The 5 Keys to Retirement Success 2024

In this webinar, retirement planning expert Dana Anspach will be joined by award-winning blogger Fritz Gilbert, author of The Retirement Manifesto blog and the book Keys to a Successful Retirement; Staying Happy, Active and Productive in Your Retired Years.
DISCLOSURES
This presentation contains general information that is not suitable for everyone and was prepared for informational purposes only. Nothing contained herein should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice.
Sensible Money, LLC (“SM” or "the Firm") is a registered investment adviser. Registration is a legal requirement - it does not imply approval or endorsement. For additional information about SM, including its services and fees, you can request a copy of SM’s disclosure brochure by emailing us at [e-mail] or visit www.advisorinfo.sec.gov.
Any charts in the presentation are not meant to show the performance of SM strategies or to imply the performance of any model portfolios. Any charts or examples are meant to show the Firm’s belief in sticking to a plan over time, but there is no guarantee that you will have the same or positive results. Any results portrayed in these cases or examples are not representative of all of SM’s clients or the clients’ experiences. No portion of this presentation should be interpreted as a testimonial or endorsement of SM’s investment advisory services.
Past performance is not a guarantee of future results. When investing, depending on your timing, you could lose money. There is no guarantee that the prevailing market and economic conditions during the time frames in the graphs will continue, and performance may be negatively impacted by a shift in such conditions.

[@ysareyes]

Financial planning is like navigation. If you know where you are and where you want to go, navigation isn't such a great problem. It's when you don't know the two points that it's difficult❤

[@kabengele-vo4dr]

People dont understand that the prices of things are never going back down. This inflation is deeper than we think. Those buying groceries are well aware that the real inflation is much over 10%. The increments dont match our income, yet certain investors still earn over $365,000 in stocks and assets. Wish I could accomplish that.

[@whitefearlytales]

Very possible! especially at this moment. Profits can be made in many different ways, but such intricate transactions should only be handled by seasoned market professionals.

[@Davidonchik-fv5ke]

Some persons think inves'tin is all about buying stocks; I think going into the stock market without a good experience is a big risk, that's why I'm lucky to have seen someone like mr Brian.

[@ufuksenol2005]

Finding yourself a good broker is as same as finding a good wife, which you go less stress, you get just enough with so much little effort at things

[@PineHosting]

Brian demonstrates an excellent understanding of market trends, making well informed decisions that leads to consistent profit

[@theretirementmanifesto3379]

Thanks for having me on the webinar, Dana. I enjoyed talking with you about the things that matter!

[@user-dr1lq2yb3j]

Retired and loving it.

[@davidfolts5893]

Thanks for your great content, Dana and Fritz! You are at the top of your game!

[@user-dr1lq2yb3j]

Retired 1 year

[@davidprompovitch5105]

thanks, enjoyed this podcast. although I've been preparing for retirement, using DIY planning / readiness tools, the example future cash flow spreadsheets caught my attention. Many of the retirement planning tools focus on do you have enough but don't touch on the actual mechanics of managing the ebbs' & flows between accounts (and buckets). The one shown would be fairly straight forward to recreate, but any recommendations on good one to download (and tweak to my set of accounts and bucket strategy)?

[@hogroamer260]

You don't need buckets, you don't need a 60/40 allocation and you certainly don't need any financial planner the scammers mention in these comments. If you're retired, keep one year of living expenses in a high yield (~5%), stable fund or money market. The rest should be invested in index funds, S&P or total stock market. Most bear markets last less than a year.
That's the basics! Track your portfolio in a spreadsheet. Make a budget and stick to it. If you're healthy and your parents lived a long life, delay Social Security to 67 or beyond. Make a spreadsheet to forecast your portfolio, S.S. snd spending to map out your projected net worth by year. This is your "financial road map". If you're leaving a legacy, consider a Roth conversion plan.
It's not rocket science. If you take control of your own finances, you will feel empowered and won't be duped by unscrupulous sales people.

[@vincentdesalvo1464]

May work when you have 10 million in retirement funds.

[@hogroamer260]

@vincentdesalvo1464 I assure you, it works for everyone. If you can't follow that, you may be the exception. Hire a financial planner.