These 5 MONEY HABITS Will Keep YOU POOR - Stop Doing This! | Minority Mindset
ฝัง
- เผยแพร่เมื่อ 1 ส.ค. 2017
- Get a 10-Day Free Trial of Market Insiders: theminoritymindset.com/Market... .
. So you just got paid! Woo - well, here are 5 things NOT to do with your money so you don't end up like the majority. Remember, it's not how much money you make but how much money you keep.
Subscribe To Our Channel: bit.ly/M2TH-cam
🚨Read Our FREE eBook🚨 Get Richer Sleeping - Investing 101: theminoritymindset.com/get-ric...
Don't Do These 5 Things With Your Money
Check out some of our recommended sponsor products! Please note, the links below are from our sponsors. If you use any of the below products, we will get compensated but there's not additional cost to you.
----------
➤ Fundrise
1) 🏠 Fundrise - Invest in real estate with as little as $500! See the historical returns here:
bit.ly/InvestFundrise
----------
➤ CIT Bank
2) 🏦 CIT Bank - Get a better interest rate on your savings account with no fees:
bit.ly/CITsavings
----------
➤ Webull
3) 📈 Webull - Buy & sell stocks, pay $0 in commissions, and get a free stock:
bit.ly/m2WebullFreeStock
----------
➤ Credit Cards
4) 💰 Credit cards are great if you know how to use them the right way. Here's a breakdown of our favorite cards:
Best cash back credit cards: theminoritymindset.com/best-c...
Best travel credit cards: theminoritymindset.com/travel...
Best business credit cards: theminoritymindset.com/busine...
----------
➤Credible
5) 💸 Credible - save money on your student loans by refinancing with the lowest interest rates:
bit.ly/m2StudentLoanRefi
----------
➤ Policygenius
6) 🛡 Policygenius - make sure your family is protected with life insurance. Policygenius will find you the best deal:
bit.ly/PolicyGenius
0:34 - If you do what the majority does you will end up like the majority
0:43 - #1 Don't let the world know you got paid
1:33 - #2 Don't grow your money or invest your money like the majority ("invest")
3:05 - #3 Stop spending money on dumb things
3:35 - #4 Don't be a cliff spender
4:24 - #5 Stop listening to sales people - know your number
What Is The Minority Mindset?
The Minority Mindset has nothing to do with the way you look or what kind of family you're from. It's a mindset.
Give the majority $200 and they will come back with a pair of shoes. Give the minority $200 they will come back with $2,000.
Think from the mindset of a consumer and be the provider, that's the Minority Mindset. Don't be the majority. #MIH #ThinkMinority #FinancialLiteracy #MoneyManagement #MoneyTips #Budgeting
Snapchat @M2JaspreetSingh
Personal Instagram: @M2JaspreetSingh
Instagram: / minoritymindset
Facebook: / minoritymindset
www.TheMinorityMindset.com
This Video: • These 5 MONEY HABITS W...
Channel: / minoritymindset
Based in Detroit. #Punjab
Jaspreet Singh
DISCLAIMER: This description may contain links from our affiliates, sponsors, and partners. If you use these products, we will get compensated - but there's no additional cost to you.
DISCLAIMER CONT'D: I'm just a random guy on TH-cam - do your own research! Jaspreet Singh is not a licensed financial advisor. He is a licensed attorney, but is he is not providing you with legal advice in these videos. This video, the topics discussed, and ideas presented are Jaspreet's opinions and presented for entertainment purposes only. The information presented should not be construed as financial or legal advice. Always do your own due diligence.
![ภาพนี้ก็ฮาเหมือนกันนะเนี้ย #2 SS8 [ พากย์นรก MEME.EXE ] | easy boy](http://i.ytimg.com/vi/RMhUgxxD49Q/mqdefault.jpg)
![เจอประจำ ตอน เปิดเทอมวันแรก [EP.29]](http://i.ytimg.com/vi/eFK-B836i60/mqdefault.jpg)
Get my FREE Guide To Generating Passive Income: app.marketinsiders.com/passive-income-guide
WARNING: LOOKOUT FOR SCAMS IN THE COMMENTS!
There are many fake accounts impersonating me, and there are many bots promoting fake/scam investments. I will NEVER ask you to contact me through TH-cam comments, telegram, or WhatsApp. I have a checkmark next to my name and my comment will be highlighted. Fake accounts do not have that. Please be aware of fake accounts trying to scam you using my name and picture!
Minority Mindset bro i earn 1000$ a month and i have a 50000$ loan ,costing me 500$ a month in interest. should i repay the loan or invest in seeds
Please reply
Pay debt 1st.
What are your opinions on travel and experiences?
jorge Lara i think if you want to spend it is better to spend on experiences than on things ...
jorge Lara Hello family
1. Don’t broadcast your paycheck. It only makes your friends ask for favorites.
2. Do not gamble with it. You will not be the next gambling millionaire.
3. Don’t spend it on stupid things. Plan out your spending.
4. Don’t spend everything too quickly. Have a plan for your money. Do a budget.
5. Stop listening to sales people.
This is actually more like one thing not to do on payday, and four things not to do in general.
Funny thing is I have a friend who hasn't learned that first rule...... Seriously, she'll text me that she won 500 on a 20 dollar lotto ticket and my automatic response is........ Great, where's my 480...... I never let people know when I come into money...... But I make sure I can get all my expenses paid and treat myself from time to time when I've planned out making the expense......
Got paid today, its time for my bank account to build up. Tired of being part of the Americans with less than $1,000 in the bank
Pay yourself first as they say
Well my brother is a professional poker player and has cleared 150k a year some
Years lol , sure he spends some of it back on poker ! But let’s be honest gambling isn’t the worst thing if ur smart
About it
@@prairiebuds870 it sounds like you are trying to convince yourself.
Got paid today.. paid my two credit cards.. set aside money for the house, utilities and food.. sent a chunk to my savings.. got $200 left for the next two weeks for gas and miscellaneous stuff.. Now waiting for my next paycheck 😭😭😭
it's call living life!
If you can't make £200 last two weeks your clearly on crack 😂😂
Yep! "pay yourself first".
get another income stream :>
"If you can't buy five of them, you can't afford one of them." MY EYES HAVE BEEN OPENED
Not wise for essential life changing stuff
Not wise for small stuff either
Actually the more i think about it, the fewer it seems senseful to me.
@@spitzkopf2128 I kind of took this principle to be applicable to things which are non-necessary impulse buys. A good example would be when around last year I bought a new ipad pro. I had not started budgeting and was failing to save money, and also had a functional laptop so the ipad wasn't something I really needed as such. I don't think the principle applies when one has specifically saved up to buy something they need. But the money I spent on the ipad could have gone towards paying of a loan or something. I now have an emergency fund and some savings (not up to a point a point I want it to be, but good enough), and am saving up some money to buy a new phone just in case my current one dies. I def won't have enough in my savings to buy 5 iphones lol but regardless, I'm saving up for it. What kind of things came to your mind after hearing that statement? Just curious!
He said "most Americans have less than $1,000 in their savings account". I used to be one of those people
Jesus. I used to walk around with over $1000 in my wallet always in 50s. Ended up stretching the leather or something and it would take like nearly 2000 in the end. I come to realize I would loose a bit if I lost my wallet so now carry only about 300 at a time.
Lil Malice I am one of those Americans/people right now
lmao I am one of those people, I like saving in cash
@@OffGridInvestor yeah, you would loose a bit because someone kept pick pocketing your ass !! 😂😂🤣
Now you only have 100
I bought a pair of $450 Prada sunglasses..... I feel like shit .... but I look good .... but I feel like shit....
you could prolly buy a decent replica for 15 dollars
Gurvir Gill yeah a lot of them use the same manufacturing company.
Lol... sucks bro, maybe you can bring them back? Rayban are nice sunglasses to you know and alot cheaper. I didn't pay for them though.. Im not that crazy.
Man dont feel bad! You will have hella quality sunglassses and what i mean is QUALITY. In my opinion you shouldnt save money off of your eyes´ health. So investing in a good quality, long lasting pair of sunglasses is a good thing.
Anubis ... they ARE super nice though.... when I put them on everything turns HD and the tint is perfect.... comfortable, and they not only block the sun but it's like they improve my vision..... they're awesome
If you can't buy 5 of them you can't afford 1 👍👍👍
good rule about cars and homes..
keep most invested ( btc |)
What do you think of INS and IOTA?
Best phrase ever!
i paused the video at that sentence. Never heard of it before but i will never forget it now.
jowhr MRGENOCIDE its actually 3
You're helping me become better at the wallet than even generations behind me, it truly means a lot.
most parents don't know this stuff to tell their kids. thank goodness common sense is still alive! and thank goodness someone has enough brains to put it out on YT.
Correct. And sadly is not part of any school curriculum either.
I’m 16 and just gotta job and I watched this to make sure I don’t spend it all on stuff I don’t need
Your 16 don't go to college get your credit score up
Joe Good wait who said anything about college lol
Don’t work that job yo whole life
Save as much as you can. I'm 26 and if I saved my money since I started working I could've had a house paid off by now.
Hi from the UK. If you're watching these videos at 16 you're already ahead of the pack. WELL DONE ! Keep on educating yourself about money. Then trust your instincts. Best wishes. John.
I save around 50% of my income, and i don't set myself any rules. I buy what I want when I want, I just don't want a lot, I'm happy preparing my own food, exercising, and having a few beers with my mates at the weekend. The quality things in life are either free or cost very little. I'm not saving for anything, just there's nothing more i need to buy
I feel you fam. I bought basically everything that me and my wife want(we don't want for much.) and so now all our money is basically just food, gas and savings. It's not a bad way to go and we always have money to hang out with friends. :D Sure there's the every now and then emergency, but still on our way to a successful retirement with all the amenities. :D
you sir have the right balance imho! too many people focus on what they think is "rich" and actually have NO CONCEPT of it! whats rich? $1 mill 2, 5 10? and whats it for?? Money should be a tool for HAPPINESS and nothing more. if you look at it for more than that, it cannot help you and will not solve your issues. Well done to you. Keep on trucking and stay happy!
In my humble opinion, it's none of my business what you earn, but you simply manage your 'needs' well and probably earn a fair wage, but in this instance I would say ultimately you have a pretty sensible constitution, and I think it is telling that you intimated that there is nothing more you really 'need', good on ya, take care and be well.
+Charlie Brookes
I feel you on that. I'm a university student, and are doing the exact same. I also have one rule for myself: Don't buy anything that gets my bank account under 1558,10 USD (10k in my currency), as I might need it one day for an emergency.
I'm like you minus beer. And 75% of my income.
5:16 Hearing Jaspreet saying "Nooooo" like that had me dying on the inside
I remember watching this video when you barely had any subscribers bro I’m glad you blew up your content is always fresh and non repetitive
Honest it’s crazy seeing these videos are very nostalgic now
All the down thumbs are from goddamn car salesmen.
you nailed it champ lmao
Classic blame others for your problems, no car salesman is making you buy a car. Just giving you all the reasons why you should want it - it's up to you if you want to decide to go into debt or not.
Lol you're not wrong
*slaps roof of car*
i methinks he needs to be over the top - to get the you tube to pay out. Also Has to work harder to ingratiate us because appearance.
Few people will take this advice sadly:(
That's why it's a minority mindset
ThePanaProject That's a good new... If everyone was doing this nobody would actually work.
Yeah cuz i rather get a luxury car, drink in bars, and gamble my money, just so i can enjoy my life! Let's be real, a girl would want to go out with someone who sits his ass investing in stocks and bitcoin and owns a 97 honda civic? OR someone that has a BMW and makes 1K a month and spends his paycheck buying gucci?
WooferJr wow, good luck getting rich. Girlfriends are a bad investment in money, fuck that. The 2nd guys a loser while the 1st guy will soon be rich on his investments and job and the savings he’s done over the years
Hopefully more people will take the opportunity to educate themselves!
Managing money is different from accumulating wealth, and the lack of investment education in schools may explain why people struggle to maintain their financial gains. The examples you provided are relevant, and I personally benefited from the market crisis, as I embrace challenging times while others tend to avoid them. Well, at least my advisor does too, jokingly|
Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.
This is superb! Information, as a noob it gets quite difficult to handle all of this and staying informed is a major cause, how do you go about this are you a pro investor?
Whichever firm you select, make sure you get your insurance from a reputable financial adviser, such as *Jenny Pamogas Canaya,* who has dedicated her career to financial planning. Because they will assist you in escalating, navigating better, and completing the task in a safer manner.|
I've come across several positive endorsements of Jenny Pamogas Canaya on various platforms, including TH-cam channels, seminars, and more.
Thanks to these recommendations, I successfully located her online profile and have already reached out to her with a message
It's me... I'm the friend that blows her money and now I just got a reality check by you... subscribed!
My beloved father's advice (1)Pay yourself first(save a little, that meant,no matter how small, do this first& don't touch it) & (2)give yourself a little reward each payday (don't go crazy here)
marty martyn your amazon account has been blocked due to the purchasr of 23838473 vodca bottles at payday
Did my budget. Found out the majority of my money is going toward the Stupid Student Loan i took out in college for a degree im not using... 😭
it was at this moment that Mellowman468 knew he fuck up.
Mellowman468 Dont pay them, they're not gunna beat u like your mom did
Ed Esteezy your advice of not paying them is the stupidest thing I've heard. You know you don't pay off your loan at your convenience right? There is something called interest. The longer you take, the more you pay. If you don't pay up, they'll start taking your valuable property to try and pay off your loan as much as possible.
Mellowman468 out of curiosity what was your degree?
Mellowman468 you are right, these days every degree is slavery. People think they will be rich when they graduate lol. No. The person that works at McDonald's and you who has degree no difference. You will be balanced with your money thats it. Probably person that works at McDonald's will have more cash or money in general in their pockets.then you having degree lol
Its all your choice. Most people figure this out AFTER THEY GRADUATE, YOU NEED TO FIGURE OUT WHILE YOU IN COLLEGE OR BEFORE YOU GO SO THAT WAY YOUR DEGREE WILL NOT PISS YOU OFF INSTEAD IT SHOULD MAKE.YOU VERY VERY HAPPY. BUT MOST PEOPLE ARE MISREABLE AFTER GETTING THEIR DEGREES. GO FIGURE. HAVE NICE DAY
Don't tell everybody that you got paid, Im liking this guy already.
Wow! I just literally started watching your videos and I'm a fan already. I really think that your content is accurate and REALISTIC. Thanks for such a good advice and '" KEEP IT UP" people really need to learn about money and finances.
"If you can't buy 5 of them you can't afford 1 of them" That was very profound and I really like that. I think that will always be in my mind, unless its an engagement ring or a house...
It's a great statement!
I'd say it's still sound advice. Look up the probability of getting divorced, and the probability of another and another... and pretty soon if you can't afford 5, you really can't afford 1. Movie stars go through the wringer and keep on going, average Joe gets trashed after 1. For the house, well I lost my job shy of three years into a 10 year fixed mortgage, buying what I can afford and having the cheapest house in my area means I've got a roof over my head and time to plan. Thinking on the ring, I've heard it said to put down 2 full months of salary (which probably translates to 4 - 12 months free cash) 2 months salary times five is still less than a years salary. If you don't have a decent pile of cash, new expenses (wild guess...) and emergencies will destroy you, real love doesn't last long in the face of zero cash, bills, debt collectors and constant arguments.
I think a car should be on this list as well. I just paid cash for a 35th anniversary edition mustang GT and I couldn't afford 5 of them. But i did buy a 2nd parts car for like 400 that is totaled that runs and drives and it has a borla exhaust that I wanted to buy. To buy the same exhaust new would cost me 846 dollars. So i have lots of other parts in case i need them or i can sell them and make profit. the same motor and trans on ebay is like 3,000 dollars. I'm thinking of parting it out. I still have like 800 dollars cash left and no credit cards or bills that need paid. I'm putting it back for a rainy day in case an emergency comes up.
Philippe Perkins the engagement ring is literally useless, it's a tradition created by decades of marketing by the debeers corporation that has a monopoly on diamonds. Break the cycle. Fuck the ring. Buy her something useful if she is gonna think you're cheap.
@@fil4648 Agreed ! Also wedding parties are a huge waste of money.
I always paid with cash.. then I got Married she opened a line of credit under a joint account.. becous of my credit.. long story short she's gone and it took me 13 years to fix every thing.. "don't trust a big but and a smile"
Crazy man, I hope the future self isn't stupid enough to trust women like this
I don't get why people use credit, especially in the US where interest rates are made to make you a lifelong customer, not so you can eventually pay off your debt.
open eye's I hate credit cards
madman2u .... more like a life long slave ....
Dick Masterson
This is good BASIC financial advice, but I'm going to add.
6. If your broke, don't buy a used luxury car. Just because you can afford to buy it doesn't mean you can afford to own it. (insane repair cost)
7. Rims you buy for your car should never exceed 10 percent of the value of your car, and should never ever be more expensive than the car itself.
8. Stop cashing checks at check cashing places, get a bank account and you get to keep all of your money.
9. NEVER *EVER EVER EVER* take out a payday or title loan. These loans literally equal "OK I'll lend you a $1, you pay me back $667 next year"
10. Avoid buy here pay here lots that do "special in house credit" These are car repo mills, with horrible cars, and interest rates.
Pro advice is to store your savings money in a safe or vaults, Banks are unreliable and they take money from you, a safe keeps 100% of your money.
Inflation means you are losing 2-3% of the money in your safe each year.
@@4evrEpic gold, silver and platinum.
*Ugh...#9!*
Thanks for the advice. Will never be dumb enough for a pay day loan haha I’m very grateful I learned all this before desperation hit lol
Right now I’m paying off my student loan, so I use most of it to pay off my loan. I want to be done ASAP so I can start saving and investing. 😊
janereaction same! Sometimes I’ll even put “too much” towards loans as soon as I get my hands on it. Then I regret it because I have a hard time paying for other very important things 😩
Always make payments towards the principal not the monthly payment. That will have you pay less in interest in the long run.
faatman42 I’m done!
@@janereaction4799 congrats
faatman42 Thank you! ☺️
1 in 175 million chance?.....so you're telling me there's a chance? Lol jk
Conntu lee Great movie.
If you don't buy a ticket you have no chance so...
Conntu lee lol
Alpha Centauri Still wanna go to Aspen??! Ohhh yeah! Lmfao love it
Jay Hari haha
Love this guy, reminds me of my brother when I was about to buy something I shouldn’t, and when he taught me how to say no to an experienced seller trying to sell something to me that I shouldn’t be buying. Great episode, thx.
I appreciate that you included the cliffnotes of the video in short form in the description. I watched the entire video for that alone. You have a like, keep up the nice work!
You know it's good money advice when it's from a Punjabi
Patrick Gonzalez damn what a genius analogy right there 👏👏👏
Patrick Gonzalez yeah but when desis move to america there like so good at investing
Vaisakh Nair It's called facts
Khaled Sahbi, no, I beg to differ. Sikh are very liberal with their belongings and a bit extravagant as well. Try a "Baniya" or "Marwari" for money related affairs.
Patrick Gonzalez , that's why. We know how to make most out of what we get. P. S. - none offence taken on being "low on money", but poverty and richness is not much dependant on money.
This is just purely good advice, i dont understand how so many people dont know this stuff
Exodarion well they are brainwashed. If everyone was smart then everything would have to be free. Because we wouldn't have heart to charge someone for something. So we need dumb and stupid people to do business. Have nice day. 🤝
sal sel that would happen if we were really really stupid
*Exodarion ---* I'm amazed at that too. When I was in My 20's I had older friends 30s-40s that never had a bank account, didn't have a clue how to budget their money. Their parents never showed some of them how to do anything other than to just go to the store and shop.
Yep im partially brainwashed, this shhhh sux.
I used to think this too. Over time I realized that people value material things more than financial stability. They think that buying "things" (no matter how much interest they pay) gives them happiness, but they don't realize that it does nothing for them. They simply don't think that they can have both, so they don't try.
Jaspreet I'm outchea in South Africa and I love your content! Your advice is SO relevant to us as well.
I'm so addicted to your pretty face, wisdom and beard.😍
Unemployed friend who has a kid, lives with his parents just bought a $300 kayak. He claims is an investment lol. Still does not have a car.
your life must be amazing
No the friends life sounds amazing lucky dude could sit on his ass and don't have to worry about nothing cause mommy and daddy is there
dsh hiphop why are u getting burns. It's his life
JD M an investment for what? If a tsunami comes he can kayak away?
Hi lmfao 😂😂😂😂
1,435 people are broke as fuck right now and salty about it.
Casey S now its almost at 2k...🤣
If people got smart then every shopping mall in America would cease operations and the economy would collapse lol! Think about what a shopping mall is: women's clothing, women's shoes, women's jewelry, cellphone kiosks for grossly overpriced services like AT&T and Verizon, and a food court to feed the women shopping for clothing, shoes, jewelry, and cases for their iPhones. It's like the entire economy has become dependent on people being stupid with money. "Back when I was a kid" a mall had a variety of things like pet stores, arcades, book stores, music/vhs/game stores, hobby stores, and other fun things. Now they are nothing but crap.
Hahaha “a stack of singles with a $100 on top,” love it, well done! Common sense isn’t very common these days. Too many people make decisions based on emotions instead of logic and they almost always pay for it in the end.
Love your channel Jaspreet, keep up the great work!
First video of yours ive watched and you have earned yourself a new subscriber. Time to binge watch your videos lol
I feel like I should watch this video every payday to keep myself on track 😂
Jennifer Cooper just what am gonna do , I just saved the link 😂😂
This guy is teaching life lessons thanks dude
Cannibalistic Cheeseburm
He's great! We agree
Frist time I saw one of your videos and you've already changed my life. Thank you.
A relative of mine whom I worked with for several years told me a story when he was giving me my first paycheck. He'd given half of his first earning to poor people on the street and two years later owned a big business.
So if the dude is giving away all of his money how is he profiting his business?
Did he convince you to give half your earning to him so he can give it to the poor?
@@ronrolfsen3977 lol..!! Good one.
Good video man! You're addressing an area that really needs brought to the attention of just about everyone. I'd say it's borderline criminal (either negligence or intentional) that there isn't wayyyyyy more financial based curriculum in schools (from taxes to retirement saving to investment planning to budgeting etc). In Canada I think it's like 95%-97% of people will not be able to retire independently by 65... that's disgusting. So good on you man for getting some knowledge/common sense out there on the topic.
Oh my god this is crazy!! Minority mindset I can honestly say I began watching your videos since the first couple of ones when you had about dozens and dozens of views off an ad on Facebook. Now you have hundreds of thousands of subscribers and millions of views?? Amazing man keep it up
Liked the rule of five thing. Good advice.
“Buy with cash”. Best advice. My parents only paid cash their whole lives and had no debts. However...during COVID lockdown, we can not pay cash (shops won’t accept cash). During the lockdown, we must shop online (except groceries), and they only accept a credit card (I think). Another you-tuber says that when she pays with credit card, she then immediately transfers that amount from her bank account to her credit card account. Very informative video. Thanks
I have two "adult"? son's. Will definitely encourage them to watch your channel. Well done!
Lol those son's are proly fucked.
This is my favorite video of yours...funny yet educational. Keep the energy and passion going...oh, and keep hustlin'
Great videos man! Keep it comin
When I was 18 and out of school. I was working a 9-5 job 6 days a week for $590/m. Started doing my own budgets and stuck to it for a full year. Ended up with $1200 at the end of 2015. It's now nearly 2019 and I have almost $4500 just off cutting out small things per month and putting my leftover money with the savings money.
I recently quit my job and started doing other people's budgets for a small price. Sure I might be getting less money right now, but I'm completely happy with what I do at this moment.
Your videos are the best, you are wise beyond your years and I especially love your humor! Thanks!
:)
"If you can't afford FIVE of them, you can't afford it", I LOVE this, man!!!!
Dude! You are so entertaining, fun and informative. I love your vids, and your beard.
This is actually sound advice that isn't trying to "give you that 1 million dollar secret" that requires you to buy a service from a dude renting a nice car who "knows the secrets".
You know what I value more? KNAWLEDGE
@@nikousenpai nice English.
@@nikousenpai lmfao
I like your presentation style, very lively. Subscribed!
Was looking around for how to keep my tax return from slowly slipping from my hands and came across this video. Made the spreadsheet and saw where I was wasting money. On average, I was spending almost half my rent on other expenses. Really got me to take a good look and double down on myself. Thumbs + Sub.
Found this channel today and this video made my day. subed and liked in the speed of light
i'm only 25 seconds into your video but i subbed to your channel because of your enthusiastic personality
Save your money kids, just turned 17 and stacked 8k
Heebsen 8k? a 17 yr old should be making 20K a year my guy
Do the math, it's just under 10k
Heebsen what the fuck does that mean? You said you saved 8k and that guy told you "that's nothing you should be making at least 20k per year" what the hell are you talking about when say "do the math"? What fucking math?!
Ari Newhouse I make 10k a year not 20k
No one gives a fuck you cow
Thank you so much for all of your insights! I feel as if I'm making no progress in this type of stuff but I want to remind myself that being aware is part of the process!
Educating yourself is the first step! You're on the right track
Great information, thank you for taking your time to make this video you made it fun to watch. Big like🤗👍
You have the best videos on youtube about money management- I can relate to them, great tips! Thanks you are doing great work, I become extremely frugal when I don't have a job.. Growing up, we were taught early on Save first spend later..so keep the money aside that you plan on saving/investing and now plan your month with money after savings are done, so that you are always ready for the rainy day..Great relatable and useful content.Thanks
Brilliant video! Thank you kindly for taking your time to share this!!💙👩🏭
Great advice!
I was hoping you'd say hump day!
huuuuuump dayyyy!!
Woot woot!
I like your videos...their real. Their informative. And you delivery the information with a sense of humor, which makes the content more interesting to watch.
I like your style of talking and moving around, you have good facts and tip, I'm going to subscribe
he forgot to say some peaple get paid once a month ha ha ha
Julio Santana or every week (not biweekly)
Well United states is the best country to make money if you really want to.
Ppl that work in California fields make 40k $ in 6months . They work hard. Jobs that nobody else wants. But guess what? They do it because they come like any other Hispanic ( not all of us) to this country to work and make money to have something in life.
All we see a lot of homeless ppl asking for money some of them are really young and physical capable to work and then you see an Hispanic selling fruits, flowers or something to make profit to feed their families instead of begging for money. Thats what I have seen in California I don't know In other states .
Solution: Eat two minute noodles and do nothing for the first month. Then you'll be a month ahead and won't be stressing about money. Just make sure you give yourself a weekly allowance and stick to it.
My dad does
He did
Jaspreet, awesome vid! My latest goal is "no more living month to month", thanks in part to your excellent content!
That's awesome!!!
Check out Dave Ramsey he is also great!
Jose Rosado What do you mean by this? Please spread the good knowledge
Jorge Rivas For me to not live month to month is to have no debt except reoccurring bills like electric etc. It means having at least 20k liquid in my checking to fix whatever needs fixing w/o using credit. Yearly bills like taxes and insurance are completely paid when recieved. No month to month. It means no auto loans and no mortgage. That's what you call good living!
Jose Rosado marry an Indian girl or guy...get a dowry
“Let me look at some really successful people and replicate what they do” 😂😂
Thank you for this awesome video! 👍 Keep up the great work.
Great tips. In the end, money management is a crucial skill to learn young so you can be successful later in life :-)
Thank you. That was very motivational to watch.
I enjoyed your video so much man! I can't believe it took me a year and 1/2 to find something so intriguing and helpful!
I totally do all the above. Have recently made a budget after seeing all my outgoings vs wages and will be using a prepaid card till I'm out of the debts I'm in
"If you can't buy 5 of them, you can't afford 1 of them." I need to listen to that advice from now on
This is way too awesome and entertaining at the same time.
Informative and entertaining! Love it!
So true about social media posting. Bought a new truck once, and a day later some “friend” asked if he could borrow it to mulch his yard...
I like this guy, he’s funny and very informative.. We appreciate the input my friend
NOOO
peter russel
I'm scrolling for this
Roflmao.
Nooooooooo...
KingNoobissis lol
I love how he is floating through the video like some kind of financial genie.
i am not a minority but this man is wise and is woth listening thank you for helping me get a hold of my finance
what really helped me is getting rid of my bad habit like drinking alcool and energie drink and weed the amount save by years is a lot
Keep it up! Your videos are so fun to watch!
I love the humour in this, great stuff
love the rule of 5 im implementing that now
It's a great rule!
Yea so if you can’t buy 5 iPhones don’t buy one.. yea ok!
Don't make a baby unless you can afford five of them.
noooooooo
"Yea so if you can’t buy 5 iPhones don’t buy one.. yea ok!"
You don't need an iphone. Lots of budget phones on the market,
You're an entertaining guy! Keep up the good work.
You just received another subscriber. I like your charisma, your knowledge of finance, and your subtle plug for your book. :)
It is just common sense really but so many people do not have any especailly when they get paid. Great upload jaspreet. Now I am going to go on ebay and get me one of those $400 umbrellas and leave it on the subway.
DARREN DAY 😪😪😪😪
Don't be a cheapskate. Buy the $4000 Apple umbrella that comes with a "find my umbrella" app. If it's anywhere near an open Wi-Fi you're golden.
I look forward to these every day
I love this guy! I don’t watch because I need the advice, he’s just entertaining.
Awesome video, just subscribed!
Thanks Nebuchadnezzar. Love the head gear.
Punjabis always be living in the rich ass south side houses lol so let me sit down and take notes 🤑🤑
Aly Defab lol you Edmonton
adrian singh send Bob pic
adrian singh no you are not
That ass though
Your FiONE! 💖 love this channel already , it's so True 2 Life !!
This is the first video I am watching - and I already subbed! 🤩 You´re the Best ❤️ Keep up the good work
absolutely disgusted by the amount of racist comments left, should not be happening at all.
They hate because they don't have anything positive going on in their lives.
Natasha McKee litteraly not a single one 😂
Racist comments?? I went down hundreds of comments and couldn't find one lol
Natasha McKee bro...where are these racist comments?
Alex Dell nope blocking them is absolutely more effective
so entertaining and i learn alot :D
Thnx so much. This reminder has come in at the right time🙏🏽
Just looked at one of your old videos. You have come a long way Jaspreet. We both have come a long way. Past Larry thanks you.
This video was about flexing 💪
Flex on...
morland . YES!! LOL
morland 😍
I wish more people thought this way, it should be common sense. If you can't afford to buy something, why go in debt to get a status symbol? The only acception being mortgage for a house.
That's actually very insightful, never thought of that. If more people held onto their money instead of having the mentality of "I got my paycheck, now I can buy this!", it seriously would damage the economy.
If done right, taking a mortgage instead of renting results in more value over time. If you're renting and investing rather than taking a mortgage, your value will be a bit less than taking the mortgage. In most cases, interest on debt outweighs interest on investing. But in this case, you actually make a bit more in the long term taking on the debt.
NextToTheGM ...... sad but true ...... wealth is built on the backs of the poor ...
Thank You for all your hard work.
I just love the way you present your contents. Thank you for the video