Flooding and The Villages, Florida
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- เผยแพร่เมื่อ 7 ส.ค. 2024
- Jerry and Linda examine the intricate system designed by the Villages to prevent flooding. Carefully engineered retention ponds and home sites reduce the potential for flooding.
We would like to thank everyone for watching our videos.
“See you when you get here!”
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Newcomers
P.O.Box 888
Fruitland Park, FL 34731
All information and opinions in our videos are ours alone and not guaranteed as accurate. We are not endorsed by nor paid by The Villages, Florida. We are just trying to share answers to questions we had when we were trying to decide if moving here was for us.
We really enjoy your videos. We did a short lifestyle visit in July. We were so impressed that we bought a house that we viewed and closed this month.
Thanks, very informative. Always like seeing the area.
Thank you so much for this information. I love your videos because you always address the topics we need to know. Linda, you look great! Hope you’re both well and happy living the life in The Villages!
Very informative and interesting!!! Thanks to you both for your great videos!
Thanks for The 411😉. Living your dream- how blessed you must feel 🤩! I very much appreciate your videos. I live in NYC, Concrete Jungle-Palm trees 🌴, warm breezes it’s so beautiful🤩. Keep enjoying 😘.
👍❤️. Thanks guys for another very informative video. Appreciate ya!
Happy to see you guys have sinkhole coverage
Thanks for the video it really is informative. Great information we’re thinking of relocating in 2 to 3 years . Can’t wait for your next video 👍
Living in Panama City Florida for 30 years and having barley survived a Cat 5 hurricane, where our town was damaged so severely. All infrastructure was going, no electric for weeks or water, 95% of houses damaged and it has taken over a year just to get houses livable. Most Insurance companies only wanted to pay pennies on the dollar and most people had to hire public adjusters and attorney to fight to get claims paid. My house totally leveled and still have not seen any money yet. This was hurricane Michael and our neighbors to the west Mexico Beach was completely flattened. So you can have the best insurance but they don't always pay out.
Thanks for all of the information that you provide. We have found it very useful. We appreciate your willingness to share. You are well spoken with a spoonful of humor. Hope Linda is feeling well.
Boy, has the quality of your videos improved. This popped up on my feed as I was looking for any updates on the flooding in DeLuna. Found nothing except Skip’s initial report.
Thank you, Cynthia!
Thanks for your informative videos!
WoW -- $1100 for all that insurance coverage is a good value. I find this detailed information very interesting and helpful. We need the education. THANK YOU!
Thanks for the wonderful information
Glad it was helpful!
Very interesting and informative video 👍🏻
GREAT (as usual )..THANK YOU for posting....BE WELL.
The drainage system down there is fantastic. If your house didn't flood during Irma, you can feel pretty secure.
Great info again today, Jerry & Linda!
Great information, you two rock!
Awesome video Jerry and LInda and thanks so much for the information on the insurance!
Hi Linda & Jerry,; thank you so much for the wonderful, fun & informative videos!! I think I have watched & liked all of them . 🌴🌴🌴🌴🌸🌷🌿🌞
Have thought about going south as the winters & snow in Maryland is getting old.....as am I 😀😀. There are so many considerations in picking up roots & replanting them so the info you share is very valuable to we fence sitters🤔.
Please keep doing your videos even when you reach the point of saying "we are not newcomers anymore." Y'all are sooo cute together & I love going on adventures with you!!
Blessings to both of you & I pray Linda for your continued good health 💖.
What a sweet comment. Thank you, Dee!
Great video and very informative.
Great information!
Great info ! But Jerry, if I come down I would try and steal your beautiful lad, her smile is infectious. Just saying. Keep up the good work.
Thanks so much for the great info...
Thank you for your information. Well done.😎🤗
very interesting & great info '....thanks guys ...
Hi Linda and Jerry, Great insurance information and also information about The Villages' water/flood management system. Now I understand why there are so many retention ponds in The Villages. Better to have golf courses closed for a few weeks for water management then having flooded homes and roads.
Just found your channel, very informative.....thanks!
Wow! That's an awesome price, I pay $2,600 a year just for my hurricane insurance by itself not including homeowner and flood. Not to mention there's a $16,000 deductible as well. Thank you
Great video. Thanks
I back up to the water, and love it! They water with re-used water. The ponds drains down from time to time, it depends on our rainfall how much our ponds store, or how much is needed for water our common areas. Those of us on the ponds are on a higher elevation..... and I haven’t had a gator come up into my yard yet, my neighbor has, and the gator was sunbathing in their driveway, against the garage door, he moved on after an hour. Life is Great, in The Villages.
Love your channel
Very well done video.
Great info, thank you!
Did you know that Linda is a VERY common name here? Five in our immediate neighborhood!
wow so glad we have found you!!! we are visiting in the spring to Latitudes Margaretville. We will defiantly check out The Villages and we will continue to watch you both. Fins Up, Shelley and Hugo
Thanks Linda and Jerry another great video. Your information is always clear and to the point. Like your sweatshirt Jerry ☘️ come February or March there will be another Irishman in town.
Nice video very informative .
Interesting thanks for the info because when I was doing my research I was curious about flooding and sinkholes guess it's always good to have a backup canoe🤗
Good info!
Greetings from John & Rita Lacher of California
We were worried about the cost of insurance. Your insurance is $400 cheaper than ours and your house is more expensive. That's very helpful to hear!😎 It's also more fun and no snow! Can you cover car insurance in a future video? Thanks for a very informative video!
As long as those street drains work, I think you’ll be fine.
Please positively confirm you have proper flood insurance. Flood insurance is usually on a "stand alone policy" through the Federal government. Hurricane Katrina victims are still fighting due to massive flooding issues with their insurance companies. Homeowners flood policies usually only cover flooding caused by broken pipes inside the home. Even external rising water from a hurricane is NOT covered by your "hurricane (windstorm)" coverage.
Excellent point. Even a severe rain storm that causes flooding will require a separate flood policy as well. Standard homeowners policy will typically cover internal flooding caused by pipes bursting or washing machine malfunctions, etc.
YES YOU ARE SO RIGHT!! Sadly 3 homes on out street flooded in Florida and had to pay to rebuild!!!
Thanks Jerry and Linda. You always have the information we are thinking about. See you in November when we get there.
Y'all should be ok. My family came close to major damage ,but to be fair we are maybe a mile from coast,and a stalled hurricane dumped almost twenty inches in one day ,that can overwhelm almost any system. But like The Villages the system worked,houses are on a raised area ,streets designed to flood if mega severe. The house was nearly an Island, couple feet in street and 30 acre lake behind us almost reached the house despite a good ten foot rise.
Thanks, Andrew.
That's good...I live in central Iowa and pay $1900 a year....It's crazy.....I need to move to the Villages..I'm serious....
Jerry & Linda, What's the job market like in the area? Any jobs for seniors who want to work?
I dont see a need for flood insurance. Unlike Gainesville, which is clay based compared to sand based in the villages. Drainage with zero problems after Irma and we got over 13 inches of rain.
Terrific information! You both are amazing! You both looking good in the sunshine too! :-) Autumn season will be nice there! :-)
You should be ok,my folks live near Vero ,and our neighborhood can handle about 17 ,maybe 18 inches in a day with houses surviving.This was tested when a hurricane sat literally for days above our area,and yes the road was couple feet under,the lake behind our house was near our foundation ,but the house made it,albeit as an island! Felt bad for north of us,33 in one sitting,literally everything went under water.
Thanks, Andrew!
When we were on our last visit and purchased our home, we were near one of those drains on a site visit and you could hear water rushing through underneath. It hadn't rained in days so it was somewhat surprising to hear it ... the Villages agent we used told us that they were moving water. It was like a river ran under the street!!
The snake bird was a Cormorant or an Anhinga. The Cormorant is mostly black; the Anhinga has a tannish colored neck. We are on a small lake here in Florida and we love the birds we get to see. We see the two mentioned. We also see Herons, Eghrets, Storks, many types of ducks, Cranes, and Osprey that dive from high, straight into the lake. We have large amounts of swallows that swoop and dive over the lake catching bugs. As you said, we also have gators and large turtles. Florida is a great place for wildlife. We also have turkey and deer. A bad one is wild hogs, that have done a lot of damage to yards on homes that back up to preserve areas. Do you experience these wild hogs that are an invasive species that are not native to Florida?
I knew a lady that her prop. was like where the lake is and a gator came out of the water and ate her dog. She had to install a chain link fence to keep the gators out. They can run 40 mph. I want you to know this. Very nice area you live in.
Hello Jerry And Linda I am heading to the villages for the month of November I have a place reserved in the village of Duneden love your videos my sister in-law warned me about slow play on the executive courses what is the average time you take for nine holes of play
90 minutes or less almost every time.
Love all your videos. Very informative. Is the policy you describe a separate one from fire and homeowners? Judy Rap
No, it is the same. Thanks!
Thanks for your reply. To be clear the price you quote is for everything? Judy
yep.
Great info, unfortunately the filming pixels quite a bit. Good coverage. Its the catastrophic ground collapse significant deductible thats concerning.
Tks as always for sharing.
Thanks, I'll see what is up with the resolution... it looked ok on my screen.
I hear stories about sinkholes in the state of Florida. Are there any notable sinkholes in The Villages? Any particular area to avoid that might be more prone to sinkholes? And finally, can you get sinkhole insurance, or does your regular homeowners policy cover sinkholes?
I think you have the same drainage at your house as I did. Look up French drainage. Your insurance is some of the cheapest in the state. In SoFlo a policy with high deductible and less coverage costs an average of $3000. I know people that pay $10000 a year for a house like yours down here. (Of course a house like yours sells for about $700,000 down here. ). Did you see the orange stakes on the banks of the ponds in your video? That is where they let the water get to it’s highest point. Never had a problem of flooding. The system was stressed while I was there when we had about 14 inches of rain in a couple days. Began to wonder when there was a river of water running on 3 sides of the house to the street, but it did the job!
The land seems so flat in the Villages, and not much higher than the retention ponds. Are all the Villages homes built on slabs (rather than full-size basements) to escape the water levels? I know it’s cheaper, too.
As far as we know, all homes here are built on slabs.
👍
Hope you stay safe!!! Does the Villages have a mortuary? cemetery ?.....well....it does happen. And that IS where all your friends live.......curious.
Not sure. We know that many go back to family for funeral, etc.
Does the villages have a place to park rvs or boats? I know there are companies in the area but wondered if villages had a designated spot? Thanks
No. You can get storage nearby though. And, you can take me fishing!
@@JERRYANDLINDA GOOD CAUSE i HATE GOING ALONE, now all I have to do is move there. Lake Harris here I come
Hows the love bugs in your area? They are bad here on west coast of fl,,,luv u guys
They are pesky, but tolerable. Round 1 was worse than round 2.
I've heard from 2 different local contractors that the "lovebugs" were man made by the University of Florida for taking care of mosquitos. They failed!
I have land in Summerfield, but no home on it yet.
You can have a flood from your toilet over flowing. Happens with older plumbing and people not changing out old connections. Your property is beautiful. Looks like a great community. Clean and safe.🇺🇸💕
Do they offer a hurricane rider, say instead of 2% then a flat $1000. If you are hit by a hurricane, 2% loss can by pricey to fix your home. That is super cheap for insurance, though, considering all it covers!
Lots of important information. I believe in an earlier video you guys said you were both teachers. Your students must have loved you guys because you sure know how to present information in an interesting and pleasant manner Thank you for all that you do.
Thanks, Carol! We did love our jobs! :-)
Does the insurance co let you pay in quarterly payments? That seems like a lot of money to have to come up with at one time.
It's usually escrowed into your mortgage, if you have a mortgage.
I'm not sure.
No sidewalks? Think I'll pass
Are their Alligators in that retention pond????
There are gators in most of the ponds. They usually mind their own business.
They really think of everything for safety of the home owners
Does that also cover fire and liability?
Yes.
Did not notice your deductible.
My friends, Sandi and Arnold Smith from Fredericksburg, VA, live there. Do you know them? She wears a cowboy hat and likes lots of turquoise jewelry.
Not yet! We will be on the lookout!
Is that Noah in the background lol
What is your house worth to put the premium into context? I understand if you do not want to disclose publicly. If not, how about the square footage?
That's cheap. But what's the deductable ?
Stopping you now....will not move to Florida for a host of reasons. Arizona is the place to be. Cheers!...
You are loaded on insurance! We didn't take the flood insurance since we aren't on water...If it gets to us, Noah's Ark will be floating by!
Mary, you don't have to live near water to be flooded. We had a freak weather system that sat over the southern part of our state (bordering Gulf of Mexico) for 2 days that kept bringing in warm water from the Gulf and dumping it over land then going back for more! 33" of rain in 2 days that flooded 90% of the structures in our community back in 2016. Homeowners policy doesn't cover that type of flooding, only a separate FEMA flood policy would.
Do you have to buy insurance ?? Here on Long Island we had houses under water during hurricane Sandy even people with insurance did not get paid till 2 years later some not at all ..what's the average age of a Villages resident 95 years old ?? Should those people really worry about insurance when there biggest worry is can I find my car in the parking lot I spent an hour yesturday helping a 98 year old woman find her car in the parking lot
You're being snarky, but I'll try to interact. Today is Thanksgiving. We are having eight Villages neighbors over. Their ages are 62,60,58,68,62,66,72, & 77. With us, that's an average of 65 years old. I don't know any 95'ers. As for insurance, responsible people always have it.
Nice pond to canoe in but with alligators, no thanks.