Bahut badiya knowledge share ki aapne . Thank you sir Aapki ki video se banks ke T&C ke bare me pata chalata . Nahi to bank employee to ghuma ghuma ke kuch bhi chipka kar pagal hi kar dete h
Great information I have seen other TH-cam videos to explain a very good way but the best way is yours. Thank you. Please also tell me whether it would be better to take fixed rate interest while taking home loan or . floating rate of interest please suggest me
This is so informative. A big shoutout to you for making the video with such detailing and easy-to-understand language. Thanks so much. Looking forward to more content like this. P.S. If possible, please make a video on HDFC home loan.
00:01 Detailed guide on State Bank of India home loans 01:50 Salaried or Self-Employed Criteria for SBI Home Loan 05:19 Understanding earnest money and registration timelines for property purchase 07:10 After getting the NOC, SBI sends it to the valuer for property valuation and legal team verification. 10:34 Understanding Loan to Value (LTV) concept in SBI Home Loan process 12:06 Understanding Fixed and Floating Interest Rates 15:26 Understanding the home loan process 17:00 Take a term plan for the loan amount, avoid additional products, negotiate processing fee. 19:59 SBI offers various home loan options with different eligibility criteria and benefits. 21:28 SBI Home Loan includes benefits like overdraft facility, balance transfer, zero processing fee for defense personnel, and top-up loan. 24:42 Understanding the gradual reduction in loan amount over time 26:23 Paying extra installments on the home loan can reduce the principal amount and clear the loan sooner. Crafted by Merlin AI.🤑🤑🤑🤑
Bhai, you create another video on difference between taking home loans from banking Institutions like banks and non banking Institutions like navi loans, IIFL, etc...
Don’t understand if salaried person provides form 16, salary slips then what’s the point of office visits. This is wrong PSA, I already have sanction letter
No, the papers of an asset are required as a security, if in case, you don't repay the loan, the bank can use that asset to get their money back. But an income source is mandatory so that you can pay the EMI and also it prevents the bank employees from giving a 1cr loan to a person who earns only 40k per month. There are other reasons too why income source is mandatory but the point is, no govt bank would give you a loan without an income source.
Hello sir help me Maine one card credit card apply kiya tha abhi 5 6 din Ho Gaya 5000 ka FD Kiya tha abhi abhi offer expired dikha raha hai kya karun sar help Me one card app se bhi koye reply Nehi🥺🥺🥺🥺
Please help me i had ordered a product on Flipkart but some reason I had to cancel it i had paid through Flipkart axis credit card but I didn't get refund yet. Its been 5 days.
SBI Fees & Charges:- 1) Processing Fee - 11,800/- 2) Legal - 4000 ( 8,000 for Loan above 1cr ) 3) Valuation - 2950 ( 5,900 Loan above 1cr) 4) Modt - 0.30 % of Loan Amount 5) Loan Agreement ( Franking, Notary & Stamp Papers) - 1500 to 2500 6) Notice of Intimation Registration - 17,500/- 7) Property Insurance as per Your Property Built up Area (Approx 10 to 12 Thousand) 8) Rs 3,000/- for true copy of documents for Loan above 50 Lacs Given by SBI correct hai kai or iss May say kitnay charges bank loan amount may add karata hai?
Bahut badiya knowledge share ki aapne . Thank you sir
Aapki ki video se banks ke T&C ke bare me pata chalata . Nahi to bank employee to ghuma ghuma ke kuch bhi chipka kar pagal hi kar dete h
Great information
I have seen other TH-cam videos to explain a very good way but the best way is yours. Thank you. Please also tell me whether it would be better to take fixed rate interest while taking home loan or . floating rate of interest please suggest me
Bhahut achi information di sire ji apne shukriya apka thanks🌹🌹🌹🙏🙏🙏
sir floating interest rate par prepayment charges lagta hai kya? or does it apply in fixed interest rate only?
Sir jamin me ghar banane keliye home loan Lena he. Jamin ghar bari pata hona jaruri ya nenhi honese bhi chalega.
Nice topic and quality content but isme or bhi add ho skta h bahot kuch good work ❤
Bihar to Muzaffarpur
Big fan 🎉🎉🎉
sir ap kamal ho 😂 baate apne sab batai lekin ek alag hi andaj mai
Balance transfer ke time pe floating se fix change kar sakte hai ki nahi?
This is so informative. A big shoutout to you for making the video with such detailing and easy-to-understand language. Thanks so much. Looking forward to more content like this. P.S. If possible, please make a video on HDFC home loan.
2nd home loan SBI provide krti h kya..? Aur uska interest & charges different hota h ya same..?
So property insurance is mandatory??
Sir floating or fixed intrest rate me kitne percent ka difference ho ta ha
Sir bank agar form 16 A mangti hai,aur ham tax deduction nahi hota to ham kya kare, form 16 B hai to chalega na sir please guide me
brother sbi main interest rate kitna hai or minimum salary kitni honi chaiye loan lene ke liye
Sir prepayment charges kitne lagte hai ye to aapne btaya hi nhi😢😢
00:01 Detailed guide on State Bank of India home loans
01:50 Salaried or Self-Employed Criteria for SBI Home Loan
05:19 Understanding earnest money and registration timelines for property purchase
07:10 After getting the NOC, SBI sends it to the valuer for property valuation and legal team verification.
10:34 Understanding Loan to Value (LTV) concept in SBI Home Loan process
12:06 Understanding Fixed and Floating Interest Rates
15:26 Understanding the home loan process
17:00 Take a term plan for the loan amount, avoid additional products, negotiate processing fee.
19:59 SBI offers various home loan options with different eligibility criteria and benefits.
21:28 SBI Home Loan includes benefits like overdraft facility, balance transfer, zero processing fee for defense personnel, and top-up loan.
24:42 Understanding the gradual reduction in loan amount over time
26:23 Paying extra installments on the home loan can reduce the principal amount and clear the loan sooner.
Crafted by Merlin AI.🤑🤑🤑🤑
Sir can we build a house using home loan as there is no way to evaluate the value of the property before. By the way love your video and hardwork.
Indeed, it was informative. Thank you!
Preclosure/prepayment charges kiska zero hai?
Nice information sir
Very very good information
Can i get the benefit of pmay subsidy after loan disbursement by sbi?
Bhai, you create another video on difference between taking home loans from banking Institutions like banks and non banking Institutions like navi loans, IIFL, etc...
Kaun sa loan leh ? Fixed interest ka flexible ye bhi suggest kriye sir
Very knowledgeable video 😄
Sir mera ek dost ka papa ka tabiyat bohot kharap hai but o bohot acha student hai school ka topper bol sakte ho , sir uske liye thora help karsakte ho
SBI Approved projects jo hote hai.. uska benefit kya hote hai? Lawyer fees udhar bhi lagta hai kya?
I think lawyer fees to lagegi hi, but sbi approved projects ka paperwork and legal work jaldi hota hoga.
Mere pass zamin hain sirf Ghar bnanane ke liye lone chahiye kaise milega
Thank you bro for the most valuable information
Axis finance sanction se pahle kuchh charge mang rha hai in the name of technical and legal charges. Is this right process.
Please make a video on education loan
Apne property me home banane ke liye vi same tarika hay??
home construction loan me down payment hoti he kya?
Home loan lene ke bad
Personal loan le sakta hu ki nhi??
Best information on home loan
Good information sir❤❤
Kya SBI Bank mein zero balance account khol sakte hain
Sir agr kisika salary 20 k ho toh kitna loan dega
Brother please make a video of opening saving account in american express in india
प्रॉपर्टी गिरवी पड़ी होगी तो ओटीजनल पेपर्स seller के पास कैसे होंगे?
Fixed intrest rate par milta hai kya, yah flexible hi dedeta hai ??
Only floating hai abhi
होम लोन में जमीन का कागज रखता है कि नहीं प्लीज इसका वीडियोबनाया तो
Good
Very well explained
Great information
Salary ka kitna guna sbi loan deta he
60%
60 guna
Sir bank se loan lena hai or khud ka ghr banana hai parental property pr to kaise kre
Excellent 👌
Home Construction loan pe ek video banaiye sir
Don’t understand if salaried person provides form 16, salary slips then what’s the point of office visits. This is wrong PSA, I already have sanction letter
Bro with income proof person ko Loan against proparty loan milega ?
Good job sir 💯
#Au Small Bank Home Car Gold Loan Details Bolo Sir 👌👌🙂🙂🙏🙏 All Vedio Awsome 👌👌🙂
Bhai fixed aur floating rate ka thik se explain nahi kiya, konsa beneficial hai
Extra kisht kaise bharenge??
Sir, can I get the home loan on basis of existing house papers? I am not currently working. I used to work few years back.
No, the papers of an asset are required as a security, if in case, you don't repay the loan, the bank can use that asset to get their money back.
But an income source is mandatory so that you can pay the EMI and also it prevents the bank employees from giving a 1cr loan to a person who earns only 40k per month. There are other reasons too why income source is mandatory but the point is, no govt bank would give you a loan without an income source.
Icici zero balance privilege saving account pe video banaye sir...
Kotak bank has least charges compare to all other bank
Can you create content for that.
Sir I want be become banker like you, please guide me or make a video over that.
Please sir help kijiye bohut log bol Raha hai Paisa Nehi milega
Uco bank par video bbanaiyea please😊
Sir hum ne au bank se tractor FINENCE karwaya thaa use ka 36 emi Banya thaa Hume sub pay kar deya fir bhi 1 emi extra cut gya koi solution bato sir
Home loan k 7 7 commercial loan bhi milta hai kya ?
ਸੋਰੇਆ ਲੋਨ ਲੈਣ ਵਾਸਤੇ ਕਿਹੜੇ ਕਿਹੜੇ ਡਾਕੂਮੈਂਟ ਦੀ ਜਰੂਰਤ ਹੈ ਪੈਰਾ ਮਿਲਟਰੀ ਵਾਲਿਆਂ ਨੂੰ ਸ਼ੌਰਿਆ ਲੋਨ ਮਿਲ ਜਾਵੇਗਾ
Hi sir sbi pulse cradit card ka details video bana do app ki video bohot info mated hoti hai
होम लोन में दलील मॉर्टगेज करता है क्या यह बताइए तो
Thank you sir 😊
Great
Thank you sir
Lic housing loan par ek vedio bna kar daliya
Nice. Very Frank
Extra EMI kaise pay Karen
New Sub
Me Abhi Leno walla he sir mileyga nei Melayga Patea nei
Parsonal lone
Thora bache e
Best video
pradhan mantri awas yojana 2024 Iske Upar video bnao sar
Nicely described ❤
Ownership transfer aapne explain nai kiya.
Legend watching without income
Hello sir help me Maine one card credit card apply kiya tha abhi 5 6 din Ho Gaya 5000 ka FD Kiya tha abhi abhi offer expired dikha raha hai kya karun sar help Me one card app se bhi koye reply Nehi🥺🥺🥺🥺
12+1 ka concept samaj nahi aaya?
Sir Mai salaried person Nahi hu mujhe loan chahiye please help me ❤
Standard chartered Bank ke bs6 saving account hai uske kya-kya policy hai yah bhi bata sakte ho
Please help me i had ordered a product on Flipkart but some reason I had to cancel it i had paid through Flipkart axis credit card but I didn't get refund yet. Its been 5 days.
Bhai BOB loans ka video bna do
SBI Fees & Charges:-
1) Processing Fee - 11,800/-
2) Legal - 4000 ( 8,000 for Loan above 1cr )
3) Valuation - 2950 ( 5,900 Loan above 1cr)
4) Modt - 0.30 % of Loan Amount
5) Loan Agreement ( Franking, Notary & Stamp Papers) - 1500 to 2500
6) Notice of Intimation Registration - 17,500/-
7) Property Insurance as per Your Property Built up Area
(Approx 10 to 12 Thousand)
8) Rs 3,000/- for true copy of documents for Loan above 50 Lacs
Given by SBI correct hai kai or iss May say kitnay charges bank loan amount may add karata hai?
Baroda up bank 🏦 credit card review video 📹 ❤❤❤
Sir aap ppt notes share kardo na
मॉर्टगेज लोन इलाहाबाद होता है कि होम लोन हल्दा होता है दोनोंका एक ही होता है
Land lone bhi bank se mil sakti hai kya
अपने व्हाइट पैसे को कोई ब्लैक में बदलेगा तो इनकम टैक्स से बुलावा आएगा!
❤❤❤❤
NBFC se BT KERANA HAI 2018 SE HOME LOAN,@10.5% CHAL RAHA HAI OUTSTANDING RS 13LAC REMAINING HAI
PLEASE GUIDE
SBI RELIANCE CREDIT CARD INFORMATION DEDO
Bank of borada home loan explain please
First comment 🎉🎉🎉
Home loan= 15yrs👌
1st comment
HDFC ka wow credit card ka video
Dont beleieve him. Bank naa 1 saal ki itr naa 3 saal ki mangta hai. Either 2 years itr or form 16 for salaried employee or 2 yrs it return for other