@@trich103 what have you done to help the American people then talk🤫. No1 is perfect like he says whatever let's you sleep at night. Don't do on to others what you don't want done to you.
Hallelujah! Sick of the fraud and delinquent behavior. Doesnt matter if you take an easy road built on deceit/lies, you will pay for it harder down road.
@@gatewaysolo104 Everyone is all about how the goverment needs to help me, but hates if it helps anyone else. Tax deductions for mortgage interest. Well, we want to encourage private home ownership. And it is in everyone's interest to encourage higher education, so lets create a student loan system that can be abused? How exactly is that the fault of a 18 year old who ONLY voted once in their lives.
The sad part is that the university chose to give him a scholarship over somebody else. This guy showed the classic "Bright Side / Dark Side" conundrum in which he shows a bright side to get a scholarship and then reveals his dark side to get a free car. Character is who you are when nobody is looking.
But same time Dave wants everyone to pay less than 25 percent of what they owe on cards and he is ok but not with this like come now. Pretty much stealing also
@@Hossafy Wow... Like there's no difference between using a gov't program to better yourself, and MISUSING an ill-conceived program to STEAL from taxpayers.
@@Lianne459 Religion isn’t about what makes sense.. It’s about what you feel. That’s how you can have the least Christian man ever have people claiming he was sent from god. It’s all silly!
Politician: Student loan forgiveness. What could possibly go wrong? Caller: I'm thinking about using my student loan to pay off my car because I think student loan forgiveness is coming.
@@Mehwhatevr ...🤔🤔🤔 This is actually a very valid point. I was against student loan bail out, but now that you brought this up. I may have to reconsider my position.
I found out I could apply for homelessness funds in CA cause I was over 21 living with my mom making $0 as a student (also cause my mom was making under federal level). I decided not to because my sister told me I wasn't actually homeless. And I had to put myself in someone's shoes who didnt have a loving family or a home. Im sure a lot of people take advantage of these programs and its sad the lack of integrity these people have. And weirdly enough it always leads to them wanting more money and power...
Those are not just homelessness funds, I hope you know that. Y’all live in poverty even if you have a roof over your head and deserve the extra help if it’s available to you.
@@Lauren-ub7ih the loving family was the biggest reason I didn't do it. I would've benefitted personally from using those funds but because my family was helping me greatly with school funds i really didn't need it. The difference between want and need...
@@kiaharper7172 Full-time students qualify right now without a job. Better to focus on your education! I qualified for snap and you bet I took it. I only needed it for a year; I graduated and now have a decent paying job and can contribute by being another tax payer. USE THE HELP.
I like this call because this is an example of how people in mass try to take advantage of programs other people pay for while the people who actually need it gets pushed to the back.
When I was in my late teens one time someone asked me how I was doing and I thought for a minute and answered "better than I deserve" And every time I hear Dave say it it brings me back to that
Instead of trying to get more loans, the caller should follow in the footsteps of Michael Dell. And Bill Gates. And Mark Zuckerberg.... ...and create something while he is in college that will *MORE than* create enough profit to pay that loan off in a single lump-sum payment! (What do all of these guys have in common? They all dropped out of college for business reasons because their business was doing so well till they needed their entire day to focus on it.) But these days the guy doesn't even have to do THAT! There are college students paying their way by buying and selling used textbooks, something that is a lot easier to do when you're on the campus every day.
Glad he mentioned taxes. He mentions he does everything “legally” to not pay it. How is that different that someone taking out loans that will “legally” be forgiven? There is no difference. It’s just that we don’t see it the same.
I think there's a decent chance 10k of federal loan forgiveness goes through. 50k is a pipe dream. If you have federal student loan debt below 10k I would recommend only paying the minimums once the pause is lifted
I'm so against student loan forgiveness. Focus on the actual issue, universities prices are outrageous! but if you took out a loan ,then you are obligated to pay for it.
Universities prices reflect the quality of teachers. If they didn’t charge you this much, all teachers would quit and work for tech where they will be paid a lot more. You want teachers to starve but don’t want to pay for them. Lol
I heard that too. So he's on the right and obviously not so right. Shows the hypocrisy of the right really. They are so angry at the "left" but are the very first in line.
@@ThatSecondaryGamer you're an example of what is wrong with the our country. The real world has consequences, they exist even when they are not immediate.
Student loan forgiveness will be paid for by printing more money. The country is in so much debt that it's impossible for the working people to pay enough taxes to pay it off. Clearly, the govt don't need our money.
You’d have to get this to work with every single college, and when they refund the amount that you overpay with the loan, it goes back into your bank account, it doesn’t go back to the student loan distributor. Source: got scholarships mid semester and it went back to my bank acct.
@@peartfaldo i kind think the schools gauge the students , and i also have a problem with the text books they say you have to have conveniently being the most expensive books, just my opinion thou , i could be wrong .
This is EXACTLY one reason why we shouldn’t be paying off anyone’s loans!! You took them out - YOU pay for them. Not anyone else’s problem that you took out too much debt. Not anyone’s else’s problem if you can’t find a job after school - personal choices - stand by them.
If anybody has to repay those loans it should be the parents, teachers, high school counselors and anyone else who pushes kids into college without considering the financial cost. The “financial aid” game is sickening.
It should be the stinking schools. I have to PAY for my diploma and honors cord for my bachelors this May. It’s a business, the college industry is a cut-throat game.
Ok Dave is not totally consistent here. At the end he says he does everything he legally can to NOT pay a tax dime more than LEGALLY necessary. If there’s ever student debt forgiveness BS it will then be LEGAL. I agree the car thing is dodgy though.
Well sure but the difference is saving on taxes is doing everything you can to keep your own money. The car plan is actually doing something to get extra money from other people. Slight difference but I think it's meaningful.
I owe student loans and this is exactly why I dont want student loan debt forgiveness. This caller isn't the only one I knew a student who basically treated her SL as an annual income, Coach purses, vacation on the loan. They go into 100k plus debt and then cry that they cant pay it.
You don't get rich by turning down every $20 bill you see on the street. You don't get rich by turning down every customer who isn't 100% moral 100% of the time. You don't get rich by refusing to take a job at corporations that aren't 100% ethical 100% of the time.
Let’s think he gets a student loan and hopes for forgiveness and he has it until its paid off through bankruptcy or thoerwise. Or option B pay off my depreciating assest asap.
Integrity correlates with wealth building most likely because those around you respect you more, and therefore if you do need help, they will help you. Also, if you want to get jobs or promotions, those that see that integrity will feel safer giving it.
@@MiguelHernandez-rw4xu if your talking about public k-12 schools I promise you the only ones making it rich are the textbook companies and standardized test makers.
Dang son, I had my cars engine blow up due to firestones bad work. I owed 10k on it and still paid it off and I didn't even sue. Just bought a hoopty and kept it going. No handouts baby. Just a lesson to do my own work or have someone I trust do it and never finance a car, stupid tax.
Learning to maintain your own car has to be one of the biggest money savers imo. Most basic maintenance is easy enough with a basic toolkit and can save you a bucketload of cash 😎
I don’t know anyone who purely used their student loans for school. Which is why I will never support student loan forgiveness and I roll my eyes when they call it a crisis
Or maybe it was staged 😂. Nevertheless there were lessons to learn and I beleive a lot of good came out of him teaching them to millions of listeners:)
Had to pause right after Dave crossed his arm. I was on the fence previously for student loan forgiveness (up to a certain amount). But this thieving conniving boy just reminded me of my days in undergrad where students would take out student loans for 'study abroad' so they could go to Maui or some other exotic island. Meanwhile, their major was childhood education or German studies. And they felt entitled too. Made me so ticked off all the time. This is why they want student loan forgiveness. Never!
100 % honesty, in every part of your life, every day, every week, every year is possible. If you do not believe that then you do not strive (at all sacrifices) to be honest... and don't believe to make yourself feel better.
Dave: It’s immoral to use student loan forgiveness to reduce your liabilities even if it’s legal! How dare you show a lack of integrity? Also Dave: I hire a bunch of accountants to reduce my legal tax liability as much as possible and there’s nothing wrong with that.
Hey don't take advantage of this loophole but I'm going to pay money to my lawyers to take advantage of this tax loophole lol Dave Ramsey lady's and gentlemen
Seriously though, the kid makes a perfect example of Dave's position on student loans... Student Loans are absurd. Period. Sure, they help but the entire system needs to be completely redesigned.
Integrity is beautiful thing to have... remember our creator is always watching and he pays you back in ways you can't imagine...I'm speaking by experience...
![โอ้เธอช่าง... - บี้เดอะสกา ft. ต๋อง เทวัญ (Prod. by ป๋าเพชร) [Official MV]](http://i.ytimg.com/vi/zbWhiLFmVL0/mqdefault.jpg)
“...Don’t you think that is immoral?”
Silence
“Yeah, a little bit....but....”
Wow!! Thank you David.
Are you pregnant?? Yeah, a little bit ...... 🤣🤣
@@akidwaimd Do you have an std? Yeah... A little bit.
This caller is slime.
Wow the nerve of this caller just looking for the way out.... people just don’t want to work
More about free handouts or using the system for personal gain only.
Work smarter not harder
I kinda get him tho if everyone’s getting a free ride on all their loans and I get nothing but still have to pay for it why not?
@@ohozo7292 comes down to Integrity in a person it can go far.
This call is super fake. Don't be so gullible. Scripted call for entertainment. A lot of hours of airtime to fill.
Confirms my long term saying: "One of the greatest tests of one's integrity is what they will do with someone else's money."
P
Mm, such a good point!
Yup integrity doing what is right even when it is the hard thing.
The sad thing is this is what a lot of people do with student loans and trust me this is very common
Dave scammed the taxpayers when he filed for bankruptcy
@@trich103 yet he makes a living helping people get out of debt??🤔
@@trich103 what have you done to help the American people then talk🤫. No1 is perfect like he says whatever let's you sleep at night. Don't do on to others what you don't want done to you.
@@trich103 It sure would have been interesting if the caller would have gone there. I noticed Dave didn't wait too long to mute the caller.
@@thomasthumim7630he took advantage of a govt assistance program in order to not pay his debt. Yet he has the nerve to tell others it's inmoral
Dave
Nobody gets rich scamming the taxpayer
Us politicians
Akward silence
Wish youtube allowed gifs lol
Isn’t this the truth....
Agreed. I think Dave is cool, but people who pride themselves on their “integrity” while getting ripped off are suckers.
Politicians: *Heavy Sweating*
@@MrMtanz Seriously the Muh integrity folks are usually the biggest hypocrites
Exactly. You beat me to it.
Hallelujah! Sick of the fraud and delinquent behavior. Doesnt matter if you take an easy road built on deceit/lies, you will pay for it harder down road.
74 years and obtaining the highest power in the United States? How long is this road you speak of?
Daves gonna go off on this guy lol
😂. It's too early for these questions. Haven't even had my coffee yet 😂😂
As soon as i heard of him mentioning student loan forgiveness I knew he was dead🤣🤣🤣
Ohhh I was waiting
It’s more like he was acting like a stern uncle that just wants the best for him.
We can only hope!
I was waiting for the Dave Rant...that guy needs the rant..... bring back the Dave rants!
Rantsey
Totally agree! I think in general, Dave has gotten too soft nowadays. I miss his old demeanor. Bring back more rants like this one!!!
Caller is the embodiment of everything that is wrong with today’s society. He didn’t even think that’s wrong
This is the mentality that is created with socialized hand outs
So, did you return your relief checks :)
@@bindingcurve what does that have to do with abusing student loans?
@@gatewaysolo104 Everyone is all about how the goverment needs to help me, but hates if it helps anyone else. Tax deductions for mortgage interest. Well, we want to encourage private home ownership. And it is in everyone's interest to encourage higher education, so lets create a student loan system that can be abused? How exactly is that the fault of a 18 year old who ONLY voted once in their lives.
Entitled brats.
The sad part is that the university chose to give him a scholarship over somebody else. This guy showed the classic "Bright Side / Dark Side" conundrum in which he shows a bright side to get a scholarship and then reveals his dark side to get a free car. Character is who you are when nobody is looking.
Exactly!
Lol catch me driving my character in my paid off whip homie
Hope he used a fake name. Called up a national show and admitted to committing fraud.
Well said!
There’s no way that this kid watches the show and called in with this question lol. Dave’s reaction could have been predicted!
Are you single
@@Rashaadthegr8 Dude, you ain't gonna find love in the TH-cam comment section lol
@TheReapersSon
It's a lot easier to find the right one in the Dave Ramsey video comments section than it is in the *REST* of TH-cam, LOL!
@@TheReapersSon Says you
@@samjordan8800 Exactly!
Just one more reason student loans should NOT be forgiven.
I totally agree with you
Wait but isn't it like 20G max? Drop in the bucket for most people with student loans. But to use the extra cash for a car? Wow that's kinda weak
Are they being forgiven?
You clearly never had student loans.
They won't be forgiven.🤣 They can't throw investors under the table. No one thinks of that.
THANK YOU DAVE! You said exactly what me and I'm sure MANY MANY others have been thinking.
Dave filed for bankruptcy which is govt benefits
Dave was VERY level-headed answering this caller’s question. My first response was like: “I KNOW he did not ask what I think I heard!”
But same time Dave wants everyone to pay less than 25 percent of what they owe on cards and he is ok but not with this like come now. Pretty much stealing also
Esteban, Exactly! How dear he even think that!
I knew Dave was preparing to go off when he crossed his arms at :48 seconds in LOL
Lol 😆 I'm literally laughing out loud from your comment 🤣😂
Yup, that’s his “tell”.
😂🤣😅
Dave “don’t use a govt program to better yourself”
also Dave: “I use every available law to pay less in taxes”
@@Hossafy Wow... Like there's no difference between using a gov't program to better yourself, and MISUSING an ill-conceived program to STEAL from taxpayers.
And these are the folks the schools are paying for......🤦♀️
This is the future. It’s pretty sad Scott.
The bible said a wicked man borrow and never repay but the righteous give generously.
Amen
45 never paid his contractors or people that did work for him, cheated on his taxes and his wives yet the evangelicals still think hes a holy man.
Psalm 37:21
New International Version
21 The wicked borrow and do not repay,
but the righteous give generously;
So very true. Amen!
@@Lianne459 Religion isn’t about what makes sense.. It’s about what you feel. That’s how you can have the least Christian man ever have people claiming he was sent from god.
It’s all silly!
Politician: Student loan forgiveness. What could possibly go wrong? Caller: I'm thinking about using my student loan to pay off my car because I think student loan forgiveness is coming.
2009: Bailing out the wealthy, and ignore everyone else. What could possibly go wrong?
@@Mehwhatevr ...🤔🤔🤔
This is actually a very valid point. I was against student loan bail out, but now that you brought this up. I may have to reconsider my position.
I found out I could apply for homelessness funds in CA cause I was over 21 living with my mom making $0 as a student (also cause my mom was making under federal level). I decided not to because my sister told me I wasn't actually homeless. And I had to put myself in someone's shoes who didnt have a loving family or a home. Im sure a lot of people take advantage of these programs and its sad the lack of integrity these people have. And weirdly enough it always leads to them wanting more money and power...
Those are not just homelessness funds, I hope you know that. Y’all live in poverty even if you have a roof over your head and deserve the extra help if it’s available to you.
@@Lauren-ub7ih
He wasn't working as a student. He could have picked up a side job.
@@Lauren-ub7ih the loving family was the biggest reason I didn't do it. I would've benefitted personally from using those funds but because my family was helping me greatly with school funds i really didn't need it. The difference between want and need...
@@kiaharper7172 Full-time students qualify right now without a job.
Better to focus on your education!
I qualified for snap and you bet I took it. I only needed it for a year; I graduated and now have a decent paying job and can contribute by being another tax payer.
USE THE HELP.
@@Lauren-ub7ih thank you for sharing too ❤️
I like this call because this is an example of how people in mass try to take advantage of programs other people pay for while the people who actually need it gets pushed to the back.
He basically called to get advise on committing loan fraud. He obviously is going to do it regardless.
its not fraud. It's prefectly legal.
@@alaadekhili9229 unfortunately.
Its not fraud it legal just like all the TAX LOOPHOLES
Fraud or not...guess I should have said ethics .lol
I think he should, there’s no prizes for suffering
this is to show you NO i repeat NO penny of student loans should be forgiven.
100%
I so agree with you.
100%%%%
let bernie and elizabeth pay for it
Lol I can't believe he called Dave of all people to ask this🤣
I'm gonna say that "Mark in Boston" is a new listener!
I've heard some pretty bad callers before. This one takes the cake. Doing what you're planning on doing would make you a thief.
Who’s happy to be debt free?!!!
Well im close to be their $170 to go
Almost there!!
20% of the American people
Man, I can't tell you how much I love having $0 in student loans and a 2008 Corolla that I paid $2700 in cash for. It's an insanely powerful feeling 👍
I am
Thank you for bringing this topic up, so many people taking advantage of the system.
I paid off my student loan 20 yrs ago. If there is a student loan forgive. Can I get a refund on my student loan...smh
no
My thoughts, exactly.
Exactly!
Can i get my money back from the loans i made for my kids to go to college???LOL!!!!
@@ldav2006
Did you pay them???
When I was in my late teens one time someone asked me how I was doing and I thought for a minute and answered "better than I deserve"
And every time I hear Dave say it it brings me back to that
I realize that part of watching the show is learning the math of Economics, but I did not expect this kind of math lesson in linguistics today
Instead of trying to get more loans, the caller should follow in the footsteps of Michael Dell. And Bill Gates. And Mark Zuckerberg....
...and create something while he is in college that will *MORE than* create enough profit to pay that loan off in a single lump-sum payment!
(What do all of these guys have in common? They all dropped out of college for business reasons because their business was doing so well till they needed their entire day to focus on it.)
But these days the guy doesn't even have to do THAT! There are college students paying their way by buying and selling used textbooks, something that is a lot easier to do when you're on the campus every day.
Glad he mentioned taxes. He mentions he does everything “legally” to not pay it. How is that different that someone taking out loans that will “legally” be forgiven? There is no difference. It’s just that we don’t see it the same.
Please, please, please let at least ONE politician hear this call and have an OUNCE of indignation on behalf of taxpayers.
they dont care. its all about them.
What guarantee is there that student loans will actually be forgiven?
Zero Zip Nada
Idk but there’s a lower chance his car loan is forgiven
exactly, and at a much higher interest rate than a car loan.
@@lindakincaid4530 my student loans are 2.75%, what’s your car loan?
I think there's a decent chance 10k of federal loan forgiveness goes through. 50k is a pipe dream. If you have federal student loan debt below 10k I would recommend only paying the minimums once the pause is lifted
Oh man, Dave’s first response had me smiling saying “HERE WE GO YALL”
Tell em Dave. Your rants are my favorite.
I'm so against student loan forgiveness. Focus on the actual issue, universities prices are outrageous! but if you took out a loan ,then you are obligated to pay for it.
I don’t get why these two ideas have to be mutually exclusive
Universities prices reflect the quality of teachers. If they didn’t charge you this much, all teachers would quit and work for tech where they will be paid a lot more. You want teachers to starve but don’t want to pay for them. Lol
If integrity is so critical to building wealth, why are so many wealthy people lacking in integrity?
What's so hilarious is that the guy actually was serious when he called in...😆
That was about the hardest I’ve seen Dave smash the mute button 😂
What a silly question.
Funny thing is that the guy said "The left is pushing" as if he is on the other side and somehow better than the left. Lol.
Ironic, isn't it! Lol
I heard that too. So he's on the right and obviously not so right. Shows the hypocrisy of the right really. They are so angry at the "left" but are the very first in line.
He meant to say the right.
When Dave's arms start to fold, you know you're about to get it 🙂
A lot of student loans have been abused!
I can’t decide to grow hair! I tried! 😂
Debt forgiveness = Transfer of debts from those who benefited from the loan to those who didn't.
Yup that’s exactly what it is smh.
I think he should tho, he won’t benefit from suffering, it’s not like some random person is just gonna get given a loan payment
@@ThatSecondaryGamer you're an example of what is wrong with the our country. The real world has consequences, they exist even when they are not immediate.
And we all benefit from a highly educated population. But your right, NO MORE public schools at all.
Student loan forgiveness will be paid for by printing more money. The country is in so much debt that it's impossible for the working people to pay enough taxes to pay it off. Clearly, the govt don't need our money.
Someone who asks this sort of question and genuinely considers is, isn't asking your permission, he's gona do it anyway 🤦♂️
Forget the forgiveness thing, just stop buying non-school related things with student loans.
dont you know? that would make too much sense. (being sarcastic)
You’d have to get this to work with every single college, and when they refund the amount that you overpay with the loan, it goes back into your bank account, it doesn’t go back to the student loan distributor.
Source: got scholarships mid semester and it went back to my bank acct.
School related things are more than enough to rack up a mountain of debt.
or look into why school is sooo expensive now. THATS the problem. They wont though
@@peartfaldo i kind think the schools gauge the students , and i also have a problem with the text books they say you have to have conveniently being the most expensive books, just my opinion thou , i could be wrong .
The dude thought he figured out the meaning to life and called Dave lol.
Haha
I'm disabled and got the lihep program to help with my heat and cooling bills. Thank you Dave for helping the poor and disabled people and elderly
Love listening to Papa Dave :)
Transportation is one of the items listed as a use for student loans…..
This is EXACTLY one reason why we shouldn’t be paying off anyone’s loans!! You took them out - YOU pay for them. Not anyone else’s problem that you took out too much debt. Not anyone’s else’s problem if you can’t find a job after school - personal choices - stand by them.
Would've loved hearing this guys response.
THANK YOU DAVE!!!! 😁
Glad you set him straight.
If anybody has to repay those loans it should be the parents, teachers, high school counselors and anyone else who pushes kids into college without considering the financial cost. The “financial aid” game is sickening.
It should be the stinking schools. I have to PAY for my diploma and honors cord for my bachelors this May. It’s a business, the college industry is a cut-throat game.
Ok Dave is not totally consistent here. At the end he says he does everything he legally can to NOT pay a tax dime more than LEGALLY necessary. If there’s ever student debt forgiveness BS it will then be LEGAL. I agree the car thing is dodgy though.
Agreed. Legality has nothing to do with morality. Rather, one does not justify the other.
Exactly what I was thinking.
Well sure but the difference is saving on taxes is doing everything you can to keep your own money. The car plan is actually doing something to get extra money from other people. Slight difference but I think it's meaningful.
I owe student loans and this is exactly why I dont want student loan debt forgiveness. This caller isn't the only one I knew a student who basically treated her SL as an annual income, Coach purses, vacation on the loan. They go into 100k plus debt and then cry that they cant pay it.
Dave’s right. Integrity is a high level trait with people with high success. They are dependable and solid and work with instincts.
It's not "free money". That really ticks me off, hearing people say that.
It's free money to the institutions not the students...we look at the wrong thing...
You don't get rich by turning down every $20 bill you see on the street. You don't get rich by turning down every customer who isn't 100% moral 100% of the time. You don't get rich by refusing to take a job at corporations that aren't 100% ethical 100% of the time.
Pure ignorance
@@stevencaruso825 that reply only works if you are a multimillionare as you type😂
I love you Dave! Truth matter...
I find it hard to believe this caller thought it was a good idea to call Ramsey and asked about loan fraud as an economic strategy.
I agree. It seemed like it was staged.
@ Matt yea it might have
been. But the lesson Dave
taught collectively is important I think....
I see what you saying there tho
Dave! You gave me a tingle with this one!
lol 😂 tingle
Why he come on this show and ask this question 💀😭😂 anybody who watches Dave Ramsey would know what the answer to this would be lol
seriously though... lol either he didn't know or he was wanting to be funny...? :D
These people are clueless that they are hurting others. They are always looking for the easy way out no matter who it affects
Dave is right. " He is better than he deserves"
Wow. This caller is a piece of work. He makes me sick.
Nah just a gamble...he could be stuck with student loans instead...when you don't have alot of money, these thoughts can easily drive you.
@@jasonharris765 It's not a gamble, unless it's going to affect his car ownership choices.
@@jasonharris765 you’re simply projecting your own lack of integrity as a legitimate opinion
@@NicE-jq3wv nah I just understand where he is coming from...people who call out others lack of integrity usually have integrity issues as well...
Let’s think he gets a student loan and hopes for forgiveness and he has it until its paid off through bankruptcy or thoerwise. Or option B pay off my depreciating assest asap.
Finally..I agree with Dave
Integrity correlates with wealth building most likely because those around you respect you more, and therefore if you do need help, they will help you. Also, if you want to get jobs or promotions, those that see that integrity will feel safer giving it.
Loves Dave, he's an alsome and smart man
This is exactly why I am so opposed to forgiveness. This guy deserves nothing.
He has a full ride! How dare he be greedy!
There’s idiots in every room 🤣🤣🤣. Love the truth from the Ramsey Group
lol 😂 yea
Integrity - doing the right thing when no one is watching.
What Great comment “ you can’t decide to grow hair” 😂
"Nobody gets rich scamming the taxpayer"
Dave doesnt seem to know military contractors.
Add to that school, colleges and universities
@@MiguelHernandez-rw4xu if your talking about public k-12 schools I promise you the only ones making it rich are the textbook companies and standardized test makers.
@@bobbiewhited4577 College Board
@@bobbiewhited4577 And Superintendents
Dave: “nobody gets rich off of stealing from the tax payers”
I guess Dave has never heard of politicians 😂
Hedge fund managers, Amazon, big oil... you get the point.
Most rich people didint bet there by going by the book! I’m sure they did some type of illigal thing to get there
Loving the transitional music. Perfect genre and volume in the beginning 👌 Also, great advice 👍
Dang son, I had my cars engine blow up due to firestones bad work. I owed 10k on it and still paid it off and I didn't even sue. Just bought a hoopty and kept it going. No handouts baby. Just a lesson to do my own work or have someone I trust do it and never finance a car, stupid tax.
Learning to maintain your own car has to be one of the biggest money savers imo. Most basic maintenance is easy enough with a basic toolkit and can save you a bucketload of cash 😎
Want a cookie?
@@ringchaser4488 sure, you have sickerdoodle or macaroons? I'll pay ya, no handouts lol
@@user-jy7yw5kw3w I have oreos and Oatmeal cookies
You probably should have sued. Lol car blew up and it legitimately was someone else's fault?????
Ooooh Papa Dave! Don't hold back! Love it!!
Everything starts at home...I wonder what values his parents taught him🙄
I need new toy & i ain't payin it
Sound from this, this dude is spoiled
I don’t know anyone who purely used their student loans for school. Which is why I will never support student loan forgiveness and I roll my eyes when they call it a crisis
I know a lot of people that uses their student loan to take vacations, buy cars, etc, then they are crying about student debt lol
This caller is what is wrong with our country today.
Amen Patti! Grrrrrrrrrrrr
Yep. People not honoring their agreements and expecting handouts.
Annnnd Dave makes another caller speechless.
Or he just mutes them 🤣
by muting them.
@@davidchester429 yup 😅😅
Loved this video. I’m sure many taxpayers agree with Papa Dave
Dave probably had a good weekend... he went mellow on this call :D.
This episode was a few days ago.
Or maybe it was staged 😂. Nevertheless there were lessons to learn and I beleive a lot of good came out of him teaching them to millions of listeners:)
The mindset is what gets me...
Thomas Stanley is an amazing author.
If the opportunity is there LOL 😂
Mega rich have high moral integrity.... that's beyond laughable.
Much easier to cry in a mansion than a 500sq ft shoebox though.
Had to pause right after Dave crossed his arm. I was on the fence previously for student loan forgiveness (up to a certain amount). But this thieving conniving boy just reminded me of my days in undergrad where students would take out student loans for 'study abroad' so they could go to Maui or some other exotic island. Meanwhile, their major was childhood education or German studies. And they felt entitled too. Made me so ticked off all the time. This is why they want student loan forgiveness. Never!
100 % honesty, in every part of your life, every day, every week, every year is possible. If you do not believe that then you do not strive (at all sacrifices) to be honest... and don't believe to make yourself feel better.
That awkward moment when you ask for financial advice and you receive unsolicited moral advice.
Dave: It’s immoral to use student loan forgiveness to reduce your liabilities even if it’s legal! How dare you show a lack of integrity?
Also Dave: I hire a bunch of accountants to reduce my legal tax liability as much as possible and there’s nothing wrong with that.
Don’t blame it in the guy... blame it in the politicians.
Dave just gets it
Hey don't take advantage of this loophole but I'm going to pay money to my lawyers to take advantage of this tax loophole lol Dave Ramsey lady's and gentlemen
"I don't have to try to remember what I said, because whatever I said, was what I said." - How every Ramsay video should end.
Lawful personality, decides principles and lives by them.(integrity)
Seriously though, the kid makes a perfect example of Dave's position on student loans... Student Loans are absurd. Period. Sure, they help but the entire system needs to be completely redesigned.
And this is who we, the taxpayers, are going to bail out.
Obama created the mess
Integrity is beautiful thing to have... remember our creator is always watching and he pays you back in ways you can't imagine...I'm speaking by experience...