Congratulations Pieter to you and your wife. Its so refreshing to see people not only talking about an plan but actually executing. My theory has always been that "success is more or less enviable if you constantly keep doing the right things". Best of luck to you guys💪🏻
Hey Ronelle. You are most welcome! Investing takes time, but the important thing is just to get started and to try and stay as consistent as possible. Compound interest is a wonderful thing :)
Welgedaan Pieter, dis goed dat jy met ander deel hoe jy dit doen. Eks bietjie ouer as jy, het baie soortgelyk vroeer opgetree en een ding ek wens ek vooraf na gekyk het is emigrasie belasting - dis nou as jy jou RAs uit laat betaal. Ek dink daar is 'n sweetspot waar dit nog sin maak om steeds te RA as jy wil emigreer, maar dis nie by die 27.5% merk nie.
Hey Sibongile. Thank you so much! I truly appreciate the support and encouragement and wish you the best on your financial and investment journey as well! :)
Hi Pieter, thank you for your informative videos! It's really helpful to find a channel providing financial advice based on the South African market and the types of products and FSPs we have here. I know this is quite sensitive information, but it would be interesting to know the Rand value of how much you are investing into those separate pockets every month. That will help us gauge how to adjust our investment strategies to achieve a similar portfolio in a similar timeframe. Thanks again.
Hey Leesha. You are most welcome! You can check out my investment portfolio update series where I show exactly how and where I imvest my money every month. Just remember, ever person is different with their own risk tolerance and investment time horizon. So what works for me might not necessarily work for everyone :)
Really enjoying the content Pieter! Would love to hear about the crypto arbitrage if you could please make a video on that topic soon? Keep up the awesome work!
Hey Clinton. Thanks man! Yes for sure. I have been making use of Crypto Arbitrage the past 3 months and have generated a decent return, so I will soon make a video/guide on how it works and who might benefit from it :)
Hi, thank you for a great show. I just started on the journey and have bought into the following: 1. Dipula 2. PBT 3. Stor-age 4. Spar 5. ZZD What is your view on my options and any advise? Thank you
Just a note, when you say cash is a good return atm, its actually not because the return above inflation is still very low (aka real growth). Another note, sitting on too much cash can be a bad thing. You can wait for an opportunity to come, which might take so long that the returns of having your money invested would supersede the opportunity anyway. Build a complete picture of your full portfolio and understanding on how diversification and allocations look on both asset class level as well geographical and capital markets (top, mid, small, sector etc.). RA's already have a big portion allocated to income so you might find you area heavily conservative for 30 years time frame with additional 30% cash. I understand you have taxes you need to pay still, so maybe exclude this in your portfolio as its not really part of your long term investments but rather short term allocation for responsibilities you still need to pay. So separate this from your speculation/opportunity stash. Then allocate a portion to cash (together with Crypto, Individual stocks etc.) for the speculative trading or opportunities that can come around to be an overall allocation percentage. So your biggest allocation is not sitting on conservative investments.
Hey WR. You make some excellent points. The return from equity and property will always beat those from bonds and cash over the long term, and I am continuing to invest into the equity market every single month by following my long term investment strategy. I have quite a large emergency fund, and seeing that my investments are still in its infancy stage, this makes up a large proportion of my total net worth which skews my allocation to cash holdings. But now that my 6 month emergency fund is complete, most of my investments will go towards the markets so this will dilute over time to a much smaller proportion.
Great growth to be proud of! Crypto arbitrage is something I saw pop up this year too. Looking forward to a video on that! Best of growth to you and your wife for 2023!!
Thanks Gabrielle! Jah Crypto Arbitrage is quite a nice alternative investment with low risk and potential high return, but the margins are rather low lately. But jah, I want to first test it out using my own money before I recommend it to my audience :)
Really Great information, very good infact. Now not telling you what to do, nie, . You are targetting the broader market, so you have to stick with English,, I am overseas really enjoying your vodeo's , but I feel sad for others who don't understand "Haaibo" . II know its how we talk, but for others, just try only english, baeie dankie, seyabonga
I find it very interesting to be able to compare our portfolios. Additionally, I want to applaud you for conveying a message that cannot be understated - namely the importance and advantages of diversify one's portfolio, so cheers to that! Ek wil wel weet wat jou opinie is met betrekking tot die EC10 Crypto wat op Easy Equities beskikbaar is, is dit die moeite werd, of moet mens eerder n ander middel gebruik?
Hey Elsa. Baie dankie! Ek waardeer dit opreg. :) Die EC10 bundle is 'n goeie manier om mens se Crypto te diversifiseer. Hulle het ook dan die Top 20 bundle wat meer op Alt Coins gefokus is en dan het Revix ook hul top 10 bundle. Almal is maar ewe goed, maar ek dink die van EE is bietjie goedkoper as dei van Revix. Maar as jy indiviuele crypto coins wil koop dan sal ek die EasyCrypto.com platform aanbeveel. Ek het 'n playlist op my channel wat alles gaan oor crypto en die verskillende platforms in SA as jy daarna wil kyk om te sien watter opsies alles bestaan. :)
Thanks for the transparency.🙌🏾 So inspired by your journey.
Thank you so much for the donation Tshegofatso! That is really kind of you! :)
Congratulations Pieter to you and your wife. Its so refreshing to see people not only talking about an plan but actually executing. My theory has always been that "success is more or less enviable if you constantly keep doing the right things". Best of luck to you guys💪🏻
Congratulations and please keep doing this valuable work for us all out here... Highly appreciated 👌😊
Thanks Trish! I really enjoy sharing my journey and will continue to do so as far as I can :)
Wow, you guys have really done well considering how young you are, truly inspiring. Keep it up team, and thank you for sharing.
Thank you for the transparency :) It’s refreshing, and very helpful to new investors such as myself. ❤️
Hey Ronelle. You are most welcome! Investing takes time, but the important thing is just to get started and to try and stay as consistent as possible. Compound interest is a wonderful thing :)
Really appreciate your content, you and wife have done so well👏👏👏
Thank you Nozipho. It's always nice to see your comments and support on my videos :)
Welgedaan Pieter, dis goed dat jy met ander deel hoe jy dit doen. Eks bietjie ouer as jy, het baie soortgelyk vroeer opgetree en een ding ek wens ek vooraf na gekyk het is emigrasie belasting - dis nou as jy jou RAs uit laat betaal. Ek dink daar is 'n sweetspot waar dit nog sin maak om steeds te RA as jy wil emigreer, maar dis nie by die 27.5% merk nie.
Thank you for the amazing content this year!
You are most welcome Lysandra! :)
Thank you Pieter for the insightful, empowering info. Keep doing what you're doing! Cheers 🍻
It's so encouraging and refreshing to see this grow.Thanks for being honest I'm so inspired by your journey ✨️ I'm right behind you sir . Well done 👏
Hey Sibongile. Thank you so much! I truly appreciate the support and encouragement and wish you the best on your financial and investment journey as well! :)
Very encouraging thank you Peter.
You are most welcome Jeffrey :)
Hi Pieter, thank you for your informative videos! It's really helpful to find a channel providing financial advice based on the South African market and the types of products and FSPs we have here. I know this is quite sensitive information, but it would be interesting to know the Rand value of how much you are investing into those separate pockets every month. That will help us gauge how to adjust our investment strategies to achieve a similar portfolio in a similar timeframe. Thanks again.
Hey Leesha. You are most welcome! You can check out my investment portfolio update series where I show exactly how and where I imvest my money every month. Just remember, ever person is different with their own risk tolerance and investment time horizon. So what works for me might not necessarily work for everyone :)
Really enjoying the content Pieter! Would love to hear about the crypto arbitrage if you could please make a video on that topic soon? Keep up the awesome work!
Hey Clinton. Thanks man! Yes for sure. I have been making use of Crypto Arbitrage the past 3 months and have generated a decent return, so I will soon make a video/guide on how it works and who might benefit from it :)
Thanks for the video.
You are most welcome Theesan! :)
Hi, thank you for a great show. I just started on the journey and have bought into the following: 1. Dipula 2. PBT 3. Stor-age 4. Spar 5. ZZD
What is your view on my options and any advise?
Thank you
Can I ask a question? How do you invest jointly? Are the accounts in both names?
NICE CONTENT MATE, WILL BINGE WATCH YOUR CONTENT CAUSE THIS IS WHAT I HAVE BEEN LOOKING FOR: WAYS TO INVEST IN SA AS A FOREIGNER.
Hey Masimba. You're most welcome! Thanks for the support! :)
Just a note, when you say cash is a good return atm, its actually not because the return above inflation is still very low (aka real growth).
Another note, sitting on too much cash can be a bad thing. You can wait for an opportunity to come, which might take so long that the returns of having your money invested would supersede the opportunity anyway. Build a complete picture of your full portfolio and understanding on how diversification and allocations look on both asset class level as well geographical and capital markets (top, mid, small, sector etc.). RA's already have a big portion allocated to income so you might find you area heavily conservative for 30 years time frame with additional 30% cash.
I understand you have taxes you need to pay still, so maybe exclude this in your portfolio as its not really part of your long term investments but rather short term allocation for responsibilities you still need to pay. So separate this from your speculation/opportunity stash. Then allocate a portion to cash (together with Crypto, Individual stocks etc.) for the speculative trading or opportunities that can come around to be an overall allocation percentage. So your biggest allocation is not sitting on conservative investments.
Hey WR. You make some excellent points. The return from equity and property will always beat those from bonds and cash over the long term, and I am continuing to invest into the equity market every single month by following my long term investment strategy. I have quite a large emergency fund, and seeing that my investments are still in its infancy stage, this makes up a large proportion of my total net worth which skews my allocation to cash holdings. But now that my 6 month emergency fund is complete, most of my investments will go towards the markets so this will dilute over time to a much smaller proportion.
Well done
Thanks Theesan! :)
Great growth to be proud of! Crypto arbitrage is something I saw pop up this year too. Looking forward to a video on that! Best of growth to you and your wife for 2023!!
Thanks Gabrielle! Jah Crypto Arbitrage is quite a nice alternative investment with low risk and potential high return, but the margins are rather low lately. But jah, I want to first test it out using my own money before I recommend it to my audience :)
Really Great information, very good infact. Now not telling you what to do, nie, . You are targetting the broader market, so you have to stick with English,, I am overseas really enjoying your vodeo's , but I feel sad for others who don't understand "Haaibo" . II know its how we talk, but for others, just try only english, baeie dankie, seyabonga
Please explain the tax refund you got from you annuity contributions
I find it very interesting to be able to compare our portfolios. Additionally, I want to applaud you for conveying a message that cannot be understated - namely the importance and advantages of diversify one's portfolio, so cheers to that!
Ek wil wel weet wat jou opinie is met betrekking tot die EC10 Crypto wat op Easy Equities beskikbaar is, is dit die moeite werd, of moet mens eerder n ander middel gebruik?
Hey Elsa. Baie dankie! Ek waardeer dit opreg. :) Die EC10 bundle is 'n goeie manier om mens se Crypto te diversifiseer. Hulle het ook dan die Top 20 bundle wat meer op Alt Coins gefokus is en dan het Revix ook hul top 10 bundle. Almal is maar ewe goed, maar ek dink die van EE is bietjie goedkoper as dei van Revix. Maar as jy indiviuele crypto coins wil koop dan sal ek die EasyCrypto.com platform aanbeveel. Ek het 'n playlist op my channel wat alles gaan oor crypto en die verskillende platforms in SA as jy daarna wil kyk om te sien watter opsies alles bestaan. :)
Do you rent or bought a house?
Hey Barend. We are currently staying with family to save some money, but we usually rent
Money: A Story of Humanity
David McWilliams
(I highly recommend for more insight into currency)
Lekker man lekker
Orrr ͲeIєɠɾαm👉Sharonrooker
We can all learn a thing or two from Rooker, her profit making skills is phenomenon. Thanks to her I'm making more profit and getting rich.
SCAM!
crypto should be 2-5% of your holdings ... 🤣🤣🤣🤣🤣🤣🤣🤣🤣
Speaking of crypto, look into XRP. thank you for your content. I'm learning a lot