Is S&P 500 Enough For Retirement?
ฝัง
- เผยแพร่เมื่อ 24 ก.ค. 2024
- Having the correct allocation strategy in retirement is crucial for success. The question often asked is whether solely relying on the S&P 500 is sufficient for a comfortable retirement.
In this video, Alex dives into 53 years of historical data to analyze the performance of the S&P 500 and international stocks, providing insights to help you make sound investment choices.
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This does not constitute an investment recommendation. Investing involves risk. Past performance is no guarantee of future results. Consult your financial advisor for what is appropriate for you.
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0:00 - What does Buffett say?
0:30 - What’s being covered
1:09 - What does the data say?
4:15 - Does S&P 500 provide global exposure?
5:48 - Strategy to potentially increase returns
8:33 - Investments beyond S&P 500 needed in retirement
How about 50/50?
Historically, that can work well. The issue I’ve seen with many people in retirement is sticking to it. We’ve gone through nearly a decade of the S&P beating international over 10 year rolling periods. What happens if it continues for another 5 years? - Alex
I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.
I feel your pain mate, as a fellow retiree, I’d suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $30k in value stocks and digital assets, Up to 200k so far and pretty sure I'm ready for whatever comes.
@@NancyBetty-x That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well
@@SinikadzaiChewte My advisor is Victoria Carmen Santaella
You can look her up online
@@NancyBetty-x The crazy part is that those advisors are probably outperforming the market and raising good returns but some are charging fees over fees that drain your portfolio. Is this the case with yours too?
Simplicity is the ultimate sophistication per Mr. Da Vinci.😀
nicely explained
Thank you! 😃 - Alex
Im snp500 only
When i reach 1 million ill leave 800k in snp500 and live of the 200k on the down years
Soooo 🤔 maybe 🤔 maybe 🚫 soooo SAVE EARLY THROUGHOUT YOUR LIFE‼️‼️‼️
So the strategy of following the "momentum" trends in domestic and international stocks includes shifting the allocation between them right? And hiring a financial professional like yourself to do the job, correct? Assuming this strategy works, you will be constantly selling the assets that just grew in value -- and pay taxes on the gains, all while impeding the growth by ~1% or whatever the active management fee is. Congratulations, you achieved the worst possible combination!
Alternatively, you as investor can just put your money in SP500 (or the international stocks if you prefer) -- and do not touch it. SP500 is better for the US investors for the index fund fees are lower.
One more comment: looking on the number of years one basket of stocks outperforms the other is a bad comparison. You need to take into account by how much it outperforms as well. Better plot cumulative growth of the funds you are comparing.
Glad you enjoyed the video. Strategies such as dual momentum are well researched and can complement portfolios well in qualified accounts. Hopefully you learned something, thanks for watching! - Alex