I’ll Get $700,000 If I Sell My House In The US Now,I Bought A House Here Instead Of Building InGhana

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[@janetquagraine2652]

It's great to buy a house, but mind you with the other costs involve, such as mortgage interest, property taxes, home insurance, renovations, unexpected breakdown of furnace, water heater, a/c, etc. Taking care of your lawn alone is very expensive. So, when you deduct all those expenses that have gone into the house; by the time the house is really yours, your interest at the end is not what you think. We should be aware of that. You need proper planning and discipline and a good job before you can jump into buying a house abroad. Trust me, I have bought a house, sold it, and now have multiple.

[@cliffidio]

Finally some honesty. People think purchasing a house is all roses. Sometimes renting could be more beneficial to someone than owning a house. Either way make sure whatever you choose to do whether renting or owning makes financial sense

[@janetquagraine2652]

​@@cliffidioExactly 💯

[@twumbarimahdominic9492]

So true, I had to cough $7000 after my furnace broke less than a year after I purchased my first home. The cost to fix stuff around the house wasn’t easy at all

[@janetquagraine2652]

​@twumbarimahdominic9492 Yes, it's not easy if you only have one income family. Some of the preparations you need before buying a house is; make sure you have extra savings, at least $5K to $10K besides your down-payment, insurance money, and property tax money before you can jump in. My husband and I had the patients to be able to save $20% down-payment plus some savings. My Dad wanted all six of us to visit Ghana during that time and we couldn't go. 😂😂😂😂😂😂 Thank God, we were able to payoff our first mortgage in nine years.

[@teirrahteirrah9950]

As a woman I rake and blow my lawn in the Fall season. My sons know how to cut the grass in during Summer. You keep the house up don't wait till HOA commands you to fix something is another. Lastly, when your man is handy it's a plus. He paints, does flooring, dry walls etc. Good luck ppl.

[@kofilivingstone3767]

One of the best interviews.
America is still the greatest💪, sooner or later ✌️🇺🇸🇺🇸🇺🇸✌️

[@teirrahteirrah9950]

I agree

[@jabulanisena6288]

When happy people are talking you go feel the vibes.
Beautiful lady

[@teirrahteirrah9950]

Thank you

[@moduanaorleans2326]

She is right about the education. I was last of my class in Ghana but in the US i graduated with a 3.3 gpa for high school and bachelor’s. I majored in Business Administration with a concentration in management. My algebra class I passed with a B but in Ghana my grade for math was bad I think it was in the 30s

[@teirrahteirrah9950]

Well done

[@moduanaorleans2326]

Also for first time home I would advise a multi family house then rent a portion of it.

[@kwasi47]

How about house hacking? If you are young & single that’s the way to go. For those who don’t know what house hacking is. It’s a means to buy a single family or duplex & rent part of the rooms or house for rent. The rental income will in most cases pay for the mortgage. The beauty of it is that you will live “rent-free” & also in the mean time build equity with your investment. It’s a win-win situation. 👍🏾😀

[@moduanaorleans2326]

@@kwasi47 that’s is good too also don’t forget to please save money for emergency repairs. That is critical if you don’t want to go into debt I learned this the hard way 😅😅

[@kwasi47]

@@moduanaorleans2326 Yes that’s true. In real estate jargon, it’s called CAPEX. Capital expenditure - money invested by a company to acquire or upgrade fixed, physical or nonconsumable assets.

[@gloriaandkaycube7108]

DMV...We're here❤....beautiful interview 😍

[@Besteve1]

If that’s the case Ghana education is good. It means you can survive anywhere and even stand out

[@kwasi47]

Indeed it is. I finished 6th form in Ghana (during my era in late mid 60s). When I got here in America in the 70s my 6th form education was equivalent to sophomore level at the college I attended. But during my junior age the others catch up in whatever major is your choice. Mine was electrical engineering. Of course the educational level is not the same as the 60s. There are too many colleges & universities (not a bad idea) in Ghana. There4 education has been diluted. Only my personal opinion. I maybe wrong. ✌🏿❤️

[@kwesifelixboafo5333]

Far far...and our students are more intelligent than their students. Nobody should lie to you that our education is collapsing in Ghana.
Ghana just needs to link our education to practical and doing.....Our worst students can excel in America.

[@kwasi47]

@@kwesifelixboafo5333 What we have done with our education? It’s Chew Pass & Forget (CPF) as we call it during my secondary days in the 60s.

[@kwesifelixboafo5333]

@@kwasi47 Americans also do chew and pour.....They are not that different with what we do. They just have time for lab as well...

[@damoahlydia1284]

Nice idea for buying house in US 🇺🇸 first, thanks for sharing your experience ❤❤❤

[@teirrahteirrah9950]

You're welcome

[@tracyyeboah7717]

I'm proud & happy for ur family thank God may the good Lord be with U & your family 🫶🤝🤩☝️🙏

[@teirrahteirrah9950]

Amen

[@GiftyDeb]

Great insight ❤

[@sandrabillson5084]

Some people would say outside is hard wow may God bless her more

[@teirrahteirrah9950]

Amen, it's all about an individual's effort.

[@afuaowusuaa2865]

My sister take a cruise, you will love it

[@teirrahteirrah9950]

I heard however, I prefer to fly 😁

[@jossmaan2839]

It is called a Welfare check and Food Stamps in the US. It is what most unemployed [a requirement] Blacks and Hispanic mothers get from Social Services monthly. Most immigrants except the Asylees do not indulge in it, you have no excuse, there are over abundant jobs. It affects your immigration standing but birth citizens of the projects some of whom never marry and have lots of babies for bigger welfare checks, don't have that worry. Asylees from Somalia, Ethiopia, Iraq, Afghanistan etc do however get their introduction into it since their huge arrivals from like the 1990s and are on welfare. So for those who find themselves in dire straits, don't be afraid to come forward to Social services for aide. Don't buy into that false narrative of you can't get any help in America like in Europe. Please go to social services if you are down and out they will look into your problems - food, temporary accommodation, but be documented. I know so.

[@virgin5085]

I would like to speak on the importance of education in the US ...
When you come to the US, no matter what, go to school- the end results are prosperous ...

[@LeticiaBempah-ji6rj]

This is what I tell people all the time.

[@meekygrosser8884]

Yes it's true

[@afuaowusuaa2865]

Back than it was word processor, Ok second that, me too school, here, you have alot of materials, like textbook, internet for research

[@SaleemAbdullah-ww9ub]

That’s just close to a million $ wow I guess u are living is Beverly Hills…that’s 70 billion ghs 70mill ghs

[@rehanaafriyie2250]

Harriet Asere was my Met in Form one at Tech sec Harry greetings frm Hamburg.

[@teirrahteirrah9950]

Please reach out

[@KD2244_]

Senior Donatello

[@pauladdai3586]

left ghana at age 17 and 29 years in the state, age calculators association where are you. lol😂😂😂😂🤣🤣🤣🤣🤣🤣🤣🤣

[@teirrahteirrah9950]

😂 hilarious

[@languageadventurer684]

Score both Egypt and Mozambique

[@TheMo2ba1]

Ahinsan estate . My hood

[@teirrahteirrah9950]

A-4 to be precise

[@sabeyosbeautyworld3298]

This is supposed to be in English 😢

[@elvisnyarko1866]

94😮

[@jabulanisena6288]

Stubborn academy member

[@stevenbrown1499]

First here tua tua

[@benjaminsackey5931]

This woman is a dbee. KNUST primary to TechSec (now KNUST SHS). Top High is now crowded unlike before.

[@teirrahteirrah9950]

You're absolutely right I said the same.