursing degree to work in.
@@NursesToRiches thanks for the reply man. Honestly thats why i am choosing this profession. So many days off making really good money and of course helping the people in need. But those two first reasons is truly why. So ma say thats wrong but like you said what other profession gives you so much time off with that money. I cant think of any
@@tonea9851 I have many friends who chose to go to ivy league schools to study science or obtain a degree in the arts. They thought they were doing it because they could learn something they were passionate about and make money doing it. Those same friends are struggling to pay their bills today. It's unfortunate, but we now have to start thinking about which professions will allow us to not live poverty, when we enroll ourselves in school, opposed to choosing a profession because it's something we're passionate about only to end up in that situation where we can't afford to pay rent unless we live with a roommate.
Where do I even start? The benefits are endless. -First, in order to qualify for all benefits (full benefits, not partial), you have to work a minimum of 20 hours per week. -We pay around $78 every two weeks to get health and dental insurance for our entire family. -We also have a pension plan. -You get two weeks of paid time off for the first year of employment. Three weeks between years 2 and 4. Four weeks between years 5 and 9. And 5 weeks on year 10 and on. -You accrue about 1 day of sick time per month. -You can use sick days to care for a loved one and it doesn't count against your use of sick time. -We have a 401k and our employer matches up to 1.25% of our salary towards it per year. -Everyone also gets a birthday holiday every year (a day they can take off up to 30 days for our after their birthday) -Everyone gets 1 paid floating holiday per year. -We also have bereavement pay if a family member passes away, we get up to 3 days of paid time off. -We also have "tucker time", which is time you can take off to spend with your child (usually for an event in school) There is so much more and maybe I'll make a video about it in the future if you're interested.
Many hospitals here have 8hr shifts. I was only required to work six 8 hr shifts that year. Monica is per diem and she mostly just follows my schedule.
You're working in the wrong hospital in California, lol. Have you ever worked as a nurse in NYC? If you haven't, then you should look up working conditions over there before you make your move. Every nurse I work with that left from NYC to California says they will never work in NYC as a nurse ever again.
@@NursesToRiches definitely! Still trying to gain experience and courage so I can transfer to east bay. I’ve worked with travelers and they swear to never go back to any NYC assignment. I wonder why.. maybe I’ll just stop visiting so I stop dreaming of moving there one day. I know I want to live in Manhattan but if I’m gonna do it alone, it will be impossible.. ughhh
Oh don't get me wrong, we loooove NYC and our plan is to move back there in 10 years or so, when we can live off our passive income. But working there is the worse! I used to work in the ER and I just met with a former coworker, she said out of the 100+ nurses I knew when I worked there, 95% of them are gone. Also, this same nurse told me that at the beginning of her shift, the other day, her and another nurse took report on 40 patients! That's how it was when I left 4 years ago but I thought it might have gotten better... nope, it hasn't.
@@NursesToRiches wow!!! Thanks for telling me this.. how is that safe and legal 😭😭😭 hahaha I really need to start asking nurses like you who have the real NYC nursing experience, to shine some light on my face 😰😰😂😂.. and here in California, I complain about my 3 or 4 medsurg patient with admission sometimes 😣😣😫😫 what about in New Jersey?? Is it better??
@@kamillebernido5027 New Jersey is beautiful, but it sucks to work in the hospitals there. You'll get 7 patients on med-surg, 3 patients in critical care, 6 to 7 in ER. What makes working in California good is those good nurse-patient ratios. California's patient ratios should be standard across the country. Some Hospitals in the NYC / NJ
That's what's up. I went to school with a nurse who quit her nursing job and went back to the restaurant industry as a waitress because she was making over $500 to $1000 per day there vs $300-$400 per day as a nurse.
@@NursesToRiches But I prefer to have a job like yours, very noble profession, curing and caring sick people. I'm not good in school, I failed and stop and ended up working at Mcdonald's, luckily l find a server job in one hotel. Not my dream job but i'ts ok. But right now restaurants and hotels are really slow coz of the pandemic. I'm very happy that you guys in medical profession have work and helping people who are in need. Be safe always.
She works per diem, while I'm a benefited employee. Per diem employees make 25% more per hour than benefited employees because they do get a lot of the benefits that benefited employees do, like health insurance, dental insurance, paid time off, etc...
Thanks to everyone for watching the video. On the next video I'm gonna go in depth and reveal how we earned and spent nearly 1.3 million dollars over the course of 8 years. Follow along with us if you wanna see us through our journey to early retirement in 10 years or less!
Hi Jason Did you made some miscalculations in both or your net income in NY?
if you earn $109,800 your net is $102,496 (tax of $7304 for the entire year?)and if monica gross is $96,131 her net is $89,737 (tax of $6,394 for entire year?)
In 2021 I made total gross of US$182,289.67 net pay $104,757.03 in 2jobs (1full time & 1 per diem) in Manhattan NY with maximum 403B contribution which means I paid $55,000 worth of tax (Federal,state,city, social security,medicare,) is it maybe because I am single and no dependent?
I reached the max in social security contribution thats why thre was no deduction in my last 2paycheck of 2021 and I do have to pay additional tax in the filing because i was under taxed in my per diem job i feel very bad about it i was told by the tax preparer the two jobs are not communicating about what my really tax bracket are.
Still taking my prerequisites at my local community college.. I will get there one day!!!!
Yes, you will 🙂. Good luck 🤞!
Me too
Same
I'm an LPN graduating from RN school at the end of this year. I'm in NJ but close to NYC. I need to convince my wife to move to CA after I graduate!!! Wow 😲
Just show her these videos, lol.
Wow, that's such an insane difference! Lowering your taxes in New York helped significantly!
It definitely did. The one thing I failed to mention is that we were also able to write off products and services we used for our business. We're working on something this year and onward with the hopes of being able to write things off as well.
I came to NorCal following a contract at NYP-Cornell. Needless to say, I never left Cali.
I don't blame you for staying, lol.
I love this. I nerd out on numbers like this too.
Please take into consideration also the cost of living and the internal work culture.
Base on the number by how much money you earn, California is really enticing to work as a nurse.
But money is not everything.
You're right, money definitely is not everything. I have used disclaimers in my videos mentioning that just because I talk about money in my videos does not mean I do not care about my patients. Money is such a taboo subject in America and I'm sure employers would love it if we never talked about money because then they could get away with paying us non livable wages. And, if you watch my other videos I talk about the cost of living differences between Sacramento, NYC, and other cities like Houston, Texas. I also mention benefits that California has for nurses over other states, exclusive of the higher wages.
@@NursesToRiches thank you.
Happy to hear your response.
I am Registered Nurse in Boston working for 7 years already.
Please make a comparison between Boston RN vs California RN.
Thank you.
Will do!
Thank you sir 😊✨💖💫
new subscriber here. Nice video
Greetings from UK 🇬🇧
Thank you so much!
Great Vid! Thumbs up from a fellow creator! Thanks 👍
Right on! Thanks!
Wow!! Awesome video. Is Sacramento good for growing family? What are the schools like and what areas are safe?
Thanks for watching! The areas in the Greater Sacramento area are some of the best in the country for raising a family. You will find schools with ratings above 8/10 in Rocklin, Roseville, Folsom, El Dorado Hills, Loomis, Elk Grove, and Granite Bay. And you can find 3 bedroom, 2 bathroom homes in most of those cities in the 350k to 600k range.
Your videos will make it harder for nurses to apply for a job in California.
California has the 3rd highest nursing shortage of any state in the country. If anything I think if any of my 1.5k subscribers want to move out here, I'd be doing California a favor.
@@NursesToRiches i really admire your videos. I dreamt of moving to California and work there as an Endoscopy RN.
But right now i will stay here in Boston. I will move there once i am sure i got a position.
So much more in Cali!!
I am curious about the cost of living in California. Your take home pay is a lot to be desired, but does cost of living decrease your saving money at all? I can imagine cost of living and commuting in New York is high too, but is California better in that aspect too?
Thank you for your question. These were the same questions we had before we moved to Sacramento. The overall cost of living in Sacramento is comparable to NYC. The areas where you will save the most in Sacramento are housing (property tax is a little over 1% and you don't have to worry about paying exorbitant HOA fees like you would I you purchased an apartment in NYC--and that's if anyone in our income can even afford an apartment in NYC!) and electricity. I remember getting our first electric bill in Sacramento for $68 on our nearly 3,000 sq ft home. When we lived in NYC we would pay an average of $200/mo to provide electricity to our 800 sq foot box of an apartment!
There are other areas where you will spend more in Sacramento though, like hair styling, gas, and eating out at restaurants. But the overall cost is pretty similar, which is why we are able to do a lot more with our income here in Sacramento. We will make a video in the future to compare our cost of living in NYC vs Sacramento because you are not the first to ask us about this topic.
Commuting in NYC is alot less expensive than Cali I would imagine. Everyone takes public transit.
@@NursesToRiches the higher costs u mentioned can be reduced. Live closer to ur job, cut ur own hair at home, and eat out less. It's healthier anyways and bank more money.
How did you NET 102k in NY over a 109k gross? I must be doing something wrong. say I earn a 100k, easily can take 30-40% from fed and state taxes. even if I max out my 401k/roth IRA
When we were in NY we had a travel-related business. We had a lot of write-offs that year.
Dude, I work at Kaiser LAMC, in a specialty unit, I dont make anything like that. Not even close. And Kaiser LAMC is one of the highest pay in CA.
Yeah man, that's why nurses voted to go on strike in Northern California when Kaiser wanted to do a cost-of-living-based adjustment to everyone's salary in Northern California. Currently, all Northern California hospitals share the same contract, but they wanted to make it so that the hospitals closer to San Francisco would have the highest rate, the ones in the Sacramento area would have the 2nd highest rates, and the ones near Fresno would have the 3rd highest. These nurses weren't having any of that, lol.
Can you compare a nurse in Texas to a California nurse too?
Hi Juliet, thanks for the comment! Once I hit 1000 subscribers I will have access to the community tab where I can begin asking my subscribers to send me their paystubs so I can do more comparisons.
Hi thank you for your videos! I really enjoy watching them. I currently work for NYP as a nursing assistant and will be graduating nursing school in a few months. Do you know if nurses get paid weekly or biweekly at NYP?
Hi, Thanks for watching and for your question. Congrats on being on your way to making the big bucks as a nurse and being of service to your patients in a whole different way. NYP pays biweekly, but Mount Sinai pays weekly (in case you're ever interested in a position there).
Thank you for answering! What was your take home pay like after taxes every two weeks? Considering nyc cost of living lol I prefer weekly payments
I was always doing overtime, so it's hard to work out my base take home pay but it was somewhere between 2500 and 2800 biweekly. And I totally get where you're coming from about wanting weekly paychecks. Monica used to get paid weekly while working at Mount Sinai and I used to be so jealous.
@@NursesToRiches I feel you on that!! Did they take a bunch of taxes off her weekly check?
About 30% of her check would go towards taxes. So, she would come home with around $1,200 after taxes, the gross was around $1,700.
25 hours work per week is very nice workload
It's even better now because I'm working 20 hours per week, still getting benefits, and still earning more than I did in NYC.
Long time numbers. Base is over $80
Hello, I stumbled upon your video and really loved it! You didn't mention how many years of experience you and your significant other have. I am a new RN grad and I doubt that I will be making that much even in my second year. Please advise how many years you both have been working as an RN. Thank you!
Hi Shirley, thanks for watching! I have 8 years of experience. My wife has 7 years. As a new grad in our hospital you would start off at $70/hr and could get an additional $7.70 per hour for an evening shift position, or $12.25 per hour for a night shift position. If you have any other questions feel free to ask away.
@@NursesToRiches That's awesome! Which hospital and does it apply to any department? I am interested in ED in particular but open to others such as OR and ICU. If all else fails, there is always Medsurg. How is the culture by the way? Thank you!
This will apply to any major hospital in Northern California. Unfortunately I can't say which one I work for but it's a major hospital system in California that is known for paying nurses more than any other hospital system.
Also, it's the same salary no matter which unit it specialty you work in. Although, we don't take new grads in the ED or ICU. So I would recommend you apply to a hospital that does and then transfer over to the hospital system I work for.
@@NursesToRiches Thank you for the tip! I will do some research on my end.
Why your regular pay is so high?
Why other Nurses only get paid around $50/hr
How many years were you a nurse when you worked in NY? You get more base pay for years experience. Maybe compare the rates comparing nurses in the same specialty with the same years experience. I went back to my old job with only 1 year more experience and my base pay increased by $5.53/hr
I was a nurse for 3 years in NYC before I left. Either way, the rates are not even close. As a new grad you start at $70/hr here without the differential. If you work night shift as a new grade you get an extra 12.25/hr. That's $82.25/hr as a new grad, and if you get hired to work every weekend it's an additional 10% on top of the base. So that's $70+$7$+$12.25=$89.25/hr as a new grad and the cost of living here is 59% lower than NYC. I also work with nurses that earn $122/hr and some that earn $140/hr (and that's not even the overtime rate).
@@NursesToRiches thanks for the breakdown. I notice a lot of nurses do comparisons but leave out the difference between years of experience and specialties. Makes it confusing for those that don't really understand and come to TH-cam for starter information. I've considered working per diem in NY because I'm told Per diem rates are as high as $90/hr.. Made me wonder why so many fly out to Cali to work per diem there.
@@astoldbymuriel103 I actually have videos on my channel revealing the pay (directly from the contracts) of the top-paying hospitals in the Sacramento area. They all pay way above what NYC pays, and it's not even close.
@@NursesToRiches I will check them out Thanks
I’m a nurse a the main campus of Mount Sinai NYC and the pay stinks with 18 years of service
How in the hell does this video come up in my feed while im trying to decide if im gonna work in nyc or cali? Get out of my head youtube!!!
Hi Jason Did you made some miscalculations in both or your net income in NY?
if you earn $109,800 your net is $102,496 (tax of $7304 for the entire year?)and if monica gross is $96,131 her net is $89,737 (tax of $6,394 for entire year?)
In 2021 I made total gross of US$182,289.67 net pay $104,757.03 in 2jobs (1full time & 1 per diem) in Manhattan NY with maximum 403B contribution which means I paid $55,000 worth of tax (Federal,state,city, social security,medicare,) is it maybe because I am single and no dependent?
I reached the max in social security contribution thats why thre was no deduction in my last 2paycheck of 2021 and I do have to pay additional tax in the filing because i was under taxed in my per diem job i feel very bad about it i was told by the tax preparer the two jobs are not communicating about what my really tax bracket are.
We increased our withholdings because we always write off business expenses, we're married, and we have children. I would recommend you start a business so you can earn more income and reduce your tax liability.
@@NursesToRiches thank u for explanation, now it is more clear, i hope my comment also reach other single people so they will know if it is worth it working a lot but earning less😩
Hey I stumbled upon this video bcz my husband and I are nurses in Los Angeles/OC and we’re considering moving to Sacramento due to the affordability. No offense but hearing your income and the number of hours you work is a bit shocking to us. We definitely don’t make that much in LA. Are you guys per diem or travelers? My husband and I both work full time (I’m in ED, he’s CVICU) and my hourly rate is nowhere near 90/hr. We’ve been thinking about applying to UC Davis and it does pay a lot better than where we work currently. A bunch of nurses I know moved to UC Davis and bought homes in Sac. Overall, they seem to really like it. Can I dm you sometime? My husband and I wanna know if you think it’s worth it to move there.
Hi! I'm a staff nurse in the ED, my wife is per diem in a Tele floor. I made a video breaking down the rates of the top hospitals in the Sacramento area. You can watch it here: th-cam.com/video/w_zeCiRCZnQ/w-d-xo.html
@NursesToRches do you guys work 3/12 hour shifts a week in California or less? And are you guys able to work overtime for extra pay if you need to?
We both work 8 hour shifts. In my ER we have the option to apply for 12 hour shift, 4 hour shift, or 8 hour shift positions. I currently work 24 hours a week. Monica works per diem. The reason I want to stick with 8 hours is because there is always so much overtime available that i usually pick up an extra 4 hours after my shift is over. Those extra 4 hours are paid at 1.5x my regular rate because in California any hour worked over 8 hours in a single day is paid at 1.5x the regular rate. And every now and then I will even pick up and extra 8 hours after my shift (for a total of 16 hours in one day) because from the 8th hour worked to the 12th hour it's 1.5x and from the 12th hour worked to the 16th hour it's 2.0x my regular rate.
Monica, on the other hand rarely needs to stay for overtime because she is per diem and her rate is $114/hr.
@@NursesToRiches Jason, do you get health insurance for working 24 hrs a week??? And, do you think that the hospitals will ever cut back on OT or possibly change the OT hourly rates??? In the highest paying hospital in Northern New Jersey, the hospital administration monitors your overtime hours. They only allow you to work a specific amount of OT hours. Once you reach that amount of OT hours, they don't let you work OT hours any further. Is there a chance that this might happen in California???? Please advise, thx.
I am not getting a recruiter for my self . I m a RN in india. What should i do? Any help please.
Are you comparing travel nurse pay or staff nurse pay?
Staff nurse
Haha, California is SO MUCH BETTER! And our state had the foresight to implement mandatory ratios, while NY demands their RNs have their BSN in 10 years... SMMFH.
No kidding! That's what every nurse I work with says. Many of my coworkers are transplants from other states and they tell me they're never going to leave California.
Wow 🤯
Tell me about it! 😁
are you an ER nurse in California too ?
Me and my wife are both Dialysis RN from Canada and got a job offer in roseville ca for $48/hr. She has 6 yrs of exp and 3 yrs for me. Is that rate fair for us for that area of california? Thanks.
Hi that's actually very low but I recommend you guys accept the job anyway, then apply to any of the major hospitals in the area.
In San Jose California RN makes $80-90/hr
@@Kristeen80 Dialysis RNs?
@@Kristeen80 is that Dialysis RN?
Ks J, what Dialysis Facility hired you? As a charge nurse or staff nurse? Thanks
Crazy difference. Would definitely need to move to cali. But no family 😔
I totally understand where you're coming from. Luckily I have my wife, daughter, an a baby boy on the way. We still miss home every single day but we have the luxury of making enough money now to be able to visit as often as we'd like.
@@NursesToRiches exactly, couldn’t have said it better. If i may ask would you do nursing again with the knowledge and experience u know and have now?
I always tell myself I could have studied computer science, engineering, or Gina to medical school. But, at the end of the day, I am so happy to have chosen nursing because my wife and I are able to spend so much time with one another, travel, explore hobbies we both enjoy, and raise a family because nursing allows us to work in an area that best suites our needs.
I currently get 7 days off every other week while working as a nurse! Imagine that. How many people in other professions can say they, too, get that many days off every other week and still make over 150k/yr?
Also, you don't even have to work at the bedside if you don't want to. I have worked with some extremely talented nurses who went into administration and became presidents or chief nursing officers making well over 400k/yr in areas most don't even realize requires a nursing degree to work in.
@@NursesToRiches thanks for the reply man. Honestly thats why i am choosing this profession. So many days off making really good money and of course helping the people in need. But those two first reasons is truly why. So ma say thats wrong but like you said what other profession gives you so much time off with that money. I cant think of any
@@tonea9851 I have many friends who chose to go to ivy league schools to study science or obtain a degree in the arts. They thought they were doing it because they could learn something they were passionate about and make money doing it. Those same friends are struggling to pay their bills today. It's unfortunate, but we now have to start thinking about which professions will allow us to not live poverty, when we enroll ourselves in school, opposed to choosing a profession because it's something we're passionate about only to end up in that situation where we can't afford to pay rent unless we live with a roommate.
hi! do you work as a travel nurse? as your base rate pay for a regular full-time in Cali is one of the highest I have ever seen.
Hi Rami, no I am a staff nurse, which is why I'm so glad I work where I do. We even make more than the travelers that work in our hospital!
@@NursesToRiches wow! That’s incredible, if you don’t mind me asking, what are your benefits like?
Where do I even start? The benefits are endless.
-First, in order to qualify for all benefits (full benefits, not partial), you have to work a minimum of 20 hours per week.
-We pay around $78 every two weeks to get health and dental insurance for our entire family.
-We also have a pension plan.
-You get two weeks of paid time off for the first year of employment. Three weeks between years 2 and 4. Four weeks between years 5 and 9. And 5 weeks on year 10 and on.
-You accrue about 1 day of sick time per month.
-You can use sick days to care for a loved one and it doesn't count against your use of sick time.
-We have a 401k and our employer matches up to 1.25% of our salary towards it per year.
-Everyone also gets a birthday holiday every year (a day they can take off up to 30 days for our after their birthday)
-Everyone gets 1 paid floating holiday per year.
-We also have bereavement pay if a family member passes away, we get up to 3 days of paid time off.
-We also have "tucker time", which is time you can take off to spend with your child (usually for an event in school)
There is so much more and maybe I'll make a video about it in the future if you're interested.
@@NursesToRiches hi i just to know what health organization you belong to, is it kaiser, trinity,sutter health,dignity health, davis or others.
I'll just say the pay goes like this from highest to lowest: Kaiser, UC Davis, Sutter, then Dignity.
How did you manage to work only 28- 30 hours a week? Were you both per diem?
Many hospitals here have 8hr shifts. I was only required to work six 8 hr shifts that year. Monica is per diem and she mostly just follows my schedule.
How can I work in CA
And here I am, working in California (getting paid as much as how you were in NYC), wishing to move to NYC in 2 years 😭😭😭.
You're working in the wrong hospital in California, lol. Have you ever worked as a nurse in NYC? If you haven't, then you should look up working conditions over there before you make your move. Every nurse I work with that left from NYC to California says they will never work in NYC as a nurse ever again.
@@NursesToRiches definitely! Still trying to gain experience and courage so I can transfer to east bay. I’ve worked with travelers and they swear to never go back to any NYC assignment. I wonder why.. maybe I’ll just stop visiting so I stop dreaming of moving there one day. I know I want to live in Manhattan but if I’m gonna do it alone, it will be impossible.. ughhh
Oh don't get me wrong, we loooove NYC and our plan is to move back there in 10 years or so, when we can live off our passive income. But working there is the worse! I used to work in the ER and I just met with a former coworker, she said out of the 100+ nurses I knew when I worked there, 95% of them are gone. Also, this same nurse told me that at the beginning of her shift, the other day, her and another nurse took report on 40 patients! That's how it was when I left 4 years ago but I thought it might have gotten better... nope, it hasn't.
@@NursesToRiches wow!!! Thanks for telling me this.. how is that safe and legal 😭😭😭 hahaha I really need to start asking nurses like you who have the real NYC nursing experience, to shine some light on my face 😰😰😂😂.. and here in California, I complain about my 3 or 4 medsurg patient with admission sometimes 😣😣😫😫 what about in New Jersey?? Is it better??
@@kamillebernido5027 New Jersey is beautiful, but it sucks to work in the hospitals there. You'll get 7 patients on med-surg, 3 patients in critical care, 6 to 7 in ER. What makes working in California good is those good nurse-patient ratios. California's patient ratios should be standard across the country. Some Hospitals in the NYC / NJ
where in cali
We're in Sacramento California. I have plenty of videos you can watch where I talk about what is like living here.
Why do you and Monica have different rates?
She's currently a per diem nurse and I'm a benefited nurse.
So sad, my senior waiter/server here in SF making more than Monica.
That's what's up. I went to school with a nurse who quit her nursing job and went back to the restaurant industry as a waitress because she was making over $500 to $1000 per day there vs $300-$400 per day as a nurse.
@@NursesToRiches But I prefer to have a job like yours, very noble profession, curing and caring sick people.
I'm not good in school, I failed and stop and ended up working at Mcdonald's, luckily l find a server job in one hotel. Not my dream job but i'ts ok. But right now restaurants and hotels are really slow coz of the pandemic. I'm very happy that you guys in medical profession have work and helping people who are in need. Be safe always.
@@achacs1 Thank you so much. Don’t knock yourself short. You are as much appreciated as anyone else, no matter their profession.
Why is your wife’s base pay so much higher than yours with less experience in California?
She works per diem, while I'm a benefited employee. Per diem employees make 25% more per hour than benefited employees because they do get a lot of the benefits that benefited employees do, like health insurance, dental insurance, paid time off, etc...