World of Hyatt Credit Card // Get Approved INSTANTLY
ฝัง
- เผยแพร่เมื่อ 19 มิ.ย. 2024
- 🌟 Elevate Your Travel Game with the Chase World of Hyatt Credit Card! 🌟 Discover how this card transforms your journeys in this watch-me-apply video. Uncover the rationale behind my application, benefit from my credit data insights, and follow me through the application process.
From free Hyatt hotel nights to elite status perks, we're unraveling the value-packed benefits of the Chase World of Hyatt Credit Card. Learn how this card redefines your travel strategy and maximizes every dollar spent. Plus, get a sneak peek into my successful application journey, shedding light on approval insights and essential tips.
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Chapters:
0:00 Why I'm Applying
3:12 The Welcome Offer Can Be Confusing
5:06 My Credit Data Points
6:14 Watch Me Apply
8:11 Watch Me Call Recon
12:00 Player 2 Enters The Game
13:40 Why, Yotta, Why???
Advertiser Disclosure: Some of the products that appear on this website are from companies from which Joshua Butler will earn an affiliate commission or referral bonus. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
Joshua Butler is not a financial advisor. This video is for entertainment and education purposes only. It is not financial advice.
This ended up being the most entertaining watch me apply video I’ve watched. I’m actually slightly jealous that my videos aren’t as entertaining 😂😂. The slow zoom into your face, the freeze frames, the appropriate background music and sfx. World class video here! And then the special guest appearance at the end with the out of character voice change 😂😂😂😂😂😂. Bro, I can’t deal with this! I felt that awkward moment you discovered that you were at 5/24 😬. That’s like getting your credit card declined when out on a date. Poor guy!
PS: I tried watching this last night but, me + bed + tv + nighttime = instant sleep 😂😂😂
hahaha thanks so much CJ. I thought of that slow zoom in on my face last minute and I'm so glad I put it in.
Congrats Jossica!🎉 That dang Yotta card situation is so annoying man. I'm glad that P2 strategy is working well for you though!!
Yesss! Thanks Spencer 😍
Jossica MVP
😂😂😂😂😂
Took me way too long to spot Jossica
Chase did a great job explaining. Very well informed CS reps. Thanks for posting this.
I agree, they handled it well!
Your videos are the most entertaining 😂..love watching them and definitely informative
That means a lot to me! I really appreciate it ☺️
Great video, Josh! I appreciate you still giving us the datapoint and the unfortunate Yotta news, even after getting denied for the WoH card. I'll consider applying if I ever get under 5/24 (not for a long time at this rate lol). Good thing Jossica came in clutch though 😂 Also, I love your cat.
Hey Josh! I really appreciate it. That's my colleague Lenny 😜
Great video Joshua, nice to see the full process and congrats on the card.
Thanks so much JP!
This is the first time I have seen your videos but it was a really good one, thank you for that.
I really appreciate it ☺️
That's wild that you got rejected for a something that wasn't under your control but great that your P2 was able to secure it! The WOH is great and definitely a card I'm looking to get in the future too!
Yeah, it really caught me off guard and I'm definitely disappointed... but luckily I have P2 to help me out! Thanks Eric 🤩
The World of Hyatt is a fantastic mid-tier hotel Card that I have my eyes on as well. Easily used as a Keeper Card with that Free Night Cert at a Category 1-4 giving more value than the Fee like you mentioned. Dang that Recon call is a tough one.. loved the Player 2 application though 😂and glad you were able to still get the Card in your 2 Player Setup! Great video as always Josh!
The recon call was definitely tough lol. I appreciate it Matt 😍
Thanks for sharing the information. I got a small loan for diversify too. I’ll go back and check to see how it shows up on my credit report. Glad you have a player #2. Congrats!
Hey thanks! Yeah, it's always good to go in and take a look.
Noooooo!!!! Yotta doing us all dirty!!
Yotta has changed so much over the years, from the personal loan when you applied, to it being a standard credit card when I applied, to now being a secured card for you, and an “affirm debit+” for me, it’s just wild.
Since it was a credit card when I applied, I knew it counted towards 5/24, but yours was clearly stated that it would not count towards 5/24.
Otherwise, Jossica is an angel for getting that card for you, and now my Fiancée is like, I’ll get that card too if we need it. 😂😂😂
Great video Josh, we both were laughing at the zoom in when he was describing 5/24 to you and the DEEP voice when you got approved as Jossica 🤣🤣🤣.
hahaha thanks so much Anthony! I also laughed at the zoom in while I was watching it back... dude was going on and on about 5/24 LOL.
That’s sounds like a great card for travel, thank you for the break down!!!
Thank you!! 🙌
Appreciate your sharing.
Great video!! I actually just got the card as well. For me the 2x category for 6 months makes sense (although I have no incentive to max out the promotion but spend as normal) because my velocity is slowing down and I’m not chasing sign up bonuses. I’m definitely not going to be using it for categories like dining where I have higher multipliers on other cards but after I hit the $3k I’ll use the 2x all other bucket as it’ll replace the 1.5x as a catch all on the CFU for the next 6 months of the promotion.
Thanks so much 😍 Yeah...wife and I are using this card the same way you are. You'd get another free cat 1-4 night if you hit the $15k spend in a calendar year btw.
The fudge?! I thought this was a late notification since I was at the Apple Store getting my battery replaced. I’m still claiming first though! Will watch later
Late night for you CJ!!!
Very informative, thanks
Thanks for the comment!
Chase is SO firm on the 5/24 😵💫 I applied for the ink business TWICE and both times decline bcuz the 5/24 regardless that I applied for the business Ink per the recon-desk bcuz I’m a sole-prop the “personal cc does count against you when applying for buss cards” 😯 even that I’m aware is not always like that, I’m screwed 💁🏻♀️ Oh and one of my 5/24 turn 2yrs in Dec 8 (in reality I’m 4/24) but Chase count the 2yrs until the last day of the month, sooooo technically under Chase guidelines I’ll fall into the 4/24 bracket on January , feels like applying to join the NASA when it comes to Chase 😡🤬😡 my credit score was no issue and I’m a Chase customer 15yrs+ 🤯 Yup! Chase is a no mercy financial institution 🔪
There really is an obnoxious amount of things we need to know when applying for cards these days LOL. It's definitely a frustrating situation. Getting those Ink cards is definitely the play when you're at 4/24 though, especially since they won't count toward your 5/24 status.
Brooooo the ending 😂😂😂😂
Hahaha 🤷♀️
Interesting that they’re out right naming the 5/24 rule. They used to neither confirm nor deny. Having a player 2 is clutch
I know, right? And yeah, I'm super grateful to have P2! 🤩
Im working in my utilization, last 2 months I have reduced from 38% to 23% and my EX score went up from 625 to 700
That's an amazing jump in score, nice work!
Hey Josh! Do you include your SO’s income if basically they venmo you for all bills and rent? Putting all spend on my cards thinking it would work, but want to know what you think. Thanks!
I personally would use just the portion of income that I have access to in order to pay bills. Here is what Chase has to say on the matter: “If you're 21 or older and regularly use income from others to pay your bills, you can include that too.”
I sincerely have a challenge for all the "CC enthusiasts". There are dozens and dozens of videos on traveling,, aka buying hotel and airfare for the US travel, the Amex Gold's benefits when abroad, etc. Almost all videos show traveling only in the US with all the multipliers and upgrades for daily spending nd US traveling, but hardly anything beyond the airfare and pre-paid hotel if going abroad. Especially if you are not going t some tourist trap resort. I would love to see a video with trifectas/multipliers or whatever for the guy that travels abroad mostly and wants to get the most of multipliers and points from things outside the hotel and airfare purchase/upgrade. Car rentals, gas, restaurants, grocery stores, etc all with multipliers and no foreign transaction fee but for the US based traveler. Is there such a thing? Of course there is, but you now have a challenge. SHOW ME THE MONEY............
9:04 😂😂😂 Not gon lie, I got lost in those eyes 😂❤😂
12:37 😂😂😂 No u didnt. Lol
💅
Hahahaha 🤷♀️
Joshua you dumb for the price is right
music! too funny
LOL 🤷♀️
I got it in 2020, with 60k points, without the current spending requirement, and got good value. But this card is not worth it. It is hard to find free hotels in major cities. In NY for example, there is hardly a good category 1-4 hotel, near the city. And even Rome, Italy, the free night is far away from the city. I am thinking of cancelling it. What are your thoughts?
Glad to hear you got a nice bonus from it. I'm going to see how it goes over the next year to determine how easy it is to redeem the free nights. At the end of the day, if the free nights are too difficult to redeem, then yeah, I could see how the card wouldn't be worth it in that case. With Hyatt in general, you kinda have to plan your trips around their locations since they're more sparse than the competition. They're definitely nice properties, however!
@@joshua.butler Some locations have good hotels still, even Lisbon Portugal does. I stayed there last year, and great hotel. So does London. But nothing really in NY. Nor in Rome Italy. And with Hyatt, we never know, because they keep downgrading, which does not bode well for the card's future. I still dont know what to do.
definitely a card I'd like to have. but sadly over 5/24 till March 2025
Oof!
P2, Round 2 fight! Amateur hour is over!! Lol I’m 💀. You going to take that from Jossica?? In all seriousness, it’s a blessing in disguise. You don’t want to be at 5/24 until Feb 2025 right now, that’s gross!
Hahahaha thanks so much Stan. I tried to make it as entertaining as possible. Jossica really came through for me on this one, so I owe her one. 🤪 And yeah I agree, at least I'll drop down to 4/24 in March so I can pick up another Ink Business card or something.
This is definitely a card I’d like in my wallet. But unfortunately I’m over 5/24 for the next 8 months 😢
I feel your pain 🙃
@@joshua.butler yea BILT and Chase Trifecta will hold me over in the mean time…
5/24 is absurd esp when you are at 800 and change.....
Yeah…it’s a lil silly
Credit card churning is the reason 5/24 exists
Screw Yotta, all my homies hate Yotta... jk. But darn, Chase really needs to get rid of 5/24 for us enthusiasts haha. P2 coming in clutch tho!
Omg 5/24 is super annoying LOL
As long as people keep churning credit cards Chase will never get rid of 5/24, or Amex once in a lifetime rule. Credit card churning is the reason these rules are in place.
I have CHASE IHG, CHASE MARRIOTT, CHASE HYATT, CHASE UNITED, CHASE SAPPHIRE PREFERRED. I am now in 5/24 jail. I want to be out of to get the CHASE INK BUSINESS CASH CARD!
Yup, I hear ya. I will likely pick up the ink business cash when I’m out of 5/24 as well!
I’m exactly at 5/24 and was approved for the ink preferred about two weeks ago
@@chasliveslife interesting. Maybe I'll try my luck!
Hi Joshua, I currently have 4 hard inquiries, and recently got the Venture X so I want to apply for the Savor One to have the sweet bifecta. I'm concerned having 5 hard inquiries might be real bad for my credit score, but not sure, what is your opinion should I just go for it or wait?
Hard inquiries will only have a minor impact to your score for a period of one year. If you're looking to get an auto loan or mortgage within the next year and you need to maximize your score, I could see holding off. Otherwise, I personally wouldn't care about the inquiries much. I think I currently have 5-6 inquiries myself. As far as the savor one...capital one generally wants you to wait 6 months between cards. However, I've seen people get approved before that 6 month mark, so 🤷♀️
@@joshua.butler Thanks so m much!! I appreciate the response!
❤❤❤
😍
So they pulled your FICO 9? Sucks about the denial
Thats interesting...
The letter said it was a proprietary Chase score. I was thinking more along the lines of a FICO Bankcard score since I know those go up to 900. 🤷♀️
@@joshua.butler thanks for the reply! I've never heard of something like FICO 9 bank being used by Chase for a card. Pretty odd indeed.
Guess you just need the WoH biz now ;)
Looks like you are calling to a scam call center, 😂
Not cool Y****. Not. Cool
Yeah…it’s unfortunate.
2nd after CJ🫡 Now let me watch the video 😂
I made sure to post this after CJ's bedtime. 😜 He'll still get 1st tho 🤷♀️
@@joshua.butler agree 💯😂
@@joshua.butlercongratulations on the P2 approval! ✌️
@@joshua.butler you trash talking me Josh?!! Lol, it’s way past my bedtime now, but I’m still awake and actually gonna watch the video for real this time.
@@ItsMeCJ yes. 🤣🤣
Oh nooooo Mr John Bolter!!! 🫣🫣🫣 I can’t believe you got denied🥶. I was thinking of applying for the WOH at the end of this year, but as I see from your experience I don’t I will be approved. I’m currently 6/24 till the end of 2024. I was actually thinking of applying in-branch but I don’t that would overpass that 5/24 rule. Thanks excellent video as always!
This comment literally made me LOL. Thanks for that 🤪And yeah, they seem pretty strict about the whole 5/24 thing, even for this cobranded card. 🤷♀️