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INVESTING FOR KIDS: Simple Steps to Build a Fortune for Your Child 📈 - Free Download.

13:27

My £225k Vanguard Pension Portfolio Update - November 2024 | Aviva & Pension Bee Consolidation

15:04

🎅 SANTA'S VERDICT: £100k Premium Bonds Christmas Miracle or Disaster? (Dad v Daughter)

4:08

🚨Premium Bonds Rate CRASH to 4%! What Should You DO NOW? 🤔

6:47

Is the Vanguard Money Market Fund Worth It? (My Results - Trading212, Invest Engine & BestInvest)

8:10

One Simple Budgeting Method To Master Your Money & Expenses | Free Google Sheets Budget Template

10:33

£270K ISA Portfolio Update:📈HUGE Gains & My NEW 2025 Strategy (Trading212, Best Invest, Fidelity)

My ISA Portfolio Update - December 2024: Market Volatility & My New Strategy
Big changes to my ISA investments!
In this video, I'm giving you a full update on my ISA portfolio and how it's performing in these “interesting” markets. We'll dive deep into:
- Market Overview: A look at the recent US market boom, the Fed's latest interest rate cut, and the UK's economic uncertainty and the impacts on my portfolio.
- My Portfolio Performance: How my ISA has grown to over £270k and the key changes I've made to my investment strategy.
- Individual Holdings Review: Detailed analysis of my Best Invest and Trading 212 accounts, including my shift towards Emerging Markets and Money Market Funds.
- Tax Planning: My strategy for minimizing taxes by utilizing ISAs and pensions.
Plus, I share my thoughts on the future of the market and what I'm watching closely.
Don't miss out! Hit that subscribe button and click the notification bell so you don't miss future updates.
👇 Check out the links below for resources and offers on investment platforms! 👇
💸 - InvestEngine - Get between £20-100 when you sign up and deposit £100 (or receive £100 - 200 if you set up business account)(T&Cs Apply)*
investengine.com/referral-welcome/?grsf=10hik3
💸 - Trading 212 - Link to a simple Vanguard FTSE All World (ACC) portfolio that is cheaper than the VWRP
www.trading212.com/pies/lu9U9DLk6ZU0mRwdh7vAYTtibc5yn
💸 - Vanguard - Not an affiliate link
www.vanguardinvestor.co.uk
Disclaimer: This video is provided for information and entertainment purposes only. Please seek the help of a qualified regulated financial professional for any advice. Capital is at risk. Some links are affiliates and I will earn a commission from using them.
*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)
#ISA #IndividualInvestmentAccount #Vanguard #Bestinvest #Fidelity #Investing #PortfolioUpdate #MarketVolatility #FinancialPlanning #Stocks #Shares #UKEconomy #USMarket #InterestRates #TaxPlanning #InvestingForBeginners #FinancialEducation #PersonalFinance #MoneyManagement

มุมมอง: 127

วีดีโอ

INVESTING FOR KIDS: Simple Steps to Build a Fortune for Your Child 📈 - Free Download.

13:27

INVESTING FOR KIDS: Simple Steps to Build a Fortune for Your Child 📈 - Free Download.

มุมมอง 3014 วันที่ผ่านมา

Not sure what to do about your financial future? In this video, I'll discuss the ways to invest for your kids, using a simple decision tree. We'll cover: • Junior ISAs: Tax-free savings with flexible options. • Junior SIPPs: Government top-ups and long-term growth potential. • Junior Savings Accounts: Easy access and great for teaching kids about money. • Premium Bonds: Safe and secure with a c...

My £225k Vanguard Pension Portfolio Update - November 2024 | Aviva & Pension Bee Consolidation

15:04

My £225k Vanguard Pension Portfolio Update - November 2024 | Aviva & Pension Bee Consolidation

มุมมอง 9728 วันที่ผ่านมา

In this video, I share a comprehensive update on my personal pension portfolio. I discuss how I consolidated multiple pensions, my investment strategy, and the recent performance of my Vanguard investments. I also cover market trends, changes to the state pension, and my plans for the future. Key Topics: • Portfolio Update: I reveal my current portfolio value and discuss how it has performed. •...

🎅 SANTA'S VERDICT: £100k Premium Bonds Christmas Miracle or Disaster? (Dad v Daughter)

4:08

🎅 SANTA'S VERDICT: £100k Premium Bonds Christmas Miracle or Disaster? (Dad v Daughter)

มุมมอง 81หลายเดือนก่อน

It's the FINAL Premium Bond draw of 2024, and Santa's delivering his verdict on our £100,000 gamble! My daughter and I have gone HEAD-TO-HEAD with £50,000 EACH in Premium Bonds for the past 8 MONTHS. Will this be a Christmas miracle or a festive FLOP? I’m sharing every win, calculating the total return, and figuring out who's coming out on top this Christmas! 🏆 Plus, we're diving into the recen...

🚨Premium Bonds Rate CRASH to 4%! What Should You DO NOW? 🤔

6:47

🚨Premium Bonds Rate CRASH to 4%! What Should You DO NOW? 🤔

มุมมอง 439หลายเดือนก่อน

NS&I has just announced a cut to its Premium Bond prize rate, bringing it down to 4% from January 2025. This is the second cut in just two months, as the rate will already be reduced to 4.15% for the December draw. This video explains the cut, what it will mean to your winnings and what other options are available. This video will help you decide whether to stick with Premium Bonds or explore a...

Is the Vanguard Money Market Fund Worth It? (My Results - Trading212, Invest Engine & BestInvest)

8:10

Is the Vanguard Money Market Fund Worth It? (My Results - Trading212, Invest Engine & BestInvest)

มุมมอง 107หลายเดือนก่อน

Are you looking for a safe and easy way to earn passive income on your cash? Then you NEED to know about Money Market Funds (Vanguard and Lyxor)! 💰 In this video, I'll break down everything you need to know about Money Market Funds (MMFs), including: What are MMFs and how do they work? What are the benefits of investing in MMFs Are MMFs safe - and what are the risks? I'll reveal my personal Mon...

One Simple Budgeting Method To Master Your Money & Expenses | Free Google Sheets Budget Template

10:33

One Simple Budgeting Method To Master Your Money & Expenses | Free Google Sheets Budget Template

มุมมอง 25หลายเดือนก่อน

This video provides a simple guide to budgeting and how you to use the L.E.A.D.S. method and Google Sheets to get control of your budget - covering common mistakes to avoid, effective money management techniques, and strategies for achieving your financial goals. In it we cover how to identify and eliminate negative spending habits that sabotage your budget, Set realistic budget categories base...

Unlock Your Net Worth Potential: Free DIY Google Sheets Tracker (Beginner Friendly)

11:53

Unlock Your Net Worth Potential: Free DIY Google Sheets Tracker (Beginner Friendly)

มุมมอง 28หลายเดือนก่อน

Are you ready to take control of your finances and watch your wealth grow? In this video, you'll see how to create a simple and effective net worth tracker using Google Sheets. You can download the template below. This beginner-friendly tutorial walk through the template, which you can then customise to your liking, even if you've never used a spreadsheet before. You'll learn: - What is net wor...

STOP LOSING MONEY! How an Investment Policy Statement Can Save Your Portfolio from DISASTER

16:18

STOP LOSING MONEY! How an Investment Policy Statement Can Save Your Portfolio from DISASTER

มุมมอง 11หลายเดือนก่อน

In this video, I explore the power of the Investment Policy Statement (IPS) and how it can be your weapon to achieving financial freedom. An IPS helps you define your goals, understand your risk tolerance, and create a solid, long-term investment strategy. Without one, you're leaving yourself vulnerable to emotional decisions, market hype, and costly mistakes that could be costing you thousands...

2 Best Vanguard Index Funds (ETF's) That BEAT The FTSE All World (VWRP)

8:23

2 Best Vanguard Index Funds (ETF's) That BEAT The FTSE All World (VWRP)

มุมมอง 257หลายเดือนก่อน

This TH-cam video covers which ETF's you can invest in that give you an edge over the Vanguard FTSE All world. I explore the options using 2 alter ego's - Freddie and Oliver. 0:01 - Intro 0:30 - what changes did I look at? 0:45 - Assumptions 1:35 - Alter Ego's 3:42 - Performace 7:22 - Conclusions 7:41 - The portfolio Investing Apps & Platforms I Use: - InvestEngine - Get between £20-100 when yo...

STOP Worrying About Market Crashes | The 3 Bucket Strategy in (Early) Retirement

10:28

STOP Worrying About Market Crashes | The 3 Bucket Strategy in (Early) Retirement

มุมมอง 102หลายเดือนก่อน

In this video I go through the 3 bucket strategy for retirement income. It covers what the bucket strategy is, why it's important for financial independence, and how to build one. The video also examines various criticisms of the strategy, including its complexity and performance. The video covers: - What is the Bucket Strategy, what it is not and the benefits and shortfalls - What assets each ...

Premium Bonds (NS&I) Letdown: November 2024's £100K Results (Dad and Daughter Face Off)

3:57

Premium Bonds (NS&I) Letdown: November 2024's £100K Results (Dad and Daughter Face Off)

มุมมอง 232หลายเดือนก่อน

Did this month's Premium Bond draw bring us closer to our goals... or was it another dose of disappointment? Join us as we open our November 2024 Premium Bond results with £100,000 invested! Will this be the month we finally hit the jackpot 😊, or will we be left with that familiar feeling of meh! In the video: • Dad vs Daughter: Who has the luckiest bonds? • Full transparency: We show you every...

How Much Money Do YOU Need to Retire | 4% Rule Explained | Early Retirement & Safe Withdrawal Rates

10:45

How Much Money Do YOU Need to Retire | 4% Rule Explained | Early Retirement & Safe Withdrawal Rates

มุมมอง 172 หลายเดือนก่อน

Are you thinking of early or traditional retirement? 😴 Wondering how much you need to save to achieve financial independence? 💰 In this video, we explore the famous 4% rule - a guideline for withdrawing money from your retirement portfolio without running out of funds. We'll cover: The origins of the 4% rule and how it was calculated Real-life examples of how the rule has performed in different...

Premium Bond Rates Drop to 4 15% - DITCH or KEEP? (NS&I Drop rates again!)

7:18

Premium Bond Rates Drop to 4 15% - DITCH or KEEP? (NS&I Drop rates again!)

มุมมอง 3742 หลายเดือนก่อน

NS&I has announced a reduction in the Premium Bonds prize fund rate to 4.15% for the December 2024 draw. The odds of winning will also decrease to 22,000 to 1 from the current 21,000 to 1. This is the second reduction this year after eight consecutive increases between December 2020 and January 2024. The prize fund rate change puts Premium Bonds further behind standard savings accounts and cash...

£65,000 Investing Regret? My Vanguard LifeStrategy Lessons after 6 years

5:30

£65,000 Investing Regret? My Vanguard LifeStrategy Lessons after 6 years

มุมมอง 3172 หลายเดือนก่อน

Did I Make a £65,000 Mistake Investing in Vanguard LifeStrategy 80%? I've been invested in Vanguard LifeStrategy 80% for over 6 years, and while I've seen decent returns, I recently worked out I could have potentially made £65,000 MORE with a different strategy. In this video, I break down: What are Vanguard LifeStrategy funds? A quick overview of their features, benefits (like diversification ...