Inflation, Interest Rates & Stock Market CRASH: What to Do NOW with Bonds, MMF, Gilts, Premium Bonds
ฝัง
- เผยแพร่เมื่อ 5 ก.พ. 2025
- Worried about a stock market crash? Inflation eating your savings? Unsure where to invest when interest rates are unpredictable? Then this video whould help.
In this video, we review 9 common economic scenarios based on inflation, interest rates, and stock market performance, so you can make smart investment decisions and protect your money. I break down how Bond Funds, GILTS, Premium Bonds, Index-Linked GILTS, and Money Market Funds perform under various market conditions, helping you build a more resilient portfolio.
Here’s the link to the file I go over in the video: docs.google.co...
I'm not a financial advisor, just sharing my investment approach in the hopes that it helps you with yours. Always do your own research and consider consulting with a professional before making any investment decisions.
Key Takeaways:
• Understand which investments tend to outperform in high inflation, high-interest rate environments.
• Learn how to potentially protect your capital during a stock market downturn.
• Understand the correlation between different bond assets and the stock market.
• Get a FREE downloadable resource covering Bond Funds, Money Market Funds. Premium Bonds and Gilts.
Don't forget to:
👍 LIKE this video if you found it helpful and SUBSCRIBE for more investing insights! 💬 COMMENT below on what you are doing in relation to Bond and Cash assets/Investments.
Investing Apps & Platforms I Use:
💸 - InvestEngine - Get between £20-100 when you sign up and deposit £100 (or receive £100 - 200 if you set up business account)(T&Cs Apply)*
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💸 - Trading 212 - Link to a simple Vanguard FTSE All World (ACC) portfolio that is cheaper than the VWRP
www.trading212...
💸 - Vanguard - Not an affiliate link
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Disclaimer: This video is provided for information and entertainment purposes only. Please seek the help of a qualified regulated financial professional for any advice. Capital is at risk. Some links are affiliates and I will earn a commission from using them.
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Very interesting video, you've got yourself a new subscriber. As a long term investor, i do try and stick to the principal of dollar cost averaging into the market (or pound cost averaging, rather). But the market does seem quite overheated at the moment, and so it is tempting to sell some stocks in order to keep a cash reserve for when the market inevitably falls.
Thanks. Yes, it feels frothy, but of course, you can never really tell, as in the short term, markets tend to be driven by sentiment rather than fundimentals as we know. I have made sure I have 4 years of cash, invested in MMF's, Premium Bonds, and High Interest Accounts etc (I use ISA's for equities mostly). I increased this amount recently for a couple of reasons... The market seems overheated by most objective measures, as you say, so if it does not increase much, then these investments will still keep me just above published inflation, and if the market does dip I have some dry powder, which is liquid (if that is not a dichotomy :-) ). Also, with these cash assets, it stops me from being tempted to tinker with my equity investments., as they are long term.
In this video I go through the impacts of different market conditions on a variety of Bond/Cash investments and which are likely to perform better. Do you invest in any of them, and will you change be changing your allocation in the near future?