Top 10 Business Credit Cards Using EIN Only 2023: Cards For Bad, Fair or No Credit 🔶 CREDIT S2•E158

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  • เผยแพร่เมื่อ 20 มิ.ย. 2024
  • Top 10 Business Credit Cards Using EIN Only 2023: Cards For Bad, Fair or No Credit. Do you need a business credit card with EIN only, bad/fair credit and no PG? Watch now and see more below.
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ความคิดเห็น • 424

  • @SwittyKiwi
    @SwittyKiwi  2 ปีที่แล้ว +31

    Before applying for any of these cards, please watch this complementary video: EIN-ONLY BUSINESS CREDIT CARDS AND LOANS: How to Successfully Fill out an Application th-cam.com/video/-RLlUOfiNJE/w-d-xo.html
    Good luck, and God bless.

    • @nikicvetanov7513
      @nikicvetanov7513 2 ปีที่แล้ว +2

      All of these ask for the SSN or the ITIN. How to skip that part?

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +1

      @@nikicvetanov7513 Before applying for any of these cards, please watch this complementary video: EIN-ONLY BUSINESS CREDIT CARDS AND LOANS: How to Successfully Fill out an Application th-cam.com/video/-RLlUOfiNJE/w-d-xo.html

    • @jesseserafin8164
      @jesseserafin8164 ปีที่แล้ว +1

      Good video

    • @SwittyKiwi
      @SwittyKiwi  ปีที่แล้ว +1

      @@jesseserafin8164 Thank you, Boss. God bless.

    • @truthseekertv8858
      @truthseekertv8858 7 หลายเดือนก่อน +1

      Simply use you EIN buisness number instead of Social!! Same amount of numbers!!

  • @kiyanapearson1486
    @kiyanapearson1486 ปีที่แล้ว +9

    US bank and American Express ask for SSN. They are hard pulls. I was approved for both. They don’t report to your personal credit but they do want your SSN and it will effect your score. Mine already dropped 2 points but I’m not complaining.

    • @SwittyKiwi
      @SwittyKiwi  ปีที่แล้ว +1

      Thanks for chiming in. Fully appreciate it. If you had applied a SPECIFIC WAY, they wouldn't have pulled your personal FICO. That specific way focuses on EIN ONLY.

  • @revco4235
    @revco4235 2 ปีที่แล้ว +8

    Great video.... thank you!!! I've been in the BIZ credit space for 20 years now. It's changed tremendously!! Could you make a video on PG BUSINESS cards that have 0% purchase AND BT, that don't report to personal credit bureaus, possibly with SOFT Pulls for pre-approvals? This would be a wonderful video! Thanks so much! Keep up the great work 👍.

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +2

      Great suggestion! We'll get to work soon, and publish as soon as possible. God bless you. Thank you for pitching in.

  • @tlucious2476
    @tlucious2476 2 ปีที่แล้ว +13

    Great video! Thanks so much for sharing your knowledge. Could you do a video on the requirements for each card… like what experian and equifax business score you should have? Thanks again

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +3

      Excellent suggestion. We'll put it in our pipeline, do the necessary research and publish the video as soon as possible. Thank you for pitching in. Fantastic! Have a great weekend, and God bless.

    • @rubenlariviere6686
      @rubenlariviere6686 ปีที่แล้ว +2

      @@SwittyKiwi Didn't you say all these cards were EIN only?

    • @SwittyKiwi
      @SwittyKiwi  ปีที่แล้ว +2

      @@rubenlariviere6686 Yeah. So?

    • @rubenlariviere6686
      @rubenlariviere6686 ปีที่แล้ว +1

      @@SwittyKiwi Well, After watching your other videos, I understand the context in which you wrote that.

    • @SwittyKiwi
      @SwittyKiwi  ปีที่แล้ว +1

      @@rubenlariviere6686 Cool. Thanks

  • @rapdre313
    @rapdre313 2 ปีที่แล้ว +1

    Lol I’m glad you added the “or vodka” side note it helped me ease up a lil😅 great video👍🏾

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +2

      😅🤣😂 You got that right, Boss! We'll add "... or Dom Perignon" next time! Just to change a bit. 😇 God bless you, and thanks for stopping by!👏👏👏

  • @stilettosatl1332
    @stilettosatl1332 2 ปีที่แล้ว +14

    I just applied for the American Express blue business cash card and it asked me for my social security number when I used my ein, it said an ein can’t be used social was necessary to validate identification… there was still a hard pull… just as well as the capital one spark..

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +1

      EIN-ONLY BUSINESS CREDIT CARDS AND LOANS: How to Successfully Fill out an Application th-cam.com/video/-RLlUOfiNJE/w-d-xo.html

    • @kristopherchandler8034
      @kristopherchandler8034 2 ปีที่แล้ว +3

      Thank you for telling me this. I don’t wanna just go applying for stuff and they end up hard pulling my credit and then deny me all at once smh.

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +1

      @@kristopherchandler8034 You're welcome, Boss.

    • @speedlife301
      @speedlife301 2 ปีที่แล้ว +4

      Most good business l business cards will hard pull your personal credit for a personal guarantee but they won’t report to your personal only your business credit .

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +1

      @@speedlife301 Not true.

  • @truthseekertv8858
    @truthseekertv8858 7 หลายเดือนก่อน +1

    I was wondering why I couldn’t avoid the ssn number part until I watched your video and put in my EIN buisnesses number! 💪🏽💪🏽💪🏽 wow

    • @truthseekertv8858
      @truthseekertv8858 7 หลายเดือนก่อน

      Your EIN is the same amount of numbers as your ssn!!!

  • @dbarrientos6037
    @dbarrientos6037 2 ปีที่แล้ว +1

    Awesome contact love your channel I am a new subscriber newly watch this is the third video I watched back to back I’m like been seeing your series now I love it thank you you explain everything perfectly

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +1

      Welcome aboard! Thank you so much. God bless.

    • @dareckmaurice4295
      @dareckmaurice4295 2 ปีที่แล้ว +1

      Im calling CAP on this dude, he putting out false and incorrect info - ask him does he have these cards he recommending? has anyone in the comments been approved by what he is suggesting?? lol hes cap

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +2

      @@dareckmaurice4295 Again, this isn't a one-person effort. We have 23-30 people on your team, who collectively have 75 years of experience and are CPAs, investment bankers, financial analysts and EAs. The narrator is just one member. Everything we put in our videos is 100% accurate, stuff we've advised hundreds of clients in getting approved for over the years. For the rest, we ABSOLUTELY have nothing to prove to you. We've passed that stage. Either you believe and learn and improve your business credit knowledge....or you remain in the doldrums of business credit ignorance unless you're tired and lonely - and want to learn. You have to understand: We have nothing to prove to you. What we put in our videos isn't theory for us. It's stuff we live every day. Obviously, you have no idea how business credit works. The day you'll understand it, that day you'll understand how Donald Trump was able to build a multi-billion-dollar empire despite having filed for bankruptcy several times. Elevate your IQ, and you can understand things better. God bless you.

    • @dareckmaurice9435
      @dareckmaurice9435 2 ปีที่แล้ว +1

      @@SwittyKiwi thanks for the reply. Here in lies the problem, the fact that you stated you have a 25-30 person team including CPA’s, investment bankers, financial analysts and EA’s with over 75 years of experience further confirms the irresponsible nature in which you operate. You are over selling who you suppose to be or represent, not ONE of your subscribers let alone a healthy percentage of people who watch your channel have stated that they have had ANY success with the info you putting out. You see, I’m not one of those types that just take info and not look further into it. None of the info you put out you have NOT practiced- you haven’t applied, and you probably don’t own any of the credit products you preach. You have done nothing to disprove anything I’ve said.

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +1

      @@dareckmaurice9435 Sure, no problem. God bless you and your family significantly. 🙏🙏🙏

  • @facingeast7956
    @facingeast7956 6 หลายเดือนก่อน

    Love the content and satire! 😆

    • @SwittyKiwi
      @SwittyKiwi  6 หลายเดือนก่อน

      Sometimes you have to, Boss. This is a serious topic, but often some people like to drive the topic in a trivial direction...And we're just trying to respond the same way. But this remains a serious topic, though.😆

  • @scifisister159
    @scifisister159 ปีที่แล้ว +5

    Chase definitely checks your credit report and does not issue any cards if you have bad credit or do EIN only.

    • @SwittyKiwi
      @SwittyKiwi  ปีที่แล้ว +1

      This comment is based on your unique experience. It's not reality. (It's funny you're using the word "DEFINITELY" without knowing a lot about this topic. If you knew, you wouldn't use it.)

    • @scifisister159
      @scifisister159 ปีที่แล้ว +3

      @@SwittyKiwi I have six Chase cards -- four personal and two business. I would hardly say I'm ignorant or have misused the word definitely. Don't forget to mention the 5/24 rule. Thanks for the response, although you were clearly offended.

    • @SwittyKiwi
      @SwittyKiwi  ปีที่แล้ว +1

      @@scifisister159 We're not offended by your comment. Matter of fact, we're never offended by any comment. Please don't construe the fact that we disagree with you versus us being offended. We politely disagree with you - and we repeat that what you wrote is just your personal experience - not reality. We've been in this game for 40+ years - and at a very deep level, at that. Not just as cardholders but also as professionals who actually have worked - and are continuing to work - in this industry. So we've heard it all, and so we're never offended. Let's just repeat: You don't know how to apply for an EIN-only business credit card. That's that. Having 6 Chase credit cards, including two business credit cards, doesn't mean you know how to apply for an EIN-only business credit card.

    • @zentarowgaming3260
      @zentarowgaming3260 ปีที่แล้ว +1

      @@SwittyKiwi Just to let you know that guy is correct. On the Apply form you MUST put your social security number or you can not continue. Not only that it can not be the same as your EIN. So the above comments are correct. You are unable to get ANY Chase credit card unless you provide your social.

    • @SwittyKiwi
      @SwittyKiwi  ปีที่แล้ว +1

      @@zentarowgaming3260 Ok you're right, Boss. We have no idea what we're talking about. YOU'RE 100% CORRECT. After 3,000+ videos published on credit and EIN funding, we are still ignorant. We'll keep improving our knoweldge base.

  • @ProdigyAced
    @ProdigyAced 2 ปีที่แล้ว +6

    For the capital one spark cash for business, how do you apply without your SSN? The application is forcing me to input my social...and I had the card a few years ago, they did an inquiry and it does effect personal credit. How do we apply with JUST our EIN?

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +1

      Please watch this video. It has all the answers you need.
      EIN-ONLY BUSINESS CREDIT CARDS AND LOANS: How to Successfully Fill out an Application th-cam.com/video/-RLlUOfiNJE/w-d-xo.html
      Thank you.

    • @jimmyobando938
      @jimmyobando938 2 ปีที่แล้ว +1

      That's true

    • @erisplourd5554
      @erisplourd5554 2 ปีที่แล้ว +4

      @@SwittyKiwi no it doesnt..doesn't.. stuck on Sun..won't accept applications without entering ssn in personal..this is bs..

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +1

      @@erisplourd5554 You don't want to watch the video we just recommended you, so you can learn how to do it. Well, your loss!

    • @erisplourd5554
      @erisplourd5554 2 ปีที่แล้ว +1

      @@SwittyKiwi I watched

  • @viking.gothi.304
    @viking.gothi.304 2 ปีที่แล้ว +9

    So the citibusiness platinum select is not an ein only card. Even after talking to customer service they told me it has never been an ein only card.

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +2

      Sure no problem, Boss. Citi is a big bank, and you talked to ONE customer service rep over the phone. If that rep indeed told you the card was never an EIN-only card, then she or he is wrong. We've advised many, many and many clients of ours who have gotten this card - and continue to get this card - on an EIN basis.
      The problem is, most people (including you, most likely) don't want to do the preparation and legwork needed to get an EIN-only card. They just want to go and apply for an "EIN-only card." You've watched our other video about how to apply for an EIN-only card. Everything our team knows about this matter is in that video. Thank you, and stay blessed.

    • @viking.gothi.304
      @viking.gothi.304 2 ปีที่แล้ว +3

      @@SwittyKiwi wasnt putting anything down was just saying my experience. I have ein cards. A few that you listed here too. Citi is the only big bank that I don't have one with.

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +2

      @@viking.gothi.304 Thanks, Boss. Citi isn't that hard when it comes to EIN cards. They just want you to have a multiproduct relationship (MPR) with them before granting you that card. So besides checking and savings accounts, they love it when business owners hire them for services (payroll services, merchant processing, etc.).

  • @diontyler2880
    @diontyler2880 2 ปีที่แล้ว +1

    All of these have asked for my ssn and I have watched this video a number of times

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +1

      Thanks for letting us know.

  • @cakenicole7417
    @cakenicole7417 3 ปีที่แล้ว +7

    Appreciate it. Just got approved. Subscribed!

    • @SwittyKiwi
      @SwittyKiwi  3 ปีที่แล้ว +1

      Awesome! Thank you!

    • @SwittyKiwi
      @SwittyKiwi  3 ปีที่แล้ว +2

      God bless!

    • @Xtremeproducts
      @Xtremeproducts 3 ปีที่แล้ว +1

      Which card did you get approved for?

    • @cakenicole7417
      @cakenicole7417 3 ปีที่แล้ว +1

      Sorry guys.....I applied for the Capitol One Spark Gold card.

    • @Xtremeproducts
      @Xtremeproducts 3 ปีที่แล้ว

      @@cakenicole7417 are they reporting it to the personal credit? Or is it only the spark cash card business that doesn’t report to personal report?

  • @Rambat
    @Rambat 9 หลายเดือนก่อน +1

    I applied for the Spark business card, I was approved with only my EIN. Now it’s on my personal credit report.

    • @SwittyKiwi
      @SwittyKiwi  9 หลายเดือนก่อน +1

      You didn't do it properly. Here is what you should've done. th-cam.com/video/-RLlUOfiNJE/w-d-xo.html EIN-ONLY BUSINESS CREDIT CARDS AND LOANS: How to Successfully Fill out an Application

  • @bbqworld2103
    @bbqworld2103 ปีที่แล้ว +1

    Great video, thanks!

  • @alejandroaires6806
    @alejandroaires6806 9 หลายเดือนก่อน +1

    Thanks brother, sister 😎😎😎💯🙏💯🙏

    • @SwittyKiwi
      @SwittyKiwi  9 หลายเดือนก่อน +1

      Pleasure! God bless.

  • @nightfirefly92
    @nightfirefly92 2 ปีที่แล้ว +1

    You make nice contents
    Liked
    Here your new subscriber..

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +1

      Thank you! Fully appreciate it. God bless.

  • @cand2389
    @cand2389 2 ปีที่แล้ว +37

    You should kindly do a video on how to properly fill out the applications for the EIN only business credit cards. It would be helpful and could eliminate a lot of questions.

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +11

      WOW!!! 😉😉😉 This is the MOST EXCELLENT video idea we've gotten from a viewer. This is AWESOME! Thank you so much for the inspiration! We'll do it. 😇😇😇 THANK YOU!!!

    • @cand2389
      @cand2389 2 ปีที่แล้ว +2

      @@SwittyKiwi look forward to the video. Keep informing the masses with the good content.

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +3

      @@cand2389 Thanks a lot! If that's ok, we'd like to give you a shout-out in that video. For that, we'd need your name. (If not, that's ok also. We'll just use 'C And'.) :)

    • @cand2389
      @cand2389 2 ปีที่แล้ว +3

      @@SwittyKiwi My handle is fine. The video I think will clear a lot questions and they can see approvals or denials in real time. We all know nothing is perfect, but it’s the process and the information needed on the application that can improve one’s odds of business credit approval.

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +1

      @@cand2389 Awesome.😉🤝

  • @lisainnewarknj8313
    @lisainnewarknj8313 2 ปีที่แล้ว +1

    Thank you for leading.

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +1

      Thank you, Boss. God bless you.

  • @juanpablotrejoalvarez2378
    @juanpablotrejoalvarez2378 2 ปีที่แล้ว +2

    so i have a question i tried to apply for both citi bank cards but in both applications they ask for my personal social security also and they will run mi credit anyways so whats the point of these cards for EIN ONLY if you are still required to use your personal credit

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +1

      You don't know how to apply for EIN-only business credit cards. If you really care about this topic, learn through this video. EIN-ONLY BUSINESS CREDIT CARDS AND LOANS: How to Successfully Fill out an Application th-cam.com/video/-RLlUOfiNJE/w-d-xo.html

  • @morgancarter5394
    @morgancarter5394 2 ปีที่แล้ว +1

    thank you nice

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +1

      Thank you so much, Boss. Very happy the video added value. God bless you abundantly.

  • @sheamoyer2414
    @sheamoyer2414 ปีที่แล้ว +2

    when applying for some of these cards they still requite a personal SS number. why is that?

    • @SwittyKiwi
      @SwittyKiwi  ปีที่แล้ว +1

      Because of what we explained in this video. th-cam.com/video/-RLlUOfiNJE/w-d-xo.html EIN-ONLY BUSINESS CREDIT CARDS AND LOANS: How to Successfully Fill out an Application

  • @fal8872
    @fal8872 2 ปีที่แล้ว +6

    You need a ssn and a score over 685 to qualify for ANY American Express card !!!! Business or personal

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +1

      Thank you for your contribution. Fully appreciate it. Have a great week, and God bless.

    • @jasonfriday9107
      @jasonfriday9107 2 ปีที่แล้ว +2

      Not true

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +1

      @@jasonfriday9107 Thank you for your contribution, Boss. Fully appreciate it. God bless you abundantly. Have a gorgeous weekend.

  • @davidworkman6305
    @davidworkman6305 2 ปีที่แล้ว

    Thanks for the info

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว

      You're very welcome, Boss. Thanks for stopping by. God bless.

  • @dbarrientos6037
    @dbarrientos6037 2 ปีที่แล้ว +1

    I applied online on the IRS site to get my EIN number now I had one a few years ago when I was a tax preparer but now I want one for my new business but something it never goes through him and it tells me to call the number I called the number but I haven’t been able to get through for the past year and a half so what do I do

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +1

      If you can't reach anyone through that number, try applying manually. Form SS-4 www.irs.gov/pub/irs-pdf/iss4.pdf It takes longer (4 weeks), but at least you know the application is in the IRS system.

  • @johntelfort8217
    @johntelfort8217 ปีที่แล้ว +2

    Every single one of these applications asks for your ssn when applying and does not let you proceed if you don’t fill it out because it is a required field

    • @SwittyKiwi
      @SwittyKiwi  ปีที่แล้ว +1

      Boss, watch this so you have a better idea about what we're talking about. th-cam.com/video/-RLlUOfiNJE/w-d-xo.html EIN-ONLY BUSINESS CREDIT CARDS AND LOANS: How to Successfully Fill out an Application

  • @mabelmina646
    @mabelmina646 2 ปีที่แล้ว +1

    Thank you for all the wonderful info! I have tried the citi card and it wont let me continue without giving my SS#. am I doing something wrong?

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +2

      Please watch this complementary video - it has all the answers you need. *EIN-ONLY BUSINESS CREDIT CARDS AND LOANS: How to Successfully Fill out an Application* th-cam.com/video/-RLlUOfiNJE/w-d-xo.html

    • @SPOKENWORDZ1970
      @SPOKENWORDZ1970 2 ปีที่แล้ว +1

      You have to put in your duns number

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +2

      @@SPOKENWORDZ1970 Awesome! But we still suggest that people go to bank branches or call customer service before applying, and never apply online, though.

  • @ladawnemalone2955
    @ladawnemalone2955 3 ปีที่แล้ว +3

    🔥😎🔥 fire as usual.. that's what I'm talking about ✨

    • @SwittyKiwi
      @SwittyKiwi  3 ปีที่แล้ว +1

      Thanks, LaDawne. Appreciate your stopping by. Hope you're having a gorgeous week so far. God bless.

    • @sheritasimon2353
      @sheritasimon2353 ปีที่แล้ว

      Major banks check personal and business credit

  • @rosecapitalgroupinc
    @rosecapitalgroupinc 3 ปีที่แล้ว +1

    Just applied!!!! Fingers crossed!!! I'll reply either way.

    • @SwittyKiwi
      @SwittyKiwi  3 ปีที่แล้ว +1

      Good luck, bro. Please keep us - and everybody else - posted. God bless, and have a nice weekend.

    • @rosecapitalgroupinc
      @rosecapitalgroupinc 3 ปีที่แล้ว

      @@SwittyKiwi Will do.

    • @rosecapitalgroupinc
      @rosecapitalgroupinc 3 ปีที่แล้ว

      @@SwittyKiwi So when I applied I did see the section where they asked me for my social but right beside that box was a little "i" with a circle around it so I clicked on it and you were right. It said they just need my social for identification purposes. So I should be good right?

    • @rosecapitalgroupinc
      @rosecapitalgroupinc 3 ปีที่แล้ว +4

      Ok so I'm back with results. They did try to pull my personal credit. Lucky I had it blocked. 😔

  • @macdonaldgrazette1897
    @macdonaldgrazette1897 2 ปีที่แล้ว +1

    Excellent content

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +1

      Thanks so much, Boss. So grateful for the feedback. Appreciate your stopping by. Have a great week, and God bless you abundantly!

  • @LeslieArnelleTV
    @LeslieArnelleTV 2 ปีที่แล้ว +1

    thank you!

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +2

      You're very welcome, Boss! God bless you.

    • @LeslieArnelleTV
      @LeslieArnelleTV 2 ปีที่แล้ว +1

      @@SwittyKiwi God Bless You as well . Thank you :)

  • @cryptocarlitos
    @cryptocarlitos 2 ปีที่แล้ว +2

    This is outdated. Capital One and Chase DO REQUIRE SSN! I literally just applied for the Chase Ink card with my Banker at Chase Bank and we had the underwriter on the phone. For Capital One, you cannot submit app without SSN online.

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +1

      You're late to the game, Carlos. We've said time and again "Do not apply online." This information is as fresh as Artificial Intelligence or electric vehicles. Get some straight education so you don't make mistakes. You made very avoidable errors. Watch this video for more information...EIN-ONLY BUSINESS CREDIT CARDS AND LOANS: How to Successfully Fill out an Application th-cam.com/video/-RLlUOfiNJE/w-d-xo.html
      Holla if you need additional info.

  • @ethanmcglory7297
    @ethanmcglory7297 3 ปีที่แล้ว +10

    Thank you so much for this video. Exactly what I was looking for. I watched it a few days ago, and went on to apply for Cap 1 Spark without my SSN. I just got approved. Thanks again - you got a new sub!

    • @SwittyKiwi
      @SwittyKiwi  3 ปีที่แล้ว +1

      Glad it was helpful! Best of luck! Thanks, Ethan.

    • @scaleraw
      @scaleraw 3 ปีที่แล้ว

      @@SwittyKiwi the spark application wants you to put SSN how do you do application without it

    • @SwittyKiwi
      @SwittyKiwi  3 ปีที่แล้ว

      @@scaleraw Please see our response above to @The Geek Dad. Thank you

    • @leadingmobilenews5359
      @leadingmobilenews5359 3 ปีที่แล้ว

      Hhhhmmmm....

    • @hustlewithjulian5118
      @hustlewithjulian5118 2 ปีที่แล้ว

      Does your business do 1million+ revenue?

  • @msmoe00
    @msmoe00 ปีที่แล้ว +1

    The Marriott will not let you apply with EIN only it wants SS # and will not let you bypass that portion

  • @kevinwhite3685
    @kevinwhite3685 ปีที่แล้ว +1

    I put in for capital one, didn't put in social. Used EIN. They asked for drivers license and social security card. Immediately did a hard pull of personal credit.

    • @SwittyKiwi
      @SwittyKiwi  ปีที่แล้ว +1

      Because you don't know how to apply for EIN only business cards. Information is power, they say.

    • @kevinwhite3685
      @kevinwhite3685 ปีที่แล้ว +1

      @The Awesome S'witty Kiwi Show at the 14 minute mark, you speak of the capital one spark card. That's what I applied for. That's the information you provided.

    • @SwittyKiwi
      @SwittyKiwi  ปีที่แล้ว

      @kevinwhite3685 You have no idea how to apply for an EIN only business credit card. Before applying for any of these cards, please watch this complementary video: EIN-ONLY BUSINESS CREDIT CARDS AND LOANS: How to Successfully Fill out an Application th-cam.com/video/-RLlUOfiNJE/w-d-xo.html

    • @kevinwhite3685
      @kevinwhite3685 ปีที่แล้ว +1

      @@SwittyKiwi thanks for clearing it up. My bad

    • @SwittyKiwi
      @SwittyKiwi  ปีที่แล้ว +1

      @@kevinwhite3685 Sure no problem, Boss.

  • @shayladavis5473
    @shayladavis5473 ปีที่แล้ว +1

    I attempted the Chase card and it would not allow me to move through the appl process w/o entering my SSN. I was denied.

    • @SwittyKiwi
      @SwittyKiwi  ปีที่แล้ว +1

      We've said this time and again... Please educate yourself before doing an EIN only application th-cam.com/video/-RLlUOfiNJE/w-d-xo.html EIN-ONLY BUSINESS CREDIT CARDS AND LOANS: How to Successfully Fill out an Application

  • @KarmaKillz
    @KarmaKillz 3 ปีที่แล้ว

    The spark card asks for personal info and they want the SSN number. Is that something new or am i doing something wrong?

    • @SwittyKiwi
      @SwittyKiwi  3 ปีที่แล้ว

      You're not doing anything wrong. We suppose you're applying for the Spark Classic card found here. applynow.capitalone.com/?productId=12855. They need the SSN for identification purposes. (If you hover around the 'i' next to the SSN field, you'd see that Capital One says: " Federal law requires us to obtain, verify, and record information that identifies each person who opens an account. As a result, your Social Security Number is required and used for identification purposes."
      Hopefully, you have a legal business structure separate from your personal affairs, and that you provide all your business's informaiton in the first part of the application, as requested.
      Please note that the Spark Card - as all other cards listed in the video - will not rely on your EIN only if your business is a sole proprietorship. You must have an LLC, C corp, S corp. for the EIN-only feature to work, in other words, for Capital One (or any card issuer) to focus more on the EIN and less on your SSN.
      Thanks

    • @leadingmobilenews5359
      @leadingmobilenews5359 3 ปีที่แล้ว +2

      No. The Spark card isn't the only card he says just needs a EIN; however, the application ask for SSN: Office Depot ask for SSN.
      www.leadingmobilenews.com

  • @erisplourd5554
    @erisplourd5554 2 ปีที่แล้ว +1

    Umm...how do you leave ssn box empty?? They won't let you continue to next section or page if you don't fill it in

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +1

      Please watch: EIN-ONLY BUSINESS CREDIT CARDS AND LOANS: How to Successfully Fill out an Application th-cam.com/video/-RLlUOfiNJE/w-d-xo.html

  • @MrMoebeter
    @MrMoebeter 2 ปีที่แล้ว +1

    I went to chase site for the Ink card and it asks for SS#. I thought it was supposed to be EIN only. Can you assist?

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +2

      Maurice, thanks for the question. There's a specific way to apply for an EIN-only card. If you just go on the website to check out the link, of course you'd see a SSN box out there. There's way to bypass that SSN box. We're releasing a video tomorrow about how to apply for EIN-only business loans and credit cards. Check it out when it comes out, as it'll answer all your questions.
      Have a blessed weekend. God bless.

    • @MrMoebeter
      @MrMoebeter 2 ปีที่แล้ว

      Ok great! I didn't expect an answer to the question let alone so fast. I can't wait to watch the updated video.

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +1

      @@MrMoebeter Cool, boss. We reply to all questions and comments. 😉

  • @lofivibes-techanimestudios281
    @lofivibes-techanimestudios281 ปีที่แล้ว +1

    Spark cash for business asks for your SSNN all the times.

    • @SwittyKiwi
      @SwittyKiwi  ปีที่แล้ว +1

      ...Based on YOUR personal experience...which is limited anyway.

  • @gizoegaming5211
    @gizoegaming5211 2 ปีที่แล้ว +1

    They all require a ssn to apply and they give you a HARD inquiry lol so wth you mean don’t put your social in the application. It won’t even let you to continue the application with out your social

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +1

      It looks like you're late to the party, Boss. 😉 Please educate yourself and watch this complementary video: EIN-ONLY BUSINESS CREDIT CARDS AND LOANS: How to Successfully Fill out an Application th-cam.com/video/-RLlUOfiNJE/w-d-xo.html. Thank you, and God bless you.

  • @emmitttrill5867
    @emmitttrill5867 2 ปีที่แล้ว +1

    I think you need to show us proof that you can get these cards with just a EIN. 8 out of 10 of these cards requires a SSN and not just for verification purposes. Your information is either incorrect or outdated.

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว

      Excellent suggestion, bro. Please watch this video: EIN-ONLY BUSINESS CREDIT CARDS AND LOANS: How to Successfully Fill out an Application th-cam.com/video/-RLlUOfiNJE/w-d-xo.html. It has all the answers to your question. Our information is 100% accurate and substantiated. We double-checked the content with these credit card issuers, and are basing this video also on our expertise in the field.
      Thanks for stopping by, have a great week, and God bless you.

  • @vanessarivers8439
    @vanessarivers8439 2 ปีที่แล้ว +4

    Any limitations on how long you have to be in business for the Costco business card?

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +3

      3 months minimum.

    • @Allsportstees
      @Allsportstees ปีที่แล้ว +1

      @@SwittyKiwi how much annual revenue

    • @SwittyKiwi
      @SwittyKiwi  ปีที่แล้ว +1

      @@Allsportstees Depends...but generally they'll start looking at your file seriously with min. $10k monthly.

  • @candaceh9369
    @candaceh9369 2 ปีที่แล้ว +4

    Thanks for the info, wouldn’t you have to have some type of business credit established, that is reporting to the business credit bureaus in order for no PG?

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +3

      Not at all. As you certainly know, "No PG" means "No Personal Guarantee." The thing is, most EIN-loans are also 'no doc loans,' meaning you need to show more about the business's performance, no matter your credit. If the company, say, has excellent credit but its financial performance is poor, you'd find it harder to get EIN-only financing.

    • @SPOKENWORDZ1970
      @SPOKENWORDZ1970 2 ปีที่แล้ว +1

      I don't know what information is man is telling you but of course you have to have a business you need a EIN number and a duns number an LLC that's why it's called business credit

    • @stephaniemathis5890
      @stephaniemathis5890 2 ปีที่แล้ว

      @@SPOKENWORDZ1970 you should read! It’s very clear you didn’t read the question, or didn’t comprehend.

  • @TerranBailey
    @TerranBailey ปีที่แล้ว +1

    please sort posting the links to the site

    • @SwittyKiwi
      @SwittyKiwi  ปีที่แล้ว +1

      Don't understand the question in relation to the video's title. Please come again.

  • @toybattle9806
    @toybattle9806 2 ปีที่แล้ว +1

    What is the best card for business startup with someone that have good personal credit

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +1

      Any of these three business credit cards would be perfect for a 670-799 FICO:
      - American Express Blue Business Cash™ Card
      - Capital One Spark Cash for Business,
      - Ink Business Cash® Credit Card
      Thanks

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว

      @@DavidMayCaballero Thank you so much for pitching in, David. Fully appreciate your feedback. Have a gorgeous week, and God bless.

  • @michaelrodgers4473
    @michaelrodgers4473 ปีที่แล้ว

    see the problem i would have is i train outside in california. i would need waters, towels, mats snd other things thats needed how would all this work for me.

    • @SwittyKiwi
      @SwittyKiwi  ปีที่แล้ว +1

      Don't understand this random comment when contextualized with the video title...

  • @encryptedtrend8668
    @encryptedtrend8668 2 ปีที่แล้ว +2

    Where did you go to make illustrated videos like this made

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +5

      We're a team. This is not a one-person show. The video illustrators are part of our team, just as the narrator, the researchers, the scriptwriters, etc. Thank you.

  • @carmenmich
    @carmenmich 2 ปีที่แล้ว +7

    These aren’t EIN only cards. Marriot and all of the Citi cards ask for your social security number and the gas cards can only be used at gas stations. The store cards can only be used at the stores

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว

      Ok, it shows that you're new to the party. Welcome. Everything you wrote above is false, but it ain't your fault. You just don't know...

    • @Heiswithher
      @Heiswithher ปีที่แล้ว +1

      @@SwittyKiwi please clarify.

    • @SwittyKiwi
      @SwittyKiwi  ปีที่แล้ว +1

      @@Heiswithher Clarify what? Please be specific.

    • @Allsportstees
      @Allsportstees ปีที่แล้ว +1

      @@Heiswithher when you apply dont put in your ssn. just put in the EIN. but you'll also need to match the requirements asked of the card issuer, like revenue.

  • @NevilleSewgoolam
    @NevilleSewgoolam 2 ปีที่แล้ว +4

    I tried all applications and they all require a SSN unfortunately. Thanks.

    • @yellatrot
      @yellatrot 2 ปีที่แล้ว +1

      So this website lying....thanks won't bother watching or subscribing...

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว

      @@yellatrot Sure, no problem. Thanks for stopping by, and have a wonderful week. God bless.

    • @candaceh9369
      @candaceh9369 2 ปีที่แล้ว +1

      It's for identification purposes for most. Although my business Spark card is reporting on my personal credit as well.

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว

      @@candaceh9369 That's happening because you haven't done a good job at segregating your business affairs from your personal affairs, at least from a default risk perspective. Check out our tutorial about how to apply for an EIN-only business loan or credit card, and then learn about what we call the five-point 'Segregation Test' th-cam.com/video/-RLlUOfiNJE/w-d-xo.html

    • @edgardom.1971
      @edgardom.1971 2 ปีที่แล้ว

      Start by applying for business credit gas cards and keep using it, pay off every month, in 6 mos or so you'll be able to build business credit history

  • @ProdJamesCultz
    @ProdJamesCultz ปีที่แล้ว +1

    Can you make a video on Buisness cards for balance transfers from personal credit cards

    • @SwittyKiwi
      @SwittyKiwi  ปีที่แล้ว +1

      Sounds like a great idea. Thanks for suggesting. We'll study the topic and release a video on it in a few weeks. God bless.

    • @ProdJamesCultz
      @ProdJamesCultz ปีที่แล้ว +1

      @@SwittyKiwi thanks god bless

    • @SwittyKiwi
      @SwittyKiwi  ปีที่แล้ว +1

      @@ProdJamesCultz You too, Boss.

  • @reneegallon8457
    @reneegallon8457 2 ปีที่แล้ว +1

    How does this type of CC affect your credit?

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +2

      No impact on your personal credit if you apply right and make sure it's set up as an EIN-only card. The issuer will, right from the start, report your business's info to D&B, Experian, Equifax, LexisNexis and other SBFE agencies. Thanks

  • @challengecoins4u
    @challengecoins4u 9 หลายเดือนก่อน +1

    CAPITAL ONE SUCKS!!!! they closed my card down for no reason and then took me to court.

    • @SwittyKiwi
      @SwittyKiwi  9 หลายเดือนก่อน +1

      Sorry to hear that.

  • @bamboongiladmin6299
    @bamboongiladmin6299 2 ปีที่แล้ว +1

    Ink CHASE Card needs credit history and need to share SSN also

  • @damonstthomas1
    @damonstthomas1 ปีที่แล้ว +1

    Not accurate. Called Capital One to inquire about a hard pull for any of their business cards and the representative confirmed that despite being a multi product holder (several personal cards, checking and savings account), a hard inquiry is associated with any of their card applications

    • @SwittyKiwi
      @SwittyKiwi  ปีที่แล้ว +1

      Thanks, Boss. With all due respect, your statement just shows that you have no idea how to apply for an EIN-only business credit card. Everything in this video is 100% correct. Now, if you're seriously interested in the matter, search our video catalog to find out how to apply for this kind of credit card. We've explained this things soooooo many, many, many times....the ink in our computer keyboard has now dried up. Those who want to listen can listen. Thanks

    • @damonstthomas1
      @damonstthomas1 ปีที่แล้ว +2

      @@SwittyKiwi Die with the lie I suppose. It’s great to have passion and to share that drive with others. Won’t knock that hustle and while your response shows an adherence to your brand despite the negative effect it could have on others, as consumers we all have to make the decision that is best for us. Maybe you sold used cars in a previous life and were very successful!

    • @SwittyKiwi
      @SwittyKiwi  ปีที่แล้ว +1

      @@damonstthomas1 Don't understand the gibberish you're talking here...Who knows...maybe some problem with articulation. Yo, stay blessed anyway. You're talking about "knocking that hustle." This ain't no hustle for us. All our 23 members are experts who have regular 9-to-5 jobs, making upper-six-digit salaries. So don't get it twisted...even for a minute. This TH-cam thing is a side gig we do to help businesspeople and regular individuals. "We're giving it back." Get your facts straight! If you really think this TH-cam is paying the salaries of 23 people, think again. And this ain't about "knocking that hustle." It's about telling the truth. And on this one, you're TOTALLY wrong. And we're right. The amount of research we've done - and the amount of documentary evidence we've collected over several months - to do this video...we haven't even done an iota of it. Not even an iota. So everything you said is SIMPLY myopic compared to our results. MYOPIC. If you don't believe, let's set up a ShareDrive folder, and we'll dump all our proof over there for the whole to see....and you do the same. Just let us know. It takes only 5 minutes to set up. If you can't do that, then you're just a talker. And talk is cheap, as they say.

  • @relaxreleaserestorerepeat9641
    @relaxreleaserestorerepeat9641 ปีที่แล้ว +1

    I was asked for SSN on all of these

    • @SwittyKiwi
      @SwittyKiwi  ปีที่แล้ว +1

      Ok thanks. You didn't apply properly. Check this out. EIN-ONLY BUSINESS CREDIT CARDS AND LOANS: How to Successfully Fill out an Application th-cam.com/video/-RLlUOfiNJE/w-d-xo.html

  • @vanessarivers8439
    @vanessarivers8439 2 ปีที่แล้ว

    any ideas for new small businesses?

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว

      Could you please clarify what you mean? Thanks

  • @sheemnewera
    @sheemnewera ปีที่แล้ว +1

    I just did it and they checked my credit fyi I got approved cause my credit is goood 750 but they still pulled

    • @SwittyKiwi
      @SwittyKiwi  ปีที่แล้ว +1

      Good to hear. They pulled b'coz you didn't apply the right way. Check this out. EIN-ONLY BUSINESS CREDIT CARDS AND LOANS: How to Successfully Fill out an Application th-cam.com/video/-RLlUOfiNJE/w-d-xo.html

  • @adrianc6193
    @adrianc6193 2 ปีที่แล้ว +1

    I tried to apply with just my EIN and they all wanted my ssn

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +1

      Please watch this: Before applying for any of these cards, please watch this complementary video: EIN-ONLY BUSINESS CREDIT CARDS AND LOANS: How to Successfully Fill out an Application th-cam.com/video/-RLlUOfiNJE/w-d-xo.html Good luck, and God bless.

  • @gerryhall8210
    @gerryhall8210 3 ปีที่แล้ว +3

    Costco and AA cards will not work if I don't add my SSN.

    • @SwittyKiwi
      @SwittyKiwi  3 ปีที่แล้ว

      That's strange...When we tested those two cards, we never had that problem.
      - To apply for the Costco Anywhere Visa® Business Card by Citi you must have a current Costco membership in your company's name. Once you do, you can easily apply for the card without your SSN. No need to enter your name or social, unless you indicate that you're a company representative. Make sure, though, as we said in the video, that you apply as an incorporated business (single-member LLC, for example), and not as a sole proprietorship. (More information on the Costco card application can be found here: www.citi.com/credit-cards/citi-costco-anywhere-visa-business-credit-card. It said exactly what we said in the video.)
      - For the CitiBusiness AAdvantage card, again, we didn't have that problem when testing the card. And we just talked to a Citi Cards representative who reiterated the same thing: You don't need your name or SSN when applying. Here's a solid resource that shows a sample application form for the AA card: millionmilesecrets.com/guides/how-to-complete-a-citi-business-card-application. As you can see, it has no box for 'individual name' and 'SSN.'
      Thanks

    • @reggieross4125
      @reggieross4125 3 ปีที่แล้ว

      I applied also, had to put my ssn for verification and they ran a hard inquiry on my personal credit, smh 🤦🏾‍♂️

    • @SwittyKiwi
      @SwittyKiwi  3 ปีที่แล้ว

      @Reggie Ross Hi Reggie, did you apply as a business with EIN or as a sole proprietorship? That could be one reason. As we said in the video, you need to have a legal business that's a separate entity from your personal affairs. Otherwise, the card issuer would mingle your personal and business 'identities' - and consequently do a hard pull on your personal credit. According to our conversation with Citi representatives, the Costco Business Visa card is for businesses only and relies on EIN and business data. If they ask for SSN, it could only be for identification purposes. (They even said so on the card's application website www.citi.com/credit-cards/citi-costco-anywhere-visa-business-credit-card)
      Thank you.

    • @reggieross4125
      @reggieross4125 2 ปีที่แล้ว +1

      @@SwittyKiwi I applied with EIN

  • @latearsnead5350
    @latearsnead5350 ปีที่แล้ว +1

    I hate receiving false information. American Express asked for all of my personal information when I tried to get the business credit card. If you’re going to do these breakdowns give accurate information please.

    • @SwittyKiwi
      @SwittyKiwi  ปีที่แล้ว +1

      You're correct. This whole information is 100% incorrect. We concocted the whole video while watching the latest Minions movie. Not a good thing to do, I guess Also, Mickey Mouse came to distract us while we were doing the research, so maybe that's why the outcome doesn't jive with what you believe. Sorry about that, Boss. Next time, we'll go do the research on Mars or Jupiter. We'll be "safe" there.

  • @diegotheroofer
    @diegotheroofer 2 ปีที่แล้ว

    Every single application requires a SSN and won’t let me submit application without a SSN

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว

      Watch this video: EIN-ONLY BUSINESS CREDIT CARDS AND LOANS: How to Successfully Fill out an Application th-cam.com/video/-RLlUOfiNJE/w-d-xo.html

  • @thegeekdad8639
    @thegeekdad8639 3 ปีที่แล้ว +37

    😂😂 Click Bait. Cap1 does not allow application without SSN, as American Express and Chase.

    • @SwittyKiwi
      @SwittyKiwi  3 ปีที่แล้ว +15

      Thanks for your comment. Appreciate your stopping by. Thanks a lot.
      However, please allow us to say that this video is not click bait at all, and you're TOTALLY wrong. It seems that you aren't familiar with how EIN-only business credit cards work. Please don't confuse viewers with random, approximate utterances based on personal experience, hearsay or anecdotes. All information in this video was double-checked and corroborated with the credit card issuers. Unless you have proven, research-based facts, it's better not to state something that could only leave viewers confused. (This video has a watch time of 85%, and many, many viewers are learning from it and finding value from it.
      Again, you're TOTALLY wrong. Here's why. Capital One does indeed allow application without SSN. To prove this to you, go, for example, to the SPARK CLASSIC application page on Capital One's website (applynow.capitalone.com/?productId=12855). You'll see, on the page, that the main information asked is about the business, including the business EIN, not the individual business owner. The SSN information is asked as an FYI only - an ancillary piece of information that Capital One, as it says itself on the website, uses for identification purposes, not credit purposes. Our stance about Capital One also applies to Amex and Chase.
      We'd be happy to review your findings, if you have some, and see where we differ. But they must be fact-based comments, not random utterances. (Everyone can do those on a TH-cam channel wall.)
      Thanks again, have a great week,, and God bless you.

    • @thegeekdad8639
      @thegeekdad8639 3 ปีที่แล้ว +21

      @@SwittyKiwi One, you’re TOTALLY WRONG. They require a PG and run your credit not just as an identifier. Correct your mistake before other people waste inquiries because of your misinformation.

    • @SwittyKiwi
      @SwittyKiwi  3 ปีที่แล้ว +1

      @@thegeekdad8639 Thanks for the comment. You want to engage in debate without providing proof. Talk is cheap, as they say. You could say we're 'TOTALLY WRONG'... without offering facts. We've done research, talked to the card issuers, spoken to business owners who've gone through the process and applied successfully, and are still advising other businesses who need business credit to apply for their business credit.
      All you have done is... commenting on this video.
      We'd love to share our views with yours, but please show facts.
      Otherwise, it's just you offering us a window into your personal experience or anecdotal history.

    • @meet-kd
      @meet-kd 2 ปีที่แล้ว +1

      So do you guys just think every corporation in America that has business cards for dozens of their employees has a personal guarantee by the CEO? Cmon now. This isn’t a brand new concept. You think people are still using petty cash?
      I mean you can get a CC from Tomo without even a credit check or securing it with a cash deposit. Cards are changing. Sure there’s some instances where balances aren’t paid, but the amount these companies are making off a swipe fee far outweighs this as a whole. Just because you can’t believe it doesn’t mean it’s not happening.
      Thanks for the video. I’ll check the rest of your content now. I’m expecting equal research and effort like this one.

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +3

      @@meet-kd Such a compelling and well-thought-out answer, Kevin. Thanks so much for enlightening the debate, and removing the confusion that still lies in the minds of some viewers. We couldn't say it better: You nailed it. Awesome to see other viewers independently confirming what we've been saying all along. Have a great week, and God bless.

  • @Rocc-pi1wj
    @Rocc-pi1wj 11 หลายเดือนก่อน +1

    All of these check your personal score.

    • @SwittyKiwi
      @SwittyKiwi  11 หลายเดือนก่อน +1

      Thanks for saying so. We didn't know that.

  • @michaeljenkinsfitness1213
    @michaeljenkinsfitness1213 ปีที่แล้ว +1

    FYI-
    The Marriot Business card is not EIN only.

    • @SwittyKiwi
      @SwittyKiwi  ปีที่แล้ว +1

      FYI - The Marriot Business card can be EIN only if you know how to apply. 99% of people don't know how to apply. Several of our team members *HAVE* this card.

  • @burrowsandco
    @burrowsandco 2 ปีที่แล้ว +1

    Misleading video... For sure the Amex and the Chase Ink cards require a PG. Yes, I just tried each one again just to verify.

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +1

      Sure, no problem. At this point, we're not even 'fighting' this kind of TOTALLY WRONG contention anymore - from you or from anyone else. Information is power, and we've debunked a lot of business credit myths on this channel, including the one you just wrote about. This kind of comments does nothing but confuse viewers even further. If you're TRULY interested in the 'EIN only, no PG' business funding process, please watch the following video till the end: EIN-ONLY BUSINESS CREDIT CARDS AND LOANS: How to Successfully Fill out an Application th-cam.com/video/-RLlUOfiNJE/w-d-xo.html
      Thank you. God bless.

    • @burrowsandco
      @burrowsandco 2 ปีที่แล้ว +1

      You're delusional

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +1

      @@burrowsandco Thank you very much for the compliment! Fully appreciate it. Have a gorgeous week, and God bless you and your family. 🙏🙏🙏

  • @selfmade2076
    @selfmade2076 2 ปีที่แล้ว +3

    So your saying leave the ssn blank

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +2

      Not saying that. Please watch this video to understand the whole process. EIN-ONLY BUSINESS CREDIT CARDS AND LOANS: How to Successfully Fill out an Application th-cam.com/video/-RLlUOfiNJE/w-d-xo.html

  • @Realisrareimher
    @Realisrareimher 2 ปีที่แล้ว

    Does your D&B business info need to be the same info you use to apply for any of these credit cards?

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +1

      Yes. This is because the whole credit card application will focus on your business, rather than on your personal info. So there's gotta be consistency between your business registered address, the info in D&B (as well as SBFE, Equifax and Experian), and the info on your 1065 or 1120 (S/C) return. Some card issuers listed in the video require business tax returns when reviewing applications. Hope this clears things up. Thank you so much for asking. This is a brilliant question. God bless!

  • @jcashtheartist9369
    @jcashtheartist9369 2 ปีที่แล้ว

    Dam smoked 😂

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +1

      Don't know what's funny...but thanks for stopping by.

  • @WayneRobertsGSA
    @WayneRobertsGSA ปีที่แล้ว +1

    The Citibank card ask for social security number

    • @SwittyKiwi
      @SwittyKiwi  ปีที่แล้ว +1

      Watch this video th-cam.com/video/-RLlUOfiNJE/w-d-xo.html EIN-ONLY BUSINESS CREDIT CARDS AND LOANS: How to Successfully Fill out an Application

  • @The-realnews
    @The-realnews 2 ปีที่แล้ว +2

    The Bento for Business Visa debit card does not require a credit check. It is not a credit card.

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +1

      Thank you for the comment...but we aren't sure what point you're trying to make with that comment. Please don't watch the video for 2-3 mn and make a random comment that has nothing to do with the video. Of course, we know Bento is not a credit card; it's even written in the card's name: Bento Debit Card. You wrote this comment as if we did say in the video that Bento for Business Visa debit card were a credit card and thus was part of the Top 10. We mentioned Bento in the first 2-3 minutes of this video in the Overview section. It is NOT part of the Top 10. Thank you, and God bless.

  • @journey2credit84
    @journey2credit84 2 ปีที่แล้ว +1

    U forgot to add the FNBO business visa credit card

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +1

      The title "Top 10," and there are many business credit cards that we "forgot" - because they were not, in our opinion, part of the Top 10. For one, FNBO is only present in Colorado, Illinois, Iowa, Kansas, Nebraska, South Dakota and Texas. Whenever possible, we like to go for national card issuers. Thanks

  • @ssidb13
    @ssidb13 ปีที่แล้ว +1

    i need you as my business mentor i am failing terribly

    • @SwittyKiwi
      @SwittyKiwi  ปีที่แล้ว

      Please send us an email (see the channel's About section so you can have a deeper idea about your case and then help you better.)

  • @salongeg8148
    @salongeg8148 2 ปีที่แล้ว

    Do you have to show proof of income or business sales

    • @darylfletcher5164
      @darylfletcher5164 2 ปีที่แล้ว +1

      Did it say in the video?

    • @darylfletcher5164
      @darylfletcher5164 2 ปีที่แล้ว +1

      Most likely though I have the same question

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +1

      Yes, definitely. You have to show proof of income or business sales. As a matter of fact, you may have to show a complete business plan along with financial statements to back up your EIN. For more information, please watch this video: EIN-ONLY BUSINESS CREDIT CARDS AND LOANS: How to Successfully Fill out an Application th-cam.com/video/-RLlUOfiNJE/w-d-xo.html. Thanks

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +1

      Please see our answer. Thank you.

  • @tonyzio5796
    @tonyzio5796 2 ปีที่แล้ว +1

    The applications still ask for ss number. ?

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +1

      Please watch this video. It has all the answers. EIN-ONLY BUSINESS CREDIT CARDS AND LOANS: How to Successfully Fill out an Application th-cam.com/video/-RLlUOfiNJE/w-d-xo.html

    • @tonyzio5796
      @tonyzio5796 2 ปีที่แล้ว +1

      So it is not EIN only....you still have to give more...including SS.
      Why not call it something else....

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +1

      @@tonyzio5796 It is EIN only. We're not calling it something else. You don't have to give more info during the application process. Learn how to apply for EIN-only cards the proper way. We have explained this topic so many times that we're tired of talking again. You can apply for these cards with EIN or without EIN. We're not changing the title of the video simply because you want us to. EITHER you want to learn and follow the steps...OR you don't want to. And if we're fine with either option. No impact on us. God bless you abundantly - and may you be approved for a business card with EIN only one of these days when you really want to, and are ready to, learn.

  • @anthonykence9954
    @anthonykence9954 2 ปีที่แล้ว +5

    You will not get a major business credit card without a personal guarantee. I don't know this guy is saying.

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +2

      You are wrong, Anthony. You don't know what you're saying. Please don't confuse your personal experience or hearsay - a.k.a. anecdotal information you heard in your entourage - as universal wisdom.
      Simply because you - or people you know - didn't get a major business credit card without PG doesn't mean it's not possible.
      It's indeed possible, and thousands of people who understand how EIN-only credit cards work are getting their cards approved.
      Class is in session; let people who want to learn, learn. Don't confuse them, please. Learn how to get an EIN-only credit card; we covered that topic in another video th-cam.com/video/TergkeU5TUY/w-d-xo.html. With an impressive 92% watch time, that video has helped thousands of viewers learn how to apply for EIN-only business credit cards. You might find that video helpful.
      Thanks, and stay blessed.

    • @anthonykence9954
      @anthonykence9954 2 ปีที่แล้ว +4

      @@SwittyKiwi I am a banker . There is no major bank that will issue you a major business credit card without a personal guarantee starting out. You could do this years ago under a EIN .Banks caught on to this because they were losing money

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +2

      @@anthonykence9954 Ok, since you seem to be well versed in the subtleties of risk management, let's deepen the conversation a bit. (Collectively, our team also boast decades of experience in banking and business credit, among other fields.)
      1) First, your point about 'major credit card' is inaccurate. 'Major credit cards' (as you call them) are starting to embrace the bandwagon of fintech business credit issuance, and approving business credit cards without following the traditional pattern of PG or collateral. Take Amex's
      Corporate Program for Startups, for example. Amex, you'd agree, is a 'major' credit card issuer.
      2) Second - whether or not banks are tightening their risk spectra in terms of business credit card approval (something we haven't seen in our research yet) - you can still qualify for an EIN-only card by going to a local branch, sitting down with a rep, and having a solid application package replete with everything from business plan to cash flow projections. As a banker, you certainly understand that the credit card issuer's primary concerns are borrower liquidity and default risk. If a business borrower is able to properly allay the lender's fears, he/she will get an EIN-only card. The thing is, the vast majority of solopreneurs and small-business owners don't know these things.
      3) Third - it's way, way, way easier to get EIN-only business credit cards approved at major credit unions like Navy Federal, Boeing CU and Consumers Credit CU.
      Bottom line: We're trying to educate viewers on a large constellation of avenues whereby they can get EIN-only business credit cards. And we're not just focusing on 'major banks.' Fintech companies have been proving already the major disruption happening in the industry, so we're focusing on the whole spectrum of business credit cards, not just those issued by 'major banks.'
      Thanks

    • @anthonykence9954
      @anthonykence9954 2 ปีที่แล้ว +2

      @@SwittyKiwi ok try to sit down with a banker in a branch and tell them your not going to PG the Business cc. Their going to tell you we can't do.it . Fund and grow which gets business credit for people which is very successful at it . Can not get you Business Credit cards without using your personal credit score. Fintech cards are a pretty now concept. Banks are just not being careless anymore. Most people dont have a strong EIN # .

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +2

      @@anthonykence9954 Cool. Agree with your very last sentence, which is why we're teaching people how to beef up their EIN - or at least find other ways to mitigate the impact of a less-than-stellar EIN - before applying for a business credit card.
      For the rest, let's agree to disagree, Anthony. 😉🤝 There are financial institutions - big and small - in this country that continue to approve based on EIN. Those are facts: Facts we've uncovered in our own research, facts we've seen by talking to bankers, and facts we've come across while advising business clients.
      If more business owners would learn how to prepare a solid business credit card application - and, when possible, NOT apply online - they would get an EIN-only card.
      Thanks for pitching in. Fully appreciate it. God bless. 🙏

  • @rhyan1986
    @rhyan1986 2 ปีที่แล้ว

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว

      Thanks, Boss. God bless!

  • @Thebboyy
    @Thebboyy หลายเดือนก่อน

    can a non us resident open an amex business account with an llc and ein number only ?

    • @SwittyKiwi
      @SwittyKiwi  หลายเดือนก่อน +1

      Yes, non-US residents can open an Amex business account with an LLC and EIN number.

    • @Thebboyy
      @Thebboyy หลายเดือนก่อน

      @@SwittyKiwi i tried it’s not possible they ask for ssn 😕

    • @SwittyKiwi
      @SwittyKiwi  หลายเดือนก่อน +1

      @Thebboyy Watch this video. th-cam.com/video/-RLlUOfiNJE/w-d-xo.html EIN-ONLY BUSINESS CREDIT CARDS AND LOANS: How to Successfully Fill out an Application

    • @Thebboyy
      @Thebboyy หลายเดือนก่อน

      @@SwittyKiwi thanks alot

    • @SwittyKiwi
      @SwittyKiwi  หลายเดือนก่อน +1

      @@Thebboyy Welcome.

  • @MichelleDonovan-uh5jg
    @MichelleDonovan-uh5jg หลายเดือนก่อน +1

    60K in a year gets you 1 FREE night 😭😭😭

    • @SwittyKiwi
      @SwittyKiwi  หลายเดือนก่อน +1

      Better make that free night count - go for the penthouse suite!

  • @hotkesha1
    @hotkesha1 2 ปีที่แล้ว +2

    How soon can I apply for a business card after getting my llc and EIN?

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +2

      6 months sounds reasonable (assuming, you mean your business is brand new.) For a startup, you need give time to open a business checking and a business secured card (as a first step), write up a compelling business plan (filled with realistic but optimistic projection data) and then run your business for 6-9 months before going the EIN route. If you do it before that, you might risk having your personal, instead of the business, credit hard-pulled. It's always better, whenever possible, to apply at the bank/credit union where you personally bank because they know you already. Good luck, and God bless.

    • @hotkesha1
      @hotkesha1 2 ปีที่แล้ว +1

      @@SwittyKiwi thank you so much..

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว

      @@hotkesha1 You're very welcome, sis.

  • @dareckmaurice4295
    @dareckmaurice4295 2 ปีที่แล้ว +2

    CAP on all of this info he putting out - I CHALLENGE anyone in the comments to PROVE they got approved by the above methods, its 2022 - TIRED of these so called TH-cam guru's putting on false info....putting out info that is simply NOT FACTUAL...

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +1

      You came. You vented. Hope that you now feel OK... We have nothing to prove to you. Our work is the result of 75 years of collective experience from 23 financial experts, most of whom were investment bankers and CPAs in a prior life. This ain't no single-person effort. Everything we put is 100% free. But again we're not here debating anything. You want to listen music using Sony Walkman devices and cassettes; it's totally up to you. We're doing this TH-cam for free, to help people. We're not selling anything. We're not gurus or anything. So long story short, you don't have to believe anything we post. And btw, we ABSOLUTELY don't care!

  • @shehzadchowdhury8327
    @shehzadchowdhury8327 ปีที่แล้ว +1

    Are these credit cards or charge cards?

  • @gordongiobanni7543
    @gordongiobanni7543 2 ปีที่แล้ว +2

    Why is GUS FRING NARRATING THIS!!! 😁

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +1

      Excellent question!🤣😆😂

  • @quekalia-
    @quekalia- ปีที่แล้ว +1

    🤔🤔🤔🤔

  • @janedoe63214
    @janedoe63214 2 ปีที่แล้ว

    All these CC you mentioned require credit check .

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว

      You have a poor understanding of the EIN-only application process. Please educate yourself. And start by watching this video... EIN-ONLY BUSINESS CREDIT CARDS AND LOANS: How to Successfully Fill out an Application th-cam.com/video/-RLlUOfiNJE/w-d-xo.html
      God bless you.

  • @trevey16
    @trevey16 2 ปีที่แล้ว +1

    Aye yall I promise u, if i could… i would post a screenshot how i jus got approved for the Cap1 Spark. It ask for my ssn BUT i put my EIN. Only $2k limit but it approved. I was confused too yall nd watched his video he keep commentin cause we all sayin the same thing💀💀💀but I said fck it and applied usin my EIN.. and again. Approved. So bro if this the case, jus say in yo videos that, if it ask for ssn, put yo EIN lol cause yo comment section aint lookin good🤣🤣itll turn ppl around

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +1

      You did it wrong, but lucky you, you got approved. But the tiny limit you got is proof you didn't do it right. $2k is very tiny for a business card. We've talked about this topic soo many times - and the vast majority of our viewers understand, and they just apply what we've taught. Here is a video we did a few months ago explaining everything. EIN-ONLY BUSINESS CREDIT CARDS AND LOANS: How to Successfully Fill out an Application th-cam.com/video/-RLlUOfiNJE/w-d-xo.html
      But there's a tiny, tiny, tiny minority of people who don't want to watch this video and are stuck with their old beliefs. Maybe you're part of that group, too. You don't have to switch the EIN for the SSN on that form. That's the wrong way of doing it.
      Watch that video and learn. That's our last word on this topic.

    • @trevey16
      @trevey16 2 ปีที่แล้ว +1

      @@SwittyKiwi 1 bro, be respectful how u reply yo ppl. U aint gotta do too much, cause i see it in too many of the comments u responded to. 2, i watched both videos, this video and the one u keep sendin… in which it seem like u doin it to get yo views up. Stop tryna make ppl seem slow when u aint doin that well of a job with walking people thru shit

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +1

      @@trevey16 Whatever.

  • @dareckmaurice4295
    @dareckmaurice4295 2 ปีที่แล้ว +1

    PLUS!! you need to walk what you talk! Do you have these cards? did you actually apply and get approved, it NOT, ALL CAP - stop with the bullsh**

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +1

      Thanks for the comments. Keep listening to your music with radio cassettes and using floppy disks to store data. One day, you'll wake up to USB drives and something called MP3 players and wearables. We have absolutely nothing to prove to you. Don't believe anything we post. We're completely OK with that. Your ignorance ain't ours. We're not random "TH-camrs" who have shifted to credit topics because they think it's popular. We're finance professionals, CPAs and investment bankers. This channel is educational. We ain't selling anything. If you don't want to believe anything we post, that's your call. We ain't forcing anything on anybody. We have no time for this kind of stuff. God bless you abundantly.

  • @seekfirst
    @seekfirst ปีที่แล้ว +1

    Marriott bonvoy requires ssn... smh

    • @SwittyKiwi
      @SwittyKiwi  ปีที่แล้ว +1

      In your world, that is. And in your world, you don't know how to apply for a business credit card using EIN only. FACTS.

    • @seekfirst
      @seekfirst ปีที่แล้ว +1

      @@SwittyKiwi show me then. I'm beggin

    • @SwittyKiwi
      @SwittyKiwi  ปีที่แล้ว +1

      @@seekfirst EIN-ONLY BUSINESS CREDIT CARDS AND LOANS: How to Successfully Fill out an Application th-cam.com/video/-RLlUOfiNJE/w-d-xo.html

  • @lt_thebrand
    @lt_thebrand 2 ปีที่แล้ว +1

    MARRIOT ASKED FOR PERSONAL SS

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +1

      Makes sense. Please watch this video to better understand how to get Marriott on an EIN basis. EIN-ONLY BUSINESS CREDIT CARDS AND LOANS: How to Successfully Fill out an Application th-cam.com/video/-RLlUOfiNJE/w-d-xo.html

  • @reginaldsimmons5611
    @reginaldsimmons5611 2 ปีที่แล้ว

    Do you have the links for the cards featured in the video?

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว

      Hi Reggie, which card in particular do you have in mind? All these cards can be easily accessed via a simple Google search. Thanks

    • @reginaldsimmons5611
      @reginaldsimmons5611 2 ปีที่แล้ว

      @@SwittyKiwi the bank cards

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว

      @@reginaldsimmons5611 Reggie, thanks for your reply.
      We could be wrong, but it looks like you're either not interested in the topic OR you haven't watched the video. Our team has spent time, money and resources over many days and weeks to do research and produce this video and upload it on TH-cam for free.
      If you really wanted to get an EIN-only card for your business, the minimum you could do is watch the video, find out which card you want, and go to the card issuer to apply for the card.
      Thanks, and stay blessed.

    • @reginaldsimmons5611
      @reginaldsimmons5611 2 ปีที่แล้ว

      @@SwittyKiwi I watched the video and I’m asking for additional info…..but never mind I’ll go search the negative comments where you did provide the links.

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +1

      @@reginaldsimmons5611 There's no 'negative comment'. We're just having a simple, honest conversation here.
      We asked for "which card in particular," and you gave us the broader answer "the bank cards." There are several bank cards in this video, from Citi AA to Cap1 to Chase Ink to others.
      We don't think you wanted to apply for all bank cards. Having said that, if you'd like to be specific, we could help further.
      Otherwise, have a wonderful weekend, thanks for stopping by, and stay blessed.

  • @ThinkingAhead54
    @ThinkingAhead54 ปีที่แล้ว +1

    Not alot of info on specific details, you share the info in no real order so itll be easier to really compare the apples to the apples, and you say someyhing is good or makes sense cuz, you know? And state some random fact that all the cards have anyway.. smh you cant talk about what you havent experienced, in detail because its obvious you are not in the space and you dont know what your talking about.. if your going to say something is good, gave a good reason. Not just because its the biggest bank or most popular.. without comparable facts its just not convincing...

    • @SwittyKiwi
      @SwittyKiwi  ปีที่แล้ว +1

      Everything you wrote is your *OWN OPINION* and not reality. We appreciate that you decided to chime in. But everything else, you're so WRONG and so NEOPHYTE in this whole credit game, it's useless for us to spend any more time trying to debate this issue with you. For the rest, know that the narrator of the video is not the channel owner...and that your thing about "you haven't experienced in detail any of the card..."😂😂😂😂 So laughable. Do you know how long we've been researching business credit cards? 35-40 years! Keep that in your mind.

  • @patuca1023
    @patuca1023 ปีที่แล้ว

    Please do not listen to this guy!!! I went ahead and apply for the amex card with my business and ein and they declined because of Personal score. Why are you giving wrong info??? It is disappointing!!! 😡

    • @SwittyKiwi
      @SwittyKiwi  ปีที่แล้ว +1

      It's viewers like you who want to stay in their lazy-ass, lethargic ignorance instead of learning the real stuff. We've said on this show multiple times that there's a way to apply for EIN-only business credit cards. We even released an entire video on the subject. th-cam.com/video/-RLlUOfiNJE/w-d-xo.html EIN-ONLY BUSINESS CREDIT CARDS AND LOANS: How to Successfully Fill out an Application. We did all of this; still, lazy and sclerotic asses like yours don't want to listen. They want to do their own thing. Well, linger in that intellectual sclerosis of yours!!!

  • @ryanprejean20
    @ryanprejean20 2 ปีที่แล้ว +1

    Every one of these require a ss number

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +1

      Welcome to the debate. We can see you're pretty rookie here... Watch this video to understand how things work. EIN-ONLY BUSINESS CREDIT CARDS AND LOANS: How to Successfully Fill out an Application th-cam.com/video/-RLlUOfiNJE/w-d-xo.html

  • @stevencamp95
    @stevencamp95 2 ปีที่แล้ว +1

    dang slow down, can't understand what you are saying..

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +1

      Use TH-cam's slowdown feature.

  • @joeblackistone1126
    @joeblackistone1126 2 ปีที่แล้ว +1

    Bullshit first 3 cards this guy recommended all required social security number

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +1

      Thanks for the insult. Awesome to have you here. Good luck on your credit journey. God bless.

  • @billydupree8899
    @billydupree8899 ปีที่แล้ว +1

    This is untrue info

    • @SwittyKiwi
      @SwittyKiwi  ปีที่แล้ว +1

      What? You mean what your dad said when your mom told him you were his son?

  • @Lacreisha1
    @Lacreisha1 2 ปีที่แล้ว

    with the very 1st business card mentioned it is requiring a ssn

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว

      Excellent comment! Please watch this video to understand everything: EIN-ONLY BUSINESS CREDIT CARDS AND LOANS: How to Successfully Fill out an Application th-cam.com/video/-RLlUOfiNJE/w-d-xo.html

  • @5411chin
    @5411chin 2 ปีที่แล้ว +1

    FULL OF AIR…. MAN I CAN DO A VIDEO TALKING ALL THIS JIVE ….

    • @SwittyKiwi
      @SwittyKiwi  2 ปีที่แล้ว +1

      Awesome! We were thinking about replacing the narrator anyway, so this is a great opportunity. This is a win-win for us and you! The knowledgeable Simone Ramos who can do "a video that is full of air." The job is yours when you want it. Please send us your resume, so we can see how many "videos full of air" you've already done. Experience is key here. God bless.

  • @Uniquess09
    @Uniquess09 10 หลายเดือนก่อน

    After watching this video, I called capital one myself. That card is NOT EIN only!!! They definitely WILL pull your personal credit score AND report to your personal credit. I encourage everyone to call each bank and ask themselves because that information was an accurate.

    • @SwittyKiwi
      @SwittyKiwi  10 หลายเดือนก่อน +1

      For the 1 millionth time, please watch this video. EIN-ONLY BUSINESS CREDIT CARDS AND LOANS: How to Successfully Fill out an Application th-cam.com/video/-RLlUOfiNJE/w-d-xo.html

    • @Uniquess09
      @Uniquess09 10 หลายเดือนก่อน

      @@SwittyKiwi I'm commenting on the video that states the incorrect information. I'm not about to watch another video to correct the first wrong one.

    • @SwittyKiwi
      @SwittyKiwi  10 หลายเดือนก่อน +1

      @@Uniquess09 Your opinion. Totally not the truth. Anyway, you do you. We do us.