what an amazing person sir you are. Very very good info.. really true and helpful for students. People like you are really gem for humanity. This is also a kind of sewa/help free of cost. Keep it up brother. God bless you.
@@kaurjeet3120 Yes today I just talked to Canara Bank for educational loan submitted my documents 1 month ago but now they are cancelling my application as i am going for diploma in langara. What is your status for loan ? Any help for me?
Thanks to this video, I got my whole loan approved in 8-10 days. Great call out on the tips and tricks to get it approved. And yes last taak zarur dekhna video :)
@@Carryyoutube234getting approval of 20lacks does not mean you use it all. You only pay what you use, in many cases students end up using 10 lacks and adjust the remaining with their earnings from part-time. If the course structure is complex student can use the loan and focus on studies, he/she can pay it back for sure once he/she lands a full time job. Any decent full time job will pay you more than 50/60 CAD annually which means your loan will be 35K CAD by then which means you should be able to pay it up in one or 2 years max. In the end it depends on how you plan and stick to that plan.
Thank you Piyush. Which course are you pursuing? As you said you didn't mention the loan amount which you took. Even I want to take education loan for my daughter. Thank you so much.
Sir thank you so much🙏🙏 Even every bank had denied me to give education loan without collateral but after watching your video I tried hdfc credila some of their persona denied me to give loan but one of their officer told me that my chance are only 20-30% and then I applied and got loan of 20 lac my father salary is only 30,000 and brother is 20,000 and one home loan is also running. And today I got my visa. I am very happy. Thanks a lot sir 🙏 you gave me a ray of hope
Hey Piyush, Thanks for the video which help me secure my Education loan from HDFC credila. Seamless process and part EMI option work well for students. Because of your video, I approach only HDFC, and everything as you stated in the video. Thanks and the rest videos are also helpful for me. Keep going...
@@PiyushCanada hi I want an education loan (non collateral) of around 15 lakhs for my 2 year diploma in canada after 12th. My father don't have any property,FD etc. My grandfather have 1 property of around 80 laksh on which currently he have a loan.. Can you guide me through this. Please
Sir I have also applied for loan from NBFCs but i am just having doubts regarding: -Whether it is easy to get loan for UG diploma. - Also my study profile is excellent but financial profile is weak. Can I get the loan?
Very important video..credila is way better than other banks but The only problem with HDFC credila is they don't provide unsecured loans for diploma program..!
Hi Piyush, I am a bit confused How did you apply for a visa under the SDS category?? Did the bank pay the first year fees without getting the visa approved? Also when did they make disbursement??
Nice informative video. In fact I approached 2banks icici and central bank for unsecured loan. But icici rejected my application stating they give loan only for university like registered MIT Stanford IIT ETC... whereas central bank gave me loan sanction in less than 10 days and 8.5% annual. Prefer govt banks.
Sir I want to join in a private engineering college and fee with hostel is upto to 8 lakhs what is the process in which bank can I get this amount for low intrest.....please suggest me sir
Yes. ICICI did reject my application for loan. I also replied to icici with asking for clarification. But they never replied. I also hv deposits in ICICI. Inspite of these they said only to registered university will be given loan. Anyway central bank gave me loan without collateral and I, m good with that.
Piyush, Your decision of paying only 2000 rupees per month is not a good decision. I am in the field of finance and know the facts. In this way in three years a huge heap of interest (remaining interest) will be there to pay. And you will not be able to see the actual principle which was borrowed initially. You should have selected the immediate repayment option for 10 years. Although its best to select 7 years tenure with immediate repayment. Only in this way one can actually repay the actual principle plus interest.
Thank you for your valuable advice. I really appreciate it. I did all these calculations and weighed my options. I felt like not taking the extra burden during my study time would be the best. Was it the best? Only time will tell. :)
Thank bro....very informative video...Piyush bhai me bhi credila me inquiry ki he aaj ...bus ye batado ki muje 15 lack loan chahiye to vo log security k dor pe kya mange ge ..and aap ne kya diya tha security k dor pe... please reply me.!?
Piyush I saw your home tour video, you mentioned the rent amount but you didn't say about the advance amount or security deposit. How much it will cost ?
@@PiyushCanada BHAI I HAVE ONLY 3 QUESTIONS 1.INTEREST KAB SE LAGNA SHURU HOTA HAI. JAB LOAN LETE HAI TAB YA JAB COURSE KHATAM HOTA HAI TAB 2. 15 LAKHS KE LOAN KE LIYE KITNA IT RETURNS DIKHANA PADEGA. 3. 15 LAKHS KE LOAN KE LIYE MARGIN DIKHANA PADEGA? AUR AGAR NAHI DIKHA PAYE TO LOAN MILEGA
Dear Sir, We Radiant Consultant wish to share some business proposals in which mutually benefit for us. Please contact us or give us number and time so we can communicate.9888470555
Thank you for brief information... I have also applied and HDFC credilla has given me loan on 11.5% but the problem is he is bounding me with 14 years tenure
@@pawankumarpk_1616 ok and for instance if I get 15 lakh loan so after repayment period we can 15 lakh in one time without any extra money though I know we've to pay partial interest every month
Sir superb awesome amazing information.thanks a lotttt.please student profile pe vdo banaeye.sir please let us know the detailed section of documents needed
Eh loan ohna lai hi a jihna kol pehla hi koi property haigi a, tan sirf ohi koshish krn jina kol sehr ch plat ja pind vich vdhia jmeen a, han j koi bdi sifaris haigia tan c milju
hello sir, i wanted to ask that your interest rate being high..but still you are paying ₹2000 per month...howz that possible?..what about rest of the amount..will you pay the rest after the completion of studies...like what's the system??
In the co appliacant document he is showing "proof of existence of business" What is a co applicant is an employer??? Please tell me we don't have business.
If I take a loan of 15 lakhs and am making partial payment every month in between studies and also paying interest every year, when my EMI starts after 3 years of moving to Canada, then how much EMI will I have to pay every month Plz reply ❤️
Meri beti ki 3 day me section aur 7day me payment aur 13% inst aur 20 lack per aur 6000/processing fee aur monthly 5000/ jabtak lone payment chalu ho 😊 aur mera credila ke sath bura experience tha
Sir what about the co applicant I applied my loan to govt bank but my parents are not govt employee but grandfather is but I am experiencing bitter experience I just only need 7.5
You could have got a better deal with ICICI, cause paying 2000 per month as interest will increase your burden during the time of repayment. Compounding will increase your total amount by more than double of the principle.
Repayment is a burden only if I am earning and paying in INR. If i earn and repay in CA$ its nothing. I probably make enough money to close the loan while I am working as a student.
@@PiyushCanada Hi Piyush bhai, i learnt from WeMakeScholars that HDFC Credila tells you a particular interest rate and after you receive the loan they will increase the interest rate. is it true??
Bro agar mai apply karta hu education loan ke liye HDFC credila mai toh bank account konsa bhi raha toh chalega ya HDFC mai create karna account khud ka clear this doubt please
![[TH] 2024 PMGC League | Survival Stage วันที่ 1 | PUBG MOBILE Global Championship](http://i.ytimg.com/vi/FVFT-PFwU80/mqdefault.jpg)
![PASULOL รามเกียรติ์ ตอนที่ 4 นนทกพบรัก [Ramakien Ep.4: Nonthok in love]](http://i.ytimg.com/vi/tMUQgmZzf_A/mqdefault.jpg)
what an amazing person sir you are. Very very good info.. really true and helpful for students. People like you are really gem for humanity. This is also a kind of sewa/help free of cost. Keep it up brother. God bless you.
Sir bank diploma pe nhi deta loan digree pe deta hai
@@kaurjeet3120 Yes today I just talked to Canara Bank for educational loan submitted my documents 1 month ago but now they are cancelling my application as i am going for diploma in langara.
What is your status for loan ? Any help for me?
@@sarjanasharma3498 nhi dinde bank vale property mangte hai security ke liye
@@kaurjeet3120 apko loan mil gya
@@kaurjeet3120 mere paas property hai but wo diploma ke liye mana kar rahe hai
thanku so much sir... i have had lots of doubts but 80% of them are now gone....
16:41 pe aa jao sab log
Thnku
Thanks to this video, I got my whole loan approved in 8-10 days. Great call out on the tips and tricks to get it approved. And yes last taak zarur dekhna video :)
So happy to see this. Wish you all the very best! Cheers.
Bro u have insta id ??/ send I want ro talk with u ! Plz replay
@@a-93aarifsiddiqui62 I don't . Please post your question here, will try to respond in detail.
@@adichinnu3324 is it worth taking whole amount as loan eg-:20 lakh
Can we pay it by part tym🙂
@@Carryyoutube234getting approval of 20lacks does not mean you use it all. You only pay what you use, in many cases students end up using 10 lacks and adjust the remaining with their earnings from part-time.
If the course structure is complex student can use the loan and focus on studies, he/she can pay it back for sure once he/she lands a full time job.
Any decent full time job will pay you more than 50/60 CAD annually which means your loan will be 35K CAD by then which means you should be able to pay it up in one or 2 years max.
In the end it depends on how you plan and stick to that plan.
This was not ONE of the...BUT... The Best video on youtube of education loan for going abroad ... Amazing!!! 🤩🌸
Thank you Bhai. Bohot hopes jaagti hai, motivation mila video dekh kar 😍😘😘😘😘
Very informational video 👍👍👍👍👍🥰🥰🥰🥰🥰
App bilkul sushant rajput jaise dikhte ho or bolte v waise hi hai 😍👍👍🥰😊😊😊😊
Superb video. when I started the process I couldn't find any..thanks for giving detailed insights. love your content and your voice too..
Thanks. I was looking for this on TH-cam. Somehow youtube algorithms suggested this. Very informative and to the point.
Thankyou so much
Good Information
❤️God Bless You
Piyush beta bahut hi achha experience share kiya or. diya
Asi hi video bnate rahena
Thank you Piyush. Which course are you pursuing? As you said you didn't mention the loan amount which you took. Even I want to take education loan for my daughter. Thank you so much.
Bhai, maza aa gaya...most satisfying video on educational loan. 👍🏻👍🏻
Hello bro i wanted to ask that
1. Can We Use the Loan amount to cover our expenses- gic and 1 year fees or it only goes for the fees
Simply take disbursement in your account.. only nbfc provide in bank
Same thing happened with me with Hdfc credila and Avance..and got the loan from credila..👍
Which college and course ?
@@PiyushCanada Conestoga college, Applied networks
Great!
Plz tell me about this whole process
@@pinklevasdewani1236 without collateral???
So far, the best video on internet explaining loan or bank ka locha etc ❤️ thnku ❤️
Sir thank you so much🙏🙏
Even every bank had denied me to give education loan without collateral but after watching your video I tried hdfc credila some of their persona denied me to give loan but one of their officer told me that my chance are only 20-30% and then I applied and got loan of 20 lac my father salary is only 30,000 and brother is 20,000 and one home loan is also running. And today I got my visa. I am very happy. Thanks a lot sir 🙏 you gave me a ray of hope
Which country
Without itr how you got
Hey Piyush,
Thanks for the video which help me secure my Education loan from HDFC credila. Seamless process and part EMI option work well for students. Because of your video, I approach only HDFC, and everything as you stated in the video.
Thanks and the rest videos are also helpful for me. Keep going...
Hyy mann r u studying rn or started paying the emis if so please let me know your experience and how it works
What was interest rate and do you know they increase their interest rate after every 6 months
This video was really informative .I appreciate your efforts 😇
Thank you. Means a lot. :)
@@PiyushCanada hi
I want an education loan (non collateral) of around 15 lakhs for my 2 year diploma in canada after 12th.
My father don't have any property,FD etc.
My grandfather have 1 property of around 80 laksh on which currently he have a loan..
Can you guide me through this.
Please
Your parents/gaurdians filling ITR regularly ?
@@PiyushCanada yes
ITR > 7-8Lakhs ?
Sir apne har company ka name likha near 10.35 seconds pr, thnx
Very informative video bro !!! Thank u for sharing this.
Sir I have also applied for loan from NBFCs but i am just having doubts regarding:
-Whether it is easy to get loan for UG diploma.
- Also my study profile is excellent but financial profile is weak.
Can I get the loan?
Amazing bro!! Really informative video. Much needed.
Best video so far thanks for detailed guidance and personal inputs. Keep up the good work 👍🎉
End point pfunds ka tip very useful 👌..tq
nice informative video. Educational loan is only for those who have bank balance and property but not for poor people with potential.
This is so good information Piyush. Really appreciate for your content.
👍🏼👍🏼
Very Informative video bro,I really need this everything is cleard now.
Just saw this video and subscribed as well. Indeed very informative. Thank you for such a depth recondite video 👍
Thanks a lot..much needed Information. 😊😊😊😊
Gajab bejjati hai 😀😀
Haha Glad you caught that. 🌝
9:40 list of documents
Brother kya PTE karke bhi education loan le sakte hai????
Looking smart nd dashing bro...👌🏻😂
Sir I'm going to start my process in hdfc credila, i was little bit confused bt after watching this video i think I'm on ryt path.
Very important video..credila is way better than other banks but
The only problem with HDFC credila is they don't provide unsecured loans for diploma program..!
They do ..
@@Lucky-vm7wj yes they do m getting one
Aisa kuch nahi hai
It's seems very Informative but I'll get soon after the implement to all of these.
Any update from yourside brother?
Hi Piyush, I am a bit confused How did you apply for a visa under the SDS category?? Did the bank pay the first year fees without getting the visa approved? Also when did they make disbursement??
Yes kindly reply
Sir can I get enough education loan on 2.5 Biswa open land in Punjab? Please sir reply me🙏🏻🥺
This video is really very informative...and it helped me a lot to make my loan profile...hatts of to your work....❤️
Great video Bhai and ur way of explaining looks like Sushant Singh Rajput 😊
Thanks 😅
@@PiyushCanada Yes! Looking like late Sushant Singh Rajput 😁
I really can't figure out if this is trolling or truth. Anyway. Thanks I guess. 😝
Hey this was needed ,thanks
I love your videos 🌹
Thnx for information
Thanks bhai it's a very helpful information
How much loan did you take and what was the margin. Also wouldnt you have to deposit the margin money each time you disburse an amount?
So the amount you’re saying to deposit as savings, should be in the borrower account or in co-applicant account?
Please revert.
Thanks
Very helpful guidance and tips
बँकमे मर्जिन दिखाने के लिय कॅश diposit किया तो चलता है क्या
Sir mere pass koi property nhi hai na tax lekin mujhe education loan lena hai kaise le plz sir btawo
Watching your video relaxed me a bit... Hopefully I'm also able to get study loan for abroad education next month
Bro how did you get?
Very vrry supperb information....ur,s performence is very good....
Thank you so much for your guidance ❤️
Nice informative video. In fact I approached 2banks icici and central bank for unsecured loan. But icici rejected my application stating they give loan only for university like registered MIT Stanford IIT ETC... whereas central bank gave me loan sanction in less than 10 days and 8.5% annual. Prefer govt banks.
Sir I want to join in a private engineering college and fee with hostel is upto to 8 lakhs what is the process in which bank can I get this amount for low intrest.....please suggest me sir
@manjunatha did icici bank really said you like that? I am wondering as they give loan to almost all education institutions
Yes. ICICI did reject my application for loan. I also replied to icici with asking for clarification. But they never replied. I also hv deposits in ICICI. Inspite of these they said only to registered university will be given loan. Anyway central bank gave me loan without collateral and I, m good with that.
How much loan was sanctioned by the Central Bank?
@@pujamandal6640 collateral free loan of 7.5L.
Hi bro great video ....what should be the salary of the co applicant in order to get almost 15-20lakh loan ?
It's not only about salary. It's a combination of CIBIL score + Annual Salary + Currently Active Loans.
Piyush, Your decision of paying only 2000 rupees per month is not a good decision. I am in the field of finance and know the facts. In this way in three years a huge heap of interest (remaining interest) will be there to pay. And you will not be able to see the actual principle which was borrowed initially. You should have selected the immediate repayment option for 10 years. Although its best to select 7 years tenure with immediate repayment. Only in this way one can actually repay the actual principle plus interest.
Thank you for your valuable advice. I really appreciate it. I did all these calculations and weighed my options. I felt like not taking the extra burden during my study time would be the best. Was it the best? Only time will tell. :)
How many bands required for get 20 lakh study loan
Thank bro....very informative video...Piyush bhai me bhi credila me inquiry ki he aaj ...bus ye batado ki muje 15 lack loan chahiye to vo log security k dor pe kya mange ge ..and aap ne kya diya tha security k dor pe... please reply me.!?
Thanku so much sir ap bahut achhe hai
Piyush I saw your home tour video, you mentioned the rent amount but you didn't say about the advance amount or security deposit. How much it will cost ?
Bhai i had worst experience with credila..bcz they just reject without giving any notice..and they didn't even reconsider my file...
What were your marks and co app income ?
Thank you for your efforts. It is informative.
However, I would like to confirm that the 11.9% interest rate from credila is for Unsecured Loan right?
Below 11.5%, in my case.
@@PiyushCanada You said 11.9 % in the video
@TERRIBLE fACTS p.a.
@@mohammadshamim7782 might be 11.09
@@PiyushCanada BHAI I HAVE ONLY 3 QUESTIONS
1.INTEREST KAB SE LAGNA SHURU HOTA HAI. JAB LOAN LETE HAI TAB YA JAB COURSE KHATAM HOTA HAI TAB
2. 15 LAKHS KE LOAN KE LIYE KITNA IT RETURNS DIKHANA PADEGA.
3. 15 LAKHS KE LOAN KE LIYE MARGIN DIKHANA PADEGA? AUR AGAR NAHI DIKHA PAYE TO LOAN MILEGA
This video was really informative
Dear Sir,
We Radiant Consultant wish to share some business proposals in which mutually benefit for us. Please contact us or give us number and time so we can communicate.9888470555
How did you apply for the HDFC loan?
Informative video. Thank you!!
It would be great if you add a link to the list of documents photo as the one in video isn't clear.
Thank You Sir I really apperciate this >>>>>>>really
great work!! clearly explained everything. Thanks
Can I get an education loan of 16-17 lakhs from NBFCs if my co applicant's monthly income is INR 40,000 ?
Send mobile. No.??
I m working in Education Loan
?
My experience is good with Avance but Hdfc se sath bura. I guess its depends on the executive to executive.
Nice video Sir plz tell Minimum interest bank on study loan. 1 year grace period. In india. If don't know then tell me how to query in all banks
@piyush bro does the Shares and FD is acceptable for around 20lakhs loan?
Thank you for brief information... I have also applied and HDFC credilla has given me loan on 11.5% but the problem is he is bounding me with 14 years tenure
Broo how many days it took from day one to amount sanction for the loan process
Can u give ur contact number i have some doubts to discuss
Did u get it and can't we pay before 14 years?
@@jass8585 no we can pay wherever we want to ......there is no time boundaries
@@pawankumarpk_1616 ok and for instance if I get 15 lakh loan so after repayment period we can 15 lakh in one time without any extra money though I know we've to pay partial interest every month
@@jass8585 you can pay one time but with interest
Very helpful video ...
Thankyou so much
Very informative video. I have seen lot of videos. But noone explained pike thism plzzz tell about how a farmers son can take a loan amount of 7 lacs.
Sir superb awesome amazing information.thanks a lotttt.please student profile pe vdo banaeye.sir please let us know the detailed section of documents needed
Tips no one told me before 👍👍👍
Coapplicant can be self employed brother or sister ?
I want to ask you that Can hdfc credila give loan for PG Diploma ( CDI college Montreal )
Yes
Great video so far ☺️❤️
Je tuhade kol business hai ja govt job hai 50 se upr ki pee vali fr koi problem nhi koi v Bank aap ko loan de skta hai
Bhai how to apply for nbfc please tell us because I don't have any idea about this for how to apply
awesome bhai thanks
Eh loan ohna lai hi a jihna kol pehla hi koi property haigi a, tan sirf ohi koshish krn jina kol sehr ch plat ja pind vich vdhia jmeen a, han j koi bdi sifaris haigia tan c milju
I only have 58% in my bachelor's, can I apply for this loan and will I get loan of 20lakh without collateral to study in South Korea.
hello sir,
i wanted to ask that your interest rate being high..but still you are paying ₹2000 per month...howz that possible?..what about rest of the amount..will you pay the rest after the completion of studies...like what's the system??
Sir how much ITR per year should we consider for non collateral loan ?
In the co appliacant document he is showing "proof of existence of business"
What is a co applicant is an employer??? Please tell me we don't have business.
Bhai This is the best education loan video on TH-cam that I have come across. Explained in simple and clear manner.
Thank you :)
Bhai ye loan hamare account main aayega ya Bank direct college ko tranfer karega
Depends on bank. Mostly in your account.
Sir agar neet main 105 marks aaye jisse mujhe private main admission ke liye kuch paise dene pade to kya mujhe isper loan mil sakta hai
Sir ji kiya jiske parents job nahi karte hain toh plz suggest voh bachche apna further bright karne ka dream fulfill nahi kar sakte
Job is not necessary. All you need is ITR.
If I take a loan of 15 lakhs and am making partial payment every month in between studies and also paying interest every year, when my EMI starts after 3 years of moving to Canada, then how much EMI will I have to pay every month
Plz reply ❤️
Thank you so much for this video!! ❤️
Question is ITR kitna ka hona chhaiye minimum mere dad ka 3,98,000 hai hoga ya ni
since 1 month we are struggling to get edu non collateral loan.....also my personal experience bank asking to pay EMI directly
Thanks for your useful video
I am taking an online data science course. Will I get education loan for this?
Meri beti ki 3 day me section aur 7day me payment aur 13% inst aur 20 lack per aur 6000/processing fee aur monthly 5000/ jabtak lone payment chalu ho 😊 aur mera credila ke sath bura experience tha
Mam kahan se lia tha?
Kya bura experience tha?
Sir what about the co applicant I applied my loan to govt bank but my parents are not govt employee but grandfather is but I am experiencing bitter experience I just only need 7.5
Nice information sir.
Collateral,,,,,,yes krna ja no sir???? Plz reply
You could have got a better deal with ICICI, cause paying 2000 per month as interest will increase your burden during the time of repayment. Compounding will increase your total amount by more than double of the principle.
TRUE
Repayment is a burden only if I am earning and paying in INR. If i earn and repay in CA$ its nothing. I probably make enough money to close the loan while I am working as a student.
@@PiyushCanada Hi Piyush bhai, i learnt from WeMakeScholars that HDFC Credila tells you a particular interest rate and after you receive the loan they will increase the interest rate. is it true??
@dhanashree don't go with wemake.. i got the loan sanction from ICICI but it is better to go individually you will get much better rates.
@@ayushmishra-bo2xl i am looking for non-collateral loan without co-applicant
Can yu tell me one thing ?
I am unemployed and had not filling ITR so am I eligible for education loan or not
Loan amount credited in our account or direct to universities????
In my account
Bro agar mai apply karta hu education loan ke liye HDFC credila mai toh bank account konsa bhi raha toh chalega ya HDFC mai create karna account khud ka clear this doubt please