Council tax is vicious. Such an annoying bill and so expensive too. Thanks for being transparent about your spending. I just finished uni too and I've been navigating all these new expenses lately. Interesting to see how other people my age manage their finances 😊
Yes, it is! We rent a studio flat in a shabby part of Harrow (basically 1 big room, as it is open plan), and we pay £160 for council tax on top of the rent... :-(
@Andrew depends where you live and how much the cost is in relation to your income? I live alone so it feels like a lot on my entry-level salary, though I imagine I will probably care less when I earn more.
I saw many negative comments on the shorts version of this video , but personally I really loved this type of content and I really appreciate you sharing this with us. Don't let those comments bring you down . Keep on with the amazing work!💕💕💕
I can’t believe it. Last time I saw your video I was 17 and you were just 14! Can’t believe how time flies. It is very happy to see you are grown up well and still producing videos. 100x support!!!! Your videos are really amazing I love the vibe and contents! Have a great day!
Quite impressive how little you spend a month on groceries! And I once heard that spending around 30% of your income on housing is the best, works well for you too!
This is London zone 1 so really not transferable to most graduates. Keep this in mind - London outside of zone 1 is super expensive anyway but no one ventures to zone1 unless they have a lot of money
Not british ... what are the zones you mention is it like wealthy areas designated on some sort of map.. or like property can't be priced over certain amounts in certain areas as prescribed by the government .
Is it not? I live in Zone 1 and so do lots of graduates and people. Zone 1 and Zone 2 is a bit more expensive sure but it’s also where everyone wants to be. There’s lots of affordable things to do too. If you’re going to West End or any touristy parts of London, it’s Zone 1 so idk what you mean when you say no one goes there unless they have a lot of money lol. People go Zone 1 all the time 💕
@@landonlowe4029 It just represents different areas in London, Zone 1 and 2 tend to be the more expensive areas and it gets progressively ‘cheaper’ as it goes to Zone 6. It doesn’t really mean the area or people in it are wealthy in my opinion. As I said, I live in a Zone 1 area and I’m still broke (kinda) and my area is shitty. Everywhere in London is pretty shitty tbh. People still get stabbed to death in my area, it’s still kinda dangerous and wild so I wouldn’t refer to it anywhere as a “wealthy” area just because it’s Zone 1 unless you live in Buckingham Palace 😭💕
thanks so much for sharing this! really helpful as i’m about to move to london. how do you fund your spending? are you a full time content creator/influencer? or do you have another job on the side? good luck to you!
US citizens your age are not near as careful with money, actually… very few people in the United States live within their means or have any savings 😳 I like how your monthly savings is similar to the amount you spend on housing, good ratio. Best wishes, keep up the good work, will pay off later in life, having a “comfortable” lifestyle upon retirement is a true pleasure 😊
Lovely informative video, I love watching how much other people spend here 🥰 London is such a weird city when it comes to prices, you might manage to cut costs on one end and be stabbed in the back by another bill 🥲 It's especially good when you have someone to share a one-bedroom apartment with, I think it's one of the most convenient situations (living with friends is also obviously great, but if you don't need the second bedroom that really gives you more options!). Sorry for the council tax, that's crazy (I have always lived in the South zone 2-3 and the council tax wasn't that bad thanks god) and I do miss being a student, too :")
Hi can you talk about getting a mastercard/ credit card? I am a young professional as well in London and now am looking into this to collect points and improve my credit score.
I’m American, but assuming it works much the same - make sure you shop around for the right card - there are a ton of options and all will claim to have benefits, but my favorite are the ones that give you “points” toward airline miles. Pay your card or at least minimum on time every month or set up automatic payments from another account. Don’t take out too many cards too frequently, because this can also impact your credit score.
Be very careful with credit cards! Some people got into debt too much.. Learn more about how to save, live frugally, financial education etc Maybe just have one card, the minimal amount got people in trouble, better pay off everything as you go.. some people got addicted to shopping or debt, one even freezes her 'emergency' credit card in freezer! (To avoid impulse buying)
Council tax is vicious. Such an annoying bill and so expensive too. Thanks for being transparent about your spending. I just finished uni too and I've been navigating all these new expenses lately. Interesting to see how other people my age manage their finances 😊
Yes, it is! We rent a studio flat in a shabby part of Harrow (basically 1 big room, as it is open plan), and we pay £160 for council tax on top of the rent... :-(
@@barandigemini that's crazy and so expensive!!! I pay £130 at the moment and I live alone 💩
Council tax is really not that bad. I don't understand why people complain about it so much.
@Andrew depends where you live and how much the cost is in relation to your income? I live alone so it feels like a lot on my entry-level salary, though I imagine I will probably care less when I earn more.
I saw many negative comments on the shorts version of this video , but personally I really loved this type of content and I really appreciate you sharing this with us. Don't let those comments bring you down . Keep on with the amazing work!💕💕💕
Thank you for being so transparent, it is really useful for someone who wants to move to London in the future ! :)
I love these type of videos, but I wish people would include how much they make and what they do for work
Very informative! My friend was in London years ago when it was much cheaper... It's good you speak about costs one doesn't even think about...
I can’t believe it. Last time I saw your video I was 17 and you were just 14!
Can’t believe how time flies.
It is very happy to see you are grown up well and still producing videos.
100x support!!!!
Your videos are really amazing I love the vibe and contents!
Have a great day!
That's equivalent of a £55k salary before tax. Surprising as a 21-year-old graduate.
Most likely comes from the massive following she has
Quite impressive how little you spend a month on groceries! And I once heard that spending around 30% of your income on housing is the best, works well for you too!
Yeah between a quarter and a third is the ideal in pretty much any country lol
This is London zone 1 so really not transferable to most graduates. Keep this in mind - London outside of zone 1 is super expensive anyway but no one ventures to zone1 unless they have a lot of money
Not british ... what are the zones you mention is it like wealthy areas designated on some sort of map.. or like property can't be priced over certain amounts in certain areas as prescribed by the government .
Is it not? I live in Zone 1 and so do lots of graduates and people. Zone 1 and Zone 2 is a bit more expensive sure but it’s also where everyone wants to be. There’s lots of affordable things to do too. If you’re going to West End or any touristy parts of London, it’s Zone 1 so idk what you mean when you say no one goes there unless they have a lot of money lol. People go Zone 1 all the time 💕
@@landonlowe4029 It just represents different areas in London, Zone 1 and 2 tend to be the more expensive areas and it gets progressively ‘cheaper’ as it goes to Zone 6. It doesn’t really mean the area or people in it are wealthy in my opinion. As I said, I live in a Zone 1 area and I’m still broke (kinda) and my area is shitty. Everywhere in London is pretty shitty tbh. People still get stabbed to death in my area, it’s still kinda dangerous and wild so I wouldn’t refer to it anywhere as a “wealthy” area just because it’s Zone 1 unless you live in Buckingham Palace 😭💕
I love how the numbers change as you speak. Nicely edited. ❤️
This was a very helpful video! Thank you so much for sharing and being honest about all your expenses! Much love 💕💕💕
Lovely and informative. You guys please don’t make unnecessary or negative comments. Thank you 😊
This makes me wonder, how much do you earn a month?
I'm moving to London in the Fall and this video has been so helpful!!! Keep up the good work
Thank you so much for giving a reference! I am planning to spend some time studying in London, your video is surely helpful for me!
Enjoy travelling. Travelling is important. Thanks for the work. Thanks for Financial Transparancy.
You're not doing too badly, especially for a 21 year old! Good for you but am curious, how do you do it.
thanks so much for sharing this! really helpful as i’m about to move to london. how do you fund your spending? are you a full time content creator/influencer? or do you have another job on the side? good luck to you!
this just inspired me to create a budget planning system of my own!
I love this video, it's really useful and informative ❤❤❤
Yeees 😍 it always makes me so happy when you post a new video ❤️❤️
In what kind of Job do you get 3600 Euro with 21 years???? 😳😳😳😳.
Pounds even
US citizens your age are not near as careful with money, actually… very few people in the United States live within their means or have any savings 😳 I like how your monthly savings is similar to the amount you spend on housing, good ratio. Best wishes, keep up the good work, will pay off later in life, having a “comfortable” lifestyle upon retirement is a true pleasure 😊
great use of space. modern, minimalist and tidy, exactly my thing. Greetings from germany
What is your job? I have been living in the UK for 2.5 Years just achieved that salary now. Congratulations on such well-divided costs and living.
You've got a lot of money
can you please do a “what’s on my iPhone” video! I love watching them!! There so much fun hehe :)
Please please please share what card you have! I'm desperately looking for a card that's available in Europe that also earns you points!
Lovely informative video, I love watching how much other people spend here 🥰 London is such a weird city when it comes to prices, you might manage to cut costs on one end and be stabbed in the back by another bill 🥲 It's especially good when you have someone to share a one-bedroom apartment with, I think it's one of the most convenient situations (living with friends is also obviously great, but if you don't need the second bedroom that really gives you more options!). Sorry for the council tax, that's crazy (I have always lived in the South zone 2-3 and the council tax wasn't that bad thanks god) and I do miss being a student, too :")
New to your channel. Lovely video x
so expensive, but def worth it ! and very interesting to learn :*) thank u
Hi can you talk about getting a mastercard/ credit card? I am a young professional as well in London and now am looking into this to collect points and improve my credit score.
I’m American, but assuming it works much the same - make sure you shop around for the right card - there are a ton of options and all will claim to have benefits, but my favorite are the ones that give you “points” toward airline miles. Pay your card or at least minimum on time every month or set up automatic payments from another account. Don’t take out too many cards too frequently, because this can also impact your credit score.
Be very careful with credit cards! Some people got into debt too much.. Learn more about how to save, live frugally, financial education etc Maybe just have one card, the minimal amount got people in trouble, better pay off everything as you go.. some people got addicted to shopping or debt, one even freezes her 'emergency' credit card in freezer! (To avoid impulse buying)
i work 50 hours a week after tax i get £1900 a month
question: did your accent change just from living in London? I watched your old vids, just curious
Dont cut out groceries fruits and veggies. Cut from sth you dont need. Like a subscription. Not fruits!
Wow, that tiny apartment is super expensive 😥
this video is so interesting!!
Very interesting ♥️♥️♥️
Do you use any app to count this ?
I think if your household is all-student one, you won't have to pay any Council tax ?
We're not students anymore :/
how much is your income what do you work?
Sadly unlucky 22yrs old, so none of his life! Haha harsh! Savage! So happy for you, congrats
@grahamstephan this one is well worth a video ... don´t think you will have much to complain about ;)
How much does TH-cam pay you? Is that your only income ?
No. I run 6 social media accounts in Norwegian and English! ❤️
@@macerly So is all your work online? For yourself and/or for other business/es?
.
Congrats your age in the order of the smallest odd nonabelian group.
@grahamstephan needs to see this!
He needs to see the #shorts too 😅
Please please please share what card you have! I'm desperately looking for a card that's available in Europe that also earns you points!