How I Have Managed To Live Debt-Free

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  • เผยแพร่เมื่อ 30 ก.ย. 2024
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ความคิดเห็น • 54

  • @jamesthetruth9351
    @jamesthetruth9351 7 หลายเดือนก่อน +6

    This the Best TH-cam Channel ever.
    It adds Value to your life.

    • @drcharlesapoki
      @drcharlesapoki  7 หลายเดือนก่อน +1

      Thanks sir. Please help share.

  • @teacherbrad9534
    @teacherbrad9534 ปีที่แล้ว +7

    You gotta teach me how to live without credit

    • @drcharlesapoki
      @drcharlesapoki  ปีที่แล้ว +3

      When you buy things on credit learn to pay promptly. Don't buy luxury items on credit. You can buy raw materials on credit for production but as you sell pay promptly.
      Join a cooperative.

    • @dariomarques9839
      @dariomarques9839 5 หลายเดือนก่อน +3

      ​@@drcharlesapokiluxury some times becomes a liability.

  • @ikennaaneke9598
    @ikennaaneke9598 ปีที่แล้ว +4

    Thank you Dr. Your nuggets are life changing. I'm a new subscriber to your channel, and am blessed from your immense wisdom🙏🏽

    • @drcharlesapoki
      @drcharlesapoki  ปีที่แล้ว

      Thanks and welcome to this our online family.

  • @UnwanaUdoh
    @UnwanaUdoh ปีที่แล้ว +3

    This is priceless 🙏

  • @blessingpereye1258
    @blessingpereye1258 ปีที่แล้ว +2

    Don’t put yourself under pressure to impress people who don’t care…… wisdom nugget!

  • @DaudiAhimbisibwe-ij4hs
    @DaudiAhimbisibwe-ij4hs 7 หลายเดือนก่อน +2

    I can't stop listening to this wisdom. Please keep these wisdom nuggets coming.❤

  • @godwinmaika4760
    @godwinmaika4760 ปีที่แล้ว +5

    This generation needs you sir, yes we need your advice sir because society is tell us what we don't understand

    • @drcharlesapoki
      @drcharlesapoki  ปีที่แล้ว

      Thanks. Where are you based sir. Please share with others.

    • @godwinmaika4760
      @godwinmaika4760 ปีที่แล้ว

      Am from Delta state warri sir

    • @mayachanelle4861
      @mayachanelle4861 ปีที่แล้ว +1

      ​@@drcharlesapoki 😂😂😂only only urine wakes you up 😅🙌

  • @IBEN76
    @IBEN76 ปีที่แล้ว +2

    God bless you Dr. I'm listening

  • @shuto39
    @shuto39 ปีที่แล้ว +2

    A VERY INFORMATIVE AND LIFE CHANGING VIDEO

  • @NetflixTopVideos
    @NetflixTopVideos 6 หลายเดือนก่อน +2

    So true. You were lucky, your Father was wise. 😊

  • @preciousomoruwou9760
    @preciousomoruwou9760 ปีที่แล้ว +2

    True talk. Most times, we spend money we don't have to buy things we don't need just to impress people we don't like.
    Thanks for this message Sir. Migwo

  • @christopherunogbo540
    @christopherunogbo540 หลายเดือนก่อน

    If i don't have that is my state and not my status. Don't put yourself under pressure to impress people that don't care!

  • @Irsiobeauty
    @Irsiobeauty ปีที่แล้ว +2

    My daddy my daddy, I love listening to you always

  • @catherineumeike5830
    @catherineumeike5830 16 วันที่ผ่านมา

    Pls sir how can i belong to coperative society?

  • @IBEN76
    @IBEN76 ปีที่แล้ว +2

    Thank you Dr Charles. I'm surrounded by debts. I'm fighting to finish paying Bank debts and be free😢

    • @drcharlesapoki
      @drcharlesapoki  ปีที่แล้ว +3

      You can get a lawyer to negotiate with the banks to stop the interests on the loans so that you can concentrate on paying the capital sum only.

    • @IBEN76
      @IBEN76 ปีที่แล้ว +1

      @@drcharlesapoki Thank you Dr Apoki. May God bless you abundantly, more and more
      I'm learning alot from you

  • @madisonjames8427
    @madisonjames8427 5 หลายเดือนก่อน +1

    Thank you sir

  • @onomufrank
    @onomufrank ปีที่แล้ว +2

    Thank you sir for your wisdom

    • @drcharlesapoki
      @drcharlesapoki  ปีที่แล้ว

      God bless. Please remember to share with others.

  • @IBEN76
    @IBEN76 ปีที่แล้ว +1

    What do you say on Pastors who request for money to pray for people to remove generational curses/stagnation/poverty? Do you believe in that? Advise

    • @drcharlesapoki
      @drcharlesapoki  ปีที่แล้ว +2

      No. They are charlatans worshipping Mammon.

    • @IBEN76
      @IBEN76 ปีที่แล้ว +1

      @@drcharlesapoki Good morning Dr Apoki. I'm learning alot from you. Thank you for the advice.
      Imagine someone is jobless, no money or is sick. A Pastor says bring a sacrifice interms of money to remove the curses of stagnation

  • @worldsyoursent.1635
    @worldsyoursent.1635 4 หลายเดือนก่อน +1

    🔥🔥🔥🔥💪

  • @pedroamericovuma5483
    @pedroamericovuma5483 3 หลายเดือนก่อน

    I'm from Mozambique 🇲🇿, Southern Africa. I love your content so much. Since I discovered this channel I've been learning every day. Thank you so much big man.

  • @anyigorfrankm3323
    @anyigorfrankm3323 ปีที่แล้ว +1

    Good morning sir, sir my name is frank you are my mentor. Sir is it possible I join your cooperative on the way from Abuja.

    • @drcharlesapoki
      @drcharlesapoki  ปีที่แล้ว

      It's better you join one at Abuja.

  • @govicinfortainmentandinspi9311
    @govicinfortainmentandinspi9311 ปีที่แล้ว +1

    Thank you so so much Sir.

  • @fridaewo1233
    @fridaewo1233 7 หลายเดือนก่อน

    Always inspiring,my mindset has changed completely after watching from yu, Thank you so much,Gid bless you.

  • @arthurigbinovia4181
    @arthurigbinovia4181 ปีที่แล้ว

    any problem that will not kill me, I will leave it till later, I will not use another person's money to solve it hoping to make money somewhere!!!!

  • @norahombwayo4825
    @norahombwayo4825 ปีที่แล้ว

    In USA you get a house after building credit worth. A car is also achieved in the same way😊

  • @charlespetchu8412
    @charlespetchu8412 4 หลายเดือนก่อน

    Great 👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍

  • @benoyenuga5240
    @benoyenuga5240 ปีที่แล้ว

    Thank you sir for this wisdom, money management is basically common sense (Live within your means and save/invest to increase finance) but then again not everybody sees it that way or is in a position to do so and I understand.

  • @Podcast_in_the_Car
    @Podcast_in_the_Car 5 หลายเดือนก่อน

    I am loving this doctor.
    We think alike

  • @UsmanSolomon
    @UsmanSolomon 4 หลายเดือนก่อน

    Respect Sir that is one of my principle

  • @danielpernarh
    @danielpernarh ปีที่แล้ว

    Very educative 💯👍
    Thanks

  • @vicksonvictor1
    @vicksonvictor1 ปีที่แล้ว

    Simple but always profound

  • @fredrickadakoleokwulu9592
    @fredrickadakoleokwulu9592 ปีที่แล้ว

    Priceless nuggets

  • @johnmulungu1720
    @johnmulungu1720 ปีที่แล้ว

    God bless you

  • @Lifesinsight
    @Lifesinsight ปีที่แล้ว

    Great

  • @uchebest5437
    @uchebest5437 ปีที่แล้ว

    Dr your teachings is quiet phenomenal and apt, sir but I differ on the issue of opting for Nigerian made Panadol to that of UK or US why because the former has some side effects that can affect the liver unlike the later.
    Have a great day.
    I'm one of your addicted follower 👍

    • @drcharlesapoki
      @drcharlesapoki  ปีที่แล้ว +1

      Thanks so much. This is a public space. I will be glad if you can put up scientific evidence to support your assertion.
      There are serious legal implications in this your comment.
      If NAFDAC is aware that Panadol in Nigeria affects the liver and they allow it in the market, there is the need for a class action if the ones in the UK and US are not.
      So try and support this serious issue with scientific evidence.
      What I know is that there is a warning that you should not consume such analgesics beyond 3 days if the pain persists.
      Long term consumption of analgesics beyond the prescribed periods can affect the kidneys,that I know very well and it is applicable to analgesics all over the world.
      Am waiting for your evidence if not delete your comment because of legal implications.
      Thanks so much.

    • @drcharlesapoki
      @drcharlesapoki  ปีที่แล้ว +1

      My dear brother I have gone through the research on paracetamol and hepatotoxicity in Nigeria, Europe and the USA. The hepatotoxicity is not from the brand or the country of origin.
      In the USA and Europe, the UK inclusive hepatotoxicity were as a result of overdose and polypharmacy not because of the country of origin.
      Nigerian Panadol is as effective as those from the UK .
      There is nothing wrong with NIGERIAN Panadol.
      God bless you sir.

    • @zabronnatumanya6202
      @zabronnatumanya6202 ปีที่แล้ว

      @@drcharlesapokithanks 🙏

    • @uchebest5437
      @uchebest5437 ปีที่แล้ว

      Thanks so much Dr for taking your time to reply my text.
      Well, I don't have any scientific proves on that, but my doctor once told me that the foreign one has minimal side effects.
      Highly appreciated sir.