No, the program does not currently model ACA subsidies, which can depend on income. However, these could likely be entered manually into the program using Special Expenses and Receipts.
Is the Net Investment Income Tax built into the Roth Conversion Optimizer? Specifically, does sit take into account for the need to liquidate some appreciated stock to fully transfer balances from the Traditional IRA the Roth?
Yes, the NIIT is taken into account in MaxiFi as our realized capital gains. You tell the program how much you have in unrealized capital gains and it will estimated any taxes you may owe if you need to draw from Regular Assets (like your Brokerage) to facilitate paying any conversion taxes.
On my computer, the computer screens shown during the examples are really fuzzy and difficult to read.
This video seems to be very low resolution, only 360p??? Both from email link and on your TH-cam channel.
Does it take into consideration how you qualify for ACA subsidies? Insurance costs are are a big factor.
No, the program does not currently model ACA subsidies, which can depend on income. However, these could likely be entered manually into the program using Special Expenses and Receipts.
Does the maximizer assume you aren’t using pre-tax money to pay taxes?
Is the Net Investment Income Tax built into the Roth Conversion Optimizer? Specifically, does sit take into account for the need to liquidate some appreciated stock to fully transfer balances from the Traditional IRA the Roth?
Yes, the NIIT is taken into account in MaxiFi as our realized capital gains. You tell the program how much you have in unrealized capital gains and it will estimated any taxes you may owe if you need to draw from Regular Assets (like your Brokerage) to facilitate paying any conversion taxes.
@@lyonfp Thank you so much! Really impressive program, can't wait to dive in.