The Money Book I Wish I Read Sooner
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- เผยแพร่เมื่อ 20 พ.ค. 2024
- This book about money was so necessary, everyone needs to read it. I truly wish I read it sooner, but it's never too late ;). #podcast
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I'm Joanna Franco, aka Jo, a multilingual storyteller, documentarian, language lover, and lifelong learner. If it's going to grow my mind, wellness, global understanding, finances, or love, I'm all about it. You may know me from my Netflix Show, The World's Most Amazing Vacation Rentals, or from Shut Up and Go, my former channel and company with over 1.2 million subscribers and 600+ videos in travel! Welcome to the next chapter.
⌚️Timestamps:
00:00:00 Intro
00:02:29 Money buys things, freedom, and lessons.
00:03:17 Grandpa's cash-first mentality overrides market investments.
00:08:01 Financial burden for young adults in new system.
00:11:12 Beware greed's trap; define your "enough".
00:16:12 Compounding key for success in life and money.
00:19:22 Choosing used rental car over leasing for financial freedom.
00:23:49 Plan for change, be flexible, adjust goals.
00:26:16 Freedom is limited by invisible costs.
00:28:59 Be aware of different games, avoid bad decisions.
00:32:23 Cozy chat room, podcast for all of us.
PS: Some of the links in this description are affiliate links, meaning I make a few cents if you buy them to build my business!
![How I built my confidence [it’s a process]](http://i.ytimg.com/vi/KOURA8zBvsQ/mqdefault.jpg)
I really appreciate this episode. I am in my early 20's and have been introduced to the knowledge of earning money, however with it, I've started to crave a "lavish" lifestyle. This video reminded me of my younger self who wanted a simple comfortable life and that all that glitters isnt gold.
It's true - it's crazy how when we settle into our own "enoughs" we can be so much more "nourished." And what I've realized is like ... damn, this peace of mind is so rich.
'the minimalist ' have the term they use called " enoughism" . a fantastic way to look at life
haha! I love this - just learned with you!
Omg, this podcast was like a massage to my brain! Obrigadão, Jo!! 💛💚
This was such a refreshing take on the concept of money and saving. Love these long podcasts, hope to see more 💜
Love it Jo! Keep it coming when u able sis👌 I listens to this in the morning at work sometimes. Just positive thoughts to hear and so helpful!!
This was right on point in my life. Needed to hear all of this thank you for the book recommendation ❤️
"We're wired to think the worst" I challenge that with Rutger Bregman's book "Humankind". Good read either way.
I love your videos and podcasts … this segment was great and really informative! I am definitely going to get myself a copy .
Also, enjoy both guests and solo episodes ! I think alternately would be a great idea
Você é um anjo 😍❤️ seu trabalho me inspira e me move! Sempre me emociono muito com como você é inteligente e compartilha isso com A . Te amo Jo, você mudou minha vida e continua mudando, THANK YOU! 🙏🏼😍❤️ (A gente tirou uma foto juntos no Ibirapuera uma vez, em são Paulo! 😆)
You are such an inspiration Jo thanks for being you!
This episode was spot on! I am looking to add more books to my collection and I really do need to have a better connection with my money. I recently just came back from a solo trip to Dallas and Jo, my trip was quite expensive due to gas prices being extremely high, and the cost of basic items has now increased. Traveling nowadays is quite costly, so it is so crucial to save and educate ourselves on managing our money. I am a beginner when it comes to investing and girl, It's a whole ballpark for me!
I love this book! I was just about to write an article about how it changed my life
This is so timely! I've been working on building my savings up this year as one of my resolutions. I've placed money into the stock market and have opened a CV along with a second savings account that I don't touch. I'm late to the game for my age bracket, but it feels good that I'm learning to "demystify" money for myself and well-being.
"We should respect the reality of our changing minds." This is where I am right now! I've always loved the process of learning and sharing what I know with others, so I went into teaching. But now I see huge aspects of this path that go against my core desires- the only way to advance in this career is through teaching for longer or getting more degrees. Being in a professions where I feel that my performance is largely ignored doesn't inspire me to do my best. I also feel trapped in my small town since I've discovered my love for travel! In this career alone, I don't think I can ever achieve financial freedom. Time to see how I can transfer my skills
My sister was a teacher and she was so depressed because of the feeling of being helpless! Sending you hugs Katelyn! I believe you’ll be great ❤️
Especially love the point about mapping out the game you are playing so you have a chance of winning. Love your enthusiasm and curiosity in general. I find it so inspiring!
This is so great to hear - I thought that was the best lesson too. Not many people talk about how to "translate" money advice
This was a great episode everything about it ! Stay on your path !
I really enjoyed this video I have had this book in my shelf and your review has motivated me to pick it up!
I really liked this format of a short podcast in between longer ones with an interview attached. It feels like a community meeting where ideas are being exchanged with you in the comments versus the longer ones where I get so engrossed in the conversation and start and stop to google the person and write down notes. I definitely will pick up The Psychology of Money and then come back and rewatch this video to take notes along my reading. Thanks, Jo!
Wow I love this thoughtful comment 🥰😍 thank youuuu
I love this woman! 💕E simmm, "juízo" é algo muito real daqui do Brasil kkkkkk eu mesmo digo isso as pessoas e a mim, às vezes 😅
This video was very insightful. Now I'm leaving with a new perspective on money (which I need to digest), a new podcast and a new book to read.
Thank you.
I clicked on this so fast... My dad bought me that book this year and I've been avoiding reading it because...well I'd rather read many other things haha. But this is definitely the push I needed, thank you! My dad says thank you too!
It’s a solid book, tell dad I said hi
Obviously! I know you're ol' pals!
What a gem of a video ❤ thank you 🙏🏿
Nice, Thanks for the summary!!
New video! Yayyyy!!!
It was really informative, and it made me want to read the book :)
Great video Jo!🤗👏🏾❤️💕
This was a good break down of the book. Also you included your life experience and your grandfather's wisdom. I already placed a hold of Psychology of Money in the library. I do want to read this book. As you know I always like it when you talk about money and financial literacy. I do look forward to the next time of a book review talking about money. Jo, your financial freedom knowledge is wonderful. I see you my financial freedom mentor and I am the protégé of your teaching.
Always love seeing your comments O! Looking forward to the next JoClub meeting :)!
So much highlighter on my book🙌🏼 they way we spend money has so much more to do with our psyche then we realize! U cannot replace happiness with money …. buttt it is a necessary tool! Use wisely n don’t sacrifice the invaluable for the unvaluable!
I literally had to get a new highlighter lol... i ran out of juice!
Such great lessons!
Adore you! So glad I stumbled across your channel (because I’d your Learning Egyptian Arabic video ☺️
This is exactly what I needed to hear just discovered your stuff really appreciate it ❤
welcome to the fammmm
I slowed down on traveling so I can build deeper roots and relationships. Not easy at all, but I’m working on it.
I literally just finished it!!!
Okay, first of all I'm so excited to read this book! Ordering it now :)
Also I just read a chapter in "Sapiens" by Yuval Noah Harari (which I would definitely recommend reading!) about the Agricultural Revolution and how it essentially allowed for the human population to explode but made quality of life exponentially less enjoyable because work hours increased. What you were saying about lifestyle and the emotional cost of high paying jobs was definitely reminiscent of this. Lots of things to think about!
Hello Jo, thanks for you economic advices. 👍
Jo, thank you soo much! I really appreciate this episode and would love, looove the alternating format you suggested without guests every other week and "just you"!!!
Great :) I’m changing it for good!!
@@jofranco 🥳🎉🌟
Juizo is like the equivalent of that scene with the mom shouting "Make good choices!"
My goal with money has never been to be in a certain level of wealth, but to be able to have more time. I just got a new job as a Jr. Art Director and am really hoping it will give me the freedom to work on my own goals while I'm developing my skills there ^-^
Hahaha ABSOLUTELY!!
I really enjoyed this episode.
A lot of excellent advice - thank you for sharing, Jo! You have a way of making money and saving talk fun and spicy. :D
i listened to the podcast first and though, hey jo, lets start a book club! you pick a book or a couple of books, se all read them and chat, and then you talk about what you think about it.
I think I'll review a book a month! I'll be speaking about 4,000 weeks next month!
Amazing informational video 🎉🎉
Thank you for this great video 🙏
Thank you for this great comment ❤️
Subscribed because of your intro :)
You can speak into the microphone and create soothing ASMR phrases and it can be used to ease stress and prevents sleep apnea! Yes, that voice is the sultry and soothing, time to change my sleeping noise machine! Ha
Loved the video!
So glad!
Jo is not average!
What a great channel, and she's brazillian too ❤
I love how you are so nuts yet so level headed 😂
HAHHAHA - my goal
I listened to the audio book. It is very interesting, the part about Bill Gates, his school, his mother helping him, and the woman working in a sweatshop. I saw the thumbnail and I decided to ask you my question here. How can I make the accent mark above the "e" in Portugues and the "a" in sao? I already set my keyboard to Portuguese. I'm going to Brazil next year😊
great podcast
glad you love it!
All I’ll say is I’d call it frugal and disciplined rather than “conservative”. Otherwise another excellent lesson.
Juizo made me crack up a little bit 😂 reminds me of my Brazilian gma looking at me all serious saying Juizooo viu??
So sweet fanda bedozi
Woo hoo, love your videos!
I love that you love them - definitely appreciate you sticking with me!
I feel like Jo Franco didn't get the credit she deserved. She made travel for everyone and like so much fun while making a other pathways for what women can talk about on the internet. Like yeah she's considered a influence r but like really did people just give her infrastructure to do what she could do. TH-cam man artificially capping the market on talent.
RE: the 8 million dollar guy I have a different take- I'd rather die a 4 million dollar girl, having enjoyed the money and shared some. Seemed like he squeezed himself all his life to DIE WITH MONEY...which I get it he donated some or much of it...but where was the joy...maybe the joy for him was in the frugality- which I get some folks have. I just want to offer another way to view it.
few things here before i take advice. how did she buy a house in cash? this is a very common trope i hear from folks who inherited lots of dough from a relative or were born into wealth.
I've been following her since she was dorming with the gay dude and never understood where the cash for the lavish trips were coming from.
Same way most media tries to monetize their content: ads, sponsors, affiliates
For me investing in the market and renting is the most immoral thing you can do as a human being.
Hello! I was just curious to know why?
@@danielladukanovic9184 Because that way you're raising prices of something that should be a human right to have. And many people are unable to have their home.
This is a great video title, because if you had read this book sooner you wouldn't have bought your house cash. that should be the title for your next vid.
Girllll I’m so happy I bought my house cash - no financial worries on my end. No mortgage, no market fears because my money isn’t all tied up - did you not listen to “no one is crazy” 😂
Very good video.🫡🤙🏾