Rs. 10 Crores Collateral Free Unsecured Loan to Startups under Credit Guarantee Scheme for Startups
ฝัง
- เผยแพร่เมื่อ 30 ก.ย. 2024
- Government has started a Credit Guarantee Scheme for Startups to provide Collateral Free Loans upto Rs. 10 crores to Startups. You may submit your details in the below form to get the assistance of MSME Helpline:
bit.ly/CGSSloan
Key features of the scheme are as under:
1. Date of commencement
i. It shall come into force from the date of notification by the Department for Promotion of Industry and Internal Trade (DPIIT), Ministry of Commerce and Industry, Government of India, which is October 6, 2022.
iii. Loan/Debt facilities sanctioned to an eligible borrower on or after the date of notification of the scheme shall be eligible for coverage under the scheme.
2. Objective of the scheme
The broad objective of CGSS is to provide guarantee upto a specified limit against credit instruments extended by Member Institutions (MIs) to finance eligible Startups. This scheme would help provide the much needed collateral free debt funding to Startups.
3. Eligible borrower
The eligibility criteria for an entity to borrow under the Credit Guarantee Scheme for Startups shall be as follows, wherein an entity should be:
i. Startup as recognized by DPIIT as per Gazette Notifications issued from time to time, and
ii. Startups that have reached stage of stable revenue stream, as assessed from audited monthly statements over a 12 month period, amenable to debt financing, and
iii. Startup not in default to any lending/investing institution and not classified as Non-Performing Asset as per RBI guidelines, and
iv. Startup whose eligibility is certified by the member institution for the purpose of guarantee cover.
4. Eligible lending/investing institutions
The eligibility criteria for the lending/investing institutions under the Credit Guarantee Scheme for Startups shall be as follows:
i. Scheduled Commercial Banks and Financial Institutions,
ii. RBI registered Non-Banking Financial Companies (NBFCs) having a rating of BBB and above as rated by external credit rating agencies accredited by RBI and having minimum net worth of Rs. 100 crore. However, it may be noted that in case an NBFC subsequently becomes ineligible, due to a downgrade in the credit rating below BBB, the NBFC shall not be eligible for further guarantee cover till upgradation again to eligible category.
iii. SEBI registered Alternative Investment Funds (AIFs).
5. Instruments of assistance
i. The instruments of assistance would be in the form of Venture debt, working capital, subordinated debt/mezzanine debt, debentures, Optionally Convertible debt and other fund based as well as non-fund- based facility which has crystallised as a debt obligation.
ii. In the event of converting optionally convertible debt, partially or fully, to equity, the debt obligation of the borrower and the guarantee will stand reduced to the extent of equity conversion. [However, the MI need to take prior permission from Fund/Trustee which could be given conditionally or at a pre-closure premium or it will be treated as cash inflow while final settlement of claims.]
6. Ceiling on guarantee cover
i. Maximum guarantee cover per borrower shall not exceed Rs.10 crore.
ii. The credit facility being covered here should not have been covered under any other guarantee scheme.
iii. In respect of credit facilities where a portion of the same has been secured by way of partial collateral security, the remaining part comprising of the unsecured facility will be covered under the guarantee scheme. The guarantee will be limited to the outstanding limit less the value of collateral security accepted
by the MI at the time of sanction of facilities in terms of its valuation policy guidelines, subject to compliance of other conditions of the scheme.
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Ache dian kabh ayenge ? 2029 Election ke badh 😅😅😅😅😅
Apka video sirf isliye open kiya taaki me comment kr saku....govt. notification jari karti rahti hai banko ki hakikat pata hai apko...loan ke liye jao to bank ese behave karte hai jese kah rahe ho ki apko hamne apni beti dahez ke sath de to di fir bhi ap bar bar dahez mangne aa jate ho...CORONA ke baad ye hi sun rahe hai easy loan mil raha hai....sab bakwash hai...bahut ganda comment karne ka man kr raha hai pr kr nahi sakte mazburi hai....
.. Uuut
Right mai sab apply kar chuka hu sab kagaj par hai baaki kuch nahi bina security 50000 ka bhi loan nahi milta hai aaj kal aur rishwat alag se
Same with me
Sahi kaha 👍👍
Loan bank deti hai
Sir loan without collateral security is just on paper no bank would give you a loan if you are a startup buisness. No matter how much money u asked for. Government schemes arey really good but their implementation on ground level is as usual nil.
Correct..well said ..Our Sir is in fool's paradise ..🙁
Make proper business reports/proposals/analyses, with adequate market surveys and projected cash flow. If there's alpha/beta/prototype available then it's best.
@@justanotherperson2576 bhai sab karke dekh liya ground reality have another face ye tab possible hai jab bank head aap ka chacha ho
Bank does not provide1 lac and you are TALKING 10 cr.....our nation need uniform loan recovery agency to build loan recovery agency to build confidence to the bank.... Than bank manager will being provide loans easily .....think position do positive.make positive
आम आदमी को लोन नहीं मिलता, लोन नहीं मिलता।
जो लोन लेकर नहीं देता उसे मिल जाता है।
जो उद्योगपति करोड़ों का लोन लेकर अपने आपको दिवालिया घोषित कर देता है। दूसरी बार , तीसरी बार ही नहीं बल्कि हर बार उसे आसानी से लोन मिल क्योंकि उनके कंधों पर बड़े बड़े पॉलिटिशियन्स का हाथ होता है।
To business karo, kisne roka he ?
Sir,bank not support for msme scheme please tell me how can I take loan in bank ,have any strict rule for bank or any dept.for complaint
Sir if contact your organisation people, nobody is responsible enough to reply in proper way. Please don’t misguide the people
Koi fayada nahi hai bhai total time waste hai baki aapki marji. our company is also DPIIT recognised😆🤣😂
Mujhe cold storage ke liye 100% loan mil sakta hai ya nahi?
Nahi
हमें एक चलती फैक्ट्री खरीदनी है क्या लोन हो जाएगा
ये बड़े उधोग पतियो के लिए है मैने तोह 2 लाख के लोन के लिए आवेदन किया वहीं अभी तक पेंडिंग चल रहा हैं।
@@satishsocial कपड़े बेचने का काम
लोन देने पर ही पता चलता है बैंक को की सिविल बढ़ती है या घटती हैं ।पहले लोन तोह दे।
Sir ji mujhe 3crore loan sayeye please New pvt. Ltd company for Mechinery
Sir I have gone For Loan to bank for Women Empowerment & MSME Scheme, or Start up But bank is asking office at his/her own property What to do????
@Rahul Singh contact number too do bhaiya
Sir, I want a discussion with you. Pls co-operate
Yeah answer aur reply nhi 📢📍📍dete Bss apni boltey hai video me puche gaye question ka sahi reply nhi milta bss viewers se views Lena hai TH-cam pr my bad experience 😢
15000 crore ka project kai loan chahiye hamey bus
सिर्फ जुमला है। बैंक मैनेजर कोई भेलू नही देता है।😂
Mujhe business start karne ke liye loan chahie 10 karod ka please Sar help kijiye
Sabhi gov. scheme ko Bank wale mazak bana kr rakha hua hai... gov. Aap public ke liye scheme Lati hai, but bankers bade bade udyog Pati & rasukhdaro ko support karti hai. Without collateral security pmegp ka 25L ka loan nahi deti hai, ye toh 10cr ka baat hai. Mai last 2 years se bank ka chakkar kat raha hun. Hamesh kuch na kuch kami hi bata dete hai bankers.
😂😂😭😭
Contact to karo 10 crore ka loan chahiye usper ka gurrenty se bhai
DIC already given aproval but Bank asking collateral security ,and delay all process
Bank always ask for security
Loan bhi milta hai ya sirf drama hota hai
TH-cam pe aake gyan dena bahut aasan hai
Jinko loan ki jarurat hai wo bhukhmari k kagar par hai
Jinka bank balance bhara hua hai
Unhe chutkiyo me loan mil jata hai
सर मरो को 5करोड़ रुपये,का,लोन लेना है मरो को मदद कर सकते हो, बिजनेस के लिए और
Guptaji aadab
Mera firm hai United ubg trading pvt Ltd
Yek sal huva hai Registration hoker
Ham loge pahle siraf tiles ki wholesale trading karte the per ham ne miting kiye hain ke ham log mirchi haldi dhaniya aur masle ka brand banaker kam karna hai iske liye ham ko 50 lakh ke loan ki required hai is bare men aap hamari kya help kar sakte hain boliye ham loge aap ke number bhi ban jayenge
Sr khani sarkar se rojgar ka liya loan delaoge ya ase hi vedio bna kr time pass krte rahoge . Mare pas ak bhut accha plan h jisme all india m logo ko work milega mujko loan chiya 10L only
I want msme with DPIIT startup 10 karore Loan
Koi contact to nahi chotey loan kai may khood customer dhond raha hu.
Sir,Maine third party pharma Pvt Ltd company banani hai,iske liye konsi government schemes loan mil sakti hai.plz reply 🙏
10 karod rupaye chahie sir
Dudh dairy form kholna hai
Sar ji ham bhi ek apna group banaa rahe Hain jismein ki Jin Jin ka loan abhi tak nahin mila hai PMG pass hone ke bad bhi vah log apna group banaa rahe hain bahut jald aapse milenge
Sir mera 20 lakh ki project report loan application nabard ki acabc shceme ke dwara bank me pending he . jisme nabard ke dwara 44% subsidy milna he par bank manager koi response nahi de rahe he.
Sir ky aap meri Help kar sakta ho loan Lena ma ma apni Company kholna ka liya loan Lena chaita hu
Sir sb baat chodo aap mujhe yeh btao aab tk kitne logo ko loan dilaaya apne ?
सर मैं कानपुर यूपी से अंशु गुप्ता सर मेरे पास 2 बीघे जमीन है और सर मैं उस पर गोट फार्मिंग करना चाहता हूं जिसके लिए सर मुझको लगभग 10 लाख का लोन की रिक्वायरमेंट कृपया सर गोट फार्मिंग के लिए 10लाख के लोन के साथ सब्सिडी का फुल वीडियो बनाई ये, जो मेरे जैसे कई नौजवान कर सकें और अच्छी profit le saken
NABARD ki scheme hai bhai goat farming ke liye.
Jisme subsidy mil sakati hai.
Kanpur k NABARD office jakar information le sakate ho.
video starts 3:20
Tq
Footwear industry mein sector or sub sector ke kya kya naam hai. Batayen
1-product/ service description.
2-description of exiting activities.
3-description of proposed activities.
4-any marketing arrangements.
In charon ke bare mein sau sau sabd likhe. Please🙏
Kisi ko mila ,,,m 1 lakh aapko dunga,,,dilao 10,0000000 loan
Bank vale to nahi dete chalye aap dilva dijiye hame lone to aapko Mane..
Bogus baat hai. Bank wale Teel nikaal detein hain.
Athmaram kush hua ha ha
Indian Government wants
Our Services sector must focus on
Manufacturing company so we can say "Made in India" with available resources from India only.
Such as CA Charted Accountant or any"Services" providers can think and make good initiative plans for Startups in Manufacturing company segment
instead of the
"Make in India"
Sir apse mujhe ek help chaiye me bank se 1000000 ka lone liye mera morgez ke nam me MetLife Kiya gaya 36000 ka or 2month bd Mera account se 40000 kata gya h cgtmse charge bolke jike bare me mujhe lone lene se phle bola nhi gaya kya mera paisa waps milega kya manage ko application dene se ager yesa tha to me lone nhi leti phle inform dena chiye tha n sir plsss help kigiye me confirm hona chati hu
I am Rajesh Kumar from Ghaziabad, I am a Gold & Silver jewellery Trader or Jewellers. Sir meine ek, Pvt Ltd Company , March 2022 Incorporation karvai hai , apne business ko grow karne ke liye , sir mujhe business ko Scale karne ke liye Funds ke Jaroorat Hai, aapne abhi kuch din pehle 10 type se Funds kaise raise kare short video me bataya tha ,to Kab tak vo video aaye ge ?
Very soon dear
@@MSMEHelpline Sir mujhe apne business ko Scale & grow karne ke liye Funds raise karna hai plz help me 🙏
I am interested to start the Fabrication Manufacturing company for Boilers, Pressure Vessel and Heat 🔥 Exchangers
But in India 🇮🇳 there is higher Taxation to run the company comparative other countries
Waese es age m itna jhuth bolte aapko sarm aani chahiye
Main micro self wooden furniture maker.mujhy pmegp aplay korke bhi pnb dharmada Aaj Tak responce nahi.r sarkar ko puchna chata hoon ki humjaise lone na dena
धन्यवाद मुकेश जी बहुत ही काम का वीडियो
how to contact you or your team sir need some help and information too..
सर आप कि टिम फर्जी है सही जवाब नही देती है
Sir tumhare MSME Helpline ka application ka foram ki link bhej dije
Namaskar Sir 🙏mera aapse question h ki mera age 16 year h. To kya mai ik company start krr skta hu mere pass ik behtareen idea 💡 h aur iska plus point ye h ki iski jarurat har ghar every shop every school har gali, muhalla, city me h. ise offline support to h mgar ise tecnology ke help se ik system chain create kiya ja skta h jisse ye bussiness apne sikhar tk pahuch ske ga. Lekin jaisa ki company start krne ke liye (D. I. N) number ki jarurat hoti h aur use apply krne ke liye minimum age limit 18 years h. To iske liye mai kya kru . Aur iss idea ko support kya aap ik incubators ke taur pe dena chahenge jbki company ko chalane ke liye mere pass ik team bhi h... Sir plz iss subject prr apni advice dijiye ga. thanks🙏🙏🙏.
bro whats your idea
श्रीमान मुकेश मोहन जी ये आप वीडियो तो बना कर डाल देते है. लेकिन आपके ऑफिस में कॉल की है बहुत बार कोई पॉजिटिव रिस्पॉन्स नहीं मिलता. आप वीडियो कुछ बनाते है मग़र आपकी टीम कुछ अलग बात करती है. ऐसा क्यों है. आप startup को कॉलेटरल फ्री लोन की बात करते है लेकिन आपकी टीम को ही इस के बारे में जानकारी नहीं है. वो पुराने ITR आदी इनकम प्रूफ आदि डॉक्यूमेंट मांगते है. ऐसा क्यों है.
You don't know anything. Collateral Security and ITR etc are two different things.
@@MSMEHelpline शुभ प्रातः, श्रीमान मेरी मदद कीजिये और मुझे स्टार्टअप लोन की अति आवशयकता है कृपया आपका मोबाइल no दीजिये जिससे आपसे संपर्क हो सके.
Sir meine apko mail Kiya tha abhi koi reply nahi aaya
Sir aap sirf advices de ke chal jate hai ek baar real life me bank wala ka nautanki देखिए सब scheme समझ में आ जायेगा।
मेरी पुरानी कंपनी है। जो G K Foods के नाम से रजिस्टर्ड है, जो फूड प्रोडक्ट मैन्युफैक्चरिंग कंपनी है
फंड न होने की वजह है कंपनी ग्रोथ नही हो रहा हैं। क्या इस स्कीम से मुझे लॉन मिल सकता है क्या।
Fake vedio mat bano please
Collateral hone ke baad 3 crore ka loan kaise le
सुनने मे बहुत ही अच्छा लगता है।😂
Sir mera slipper making ka business h mujhe loan me problem aa rhi h please help me
कोई फ्रेस कंडीडेट है अगर कोई new बिज़नेस start करना चाहता है loan required 1-1.5 cr है for setup plant and working capital but पैसा नही है मेरे पास
Key mitthu
App ke video me aap kahate hai lone mile ga par hame aaj tak jawab nahi mila
Mukesh sir 🙏 our un ki team hamre desh ke businessman ko new startups ko ek Sahi rasta dikhane ka kam kar rhi hai, aur unki har vah madad kar rahi hai jis se ki hamre desh ke businessman our startup ko apna business chale me kisi parak ki pareshani ka samna Na Karna pade. Our is ke liye mai Mukesh sir ko our in ki team ka dil se shukriya Ada karta hun. 🙏🙏
Sir need loan for poultry Integration business and for poultry feed production.
Hello if you need for loan contact me
Sir i am interested in this loan but i want to see the notice pdf that you are showing in your video
Please reply...
@Rahul Singh contact number too do bhaiya
फॉर्म भर दिया हूं मैं
Azmat Hussain
I spent money energy for. As good start up later I remember rejections where I also encouraged Modi sab bringing incubators but worth of bharath not come out of entrepreneurs so it is better all banker consortium bring under msme as in China or usa for financing startup as I felt a pity from my parents and wife going all banks not qualified even managers asking to come again and again and finally rejecting shame shame of this schemes never india will come out
sir Goat farming lone ke bare me bataiye
सर मुझे वाईन शॉप का लाईसन मिल रहा हैं, करीब 8 करोड तक की जरुत हैं, क्या मुझे शॉप के लिये लोन मिल जायेगा कृपया बतायें
Jankari kaise milegi koi datails nhi mil rahi hai
Sir Hamare Pass 2 Saal ka Itr With Computation 2 Saal Ka Ballence Sheet Aur 6 Saal purana Gst Bhi Hai Mujhe Loan Kitna Milega Maine Saare Detail Discription Box Me Bhej Di Hai
I tried loan 2 lac through lot of schemes one by one but all rejected without collateral. Personal loan approved and disburse within 3 days. सरकार बैंक और सरकार जनता को पागल बना रहे हैं
सर बॅक दस लाख रू नही देती दस करोड कहा से देगी लोन सीधा बॅक मॅनेजर बोलता है CGTsme स्किम खाली दिखाने को होते है लोन देने को नही बिना काॅलॅटर सिक्युरिटीज के बिना ऐक रूपया लोन नही दे सकते है ऐसा बोलते है
We need working capital up to 50 lakhs for our new textile showroom.
10 crore se upar ka iska equivalent loan chahiye tha
@MsmeLoan12 apka contact number likhiye sir indore se hu 500 crore plus ka loan chahiye aap gurrented kitna jiyada jiyada karwa sakte MNC company dalni thi sir 10 crore tak accha aap kitne Tak ka karwa sakte hay kaha chale Gaye bhai .
Sir mahindra finance ka Mobile number diya the unse hamne baat ki thi Loan ke liye lekin vo log 1100 rupee mang rahe the uske baad loan millega
Ha ya to maiani bhi try kiya pata nai kya hoga
Ap kya laag ta hai
Hello Sir... I want to start my own business in automobile sector... Please help.. How do i going for this... ?
Help me sir
Pure la kare send me
Sir kuch boliye sir pls
Nice 👍👍
Ekdum bak bass no easy loan. Jo log carona ke liye affected ho o log Jaye bhar may government only anouce but not reflect at practical stage. Aap ka good it file ho tab aap ko loan mile GA.
Startup Trader ko loan mil sakta he kya without collateral
sir
can u helps to get it
Sir mere pas msme Registration hai mujko yel karod tak loan chahiye aap se Dpiit ka certificate banana hai
Iske bare men Gide kijiye
Sir is there any scheme to start a textile business without any collateral for spouse where husband is govt employee
How to apply this loan
Apke yaha bat ki to wo bol rahe hai loan to ho jaiga lekin 1100 processing fees mangi thi to sahi bat hai ya nhi kyu mere recording and whatsapp chat bhi hai
Bhia mt Dena mene diye froud hai ab koi response nhi hai 2 month se
Fraud hai
@@Medicalinfo11-e8t galat jagha loan lene jaoge to aysha hi hoga
@@investortrader2712 msme me hi loya tha mukesh ji ne jo number provide Kiya us pr
Muslims Tustikaran haar jagh chalraha hai , chahe wo bank ho yaa koi bari company Hindu ko apne hi gharme sautela behavior sahena parta hai , kuchbhi paneke liye like job , business loan anything , Hindu logoko harassment sahena parta hai but Pakistan lene waloke bansaj ko sabhi facilities turant miljata hai sry to say sir haar jagha hume yeahi dikhai deta hai ...
To repay the amount to bankar 🏦 on timeline and Honestly.
The payments getting from our Clients with in a 45 day's is big Challenge in India
The biggest Challenge for Startup, problem is Delayed payments from Clients or Cheating for payments.
After making GST @18% to GST body
Then why not GST or
Shree. Nirmala Sitharsman taking responsibility for delayed payments 💰
Sir app mazak bahut achcha karte ho loan ..... Koi list ho to wo bhi dikha dijiye kis ko loan Mila....
Apke vid .me dekhi 0.5 se 2% cgtmse charge h or me 10lakh k lone Li hu to Mera 40thousand kata h sir mujhe iske bare me btaya nhi gaya me kya kru sir
Sir mujhe 2,50,000 loan milega kiya nabard se mera ak goatery farm hai ?
Sir..aap sarkar ki scheme bata rahe....Jammeeni sachhayi pr video banayiye. .dukh hoga aapko
Sharm ko 4 se 5 lakh rupaye loan chahie Hamen Ek dukaan karni hai jo wiring ka tar Hota Hai Uska main Delhi se Mal khareed ke Bihar mein bhejunga Ham Kya Karen hamare pass koi aisa security Nahin Hai hamare pass koi civil Bhi Nahin Hai Ham pahli bar karna chahte hain aur pahli bar Ham loan le rahe hain to kya Hamen loan Milega ya nahin Milega Sar Hamen aap Jarur bataenge Agar loan Milega To kahan se Lun Kaise Lun aap Humko kripya Karke Sar Jarur bataiyega please
Sir this is For Existing or New Startups...?
Please reply me sir
Sir mujhe computer laptop repairing printer repairing ka course education ke liye Loan chayie mere pass bilkul bhi paise nahi hai mere Papa ki Death ho gayi Teen saal kya aap mujhe Loan dila sakte ho genuine Loan dila sakte
Dairy loan 5 lakh ka lo.pta chl jaay collateral security letay hai k nhi....bank wale nhi mante..
Meine apko from vora dia but reply Nehi Aya aj tok sir.
Sir I want to apply for this scheme