I listen to you for at least 2-3 hours a day I been able to get rid of 70% of useless items, been able to save $70k in a year and a half and I been able to give to to my homeland churches I have NEVER been so peaceful and happier! Thank you Joshua I love ya and your beautiful family!
ALL GLORY TO MY WONDERFUL LORD JESUS CHRIST!!! 🙋🏽♀️🙌🏽👏🏽👏🏽👏🏽❤❤❤ Thank you for sharing your awesome testimony!! HALLELUJAH!!!!! PRAISE THE LORD!!!!! 🙌🏽👏🏽❤❤❤ God bless you! 🕊❤⚘
Interesting. Lately I have been feeling wealthy actually. I don't have a lot of money, I'm waaay far from being a millionaire. But I have my home, no debt and some savings. I might not have a tesla like my friends, but I hate driving. I might not have a high income like my friend, but I don't like working 16+ hours a day, I cannot afford to eat outside everyday, but I learned to cook delicious meals without those extra calories, I might not be able to pay for the fancy gym, but I like my small hole in the wall where I lift things up and put them down. Money is nice and I like it a lot, it brings me peace of mind. But by not desiring material possessions I get something much better than money... Time! I have time to learn to cook, to make my long looong walks, to exercise, travel, spend time with people I love, focus on my health, live with less stress. When I told my father how much I spend per month, he pitied me. I didn't get it, I feel very comfortable, I wouldn't even know in what I would spend more money. I have enough clothes, I don't enjoy alcohol that much, I like going to the local market to buy cheap and fresh produce, museums are mostly free or very cheap. Idk, this capitalist society kinda makes me feel like a failure, but I resist.
That’s the way to go CherryParlor! Inspiring and truthful. I try to live like that also. It gives peace of mind and soul. Just continue walkint that path!
Honestly, I feel like you have succeeded more than most people, and I applaud you. Your comment truly made me smile, because you feel rich in what matters. Please continue to live such a beautiful life, as it is so inspiring to others, including myself
My wife worked for very rich family for 9 months. She never saw the husband at home, and the wife was so overwhelmed with life (with managing all their emloyes, organizeing all their stuff, packing up for vacations) that she never sat down to enjoy her meal or cofee.
Mindset is SO important, but education about money management and prioritizing is also crucial. Children are not taught basic money principals by their parents any more, and the schools don't do it either. I was taught things like how to balance a checkbook and to set up a simple budget in my 6th/7th grade math curriculum, but nowadays young people graduate from highschool knowing nothing but that they want what they see on TV. Channels like this are so needed, because our society values the AMOUNT of money so much more than the ability to MANAGE the money one has. Thank you, Joshua, for helping to steer people in the right direction.
Great video! The quote that brings to mind a prophecy of the Cree Indians: “When the last tree is cut down, the last fish eaten and the last stream poisoned, you will realize that you cannot eat money.” I saw this when I visited Head Smashed in Buffalo Jump in Alberta, Canada. It really shifted the way I treat money and the environment, for the better :)
I do not know how you manage to continue to create such amazing and unique content. It is never redundant and always profound. Thank you Joshua Becker 🙌🏻🙌🏻🙌🏻🙌🏻🙌🏻
Yes and yes. Money does buy happiness because it buys freedom, security, protection, and comfort, peace. All of these examples below make me happier because they provide for me and my family: A home in a safe and quiet part of town A car that has modern seatbelt and crash protection features A few more dollars to buy earthquake insurance for my home An aid to help an elderly parent if/when they fall at home and need help A bowl of organic fruits bought at the farmers market A new pair of shoes when the old are worn out at the edge A lot of time not to have to work and spend time with family The luxury of being a stay at home parent The time one gets from being able to retire early Routine dental hygiene Travelling to places that we wander about So, money DOES buy happiness but it it is important to spend money on things that matter and know when is enough enough, and have a healthy, humanistic approach to money
I cracked up laughing because my income is below $1,500 a month and I feel rich of course you know that's because I'm grateful and thankful for what God has given me and I am a wise steward
@@LisaPFrampton I appreciate your response Lisa for the state I live in this is the biggest city but as for a big family you're right I don't come from a big family however at 71 I wouldn't have a lot of little kids around me anyway would I but if you're wondering if I've ever understood poverty I assure you I have I live 3 months on beans and rice occasional onion or green pepper I live for a year and a half on $180 a month without food stamps you don't have to live in a big city or have a big family to go through poverty but not having makes you more of a giver when you do have as far as I know no one in my family lives on less than me but I still help Feed the Homeless in my town and I still make donations when and wherever I can I hope you and your family are doing well and if you're going through a hard time I hope you pray for wisdom cuz that's what I did the older I get the more I understand we really don't need as much as we think we do the joy is in our faith and beloved from family and friends these are true riches not one of us can feed every hungry belly but if we do what we can we make a difference and sometimes just a smile can be the most helpful thing you can do have a beautiful life and may God's love be with you and all your loved ones love Ruthie
I really appreciate these quotes. I've heard several of them before, but this time I heard them in a new light. Hearing them all together gave them a different perspective. I'm on my own journey of decluttering, downsizing and minimalism. So much of what you said applies directly to the mistakes I've made with money in my life.
Not all true...At the age of 21years old I decided I wanted to retire at 45 and live abroad. I calculated a figure that I would need to live on to be financially independent until my personal pension kicked in. I worked long hours, saved, invested, planned and achieved my goal at 44.5 years old. I have spent the last 12 years living my dream and still have enough to see me through till retirement. The problem is that most people don't know what they want, so they don't work towards it, so will never achieve it. And NO, I never had a higher education or a high paying job, I only worked on the shop floor in a factory. I was always careful with every penny that I worked for and made it work for me, and NO, I never felt that I missed out on anything while I was working towards my goal. And finally I always pay in cash...you cannot spend what you don't have.
@@dimcbride8969 basically it was 1. Make a plan 2. Spend wisely and stick within a budget 3. Save don't borrow 4. Invest wisely (or find a good financial advisor). 5. Reap your reward Enjoy your free book 😉😁.
I recently quit a toxic corporate job that I had been at for 12 years and where I made a lot of money. I was very surprised about the way I felt after leaving. Before leaving I thought all of the great things about my life were tied to that job or making a lot of money but what happened was all that was different about my life was the job that had been toxic for years was gone. Everything good about my life was still in my life. The life I had created for myself had nothing to do with my job or making a lot of money. I took a job that pays a lot less but gives me more intrinsic value and I'm very glad I made the switch for many reasons. This kind of switch may not work for everybody but I think it will work for most people and make people happier in the long run.
I''m on the verge of wanting to do this, leaving a high paid corporate job. It's not the love of money that keeps me there, but the general truth that I do need food, shelter, healthcare, etc. I never buy things, I only spend money on necessities, never wrack up credit card debt. But we do still need to earn a living. So it's not always some greedy love of money thing. A lot of us just want to make ends meet and save as best we can for retirement. Our current system just makes it really hard to do that, cus it's near impossible to find part time jobs that would allow more freedom but would also pay enough for cost of living and provide healthcare. The rat race is a trap, and it can be hard to escape. Still trying to figure it out at 42.
@@erin79 I'm a few years older than you and I used to think the same way as you until I escaped. I found that all of my needs are met no matter what job I do. As far as retirement goes, I came to the conclusion that no matter how much money I put into my 401K and my IRA it's not going to be enough for retirement so I'm finding a way to make money into my retirement by doing something I love instead. Good luck to you in your future endeavors!
Good for you about realizing that your job is not everything!! I quite a toxic job, about a year ago, after 11 years and actually went the opposite way - less money to more money. The new job is a better environment, more work ethic and better overall feel. Your job doesn't define you and if you leave a toxic place, you wind up happier 🙂
Excellent commentary on money. Our family has more than enough income to live comfortably, and for us, that is the goal. It is difficult to maintain a positive attitude toward money when our family and friends are focused on obtaining more, on renovating houses, on buying new houses and cars, and on travelling. We have learned over the years that a simple life in which we enjoy and use the possessions that we have brings us the most satisfaction. Thanks for another great video!
Without good health, you can't enjoy anything like you want to. You just enjoy what you can. Some are so ill, that isn't even possible. So hard for them.
Thanks for letting me know. Unfortunately it's a problem happening to creators all over TH-cam. TH-cam is currently working to create stronger filters to prevent these accounts from posting in the first place. We report and delete as soon as we see the spam. The best thing you can do is to report the account as well so they are likely to be reviewed faster.
I like how Thoreau said it (similar to Emerson) "the price of anything is the amount of life you exchange for it." A reminder that our labor, our time is currency.
I'm so thankful for all the content about personal finance and miminist..we've donated half of our stuff and became debt free including our mortgage for a while now. Some told us to buy a new house since our house was paid off...I work hard to get our of debt I'll never want to get back... we've been renovated slowly with cash...whenever people visit they said look like we got a new house our house so spacious, well decorated and clutter free...we said bc we donated half of our stuff and will not buy unnecessary things anymore so the house is always organized and looks spacious.
Morning Joshua and fellow devotees. What a great topic to cover during these turbulent times. I admit to having money wobbles (rather than worries). I work full time, am divorced and in my mid 50’s. I work in a school and love my job but the pay if not great. I have enough for my bills and a little left over - in the current financial climate the little left over is dwindling . I need to remember that I have enough money for my needs, I have a job I love and a good family - I am rich but not financially.
Remember that "the bills" are not a fixed price. You can change your lifestyle to better reflect your priorities. Downsize? Move in to care for the grandkids, or perhaps you have an elderly aunt who needs daily help. Cancel the internet, definitely cancel the cable. Get rid of the car even if possible.
Following your videos I have managed to declutter so much stuff by donating , “ if it no longer makes me happy then get rid” - this has freed so much emotional clutter too. I now recite to myself “do I need it, do I want it?” - then I think of the good work I’ve done by removing unnecessary items. Thamnkyou
I am on 6 figure salary and I don't feel like working. I prefer to be retired and living minimally and frugally. The older I get the less I need $$$ and more I need of time in my garden, going on hikes and foraging for mushrooms. One more year is.....
It is translated from the Navajo a saying “ A man can’t get rich if he takes proper care of his family “. Forty year of honest work with this simple, definitely deep mantra to guide me through the many challenges with money.
I think I could watch this over and over. So many profound and insightful quotes. Really hit home for me. I am reaching that stage of “ why am I shopping.? And why do I need that?” I prefer to paint or walk or swim or cook for my friends. Going to keep trolling through all of your videos. Thank you.
Thank you for your wise videos. I once wanted to be rich until I realized I am rich. I have 3 happy & healthy young men I raised. I have a happy, healthy 7 y/o Grandson and God provides for me Everyday.
I don't want to be rich. I just want to have enough that when one of our appliances decides to break down I don't have to stress about where the money will come from to fix or replace it or when the car decides it needs new brakes or tires or the furnace, of our 100yr old fixer upper, quits working in the middle of winter or the roof leaks after a heavy rain! We live on a very tight fixed income. No mortgage, cars are old and bought with cash. No credit cards. Grateful for a roof over our head and cars that take us from A to B. I feel sorry for the millionaires that don't feel wealthy.
Joshua, as you were speakiing I was reminded of how John D. Rockefeller was asked when a man has enough money. Mr. Rockefeller replied, "When he has a little bit more".
Now I am not rich or poor, but I do have goals and plenty of time to succeed. I feel like money will always be an issue for me because I was born and raised, and living in Hawaii. But learning to be grateful for what I have and spend my money wisely on something that is valuable, is a good way to start.
I grew up in the 70s. My dad taught me a valuable money lesson which took me years to understand and appreciate. Since then I instilled it in my children and shared it with others. His quote: "Become a master over your money, not a slave to it." It helped to make valuable money decisions and to be content with the basics.
Goodness gracious! Yet another great video! The most impactful quote to me is Joshua’s - his very last sentence in this video: “You can never have enough of what won’t satisfy.” So good.
I think if you can't really buy food by the middle of the month and you are not sure how to survive or rely on charity of others to survive ALL of your problems could be solved with money. Of course the "standards" change and millionairs don't feel wealthy. But they don't have to think about how to get their next meal or start crying because the price of toilet paper has gone up again. I think from the perspective of minimalism you are right. But there are lots of people out here who are coming from a very different perspective.
There are those who live minimally and frugally because they MUST and those who do so because they can. I haven't watched the whole video but it is true that there is a diminishing return on money. A $2 an hour raise when you make $14 an hour will make your life better and easier than a $3 an hour raise when you make $30 an hour. Maybe it doesn't solve all of your problems but it will ease most of them.
Wow, this is amazing and so challenging. Thanks so much for taking the time to put this together, I feel like this is something I want to keep coming back to and watching as it really just puts things into perspective. Brilliantly articulated- thanks Joshua!
I have been following your channel for a year now and learnt so much from you! Just started my own budgeting channel and you are a great motivation for me. Your Video quality is amazing! Thanks for sharing 🙏
My widows benefit is 1,445. A month. I feel rich because I have no debt. Only electric, phone, car and home insurance, trash and water bill. You see, when you are debt free and own a small home free and clear, you can live comfortably on very little. I drive a very old car. I wear my clothes till they fall apart. I have 4 nice church dresses. I started swedish death cleaning 3 yes ago after reading your book the more of less. I grow a nice garden and can for winter. I give family friends and neighbors food from my garden. I am content. I give time and experiences as gifts. Did I mention that I'm content? Thank you
There was some research that stated that after a certain point increasing income did not equate to increasing happiness the figure was not that high about 33% more than the average full time salary I'm in uk average salary for full time work ( over 30 hours per week) ISA apout 28,000 or 34k $ or after 45k happiness doesn't really increase obviously in USA like in Europe and UK some places are much more expensive to live than others and it will go further in small towns than in London, Paris or New York but then average salary tends to be more in these places too. So I think more money does mean more happiness when you are struggling with getting food shelter and clothes and just a washing machine fault or a child losing their winter coat means hardship and debt then yes money would help but a new car instead of 3 year old car might make you happier for a few weeks but 6 months later it won't still be having that effect.
I would go a step further to say- many people actually don’t have enough money, far and away more people than you are implying- in other words in order to be more safe from medical debt, fear of not being able to pay one’s mortgage, to be able to pay off school debt, for many in the USA would require perhaps enormous sums of money. However, what I think you are missing is the social safety net factor. in the absence of a social safety net such as accesible health care, affordable housing, public transportation- people wouldn’t feel the burden on their Individual and families shoulders financially if our society gave back to us what we give to it in the form of taxes. Said a different way, the need to have large sums of money feels less dire when your society takes care of you. How could someone know how much money they need to protect themselves from disaster?. Many countries do this for their citizens the USA more and more scarcely does.
I have been on both sides and i know for me money didnt make me happy i was well off fast forward things changed im just making it feeling the crunch of it all and im not happy and i think to my self if i can only make what i did before i would be happy and listening to your video reminded me thats not true i was there before had money felt the same anyways thank you for this post
I GUARANTEE you all that $2 million is the number for me to be totally happy. I am the one who wants to bless others. My ex-husband left me with his mortgage on my coop apartment...so, I pay maintenance (rent), mortgage and insurance. If I didn't have to pay mortgage on an apartment that I own, I could help so many people and be able to save. Joshua, please address that entities target single, Black, female head of households...and I don't have kids!
Josh, great video and one I get a lot out of as I am contemplating retirement. BTW, the art behind you, “Always be honest be kind” … can you tell me where you got this, I love it and would like one for me and my 28 year old son! Thanks!
One thing I've always said about money that helps me is that it's just paper. In the end of the day it's literal paper. It never had any value to begin with, but people put value on it so they can satisfy themself, we don't always give freely, we put a price on it. If the whole world was giving food and a place to live for everyone that needs it, our friends and family freely, it would be a better place in my opinion. If this paper never existed. This paper with a 5, 20, 100 imprinted on it and a president on the side. What's the true importance again?
I have no need to be rich, I have had a job with a high income for over a decade and it cost me my psychological health. Over 10 years after leaving that job im still psychologically damaged. Dont sell your zoul for money its so nit worth it. Unfortunately all that money went to health professionals to help me start to recover. I have nothing left financially and assets wise. I do however have my soul back, I learnt a valuable lesson. Now I just want a peaceful stress free life. I dont even have enough money after all of that to buy some land to settle on and grow the quiet natural life I now desire.
5 Million Euros. 1 Million for my husband and me, 2 for or 2 children. So even if they will never be able to work they can probably (if inflation doesn't become too high) live a frugal life without ever being hungry until the end of their life.
I do know about what amount I need is enough there are two options 1 about 2 million because that's how an apartment costs here (and rents are expensive and all the time go up and there is no stability) and the rest of the money for living just work part time and live a simple life 2 in addition to the 2 million between 30 and 50 thousand For each year of life (the amount depends on how much I want to calculate each shekel in the supermarket and how much I feel like traveling) but it is the amounts approximately.
Do not be a slave to the lender....Count the cost and plan...Know a need verses a want....Save money for unknown emergencies......Haste will bring you into poverty.....Don't have a love of money..... .Be content with your blessings!
It is easy to say do not waste your life and chase after money when there is money easily, but he who has no money even for normal food or medical treatment certainly has no choice but to devote his time and all his strength and life to the devilish money because without money you are not considered human! Some people were already looking at me as I rummaged in the trap like I was a street dog! Some men offered me dubious offers for some money. Money is life and without money there is no life!
90 percent Americans financial stress. Inspite of it being the wealthiest country. . Too many people spend money to buy things they don't want or don't need just to impress people or out of fomo . You say if i had a little more i should be satisfied. But can't be cause it's addictive .
Lynn here I’m 73 and money DOES NOT MAKE YOU HAPPY IVE MADE 99$ a week to 800$ a week I’ve found if there’s food in the frig bills are paid and a roof over your head you are rich trust me.
Those with money is NEVER satisfied...they always want more!.......Hebrews 13...5,6.....says:...Almighty God and Jesus Christ tells us to NOT have a love of MONEY, be content with your blessings...for he will by NO means leave you...and by any means forsake (abandon) you!
I can understand that. It's OK to say we don't need money but we do.when your old and you have had money brought your kids up gave them education holidays etc.gave them everything then people say you don't need money.Its so easy to say that when old. If people were starting off again they would want money because without money you end up on the streets.
I listen to you for at least 2-3 hours a day I been able to get rid of 70% of useless items, been able to save $70k in a year and a half and I been able to give to to my homeland churches
I have NEVER been so peaceful and happier!
Thank you Joshua I love ya and your beautiful family!
ALL GLORY TO MY WONDERFUL LORD JESUS CHRIST!!! 🙋🏽♀️🙌🏽👏🏽👏🏽👏🏽❤❤❤
Thank you for sharing your awesome testimony!!
HALLELUJAH!!!!!
PRAISE THE LORD!!!!! 🙌🏽👏🏽❤❤❤
God bless you! 🕊❤⚘
How did you do it? Help me with some tips.
Excellent
"You can never have enough of what won't satisfy." What a great statement.
Yeah - the best quote was the last one by Joshua :)
White privilege statement and like to comment...but, I liked it too.🤷🏾♀
Interesting. Lately I have been feeling wealthy actually. I don't have a lot of money, I'm waaay far from being a millionaire. But I have my home, no debt and some savings. I might not have a tesla like my friends, but I hate driving. I might not have a high income like my friend, but I don't like working 16+ hours a day, I cannot afford to eat outside everyday, but I learned to cook delicious meals without those extra calories, I might not be able to pay for the fancy gym, but I like my small hole in the wall where I lift things up and put them down. Money is nice and I like it a lot, it brings me peace of mind. But by not desiring material possessions I get something much better than money... Time! I have time to learn to cook, to make my long looong walks, to exercise, travel, spend time with people I love, focus on my health, live with less stress.
When I told my father how much I spend per month, he pitied me. I didn't get it, I feel very comfortable, I wouldn't even know in what I would spend more money. I have enough clothes, I don't enjoy alcohol that much, I like going to the local market to buy cheap and fresh produce, museums are mostly free or very cheap. Idk, this capitalist society kinda makes me feel like a failure, but I resist.
AMEN. ❤
That’s the way to go CherryParlor! Inspiring and truthful. I try to live like that also. It gives peace of mind and soul. Just continue walkint that path!
Road less travel is often the right path to live.
You are on the right path and don’t let anyone tell you otherwise!
Honestly, I feel like you have succeeded more than most people, and I applaud you. Your comment truly made me smile, because you feel rich in what matters. Please continue to live such a beautiful life, as it is so inspiring to others, including myself
My wife worked for very rich family for 9 months. She never saw the husband at home, and the wife was so overwhelmed with life (with managing all their emloyes, organizeing all their stuff, packing up for vacations) that she never sat down to enjoy her meal or cofee.
Oh that is terrible
Mindset is SO important, but education about money management and prioritizing is also crucial. Children are not taught basic money principals by their parents any more, and the schools don't do it either. I was taught things like how to balance a checkbook and to set up a simple budget in my 6th/7th grade math curriculum, but nowadays young people graduate from highschool knowing nothing but that they want what they see on TV. Channels like this are so needed, because our society values the AMOUNT of money so much more than the ability to MANAGE the money one has. Thank you, Joshua, for helping to steer people in the right direction.
“Money is a good servant but a bad master”
A cruel master. An idol.
Having a lot of money doesn't change your character, it shows your character.
Great video! The quote that brings to mind a prophecy of the Cree Indians: “When the last tree is cut down, the last fish eaten and the last stream poisoned, you will realize that you cannot eat money.” I saw this when I visited Head Smashed in Buffalo Jump in Alberta, Canada. It really shifted the way I treat money and the environment, for the better :)
I do not know how you manage to continue to create such amazing and unique content. It is never redundant and always profound. Thank you Joshua Becker 🙌🏻🙌🏻🙌🏻🙌🏻🙌🏻
Whosoever believes in Me, out of His belly shall flow streams of living water 🙏🇬🇧
👍🏾
Amen. Paul also said that he learned how to be content with little and much. He (I) can do all things through Christ who strengthens him (me).
Money does not buy happiness, it buys freedom. Freedom, properly utilized, provides happiness.
Well said !
You understand.
Yes and yes. Money does buy happiness because it buys freedom, security, protection, and comfort, peace. All of these examples below make me happier because they provide for me and my family:
A home in a safe and quiet part of town
A car that has modern seatbelt and crash protection features
A few more dollars to buy earthquake insurance for my home
An aid to help an elderly parent if/when they fall at home and need help
A bowl of organic fruits bought at the farmers market
A new pair of shoes when the old are worn out at the edge
A lot of time not to have to work and spend time with family
The luxury of being a stay at home parent
The time one gets from being able to retire early
Routine dental hygiene
Travelling to places that we wander about
So, money DOES buy happiness but it it is important to spend money on things that matter and know when is enough enough, and have a healthy, humanistic approach to money
I cracked up laughing because my income is below $1,500 a month and I feel rich of course you know that's because I'm grateful and thankful for what God has given me and I am a wise steward
And you probably don't live in a big city or have a large family 🤔 🤷🏼♀️
@@LisaPFrampton I appreciate your response Lisa for the state I live in this is the biggest city but as for a big family you're right I don't come from a big family however at 71 I wouldn't have a lot of little kids around me anyway would I but if you're wondering if I've ever understood poverty I assure you I have I live 3 months on beans and rice occasional onion or green pepper I live for a year and a half on $180 a month without food stamps you don't have to live in a big city or have a big family to go through poverty but not having makes you more of a giver when you do have as far as I know no one in my family lives on less than me but I still help Feed the Homeless in my town and I still make donations when and wherever I can I hope you and your family are doing well and if you're going through a hard time I hope you pray for wisdom cuz that's what I did the older I get the more I understand we really don't need as much as we think we do the joy is in our faith and beloved from family and friends these are true riches not one of us can feed every hungry belly but if we do what we can we make a difference and sometimes just a smile can be the most helpful thing you can do have a beautiful life and may God's love be with you and all your loved ones love Ruthie
@@LisaPFrampton Or have two dogs and several tattoos.
@@LisaPFrampton it can be done
@@ruth1996 beautiful, gracious, honest response. God bless you ☺️
I really appreciate these quotes. I've heard several of them before, but this time I heard them in a new light. Hearing them all together gave them a different perspective. I'm on my own journey of decluttering, downsizing and minimalism. So much of what you said applies directly to the mistakes I've made with money in my life.
Not all true...At the age of 21years old I decided I wanted to retire at 45 and live abroad. I calculated a figure that I would need to live on to be financially independent until my personal pension kicked in. I worked long hours, saved, invested, planned and achieved my goal at 44.5 years old. I have spent the last 12 years living my dream and still have enough to see me through till retirement. The problem is that most people don't know what they want, so they don't work towards it, so will never achieve it. And NO, I never had a higher education or a high paying job, I only worked on the shop floor in a factory. I was always careful with every penny that I worked for and made it work for me, and NO, I never felt that I missed out on anything while I was working towards my goal. And finally I always pay in cash...you cannot spend what you don't have.
I wish you'd write a book that's amazing and so so inspiring ❣️
@@dimcbride8969 basically it was
1. Make a plan
2. Spend wisely and stick within a budget
3. Save don't borrow
4. Invest wisely (or find a good financial advisor).
5. Reap your reward
Enjoy your free book 😉😁.
@@shirleyhiggins3395 I think we’d like to hear HIS life story from him
I recently quit a toxic corporate job that I had been at for 12 years and where I made a lot of money. I was very surprised about the way I felt after leaving. Before leaving I thought all of the great things about my life were tied to that job or making a lot of money but what happened was all that was different about my life was the job that had been toxic for years was gone. Everything good about my life was still in my life. The life I had created for myself had nothing to do with my job or making a lot of money. I took a job that pays a lot less but gives me more intrinsic value and I'm very glad I made the switch for many reasons. This kind of switch may not work for everybody but I think it will work for most people and make people happier in the long run.
I''m on the verge of wanting to do this, leaving a high paid corporate job. It's not the love of money that keeps me there, but the general truth that I do need food, shelter, healthcare, etc. I never buy things, I only spend money on necessities, never wrack up credit card debt. But we do still need to earn a living. So it's not always some greedy love of money thing. A lot of us just want to make ends meet and save as best we can for retirement. Our current system just makes it really hard to do that, cus it's near impossible to find part time jobs that would allow more freedom but would also pay enough for cost of living and provide healthcare.
The rat race is a trap, and it can be hard to escape. Still trying to figure it out at 42.
@@erin79 I'm a few years older than you and I used to think the same way as you until I escaped. I found that all of my needs are met no matter what job I do. As far as retirement goes, I came to the conclusion that no matter how much money I put into my 401K and my IRA it's not going to be enough for retirement so I'm finding a way to make money into my retirement by doing something I love instead. Good luck to you in your future endeavors!
Good for you about realizing that your job is not everything!!
I quite a toxic job, about a year ago, after 11 years and actually went the opposite way - less money to more money. The new job is a better environment, more work ethic and better overall feel. Your job doesn't define you and if you leave a toxic place, you wind up happier 🙂
Excellent commentary on money. Our family has more than enough income to live comfortably, and for us, that is the goal. It is difficult to maintain a positive attitude toward money when our family and friends are focused on obtaining more, on renovating houses, on buying new houses and cars, and on travelling. We have learned over the years that a simple life in which we enjoy and use the possessions that we have brings us the most satisfaction. Thanks for another great video!
I have always felt, that you are rich , if you have good health.
Without good health, you can't enjoy anything like you want to. You just enjoy what you can. Some are so ill, that isn't even possible. So hard for them.
Is this Nancy Sue Franklin (Brown)
@@paulaivey8525 I am sorry, that is not me.
Money itself won’t make you happy but money gives you options which can make you happy.
You can make decisions that result in happiness even without money.
@@JoshuaBecker someone is posing as you in the replies to comments, asking for contact via WhatsApp 😲
Whats app is all through the responses. Ick😬
Thanks for letting me know. Unfortunately it's a problem happening to creators all over TH-cam. TH-cam is currently working to create stronger filters to prevent these accounts from posting in the first place. We report and delete as soon as we see the spam. The best thing you can do is to report the account as well so they are likely to be reviewed faster.
@@JoshuaBecker I agree
I like how Thoreau said it (similar to Emerson) "the price of anything is the amount of life you exchange for it." A reminder that our labor, our time is currency.
I'm so thankful for all the content about personal finance and miminist..we've donated half of our stuff and became debt free including our mortgage for a while now. Some told us to buy a new house since our house was paid off...I work hard to get our of debt I'll never want to get back... we've been renovated slowly with cash...whenever people visit they said look like we got a new house our house so spacious, well decorated and clutter free...we said bc we donated half of our stuff and will not buy unnecessary things anymore so the house is always organized and looks spacious.
Morning Joshua and fellow devotees. What a great topic to cover during these turbulent times. I admit to having money wobbles (rather than worries). I work full time, am divorced and in my mid 50’s. I work in a school and love my job but the pay if not great. I have enough for my bills and a little left over - in the current financial climate the little left over is dwindling . I need to remember that I have enough money for my needs, I have a job I love and a good family - I am rich but not financially.
Remember that "the bills" are not a fixed price. You can change your lifestyle to better reflect your priorities. Downsize? Move in to care for the grandkids, or perhaps you have an elderly aunt who needs daily help. Cancel the internet, definitely cancel the cable. Get rid of the car even if possible.
“Contentment is a treasure that is never depleted.” -Prophet Muhammad
Charles Spurgeon "Prince of Preachers".. Great quote AMAZING PREACHER!!!
THANKS JOSH!
“Money has nothing to do
With the value of life
But that's just common sense”
- Ian MacKaye (“Money” by Embrace)
“You can never have enough of what won’t satisfy.” Josh Becker
Following your videos I have managed to declutter so much stuff by donating , “ if it no longer makes me happy then get rid” - this has freed so much emotional clutter too.
I now recite to myself “do I need it, do I want it?” - then I think of the good work I’ve done by removing unnecessary items. Thamnkyou
I am on 6 figure salary and I don't feel like working. I prefer to be retired and living minimally and frugally.
The older I get the less I need $$$ and more I need of time in my garden, going on hikes and foraging for mushrooms.
One more year is.....
It is translated from the Navajo a saying “ A man can’t get rich if he takes proper care of his family “. Forty year of honest work with this simple, definitely deep mantra to guide me through the many challenges with money.
I think I could watch this over and over. So many profound and insightful quotes. Really hit home for me. I am reaching that stage of “ why am I shopping.? And why do I need that?” I prefer to paint or walk or swim or cook for my friends. Going to keep trolling through all of your videos. Thank you.
Thank you for your wise videos. I once wanted to be rich until I realized I am rich. I have 3 happy & healthy young men I raised. I have a happy, healthy 7 y/o Grandson and God provides for me Everyday.
Amen! The things that are not seen are greater than the things which do appear. Focus on the eternal, treasures in heaven ✝️🙏🙌
I don't want to be rich. I just want to have enough that when one of our appliances decides to break down I don't have to stress about where the money will come from to fix or replace it or when the car decides it needs new brakes or tires or the furnace, of our 100yr old fixer upper, quits working in the middle of winter or the roof leaks after a heavy rain! We live on a very tight fixed income. No mortgage, cars are old and bought with cash. No credit cards. Grateful for a roof over our head and cars that take us from A to B. I feel sorry for the millionaires that don't feel wealthy.
I don't think Joshua can understand the common man or woman. Not his fault but I believe he has never know true financial struggle.
Joshua, as you were speakiing I was reminded of how John D. Rockefeller was asked when a man has enough money. Mr. Rockefeller replied, "When he has a little bit more".
Now I am not rich or poor, but I do have goals and plenty of time to succeed. I feel like money will always be an issue for me because I was born and raised, and living in Hawaii. But learning to be grateful for what I have and spend my money wisely on something that is valuable, is a good way to start.
I grew up in the 70s. My dad taught me a valuable money lesson which took me years to understand and appreciate. Since then I instilled it in my children and shared it with others. His quote: "Become a master over your money, not a slave to it."
It helped to make valuable money decisions and to be content with the basics.
Well said. Because of your book and your message several years ago my family and I changed our lifestyle and simplifying life.
Goodness gracious! Yet another great video! The most impactful quote to me is Joshua’s - his very last sentence in this video: “You can never have enough of what won’t satisfy.” So good.
I listen to you a lot lately..thank you for blessing us. You have godly wisdom.
I think if you can't really buy food by the middle of the month and you are not sure how to survive or rely on charity of others to survive ALL of your problems could be solved with money. Of course the "standards" change and millionairs don't feel wealthy. But they don't have to think about how to get their next meal or start crying because the price of toilet paper has gone up again.
I think from the perspective of minimalism you are right. But there are lots of people out here who are coming from a very different perspective.
There are those who live minimally and frugally because they MUST and those who do so because they can.
I haven't watched the whole video but it is true that there is a diminishing return on money. A $2 an hour raise when you make $14 an hour will make your life better and easier than a $3 an hour raise when you make $30 an hour.
Maybe it doesn't solve all of your problems but it will ease most of them.
You are absolutely correct.
Great video Josh! We are more spiritually ignorant than ever and I believe our happiness isn’t coming from God.
Wow, this is amazing and so challenging. Thanks so much for taking the time to put this together, I feel like this is something I want to keep coming back to and watching as it really just puts things into perspective. Brilliantly articulated- thanks Joshua!
Beautiful... Thank you for taking your precious time doing this.
I have been following your channel for a year now and learnt so much from you! Just started my own budgeting channel and you are a great motivation for me. Your Video quality is amazing! Thanks for sharing 🙏
My widows benefit is 1,445. A month. I feel rich because I have no debt. Only electric, phone, car and home insurance, trash and water bill. You see, when you are debt free and own a small home free and clear, you can live comfortably on very little. I drive a very old car. I wear my clothes till they fall apart. I have 4 nice church dresses. I started swedish death cleaning 3 yes ago after reading your book the more of less. I grow a nice garden and can for winter. I give family friends and neighbors food from my garden. I am content. I give time and experiences as gifts. Did I mention that I'm content? Thank you
Thank you for this beautiful message 😍
Salvation and health is all the richness you will ever need. No amount of money can buy those.
You never fail to create good content Joshua! Thank you!
Loved that you include biblical verses/teachings in your videos 🙏❤
My Grandma, used to say all the time , money isn’t everything but try paying bills without it !
You should have a "Thank" button in your channel. 🙂 Appreciate the insights.
87% of millionaires don’t feel wealthy. Yes, because money is not a part of us. It is always external.
You are not joshing me. I feel confident with more money. May we all be prosperous!
There was some research that stated that after a certain point increasing income did not equate to increasing happiness the figure was not that high about 33% more than the average full time salary I'm in uk average salary for full time work ( over 30 hours per week) ISA apout 28,000 or 34k $ or after 45k happiness doesn't really increase obviously in USA like in Europe and UK some places are much more expensive to live than others and it will go further in small towns than in London, Paris or New York but then average salary tends to be more in these places too. So I think more money does mean more happiness when you are struggling with getting food shelter and clothes and just a washing machine fault or a child losing their winter coat means hardship and debt then yes money would help but a new car instead of 3 year old car might make you happier for a few weeks but 6 months later it won't still be having that effect.
Thank you! More encouragement to give up things that don't matter! Great information!
Great message, very true!
Thank you so very, very much!!!
Contentment is worth more than money.
Best channel on TH-cam!!
I LOVE this! THANK YOU!!
I would go a step further to say- many people actually don’t have enough money, far and away more people than you are implying- in other words in order to be more safe from medical debt, fear of not being able to pay one’s mortgage, to be able to pay off school debt, for many in the USA would require perhaps enormous sums of money. However, what I think you are missing is the social safety net factor. in the absence of a social safety net such as accesible health care, affordable housing, public transportation- people wouldn’t feel the burden on their Individual and families shoulders financially if our society gave back to us what we give to it in the form of taxes. Said a different way, the need to have large sums of money feels less dire when your society takes care of you.
How could someone know how much money they need to protect themselves from disaster?. Many countries do this for their citizens the USA more and more scarcely does.
Some of the most thoughtful content on TH-cam.
Lynn here since watching I have learned so much thank you
Those re-evaluating how they feel about money are not broke.
Thank you! ❤️
I have been on both sides and i know for me money didnt make me happy i was well off fast forward things changed im just making it feeling the crunch of it all and im not happy and i think to my self if i can only make what i did before i would be happy and listening to your video reminded me thats not true i was there before had money felt the same anyways thank you for this post
Own what you have, or it will own you. (rusty paraphrase of advice given to me years ago!)
Thank you!
I GUARANTEE you all that $2 million is the number for me to be totally happy. I am the one who wants to bless others. My ex-husband left me with his mortgage on my coop apartment...so, I pay maintenance (rent), mortgage and insurance. If I didn't have to pay mortgage on an apartment that I own, I could help so many people and be able to save. Joshua, please address that entities target single, Black, female head of households...and I don't have kids!
Josh, great video and one I get a lot out of as I am contemplating retirement. BTW, the art behind you, “Always be honest be kind” … can you tell me where you got this, I love it and would like one for me and my 28 year old son! Thanks!
Found it!! Thanks for all the inspiring content!
One thing I've always said about money that helps me is that it's just paper. In the end of the day it's literal paper. It never had any value to begin with, but people put value on it so they can satisfy themself, we don't always give freely, we put a price on it. If the whole world was giving food and a place to live for everyone that needs it, our friends and family freely, it would be a better place in my opinion. If this paper never existed. This paper with a 5, 20, 100 imprinted on it and a president on the side. What's the true importance again?
Fantastic. Thank you.
My favourite quote, "How much is there"? - Madame Bleuberry, VeggieTales ☀️
I have no need to be rich, I have had a job with a high income for over a decade and it cost me my psychological health. Over 10 years after leaving that job im still psychologically damaged. Dont sell your zoul for money its so nit worth it. Unfortunately all that money went to health professionals to help me start to recover. I have nothing left financially and assets wise. I do however have my soul back, I learnt a valuable lesson. Now I just want a peaceful stress free life. I dont even have enough money after all of that to buy some land to settle on and grow the quiet natural life I now desire.
If Jim Carey dies tomorrow, he can’t take it with him.
5 Million Euros. 1 Million for my husband and me, 2 for or 2 children. So even if they will never be able to work they can probably (if inflation doesn't become too high) live a frugal life without ever being hungry until the end of their life.
Another insightful and helpful video thanks
The specific number that would make ME feel secure is $500,000 over my student loan balance. Ta-da!!!
Pass these words of wisdom to ppl who can't pay their bill.
Gratitude
Really inspiring!
I do know about what amount I need is enough there are two options 1 about 2 million because that's how an apartment costs here (and rents are expensive and all the time go up and there is no stability) and the rest of the money for living just work part time and live a simple life 2 in addition to the 2 million between 30 and 50 thousand For each year of life (the amount depends on how much I want to calculate each shekel in the supermarket and how much I feel like traveling) but it is the amounts approximately.
Do not be a slave to the lender....Count the cost and plan...Know a need verses a want....Save money for unknown emergencies......Haste will bring you into poverty.....Don't have a love of money..... .Be content with your blessings!
"Money costs too much". The first thing that came to mind are professional athletes - especially certain professional golfers!
So true
Keep talking about this subject. God has used you to change my life
"The wealthiest nation in the world." What a vague statement and further line of argumentation...
You r on fire✨
I’m not sure America is actually the richest country in the world. Last time I saw, we ranked like 8th.
The US is #1 in National Net Worth. China is #2, and Japan is #3. Here’s my source for that: en.m.wikipedia.org/wiki/List_of_countries_by_total_wealth
It is easy to say do not waste your life and chase after money when there is money easily, but he who has no money even for normal food or medical treatment certainly has no choice but to devote his time and all his strength and life to the devilish money because without money you are not considered human! Some people were already looking at me as I rummaged in the trap like I was a street dog! Some men offered me dubious offers for some money. Money is life and without money there is no life!
Well said.
90 percent Americans financial stress. Inspite of it being the wealthiest country.
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Too many people spend money to buy things they don't want or don't need just to impress people or out of fomo
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You say if i had a little more i should be satisfied. But can't be cause it's addictive
.
vintage oakleys are good
❤️
👍
Lynn here I’m 73 and money DOES NOT MAKE YOU HAPPY IVE MADE 99$ a week to 800$ a week I’ve found if there’s food in the frig bills are paid and a roof over your head you are rich trust me.
Those with money is NEVER satisfied...they always want more!.......Hebrews 13...5,6.....says:...Almighty God and Jesus Christ tells us to NOT have a love of MONEY, be content with your blessings...for he will by NO means leave you...and by any means forsake (abandon) you!
I know the number, it's $5 million. If Jim Carrey doesn't need his money, he can swing a mil my way.
Let me know when you get to $5 million and realize #1) it’s not enough and #2) you passed enough a long time ago.
A million dollars is not rich. Am I guilty??
✝️
I need money
I can understand that. It's OK to say we don't need money but we do.when your old and you have had money brought your kids up gave them education holidays etc.gave them everything then people say you don't need money.Its so easy to say that when old. If people were starting off again they would want money because without money you end up on the streets.
$500.00 is my number.
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