Expected To Go on Vacation but I Don’t Know if We Should
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No one on their deathbed says man I wish I had worked that 75 hour week. Go on the trip!!!
And you know his dad is no spring chicken. $1100 is NOTHING!!!!!
@@jasonbornne7767, He's worried about spending the $1100 and the opportunity cost on not working the 77 hours. Sounds like they only have $1500 a month they are paying on debt... so the trip will likely reduce their income by at least $1000 and cost $1100.
It will put them behind for a month and a half.
well said!
I love work but If I had 1 year of life left I wouldn’t wanna work
Almost everyone in the oilfield has the mentality of working double the hours
Go on the vacation. Life is short. I work in a nursing home and once you get to a certain level in life you realize the money would come back, but the time is gone forever.
thats true! thank you!
Even I agree.
Memories are all we have in life.....
Well said
Thomas, I skipped out on a good paying gig to spend time with my family for my niece's birthday on a Saturday, my mom passed away on that Monday... family is precious and definitely priceless
This is why some family gatherings are far more important than baby steps. Yes - family is precious!
Cool video
Yeah we went on a vacation to see my mom and she passed away unexpectedly right after we got home (in 2017)
I think Rachel is right here. It will set him back like a month. In 20 years when your kids are grown up and your parents are very old or no longer with us you will not regret a thing when you are looking at those photos and videos.
Even less. Losing 1 week of income will delay completion of baby step 2 by something between 1 and 2 weeks.
Time with family is precious. No amount of money can get you time back. Live in the moment within reason of course.
We are still in debt.
We go on a camping trip every year with my dad and brother.
Costs gas and some money for food and drink.
Time with family is worth a fortune. Especially time with your kids.
Time with your father is not guaranteed.
As long as debt doesn't control you.
@blackworldtraveler3711 , yeah. We are on our way out of debt quickly. This is one of our 3 annual vacations. We just go to see family on the cheap.
My wife lost both her parents and a sister in the last 3 years.
Children's time with their grandparents is limited. Time is precious, and those memories are priceless.
It's pretty simple to minimize the lose. I grew up poor and anytime we went to like a family reunion or camping we always left after the parents got off work. Just drive through the night then do the same on the way home. Still get basically just as much time on vacation, save 2 work days, less traffic and bonus the kids sleep in the car so not as many stops.
@@Chad-qe6yv, Exactly! I do the same thing. We leave at 4-5 p.m.
I drive overnight. 14 hour drive. I only stop for gas. Wife, kids, dog, all sleeping. Have to keep an eye out for wildlife like deer, etc. until 1 or 2 am then everything is bedded down, no traffic. When we get to the destination around 7 or 8 am I'm spent and take a nap for a few hours.
If we drive through the day and it's easily a 16 hour drive, stopping for food, bathroom breaks, other things.
Everyone wants snacks at every gas stop which cost as much as the gas. If you're broke you gotta say no and be the bad guy.
When the goal is to get there. I'll take driving overnight every time.
So much of the Ramsey plan is to sacrifice now so that you can enjoy more later. There are some things like this that you will not ever get another chance to do. Your kids will never be this age again and your dad will not be around forever. 10 years from now, you would gladly give way more than $1100 to have this time back.
Agree. This guy needs perspective. And his dad is paying for the vacation, goodness.
Even 50 years from now, his kids will remember how their dad was so cheap he wouldn’t let them go on this family vacation.
Only sacrifice when you created the financial mess.
It's also preventable. The debt and money issues with family events and emergencies are mostly avoidable.
We all should know kids grow and families grow older but many let debt and material wants get in the way.
@@blackworldtraveler3711 but this is not a material thing this is valuable time. Unless someone doesn’t really get along with there immediate family . Thi Spending this time with them will be valuable. I rather have to play a little catch up than live with regret about not going for the rest of my life.
I seen a comment somebody said they didn’t go to work on a Saturday so they cld go a family members birthday. The following Monday his mom passed. He is so glad he made that decision
You would pay that 1100 tenfold to spend a week with your loved ones after they are gone.....Stop overthinking it and go on the trip. It will be fine.
A man once told me he would give everything he had for just 10 more minutes with his parents.
Sounds like a nice and well-deserved break. Hope everyone has a good time.
I lost my dad at the age of 33 unexpectedly…you never know what’s gonna happen and when …the money can wait
lost my dad before 30... he died Dec 7th (5+ years ago)... i passed up seeing him for Thanksgiving that year (large families, and parents divorced)... will always regret that decision to not make one more stop to see him.
Same. My dad just passed away recently.
His dad won’t be here forever. Spend time with him and the family. Money isn’t everything.
Exactly! Excellent response.
Yes, go and enjoy family time!
Every time a holiday or special occasion rolls around, buy a gift that's an experience rather than a physical item....helps build memories better.
Money is everything.
Every single thing said in the call was about money and lack of it.
Also it’s no secret that parents won’t live forever.
@@blackworldtraveler3711I can already tell you’re one of those people who go on expensive vacations just to get likes on instagram.
I stopped 1:30 seconds in. Go on the vacation with your father. You’ll regret it forever if you don’t spend time with him and he passes on to the next life.
My biggest regret in life is telling my little brother I couldn't go on a camping trip when he was college age and I was just out of school... He died from cancer a few years later, I would give up my whole bank account to go back and spend that weekend with him.
It will set you back one week. Go for it. You’ll get back on track soon enough
Don't miss any opportunity to travel. I've heard a lot of stories about people who said they were waiting for retirement and then they were going to travel, but they ended up dying just months after retiring or came down with a severe illness or disability that destroyed all of their travel plans. DO NOT WAIT.
Yeah girlfriend and I retired in our 40s in 2020. I think we been to about 17 countries and 15 states in four years.
Visiting family,friends,exploring,hiking,backpacking,sailing,biking,etc...
I started at 18 and going to my 66 country this year.(our 45 country together)
My girlfriend and I already had two of my nieces stay in Hawaii with us for Thanksgiving/Christmas/New Years so my sister and BIL could have some quiet time form homeschooling in Virginia.
Just finish giving another niece and nephew some language immersion time in Spain and Germany for a few weeks.
In Switzerland for Lugano Estival Jazz and staying for rest of summer.
Coming back home,visit mom and whatnot then plan on going to Manchester England for a gaming convention in October.
@@blackworldtraveler3711dude you comment on every DR post , you ain’t traveling anywhere , you are living on your phone lmao
🧢🧢🧢🧢
gf must b chat GPT 😂
@@blackworldtraveler3711true or not, that was a lot for strangers👀
Go on the vacation dude. It’s mostly paid for and the kids will have fun. Do it for your family. Then get back to your working 70-75 hours like before. It’s a once in a life time family opportunity.
70-75 hours a week? That's tough. I work 40 hours, four days a week.
😂 took the words right out of my mouth. It's worth the minor setback.
Both of my grandfathers were gone by the time I was 11. Sometimes I feel robbed that I didn't get more time with them. GO!!!
Absolutely!! As we honor the veterans who fought on D Day in Normandy, I think about how both my grandfather's died many years ago. Both served during WWII.
I was young when they died, and didn't really take the time to understand what they did. I feel sad about that.
Go on vacation with loved ones!
I wish I could be in his position. My dad passed 5 years ago. You can make 1100 anytime, but spending time with your dad and your family is priceless.
I sound like one of those Mastercard commercials.
I figured this out in my teens.
Not good to just wake up one day years later with an epiphany.
One of the reasons to save,invest,live within means,maintain emergency fund,etc..
Every summer we would go home and my daughter would stay the entire summer with my parents. In 2011, my ex-husband said we couldn't go because we were buying a house. I didn't agree but I compromised and I didn't send my daughter. We planned for Thanksgiving they would come to our house instead. My mom passed in Oct 2011😢. The guilt and regret I felt when Thanksgiving came and my father got out of the car by himself. Go on the vacation and you can still live within your means...
No one says at the end of their life they wished they would have worked more. Go on your family vacation. Who knows what tomorrow brings. Speaking from the experience of losing both parents. One passed in their 50's.
Many say they wish they had saved/invested more and wasted less money on material things.
@@blackworldtraveler3711 Yep. I wish I travelled less in my early life because I would be better off now. So it's all about what is important. Some think material things are more important that retiring and others think retiring is more important than material things. I'm in the latter. I regret the vacationing and wish I saved more.
75 hours of work for $1,100 is diabolical! That’s only $14.66 per hour and less after taxes. That’s insane. I’d go spend time with my family.
Then come home and find a better paying job.
Yeah, 75 hrs a week with no PTO means he’s probably flipping burgers and driving Uber. He needs to find a better job eventually.
@@philipgerry5228
And plan better with mindset of family first.
Wow, since you broke that down, he really is making nothing. I wasn't paying attention to what he was earning in the call, just the hours he was working. I was thinking that he was a lawyer or something working that much and feeling like he couldn't leave his job, which makes sense if he was a lawyer or doctor. But he is definitely making minimum wage. It's not like he couldn't find something better. If you are working 75 hours a week, you better be making at least 200k a year to make it worth it. Getting worn out over minimum wage is not going to benefit him in the long run.
I’m assuming he meant that the $1100 would be his after tax income for the week. The thing that was puzzling to me was when he said that without debt, they could make ends meet on 40 hrs a week. At that pay it would be extremely tight to support a family if his wife isn’t also working.
At first I was against it but as soon as he said that the kids hadnt meet their cousins and that the dad really wants his kids and grandkids together I must say, go, your old man wont be there forever, as Rachel said, take from the gifts budget, reduce expenses on less important things for a while and go, your family and you will treasure it, go.
Same. When he mentioned this, immediately knew this man needs vacation. How could his kids not know their cousins? how extreme have they been going with their budget? Also his dad wants to meet his grandkids... 🥲
Something to consider is that you may never get another paid for vacation like this. Think about how much it would cost to go on the trip if you were paying your share of the house/food. I think he should go on the trip.
I'd give anything to talk to my Dad again much less go on a paid vacation with him. Plus you get to see the family! That's really special, and everyone having their schedule clear to visit is often hard to do. You have an opportunity to do this so just seize the chance, and don't look back!
Or just plan financially for family gatherings and emergencies before they happen.
I'm going to advocate for the kids, GO! What I love the most about summertime as a kid was spending time w my cousins.
DO IT! The one week will refresh you and you will not regret it.
Y'all, working on the baby steps does not mean you ignore a special family opportunity. He's not changing his life forever. It's one flipping week. He can work an extra two weeks for his steps and take his kids to spend time with their grandparents and meet their cousins.
Thomas take the break. The family currency is worth more than the real cash.
Balance people. Balance.
My dad invited me on a vacation to Normandy for the 65th (?) landing anniversary after my mom died. He was going to pay for it.
My company denied me the time off. They said I was “too essential” to take two consecutive weeks off. So I didn’t go. He did.
Less than a year later he had a massive stroke and never took a vacation again before dying several years later.
Don’t miss time with your dad.
I went on a family trip that my grandmother and aunts planned. It was awesome. Unfortunately she was later (after the trip) diagnosed with cancer and died 5 months later. I cherish the memories of her being so happy on that trip.
Go on this family vacation!!! You've earned it, and it sounds like a break is needed. Don't miss this wonderful opportunity to be with family!! Have fun and enjoy your break. (Share the cooking chores)
Just go man, not everything is about money. Your dad will not be with you for long, let the man have a week with his sons and grandkids. Your kids will remember the good times spent with you, their grandpa and cousins.
If he needs to work that much apparently it is about money.
He even said his main concern was missing out on all that income.
This is why you save,invest,live within means,avoid debt and have an emergency fund.
@@blackworldtraveler3711 You did not listen properly why he is working that much and why he can actually afford to go. His dad is paying for the vacation anyway so it won't set him back that much.
@@whatevergoesforme5129
He said his main concern was missing all of that income while on that trip.
He's young and doesn't realize it,but he will regret not going.
I did the same thing, my wife and I invested in our home updates for years instead of going on vacation, I lost her to Cancer at age 59 and the house means nothing to me. Go on vacation.
thanks for sharing this detail - we're just starting that phase: improve house or travel - 5 year "plan" is travel now - improve house later - that might be different as we age!
Amen!! You do not have to say how you would do it differently if you could. I know!!
Please tell your story to anyone and everyone who is willing to listen!!! People need to hear it!
Totally agree Rachel! In the big scheme of life $1100 is not worth it! He’ll regret it later in life
Go on the vacation. Can't put a price on lifetime memories. It's only going to set you back a bit until you are debt free.
Look, if you were neck deep in debt, I get it. Stay and work. If you're going to be debt free 3 or 4 months after this vacation, and Dad is paying for it, I'd do that.
Exactly, its kind of a no brainer. $1,100 is definitely worth it.
Go on this vacation...please. You won't regret it. You can go back to your intensity when you return. This is a life event.
Did his dad come to him and ask, if I pay for a vacation would you be able to go?
If he did, and he said yes, he needs to go.
I took my older sister and my niece on a two-week European vacation 15 years ago for my sister's 40th birthday and paid for everything. She divorced a few years prior and her ex husband was a deadbeat dad. She was working 2 part-time jobs for $8/hr and $9/hr and barely scraping by. She had no paid time off and I knew the "free" vacation would still be a burden, so I also bought her a digital camera and gave her $700 cash to cover the lost income. Hint to Thomas' dad, if you're watching and can swing it.
This is a good idea when we "made" our teenage (and later young adult)daughter who was working go on vacation with us we paid for everything and made up her paycheck too
You are an incredible sister ❤️
@@bebop504considering his username is Brian, I don’t think he is a sister. 😂 I believe he took his sister on the trip, Brian is not the sister lol
@@noahadams1749 I didn’t even notice the name but you’re right 😂😂 he’s probably a man. I just assumed he was a woman cause I’m a woman with a sister and was reading it from my perspective lol
@@noahadams1749 Brian you’re an incredible *BROTHER lol sorry for calling you a woman
Spend time with your father and enjoy it money will always be around, but he will not❤
In 20-30 years, he’s not gonna look back at this and think about his debt. He’s going to think about the time he missed out on with his dad who’s gone now and the missed memories.
He can eventually go on a vacation with his Dad once he has the money to do so. Though missing out on $1k is not the worst.
@@unlimitedpower4101 did you watch the video? His dad is paying for it.
@@unlimitedpower4101Just do it when the dad is still in a good health.
I used to work for a company that gave me 2 weeks of vacation. They gave me the option of selling 1 week back. I did it, and to this day, I regret taking that deal.
Money is not the only calculation. He needs to strengthen family ties, not unnecessarily hurt them. Besides, stress will kill him much sooner than he realizes. Those hours are insane.
Take the free vacation. You only live once. Family is the most important thing. One week of pay will only delay you one week of your goals
Absolutely they should go. And if working 75 hours a week is only bringing home $1100, he needs a different job.
Ken was a little crazy on this one. I'm glad that Rachel pushed back.
Absolutely 100% go.
70-75 hours of work a week and you don't have paid time off? That's a problem.
Right!!
If he hasn't been with the company long enough, odds are he hasn't banked enough ETO.
All about choices.
Probably works in a restaurant
That’s America for a lot of us
I would go and enjoy with my family. You only live once…👀
I agree but it's not because we live once but because when you factor in the amount of people involved to coordinate the schedules for $1100, you can get the money back later.
At $1,100 for 6-7 days of work, the caller needs to find a better-paying job, especially given he has children to rear.
Thank you for telling him to spend quality time with family. Money is NOT everything. Money can NOT turn back time to spend special time with kids and extended family, fix regrets, bring loved ones back to life, and magically make you 100% healthy or happy. These selfish "robots" that say money is more important than family/health, thats their choice, let them deal with their consequences.
My husband died suddenly. I’m a young widow. Do all you can now. You don’t know what tomorrow will bring.
So instead of being debt free on November 30, he'll be debt free on December 7. Go to the family reunion.
Exactly ! It would just be a short delay that means nothing if one is able to see the bigger picture ! Of course they should go !
They need to pause the snowball for one week at some point before the reunion, put that extra $1100 into the e-fund because I guarantee a kid will twist his ankle, eat something they're not supposed to or the car will get a flat. Then when they get back, go back to step 2. They're fine.
People first, then money, then things
Last year I said I had to go to work and my dad said no cancel go fishing with me. He died less than a month later.
Did you go to work or fishing?
@thinkforyourself9334 Unfortunately, I did not go fishing.
It happens
Life goes on.
@@alexroberto6353I’m truly sorry. Next step is to forgive yourself. Your dad doesn’t want you to feel bad over this just like you wouldn’t want your child to feel any guilt over your death and what they said or didn’t say. Your dad knows you loved him.
❤❤❤❤❤❤
It's just 6-7 days man, enjoy with your family
Go on the Vacation with a Bag of Rice & Beans plus teach them all about the Baby Steps
savage!
GO ON THE VACATION!!!! My parents were both dead by the time I was 35. Life is short. The memories will last a lifetime! You can pay off debt another time. Saving money won’t bring your family back and it won’t replace memories
Who is working 70 hours for $1100???
The kids' grandparents won't be around forever, the kids would treasure the time they spend with their cousins, especially at their ages. Thomas , you will make more money next month. Go on this trip, and make it fun!
You better go on that vacation!!!!! Kids never met their cousins?? Definitely go!!!!
My Dad's gone, it's summertime-he's favorite time!! You can get that debt paid off the way you're going. Family is important, you can't get them back.
If you are blessed with this type of family, please go. Not everyone is so lucky. Go have fun!! Listen to what you just said..."together one last time" please go! $1100 dollars is not a lot of money, I thought it was more like $5000 or more. God bless, you will be ok. Family is important.
Dude, youll be 1 week behind. Your Dad is asking to get family together. He wont be around forever.Have to live life. You dont want regret in your life.
Not going to destroy you to go. Pay just the minimums during the month and then continue your gazelle intensity when you return. You'll be alright and will feel better for spending time with your family! GO!
Has anybody heard of the saying “family first”.
It's an opportunity that may not come around again and its value out-weighs the lost wages.
Go man, he is paying for it. He wants to spend time with you and your family and I think you should go.
There is nothing to even think about. GO!!!
We can make and lose money. People have gone broke and got it all back later and vice versa. But you never, ever get time back once it's gone.
People on their deathbed often regret the times they could have spent with loved ones but didn't.
Then again the person who would click thumbs down on my comment may just be a cold hearted bastard and you deserve to be alone!!
I missed 5-6 years of my family's life because I worked 80-90 hours a week. I sent my wife and children on vacation and worked even more during that time.... I'm wealthy now, but I definitely wouldn't do it again.... You can always earn money, you can't get time with your family back again...
Homie is working hard I hope he does go see his family
Go without guilt. This is a priceless experience that your parents must have the financial ability to provide for. It's their 'guilt free spending' because they were probably disciplined for decades. GO! Your family will have unforgettable memories for their whole lives that missing you because you're 'never home' and hyper focused on money won't. Take lots of photos and get them put in a printed book so you can review it as they age. Cousins usually share big events when they know each other: graduations-weddings-babies. . . as I said priceless events!
Ken, bless your heart. You needed to listen better!
I like Rachel's idea. Go for four days.
No one should be working 75 hrs a week
*Every one
Sounds like you are a wuss, I work 75 hours every day
The other option is work your work week & go up on the weekend. Send the family ahead.
If they were having trouble making ends meet that would be a good plan but this guy needs to be with his father and brother for a week to reward him for good behavior :)
No. The grandfather deserves to be with both his sons. The caller needs to take the week off
I would do the emotional math (kids, grandparents, cousins, having a little fun, getting a little rest) and go. If it was a trip to Europe or something, I'd pass. But drive and it will be a good time for everyone. Family first.
Rachel had the best solution. Memories of a lifetime are priceless. Time off with the whole gang is the best! ❤Plus a break off from madness is perfect.
He'll regret not going. I wonder if they could do it for 3-4 days instead. Pretty sure they'll understand that.
Glad Ken confirmed it wasn't a budget destroyer.
He isn't worried about expenses, he is worried about the opportunity cost (lost wages).
They’re on track to finish paying off debt in November- so this would set them back a few weeks.
Go on the trip dude.
100% believe you should go on vacation in this case. It would be one thing if it was going to set you back 6 months or something like that. Plus the family is taking care of lodging.
Sounds like how values work and money over family, when his parents are gone I wonder how he'll wish he acted.
Go on the vacation for god sakes. There are exceptions to every rule.
Ken, shut up and let Rachel finish a sentence!!! stop interrupting everything she says... then accuses HER of interrupting sheesh
Time is something you will never get back. I’m older and regret never spending as much time as I could with my grandparents and forming that special bond. Now that they are gone, I will never get that opportunity back. Sometimes money isn’t everything.
If you’re so zealous with Dave Ramsey you won’t even take a free vacation paid for by your dad… that’s screwy.
Hold on a second. This dude is working 75 hours a week and only making $1,100? What is he doing? Drive thru window?
The drive thru window can do without him for a week.
This sounds like a once in a lifetime trip. Cut back everything everywhere and do the trip. You may regret it if your Dad passed before you could do it again.
Go on vacation and take the opportunity to be with your family. It may be the only time you will have. $1,100 is not the end of the world. Please enjoy family is very very precious.
Go on the vacation. A few years later it won't matter either way, but if you don't go you will have deprived your children, their cousins, your brother, your father, your wife, your SIL, and yourself of a deserved VACATION AND A GOOD/GREAT TIME with family. VACATIONS ARE IMPORTANT. Do this for your whole family, you will all benefit from it. And you will still get out of debt a few weeks later.
Cheapest vacay you’ll ever go to.
Pack your bags and go dude.
STOP CRYING 😭
You're can not get back the time you spend with your family and friends. But you can always earn more money later on.
I visited my aunt in 2012 when my aunt passed away . Then , i never visit them again until , last month. Thinking about it. 2024 -2012 that 12 years ago.
I saw the place it change so much.
Your wife and kids can go lol you work
Well, it's his own family, not his in-laws. Otherwise I woukd agree.
Exactly, finally some sense
No. They are married, she is family. Kids are blood.
And the two will become one flesh.
Exactly
They're expecting him to cook
I did the baby steps 10 years ago. I took breaks because the kids were at the age that we needed to do family things. It might have taken me an extra year but we got debt free. Wife and I are ove a million in assets now.
Rachael's correct. It's family. It's not like it's a yearly things. He work's 75 hours a week. He's needs a break.
He work's 70-75 hours, but only make $1,100?
Wow!! Hell has frozen over. Jimmy agreed with a Ramsey's host advice!!
I STILL THINK YOU HAVE ISSUES, but it's nice to see that maybe 1 out 1,000 times you can agree with the advice given.
@@GAFB1122 Unlike you cult followers, who hangs on Dave's every word. I know how to form my own opinions.
Dave would say "No you can not go on any vacation you gotta follow the baby steps religiously once u hit baby step 895 and you're about to be 85 yes you can go 🤣🤣🤣🤣🤣🤣
go on the vacation!! you will have memories for a lifetime/ family is important. really really important. you are not a slacker you will do fine.
even if you dont go send the children with your wife. but really you should go too.
“And the cat's in the cradle and the silver spoon
Little boy blue and the man in the moon…”
Dude go on vacation with your family. I don’t think you know how lucky you are to get together with your family especially when your dad pays the bulk of the cost. Work never ends, if you want you will work 80 hours a week when you come back.
Ummm....HANDS DOWN!!!! TAKE THE VACATION!!!! He will regret it for the rest of his life if something happened to his dad shortly after that trip.
Dad wants everyone together one more time again because he knows he ain’t gonna be around forever. Shut the hell up and go on the freaking vacay dude
Dont even think about missing this time with your family. You will someday regret it forever if you dont. There is more to life than money.
You can't get back the missed time ever. This is not an every year thing and when his folks pass on, it will be a great memory to have for himself and the family.
If are you smart with your money before the "vacation" decision then going on that vacation will be an easy choice.
In my family we personally value experience over things so we prioritize vacations. We save money throughout the year by not buying "things" and then take that money and buy experiences as a family.