I will be forever thankful to you, you changed my life I will continue to speak on your behalf for the world to hear that you saved me from huge financial debt with just a little trade, thank you Jihan Wu you're such a life saver
As a beginner in this, it’s essential for you to have a mentor to keep you accountable. Jihan Wu is also my trade analyst, he has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.
Jihan Wu Services has really set the standard for others to follow, we love him here in Canada 🇨🇦 as he has been really helpful and changed lots of life's
Just to clarify. You are thinking in 2025: - rates are going to be around 6-7% - home prices are going to grow 4% - rent is going to stay the same with additional perks like a free month of rent, etc So, the question is why do you think there is the increasing demand of buyers in 2025? It’s way cheaper to rent now and would be even cheaper based on these predictions in 2025. Something is wrong in those predictions isn’t?
If states offer updated home buying incentives that would skew things to the upside plus in states like Florida it could push people to move inward and slightly north of the popular mid Florida cities if that happens those home prices should rise as well.
Mortgage rates are currently at an all time high since 2000(24 years) and based on statistics on inflation, we might see that number skyrocket further, a 30-year fixed rate was only 5% this time last year, so do I just keep waiting for a housing crash before buying or redirect my focus to the equity market
True, I mostly just buy and hold stocks, but my portfolio has been mostly in the red for quite awhile now. Unfortunately to be able to make good gains, you’ll need to be consistent and restructure your portfolio frequently.
This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000.
I don't think I care, no agent will scare me into buying until this shit show crashes hard. And it will definitely crash in some markets as soon as 2025 lol.
I have friends who are incredulous that their parents were able to accumulate so much during their lifetime only to look at their children and grandchildren to say, "That's tough" when their advice to their kids essentially put them financially behind (i.e. college debt and no financial coaching) while they enjoyed some of the best markets in history. This next generation has to get creative in ways their parents didn't if they want to get ahead in any meaningful way. Total failure to pass the baton between generations. Gotta figure it out all the same.
@@spoonman4024Creative? My Mom grew and prepared most of our food. My Dad was a welder. He worked for a company and for himself on the side. They also, grew cows. My parents were always working. Your generation thinks you should only have to work 40 hours a week and live out of a drive thru. You feel you should order from Amazon every week and go to movies, concerts, sporting events, vacations, steak dinners, theme park, water parks, and get chits faced drunk at the club and the take an uber home.
I provide services to homeowners. I visit 900 homes a year. So many homeowners say they want to go back to renting for simplicity's sake. I think this brings up a fascinating topic. Culture has arguably more power then anything to affect price. If we raise a generation of people who are not on board with home ownership. We know mortgages are the backbone of our financial system. I blame the boomers they set this whole thing up to benefit themselves. Even voting for politicians to keep the supply down with regulation, even their social security to The fabulously Rich. Social security should only be for those who paid into it and are not multi-multi-millionaires. If the generation bellow me bawlk at home ownership. They will vote in initiatives that make my home ownership more costly and unpleasant
So, to summarize, Redfin thinks that human nature will begin a radical shift. 1. People will no longer want to live in coastal areas and prices there will stagnate or decline... no. People have flocked to the coast for many, many decades and will continue to do so. Far more likely that either the insurance problems of the coasts will be mitigated in some way, OR the coast will simply drive out those who can not afford it and buyers in these areas will be able self insure in part, or in whole. This Redfin prediction reeks of climate change alarmism. 2. Young people will give up on home ownership. Another big no. Home ownership in America has always been a wealth building asset, a goal that is a mark of adulthood and success, and an asset that provides some sense of security and community. The goal may be delayed for many due to cost, but for those that can afford it, it is not going away. Even in the absence of wealth building, people WANT to own their own home. The biggest hurdle will not be home cost or insurance, it will be (and already is in many areas) the punitive and overly burdensome strain of out of control property taxes due to profligate gov't spending.
Homeowners who purchased properties during periods of historically low interest rates may struggle to find buyers willing or able to match the prices they originally paid. Those planning their retirement around inflated home values may need to adjust their expectations and significantly revise their plans. Today’s home prices are closely linked to the affordability created by low interest rates. For the market to stabilize, either wages must rise by 40%, or home prices must fall by 40%. Additionally, climate change is increasingly affecting the cost of homeownership. Heavy rains, strong winds, and wildfires are driving substantial increases in insurance premiums, adding another layer of financial strain.
It has nothing to do with climate change, but rather just insurance companies greed and govt red tape. Literally nothing has changed about California’s climate and yet it’s almost impossible to get home insurance there
!I am at the beginning of my "investment journey", planning to put 385K into dividend stocks so that I will be making up to 30% annually in dividend returns. any good recommendation on great performing stocks or Crypto will be appreciated..
As a newbie investor, it’s essential for you to have a mentor to keep you accountable. Ruth Ann Tsakonas is my trade analyst, she has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.
I managed to grow a nest egg of around 120k to over a Million. I'm especially grateful to Adviser Ruth Ann Tsakonas, for her expertise and exposure to different areas of the market..
I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $200k passively by just investing through an advisor, and I don't have to do much work. Inflation or no inflation, my finances remain secure. So I really don't blame people who panic.
Without a doubt! Ruth Ann Tsakonas is a trader who goes above and beyond. she has an exceptional skill for analysing market movements and spotting profitable opportunities. Her strategies are meticulously crafted on thorough research and years of practical experience.
how would you recommend i enter the crypto market? I am also looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally. What's your take on this approach? and How can i reach her, if you don't mind me asking??
Redfin constantly changes their "predictions". They have no more idea whats going to happen than the rest of us
They know what’s going to happen. It does not benefit them to tell us the truth. =]
Hit 240k today Appreciate you for all the knowledge and nuggets you had thrown my way over the last months. Started with 24k in September 2024..
I would really love to know how much work you did put in to get to this stage
I will be forever thankful to you, you changed my life I will continue to speak on your behalf for the world to hear that you saved me from huge financial debt with just a little trade, thank you Jihan Wu you're such a life saver
As a beginner in this, it’s essential for you to have a mentor to keep you accountable.
Jihan Wu is also my trade analyst, he has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.
Jihan Wu Services has really set the standard for others to follow, we love him here in Canada 🇨🇦 as he has been really helpful and changed lots of life's
His guidance allowed me to restructure my retirement plan, resulting in an estimated $700,000 more by the time I retire.
Just to clarify. You are thinking in 2025:
- rates are going to be around 6-7%
- home prices are going to grow 4%
- rent is going to stay the same with additional perks like a free month of rent, etc
So, the question is why do you think there is the increasing demand of buyers in 2025?
It’s way cheaper to rent now and would be even cheaper based on these predictions in 2025.
Something is wrong in those predictions isn’t?
😂😂😂Please do not take a major advise to purchase a home from a dude in TH-cam
If states offer updated home buying incentives that would skew things to the upside plus in states like Florida it could push people to move inward and slightly north of the popular mid Florida cities if that happens those home prices should rise as well.
Rate will be in the 8s
Mortgage rates are currently at an all time high since 2000(24 years) and based on statistics on inflation, we might see that number skyrocket further, a 30-year fixed rate was only 5% this time last year, so do I just keep waiting for a housing crash before buying or redirect my focus to the equity market
True, I mostly just buy and hold stocks, but my portfolio has been mostly in the red for quite awhile now. Unfortunately to be able to make good gains, you’ll need to be consistent and restructure your portfolio frequently.
This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000.
my partner’s been considering going the same route, could you share more info please on the advisor that guides you.
my partner’s been considering going the same route, could you share more info please on the advisor that guides you.
my partner’s been considering going the same route, could you share more info please on the advisor that guides you.
"One time price increase" ahhh so just like covid
I don't think I care, no agent will scare me into buying until this shit show crashes hard. And it will definitely crash in some markets as soon as 2025 lol.
One thing that I always come back to is, where are our children going to live?
They’ll live in our homes with us or they’ll rent.
I have friends who are incredulous that their parents were able to accumulate so much during their lifetime only to look at their children and grandchildren to say, "That's tough" when their advice to their kids essentially put them financially behind (i.e. college debt and no financial coaching) while they enjoyed some of the best markets in history. This next generation has to get creative in ways their parents didn't if they want to get ahead in any meaningful way. Total failure to pass the baton between generations. Gotta figure it out all the same.
@@spoonman4024Creative? My Mom grew and prepared most of our food. My Dad was a welder. He worked for a company and for himself on the side. They also, grew cows. My parents were always working.
Your generation thinks you should only have to work 40 hours a week and live out of a drive thru. You feel you should order from Amazon every week and go to movies, concerts, sporting events, vacations, steak dinners, theme park, water parks, and get chits faced drunk at the club and the take an uber home.
I provide services to homeowners. I visit 900 homes a year. So many homeowners say they want to go back to renting for simplicity's sake. I think this brings up a fascinating topic. Culture has arguably more power then anything to affect price. If we raise a generation of people who are not on board with home ownership. We know mortgages are the backbone of our financial system. I blame the boomers they set this whole thing up to benefit themselves. Even voting for politicians to keep the supply down with regulation, even their social security to The fabulously Rich. Social security should only be for those who paid into it and are not multi-multi-millionaires. If the generation bellow me bawlk at home ownership. They will vote in initiatives that make my home ownership more costly and unpleasant
As the Anglo European population declines the rise of socialism will expand.
Redfin has been so off i dont believe nothing they say
So, to summarize, Redfin thinks that human nature will begin a radical shift.
1. People will no longer want to live in coastal areas and prices there will stagnate or decline... no. People have flocked to the coast for many, many decades and will continue to do so. Far more likely that either the insurance problems of the coasts will be mitigated in some way, OR the coast will simply drive out those who can not afford it and buyers in these areas will be able self insure in part, or in whole. This Redfin prediction reeks of climate change alarmism.
2. Young people will give up on home ownership. Another big no. Home ownership in America has always been a wealth building asset, a goal that is a mark of adulthood and success, and an asset that provides some sense of security and community. The goal may be delayed for many due to cost, but for those that can afford it, it is not going away. Even in the absence of wealth building, people WANT to own their own home. The biggest hurdle will not be home cost or insurance, it will be (and already is in many areas) the punitive and overly burdensome strain of out of control property taxes due to profligate gov't spending.
Homeowners who purchased properties during periods of historically low interest rates may struggle to find buyers willing or able to match the prices they originally paid. Those planning their retirement around inflated home values may need to adjust their expectations and significantly revise their plans. Today’s home prices are closely linked to the affordability created by low interest rates. For the market to stabilize, either wages must rise by 40%, or home prices must fall by 40%.
Additionally, climate change is increasingly affecting the cost of homeownership. Heavy rains, strong winds, and wildfires are driving substantial increases in insurance premiums, adding another layer of financial strain.
It has nothing to do with climate change, but rather just insurance companies greed and govt red tape. Literally nothing has changed about California’s climate and yet it’s almost impossible to get home insurance there
!I am at the beginning of my "investment journey", planning to put 385K into dividend stocks so that I will be making up to 30% annually in dividend returns. any good recommendation on great performing stocks or Crypto will be appreciated..
As a newbie investor, it’s essential for you to have a mentor to keep you accountable.
Ruth Ann Tsakonas is my trade analyst, she has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.
I managed to grow a nest egg of around 120k to over a Million. I'm especially grateful to Adviser Ruth Ann Tsakonas, for her expertise and exposure to different areas of the market..
I don't really blame people who panic. Lack of
information can be a big hurdle. I've been
making more than $200k passively by just
investing through an advisor, and I don't have
to do much work. Inflation or no inflation, my
finances remain secure. So I really don't blame
people who panic.
Without a doubt! Ruth Ann Tsakonas is a trader who goes above and beyond. she has an exceptional skill for analysing market movements and spotting profitable opportunities. Her strategies are meticulously crafted on thorough research and years of practical experience.
how would you recommend i enter the crypto market? I am also looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally. What's your take on this approach? and How can i reach her, if you don't mind me asking??