things to consider before ✨ investing ✨ your hard-earned money 💸 | my first million 🎯
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- เผยแพร่เมื่อ 9 มิ.ย. 2024
- comment below if Nov or Dec 13th month payout & what your plans are for the money ✨🥳
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Every November namin natatnggap yung 13th month. Eto yung allocation ko for mine:
Investment (MP2) - 12%
Emergency Fund - 12%
Christmas Fund - 12%
Travel Fund - 38%
Grad School Fund - 8%
Wants - 18%
Last year's bonus, yung EF and investment ko yung priority but this year, I'm prioritizing my travel fund since I really want to travel abroad next year.
I'm trying to diversify my sources of income to fuel me to invest more but one thing I learned is that it's not easy to grow your money much more to invest if your budget is tight. Commitment is key.
Thank you, Thea. I reaply appreciate contents from your vlogs. It's very productive.
point no. 10 ang favorite ko - na same din dun sa sinabi ni Marvin Germo in one of his videos re: REITs. trading is about volume - kelangan palakihin mo rin yung capital mo.
Hi Ms. Thea! Super fan here! Great help lahaaaaat ng videos mo. Such inspiration to work smarter. Can you recommend a course that we can take for s to learn more about numbers/finances? Where and how please? These could be a life changer too just like the videos you were making. Please dont stop making more videos, it could save someone’s life just like what it did to me hahah thanks much and praying to get noticed! 🥰
I am 36 yrs old no consumer debt of any kind. Our only debt we will have is a mortgage once we are ready to buy a house. Masarap sa feeling pag lumalaki ang net worth mo and whenu dont have debt.
I been watching for almost a year na po ng content mo tita Thea and dami ko tlaga natututunan pati mag budol hahah
i have VUL and mutual fund. Part of my 13th month was put into my mutual find. Planning also to invest in Pagibig MP2 next yr.
Hi ms.thea, do you use technical analysis in investing in stocks?? If ever, can you share a video regarding tech analysis?
December - 100% will pay debt this year, sad but have to do.
CONGRATS IN ADVANCE!! 🥂 for sure your future self will thank you for doing this ❤️
Nakakakilig na after work ito makikita mo online :) Since I started working last 2014 never ako nakareceive ng 13th month pay. Hirap ng working sa healthcare. I just count as a blessing nalang na mas madali kami makalabas ng bansa. So sa lahat ng nakareceive na, be wise and share your blessing without compromising our own goal 😉
Please tell who are the owners of Shari-Shari and if they are backed by financial institutions to have more transparency and to know if they are sustainable for the long run and not a fly by night scam.
Mraming Slamat S Mga Vedio.
Which do u prefer ms. Thea, Go trade or Shari-Shari?
Up. Want to know the pros and cons of each platform
Additional fund for my house purchase next year ☺️
Sorry, unrelated. Where did you buy your top? Oh so pretty 😍
Hi Thea, what are your thoughts on investing sa real estate like condos? I might consider getting a condo sa DMCI versus sa nagrerent lang monthly.
Same question, since big investment na sya for me, I would like to know pros and cons ng renting vs buying since hindi ako masyado familiar sa real estate.
Hi Ms. Thea. I'm currently working on building my energency fund right now. Having said this, is it smarter to finish this first before entering the world of investing?
Yes, always EF first before investing. Kahit 3mos of EF lang muna :)
How is Shari-Shari different from GoTrade? And which one is better?
Ang saya naman ng may bagong vlog agad!
Next one sa Fri next week na. Nakakapagod pala mag 2x a week upload hahaha
Samen pong goverment november namen nattanggap😊
We r seniors already and we r unable to settle our mortgage😔 thanks
November! 🙂 I put it on TD sa Tonik! 😄
Ok yan para mas mataas interest!
gusto ko din bumili ng s&p 500!!!
Pay debts hahaha. But hoping I can still give gifts to my fam and friends.
+1 sa pay debts! Best gift to yourself this christmas 🎄
Gagamitin ko 13th month pay para sa laptop. I'm transitioning to VA/Online Job 🫶
planning to invest it in vul sa pru. Not sure if you reviewed vuls na, can you share if yes?
Hello! I don’t have a video on VUL yet 😊
@@TheaSyBautista yay, hope you can create a video then ms thea! :) Having second thoughts in getting life insurance plus vul as the market is very volatile esp now. But the health insurance part is very important so not sure how to weigh the pros and cons hahaha
April and Nov! So I got half of my 13th month this Nov, saved 75% of it then paid CC for 25%.
Wow ang advance ng April! Siguro para makahelp sa parents na mag babayad ng tuition? 😅 congrats din ang laki ng natabi nyo for savings ❤️
As a freelancer, no 13th month. :(
I have a main client I work with and still accept sideline/extra projects. From the extra money, ganito allotment ko:
- 40% debt/EF repayment (yung mga hiram-hiram sa savings)
- 40% investment
- 20% fun luho money (para I don't feel deprived :P)
favorite point: 10% returns on 10k PHP isn't the same as 10% returns on 100k. totoo talaga na minsan mas madami kang maeearn from upskilling
wala akong bonus
ang ganda naman sunod sunod ang vlog mo ate thea 😍😍😍😍 , more more savings vlog 😊
Sinisipag ang teata nyo hahaha
1st Ms Thea 😍
Hello po!!
Kami lang ata nakakatanggap ng 3th month ng Dec 23 hahaha
Wow
Hala ang tagal? Pero parang ang good thing about it di mo na masyado magagastos kasi tapos ka na mamili ng gifts by that time haha
@@TheaSyBautista Sa tru lang po haha tapos isang bagsak pa, unlike others na hati sa April at Nov haha
#11 🤎
Yeyyyy new vlog 🤍🤍🤍
2nd ❣️
will the ftx ordeal sa US affect us here
😇❤
Wow...
What I've learned on this don't panic keep calm when the stock market down...takes this as an opportunity to buy..
Know your risk appetite
November, save up then give it to one needs it then family
Every first Friday of November! 🫶🏻 This year, bulk of my 13th month pay will go to pang-gifts and the rest savings naaa! 🎁
Ang saya ng first friday of nov, abot sa 11.11 sale so mas makakatipid mamili ng christmas gifts!!
yaaaas! :> super abot sa early access ng 11.11 sale ni adidas!! i paid just roughly 30-40% of the srp!! #SalamatAdidas